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☆ How to find great returns on cash after the Fed cut: Rates won't 'go from awesome to awful overnight,' expert says
▼ + stars: | 2024-09-23 | by ( Lorie Konish | ) www.cnbc.com time to read: +1 min

And it still is, despite the Federal Reserve's recent 50 basis point rate cut, which will push record returns on cash lower. "Those rates aren't going to go from awesome to awful overnight," said Matt Schulz, chief credit analyst at LendingTree. "There's no need to panic if you haven't moved your money into a high-yield savings account yet or you haven't locked in a CD rate." "The biggest mistake that people can make … is the failure to save," said Mark Hamrick, senior economic analyst at Bankrate. "The urgency of saving is not made any less in an environment where rates are coming down," he added.

Persons: Matt Schulz, haven't, Mark Hamrick Organizations: Federal, Finance

☆ Hunting for a Private College Scholarship Can Be a Total Waste of Time
▼ + stars: | 2024-09-23 | by ( James S. Murphy | ) www.businessinsider.com time to read: +14 min

So she and Maggie had focused their hopes on getting a private scholarship. She considered paying $700 for an online class, heavily promoted on Facebook, that promised to show parents how to find college scholarships. Every year, hundreds of thousands of students like Maggie devote countless hours to the hunt for private scholarships to pay for college. AdvertisementWith the combination of institutional aid and private scholarship she received, Maggie managed to cut her original college bill from $15,000 to $8,000. The illness is treatable, but it's likely to cost the family $5,000 out of pocket — effectively wiping out the financial value of the private scholarship Maggie received.

Persons: Maggie Beam, Siobhan, Maggie, Siobhan —, —, Mark Kantrowitz, Kantrowitz, it's, Fastweb, Jeff Levy, you'd, Ed McMahon, Peter Thiel, Ron Lieber, Dawn Brady, Chris Reeves, Aisosa, Levy, Charlain Bailey, she'd, Maggie's Organizations: Winthrop University, Rotary, Facebook, Thiel Foundation, Silicon, Niche, Community Foundation, Lehigh University ., Education's, Winthrop, Schug Foundation, Equitable Foundation, Equitable Locations: Charlotte , North Carolina, Winthrop, Carolina, California, San Diego, Aisosa Ede, Osifo, Dallas, North Carolina

☆ Even millennials are getting too old to land a tech job
▼ + stars: | 2024-09-23 | by ( Amanda Hoover | ) www.businessinsider.com time to read: +8 min

Newly released federal data shows the US tech workforce is younger than the workforce at large and getting younger still. Tech workers under 25 are becoming more common, while the proportion of workers older than 40 shrinks. There's an age-old perception that tech workers should be young so they can move fast and break things. One of the top qualifications to land a tech job, it seems, is to possess a birth certificate dated after 1990. Women make up just 22% of tech workers — the same proportion of jobs they held in 2005.

Persons: Z, Mark Zuckerberg, Maureen Clough, antiaging serums, Joanna Lahey, Lahey, ageism, John Zeman, Elon Musk, Zeman, John Rizzo, Rizzo, X, Daniel Jolles, Jolles, they're, Amanda Hoover Organizations: Tech, Commission, Texas, M University, Twitter, IBM, The London School of Economics, Business Locations: Silicon Valley, China

Stefany Serna, 30s, Miami, Florida Working in Miami's high-end restaurants where she has developed a strong reputation among patrons. Thanks to an informal connection to her landlord, the costs for the home she shares with her partner are below market prices. Serna said Miami Springs, a small upper-middle-class city just north of Miami International Airport, is a place where everyone more or less knows each other. According to Zillow, the average market rent for such a two-bedroom in Miami Springs is $2,800. “But I’m afraid I won’t be able to stay here because I can’t afford it in the long run.”

