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☆ AI could soon tell you the future value of your home
▼ + stars: | 2023-08-10 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +3 min

The future of home prices will shape the financial fates of many Americans. An AI tool from MIT can accurately predict how home prices would change over time. According to an MIT researcher, AI might be able to provide you with an answer. In the future, AI tools like the one at MIT might help prospective homeowners predict where the biggest gains are likely. "Imagine a dystopian future where everyone repaints their house a specific colour to game the system and impress the Google Street View Car," Ratti wrote.

Persons: Carlo Ratti, Ratti Organizations: MIT, Service, Financial Times, Google, Vanguard Locations: Wall, Silicon, Boston

☆ Millennials and Gen Zers in Asia don't want to work in factories. It means you could soon pay more for clothes, furniture, and toys.
▼ + stars: | 2023-08-08 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +5 min

Young people in Asia don't want factory jobs, so companies are raising wages and adding perks. That's because factories across Asia that have traditionally produced many of these goods are struggling to find workers, The Wall Street Journal reported. In China, manufacturing workers' wages have more than tripled over the past decade, and factory workers in Vietnam, Malaysia, and Japan, have seen notable pay bumps as well. Companies like the Barbie manufacturer Mattel, the toy maker Hasbro, and Nike are facing elevated labor costs in Asia that have contributed to price hikes. Mark Perry, University of Michigan economistExperts attribute Asia's factory labor shortage to a variety of factors.

Persons: it's, Manoj Pradhan, Mark Perry, Julian Zhu, Gabriel Galvan, It's, Barbie Organizations: Service, Street Journal, Companies, Mattel, Hasbro, Nike, University of Michigan, Reuters Locations: Asia, Wall, Silicon, London, China, Vietnam, Malaysia, Japan, Mexico, America

☆ A Miami Gen Zer skipped traditional college and kicked off his career with a 2-year training program. Now he works at Ford and is certified to service EVs.
▼ + stars: | 2023-08-08 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +6 min

Carlos Bonilla, 22, enrolled in a two-year automotive technician training program with Ford. According to Bonilla's tuition bills viewed by Insider, he paid roughly $9,000, and it was not reimbursed. As a result, the ASSET program has incorporated more electric vehicle instruction into its curriculum, a Ford representative told Insider. Even though he's done with the program, Bonilla has had other opportunities to continue his education in the field. He said his dealer paid for him to get a variety of certifications, including one that allows him to work on hybrid and electric vehicles.

Persons: Carlos Bonilla, —, Carlos Bonilla Carlos Bonilla, Bonilla, Carlos Bonilla Carlos Bonilla Bonilla, He's, he'll, he's Organizations: Ford, Service, Lincoln, Royal Lincoln, of Labor Statistics Locations: Wall, Silicon, Miami, doesn't

☆ Meet a millennial mom who resurrected her career with a 10-day crash course on semiconductors. She landed a new job, learned new skills, and says the pay outweighs long hours.
▼ + stars: | 2023-08-06 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +10 min

She enrolled in a 10-day semiconductor training course and landed a new job at Intel soon after. A few weeks later, she told Insider, she received an email about the "Quick Start" program — a 10-day crash course on how to be a semiconductor processing technician. The Quick Start program's website says that semiconductor companies will hire over 20,000 workers in Arizona in the coming years. Of 240 former Quick Start students who filled out an employment outcome form as of June 30th, 75, or 31%, said they had been "hired in field," per MCCC. "I start work at 5:45 AM, and I get off at 6:15 PM," she said.

