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☆ Southwest Rapid Rewards Priority card review: Earn 75,000 points and get valuable perks like upgraded boarding and travel credits
▼ + stars: | 2022-11-03 | by ( Caroline Lupini | Jasmin Baron | Freelance Reporter | ) www.businessinsider.com time to read: +30 min

Otherwise, have a look at other Southwest cards like the Southwest Rapid Rewards® Plus Credit Card and Southwest Rapid Rewards® Premier Credit Card, which have lower annual fees but the same elevated welcome bonus offer. Review: Is the Chase Southwest Rapid Rewards Priority credit card the best for you? If you're a frequent Southwest flyer, the Southwest Rapid Rewards® Priority Credit Card is definitely worth it. However, if you're not able to use all of the benefits, you could save money by opening the Southwest Rapid Rewards® Plus Credit Card or Southwest Rapid Rewards® Premier Credit Card instead. Who is eligible for the Southwest Rapid Rewards Priority card?

☆ Over 200,000 trans people could face voting restrictions because of state ID laws
▼ + stars: | 2022-11-01 | by ( Jo Yurcaba | Jo Yurcaba Is A Reporter For Nbc Out. | ) www.nbcnews.com time to read: +12 min

Seaton showed his state ID. “So I expect that we’re going to hear more stories of trans people being harassed, whether by voters, poll workers, poll monitors or other folks who are present during the election.”Impact of voter ID laws on trans votersVoter identification laws differ widely by state. Eight of those states have strict photo ID laws. Since the 2020 election, 12 states have enacted new or stricter voter ID laws, according to VoteRiders, a nonpartisan voting rights organization. In the 15 states without ID laws, voters’ identities are usually verified by checking them against their voter registration information, according to the National Conference of State Legislatures.

Your business has the control to pay when you wantGet an itemized report of your spending to simplify budgeting and tax timeThe best average credit credit card reviewsIf you're looking for a basic credit card you can use to build your credit score up, consider the Capital One Platinum Credit Card. Pros: No annual fee, free employee cards, no foreign transaction fees, decent perksCons: No welcome bonus offer, similar cards earn more rewards on purchasesHow we chose the best credit cards for average or fair credit We evaluated credit cards for those with a fair or average credit score by looking at several factors: Annual fee — Some credit cards geared to folks with lower credit scores tack on an annual fee. Some credit cards for average credit, including the Capital One Platinum Credit Card, give you access to your credit score and credit-building tools just for being a cardholder. Credit card interest is charged on your balance if you do not pay your credit card bill in full each month. Currently, American Express doesn't offer a credit card for fair or average credit as most Amex credit cards require you to have at least a good credit score (some as high as excellent credit) to qualify.

☆ Overwhelming workloads, back-to-office complaints, and frustrations over pay: Why Merrill Lynch's support staff is leaving
▼ + stars: | 2022-10-26 | by ( Rebecca Ungarino | Hayley Cuccinello | ) www.businessinsider.com time to read: +13 min

Less visible, though just as much the lifeblood of the firm, are Merrill's client associates. But we're not treated that way, and we're not stupid," an associate who recently left the firm said. "Our client associates are essential to the fabric of the firm, how we serve clients and grow," a company representative said. Yagyaev said client associates were "grossly underpaid" across the industry and their base should really be in the area of $80,000 to $90,000. An advisor who recently left Merrill and worked with CAs said some were leaving for raises of about $30,000 to work at other banks.

Over nearly a decade, Thergood had repeated interactions with Connecticut’s foster care system. Since 2011, Connecticut has also reduced the number of foster care youth in congregate care settings from 30% to just 6% today. Of the 3,000 or so kids currently in foster care, nearly 43% are living with kin or extended family. The total population of kids in state foster care fell 9.5 percent from 2011 to 2019 under Dorantes’ predecessor, from 4,770 to 4,311. The children were removed from his care in 2017 and spent time in foster care.

