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☆ The 9 US cities with the most billionaires, from famous glitzy locales to newer hot spots for ultrarich residents
  + stars: | 2023-04-20 | by ( Dan Latu | ) www.businessinsider.com   time to read: +2 min
The US is home to 770 billionaires, according to London-based consulting firm Henley & Partners. Here, the 9 US cities with the most billionaires, from the San Francisco Bay Area to Austin, Texas. Some of America's richest residents, though, choose quieter cities for their home bases. And one of America's fastest-growing cities — Austin, Texas — has emerged as a relatively new billionaire hot spot, counting nine as residents. Check out the full list of the US cities where the most billionaires live.
☆ Home prices see largest decline since 2012 as banking crisis hits demand: 'There's this fear that everything will crash'
  + stars: | 2023-04-19 | by ( Filip De Mott | ) www.businessinsider.com   time to read: +3 min
"That killed the buyer momentum that had been building, and brought us right back to where we were last year when mortgage rates shot up. For example, prices in Boise surged a record 40.9% in May 2021 amid low mortgage rates, the remote-work trend, and relative affordability. But since then, mortgage rates have soared amid Federal Reserve rate hikes. While they have come off last year's peak of 7%, the 30-year-fixed mortgage rate averaged 6.54% in March, up from 4.17% a year earlier. Meanwhile, the higher mortgage rates are keeping buyers and sellers on the sidelines, and March saw new listings drop 23.3% year over year, Redfin said.
☆ These are the 10 cities worldwide where the number of millionaires is rising the fastest. 3 American cities made the list.
  + stars: | 2023-04-19 | by ( Grace Dean | ) www.businessinsider.com   time to read: +2 min
The Chinese city topped Henley & Partners' list of cities where the number of millionaires is rising the fastest. Two further Chinese cities, three US cities, and two Indian cities, also ranked in the top ten. The top ten also includes two further Chinese cities, three US cities, two Indian cities, and one city in each Vietnam and the United Arab Emirates. Austin, meanwhile, is the highest-ranking US city on Henley & Partners' list, coming second. New York City, meanwhile, has the most residents worth $1 million or more, at around 340,000, per Henley & Partners' report.
☆ US foreclosure filings jump 22%, and repossessions hit highest level in 3 years
  + stars: | 2023-04-19 | by ( Filip De Mott | ) www.businessinsider.com   time to read: +2 min
Foreclosure filings climbed 22% in the first quarter compared to a year ago, analytics firm ATTOM said. Foreclosure activity has increased for 23 consecutive months after a federal moratorium was lifted. Foreclosure activity has increased for 23 consecutive months after a federal moratorium was lifted, reaching 95,712 filings last quarter. Now Illinois, Delaware and New Jersey are undergoing the highest foreclosure rates, ATTOM said. But while foreclosure rates are on a continued uptick, they are still significantly below historic levels.
☆ I swear by ChatGPT as a recruiter. Here's how it saves me 10 hours a week and helps me hire the best candidates.
  + stars: | 2023-04-14 | by ( Robin Madell | ) www.businessinsider.com   time to read: +5 min
She started using ChatGPT to complete tasks and said it saves her at least 10 hours a week. I quickly started using ChatGPT for my agency, which specializes in hiring top engineering and healthcare talent. Before using ChatGPT, it took me a long time — around 15 hours a week — to manually put together lists that matched my criteria. Now, I only spend roughly five hours a week making lists of items for my Boolean search strings. ChatGPT saves me a minimum of 10 hours a weekPreviously, I did the research and writing for my Boolean search string manually.
☆ After 55 years in flight, the US Air Force is planning to keep its biggest plane in action for a few more decades
  + stars: | 2023-04-13 | by ( Benjamin Brimelow | ) www.businessinsider.com   time to read: +7 min
The Air Force said the material used to make the parts showed "promising results" and appeared "to be impervious to natural elements." The use of 3D parts could result in faster turnaround times and reduced costs for maintenance on the C-5, the largest aircraft in Air Force's inventory and the workhorse of US Air Force Air Mobility Command. The GalaxyThe C-5A Galaxy lifts off from the Dobbins Air Force Base for its maiden flight on June 30, 1968. The Air Force needed a single plane capable of carrying loads of over 150,000 pounds to distances over 3,000 miles. Development, upgrades, and futureA C-5 and other US Air Force aircraft during an air show at at Andrews Air Force Base in May 2007.
☆ How Unusual Was This Winter’s Snowfall Across the U.S.?
  + stars: | 2023-04-12 | by ( Zach Levitt | Elena Shao | ) www.nytimes.com   time to read: +9 min
Boston New York City 120 inches 120 80 80 Previous years since 2003 40 40 This year Oct. Dec. Feb. Apr. Oct. Dec. Feb. Apr. Philadelphia Washington, D.C. 120 120 80 80 40 40 Oct. Dec. Feb. Apr. Oct. Dec. Feb. Apr. Boston 100 inches Previous years since 2003 80 60 40 20 This year Oct. Dec. Feb. Apr.