Persons: Stefany Serna, Serna, ” Serna, she’d, ’ ” Serna, Zillow, “ It’s, ”, “ Organizations: NBC, Dade, Cuban, Miami International Airport, U.S ., Miami, ” Management Locations: Miami, Florida, Coral Gables, Miami Springs, U.S, East Coast, ”

As the Fed lowers its benchmark rate, mortgage rates are expected to ease in 2024 and 2025. A lot of people assume that when the Fed cuts rates, mortgage rates will drop, too. By the time the Fed actually gets around to cutting rates, mortgage rates typically already reflect the impact of that cut. 5-Year Mortgage Rate TrendsHere's how 30-year and 15-year mortgage rates have trended over the last five years, according to Freddie Mac data. Mortgage rates are determined by a variety of different factors, including larger economic trends, Federal Reserve policy, your state's current mortgage rates, the type of loan you're getting, and your personal financial profile.

Persons: they've, Freddie Mac Organizations: Federal Reserve, Fed, Zillow, ARM, Federal Housing Administration, Department of Veterans Affairs Locations: Chevron

☆ Trump rallies in North Carolina as controversy engulfs his handpicked candidate for governor
▼ + stars: | 2024-09-21 | by ( Eric Bradner | ) edition.cnn.com time to read: +6 min

Robinson, the current North Carolina lieutenant governor, referred to himself as a “black NAZI,” expressed support for reinstating slavery, made repeated graphic sexual comments and more. Trump defeated Joe Biden by 1 point in North Carolina in 2020. North Carolina is an vital part of that plan. However, the lieutenant governor has been to most, if not all, of Trump’s recent North Carolina events. The question, though, is whether a poor performance by Robinson would drag down other members of the party’s ticket in North Carolina, including Trump.

Persons: Donald Trump, Mark Robinson –, Trump, Martin Luther King Jr, –, Robinson, ”, Kamala Harris, Harris, Martin Luther King, Josh Stein, Joe Biden, Karoline Leavitt, Trump’s, Biden, “ Martin Luther King, “, ‘, ” Trump, they’d, Kari Lake, Herschel Walker, Doug Mastriano, Bill Lee, Thom Tillis, Republicans “, ” Tillis, Mark Robinson, Erick Erickson, ” Erickson, Treene, Terence Burlij, Aaron Pellish Organizations: CNN, Republican, NAACP, North, NAZI, Democratic, GOP, Trump, Electoral, Sun, White, Carolina, Republicans, North Carolina governor’s, Tennessee Gov, Republican Governors Association, NC Locations: North Carolina, Arizona, Georgia, Nevada, Wilmington, Asheville, Asheboro, Greensboro, Pennsylvania, Walker, Lake

☆ Boeing machinists on picket lines prepare for lengthy strike: 'I can last as long as it takes'
▼ + stars: | 2024-09-21 | by ( Leslie Josephs | ) www.cnbc.com time to read: +7 min

Matt Mills Mcknight | ReutersRENTON, Wash. — Cash-strapped Boeing is facing mounting costs from an ongoing machinist strike as workers push for higher pay. The financial cost of the strike on Boeing depends on how long it lasts, though ratings agencies have warned that the company could face a downgrade if it drags on too long. Boeing 737 Max planes sit at the airport in Renton, Washington. Boeing Machinists union members count votes to accept or reject a proposed contract between Boeing and union leaders and whether or not to strike if the contract is rejected, at the Aerospace Machinists Union Hall in Seattle, Washington, on September 12, 2024. Boeing's most recent offer included 25% general wage increases over a four-year deal and was endorsed by the machinists union, the International Association of Machinists and Aerospace Workers District 751.

Persons: Matt Mills Mcknight, Cash, Boeing machinists, Boeing hasn't, Kelly Ortberg, Leslie Josephs, Louis, Jake Meyer, Meyer, Ron Epstein, Jason Redmond, today's, Ortberg, Biden, Pete Buttigieg, CNBC's Organizations: Boeing, Reuters, CNBC, Max, state's, Financial Management, Federal Reserve Bank of St, Bank of America, Aerospace Machinists, Hall, AFP, Getty, International Association of Machinists, Aerospace Workers, Workers Locations: Renton , Washington , U.S, Reuters RENTON, Wash, Seattle, Pacific Northwest, Renton , Washington, Renton, machinists, Washington, South Carolina, Seattle , Washington, Pacific, Oregon