Persons: Lisa Strothers, chipmakers, Strothers, Biden, Cesar Becerra, GlobalFoundries, —, Lisa Strothers Lisa Strothers, Intel's, she'd, Cesar Becerra Cesar Becerra, I'm, that's, there's Organizations: Intel, Schools, Service, Taiwan Semiconductor Manufacturing Company, Mesa Community College, Science, Deloitte, Micron, MCCC, Labor Statistics Locations: Wall, Silicon, Arizona, Arizona's Maricopa County, Maricopa County, China, Taiwan, Phoenix

☆ 3 people who tip for almost everything explain why they do so even if the service is bad — and how much extra they usually leave
▼ + stars: | 2023-08-01 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +7 min

While many customers don't tip, those who do are helping businesses keep their prices stable. Some people are happy to tip almost every time they are prompted, and they're helping businesses pay their employees more without cutting into profits or raising prices. Farley told Insider that he usually leaves at least a small tip whenever businesses prompt him, even if it's for something that didn't require much "actual service" — like buying a drink at the counter. A similar story is playing out at businesses across the country, Laurence Kotlikoff, an economics professor at Boston University, previously told Insider. Personal experience working in the service industry causes some customers to tip almost every chance they getCamille Rogers, a 25-year-old Manhattan-based publicist, told Insider that she usually tips whenever it's an option.

Persons: Ryan Farley, Farley, They're, Dan Moreno's, Moreno, Laurence Kotlikoff, Camille Rogers, Rogers, KaLyn McCullough, McCullough Organizations: Service, Boston University, Rogers Locations: Wall, Silicon, Austin , Texas, Dan Moreno's Miami, Manhattan, Hartford , Connecticut

☆ 9 state universities that could help you earn just as much money as an Ivy League education
▼ + stars: | 2023-07-31 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +2 min

A new study finds that an Ivy League degree doesn't meaningfully increase a graduate's future income compared to a good state school. The study looked at wait-listed Ivy League applicants who went on to attend one of nine state universities. See the nine universities that set students up nearly just as well as the Ivies. download the app Email address By clicking ‘Sign up’, you agree to receive marketing emails from Insider as well as other partner offers and accept our Terms of Service and Privacy PolicyYou don't have to attend an Ivy League university to have an Ivy League income. In no particular order, here are the nine state universities the researchers used in the study, where the students they analyzed went on to have comparable estimated incomes to those of Ivy League graduates.

Persons: —, Alan Kruger, Ivy isn't Organizations: Ivy League, Service, Ivy League university, Opportunity, Harvard, Princeton, Ivy Locations: Wall, Silicon

☆ 4 careers where workers will have to change jobs by 2030 due to AI and shifts in how we shop, according to a McKinsey study
▼ + stars: | 2023-07-28 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +6 min

Nearly 12 million US workers may need to switch jobs by 2030, a McKinsey study found. But between now and 2030, the McKinsey researchers projected that 11.8 million workers will have to change jobs not because they want to, but because they have to. Roughly nine million of them might have to find new jobs in new industries altogether, the study found. The study found that Americans in lower-wage jobs are up to 14 times more likely to need to change occupations by 2030. Chui said this could lead to less demand for some jobs and increased demand for others — like healthcare workers.

Persons: Michael Chui, Chui, Chu, we're Organizations: McKinsey, Service, McKinsey Global Institute, America Locations: Wall, Silicon, United States

☆ War with China would be an 'onslaught' like the US hasn't faced in decades
▼ + stars: | 2023-07-27 | by ( Jake Epstein | Jacob Zinkula | ) www.businessinsider.com time to read: +15 min

War would also have severe consequences for China and US allies in the Western Pacific. Any war with China would be fought on multiple fronts — from the air and sea to the web and financial markets. The US maintained this capacity for decades, but America's manufacturing prowess has atrophied since the end of the Cold War. Control of the Pacific would be a crucial part of any war with China, and Beijing boasts the world's largest navy. Cash warsWhile a military conflict between the US and China is only a hypothetical, the two countries are already competing on the economic battlefield.

Persons: Joe Biden, Mark Milley, Dan Blumenthal, it's, Blumenthal, Ujian, didn't, Glenn O'Donnell, Forrester, stymie, Ann Wang, William Alan Reinsch, Reinsch, Russia —, Scott Kennedy, Kennedy, aren't, Ramping, Jake Epstein, Jacob Zinkula Organizations: US, Joint Chiefs of Staff, Armed, US Navy, American Enterprise Institute, US Department of Defense, US Marine Corps, Pentagon, Navigation Plan, Ford, Nimitz, Center for Strategic, International Studies, Beijing, Russia, Columbia University, Marine Locations: China, Western, Beijing, Pacific, Taiwan, South China, America, Nebraska, Pearl, Normandy, Mongolia, Ukraine, Russian, Nanchang, Liaoning, Shandong, Fujian, wean, Washington, United States, Japan, Philippines, Netherlands