JPMorgan & Chase (JPM.N), Citigroup, Deutsche Bank (DBKGn.DE) and BNY Mellon act as depositary banks for most Russian depositary receipt programs, according to Clearstream. In statements to clients, some banks cited difficulties verifying there are enough shares to execute cancellations of depositary receipts. For example, BNY Mellon cited such a difficulty with Global Depositary Receipts in Russian gas company Novatek. While depositary receipts are under custody of global banks, the shares they represent are parked in Russia. Investors are meanwhile discussing ways online to meet the Russian requirements and how to pay fees to Russian banks.

☆ Meet the brightest investors and dealmakers under 35 from firms like Blackstone and Bridgewater navigating today's choppy markets.
▼ + stars: | 2022-09-29 | by ( Aaron Weinman | ) www.businessinsider.com time to read: +5 min

After months of interviews and countless rounds of fact checking, meet 25 best-in-class investors, traders, and dealmakers under the age of 35, from firms like JPMorgan, BlackRock, and Apollo, among others. Here is the latest crop of rising stars — Wall Streeters under the age of 35 who are pushing their teams to the top. The end result celebrates people from all walks of life who are infusing new ideas at the biggest firms. He works across the firm's funds TPG Capital and TPG Growth, and also covers TPG's impact-oriented initiative called The Rise Fund. HBCUvc's operating chief reviews hundreds of applications for the program that offers paid internships at VC firms.

Among state flagship universities, UGA has one of the country’s largest disparities between its proportion of Black students and that of Black high school graduates from the state — second only to the University of Mississippi. “Black students admitted to UGA — they have a lot of options,” said Alton Standifer, deputy chief of staff to the university president, referring to the competition among colleges to enroll Georgia’s Black students. Still, many Black students in Georgia choose to attend more diverse institutions or opt for a historically Black college or university. A reliance on SAT scores can disadvantage Black students, whose average SAT score in 2019 was 933, more than 180 points below that of white students. Selective public universities like UGA that used the Common App have seen an increase in applicants, including traditionally underrepresented students, such as Black students.

☆ Coolio, ‘Gangsta’s Paradise’ rapper, dead at 59
▼ + stars: | 2022-09-28 | by ( Sandra Gonzalez | ) edition.cnn.com time to read: +4 min

CNN —Coolio, the ’90s rapper who lit up the music charts with hits like “Gangsta’s Paradise” and “Fantastic Voyage,” has died, his friend and manager Jarez Posey, told CNN. When they arrived, they found an unresponsive male and performed “resuscitation efforts for approximately 45 minutes.”The patient “was determined dead just before 5:00 p.m.,” Scott said. Coolio was a friend and one of the warmest, funniest people I’ve ever met. Arguably his biggest song, “Gangsta’s Paradise,” from the soundtrack to the film “Dangerous Minds,” grew his star power to gigantic proportions. “I didn’t use any trendy words…I think it made it timeless.”Over his career, Coolio sold more than 17 million records, according to his website.

Find the right Marriott credit card for you Marriott Bonvoy Bold® Credit CardMarriott Bonvoy Boundless® Credit CardMarriott Bonvoy Bountiful™ Card Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. When choosing between the Marriott Bonvoy Bountiful™ Card or the Marriott Bonvoy Bevy™ American Express® Card, it really comes down to the details. 6X Marriott Bonvoy Points on purchases at hotels participating in Marriott Bonvoy4X Marriott Bonvoy Points on up to $15,000 in combined purchases per year at restaurants worldwide and at U.S. supermarkets2X Marriott Bonvoy Points on all other eligible purchases1,000 Marriott Bonvoy Bonus Points with each qualifying stayComplimentary Gold Elite statusA Free Night Award (redemption level at or under 50,000 Marriott Bonvoy Points) after making $15,000 in purchases per year. How to qualify for the Marriott Bonvoy BevyYou won't be eligible for the Marriott Bonvoy Bevy™ American Express® Card if you have or have had any of the following cards in the last 30 days:The Ritz-Carlton® Credit Card from JPMorgan, J.P. Morgan Ritz-Carlton Rewards® Credit CardMarriott Bonvoy Bountiful™ Card, Marriott Bonvoy Boundless® Credit Card, Marriott Rewards® Premier Plus Credit Card from Chase, Marriott Bonvoy™ Premier Credit Card from Chase, Marriott Bonvoy Bold® Credit CardMarriott Rewards® Premier Plus Business Credit Card from Chase, Marriott Bonvoy™ Premier Plus Business Credit Card from ChaseIf in the last 24 months you've received an upgrade bonus or new cardmember bonus from Marriott Bonvoy Boundless® Credit Card, Marriott Bonvoy Bold® Credit Card, Marriott Bonvoy Bountiful™ Card, or if you opened any of these cards in the past 90 days, you won't be eligible for the Marriott Bonvoy Bevy™ American Express® Card. How to qualify for the Marriott Bonvoy BountifulOn the flip side, folks looking to apply for the Marriott Bonvoy Bountiful™ Card have to comply with Chase's strict 5/24 rule.