☆ I'm American and traveled to Europe for a month. I love how I can take my kids out for dinner late and no one bats an eye.
▼ + stars: | 2024-09-21 | by ( Jamie Davis Smith | ) www.businessinsider.com time to read: +5 min

As a citizen of three countries, the United States, Poland, and Portugal, I am acutely aware of cultural differences. My children and I live in the United States but have visited Europe several times. Children often get free admission to museumsIn the United States, visiting a museum, aquarium or zoo can easily cost more than $100. In Europe, children often receive free admission to museums or have to pay a nominal fee equivalent to a few dollars. In Europe, I found that there are often great fares for families traveling together by train or substantial discounts for children.

Persons: Austria I, Gustav Klimt's, I've Organizations: Service, Business, Amtrak Locations: United States, Poland, Portugal, Europe, Vienna, Austria, Washington, New York City, Rome, Venice, London, Krakow

Mortgage rates for September 21, 2024, are around 5.70%, according to Zillow data. See more mortgage rates on Zillow Real Estate on ZillowWhat Are Today's Mortgage Refinance Rates? See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's mortgage rates will affect your monthly and long-term payments. Current 30-Year Mortgage RatesAverage 30-year mortgage rates have increased slightly and are hovering around 5.70%, according to Zillow data. But now that inflation has decelerated and the Fed is expected to cut rates soon, mortgage rates have trended down.

Persons: Freddie Mac, it's, Fannie Mae Organizations: Labor Department, Zillow, Fed, Mortgage, Association, ARM, . Government Locations: Chevron, Government

☆ More than 40,000 bees removed from Maine farmhouse
▼ + stars: | 2024-09-21 | by ( Ashley R. Williams | ) edition.cnn.com time to read: +2 min

CNN —The tens of thousands of bees removed from a Maine farmhouse this week had caused quite a buzz there for decades, according to the family who’s lived on the farm since the 18th century. An estimated 40,000 bees were taken from the walls of a farmhouse at Smiling Hill Farm in Westbrook, Maine, according to CNN affiliate WMTW. The bees were removed from a Maine farmhouse this week. Instead of killing the bees, the Knight family wanted to save the colony living in the farmhouse, which needs renovation, so they requested MacDonald’s services, WMTW reported. The Knight family said they plan to maintain the outdoor hive and the bees will be later relocated elsewhere on the farm, according to WMTW.

Persons: “ Marsha Knight …, ”, Andrew MacDonald, Bee Huggah, WMTW, there’s, Michael Knight, Knight, “, ” MacDonald Organizations: CNN, WMTW, Facebook, University of Maine Locations: Maine, Westbrook , Maine, Facebook . Maine

☆ I realized my spending was out of control and started a 'no-spend era.' Since June, I've saved over $5,000.
▼ + stars: | 2024-09-21 | by ( Cailey Griffin | ) www.businessinsider.com time to read: +5 min

For over a year, I had been slowly realizing that I needed to change my spending habits, but I wouldn't do anything about it. Influencer culture and chasing dopamine hits contributed to my spending habits getting out of control. I don't think you have to be an addict to fall into unhealthy spending habits. AdvertisementI've also stopped spending as much on foodMy no-spend journey with products has also made me pay more attention to my food spending habits. Journaling has also been a helpful tool I've used for years when wanting to make a change.

Persons: Stephanie Noble, I'm, I've, haven't, it's, Journaling Organizations: Service

“They’ve already been trying to tie legislative candidates to Robinson for months. “Our state legislative candidates have already been running on kind of the dangers of having someone like Mark Robinson in office. A Democratic operative in North Carolina predicted the latest Robinson bombshell would be used as a vehicle to attempt to depress Republican turnout while also “amping up” Democrats. No Republican legislative candidates in North Carolina had publicly denounced Robinson after the CNN report as of late Friday afternoon. An official with the Republican State Leadership Committee, which has pledged to raise and spend $50 million in state legislative races this cycle, didn’t respond to questions Friday.

