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☆ How to get approved for a business credit card
▼ + stars: | 2023-03-14 | by ( Holly Johnson | ) edition.cnn.com time to read: +9 min

But, how do you get approved for a business credit card? Know your credit scoreYour personal credit score will often be a factor in being approved for a business credit card. This step is important since card issuers will take your personal credit into account when approving you for a business credit card. Compare business card optionsYou can earn a variety of rewards with your business credit card, including airline miles. Fortunately, you can quickly and easily fill out a business card application just like you would if you were applying for a personal credit card.

Cancel for any reason insurance is a type of travel insurance rider. What is cancel for any reason travel insurance? How much does cancel for any reason travel insurance cost? Travel Insured International Generali Global Assistance Seven Corners Cost of travel insurance $246 $262.29 $146 Additional cost of cancel for any reason insurance $108.24 $131.15 $61.32 Total cost of insurance (regular + cancel for any reason) $354.24 $393.44 $207.32 Policy cost increase as a percentage 44% 50% 42%Important: Most travel insurance companies offer free quotes on the company websites. What is the average cost of cancel for any reason travel insurance?

☆ New data shows car thefts are on the rise — here's how auto insurance can help
▼ + stars: | 2023-03-12 | by ( Elizabeth Gravier | Jason Stauffer | ) www.cnbc.com time to read: +9 min

The NICB recommends drivers check to make sure their car insurance policy is up to date, but don't assume that your policy will cover your stolen car. You'll need comprehensive coverage to cover theftWith the exception of New Hampshire and Virginia, every state requires you to have a car insurance policy to drive. One of CNBC Select's top picks, Farmers Insurance, makes coverage cheaper with 22 discounts on car insurance. Take steps to prevent auto theftEven if you do have comprehensive coverage, having your car stolen isn't ideal. While you can take steps to prevent car theft, you'll need to have comprehensive coverage if you want theft to be covered.

Lyft and Bilt have a new partnership that allows you to earn Bilt points whenever you make a Lyft purchase. It also offers the Bilt Mastercard®, which opens up the ability to earn Bilt Rewards points for expenses other than just rent. Lyft already partners with Delta — but you'll earn just 1 Delta mile per dollar spent with Lyft, so switching to Bilt Rewards is a no-brainer, unless you value Delta miles significantly higher than Bilt Rewards points. That means you'll get an effective return of up to 8.25% on Lyft purchases when choosing to earn Bilt Rewards. After linking your loyalty accounts, Bilt Rewards members will earn 2 points per dollar, and those with the Bilt Mastercard® will earn 5 points per dollar.

Chase Sapphire Reserve® cardholders and up to two guests can access the space for free. The Sapphire Terrace isn't exactly a lounge — in fact, it's not at all part of the Chase Sapphire Lounge by The Club network. This isn't a short-term space; Chase says it will be a multiyear experience available at no charge to Chase Sapphire Reserve® cardholders and up to two guests. Hopefully, since it's only accessible to Chase Sapphire Reserve® cardholders, it will have a more elite feel. If you're not yet a Chase Sapphire Reserve® cardholder, be sure to read our full Chase Sapphire Reserve credit card review for a close look at everything the card has to offer.

☆ 2 no annual fee Chase Ink Business credit cards bonuses (worth potentially $1,800 in travel) are ending in a couple weeks
▼ + stars: | 2023-03-06 | by ( Tessa Campbell | Personal Finance Reviews Fellow | Read More | ) www.businessinsider.com time to read: +21 min

Despite being framed as cash-back credit cards, the Ink Business Unlimited® Credit Card and the Ink Business Cash® Credit Card actually earn valuable Chase Ultimate Rewards points. Otherwise, if you've previously contemplated opening the Ink Business Unlimited® Credit Card or Ink Business Cash® Credit Card, you need some urgency in your application plans. Compare Chase Ink Business credit cards Ink Business Unlimited® Credit CardInk Business Cash® Credit CardInk Business Preferred® Credit Card Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Chase Ink Cash vs Ink Unlimited: Side-by-side comparisonIf you're having trouble deciding between the Chase Ink cards, be sure to check out our comparison of the Chase Ink Business Cash and Ink Business Unlimited for a closer look at each card's features and benefits. However, Chase cards, including the Ink Business Unlimited® Credit Card and Ink Business Cash® Credit Card, fall under what's commonly known as the Chase 5/24 rule.