It also means you probably won't be able to qualify for the top rewards credit cards and travel credit cards. How we chose the best credit cards for average or fair credit We evaluated credit cards for those with a fair or average credit score by looking at several factors: Annual fee — Some credit cards geared to folks with lower credit scores tack on an annual fee. Some credit cards for average credit, including the Capital One Platinum Credit Card, give you access to your credit score and credit-building tools just for being a cardholder. Credit card interest is charged on your balance if you do not pay your credit card bill in full each month. Currently, American Express doesn't offer a credit card for fair or average credit as most Amex credit cards require you to have at least a good credit score (some as high as excellent credit) to qualify.

☆ The Harlem Globetrotters are returning to TV for the first time in more than 40 years
▼ + stars: | 2022-09-13 | by ( Sarah Whitten | ) www.cnbc.com time to read: +1 min

SYDNEY, AUSTRALIA - JULY 03: Bounce Moody scores a slam-dunk during the Harlem Globetrotters Spread Game Tour at Qudos Bank Arena on July 03, 2022 in Sydney, Australia. (Photo by Nathan Hopkins/Getty Images)The Harlem Globetrotters are returning to network TV for the first time in more than 40 years. The world-famous exhibition basketball team known for its spectacular ball handling and humorous antics will appear in a weekly show called "Harlem Globetrotters: Play it Forward" on NBC. The Globetrotters also previously participated in efforts such as anti-bullying campaign T.E.A.M. The move back to television is a way for the Harlem Globetrotters to expand their reach with a new generation of fans, said Keith Dawkins, president of the Harlem Globetrotters.

Compare Sapphire Preferred and Ink Business Preferred Chase Sapphire Preferred® CardInk Business Preferred® Credit Card Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Here's a look at how the two cards compare, and some factors that will help you decide between the Chase Sapphire Preferred® Card and Ink Business Preferred® Credit Card. Chase Sapphire Preferred vs Ink Business Preferred: ComparisonThough similar — each charges a $95 annual fee that is not waived the first year — the Chase Sapphire Preferred® Card and Ink Business Preferred® Credit Card have different sign-up bonus requirements and bonus spending categories. Here's a detailed look at the biggest differences between the Chase Sapphire Preferred® Card and the Ink Business Preferred® Credit Card. The Chase Sapphire Preferred® Card offers one of the most comprehensive collections of travel protections of any rewards credit card.

☆ I had an abortion using 'sick time' at work. These days, I worry others won't have the same privacy I did.
▼ + stars: | 2022-08-09 | by ( Julie Peck | ) www.businessinsider.com time to read: +6 min

After the overturning of Roe v. Wade, I fear others won't have the same freedom or right to privacy in the workplace as I did. That was the lie I told my boss when I took a couple of days off to have an abortion. Privacy surrounding healthcare decisions in the workplace, among many other things, took a giant leap backward when Roe v. Wade was overturned on June 24. A ban on abortion after six weeks went into effect in South Carolina just days after Roe v. Wade was overturned. The rollback of Roe v. Wade isn't just about abortionIt's also about privacy and the right to live your life the way you want.

