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Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy®. 6X Marriott Bonvoy Points on purchases at hotels participating in Marriott Bonvoy4X Marriott Bonvoy Points on up to $15,000 in combined purchases per year at restaurants worldwide and at U.S. supermarkets2X Marriott Bonvoy Points on all other eligible purchases1,000 Marriott Bonvoy Bonus Points with each qualifying stayComplimentary Gold Elite statusA Free Night Award (redemption level at or under 50,000 Marriott Bonvoy Points) after making $15,000 in purchases per year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®. Keep in mind that transferable credit card points — like Chase Ultimate Rewards®, Amex Membership Rewards, Citi ThankYou Rewards, and Capital One miles — are generally more valuable than hotel points or airline miles. Read more about the Marriott Bonvoy Brilliant card:Marriott recently unveiled two new credit cards — the Chase Marriott Bonvoy Bountiful™ Card from Chase and Marriott Bonvoy Bevy™ American Express® Card.
Show more Regular APR 19.99% - 26.99% Variable Editor's Rating 4.65 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.65 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. With an annual fee of $650, you'll get benefits such as:To boot, you'll receive Priority Pass Select airport lounge access. It balances excellent benefits, including Gold elite status and 10 airport lounge visits per year, with a modest annual fee. $0 intro annual fee for the first year, then $95 annual fee. Its annual fee is $0 intro for the first year, then $95, so you can experience a lounge or two without committing to a big annual fee.
Below, you'll find some of our favorite rewards credit cards without foreign transaction fees, with an emphasis on travel rewards cards that offer bonus points and miles for airfare, hotels, and more. Note that credit card lenders may use many different variations of credit score models when considering your application. Note that credit card lenders may use many different variations of credit score models when considering your application. Note that credit card lenders may use many different variations of credit score models when considering your application. Virtually all of the best travel rewards credit cards waive foreign transaction fees by this point, so for this guide, we focused on narrowing it down to the best options in a variety of categories.
Show more Regular APR 18.24% - 25.24% Variable Editor's Rating 4.8 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.8 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. Show more Regular APR 19.24% - 26.24% Variable Editor's Rating 4.65 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.65 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. United Airlines credit card frequently asked questions (FAQ)What credit score do you need for a United Airlines credit card? That said, each of the United cards is considered a different product, so you can have more than one United card — for example, the United℠ Business Card and the United Quest℠ Card. The United℠ Explorer Card, United Quest℠ Card, and United Club℠ Infinite Card offer a statement credit for the Global Entry, TSA PreCheck, or NEXUS application fee every four years.
Show more Regular APR 16.99% - 26.99% Variable Intro APR 0% intro APR on balance transfers for 18 months Editor's Rating 5 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 5 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. All other purchases earn 1% cash back (cash back is received in the form of Reward Dollars). Review: Citi Double Cash card reviewIf you want a card that offers bonus rewards on Amazon purchases, the Amazon Prime Rewards Visa Signature Card is a solid choice. Review: Costco Anywhere Visa credit card reviewThe Bank of America® Customized Cash Rewards Credit Card is another no-annual-fee card, and it's the rare one that includes online shopping as a bonus category. Amex Offers** are limited-time deals available to cardholders, letting you earn cash back or bonus Membership Rewards points when you make purchases with popular retailers.
Because the Marriott Bonvoy Business® American Express® Card is a small-business card, you'll need to have some business activity to qualify. In addition, you won't be eligible for the welcome bonus on this card if any of the following apply to you: Within the last 30 days, you've held the Marriott Bonvoy™ Premier Plus Business Credit Card from Chase, the Marriott Rewards ® Premier Plus Business Credit Card from Chase, the Marriott Bonvoy Business™ Credit Card from Chase, or the Marriott Rewards ® Business Credit Card from Chase. Premier Plus Business Credit Card from Chase, the Marriott Bonvoy Business™ Credit Card from Chase, or the Marriott Rewards Business Credit Card from Chase. Within the last 90 days, you've opened the Marriott Bonvoy Boundless® Credit Card, Marriott Bonvoy Bountiful™ Card, or Marriott Bonvoy Bold® Credit Card. Within the last 24 months, you've received a new cardmember bonus from the Marriott Bonvoy Bountiful™ Card, Marriott Bonvoy Boundless® Credit Card, or Marriott Bonvoy Bold® Credit Card.