Persons: Mark Robinson, Robinson, he's, Roy Cooper, Josh Stein, Kamala Harris, ”, Vicky Hausman, Hausman, ” Hausman, haven't, “ They’ve, —, “, ” Simone Leiro, Leiro, ” Leiro, Will Rusche, Donald Trump, Trump, Sam Newton, ” Newton Organizations: GOP, National, Democratic, Republicans, Democratic Gov, PAC, Forward, Republican, The States, —, North Carolina House Republicans, Democratic Legislative, Committee, Democrats, Democratic National Committee, CNN, NBC, Trump, White, North Carolina Republican Party, NAZI, General, Republican State Leadership Committee, Republican Governors Association, Democratic Governors Association Locations: North Carolina, Carolina, “, Wilmington, N.C

☆ Trump grapples with fallout from Mark Robinson’s latest scandal: From the Politics Desk
▼ + stars: | 2024-09-20 | by ( The Politics Desk | ) www.nbcnews.com time to read: +7 min

In today’s edition, we look at how Donald Trump is handling the political fallout from CNN's bombshell report on North Carolina gubernatorial candidate Mark Robinson. “North Carolina is a vital part of that plan. Additionally, Republican members of the North Carolina congressional delegation, including Sens. The political fallout from Robinson’s past comments could be particularly tough for Trump because of the importance of North Carolina as one of seven key swing states on the presidential map. The DNC launched digital ads and billboards featuring Trump heaping praise on Robinson, while a new Harris campaign ad links Trump to Robinson’s past anti-abortion comments.

Persons: Donald Trump, Mark Robinson, Kristen Welker, Trump, Matt Dixon, Katherine Doyle, Olympia Sonnier, Kristen Welker Donald Trump, Robinson, Martin Luther King, Trump’s, ” Trump, Karoline Leavitt, Biden, Harris, Ted Budd, Thom Tillis, Michael Whatley, Ben Kamisar, What’s, Joe Biden’s, Kamala Harris, I’m, they’ve, Bridget Bowman, Emma Barnett, Alex Tabet, Katherine Koretski, “, ”, Kenneth Hauck, Harris ’, Hauck, ” Norna, Read Organizations: NBC, White House, Capitol, North Carolina, NBC News, CNN, White, Trump, North, Republican National, DNC, “, Press Locations: “ North Carolina, North Carolina, Sens, Wilmington , North Carolina, Michigan , Pennsylvania, Wisconsin, San Diego, Florida

I said, I think you’re better than Martin Luther King. I think you are Martin Luther King times two.”Given Robinson’s documented history of bombastic comments, King’s oldest child, Martin Luther King III, said in a statement Thursday that he was not surprised by the reported comments allegedly made about his father. “We won’t glorify anyone or anything that comes against the work and the legacy of Dr. King. “It is an affront to the legacy and the ministry of Dr. King, but also to the Black church, and to humankind in general,” Scott said. “I think that what he did as well as what Donald Trump did in calling Mark Robinson ‘Martin Luther King on steroids’ is really a misappropriation of the work that King has done.

Persons: Mark Robinson, Martin Luther King Jr, Robinson, Josh Stein, Michael Lonergan, ” Robinson, King, ”, “ I’m, “ Martin Lucifer Koon, Donald Trump, “ Martin Luther King, “, Mark, Martin Luther King, Martin Luther King III, Arndrea Waters, Stein “, Robinson’s, Bishop Sir Walter Mack of, ” Mack, . King, ” Mycal, Martin Luther King Day, Robert C, Scott, Dr, ” Scott, Mark Robinson ‘ Martin Luther King, Dr . King, Trump, Karoline Leavitt, Biden, Harris, Henry P, Davis II, “ I’ve, ” Davis, Eric Vickers, ” Vickers Organizations: North, CNN, Nazi, Republican Party, NBC, Blacks, Bishop Sir Walter Mack of Union Baptist Church, Baptist, Baptist Grove Church, Saint Paul Baptist Church, NBC News, White, Trump, Facebook, Civil, Baptist Church, Fairfield Baptist Church Locations: North Carolina, Winston, Salem , North Carolina, Baptist Grove, Raleigh, Charlotte, Highland Park, Landover , Maryland, Fairfield, Lithonia, Atlanta, America

