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OpenAI CEO Sam Altman speaks during the Microsoft Build conference at Microsoft headquarters in Redmond, Washington, on May 21, 2024. OpenAI last week removed Aleksander Madry, one of OpenAI's top safety executives, from his role and reassigned him to a job focused on AI reasoning, sources familiar with the situation confirmed to CNBC. Madry will still work on core AI safety work in his new role, OpenAI told CNBC. The decision to reassign Madry came less than a week before a group of Democratic senators sent a letter to OpenAI CEO Sam Altman concerning "questions about how OpenAI is addressing emerging safety concerns." Leike wrote in a post on X that OpenAI's "safety culture and processes have taken a backseat to shiny products."
Persons: Sam Altman, OpenAI, Aleksander Madry, Madry, reassign Madry, it's, Lina Khan, they've, Ilya Sutskever, Jan Leike, Leike, Greg Brockman, Brockman, Altman Organizations: Microsoft, CNBC, MIT's Center, MIT, Democratic, Google, Meta, FTC, Department of Justice, Nvidia Locations: Redmond , Washington
The Discover it® Balance Transfer Card is no longer available to new applicants. Discover it Balance Transfer Card RewardsThe card offers a generous cash-back rewards structure. How to Earn Discover PointsYou'll earn the most cash back with your Discover it® Balance Transfer when you activate the card's bonus categories. Discover it Balance Transfer Card Benefits and featuresNo foreign transaction feesMost balance transfer credit cards charge foreign transaction fees of 3% or more, which can really sting if you spend a lot of money overseas. Fortunately, all Discover cards, including the Discover it® Balance Transfer, do not add these fees.
Persons: Read, you'll Organizations: Business, Walmart, Discover, PayPal, American Cancer Society, Children's Miracle Network, Diabetes Research Foundation, World Wildlife Fund, JCB Locations: Japan, skylines
CNN —Hunter Biden on Sunday abruptly dropped a lawsuit he filed last month against Fox News over the network’s fictionalized miniseries that he alleged included sexually explicit images of him without consent. Representatives for Hunter Biden didn’t immediately respond to requests for comment on Sunday. The miniseries, “The Trial of Hunter Biden,” was a six-part offering that featured a dramatized “mock trial” about Hunter Biden’s overseas financial dealings that led, in part, to his federal tax indictment and claims that fueled House Republicans’ stalled impeachment inquiry into his father. Fox News removed the miniseries from its platforms in late April after Biden threatened to file a lawsuit. While Hunter Biden ended his lawsuit against Fox, his legal challenges continue.
Persons: CNN — Hunter Biden, Biden, Joe Biden, it’s, Hunter Biden didn’t, Hunter Biden, , Hunter, Republicans ’, Biden’s, , ” Biden Organizations: CNN, Fox News, Fox Nation, Fox, Republicans, Sunday
Schumer's spokesperson told the Journal that many have approached the senator about their ideas but he has not acted upon any of them. Related storiesFour unnamed sources close to Biden told The New York Times that the president has started to accept the idea of his waning electoral chances. AdvertisementMeanwhile, a source close to Biden told CNN that the president remains unconvinced about dropping out. White House spokesperson Andrew Bates declined to comment and referred BI's inquiry to the Biden campaign. He's running for reelection, and that will not change until he wins reelection," TJ Ducklo, a Biden campaign spokesperson, said in a statement to BI.