The Wells Fargo Active Cash® Card is definitely worth considering if you want to earn a flat rate of cash rewards with no annual fee. $0 Annual Fee View Full Details $0 Annual Fee Apply now On Wells Fargo's websiteWells Fargo Active Cash® Card from Wells Fargo Apply now On Wells Fargo's website Card Details Rewards Earn unlimited 2% cash rewards on purchases. How to earn cash rewards with the Wells Fargo Active Cash CardThe Wells Fargo Active Cash® Card offers 2% cash rewards on purchases with no rewards category limitations or quarterly activation. How to redeem rewards from the Wells Fargo Active Cash credit cardRewards earned with the Wells Fargo Active Cash® Card belong in the Wells Fargo Rewards program, which means you can redeem them in several ways. Wells Fargo Active Cash card benefits and featuresThe Wells Fargo Active Cash® Card comes with decent benefits for a no-annual-fee card.

☆ Southwest Rapid Rewards Priority card review: Earn 50,000 points and get valuable perks like upgraded boarding and travel credits
▼ + stars: | 2022-07-13 | by ( Caroline Lupini | Jasmin Baron | Freelance Reporter | ) www.businessinsider.com time to read: +30 min

Otherwise, have a look at other Southwest cards like the Southwest Rapid Rewards® Plus Credit Card and Southwest Rapid Rewards® Premier Credit Card, which have lower annual fees but the same bonus. Review: Is the Chase Southwest Rapid Rewards Priority credit card the best for you? How to earn points with the Southwest Priority cardChase recently refreshed the earning categories and benefits on the Southwest cards, including the Southwest Rapid Rewards® Priority Credit Card. If you're a frequent Southwest flyer, the Southwest Rapid Rewards® Priority Credit Card is definitely worth it. However, if you're not able to use all of the benefits, you could save money by opening the Southwest Rapid Rewards® Plus Credit Card or Southwest Rapid Rewards® Premier Credit Card instead.

☆ All the Perks You’re Missing Out on Without This Card
▼ + stars: | 2022-07-10 | by ( ) www.wsj.com time to read: +12 min

By Ana StaplesAt $695 a year, The Platinum Card® from American Express is a travel credit card for heavy spenders who prefer to travel in luxury. You typically want a rewards credit card that already fits your spending, not a card you have to adjust your shopping habits for. For more than two decades until the early 2010s, the Platinum Card from American Express was the only premium travel credit card in the market. The Platinum Card started off as a charge card, meaning it didn’t allow you to carry a balance. The feature offers the flexibility of a traditional credit card by providing card members the option to pay off purchases over time with interest.

Persons: Ana Staples, Amex, Uber, you’ll, That’s, it’s, Jan, “, Marriott, you’d, Nilson, won’t Organizations: American Express, Luxury, Delta Sky, Walmart, American, Amex, incidentals, airfare, Hulu, ESPN, Disney, New York Times, Global, TSA, Saks Fifth, Honors, Avis Preferred, Hertz, Executive Travel, Venture, Capital, Express, Survey, Discover, Chase, Visa, Mastercard, Amex Assurance Company Locations: Amex, Hulu, U.S

☆ The Best Cash Back Card on the Market Right Now
▼ + stars: | 2022-06-04 | by ( ) www.wsj.com time to read: +6 min

By Ian SalisburyWells Fargo Active Cash® Card offers a flat 2% cash rewards on purchases (exclusions include things like gift cards). But if your goal is to find an easy-to-use credit card with a top cash rewards rate, you can’t go wrong with Wells Fargo Active Cash Card. It’s why Buy Side from WSJ named this card Best Cash Back Card for 2022. Visa Signature concierge, which offers travel and dining assistance3% foreign transaction feeWho benefits most from Wells Fargo Active Cash Card? While Wells Fargo Active Cash Card is, according to our criteria, the best all-around cash rewards credit card, there are some caveats.

The new Capital One Spark Cash Plus offers a huge welcome bonus offer and 2% cash back on all purchases with no limits. Read our review Read Our Review A looong arrow, pointing rightReview: Is the Capital One Spark Cash Plus the best card for you? Benefits and featuresWhile Capital One is all about simplicity, there are several great benefits to the Capital One Spark Cash Plus Card. Capital One Spark Cash Plus card — Frequently Asked Questions (FAQ)What kind of card is the Capital One Spark Cash Plus? The Capital One Spark Cash Plus is a small-business charge card, which is a little different from a credit card.