Donald Trump is facing calls both from his allies and from within his own campaign to pull his endorsement from scandal-plagued North Carolina gubernatorial candidate Mark Robinson, according to four people familiar with the discussions. “North Carolina is a vital part of that plan. Additionally, Republican members of the North Carolina congressional delegation, including Sens. Ted Budd and Thom Tillis, and Republican National Committee Chairman Michael Whatley, who is from North Carolina, planned to privately urge Trump to pull his endorsement of Robinson, according to a person familiar with the conversations. Recent polling has had Trump in a statistical dead heat with Vice President Kamala Harris in the state, at roughly 48%.

Persons: Donald Trump, Mark Robinson, Robinson, “, Trump, Martin Luther King, Trump’s, ” Trump, Karoline Leavitt, Biden, Harris, ”, Ted Budd, Thom Tillis, Michael Whatley, Budd, Tillis, Whatley, —, ” Robinson, Clarence Thomas, “ Robinson, Kamala Harris, outperforms Robinson, Josh Stein, Robinson’s, Roy Moore, Madison Cawthorn’s, Herschel Walker Organizations: North Carolina, CNN, White, Trump, NBC News, North, Republican National, Republican, Republican Governors Association, North Carolina Rep, Georgia Senate Locations: “ North Carolina, North Carolina, Sens, Wilmington , North Carolina, Alabama, Georgia

North Carolina could prove decisive in a close presidential race, and Sen. JD Vance of Ohio, Trump's running mate, said himself that it would be "very hard" for his ticket to win in November if Democrats flip North Carolina. The source familiar with the matter said television advertisements aiming to link Trump with Robinson are "definitely on the table." In March, Trump called Robinson "Martin Luther King on steroids." North Carolina is an vital part of that plan," spokesperson Karoline Leavitt said in the statement. Trump narrowly won North Carolina in 2020, securing 49.9% of the vote to Joe Biden’s 48.6%.

Persons: Mark Robinson, Donald Trump, Trump, Robinson, Kenny Palmer, Sen, JD Vance, Trump's, Palmer, Mark, Martin Luther King Jr, Martin Luther King, “, ‘, ” Trump, Jaime Harrison, MAGA, Trump’s, Karoline Leavitt, Biden, Harris, Joe Biden’s, Abhi Rahman Organizations: CNN, Republican, Democratic National Committee, DNC, NBC, Democratic, YouTube, Facebook, Trump, Ku Klux Klan, Republican National Convention, White, North Carolina, Quinnipiac University Locations: North Carolina, Trump, Ohio, Carolina, Greensboro

☆ Stablecoins are becoming ‘systemically important’ as market cap returns to record highs, analysts say
▼ + stars: | 2024-09-20 | by ( Tanaya Macheel | ) www.cnbc.com time to read: +3 min

The market cap for stablecoins — cryptocurrencies that promise a fixed value peg to another asset — has recently reached all-time-high levels after a sharp drop in 2023. Monthly payments in stablecoins tripled to $1.4 trillion in the 12 months leading up to July. This could have investment implications for Robinhood down the road, he added, as it "continues integrating stablecoins for crypto trading & cross-border transfers." Crypto investors watch stablecoins closely for evidence of demand, liquidity and activity in the market. PayPal last year launched its own dollar-backed stablecoin, while Visa has been supporting stablecoin payments and Mastercard is supporting stablecoin wallets and other crypto card programs.