Along with the new Marriott Bonvoy Bevy™ American Express® Card, the Marriott Bonvoy Bountiful™ Card is a mid-level card that's not quite premium; it's a step above the popular Marriott Bonvoy Boundless® Credit Card ($95 annual fee) but doesn't have nearly as many perks as the top-tier Marriott Bonvoy Brilliant™ American Express® Card ($650 annual fee). **Here's what to know to help decide if the Marriott Bonvoy Bountiful™ Card is right for you. Marriott Bonvoy Bountiful card benefits and featuresMarriott Bonvoy Gold elite statusMarriott Bonvoy Bountiful™ Card primary cardholders receive Marriott Gold elite status automatically for as long as their card is open and in good standing. Most folks will do perfectly fine with the moderately priced Marriott Bonvoy Boundless® Credit Card or Marriott Bonvoy Business® American Express® Card, or even the no-annual-fee Marriott Bonvoy Bold® Credit Card. There are some pretty strict rules about who can qualify for the Marriott Bonvoy Bountiful™ Card.
Because the Marriott Bonvoy Business® American Express® Card is a small-business card, you'll need to have some business activity to qualify. In addition, you won't be eligible for the welcome bonus on this card if any of the following apply to you: Within the last 30 days, you've held the Marriott Bonvoy™ Premier Plus Business Credit Card from Chase, the Marriott Rewards ® Premier Plus Business Credit Card from Chase, the Marriott Bonvoy Business™ Credit Card from Chase, or the Marriott Rewards ® Business Credit Card from Chase. Premier Plus Business Credit Card from Chase, the Marriott Bonvoy Business™ Credit Card from Chase, or the Marriott Rewards Business Credit Card from Chase. Within the last 90 days, you've opened the Marriott Bonvoy Boundless® Credit Card, Marriott Bonvoy Bountiful™ Card , or Marriott Bonvoy Bold® Credit Card. Within the last 24 months, you've received a new cardmember bonus from the Marriott Bonvoy Bountiful™ Card, Marriott Bonvoy Boundless® Credit Card, or Marriott Bonvoy Bold® Credit Card.
Read our review Read Our Review A looong arrow, pointing rightThe Marriott Bonvoy Bold® Credit Card comes with a decent welcome bonus and perks for a no-annual-fee card, but unless paying an annual fee is a dealbreaker for you, other Marriott cards — like the Marriott Bonvoy Boundless® Credit Card, Marriott Bonvoy Brilliant™ American Express® Card, or Marriott Bonvoy Business® American Express® Card — are a better deal. The Marriott Bonvoy Bold® Credit Card is one of six Marriott credit cards currently available to new applicants, and it's the only version that doesn't charge an annual fee. For most folks who stay with Marriott, even occasionally, the Marriott Bonvoy Boundless® Credit Card and Marriott Bonvoy Business® American Express® Card are a better deal. Generally, the Marriott Bonvoy Bold® Credit Card requires a good to excellent credit score to be eligible, which means a FICO score of at least 670.Who is eligible for the Marriott Bonvoy Bold? You're also not eligible if you already have a Marriott Bonvoy Bold® Credit Card, Marriott Bonvoy Boundless® Credit Card, or Marriott Bonvoy® Premier credit card (not available to new applicants) open, or earned the welcome bonus from one in the past 24 months.
Earn 6 Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy. Marriott Bonvoy Bevy Free Night Award: Earn 1 Free Night Award after spending $15,000 on eligible purchases on your Marriott Bonvoy Bevy™ Card in a calendar year. The Marriott Bonvoy Bevy™ American Express® Card, with a $250 annual fee, is positioned as a mid-tier card between the popular Marriott Bonvoy Boundless® Credit Card ($95 annual fee) and premium Marriott Bonvoy Brilliant™ American Express® Card ($650 annual fee). For example, it comes with automatic Marriott Gold elite status, compared to the Silver status awarded by the Marriott Bonvoy Boundless® Credit Card and Platinum status with the Marriott Bonvoy Brilliant™ American Express® Card. If have or have had The Ritz-Carlton® Credit Card from JPMorgan, J.P. Morgan Ritz-Carlton Rewards® Credit Card, Marriott Bonvoy Bountiful™ Card, Marriott Bonvoy Boundless® Credit Card, Marriott Rewards® Premier Plus Credit Card from Chase, Marriott Bonvoy® Premier Credit Card from Chase, Marriott Bonvoy Bold® Credit Card, Marriott Bonvoy® Premier Plus Business Credit Card from Chase, or the Marriott Rewards® Premier Plus Business Credit Card from Chase in the last 30 days, you won't be eligible for the $250.
BofA offers a surprising number of cash-back, flexible points, and travel rewards credit cards worth considering, including personal and small-business options. Bank of America Unlimited Cash Rewards CardWhy the BofA Unlimited Cash Rewards card is worth it: The Bank of America® Unlimited Cash Rewards Credit Card is an excellent choice for straightforward flat-rate rewards on all purchases. You need good to excellent credit to qualify for the best Bank of America credit cards (most of the cards on this list) — meaning a FICO score of at least 670 (VantageScore of at least 700). Certain cards (such as the Bank of America® Business Advantage Unlimited Cash Rewards Credit Card and the Bank of America Business Advantage Customized Cash Rewards Credit Card) require you to have excellent credit (FICO score of at least 800). The best way to avoid paying interest on your Bank of America card (as with all credit cards) is by paying your credit on time and consistently.
You probably already know that most travel credit cards offer some form of rental car insurance. Show more Regular APR 19.24% - 26.24% Variable Editor's Rating 4.65 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.65 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. It's often said the Chase Sapphire Preferred is the best starter travel credit card — and primary rental car insurance is a big reason why. Whether your coverage comes from a credit card, the auto rental agency, or your personal insurance plan, you should get rental car insurance. Of all rental car insurance options, primary insurance with a credit card is the best value.
Maskot/Getty ImagesPaying with a credit card rather than a debit card or cash gives you more security in the event of fraud. Note that credit card lenders may use many different variations of credit score models when considering your application. Credit card? If you do use a credit card, make sure to pay off your balance in full by the due date to avoid interest charges. If you use your credit card like a debit card, it offers the best protections at checkout.
Review: Amex Blue Business Plus card reviewWhy the Amex Blue Business Cash card is worth it: The American Express Blue Business Cash Card earns cardholders straightforward cash-back on all eligible purchases. Review: Chase Ink Business Unlimited card reviewWhy the Chase Ink Business Cash card is worth it: The Ink Business Cash® credit card is a great option for businesses looking to maximize their spending at office supply stores, internet, cable, restaurants, and more. Review: Ink Business Cash card reviewWhy the Triple Cash Rewards Mastercard is worth it: The U.S. Bank Business Triple Cash Rewards Card is ideal if you're looking for a card with a generous bonus and intro APR. No-annual-fee business cards frequently asked questions (FAQ)How do I choose the best no-annual-fee business card for me? Are you eligible to get a business credit card if your personal credit score is low?
Having good credit typically means you can qualify for a credit card and for various loan products, but you may not receive the very best rates and terms. The Ink Business Cash® Credit Card offers one of the biggest bonuses of any no-annual-fee credit card. Review: Citi Custom Cash card reviewCredit cards for good credit frequently asked questions (FAQ)What is a good credit score? If you're rebuilding your credit, it's best not to focus on rewards credit cards until you've solved the issues leading to a score that hovers around 600. Even if you simply don't have enough credit history to warrant a score approaching 700, consider a secured credit card or a student credit card.
Find the right student credit card for you Capital One SavorOne Student Cash Rewards Credit CardChase Freedom® Student credit cardDiscover it® Student Cash BackCapital One Quicksilver Student Cash Rewards Credit CardDiscover it® Student chromeDeserve® EDU Mastercard for StudentsJourney Student Rewards from Capital OnePetal® 2 "Cash Back, No Fees" Visa® Credit Card Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. The Capital One SavorOne Student Cash Rewards Credit Card also offers very good benefits for a no-annual-fee student card, including:Price protection***Extended warranty***Car rental coverage***Roadside dispatch***Travel accident insurance***Complimentary concierge servicesRead our Capital One SavorOne Student Cash Rewards card review for more info. The Chase Freedom® Student credit card has surprisingly good benefits for a no-annual-fee student card. Best for rotating bonus categories: Discover it Student Cash BackThe Discover it® Student Cash Back can put a lot of cash in your pocket — if you're willing to do a little work for it. After you graduate, your card issuer may convert your student credit card into an equivalent, regular credit card.