☆ The 9 best no annual fee credit cards of February 2023
▼ + stars: | 2022-01-11 | by ( Darren Murph | ) edition.cnn.com time to read: +37 min

CNN Underscored’s comprehensive credit card methodology compares every aspect of each no-annual-fee credit card to our “benchmark credit card” — the Citi® Double Cash Card — to determine which cards can potentially bring you maximum value in addition to lowering your balances. The best no-annual-fee credit cards of February 2023Citi Double Cash Card: Best for flat-rate cash backBlue Cash Everyday® Card from American Express: Best for groceriesChase Freedom Flex℠: Best for diningCiti Rewards+® Card: Best for small purchasesChase Freedom Unlimited®: Best for flexible rewardsBilt Mastercard®: Best for rentersU.S. Bank Visa® Platinum Card: Best for 0% interest on purchasesDiscover it® Cash Back: Best sign-up bonusCapital One® VentureOne® Rewards Credit Card: Best no-annual-fee travel cardWhy did we select these cards as our best no-annual-fee credit cards for February 2023? What we like about the Citi Rewards+: There are three features of the Citi Rewards+ that make it worthy of consideration. If you’re just getting your feet wet with credit card rewards, then a no-annual-fee credit card could be the perfect starter card. Or, if you’re finding that the perks and benefits you’re currently getting on your credit card with an annual fee aren’t paying off, then a no-annual-fee credit card might serve you well.

Amex Platinum; InsiderThe Platinum Card® from American Express offers up to $200 in Uber Cash credits each year. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu. $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Thankfully, you can use the Platinum Card's Uber benefit in another way: ordering food delivery or merchandise with Uber Eats. Other Amex credits can save you moneyAmex has been on a roll adding new benefits and statement credits to the Platinum Card in recent months.

☆ It took me 19 years to become a US citizen. Here's how my journey compares to the average immigrant.
▼ + stars: | 2020-07-01 | by ( Shayanne Gal | ) www.businessinsider.com time to read: +12 min

In March 2017, almost 19 years later, I became a naturalized citizen at 24. There are a number of different ways to qualify for a green card, including through family, marriage, employment, or asylum status. From the time when we filled out the application to our official citizenship ceremonies, it took about two years. Since we lived in New York, the volume of citizenship applications was among the highest nationwide, so the processing time took longer. My journey to citizenship followed a specific path, but it is in no way unique.

When the COVID-19 crisis landed in the United States, the Federal Reserve slashed interest rates to record lows. As mortgage rates quickly followed, the time was ripe for a mortgage refinance. Coronavirus and mortgage interest ratesIn an effort to keep our economy humming along in the right direction, the Federal Reserve sets a target interest rate for interbank overnight loans. Mortgage, credit card, savings account, and other consumer interest rates tend to follow. Your credit score, income, and other debt are all part of the formula used to determine your mortgage interest rate.

Persons: —, Freddie Mac, That's, it's, refinance Organizations: Federal Reserve, Finance, Service, CNBC Locations: United States

You don't have to settle for the savings account you've always had with the great options out there. If your savings account earns an average interest rate or charges fees, it might be time to switch. Above all, your savings account should help boost your savings rather than squander them. Here are four signs your current savings account isn't good enough. Even then, the best high-yield savings accounts still earn up to 10 times more than your average savings account.

Persons: you've, —, you'll, it's Organizations: Service, Federal Reserve Board

☆ Capital One Spark Miles for Business review: With a substantial welcome bonus offer and flexible options for using your miles, it's hard to beat
▼ + stars: | 2020-01-16 | by ( Holly Johnson | Freelance Writer | Read More | ) www.businessinsider.com time to read: +27 min

Many business credit cards offer cash back, travel rewards, or flexible points you can use in several different ways. With this flat-rate earning structure, with just one (new) bonus category, the Capital One Spark Miles for Business is one of the least-complicated business rewards credit cards available today. Spark Miles for Business cardholder benefitsThe Capital One Spark Miles for Business offers a lot of benefits that can make signing up a rewarding experience. You also get free employee cards, which can be especially useful if you have several employees and want to earn rewards on their business purchases. