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You can get down payment assistance through CHFA's Down Payment Assistance Program or the Time To Own program. VermontThe Vermont Housing Finance Agency offers mortgages, down payment assistance, a first generation homebuyer program, and a mortgage credit certificate. NebraskaThe Nebraska Investment Finance Authority is another state housing finance agency that offers programs for first-time and repeat buyers alike. State first-time homebuyer programs FAQsHow do first-time homebuyer programs differ by state? You may be able to combine multiple forms of state-backed first-time homebuyer assistance, or get state assistance in addition to other, unrelated programs.

Persons: you'll, CHFA, DSHA, MaineHousing, NJHMFA, MHDC, UHC Organizations: Connecticut Housing Finance Authority, FHA, Housing Authority, Maine MaineHousing, Loan, Massachusetts MassHousing, New Hampshire New Hampshire Housing, New Jersey Housing, Mortgage Finance Agency, New Jersey Police, New York Mortgage Agency, Pennsylvania Housing Finance Authority, Vermont Housing Finance Agency, Alabama Housing Finance Association, Arkansas, Finance Authority, of Columbia Homebuyers, DC Housing Finance Agency, D.C, Florida Housing Finance Corporation, Georgia Department of Community Affairs, Georgia, Plus, Kentucky Housing Corporation, Louisiana Housing Corporation, Maryland Department of Housing, Community Development, Mississippi The Mississippi Home Corporation, North Carolina Housing Finance Agency, Carolina South, Carolina South Carolina Housing, Palmetto, SC, South Carolina National Guard, Tennessee Housing Development Agency, Virginia Virginia Housing, Virginia Department of Housing, West, West Virginia The West, West Virginia The West Virginia Housing Development Fund, Illinois Housing, Authority, Indiana, Indiana Housing, Community Authority ., Iowa Finance Authority, IFA, Kansas Housing, Assistance, Michigan, Housing Development Authority, Minnesota Housing Finance Agency, Missouri Housing, Commission, Nebraska, Nebraska Investment Finance Authority, North, North Dakota Housing Finance Agency, Ohio Housing Finance Agency, South Dakota Housing Development Authority, Economic Development Authority, Arizona The, Arizona The Arizona Industrial Development Authority, New Mexico Mortgage Finance Authority, Oklahoma, Oklahoma Housing Finance Agency, Texas The, Affordable Housing Corporation, Texas, Homes, Texas Heroes, Alaska Housing Finance Corporation, California Housing Finance Agency, Colorado, Colorado Housing, Hawaii Housing Finance, Development Corporation . Idaho, Idaho Housing, Finance Association, Montana, Montana Montana Housing, Nevada Housing Division, Oregon Oregon Housing, Community Services, Utah Housing Corporation, Washington, Washington State Housing Finance Commission, Wyoming Community Development Authority Locations: Connecticut, Delaware, New Hampshire New Hampshire, New Jersey, York The State, Pennsylvania, Rhode, Vermont, Alabama, Arkansas, Washington ,, Florida, Georgia, Kentucky, Louisiana, Maryland, Mississippi, Carolina, Carolina South Carolina, Tennessee, Virginia Virginia, West Virginia, West Virginia The West Virginia, Illinois, Indiana Indiana, Community Authority . Iowa, Iowa, Kansas, Michigan, Minnesota, Missouri, NIFA, North Dakota, North, Ohio, OHFA . South Dakota, Wisconsin, WHEDA . Southwest, Arizona, Arizona The Arizona, Mexico, Oklahoma, Texas, Texas The Texas, TSAHC ., Alaska, California, Colorado, Hawaii, Idaho, Montana Montana, Nevada, Oregon Oregon, Utah, Washington, Wyoming, Chevron

☆ A Trip Into Tornado Alley With America’s Most Obsessive Storm Chaser
▼ + stars: | 2024-07-19 | by ( David Gelles | ) www.nytimes.com time to read: +10 min

A Trip Into Tornado Alley With America’s Most Obsessive Storm ChaserOn a clear morning in late May, Reed Timmer began the day at home in Lexington, Okla., studying the latest update from the National Weather Service’s storm-prediction center. A month into his freshman year, he went storm chasing, and saw his first tornado. He went on to begin his Ph.D. studies, but the allure of storm chasing waylaid his academic career. Timmer insists that chasing tornadoes is safe, though others’ experience suggests a different conclusion. In 2013, while he was pursuing the El Reno tornado in Oklahoma, four other chasers died in the storm.

Persons: Reed Timmer, Timmer, Edgar ONeal, It’s, ” Timmer, ”, Bill Paxton, Helen Hunt, Mark L, Smith, Timmer —, Gizmo —, Glen Powell, “, Reed, ” Smith, ” “ Reed, Bill Gallus, Kan Organizations: University of Oklahoma, “, Chevy Tahoe, Hollywood, Universal Pictures, Warner Brothers, Iowa State University, El, National Weather Service, Subaru Forester, Subaru Locations: Lexington, Okla, Kansas, Texas, America, Chickasaw, Wichita Falls, Windthorst, Oklahoma City, Yorkshire, Timmer, Lawrence, El Reno, Oklahoma, United States, Greenfield , Iowa

☆ Droughts are threatening California's water supply. The state is racing to save what's left.
▼ + stars: | 2024-07-19 | by ( Leila Jordan | ) www.businessinsider.com time to read: +10 min

In 2012, San Francisco's Public Utilities Commission began developing the Onsite Water Reuse Program to investigate whether water reuse, also known as water recycling, in buildings could be a solution to California's water problem. The adoption of on-site water reuse can also be a sensible decision for developers. Water reuse to overcome hurdlesWhile large plants and on-site water systems in major buildings have been California's more established methods of water reuse, the state's biggest hurdle is retrofitting systems for existing buildings. During times of drought, the state has encouraged water conservation and water recycling, such as the use of recycled water for plants. In 2023, California made progress toward establishing recycled water for direct potable reuse and allowing recycled water to be used in the state's drinking-water supply.

Persons: —, Paula Kehoe, Kehoe, Aaron Tartakovsky, Tartakovsky, Cleantec, They're, Phoenix's Aquacell, Cleantec Erik Porse, Porse, It's Organizations: Infrastructure, Service, Public Utilities Commission, San Francisco Public Utilities Commission, California Institute for Water Resources, Brewing, Texas Locations: California, Silicon, San Francisco, San Francisco's, Beverly Hills, San, Iowa, States, Virginia, Texas, Florida, Hawaii, East Coast, Southern California, In Texas

TuesdaySeveral Senate candidates and House leaders joined Mr. Trump in the box over the course of Tuesday night. Eric Trump Donald J. Trump Senator J.D. Mr. Trump responded with applause, flanked by Mr. Vance and Representative Steve Scalise of Louisiana, the House majority leader. Walt Nauta, Trump’s valet Vanessa Trump Massad Boulos Ronan Anthony Villency Linda McMahon, business executive Kimberly Guilfoyle Kai Trump Eric Trump Lara Trump Michael Boulos Issac Perlmutter Laura Perlmutter Donald Trump Jr. Usha Vance Donald J. Trump Gov. Vance, Ohio Melania Trump Eric Trump Donald Trump Jr. Photo by Hiroko Masuike/The New York Times

Persons: Hiroko Masuike, Donald J, Trump’s, Trump, J.D, Vance of, Byron Donalds of, Katie Britt, Ala, Sarah Boulos, Ronan Anthony Villency, Massad Boulos, Tiffany’s, David Sacks, Donald Trump Jr, Kimberly Guilfoyle Eric Trump Lara Trump Tiffany Trump Michael Boulos, Tiffany's, Tucker Carlson, Byron Donalds, Ohio Mike Johnson, Kelly Johnson, Mike Johnson’s, Trump Sarah Boulos, Kimberly’s, Eric Trump Donald Trump Jr, Kimberly Guilfoyle Lara Trump Tiffany Trump Michael Boulos, Ohio Tucker Carlson, Trump Mike Johnson, Eric Trump, Lara Trump, Kimberly Guilfoyle, Tiffany Trump, Michael Boulos, Donald Trump , Jr, Vance, Mike Johnson, Massad, Ken Paxton, Markwayne Mullin, Okla, Marsha Blackburn, Ronny Jackson, Rick Scott, Brian Mast, Anna Paulina Luna, Matt Gaetz, Marjorie Taylor Greene, Cory Mills, Sarah Huckabee Sanders, Ark, Eric Trump Donald J, Tom Emmer, Elise Stefanik, Tiffany Trump Michael Boulos Eric Trump Donald J, Steve Scalise, Kyle Yunaska, Lara Trump’s, Robert Luke Yunaska, Michael Boulos Tiffany Trump Eric Trump Linda Ann Sykes, Lee Zeldin, Jim Banks, Eric Schmitt, Haiyun Jiang, Glenn Youngkin, Marco Rubio, Callista Gingrich, Newt Gingrich, Mary Miller, Dale Strong, Nicole Malliotakis, Lisa McClain, Callista Gingrich Amber Rose, Troy Nehls, Troy Nehls , Texas Ronan Anthony Villency Mike Johnson Isaac Perlmutter, Laura Perlmutter, Lauren Boebert, Jeanette Rubio, Marco Rubio’s, Greg Abbott, Monica De La, Monica De La Cruz , Texas Newt Gingrich, Todd Heisler, Vance’s, Usha Vance, Doug Burgum, Kai Trump, Trump's, ” Walt Nauta, Jason Smith, Mo, Boris Epshteyn, Ronan Anthony Villency Kai Trump Vanessa Trump, Kimberly Guilfoyle Linda McMahon, Lara Trump Usha Vance Eric Trump Michae, Laura Perlmutter Issac Perlmutter Donald J, Mike Johnson Gov, Texas Bev Vance, Walt Nauta, Vanessa Trump Massad Boulos Ronan Anthony Villency Linda McMahon, Kimberly Guilfoyle Kai Trump Eric Trump Lara Trump Michael Boulos Issac Perlmutter Laura Perlmutter Donald Trump Jr, Usha Vance Donald J, Mike Johnson Bev Vance, Jamie Kelter Davis, Ivanka, Jared Kushner, Melania, Ronan Anthony Villency Steve Witkoff, Dan Bongino, Kai Trump Laura Olaya, Tiffany Trump Michael, Vanessa Trump Jared Kushner Ivanka Trump, Hulk’s, Hulk Hogan Kimberly Guilfoyle Lara Trump Usha Vance, Vance , Ohio Melania Trump Eric Trump Donald Trump Jr Organizations: New York Times, Republican, Convention, Fox News, Trump, New York, House, Mr, Republicans, Rep, Michael, Tiffany Trump Gov, Texas Rep, Trump Rep, Gov, Republican National Committee, Ill, Monica De La Cruz , Texas Gov, Trump Gov, The New York, The New York Times, Daily Locations: Trump’s, Vance of Ohio, Byron Donalds of Florida, Fla, Vance, Ohio, Ala, Ken Paxton , Texas, Tenn, Texas, Ga, Vance , Ohio, Minn, N.Y, Massad, Louisiana, Bird , Iowa, La, Ind, Mo, Virginia, Marco Rubio of Florida, Mich, Troy Nehls , Texas, Colo, Monica De La Cruz , Texas, Va . Rep, North Dakota