That's where the Ink Business Cash Credit Card comes in handy, providing additional bonus categories to help me maximize all my spending. The Ink Business Cash Credit Card card earns 5% cash back on the first $25,000 in combined spending at office supply stores, and on internet, cable, and phone services every anniversary year — that's a pretty extensive spending category, so 5% is a substantial number for me. Overall, the Ink Business Cash card provides higher earning potential without me having to pay an annual fee. While that's an invaluable benefit, you don't have to pay for it if you have certain credit cards, including the Ink Business Cash card. Luckily, the Ink Business Cash card does provide primary coverage, so I won't have to pay extra for supplemental insurance as long as I charge the car rental to that card.

MarriottThe Marriott Bonvoy Business® American Express® Card has increased its welcome bonus to 125,000 bonus Marriott Bonvoy Points after spending $5,000 in purchases within the first three months of card membership (offer ends 5/3/23). With an annual fee of $125, the Marriott Bonvoy Business® American Express® Card is a little pricier than similar hotel credit cards. 6x Marriott Bonvoy Points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®. But even without the elevated welcome bonus offer, the Marriott Bonvoy Business Amex is well worth the annual fee.

Travel insurance weekly rates at a glance:Average premium: $336.52Average trip cost: $6,758.36Average trip length: 15 daysWhat is travel insurance? See Insider's picks for the best travel insurance »Some credit cards offer a limited amount of travel insurance annually. Policy type Average days between purchase to trip Average trip length (days) Average trip cost Average cost of travel insurance Cancellation 53 13 $6,758.36 $403.47 Non-cancellation 16 19 N/A $91.33Source: SquareMouthWhen is the best time to travel? When calculating your travel insurance premium, travel insurance providers consider the likelihood of a medical emergency. Travel Insurance Rates FAQsHow much does travel insurance cost?

Below, you'll find our top picks for the best banks for avoiding ATM fees. The best banks for avoiding bank ATM fees have free regional or national ATM networks, so you won't be charged for using an ATM. The Best Banks for Avoiding ATM FeesLendingClub Bank: Best online bank for avoiding domestic ATM feesConnexus Credit Union: Best credit union for avoiding domestic ATM feesChase: Best national bank for avoiding domestic ATM feesCharles Schwab: Best institution for avoiding international ATM feesTD Bank: Best regional bank for avoiding domestic ATM feesBetterment: Best online banking platform for avoiding domestic ATM feesWe've included brick-and-mortar banks, online banks, credit unions, and online banking platforms, so you can choose from a variety of options. Unlimited refunds on out-of-network ATM fees Check mark icon A check mark. You could also refer to the schedules of fees document to review ATM fees and ATM withdrawal limits."

Joseph HostetlerThe Capital One VentureOne Rewards Credit Card comes with 40,000 miles after spending $1,000 on purchases within three months from account opening. There are many fun things you can do with the Capital One VentureOne Rewards Credit Card bonus — from free flights to free hotel stays and more. There are two reasons Capital One VentureOne Rewards Credit Card is the best offer we've ever seen on a no-annual-fee credit card. With the Capital One VentureOne Rewards Credit Card bonus, you could transfer 36,000 Capital One miles to British Airways for two round-trip tickets and have a Caribbean getaway with your travel buddy. What you need to know about the Capital One VentureOne bonusThe 40,000-mile bonus that comes with the Capital One VentureOne Rewards Credit Card is worth $400 in travel at the very least.

Reddit user joeyp907 asks a question that almost every travel credit card holder ponders at one point or another. Does that mean you're forfeiting your coverage if you book an award flight or use a travel credit for your flight? Does credit card travel insurance cover free flights? If you attach a $50 flight credit to a $70 flight, you'll pay $20 with your travel credit card, and therefore be covered for your trip. What you need to know about credit card travel insuranceAs long as you charge the paid portion of your airfare to your travel insurance-conferring credit card (even if it's just a single penny), your trip will be covered.

Read our review Read Our Review A looong arrow, pointing rightThe VentureOne Rewards Card is a slimmed-down version of the popular Capital One Venture Rewards Credit Card. Review: Is the Capital One Venture One the Best Credit Card for You? Enter the Capital One VentureOne Rewards Credit Card, a no-annual-fee version of the popular Capital One Venture Rewards Credit Card. Capital One may consider you for an upgrade from the Capital One VentureOne Rewards Credit Card to an annual-fee card like the Capital One Venture Rewards Credit Card or Capital One Venture X Rewards Credit Card. Unlike the Capital One Venture Rewards Credit Card and Capital One Venture X Rewards Credit Card, the Capital One VentureOne Rewards Credit Card is not metal.