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☆ HSBC hires Silicon Valley Bank bankers to focus on tech, healthcare
  + stars: | 2023-04-11 | by ( ) www.reuters.com   time to read: 1 min
NEW YORK, April 11 (Reuters) - HSBC Holdings plc's (HSBA.L) U.S. unit has hired dozens of Silicon Valley Bank bankers led by David Sabow, who most recently led the technology and healthcare banking segment for the California-based bank that collapsed last month. HSBC USA said in a statement the hiring will help the bank establish a dedicated banking practice focused on serving companies in technology and healthcare, as well as investors who support them. HSBC has initially assembled a team of more than 40 bankers in the San Francisco Bay Area, Boston and New York City as part of this initiative, it said. Reporting by Saeed AzharOur Standards: The Thomson Reuters Trust Principles.
☆ Churches are building tiny homes across the US to help house the homeless
  + stars: | 2023-04-08 | by ( Jyoti Mann | ) www.businessinsider.com   time to read: +3 min
Churches are working with homeless charities to build micro homes across the US, The AP reported. The homes can be built on spare church land and use existing water and electricity supplies. Tiny homes are becoming an increasingly popular solution to help tackle the homelessness crisis. APWashington-based social purpose company Pallet has seen rising interest in its tiny homes that cost $5,500 and can be set up in less than an hour. Donald Whitehead, director of the National Coalition for the Homeless, told The AP he welcomed the churches' moves and regarded tiny homes as a "great emergency option".
☆ Special Report: Tesla workers shared sensitive images recorded by customer cars
  + stars: | 2023-04-06 | by ( Steve Stecklow Waylon Cunningham Hyunjoo Jin | Steve Stecklow | Waylon Cunningham | ) www.reuters.com   time to read: +18 min
To report this story, Reuters contacted more than 300 former Tesla employees who had worked at the company over the past nine years and were involved in developing its self-driving system. The company requires car owners to grant permission on the cars’ touchscreens before Tesla collects their vehicles’ data. Reuters found that Tesla employees shared clips that captured sensitive and embarrassing personal moments. Tesla’s own data labelers initially worked in the San Francisco Bay area, including the office in San Mateo. According to several ex-employees, some labelers shared screenshots, sometimes marked up using Adobe Photoshop, in private group chats on Mattermost, Tesla’s internal messaging system.
☆ The 25 best companies to work for in the Bay Area
  + stars: | 2023-03-30 | by ( Madison Hoff | ) www.businessinsider.com   time to read: +2 min
Comparably published its latest iteration of the top companies to work for in the Bay Area. The ranking also included those who work remotely but noted their office is in the San Francisco Bay Area. That includes the annual ranking for the best companies to work for in the San Francisco Bay Area. Therefore, Comparably also used the ratings of those who work remotely at least part of the time, but who noted a Bay Area office. Below are the top 25 companies in the Bay Area.
☆ Tesla rival Lucid plans layoffs, as manufacturing and production challenges mount for EV startups
  + stars: | 2023-03-29 | by ( Paayal Zaveri | ) www.businessinsider.com   time to read: +5 min
Lucid, a Tesla rival, is planning layoffs. The EV startup is planning to lay off hundreds of employees, my colleague Alexa St. John reported. Lucid has had a challenging few months, as it works to nail down manufacturing and production and get cars on the roads. It's not the only EV company that's struggling. Insider's Tim Levin tested out charging a KIA EV at a former Tesla supercharger that's open to all EVs.
☆ I transform garages into upscale apartments so homeowners can rent them out and make passive income
  + stars: | 2023-03-29 | by ( Kelsey Neubauer | ) www.businessinsider.com   time to read: +6 min
So I designed a product that's modular — that can go inside a garage — and San Jose preapproved it. Then they are trucked to the site of the garage, along with the wall panels, and installed inside the garage. So far, I've built four units — with five more in the pipeline — throughout San Jose, San Mateo, and Mountain View. The floors are cork and bamboo, and there are solid-core barn doors inside the units. I really started doing this as a way to to solve a problem.
☆ California Rep. Ro Khanna passes on Senate run and backs liberal icon Barbara Lee over Reps. Katie Porter and Adam Schiff: 'She stood up so strongly against the war in Iraq'
  + stars: | 2023-03-26 | by ( John L. Dorman | ) www.businessinsider.com   time to read: +3 min
Ro Khanna on Sunday announced that he's backing Rep. Barbara Lee in the 2024 California Senate race. The progressive congressman is endorsing Lee over fellow Democratic Reps. Katie Porter and Adam Schiff. Khanna during his announcement said that Lee would bring a "unique voice" to the upper chamber. Rep. Barbara Lee of California. Scott Applewhite, File"Barbara Lee is a unique voice," Khanna said.