☆ The first ‘Twister’ gave rise to a generation of storm chasers. Here’s what they hope to see in the sequel
▼ + stars: | 2024-07-18 | by ( Dan Heching | ) edition.cnn.com time to read: +7 min

Warner Bros./Everett CollectionSafety and science matterFor starters, experts hope safety will be emphasized amid all the gasp-inducing (and very windy) set-pieces. “This could potentially create more dangerous conditions in the climate of storm chasing,” she said of the new movie. Smith also hopes the movie gets people excited not only about the storms themselves, but the research and science behind them. There is a new opportunity for future meteorologists to bud, but not just meteorologists and not just kids,” she said. It is presented by Warner Bros., which like CNN is a part of Warner Bros.

Persons: ” Jan de Bont’s, Elizabeth Smith, “, ”, ’ ” Smith, Jo, Bill, Helen Hunt, Bill Paxton, Dr, Harold E, Brooks, Brooks –, –, Brandon Miller, ” Miller, Smith, Jo Harding, ” Smith, ‘ Jo ’, Laura Dern, Lee Isaac Chung, Daisy Edgar, Jones, Glenn Powell, Rebecca Kopelman, it’s, Kopelman Organizations: CNN, University of Oklahoma’s, Meteorology, Warner Bros, Everett, Iowa’s, Warner Bros . Locations: Finland, “

☆ City Council member says Elon Musk's supercomputer factory is causing local 'hysteria': report
▼ + stars: | 2024-07-18 | by ( Ana Altchek | ) www.businessinsider.com time to read: +4 min

Read previewThe Greater Memphis Chamber publicly announced last month that Elon Musk would build xAI's "gigafactory of compute" in the Tennessee city. The planned facility is set to house what Musk intends to be the world's most powerful supercomputer, set to power xAI's chatbot, Grok. AdvertisementOne council member, Pearl Walker, told Forbes that the development caused "hysteria" among Memphis locals. In an open letter shared on X, a group of three Memphis environmental groups also expressed concerns about the factory's impact on the local power supply. Memphis Light, Gas, and Water is trying to prevent the factory from affecting the local power grid, the outlet added.

Persons: —, Elon, Musk, Pearl Walker, Forbes, Walker, xAI, Bernstein, Goldman Sachs, haven't, Ted Townsend, Musk's Organizations: Service, Memphis Chamber, Business, Economic, Tennessee Valley Authority, Memphis City, Forbes, Memphis, The Washington Post, Bernstein Research, Meta, Greater, Greater Memphis Chamber Locations: Memphis, Tennessee, Shelby, Iowa, The, Greater Memphis

Deputy White House chief of staff Annie Tomasini, a longtime aide to the Bidens, joins Donilon and Ricchetti in forming a protective bubble around the president. “The phones just kind of stopped ringing,” is how one senior Democrat put it. “Staff in general are just over the leadership here,” one White House official said. Inside the White House, senior administration officials are bracing for Republicans to call for Biden to resign the presidency if he doesn’t seek reelection. With Biden’s political future on the brink, the White House is fielding a steady stream of letters, telephone calls and message from Americans, too, from Democratic voters like Terri and John Hale.

Persons: Joe Biden, “, Biden, Anita Dunn, Bob Bauer, Jen O’Malley Dillon –, –, Mike Donilon, Steve Ricchetti –, Annie Tomasini, Anthony Bernal, Jill Biden, Tomasini, Biden –, Andrew Bates, they’ve, ” Bates, Kevin Munoz, we’re, Nancy Pelosi, Pelosi, ”, Donilon, Hakeem Jeffries, Jeffries, ” Biden’s, Quentin Fulks, doesn’t, Terri, John Hale, Hales, ” CNN’s Pamela Brown Organizations: Washington CNN, White, Democratic, CNN, Wing, Biden, White House, Donilon, Democrats, “ Staff, House Locations: ”, Milwaukee, Covid, Delaware, Rehoboth Beach, Ankeny , Iowa

☆ Caitlin Clark is the hottest ticket in the WNBA. So why is the cheapest way to see her play in Indianapolis?
▼ + stars: | 2024-07-17 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +7 min

On June 23, when the Fever faced off against the Sky in Chicago, the average ticket price was around $250 — the most expensive average ticket price ever for a WNBA game — according to the ticket resale marketplace TickPick. It's not uncommon for star athletes like Clark to drive soaring ticket prices when they play away from home. If two arenas have the same level of ticket demand, the one with more seats could, in theory, have lower ticket prices. Tickets cost less in smaller marketsThings tend to cost more in cities like New York than they do in Indianapolis, including ticket prices. It's possible that, to some degree, Fever home ticket prices have been kept in check by the Indianapolis market.