Travel insurance weekly rates at a glance:Average premium: $316.57Average trip cost: $6,747.16Average trip length: 15 daysWhat is travel insurance? See Insider's picks for the best travel insurance »Some credit cards offer a limited amount of travel insurance annually. Insider's Featured Travel Insurance Companies World Nomads Travel InsuranceAllianz Travel InsuranceTravelex travel insurance Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Policy type Average days between purchase to trip Average trip length (days) Average trip cost Average cost of travel insurance Cancellation 53 13 $6,747.16 $396.32 Non-cancellation 16 19 N/A $91.01Source: SquareMouthWhen is the best time to travel? When calculating your travel insurance premium, travel insurance providers consider the likelihood of a medical emergency.

I'm giving up my Chase Sapphire Reserve® and replacing it with the Capital One Venture X Rewards Credit Card. The Capital One Venture X Rewards Credit Card has a lower annual fee and excellent benefits. Read more: Capital One Venture X vs Chase Sapphire Reserve: Which premium rewards credit card is best for you? By and large, the $395 annual fee on the Capital One Venture X Rewards Credit Card makes it a good value. After all, my husband and I have more credit cards from Chase than any other issuer, including the Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, Chase Freedom Unlimited®, Ink Business Preferred® Credit Card, Ink Business Cash® Credit Card, and Ink Business Unlimited® Credit Card.

Persons: Read, —, I'm, We're, cardholders, weren't, Hertz, there's Organizations: Chase, Capital, Service, Venture, One, Reserve, Capital One, Dallas, Fort Worth International, Denver International, Washington Dulles International, — Air France, KLM, Blue, British Airways, Air, Hertz, Sapphire, Ink Locations: DFW, Puerto Vallarta, Air France

☆ CNBC's best big bank savings accounts of 2022
▼ + stars: | 2023-02-17 | by ( Elizabeth Gravier | ) www.cnbc.com time to read: +22 min

To determine which big bank savings accounts are the best overall, CNBC Select analyzed and compared dozens of savings accounts offered by the largest banks and credit unions. Best big bank savings accounts of 2022Best at Bank of AmericaBank of America Advantage Savings Learn More Bank of America, N.A. If you want a simple, no-frills and low cost savings account at a big bank, U.S. Bank's Standard Savings Account is for you. The three choices include Virtual Wallet, Virtual Wallet with Performance Spend and Virtual Wallet with Performance Select. Spend is your everyday checking account, Reserve your interest-bearing checking account / primary overdraft protection account and Growth is your long-term savings account / secondary overdraft protection account.

☆ 5 reasons to get the Chase Freedom Unlimited
▼ + stars: | 2023-02-16 | by ( Holly Johnson | ) edition.cnn.com time to read: +10 min

Exceptional earning rates for the first yearThe Chase Freedom Unlimited isn’t currently offering a traditional sign-up bonus. Combine with a premium Chase travel card for even better redemptionsIf you already have a premium Chase travel credit card like the Chase Sapphire Preferred® Card or the Chase Sapphire Reserve®, there’s another good reason to pick up the Chase Freedom Unlimited. That means you could get as much as 1.5 cents per point if you combine your Chase Freedom Unlimited rewards with a Chase Sapphire Reserve. If your flight is interrupted or cancelled due to severe weather or other eligible reasons, the Chase Freedom Unlimited can help cover unanticipated expenses. Why you shouldn’t get the Chase Freedom UnlimitedClearly, there are plenty of reasons to sign up for the Chase Freedom Unlimited, but why wouldn’t you want it?

Choice PrivilegesWells Fargo will soon launch a new co-branded credit card with Choice Privileges, the loyalty program of Choice Hotels. Now, Choice and Wells Fargo are teaming up to launch the new Choice Privileges® Mastercard® this spring. Here's what to know about Wells Fargo's new Choice Privileges credit card, and what its arrival means for those who already have the Barclays Choice credit card. Wells Fargo Choice Privileges Mastercard coming soonThe Choice Privileges® Mastercard® will open to applications by May 1, 2023, and at that time, existing Barclays cardholders will be converted to the new card. Unless you stay at Choice Hotels properties frequently, you'll probably want to give the Choice Privileges® Mastercard® a skip.