☆ An Ivy League degree won't boost your salary much compared to a good state school, a study finds. You're just more likely to have an elite-sounding job.
▼ + stars: | 2023-07-27 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +4 min

A new study finds that an Ivy League degree doesn't meaningfully increase a graduate's future income compared to attending a good state school. Americans are debating the merits of affirmative action and legacy admissions at Ivy League schools. While attending an Ivy League school only increased students' future income by 3% on average, the researchers found that it boosted any one student's chances of reaching the top 1% in income at age 33 by 59%. So while attending an Ivy didn't meaningfully boost students' odds of making more money on average, it did boost their odds of getting super-duper rich. Age 33 income levels were projected using a student's current income and data on their employers and graduate schools.

Persons: —, Alan Kruger, Ivy, Ivy — Organizations: Ivy League, Service, Ivy League university —, Opportunity, Harvard, Princeton, Ivy, ACT, Ohio State University, UC Berkeley, UCLA, University of Florida, University of Georgia, University of Michigan, University of North, University of Texas, University of Virginia Locations: Wall, Silicon, University of North Carolina

☆ AI is kicking off a new kind of tech hiring boom — but only in certain cities
▼ + stars: | 2023-07-26 | by ( Jacob Zinkula | Madison Hoff | ) www.businessinsider.com time to read: +6 min

A new wave of generative AI jobs could follow the same pattern, per a Brookings Institution report. Nearly half of the new US generative AI job postings in May came from one of six metro areas. In May, 25% of new generative AI job postings — which contained terms like "ChatGPT" or "generative AI" — were posted in the Bay Area (San Francisco and San Jose). In the below chart, "early adopters" refers to the 13 aforementioned metros, excluding the Bay Area metros. Brookings' Muro said that he expects many generative AI jobs to be in-person some or all of the time.

Persons: ChatGPT, —, Santa Barbara, Mark Muro, Muro, Sam Altman, Brookings Organizations: Brookings Institution, Service, Bay Area, —, Google Locations: Wall, Silicon, Lightcast, Bay, San Francisco, San Jose, New York City, Los Angeles, Boston, Seattle, Washington, DC, San Diego, Austin, Raleigh, Boulder, Lincoln, Santa Cruz, Santa Maria, Santa, Santa Fe, Brookings, — San Francisco

☆ Businesses are scrambling for tips right now because they don't want to raise wages in case of a recession
▼ + stars: | 2023-07-26 | by ( Juliana Kaplan | ) www.businessinsider.com time to read: +4 min

Firms don't want to raise wages because they're worried about a recession, so you pay workers instead. Get the inside scoop on today’s biggest stories in business, from Wall Street to Silicon Valley — delivered daily. And now, businesses are trying to avoid making the larger wages those tips have augmented their responsibility, as the economy cools. Jonathan Morduch — a professor of public policy and economics at New York University — told the Wall Street Journal that as businesses prepare for a potential recession, "they don't want to lock into higher wages." "Businesses are happy to let workers earn more from tips, especially when there's no pressure to raise the tipped minimum," Morduch told the Wall Street Journal.

Persons: you've, they're, It's, Scheherezade Rehman, Jonathan Morduch —, New York University —, Andy Kiersz, Jacob Zinkula, Laurence Kotlikoff, what's, Morduch Organizations: Service, George Washington University, Wall Street, New York University, Boston University Locations: Wall, Silicon

☆ ChatGPT creator says AI advocates are fooling themselves if they think the technology is only going to be good for workers: 'Jobs are definitely going to go away'
▼ + stars: | 2023-07-25 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +3 min

But OpenAI CEO Sam Altman says some jobs are "definitely going to go away." New jobs could be created in their place, but not all displaced workers will benefit. In March, Goldman Sachs forecasted that 300 million full-time jobs across the globe could be disrupted — not necessarily replaced — by AI. Altman told The Atlantic that he expects better — perhaps higher-paying jobs — will be created in place of the ones that are disrupted. The question, however, is whether displaced workers will be able to navigate their way to these new gigs.