Persons: —, Caitlin Clark, Clark, LeBron James, Victor Matheson, Matheson, hasn't, Indianapolis —, Clark — Organizations: Service, Indiana Fever, Fever, Sky, Ticketmaster, Business, Chicago, Indianapolis, Cleveland Cavaliers, NBA, Cavaliers, College of, University of Iowa, WNBA, NBA's Indiana Pacers, Washington Mystics, Entertainment, Sports Arena, New York Knicks, Indiana Pacers, Knicks, Pacers, New York Liberty Locations: Chicago, Indianapolis, New York, York, Indianapolis's

☆ When does JD Vance speak tonight? The new heir to Trump’s MAGA movement steps into the spotlight
▼ + stars: | 2024-07-17 | by ( Steve Contorno | ) edition.cnn.com time to read: +10 min

“It’s very clear that Trump wants someone who can carry the movement on,” a person close to Trump told CNN said of the Vance selection. The two became close friends, a relationship that helped Vance earn Trump’s endorsement in a contested primary for an open Ohio Senate seat. As a senator, Vance quickly won over the thought leaders of Trump’s populist movement. Vance and Trump Jr. embraced on the convention stage Tuesday afternoon as they prepared for their moments in the spotlight. Challenges certainly remain for Vance to maintain his position as next in line to the throne in Trump’s party.

Persons: Sen, JD Vance, Donald Trump’s, – Vance, Vance, MAGA, “ Mr, ”, Trump, Mike Pence, “, Vance shouldn’t, Trump’s, Doug Burgum, Marco Rubio, Jack Posobiec, George Bush, ” Vance, Donald Trump Jr, reconsidering, Ohio State University and Yale Law –, Tucker Carlson, Steve Bannon –, ” Bannon, Carlson, “ I’ve, Donald Trump, JD, Kat Cammack, doubters, Nikki, Haley, Black, Mike DeWine, Pence, Vance “, Ronald Reagan, George Herbert Walker Bush, Scott Walker, Michelle Crawford, ” Crawford, Ron DeSantis, DeSantis, ” Posobiec, could’ve, would’ve, ” John Fredericks, Glenn Youngkin, ” Fredericks, “ Trump, Jeff Zeleny, Alayna Treene Organizations: CNN, Republican, Convention, Gettysburg, Ohio State, Trump, North Dakota Gov, Marines, Ohio State University and Yale Law, Conservative, Capitol –, Politico, Trump Jr, Senate, Republicans, GOP, Wisconsin Gov, “, Iowa Federation of Republican Women Locations: Milwaukee, Ohio, Michigan, Washington, America, Russia, Ukraine, Florida, Trump, Iowa, Virginia

☆ Giant armadillo fossil reveals humans were in South America a surprisingly long time ago
▼ + stars: | 2024-07-17 | by ( Katie Hunt | ) edition.cnn.com time to read: +5 min

Instead, the team determined that the shape of the cut marks was consistent with those made by stone tools. “The cut marks were not randomly distributed but focused on those skeletal elements that harbored large muscle packs like the pelvis and the tail,” he said. A detailed examination of cut marks on the fossils revealed they were made by stone tools in a deliberate sequence. Along with three perforated giant sloth bones found in Brazil that archaeologists believe humans used as pendants 25,000 to 27,000 years ago, the butchered armadillo bones suggest that humans were in South America a surprisingly long time ago. “Until recently, the traditional model indicated that humans entered the continent 16,000 calendar years ago,” he said.

Persons: CNN —, —, ”, Miguel Delgado, ” Delgado, Delgado, Miguel Eduardo Delgado et, “, paleoanthropologist Briana, Pobiner, wasn’t Organizations: CNN, National University of La, Smithsonian National Museum of, North Locations: what’s, Argentina, Americas, National University of La Plata, Buenos Aires, Merlo, Washington ,, North, South America, Africa, New Mexico, North America, New York City, Cincinnati, Des Moines , Iowa, Asia, Alaska, Brazil

☆ China: A spate of stabbings has sparked online debate about country’s economic woes
▼ + stars: | 2024-07-17 | by ( Jessie Yeung | ) edition.cnn.com time to read: +8 min

But China has been rocked by a number of high-profile stabbing cases in recent decades, including multiple such attacks at schools. These worries were clear on Chinese social media after the latest attacks, with several commentators connecting China’s dire economic circumstances to the violence, even as the attackers’ motives remained unclear. Rare violent crimeTwo of the most high-profile recent attacks came in June – and both targeted foreign nationals. Video Ad Feedback Four Americans are stabbed in a shock attack in China 04:20 - Source: CNNUltra-nationalism has risen across China and Chinese social media in recent years, as has anti-American and anti-Japanese sentiment. On social media, the belief that economic insecurity is making the country less safe remains palpable.