☆ Tens of thousands without power in California as latest storm lashes state
  + stars: | 2023-03-22 | by ( Steve Gorman Brendan O'Brien | Steve Gorman | Brendan O'Brien | ) www.reuters.com   time to read: +3 min
LOS ANGELES, March 22 (Reuters) - Tens of thousands of storm-weary Californians were without power and under evacuation warnings on Wednesday as the latest storm packing wind-blown rain and snow threatened to bring more flooding to the rain-soaked state. Any more rain that we get today is only going to cause more flooding or worsen the flooding that is ongoing," said Bill South, a National Weather Service meteorologist in Hanford, California. [1/3] Floodwaters from the Tule River inundate the area after days of heavy rain in Corcoran, California, U.S., March 21, 2023. Total snow accumulations of up to 4 feet (1.22 m) and locally up to 5 feet, were in the forecast, the weather service said. California's harsh winter has caused widespread property damage and upheaval for thousands of residents, with more than 20 deaths attributed to the storms.
☆ California braces for next bout of heavy rain, snow and high winds
  + stars: | 2023-03-21 | by ( Steve Gorman | ) www.reuters.com   time to read: +5 min
High-wind warnings and advisories were posted for a vast region stretching from the Mexico border through Los Angeles to the San Francisco Bay area. The National Weather Service (NWS) issued an excessive- rainfall notice for much of the Southern California coast, warning of an at least a 40% chance of showers exceeding flash-flood conditions. Heavy showers began drenching the Los Angeles region before dawn and triggered some street flooding but tapered off by early afternoon. Up to 3 inches (7.6 centimeters) of rain was expected in coastal regions and valleys of Southern California, and as much as 6 inches in lower mountains and foothills, the NWS said. Reporting by Steve Gorman in Los Angeles.
☆ Tesla is rolling out its first Full Self-Driving update after a recall — see the new features
  + stars: | 2023-03-21 | by ( Nora Naughton | ) www.businessinsider.com   time to read: +3 min
Tesla is addressing a recall issued last month to some cars equipped with Full Self Driving, or FSD. The latest FSD update is rolling out gradually, and drivers should be notified by April 15. The update comes with a variety of new features, including a merging of FSD and Tesla's Autopilot highway driver assist software. This week's update is also designed to address NHTSA's recall, according to text from the update posted to a Tesla blog that crowdsources from owners. Tesla's driver assist features are under investigationTesla's Autopilot driver assist software has drawn the scrutiny of regulators for several years.
☆ Gen Z Investing in Real Estate, Buying Homes Early, Learning From Millennials' Mistakes
  + stars: | 2023-03-21 | by ( James Rodriguez | ) www.businessinsider.com   time to read: +14 min
Unlike millennials before them, Gen Zers have grown up during a boom in home prices. In a 2020 survey by Gen Z Planet, a research and advisory firm, 87% of Gen Z respondents said they wanted to own a home in the future, while just 63% of millennial respondents said the same. The survey suggested that 68% of Gen Zers viewed homeownership as a way to build wealth, compared with 60% of millennials. But the ranks of Gen Z homeowners will almost certainly grow in the coming years as they scale corporate ladders and amass savings. All this new technology and information is fueling the real-estate-mogul dreams of ambitious Gen Z investors.
☆ Failure of Silicon Valley Bank Mirrors the Myth of the Wild West
  + stars: | 2023-03-19 | by ( Adam Rogers | ) www.businessinsider.com   time to read: +10 min
As Silicon Valley Bank went down the tubes, it wasn't surprising that the loudest mouths in Techworld started demanding that the federal government cover everyone's losses. They were pioneers on the frontier of tech and finance, and as such they acted the way pioneers always do. Myths of the frontiersIt's unfashionable for people in the tech industry to dispute the central role that government-funded infrastructure and academic projects have played in the development of Silicon Valley and the digital age. Shout down into Silicon Valley and you'll hear echoes of this same pioneer myth. They see themselves as heroes not of a Western frontier but of space — the Final one — as refracted by the legendary writers of the Golden Age of Science Fiction.
☆ California to Transform San Quentin Prison Into Center Emphasizing Inmate Rehab
  + stars: | 2023-03-17 | by ( Jim Carlton | ) www.wsj.com   time to read: 1 min
MARIN COUNTY, Calif.—California aims to turn San Quentin State Prison, one of the country’s oldest penal facilities, into a Scandinavian-style center for inmate rehabilitation that it hopes will become a new model for incarceration in America. Gavin Newsom said Thursday the storied institution, built in 1852 on the shores of San Francisco Bay, will be renamed the San Quentin Rehabilitation Center and converted to focus on providing educational programs and other help for inmates making the transition back into society.