Persons: Sam Altman, Altman, he's, it'd, Jobs, Goldman Sachs, Carl Benedikt Frey, Ethan Mollick, — Organizations: Service, OpenAI, ChatGPT, Columbia Business School, University of Pennsylvania's Wharton School Locations: Wall, Silicon, Oxford

☆ Meet a 64-year-old San Francisco Uber driver who says switching to a Tesla has saved him more than $1,000 a month on gas and maintenance
▼ + stars: | 2023-07-22 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +6 min

64-year-old Uber driver Wesley Johnson started driving a rented Tesla four months ago. Johnson also offered tips for Uber drivers looking to make the electric-vehicle switch. To compare, Johnson said the Tesla rental from Hertz costs him roughly $50 per week, or $200 a month, to charge. Wesley Johnson, 64, says he's saved roughly $1,400 per month on gas since switching to an electric vehicle. What Uber drivers should know before making the EV switchJohnson has a few tips for any Uber drivers who are considering renting or buying an EV.

Persons: Wesley Johnson, Johnson, San Francisco Uber, Uber, He's, who's, Hertz, Tesla, he's, I'm, — Organizations: Service, Hertz, EVgo, EV Locations: Wall, Silicon, San Francisco

☆ Want to know how to get ready for the rise of AI? Dig into the past.
▼ + stars: | 2023-07-20 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +7 min

It's why top researchers are looking to the past as a guide to predict how generative AI could affect workers' jobs in the years and decades to come. "It's possible that in the end, we get better jobs, but in the short term, there's a lot of disruption," Mollick said. But Raymond warned that AI could produce some less-desirable outcomes for customer-service workers, particularly if customer-support chatbots become much more capable and advanced. The extent to which AI displaces jobs will depend on how quickly it scales what Mollick calls the "three levels" of work: tasks, jobs, and systems. Instead, what I would be thinking about is: How do you figure out how to use it to do your job better?"

Persons: Ethan Mollick, Mollick, Carl Benedikt Frey —, Frey, Lindsey Raymond —, —, Raymond, that's, chatbots, Oded, There's Organizations: Service, University of Pennsylvania's Wharton School, MIT Sloan School of Management, White, National Bureau of Economic Research Locations: Wall, Silicon, Oxford, COVID, Columbia

☆ A top AI expert says most outsourced coders in India will be out of a job in 2 years thanks to the technology
▼ + stars: | 2023-07-18 | by ( Kai Xiang Teo | ) www.businessinsider.com time to read: +2 min

Stability AI CEO Emad Mostaque thinks AI will eliminate most outsourced coding jobs in India. AI will soon eliminate most outsourced coding jobs in India as the technology will drastically reduce the need for them, according to a leading AI expert. Tech jobs are one of the professions most likely to be replaced by AI, Insider's Aaron Mok and Jacob Zinkula previously reported. GitHub's CEO Thomas Dohnke told Computer Weekly last year that AI could help developers be more productive. Additionally, workers with AI skills stand to gain as the tech industry is placing a greater focus on talent in this area, Insider's Thomas Maxwell reported.

Persons: Emad Mostaque, you'll, Mostaque —, Insider's Aaron Mok, Jacob Zinkula, Thomas Dohnke, Insider's Thomas Maxwell Organizations: Morning, UBS, CNBC, Bloomberg, Computer Locations: India, France

☆ A Hawaii delivery driver who pulled in $114,000 on DoorDash last year says the tips are 'awesome' and it's like 'delivering in paradise'
▼ + stars: | 2023-07-16 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +5 min

Ronald Coleman, 45, brought in $114,000 in revenue last year driving for DoorDash in Honolulu, Hawaii. In the summer of 2020, he tried DoorDash, found some success, and eventually decided to pursue it full-time. For these drivers, Coleman said he has some advice. Coleman said he's tried delivering with Instacart, Uber Eats, and Grubhub, but that he's found considerably more success with DoorDash. Fourth: Even if it won't always result in a great tip, Coleman said providing great customer service is important for getting and keeping a high rating.