Persons: “, haven’t, China –, Michelle Miao, ”, Mao Ning, Adam Zabner, David Zabner, Adam, Stabbings, Miao, CUHK Organizations: Hong Kong CNN, Chinese University of Hong, Stanford University’s Center, Behavioral Sciences, CNN, Ministry of Public Security, World Bank, United Nations Office, Drugs, Americas, Xinhua, Youth Locations: Hong Kong, China, Guangxi, Weibo, ”, Chinese University of Hong Kong, –, Iowa, Beishan Park, Jilin, Asia

☆ Why the current job market has been such a bad match for the college degree and recent grads
▼ + stars: | 2024-07-14 | by ( Kevin Williams | ) www.cnbc.com time to read: +8 min

While searching for a job, Wells landed an internship in OSU's career services department, which helped her build a specialty in the niche field of counseling job seekers. A new bifurcation in strong labor market"What we are experiencing now is a bit of a bifurcation of the labor market. Schelling says the 2024 job market for grads is strong, but focusing too much on degree attainment alone is a mistake. Some labor market experts see burdensome application requirements among the undercurrents roiling an already difficult job market for grads. In the end, he says a grad's job market's prospects will vary depending on where they are, what they are applying for, and what they want.

Persons: Sean Astin, Jenny Flora Wells, Wells, grads, Rachel Sederberg, Sederberg, Cindy Meis, Meis, Christina Schelling, Schelling, Justin Marcus, Marcus Organizations: College of Arts and Sciences, UCLA's, Ohio State University, Stonehill College, Tippie College of Business, University of Iowa, Employers, grads, Big Locations: Los Angeles

☆ Bernie Sanders urges Dems to 'stop the bickering' and back Biden
▼ + stars: | 2024-07-13 | by ( Kevin Breuninger | ) www.cnbc.com time to read: +5 min

"Mr. Biden may not be the ideal candidate, but he will be the candidate and should be the candidate," Sanders wrote. "And with an effective campaign that speaks to the needs of working families, he will not only defeat Mr. Trump but beat him badly." But "I will do all that I can to see that President Biden is re-elected," Sanders wrote. I know: Mr. Biden is old, is prone to gaffes, walks stiffly and had a disastrous debate with Mr. Trump. "Supporters of Mr. Biden can speak proudly about a good and decent Democratic president with a record of real accomplishment," he wrote.

Persons: Bernie Sanders, Joe Biden, Sen, Donald Trump, Sanders, Mr, Biden, Trump, Iowa Republican Chuck Grassley, Peter Welch —, Nancy Pelosi, Hakeem Jeffries, Jim Clyburn, Donald Trump —, stiffly, — Organizations: Capitol Hill, New York Times, Iowa Republican, Trump, NBC, Democratic, Biden, Hamas, Affordable, Mr Locations: Washington, Vermont, California, New York, South Carolina, U.S

Biden became the first Democrat to win Georgia since 1992, when he defeated Trump by less than 12,000 votes. A Washington Post/ABC News/Ipsos poll released this week found 47% of Black voters said Biden should continue his campaign, compared to 49% who said he should cede the nomination to someone else. A recent Pew Research Center survey found that among Biden supporters, 58% of Black supporters said both Biden and Trump ought to be replaced, compared with 84% of Asian supporters, 74% of White supporters and 67% of Hispanic supporters. Support among Black voters has long been the make or break point for Democratic politicians. In 2008, Black voters helped Barack Obama win the Democratic nomination and their high voter turnout helped him carry states like Ohio and North Carolina.

Persons: Alanna Morris, Joe Biden “, Donald Trump, hasn’t, Biden’s, –, Biden, North Carolina – aren’t, Kamala Harris, ” Jarita Burdette, “, Joe Biden, ”, Michelle Mitchell, ” Jayla, Koriyan, Black, Trump, Barack Obama, Hillary Clinton, Jim Clyburn, Clyburn, ” Clyburn, NBC’s, ” “ He’s, Rhonda Briggins, Harris, Briggins, “ I’m, Gavin Newsom, Gretchen Whitmer, Morris, Stacey Abrams, ” Morris, Robyn Gipson, Kamala, Joe, ’ ” Gipson, “ It’s, ” George Mitchell Organizations: CNN, Trump, ”, Democratic, Democrat, Georgia, Georgia –, North Carolina –, Biden, Democratic Party, Black Atlanta, Washington Post, ABC, New York Times, Siena College, Pew Research Center, Democratic Rep, Congressional Black Caucus, Michigan Gov, wouldn’t, Atlanta Locations: Atlanta, ”, Georgia, Michigan , Wisconsin, Pennsylvania, Nevada , Arizona, North Carolina, Peach State, “, Ohio, South Carolina, Iowa, New Hampshire, America, California

☆ Meet the Roadmap Generation: High-achieving Zoomers are taking an aggressive, long-term approach to planning their careers
▼ + stars: | 2024-07-13 | by ( Erin Snodgrass | ) www.businessinsider.com time to read: +10 min

AdvertisementBusiness Insider spoke with two members of the Roadmap Generation and several of the HR professionals and executives who hire and oversee them. Many members of the Roadmap Generation are trying to set themselves up for future financial success by starting and stoking their portfolios early. Ambitious young professionals are prioritizing skills development early in their careers in the hopes of finding future success. Tom WernerFor all of their clear-eyed assuredness, however, the Roadmap Generation is also open-minded and curious, older bosses said. Dhunjisha agreed and suggested there's a simple way for a company to keep its Gen Z employees long-term.