Persons: —, Bernstein, Gautam Chhugani, Kevin Dede, Wainwright, Dede, Goldman Sachs, Wells, Rob Goldstein, Michael Bloom Organizations: H.C, JPMorgan, PayPal, Visa, Mastercard, BlackRock, New, Financial Locations: New York City, Boston, New York

☆ Nike's new CEO was an intern at the brand in 1988. He's now in charge of saving one of the biggest sports apparel legacies in the world.
▼ + stars: | 2024-09-20 | by ( Aditi Bharade | ) www.businessinsider.com time to read: +5 min

Read previewNike's incoming CEO is an old face in the company, having worked his way up the ranks from intern to C-Suite exec. He's set to take over Nike's outgoing CEO, John Donahoe, who has led the company since 2020. This story is available exclusively to Business Insider subscribers. According to Hill's biography, which Nike shared with BI, he started in the company as an apparel sales representative intern in 1988. AdvertisementNike representatives did not respond to a request for comment from Business Insider sent outside business hours.

Persons: —, Elliott Hill, He's, John Donahoe, Hill's, Hill, I'm, I've, Tom Peddie, Peddie, Locker, David Daniels, Daniels, Peter Cappelli, Cappelli, Elliot Hill, he's, Justin Sullivan, Jim Duffy, BI's Lloyd Lee, Duffy, they've, Ursula Burns, Burns Organizations: Service, Business, Nike, BI, NIKE, — Consumer, National University of Singapore, Wharton School, University of Pennsylvania, Stifel, Xerox, Columbia University, Business Insider

☆ Lewd posts by Trump-backed candidate for NC governor removed from porn forum
▼ + stars: | 2024-09-20 | by ( Andrew Kaczynski | Em Steck | ) edition.cnn.com time to read: +3 min

It’s unclear whether the comments were removed by Robinson or Nude Africa administrators. Neither the Robinson campaign nor Nude Africa responded to inquiries from CNN. Many gratuitously sexual and lewd in nature, the comments were made under the username minisoldr, a moniker Robinson used frequently online. The battleground state is a target for former President Donald Trump and his Democratic rival, Vice President Kamala Harris. North Carolina is an vital part of that plan,” Trump campaign spokeswoman Karoline Leavitt told CNN in a statement that did not directly address the reporting.

Persons: Mark Robinson, Robinson, –, ”, Josh Stein, Roy Cooper, Donald Trump, Kamala Harris, Harris, Trump, Trump’s, ” Trump, Karoline Leavitt, Biden, ” Leavitt, “ Martin Luther King Organizations: CNN, Gov, Republican, Africa, Democratic, White, Trump Locations: North Carolina

The Barclays 6 Month Online CD is paying 5.10% APY, but it may not be for long. This is because CD rates are directly impacted when the Federal Reserve changes rates. Most notably, the well-known online bank Barclays Bank still has a 6-month CD paying 5.10% annual percentage yield (APY) on a 6-month CD, but it may not be for long. How to earn 5.10% APY on a Barclays CDSince Barclays is an online-only bank, you'll have to apply for the Barclays 6 Month Online CD online. She edits and updates articles about banks, checking and savings accounts, CD rates, budgeting, and general saving.

Persons: you'll, Sophia Acevedo, Sophia, Axel Springer, Education Sophia Organizations: Fed, Barclays, Federal Reserve, Barclays Bank, Business, Finance, Bank, Savings, Education, California State University Fullerton, National Association of Hispanic Journalists, Angeles Locations: California

☆ With rates falling, don’t make this ‘big mistake’ with your cash
▼ + stars: | 2024-09-20 | by ( Michelle Fox | ) www.cnbc.com time to read: +4 min

"The Fed rate cuts are likely to support inflows to money market funds over the course of the next year," Antoniewicz said. While retail investors may slow their pace of investment, institutional flows tend to ramp up since yields on money market funds lag the funds rate, she noted. That cash can stay in a money market fund, a high yield saving account or certificates of deposit. The bucket for three to five years has about 70% in fixed income, with a small amount of high yield bonds added that have durations under five years. He'll dip more into high yield, as well as private credit, in the six to 10-year fixed income category.