☆ San Francisco Bay area to phase out natural gas heating appliances
  + stars: | 2023-03-16 | by ( ) www.reuters.com   time to read: +2 min
REUTERS/Carlos BarriaMarch 16 (Reuters) - The San Francisco Bay area will phase out natural gas-powered furnaces and water heaters beginning in 2027 to improve local air quality and public health. It is the latest move by local officials in the United States to eliminate natural gas, a fossil fuel, from heating homes and buildings. Eliminating natural gas appliances would mean transitioning to electric equipment such as heat pumps. Currently about two thirds of Bay Area households use natural gas appliances, according to the regulator. They will apply to water heaters in single-family homes in 2027, furnaces in 2029, and multifamily and commercial water heaters in 2031.
☆ California flood watch issued as next atmospheric river looms
  + stars: | 2023-03-09 | by ( Steve Gorman | ) www.reuters.com   time to read: +4 min
LOS ANGELES, March 9 (Reuters) - Flood watch notices were posted across northern and central California for Thursday ahead of an atmospheric river storm expected to douse much of the state with heavy rain, including mountain areas still buried from a near-record snowfall. But smaller, waterfront communities along several major rivers and their tributaries also braced for the possibility of overflowing streams swollen by heavy showers and runoff of melting snow. Elsewhere, the NWS issued "prepare now" alerts for residents along the Big Sur, Carmel, Salinas and Pajaro rivers. "It's really a combination of all this heavy rainfall coming and also rapidly melting snow." The looming deluge follows a three-week barrage of nine atmospheric river storms that struck California in late December through mid-January, triggering widespread flooding as well as hundreds of mudslides, rockfalls and sinkholes across the state.
☆ A new generation of airships is taking to the skies
  + stars: | 2023-03-03 | by ( Rebecca Cairns | ) edition.cnn.com   time to read: +8 min
It’s an airship, and French aeronautics company Flying Whales hopes its hybrid-electric, helium-lift vessel will change the shape of sustainable transport. Flying Whales' airships, pictured here in a render, could access remote locations without roads, railways or airports. That’s why most companies, including Flying Whales and LTA Research, are using helium, which is non-flammable. Prentice is also the founder and president of BASI, a Manitoba-based company specializing in airships adapted for cold climates. Flying Whales expects to test its first airship at the end of 2025, with commercial operations beginning in 2027 once the airship is certified.
Persons: ”, Romain Schlack, Sergey Brin, It’s, Barry Prentice, Prentice, “, Schlack Organizations: CNN, Flying Whales, ” Airship, Research, Google, LTA Research, Moffett, American Chemical Society, Asper School of Business, University of Manitoba, Prentice ., FAA, European Aviation Safety Agency, Libre de Bruxelles, Prentice, Companies, Akron Airdock, Vehicles, Air Vehicles Locations: San Francisco, California, Manitoba, Prentice . California, Belgium, Laruscade, Bordeaux, France, Ohio, San Francisco Bay, England, Quebec, Asia, Canada
☆ People who moved to Tennessee for cheaper homes and a laid-back life say they're happy — for the most part
  + stars: | 2023-02-26 | by ( Jordan Pandy | ) www.businessinsider.com   time to read: +10 min
The 50-year Florida resident decided to pack up and move to Memphis, Tennessee, for a more manageable mortgage payment while on a fixed income. Foster said clients have recently moved to Tennessee from New York, New Jersey, and California. He traded snowy Buffalo for the ease of southern livingMichael and Danielle Ekstrum moved to Tennessee after becoming empty nesters in 2018. A retiree fed up with California's overcrowding bought a home in Tennessee without thinking twiceMichael and Bonnie Tyler moved from Sacramento, California, to Jonesborough, a historic town in eastern Tennessee. "There's too much traffic, too many people, it's way too expensive, and there's no water," Tyler told Insider.
☆ Despite Tech Layoffs and Housing Slowdown, San Francisco’s Real-Estate Market Creeps Back to Life
  + stars: | 2023-02-23 | by ( E.B. Solomont | ) www.wsj.com   time to read: 1 min
Attorney Ken Kumayama and his wife, Hiromi Kumayama, were on a mission to finally buy a house in the San Francisco Bay Area. Serial renters in towns around San Francisco since 2010, they jumped into the market in earnest in 2022 but quickly got outbid on several homes, including one in Atherton that was asking $5 million and ultimately sold for $6.5 million, said Mr. Kumayama, 44. Then over the summer, the market turned in their favor. Mr. Kumayama said he and his wife, 46, a homemaker, homed in on a nearly $5 million house in Los Altos, an affluent city between San Francisco and San Jose, that had been sitting on the market for about a month. Knowing the sellers had already moved to Florida, Mr. Kumayama said they offered $4.58 million with no contingencies and closed in September 2022.
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