Persons: —, Javi Galarce, Galarce, Z, Astad Dhunjisha, Dhunjisha, Gen Z's, Gen Z, Gen, Cassie Fields, Fields, Dia Dipasupil, Austin Curtis, Curtis, We're, Mark Pierce, Pierce, Tom Werner, Zers, Jon Hill Organizations: Service, University of Iowa, Business, Deloitte, University of Oklahoma, Wyoming Trust Locations: Texas

☆ Hurricane Beryl: Houston area residents frustrated as they enter 6th day without power and air conditioning in punishing heat
▼ + stars: | 2024-07-13 | by ( Dalia Faheid | Taylor Galgano | ) edition.cnn.com time to read: +11 min

We should not have had nine fire stations without power,” Patrick said. Combined with power outages, alarmingly dangerous consequences have ensued. CenterPoint foreign assistance crews work to restore power lines on Thursday in Houston, Texas. Danielle Villasana/Getty ImagesFrustration mounts with Houston utility providerThe crisis comes more than three years after massive power outages hit the state. Greg Abbott has requested an investigation into CenterPoint Energy and other electric companies in the wake of the outages, Patrick said in a news conference Thursday.

Persons: Hurricane Beryl, Energy –, Jordyn Rush, “ It’s, ” Rush, “ I’m, Gov, Dan Patrick, ”, ” Patrick, Beryl, KP George, Dawn O’Connell, Nim Kidd, Patrick, Kidd, Rush, it’s, Hurricane, Brian Maxwell, Danielle Villasana, Greg Abbott, CenterPoint, Jason Wells, “, ” Wells, Larry, Brandon Bell, Destinee Rideaux, she’s, she’s “, “, Rideaux, Laura, she’ll Organizations: CNN, Energy, Houston, Jordyn, CenterPoint Energy, Sunday, “, US Department of Health, Human Services, Preparedness, Texas Emergency Management, Gov, Federal Emergency Management Agency, Texas Gov, CenterPoint, Houston Chronicle, Ward Locations: Texas, Vermont, Louisiana, Houston, Fort Bend County, Harris County, Crystal Beach, City, Galveston, Houston , Texas, Iowa , Louisiana, Hurricane

☆ I quit my day job at 29 by investing in real estate. I'm now a stay-at-home dad building generational wealth for my kids.
▼ + stars: | 2024-07-11 | by ( Charissa Cheong | ) www.businessinsider.com time to read: +10 min

Read previewThis as-told-to essay is based on a transcribed conversation with Matt Krueger, 30, about building income from rental properties in Des Moines, Iowa. Related storiesBetween 2017 and 2021, our rental income averaged $1,200 to $1,500 monthly, taking into account money set aside for mortgage payments. I was inspired to try short-term rentals and quit my day job in 2022One day, I listened to a podcast about short-term rentals and Airbnb. AdvertisementOne downside of short-term rentals is the increased adminIn 2023, we made around $97,000 in revenue from long-term rentals and around $143,000 from two short-term rentals. In May this year, we opened our third short-term rental, hoping to increase our revenue even further.

Persons: —, Matt Krueger, who's, I'd, We've, I've Organizations: Service, Business, Facebook Locations: Des Moines , Iowa, Des Moines, Airbnb, Texas

Many young conservatives also support student loan cancellation, with 49% of Gen Z and millennial Republicans surveyed saying some or all outstanding education debt should be erased. As president, Trump called for the elimination of the U.S. Department of Education's existing loan relief programs, including the popular Public Service Loan Forgiveness initiative. He also wanted to slash the department's budget, and his administration halted a regulation aimed at providing loan forgiveness to those defrauded by their schools. He has repeatedly attacked Biden's loan relief policies, and he said in a campaign video in late 2023 that he wants to close the Education Department altogether. For critics of broad student loan forgiveness, Biden's new plan looks a lot like his first.

Persons: Joe Biden's, Ryan Walker, Walker, Gen, Z, Trump, Biden's, Biden, Andrew Bailey, Bailey Organizations: Republican, Bloomberg, Getty, Biden, Heritage Action, America, U.S . Department, Public, Education Department, Supreme Locations: Kansas, Missouri, SocialSphere, U.S, . Missouri, Arkansas , Iowa , Kansas , Nebraska, South Carolina

☆ Trump is already trialing nicknames for Kamala Harris, who he'll have to face off against if Biden drops out
▼ + stars: | 2024-07-10 | by ( Kwan Wei Kevin Tan | ) www.businessinsider.com time to read: +4 min

Trump has been lasering in on Vice President Kamala Harris in the weeks following Biden's stumbling performance at their debate on June 27. "I got him out the race, and that means we have Kamala," Trump said in the clip. "Respects to our potentially new Democrat Challenger, Laffin' Kamala Harris," Trump said, using a new nickname for the vice president. AdvertisementIn fact, "Laffin' Kamala Harris" isn't the only nickname he's coined for her. Trump has applied his penchant for name-calling to his Democratic rivals too, dubbing Hillary Clinton "Crooked Hillary" and Joe Biden "Sleepy Joe."