Persons: Ronald Coleman, Coleman, he's, Instacart, Uber, Doordash Organizations: DoorDash, Service, Aloha State Locations: Honolulu , Hawaii, Wall, Silicon, Michigan, Hawaii, Honolulu, United States, Aloha

☆ If you're happy coasting at your job, you might be in trouble from AI
▼ + stars: | 2023-07-13 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +5 min

Some of them may have to work harder to keep up when AI technologies enter their workplaces. Experts told Insider AI could displace some white-collar jobs and make others more competitive. "The job tasks usually require little effort." Across the US, businesses are beginning to experiment with generative AI technologies like ChatGPT. "You will not be replaced by AI but by someone who knows what to do with AI," Oded Netzer, a Columbia Business School professor, previously told Insider.

Persons: you've, She's, I've, Goldman Sachs, Carl Benedikt Frey, Kierstin Carter, Carter, she's, she'll Organizations: Service, Columbia Business School, Oxford, Workers Locations: Wall, Silicon, Virginia, Austin , Texas

☆ Americans aren't switching cities for new jobs as much anymore. We asked 5 people why moving isn't worth it.
▼ + stars: | 2023-07-13 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +8 min

Americans are moving for new jobs at the lowest rate in decades, per a recent Challenger survey. Experts say high housing costs, an aging population, and remote work are among the reasons why. We asked five Americans why they turned down an out-of-state job offer — or accepted one and later regretted it. "That has fallen steadily since, as housing costs have risen and companies have moved to where talent pools are located. Julianne Elise Julianne EliseWhile she said she'd be open to moving for a new job, she ultimately decided to decline.

Persons: Gray, Andrew Challenger, Aaron Terrazas, Glassdoor, —, Boppana, Julianne Elise, she'd, Julianne Elise Julianne Elise, Angela Harris, Nathan Russo, Michael Johnson, Michael Johnson Michael Johnson, Johnson, he'd, wouldn't Organizations: Service, Privacy, Chicago — Locations: Wall, Silicon, Virginia, Austin , Texas, Texas, Austin, New York City, Los Angeles, LA, New York, Philadelphia, Redmond , Washington, East, Angela Harris In Philadelphia, Redmond, Pennsylvania, Florida, Chicago, California

☆ Women are posting about their 'lazy girl jobs' on TikTok. They say there's nothing wrong with aspiring for a low-stress job that pays the bills.
▼ + stars: | 2023-07-11 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +5 min

TikTokers have been posting about the benefits of so-called lazy girl jobs. Women on TikTok are saying that a "lazy girl job" is what's really worth striving for. In the almost two months since it was posted, women have flocked to TikTok to share how much they love their lazy girl jobs. Lazy girl jobs are great for work-life balance but can get boring at timesKierstin Carter, 21, works as a litigation paralegal in Austin, Texas. She said she considers her role to be a lazy girl job because her tasks are very predictable and manageable.

Persons: Gabrielle Judge, hashtag, hustles they're, Kierstin Carter, She's, Carter, she's, I've Organizations: Service Locations: Wall, Silicon, TikTok, Austin , Texas, Virginia

☆ The WFH-vs.-office war might be over and hybrid work is winning out, says the nation's top remote-work expert
▼ + stars: | 2023-07-10 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +5 min

Researchers explain how both employees and companies can benefit from a hybrid work model. What's more, these data points have leveled off in the last few months, Bloom told Insider. Bloom's paper concluded that hybrid work had a "flat or even slightly positive" impact on productivity and improved employee recruitment and retention. Remote work could rise in the years ahead as technology improvesPer Bloom's most recent estimates, 60% of Americans work fully in-person, 30% work in-person between one and four days per week, and 10% work fully remotely. But Harvard's Choudhury said there's one reason a recession wouldn't crush the remote work movement.