Persons: , Nancy Pelosi, Joe Biden, Biden, Donald Trump, Pelosi, Chuck Schumer, Kamala Harris, Andrew Bates, TJ Ducklo Organizations: Service, Democratic, Business, Democrats, Washington Post, Wall Street, Bloomberg, Trump, New York Times, Times, CNN, Biden Locations: United States
How to read a credit report
  + stars: | 2024-07-19 | by ( Michelle Lambright Black | Paul Kim | Read More | ) www.businessinsider.com   time to read: +11 min
It's important to review your credit reports often to check for mistakes, and to do that you need to know how to read a credit report. Because your credit matters so much, it's important to keep a close eye on your credit reports from all three major credit bureaus — Equifax, TransUnion, and Experian — and learn how to read a credit report. How to read a credit reportMost credit reports are broken down into sections that make your information easier to understand and digest. InquiriesThe final part of your credit report, known as the inquiry section, contains a list of who has accessed your credit report in the last 24 months. Editor's Rating 4.6/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Editor's Rating 4.7/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Editor's Rating 4.6/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Learn more On Aura's website Learn More Learn more On IdentityForce's websiteDisputing incorrect informationUnfortunately, errors and fraud wind up on credit reports all the time.
Persons: , Experian —, You'll, you've, You've, they're, haven't Organizations: Visa, Card, preapproved, Credit Monitoring, Chevron, Federal Trade Commission Locations: AnnualCreditReport.com
CNN —Yemen’s Houthi rebels on Friday claimed responsibility for a deadly drone blast in Tel Aviv, the Iranian proxy group’s latest attack in what it says is a response to Israel’s war against Hamas in Gaza. The drone that caused the explosion was detected by an Israeli aerial defense system, but not intercepted due to “human error,” an Israeli military official said. The Israeli military is investigating the attack and does not believe further threats are imminent, the official said. An investigator inspects a damaged window of a building at the site of an explosion in Tel Aviv on July 19, 2024. The drone attack in Tel Aviv Friday comes after the Houthis claimed earlier this month that they had targeted ships in the Israeli port of Haifa with a number of drones in joint military operations with Iran-backed militias based in Iraq.
Persons: Yemen’s, Houthi, Yahya Sare’e, , ” Sare’e, Ricardo Moraes, Israel’s Magen David Adom, , Roi Klein, Organizations: CNN, Embassy, Israel Defense Forces, Reuters, US Embassy, US State Department, MDA, Police, IDF Locations: Tel Aviv, Gaza, Jerusalem, Shalom, Tel, Aviv, Red, Israel, Haifa, Iran, Iraq
See Business Insider's picks for the best credit repair companies >>What is an excellent credit score? Here's how VantageScore and FICO scores are determined:FICO VantageScore Payment history (35%) Credit balance (30%) Length of credit history (15%) New credit (10%) Mix of credit accounts (10%) Payment history (40%) Length & type of credit (21%) Percent of credit used (20%) Total debt/balances (11%) Recent credit behavior and inquiries (5%) Available credit (3%)With this foundation laid out, let's look at ways to improve your credit score to achieve excellent credit. Pay your bills on time — every timeAs payment history is the most important factor used to determine your credit score, having a negative mark like a delinquent payment can lower your credit score and ruin your chances of an excellent credit score for years. A survey of 100,000 LendingTree users with excellent credit scores found that the average consumer with an excellent credit score keeps a credit utilization ratio of 5.7% on a credit limit of $58,514 spread over 7.9 accounts. Excellent credit score frequently asked questionsWhat is the best credit score?
Persons: Insider's, Zer, Gen Organizations: Isaac Corp, Visa, Card, Chevron Locations: Chevron
With so much riding on your credit score, it's important to understand what counts as a good credit score and how to get one. Here's the full breakdown of how FICO and VantageScore crunch your credit score:FICO VantageScore Payment history (35%) Credit balance (30%) Length of credit history (15%) New credit (10%) Mix of credit accounts (10%) Payment history (35%) Length & type of credit (30%) Credit utilization (20%) Credit balances (11%) Recent applications (5%) Available credit (3%)The most significant aspect of your credit score is your payment history, which looks at how consistently you've made payments. However, hard inquiries stop factoring into your credit score after a year and drop off your credit report entirely after two years, so they don't permanently influence a credit score. That's why the average credit score among Gen Z is 680 compared to the average baby boomer, who has a 745 credit score. Good credit score frequently asked questionsAre good credit scores hard to get?
Persons: Gen, boomer, stow, Will Organizations: Credit Monitoring, Chevron Locations: AnnualCreditReport.com, Plenty, Chevron
Introduction to earning credit card rewardsCredit card rewards can put cash in your pocket or help you jet off on an exciting trip. Pay down balances early to avoid a high utilization ratioAnother important credit scoring factor is your credit utilization ratio — a comparison of your revolving accounts' credit card balances and credit limits from your credit reports. Closing a card might also hurt your credit scores if it was your only credit card. There are a lot of misconceptions about how closing a credit card can impact other aspects of your credit scores. If you have more than one account to manage, you may find it helpful to use a credit card rewards app to track your rewards.
Persons: Chase, it's, cardholders, Garner Organizations: Business, American Express, Citibank, Planning, Chase, Services, Mastercard, Sapphire Reserve, Chase Travel, Chevron
This guide will help you decide what to do when you're ready to upgrade your Chase Sapphire Preferred® Card card to a Chase Sapphire Reserve®. Introduction to Upgrading Chase Sapphire Credit CardsThe Chase Sapphire Reserve® and Chase Sapphire Preferred® Card credit cards are so popular — and so hard to choose between — that we've written a full comparison of the Chase Sapphire Preferred® Card vs. the Chase Sapphire Reserve® credit card. How to Request A Chase Sapphire Card UpgradeIf you're sure that the Chase Sapphire Preferred® Card is no longer for you, you'll have to get rid of it before you can get the Chase Sapphire Reserve®. There are several ways to do this:Cancel your Chase Sapphire Preferred® Card before applying for the Chase Sapphire Reserve®Upgrade your Chase Sapphire Preferred® Card to the Chase Sapphire Reserve®Downgrade your Chase Sapphire Preferred® Card to a no-annual-fee Chase Freedom credit card, then apply for the Chase Sapphire Reserve® to earn a new welcome bonus. Chase Sapphire Upgrade Eligibility RequirementsSome Chase representatives have told cardholders that the Chase Sapphire Reserve® requires a $10,000 credit limit minimum.
Persons: cardholders, Chase, revel, You'll, Sapphire cardholders, it's, you'll, you've Organizations: Business, Chase, Chase Sapphire, Sapphire, Chase Travel, Banking
These are the general business structures eligible for business credit cards:Sole proprietorships and freelancersLimited Liability CorporationsCorporationsPartnershipsNonprofitsWhat credit score do you need to qualify for a business credit card? Business credit card eligibility requirements vary from card to card, but most credit card companies look for at least a good credit score. Compare credit cardsThe process of choosing the right business credit card is similar to the process of choosing a personal credit card. Business credit card vs. consumer credit cardBusiness credit cards often have very sweet incentives to sign up, but they can also be harder to get than personal credit cards. Business Credit Card Qualifications Frequently Asked QuestionsWhat do you need to get a credit card for your business?
Persons: Uber, Banks, You'll, you've Organizations: Business, Business †, U.S . Bank Business, Cash, Mastercard, Costco, Citi, CitiBusiness, eBay, IRS, Social, Facebook Locations: U.S, Chevron
Navy Federal Student Loan AlternativesNavy Federal Student Loans vs. Ascent Student Loans ReviewNavy Federal Student Loans vs. Sallie MaeSallie Mae Graduate Student Loans have a late payment fee of 5% of the amount due, capped at $25. Read more about how we rate student loans »Navy Federal Credit Union Student Loan FAQsIs Navy Federal a trustworthy company? Are Navy Federal student loans federal or private? Navy Federal Credit Union student loans are private loans, not federal loans.