Persons: —, Joe Biden, Donald Trump doesn't, Trump, Kamala Harris, Harris, Biden, Kamala, Laffin, he's, Crooked Joe Biden, Chris LaCivita, Susie Wiles, Joe, Copilot Kamala Harris, Marco Rubio, Ted Cruz, Marco, Lyin, Ted, Ron DeSantis, Ron DeSanctimonious, Hillary Clinton, Hillary, Sleepy Joe Organizations: Service, Democratic, Business, Democrat Challenger, Biden, Washington Post, BI Locations: Iowa, Florida, California, United States

☆ The pandemic helped increase support for guaranteed income. Then came the backlash
▼ + stars: | 2024-07-09 | by ( Lorie Konish | ) www.cnbc.com time to read: +6 min

While universal basic income provides money to everyone, guaranteed income may provide either targeted or universal support. The organization did not provide comment, but the Foundation for Government Accountability's research lays out the reasons for its opposition to guaranteed income programs. Once they have access to guaranteed income, that often allows them to figure out ways to increase what they earn, she said. "Folks who press arguments about guaranteed income creating dependency aren't looking at the fact that what guaranteed income is actually allowing participants to do is make good choices," Bogle said. 'The status quo isn't working'Many other guaranteed income program participants have seen life-changing improvements, particularly when it comes to their earnings capability.

Persons: Harish Patel, Patel, Austin, Mary Bogle, Bogle, Taniquewa Brewster, Winter Storm Uri, Brewster, Michael Tubbs, Harris, Rodney Ellis, Ken Paxton's Organizations: Economic Security, American, Getty Images, Foundation, Government, Solutions, Foundation for Government, Urban Institute, Austin, Winter Storm, Mayors, Democrats, Republicans, Houston . Houston Chronicle, hearst Newspapers, Getty, Hearst Newspapers Locations: Columbus , Ohio, Getty Images Idaho , Iowa, South Dakota, Arkansas, Austin , Texas, Austin, Harris, Texas, Houston .

☆ Former GOP Sen. Jim Inhofe, famous for throwing a snowball in the Senate chamber, dead at 89
▼ + stars: | 2024-07-09 | by ( Bryan Metzger | ) www.businessinsider.com time to read: +6 min

Former Sen. Jim Inhofe, a Republican from Oklahoma, has died at age 89, Tulsa World and Politico report. AdvertisementThe Oklahoma Republican first became chairman of the Senate Environment and Public Works Committee in 2003, and served as the committee's top Republican until 2017. Inhofe's position as chair of the environmental committee offered him a prominent platform from which he denied the science behind climate change. But despite his record on climate change, Inhofe notably had a warm friendship with his counterpart Boxer, a liberal Democrat who was outspoken about the need to address climate change. Advertisement"Jim is a climate change denier, he is really, really conservative," said Sanders, noted that even praising Inhofe had the potential to "probably ruin his political career."

Persons: Sen, Jim Inhofe, Kay, David Boren, Inhofe, John McCain's, Democratic Sen, Barbara Boxer of, Tom Williams, Al Gore, who's, Al Gore's, Boxer, Mitch McConnell, Boxer's, Independent Sen, Bernie Sanders of, Sanders Organizations: Service, Republican, Tulsa, Politico, Senate, Business, State, Senate Armed, Committee, Democrats, Democratic, Environment, Public, Oklahoma, of, Oklahoma Republican, Senate Environment, University of East, ABC News, Democrat, Associated Press, Independent, firebrand Locations: Oklahoma, Barbara Boxer of California, Iowa, Tulsa, University of East Anglia, United Kingdom, Flint , Michigan, Bernie Sanders of Vermont

☆ How Biden’s 2024 choice could reshape the Senate and Supreme Court for years
▼ + stars: | 2024-07-09 | by ( Ronald Brownstein | ) edition.cnn.com time to read: +18 min

But recent history raises deep questions about whether Democratic Senate candidates can continue to levitate as far above the presidential ticket as polls now show. “A Democratic Senate majority coalition relies on having both Senators from a state such as Michigan,” said Daniel Hopkins, a University of Pennsylvania political scientist. As recently as the 1980s, it was common for voters to split their tickets in Senate races. Still, even that alignment left room for some Senate candidates to swim against this general tide. This history, by itself, doesn’t answer whether Democratic Senate candidates would have better prospects with or without Biden as their presidential nominee.

Persons: Joe Biden, Biden, Donald Trump, Republican Sen, Susan Collins of, Trump, Samuel Alito, Clarence Thomas, Sonia Sotomayor, ”, Democratic Sen, Evan Bayh, Bayh, “, —, Sen, Joe Manchin, who’s, Democratic Sens, Sherrod Brown of, Jon Tester, Montana, Bob Casey, Tammy Baldwin, Jacky Rosen, Elissa Slotkin, Ruben Gallego, Kyrsten, Martin Heinrich, Nella Domenici, Pete Domenici, Curtis Bashaw, Andy Kim, Bob Menendez, Rick Scott, Ted Cruz, Collins, Ron Johnson, Daniel Hopkins, — hasn’t, David Bergstein, ” Bergstein, ” Mike Berg, ” Lee Drutman, Drutman, Biden’s, ” Drutman, Democratic pollster, ” Jason Kander, Kander, Hillary Clinton, Clinton, Roy Blunt, doesn’t, ” Kander, ” Bayh, Republican Todd Young, it’s, Ronald Reagan’s, Barack Obama, Obama, Republican Dean Heller, Heller —, Steve Bullock, Jesse Hunt, Hunt, Hopkins Organizations: CNN, Senate, Democratic, Republican, White, GOP, West, Republicans, Biden, Democratic Sens, Democrats, Trump, University of Pennsylvania, don’t, Democratic Senatorial, “ Republicans, National Republican Senatorial, Democratic Senate, ”, White House, Indiana Senate, Democratic Gov Locations: Susan Collins of Maine, Indiana, West Virginia, Sherrod Brown of Ohio, Pennsylvania, Wisconsin, Nevada, Michigan, Arizona, New Mexico, New Jersey, Florida, Texas, North Carolina, — Maine, Florida , Iowa, Ohio, New America, Missouri, Southern, Maine, Iowa , Kansas , Kentucky, Montana , South Carolina