The American Express Centurion Lounge in Seattle has catapulted from the smallest lounge to one of the biggest. American ExpressThe American Express Centurion Lounge in Seattle has expanded from 4,000 square feet to nearly 14,000 square feet. American Express has expanded The Centurion® Network to include 40+ Centurion Lounge and Studio locations worldwide. However, this lounge brings to the table something no other Centurion Lounge offers: A full-service coffee bar, dubbed "Blue Roast by American Express." American ExpressWhat to know about the Seattle American Express Centurion LoungeThe Amex Centurion Lounge network continues to improve by adding new locations and expanding current ones.

Travel insurance weekly rates at a glance:Average premium: $333.10Average trip cost: $6,608.57Average trip length: 15 daysWhat is travel insurance? See Insider's picks for the best travel insurance »Some credit cards offer a limited amount of travel insurance annually. Insider's Featured Travel Insurance Companies World Nomads Travel InsuranceAllianz Travel InsuranceTravelex travel insurance Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. When calculating your travel insurance premium, travel insurance providers consider the likelihood of a medical emergency. Travel Insurance Rates FAQsHow much does travel insurance cost?

Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). Opening more than one of the same credit card could mean hundreds of dollars in value toward your next trip. How to get two (or more) of the same credit cardThe first thing to mention is that credit cards sometimes will not allow you to apply for a credit card that you already have. "Product changing" is the act of requesting that a credit card issuer changes the card you currently have to a card within the same family (generally a card that collects the same rewards). When product changing a credit card, you will almost never receive a welcome bonus with the new card.

Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases. Limited benefits beyond earning Hilton points Highlights Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Details Rewards Earn 12x Hilton Honors Points at Hilton per dollar for purchases made directly with hotels and resorts in the Hilton portfolio. Keep in mind that transferable credit card points — like Chase Ultimate Rewards®, Amex Membership Rewards, Citi ThankYou Rewards, and Capital One miles — are generally more valuable than hotel points or airline miles. That's worth around $500 in stays, according to Insider's valuation of Hilton points.

☆ How to earn, redeem, and maximize Hilton Honors rewards points — from luxurious Conrad resorts to family-friendly Hampton Inns, there are options for every traveler
▼ + stars: | 2023-02-10 | by ( Carissa Rawson | Freelance Writer | Read More | ) www.businessinsider.com time to read: +44 min

How to earn Hilton rewards pointsHilton has two main categories of points: bonus points, which help you earn rewards via special promotions, and elite-qualifying base points. You can do so at the following ratios:HawaiianMiles : 1 HawaiianMile = 1.5 Hilton Honors points: 1 HawaiianMile = 1.5 Hilton Honors points Virgin Atlantic Flying Club: 1 Virgin Atlantic point = 1.5 Hilton Honors pointsEarn Hilton points through your elite statusJoining Hilton Honors can be especially lucrative if you're on the road often. Finally, Lyft and Hilton have teamed up to offer 3x Hilton Honors points on Lyft rides, or 2x Hilton points for shared Lyft rides. Redeem Hilton Honors points for event creditsIt's also possible to redeem your points for events at a Hilton, though this isn't generally considered a good way to maximize your Hilton points value. Here's how much the credits cost:25,000 points = $5050,000 points = $10075,000 points = $150125,000 points = $250250,000 points = $500Exchange Hilton points for airline milesIf you'd rather have airline or rail points, you have the option to transfer Hilton points to partner airlines, though redemption rates vary.

Review: Is the US Bank Altitude Connect the Best Credit Card for You? How to Earn Rewards From the US Bank Altitude Connect CardThe U.S. Bank Altitude Connect has a straightforward earning structure that awards bonus points in popular spending categories. Read our review Read Our Review A looong arrow, pointing rightFees and CostsThe U.S. Bank Altitude Connect has an annual fee of $0 intro for the first year, then $95. Is the US Bank Altitude Connect card worth it? If you're looking for a metal card from US Bank, consider the U.S. Bank Altitude® Go Visa Signature® Card or U.S. Bank Altitude® Reserve Visa Infinite® Card instead.

Hilton HotelsYou can earn Hilton free reward night certificates with select Amex Hilton credit cards. Earn a Free Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year. If the annual fee of the Hilton Honors American Express Aspire Card is too high for you, the Hilton Honors American Express Surpass® Card is a good option. Details Rewards Earn 12x Hilton Honors Points at Hilton per dollar for purchases made directly with hotels and resorts in the Hilton portfolio. Enjoy complimentary Hilton Honors Gold Status with your Hilton Honors Business Card.

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