Persons: You'll, you'll, Sallie Mae Sallie Mae, Sallie Mae, Q Organizations: Federal, Navy Federal, cosigners, Navy Federal Credit Union, . Navy Federal Credit Union, Cons Navy Federal Credit Union Student, Social, Loan, Navy, Chevron, Federal Credit Union, Better, Bureau Locations: Chevron
The grisly discovery was made on Tuesday when staff at the five-star Grand Hyatt Erawan in the Thai capital entered the fifth-floor suite after the guests missed check out by more than 24 hours. Uneaten meals are left on a table in a suite at Bangkok's Grand Hyatt Erawan Hotel, where six people were found dead on July 16, 2024. Rescue teams arrive at the Grand Hyatt Erawan hotel in Bangkok on July 16, 2024. The Grand Hyatt hotel, where the deaths occurred, is located in a bustling tourist area in the heart of Bangkok that’s home to luxury shopping malls and restaurants. Next to the hotel is the Erawan shrine, a famous landmark popular with Buddhist, Hindu and Sikh communities and tourists.
Persons: Grand, Trairong Phiewphan, ” Trairong, Noppasin Poonsawat, , Noppasin, ” Noppasin, Lauren DeCicca, Matthew Miller, Rangsiwuthaporn Organizations: Thailand CNN, Grand Hyatt Erawan, Police, Hyatt, Hotel, Royal Thai Police, Deputy Metropolitan Police, Rescue, Getty Images Police, US State Department, Reuters, Thai Locations: Bangkok, Thailand, Thai, Bangkok ”
Welsh First Minister Vaughan Gething steps down
  + stars: | 2024-07-16 | by ( ) www.cnbc.com   time to read: +1 min
First Minister of Wales Vaughan Gething gives a speech during King Charles III and Queen Camilla visit to the Senedd in Cardiff, to mark its 25th anniversary on July 11, 2024 in Cardiff, Wales. Vaughan Gething said on Tuesday he would step down as first minister of Wales, after four ministers resigned from the devolved Welsh government in protest over his leadership. "Having been elected as leader of my party in March, I had hoped that over the summer a period of reflection, rebuilding and renewal could take place under my leadership," Gething said in a statement. Four Welsh ministers - Counsel General Mick Antoniw, housing minister Julie James, economy and energy secretary Jeremy Miles and culture minister Lesley Griffiths resigned earlier in the day. Gething has been criticized over the source of a political donation, the transparency of his disclosures to the COVID-19 inquiry from his time as health minister, and his decision to dismiss a minister after accusing her of leaking to the media.
Persons: Wales Vaughan Gething, King Charles III, Queen Camilla, Vaughan Gething, Gething, Mick Antoniw, Julie James, Jeremy Miles, Lesley Griffiths Locations: Cardiff, Cardiff , Wales, Wales
Eight years after its publication, Vance’s book has found its way back onto the bestseller lists, thanks to his appointment as Donald Trump’s running mate. Less than 24 hours after Trump announced Vance was his vice-presidential pick, “Hillbilly Elegy” shot to the top of Amazon’s bestselling books. Close notably was nominated for “Hillbilly Elegy” at both the Oscars and the Razzie Awards, which is the ceremony that infamously honors the worst in cinema every year. “Hillbilly Elegy” chronicles Vance’s childhood in Appalachia, which he wrote was plagued with poverty, abuse and his mother’s addiction. At the time of “Hillbilly Elegy’s” release, the book was widely discussed as an explanation for Trump’s rise among the White working class.
Persons: Vance, Ron Howard, Donald Trump’s, , Glenn Close, Amy Adams, Vance’s, Adams, Gabriel Basso, Trump’s, Goodreads, Sydney Bishop Organizations: CNN, Yale, Trump, Netflix, Sydney Locations: Appalachia
New York CNN —MSNBC will not air “Morning Joe,” its celebrated politics roundtable program, on Monday, opting to instead air continued breaking news coverage of the attempted assassination of former President Donald Trump. The progressive news network confirmed the decision to preempt its influential and top-rated morning show after a CNN inquiry Sunday evening. GET reliable sources in your inbox A daily digest chronicling the evolving media landscape with uncompromising reporting and analysis. MSNBC has, in particular, been blasted by Trump’s allies, putting the network in the spotlight. Last year after Hamas executed its deadly October 8 attack on Israel, MSNBC quietly pulled three of its Muslim broadcasters from air.