Persons: Nick Bloom, Bloom, Choudhury, Harvard's Choudhury Organizations: Service, Stanford, Harvard Business School Locations: Wall, Silicon

☆ The Gen Zer who helped spark the quiet-quitting trend ended up leaving his job after all. He blames bad managers for a generation of disengaged employees.
▼ + stars: | 2023-07-10 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +5 min

After quiet quitting at his job for six months, he realized it wasn't the answer for him. He said quiet quitting had its downsides and that managers are to blame for disengaged employees. The 17-second video, in which Khan describes quiet quitting as not quitting your job, but "quitting the idea of going above and beyond" — went viral. It has been widely credited for making quiet quitting into the phenomenon it's become. But after trying quiet quitting for six months, and then actually quitting his job, Khan reflected, and said that for him personally, quiet quitting isn't the answer.

Persons: Zaid Khan, Zaid Khan's TikTok, Khan, I'm, he's Organizations: Service, Yorker Locations: Wall, Silicon

☆ Americans say they need a $233,000 salary to feel financially secure. To feel rich? They'll need more than double that.
▼ + stars: | 2023-07-06 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +3 min

72% of Americans are financially insecure, according to a Bankrate.com survey. Americans said they'd need to earn $233,000 to feel financially comfortable and $483,000 to feel rich. To feel rich, those surveyed said they'd need to earn, on average, $483,000 per year, nearly nine-times the median income. Mark PerryMany Americans surveyed cited insufficient emergency savings and retirement funds as evidence they're not financially secure. While many Americans may be a long way from feeling financially secure, some are optimistic that they'll get there eventually.

Persons: —, Sarah Foster, Mark Perry's, Mark Perry Organizations: Service, University of Michigan, of Labor Statistics, Northwestern Mutual

☆ Older generations have an advantage in the AI boom: people skills and experience that can't be automated away
▼ + stars: | 2023-07-05 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +3 min

Companies will want people who can use the tech but will also need skills AI can't replicate. An emphasis on soft skills could be good for older workers and bad for some remote workers. But as one Oxford economist told Insider, there's another set of workers that could benefit from an AI boom: workers with the people skills that AI can't replicate. In this future, Frey said, "it is likely that older workers with more experience in managerial positions are better placed." That's because there are simply some things AI can't do.

Persons: —, There's, Zer, Carl Benedikt Frey, Frey, " Frey Organizations: Companies, Service

☆ A guy tried using ChatGPT to turn $100 into a business making 'as much money as possible.' Here are the first 4 steps the AI chatbot gave him.
▼ + stars: | 2023-07-04 | by ( Jacob Zinkula | Aaron Mok | ) www.businessinsider.com time to read: +7 min

Jackson Greathouse Fall asked ChatGPT to turn $100 into "as much money as possible." As of mid-March, the company was valued at $25,000, according to a tweet by Greathouse Fall. From there, ChatGPT suggested the domain name EcoFriendlyFinds.com. But when Greathouse Fall learned the domain name cost $848 to acquire, it suggested one that was more affordable: GreenGadgetsGuru.com. While Greathouse Fall didn't disclose his investors, he tweeted that his "DMs are flooded" and that he is "not taking any more investors unless the terms are highly favorable."

Persons: Jackson Greathouse, ChatGPT, Greathouse, Jackson, — Jackson, We're, He's, didn't, —, Green, chatbot Organizations: Morning, realtors —, Twitter, Facebook, jzinkula

☆ Americans' donations to charity are at a 28-year low. Blame inflation, the rise of crowdfunding, and the decline of religion.
▼ + stars: | 2023-07-01 | by ( Jacob Zinkula | Madison Hoff | ) www.businessinsider.com time to read: +7 min

It's part of the decades-long trend in which Americans have scaled back their charitable giving. There's evidence that this shift has impacted charitable giving. From 2000 to 2016, the share of Americans giving to religious causes fell from roughly 47% to 32%. Other donors have shifted their giving to political causes that wouldn't be classified as charitable giving either. Looking forward, Birkholz said he's optimistic the total giving figure will bounce back in 2023.

Persons: —, Josh Birkholz, We've, Birkholz, Jonathan Meer, Zers, I'm Organizations: Service, Privacy, Indiana University's School, Philanthropy, Indiana University, Pew Research Locations: Texas

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