Annual Fee $0 Recommended Credit Excellent Regular APR 18.24% (Variable) Editor's Rating 4 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4 out of 5 Stars Our editor's ratings are primarily based on 3 things: simplicity, affordability, and value. $0 Apply now On Revenued's website Apply now On Chase's website Apply now On U.S. Bank's websiteHow to earn rewards with the Costco Business CardThe Costco Anywhere Business Card isn't captive to Costco stores and Costco.com. Eligible 3% travel purchases for the Costco Anywhere Business Card are limited to the following:AirfareHotelsRental carsCruisesTravel agencies (including Costco Travel)Costco purchasesThe Costco Anywhere Business Card earns 2% cash back for Costco purchases. Annual Fee $0 Recommended Credit Excellent Regular APR 18.24% (Variable) Editor's Rating 4 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4 out of 5 Stars Our editor's ratings are primarily based on 3 things: simplicity, affordability, and value. Yes, you can use the Costco Anywhere Visa® Business Card by Citi outside of Costco, as long as the merchant accepts Visa cards.
Using a cash-back credit card can put money back in your pocket and take the sting out of inflation. But one interesting way to fight against inflation is by using a cash-back credit card, which can provide rewards for your daily purchases. Find the right cash back credit card for you Chase Freedom Unlimited®Capital One SavorOne Cash Rewards Credit CardCiti® Double Cash CardDiscover it® Cash BackChase Freedom Flex℠Citi Custom Cash℠ CardU.S. Bank Cash+® Visa Signature® CardCapital One QuicksilverOne Cash Rewards Credit CardDiscover it® Secured Credit CardCapital One SavorOne Student Cash Rewards Credit Card Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. $0 Annual Fee View Full Details $0 Annual Fee Apply now On Wells Fargo's websiteWells Fargo Active Cash® Card from Wells Fargo Apply now On Wells Fargo's website Card Details Rewards Earn unlimited 2% cash rewards on purchases. Using a flat-rate rewards card like the Wells Fargo Active Cash® Card, which offers 2% cash rewards on purchases you make, is a simple way to earn something back for your purchases without having to keep track of bonus categories.
American Express issues four co-branded Hilton credit cards, but only one — the Hilton Honors American Express Card — has a $0 annual fee. How to earn points with the American Express Hilton Honors cardThe Hilton Honors American Express Card has a straightforward earning structure, and it's good for earning points both at Hilton hotels and on your everyday purchases. Redeem Hilton points for experiences, events, merchandise, and moreOther options for redeeming Hilton points also won't get you the highest value, but they could be helpful in certain circumstances:Hilton experiences — Use points for exclusive events, dining, and toursUse Hilton points for event credits — Starting at 25,000 points for a $50 creditRedeem Hilton points at Amazon — A poor value; you'll get just 0.2 cents per pointDonate Hilton points to charity — For every 10,000 points you donate, Hilton will send $25 to a charity of your choiceUse Hilton points toward Lyft rides — Again, not the best value; you'll typically get around 0.2 cents per pointPool or transfer Hilton points to a friend — Send up to 2 million points per year to friends or family with no fee, or pool your points with up to 11 people to save for a redemptionHilton points normally expire if there's no activity in your account for 24 months, but due to the pandemic, the chain has paused points expiration until December 31, 2022. However, if you stay at Hilton hotels with any regularity, a card like the Hilton Honors American Express Surpass® Card or The Hilton Honors American Express Business Card is a better choice. The Hilton Honors American Express Card is the only one of the four Hilton credit cards that charges a $0 annual fee.
The Chase Freedom Unlimited® and Discover it® Miles fit this bill, earning at least 1.5x rewards on spending — and neither charges an annual fee. Compare the Freedom Unlimited and Discover it Miles Chase Freedom Unlimited®Discover it® Miles Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Here's what to know to help decide whether the Chase Freedom Unlimited® or Discover it® Miles is a better fit for your wallet. Benefits and featuresBetween the Chase Freedom Unlimited® and Discover it® Miles, one card is a clear winner when it comes to benefits. Yes No Review Chase Freedom Unlimited card review Discover it Miles card reviewBottom lineIf you have to choose just one card, the Chase Freedom Unlimited® is the right pick for most people.
Read our review Read Our Review A looong arrow, pointing rightReview: Is the Discover it Cash Back the best credit card for you? If you prefer earning cash-back credit card rewards without paying an annual fee, the Discover it® Cash Back is a great choice. How to earn rewards with the Discover it Cash Back cardTo earn the most cash back with the Discover it® Cash Back, you'll have to activate the rotating bonus categories each quarter through your online Discover account. The Discover it® Secured Credit Card, for example, is geared to folks who are new to credit or rebuilding credit. When you open an eligible new Discover card, you'll be able to take advantage of Discover Cashback Match (called Unlimited Bonus with the Discover it® Miles).
$0 Apply now On Citi's website Apply now On Wells Fargo's website Learn more On Navy Federal Credit Union®'s websiteThe Navy Federal Credit Union® cashRewards Credit Card is ideal for credit union members looking for a simple yet reliable card. To be eligible for the Navy Federal Credit Union® cashRewards Credit Card (or any card from Navy Federal), you'll need to be a member of the credit union. How to earn rewards with the Navy Federal cashRewards credit cardThe Navy Federal Credit Union® cashRewards Credit Card earns 1.75% cash back on eligible purchases for cardholders with direct deposit with the credit union. How to use rewards from the Navy Federal cashRewards cardRedeeming your cash-back rewards is easy with the Navy Federal Credit Union® cashRewards Credit Card. Navy Federal cashRewards card benefits and featuresFor a no-annual-fee cash-back card, the Navy Federal Credit Union® cashRewards Credit Card comes with a decent selection of lifestyle and travel benefits.
Compare the Sapphire Preferred and Venture Rewards Chase Sapphire Preferred® CardCapital One Venture Rewards Credit Card Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. The Capital One Venture Rewards Credit Card is better for those looking for really easy and flexible redemptions. Note that credit card lenders may use many different variations of credit score models when considering your application. Chase Sapphire Preferred and Capital One Venture benefits comparisonBoth the Chase Sapphire Preferred and Capital One Venture Rewards Credit Card come with no foreign transaction fees and a wide range of travel and purchase coverage. The Capital One Venture Rewards Credit Card comes with travel accident insurance, secondary car rental insurance, travel emergency assistance, and extended warranty on eligible purchases.
Compare the Quicksilver Cash Rewards and Freedom Unlimited Capital One Quicksilver Cash Rewards Credit CardChase Freedom Unlimited® Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. The Chase Freedom Unlimited® is the winner here, offering up 5% cash back in more categories than the Capital One Quicksilver Cash Rewards Credit Card. The Capital One Quicksilver Cash Rewards Credit Card has a similar extended warranty benefit but does not have purchase protection. Both the Capital One Quicksilver Cash Rewards Credit Card and the Chase Freedom Unlimited® can be a great choice. For benefits, the Chase Freedom Unlimited® is a little better for purchase protections but the Capital One Quicksilver Cash Rewards Credit Card offers no foreign transaction fee compared to a 3% fee with the Chase Freedom Unlimited®.
Compare Sapphire Preferred and Ink Business Preferred Chase Sapphire Preferred® CardInk Business Preferred® Credit Card Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Here's a look at how the two cards compare, and some factors that will help you decide between the Chase Sapphire Preferred® Card and Ink Business Preferred® Credit Card. Chase Sapphire Preferred vs Ink Business Preferred: ComparisonThough similar — each charges a $95 annual fee that is not waived the first year — the Chase Sapphire Preferred® Card and Ink Business Preferred® Credit Card have different sign-up bonus requirements and bonus spending categories. Here's a detailed look at the biggest differences between the Chase Sapphire Preferred® Card and the Ink Business Preferred® Credit Card. The Chase Sapphire Preferred® Card offers one of the most comprehensive collections of travel protections of any rewards credit card.
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