Persons: , Donald Trump, Cesar Conde, Rashida Jones, Joe Scarborough, Mika Brzezinski, It’s, Semafor Organizations: New, New York CNN, MSNBC, CNN, Republican National Convention, NBC News, NBCUniversal News, Trump, Comcast Locations: New York, Israel
“The Secret Service is tasked with the tremendous responsibility of protecting the current and former leaders of our democracy,” Cheatle said. The shooter, identified by authorities as 20-year-old Thomas Matthew Crooks, also was killed by Secret Service agents at the scene. A source not directly involved but with knowledge of Secret Service operations described possible roaming posts, for example, as part of some operational plans. The Secret Service regularly works with local law enforcement agencies to assist with securing events, as is the case in Milwaukee. Further, the Secret Service utilized two local counter-sniper teams during Trump’s rally, in addition to two Secret Service counter-sniper teams.
Persons: Donald Trump, Kimberly Cheatle, Joe Biden, ” Cheatle, Biden, Thomas Matthew Crooks, Crooks, Mike Johnson, Alejandro Mayorkas, Organizations: CNN, Secret, Republican National Convention, Secret Service, American Glass Research, United States Secret Service, Trump, Service, RNC, Republican, Democratic, DHS, FBI, Senate Homeland Security, Homeland Locations: Milwaukee, USSS
CNN —A West African court has found the Nigerian government guilty of human rights abuses during its suppression of the 2020 #EndSARS protests against alleged police brutality. Around two weeks into the 2020 protests, Nigeria’s security forces opened fire on young people demonstrating peacefully at the Lekki Toll Gate in Lagos, killing and wounding several people. Their lawyer, Bolaji Gabari, described the verdict as “a significant victory for the #EndSARS movement.”CNN has reached out to the Nigerian government for comment. But the marches morphed into protests campaigning for police reform and ending bad governance in the oil-rich country. The Judicial Panel of Inquiry and Restitution at the Lagos Court of Arbitration, a government-appointed panel, determined that the incident at the Lekki Toll Gate could be considered a “massacre” after a yearlong investigation.
Persons: , Dabiraoluwa, Catherine Udeh, Udeh, Kamsi, Adeyinka “, ” Udeh, Bolaji Gabari Organizations: CNN, West African States, Locations: Abuja, Lagos
“As a result, there were no additional reserve forces in the area that could have been sent to Kibbutz Be’eri,” the inquiry said. This led to several incidents where security forces grouped at the entrance to the kibbutz without immediately engaging in combat,” the report said. A home destroyed during the attack by Hamas is seen within Kibbutz Be'eri on October 14, 2023 in Be'eri, Israel. By 6 p.m., “about 700 IDF soldiers and security forces are operating in the area of the kibbutz,” the inquiry found. Members of “Kibbutz Be’eri did not need the results of the investigation to feel the failure of the IDF” that morning.
Persons: , , Be’eri, Herzi Halevi, Kibbutz Be’eri, Leon Neal, Daniel Hagari, Halevi, ” Halevi, Amir Levy, Michal Paykin, Yoav Gallant, Shin, ” Gallant, ” Hagari Organizations: CNN, An Israel Defense Forces, General Staff, Division, Palestinian, , IDF, of Defense, Staff Locations: Be’eri, Israel, Kibbutz, Be'eri
Microsoft CEO Satya Nadella (R) speaks as OpenAI CEO Sam Altman (L) looks on during the OpenAI DevDay event in San Francisco on Nov. 6, 2023. Microsoft has given up its observer seat on OpenAI's board. Apple , which was reportedly expected to take a similar observer position, will no longer pursue one, according to the Financial Times. "The timing of this move matters," Kak wrote in a message to CNBC. Kak told CNBC that regulators' pursuits are helping to get answers and deliver transparency.