Persons: haven't, Shelly Antoniewicz, Antoniewicz, Chuck Failla, you'll, Bond, Failla, Marcus, Kathy Jones, It's, Jones Organizations: Federal Reserve, Investment Company Institute, Sovereign Financial Group, Schwab Center, Financial Research, Treasury, nab Locations: Wells

☆ 64% of U.S. retirement savers make this 'dangerous' assumption—'avoid it at all costs,' says CFP
▼ + stars: | 2024-09-20 | by ( Ryan Ermey | ) www.cnbc.com time to read: +2 min

The idea behind saving for retirement is to provide yourself with income between when you stop working and when you die. For those born after 1960, full retirement age — when you receive a full Social Security benefit — is age 67. So maybe it's not surprising that most U.S. retirement savers aren't planning on a lengthy retirement. "Building a plan around spending your assets down to zero, for us, we simply avoid it at all costs." In fact, the median retirement age for U.S. workers is 62, according to research from the Employee Benefit Research Institute.

Persons: CNBC's, SurveyMonkey, Yusuf Abugideiri, Yeske Buie, Abugideiri, you'll Organizations: National Center for Health Statistics, Social Security, Research Locations: Vienna , Virginia, America

☆ I can't ask my kids' grandparents for help with childcare. One set lives hours away, and the other is not in great health.
▼ + stars: | 2024-09-20 | by ( Jane Ridley | ) www.businessinsider.com time to read: +5 min

It's a blanket assumption to think everybody has access to grandparents — or still has grandparents alive. AdvertisementHealth and distance get in the way of helpMy parents live just 15 minutes away, so you might assume they can help. They can't — and, at this stage, won't — because they're in poor health, and my dad works very long hours. They're both employed and can't assist us when we need them unless it's planned months in advance. "After everything was finished, my dad said, '"We really can't do this anymore."

Persons: —, Victoria Thorsen, Sen, JD Vance, Vance, They're, it's, It's, — aren't, they're Organizations: Service, Business Locations: Pennsylvania

☆ Exclusive: Harris campaign launching new ad seeking to tie Trump to Mark Robinson
▼ + stars: | 2024-09-20 | by ( Alayna Treene | ) edition.cnn.com time to read: +5 min

This is the first Harris campaign ad tying Trump to a down-ballot campaign, the Harris campaign told CNN. The Trump campaign did not immediately respond to a request for comment about the new ad. In a statement to CNN following Thursday’s KFile reporting, Trump campaign spokeswoman Karoline Leavitt said, “President Trump’s campaign is focused on winning the White House and saving this country. We will not take our eye off the ball.”The Trump campaign has so far declined to weigh in specifically on CNN’s reporting about Robinson’s controversial comments. Before the CNN story was published, Trump’s campaign had not invited Robinson to Trump’s Saturday event, and sources noted that decision was likely to hold.

Persons: Kamala Harris ’, Donald Trump, Mark Robinson, Robinson, Harris, Trump, intersperses, ”, Martin Luther King ”, Walz campaign’s, Roe, Wade, Harris ’, Amber Thurman, Candi Miller, ” Harris, Walz, Jen O’Malley Dillon, “ Trump, ” O’Malley Dillon, Karoline Leavitt, Trump’s, Biden, “ Martin Luther King Organizations: CNN, North, Republican, Labor, White, Trump Locations: North Carolina, Georgia, Wilmington , North Carolina, Asheville, Asheboro

Now that the Fed has cut rates, mortgage rates may not drop much further in the near term. But if the Fed doesn't lower rates as much as expected this year, mortgage rates may hold steady or even inch up. But rates are still expected to come down further, so it may also be worth waiting to see how low mortgage rates go. 5-Year Mortgage Rate TrendsHere's how 30-year and 15-year mortgage rates have trended over the last five years, according to Freddie Mac data. Mortgage rates are determined by a variety of different factors, including larger economic trends, Federal Reserve policy, your state's current mortgage rates, the type of loan you're getting, and your personal financial profile.

Persons: Lawrence Yun, you'll, they've, Freddie Mac, it's, Fannie Mae Organizations: Federal Reserve, Wednesday, National Association of Realtors, Consumers, Zillow, ARM, Federal Housing Administration, Department of Veterans Affairs, Fed, Mortgage, Association Locations: Chevron

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