☆ 15 U.S. states with the lowest cost of living—a single person can live there comfortably on $20 an hour
▼ + stars: | 2024-07-09 | by ( Mike Winters | ) www.cnbc.com time to read: +3 min

As a single person, you'll need an annual income of $40,000 to cover basic expenses in the cheapest U.S. states, according to a recent SmartAsset analysis. The state with the lowest costs of living is West Virginia, closely followed by Arkansas and Oklahoma, the analysis says. In contrast, the most expensive state for a single person is Massachusetts, where a single person needs $58,009 per year to cover basic costs. The difference in basic costs between states is largely due to housing, which tends to be most affordable in rural states. MIT's Living Wage calculator is based on data from various federal agencies, adjusted for inflation as of December 2023.

Organizations: MIT, Bureau of Labor Statistics, CNBC Locations: West Virginia, Arkansas, Oklahoma, West, U.S, Dakota, Kentucky, Ohio, Louisiana, Mississippi, Iowa, Mexico, Nebraska, Alabama, Missouri, Wisconsin, Massachusetts, New York, California

☆ John Deere to lay off roughly 600 employees from three US factories
▼ + stars: | 2024-07-07 | by ( Eva Rothenberg | ) edition.cnn.com time to read: +3 min

New York CNN —John Deere announced it will lay off about 600 employees across three US factories as the Illinois-based company shifts production to a newly planned facility in Ramos, Mexico. In total, the three factories have roughly 4,175 production and maintenance employees. The Illinois factory primarily produces harvesting equipment such as combines, while the two Iowa factories manufacture construction and forestry equipment. “We do expect incremental demand decline in the back half of 2024,” Josh Beal, the company’s director of investor relations, said in the May earnings call. At the same time, manufacturing jobs across the country have plateaued at 13 million employees after recovering from a sharp pandemic-related downswing in 2020, according to data from the Bureau of Labor Statistics.

Persons: John Deere, Deere, “, Josh Beal Organizations: New, New York CNN, CNN, Department of Agriculture, Bureau of Labor Statistics Locations: New York, Illinois, Ramos, Mexico, Iowa, Dubuque, Davenport, East Moline , Illinois, United States, South America, Europe, North America

☆ Kamala Harris: Democrats start moving to VP as President Joe Biden digs in
▼ + stars: | 2024-07-05 | by ( Edward-Isaac Dovere | ) edition.cnn.com time to read: +14 min

CNN —Amid the ongoing fallout from Joe Biden’s debate performance, talk in many top Democratic circles has already moved to who Kamala Harris’ running mate would be. A more open race, these top Democrats hope, would be for Harris’ running mate, with a focus on leading Democratic governors. “President Biden is our nominee, Vice President Harris is our running mate, and we will win this November,” he said. The anti-Trump coalition cannot afford to discount the strengths of the nominated Democratic running mate and current vice president. Harris’ answer: She’d turn around and say to him, “Why are you being so weird?”As vice president, Harris has tended to be known more for her word salads than sharp elbows like that.

Persons: CNN —, Joe Biden’s, Kamala Harris ’, Biden, Harris, That’s, it’s, Donald Trump’s, Harris ’, Roy Cooper, Andy Beshear, Josh Shapiro, J.B . Pritzker, Tim Walz, “, they’ve, ’, hasn’t, We’ve, ”, Tim Ryan, he’s, ” Biden, Kevin Munoz, Harris —, I’ve, Kamala ” —, —, it’s Kamala, “ Kamala Harris, Kamala, She’s, Nanette Barragán, ” she’s, ” Barragán, Biden’s, Timmaraju, she’s, Harris Harris, Biden metastasizing, Ezra Levin, Gregory Meeks, Trump Harris, Hillary Clinton, CNN’s Anderson Cooper, Jill Biden, ” Brian Fallon, Cooper, Beshear, ” Cooper, He’s, CNN’s Jeff Zeleny Organizations: CNN, Democratic, Biden, North Carolina Gov, Kentucky Gov, Pennsylvania, J.B, Illinois, NFL, Trump, ”, California Democrat, Congressional Hispanic Caucus, Democrats ’, Democratic doubters, Congressional Black Caucus, Democratic Party, New, CBC, Republican Locations: Minnesota, Alabama, Wisconsin, Ohio, California, Milwaukee, Detroit, Philadelphia, Atlanta, New York, North Carolina, Kentucky, Virginia , Montana, Iowa

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