Persons: Satya Nadella, Sam Altman, aren't, Amba Kak, Kak, Lina Khan Organizations: Microsoft, Apple, Financial Times, CNBC, Federal Trade Commission, FTC, Justice Department, Nvidia Locations: San Francisco
The GOP-led House Oversight Committee issued subpoenas Wednesday for three White House aides, requesting depositions to discuss President Joe Biden's cognitive state. The subpoenas, first reported by Axios, are for first lady Jill Biden's senior adviser Anthony Bernal, White House deputy chief of staff Annie Tomasini and White House senior adviser Ashley Williams. "President Biden is clearly unfit for office, yet his staff are trying to hide the truth from the American people," he added. When reached for comment, White House spokesperson Ian Sams criticized Comer and called the subpoenas a "baseless political stunt intended for him to get media attention instead of engage in legitimate oversight." The three aides were previously asked to appear before the committee as part of the Biden classified documents investigation, but the committee says the White House blocked their appearances.
Persons: James Comer, Joe Biden, Hunter, Joe Biden's, Jill Biden's, Anthony Bernal, White, Annie Tomasini, Ashley Williams, Biden, Ian Sams, Comer, Sams Organizations: Capitol, GOP, White, Axios, White House, Republican, Republicans, Biden Locations: Washington, Ky
I've lied about my age for so long that, on any given day, I forget exactly how old I am. I was in my 20s when I started lying about my ageWhen I started lying about my age, I was 24. I've heard people claim that lying about age is a huge red flag because it means you'll lie about other things too. "Age gracefully" is shorthand for "don't look older but also don't try not to." Far worse than my evasion or lie is how people, especially men, don't respect my privacy or boundaries even though I don't ask or care about their age.
Persons: I've, I'd, that's, we've, That's, We're, There's Organizations: Service Locations: Mexico, Turkey, Turkish
Washington CNN —Meta will now remove posts containing the term “Zionist” when used in conjunction with antisemitic tropes or dehumanizing rhetoric, the company said Tuesday, in an expansion of its current hate speech policies. The decision follows what the company described as a months-long inquiry into how the term has historically been used and how it is currently being used on social media, particularly as the war in Gaza continues. “We have determined that the existing policy guidance does not sufficiently address the ways people are using the term ‘Zionist’ online and offline,” Meta said in a blog post. Meta said it met with more than 145 historians, civil rights groups, legal and human rights experts, and free speech advocates from around the world in reaching its decision. The company said it also asked its quasi-judicial oversight board to issue guidance on how it should moderate posts that accuse groups labeled with “proxy terms for nationality (including Zionists)” of war crimes.
Persons: Meta, Israel Organizations: Washington CNN Locations: Gaza
Their father knew I didn't want anyone to know because I'd avoided telling him my age when we got together. I've heard people claim that lying about age is a huge red flag because it means you'll lie about other things too. That's the only thing I lie about in all my relationships, and I don't think there's anything wrong with that. "Age gracefully" is shorthand for "don't look older but also don't try not to." Far worse than my evasion or lie is how people, especially men, don't respect my privacy or boundaries even though I don't ask or care about their age.
Persons: I've, I'd, that's, we've, That's, We're, There's Organizations: Service Locations: Mexico, Turkey, Turkish
CNN —Italian Archbishop Carlo Maria Viganò, a former papal ambassador to the United States who became an ultra-conservative critic of Pope Francis, has been excommunicated for schism. As a Vatican diplomat, the archbishop was tasked with serving the pope, which makes his excommunication for schism highly unusual. The Vatican explained Friday that Viganò was excommunicated following an “extrajudicial penal process,” although the archbishop has said he did not “recognize the legitimacy” of the process. “I don’t know what happened,” Cardinal Pietro Parolin, the Holy See’s Secretary of State, said recently about the now-excommunicated archbishop. The Vatican said Viganò had been told of the excommunication and that only the Holy See could lift the sanction.
Persons: Carlo Maria Viganò, Pope Francis, Viganò, Francis, Theodore McCarrick, Francis ’, Kim Davis, , ” Cardinal Pietro Parolin Organizations: CNN, Vatican, Catholic Church, Roman Catholic Church, State Locations: United States, Washington, DC, Francis, Vatican, Kentucky
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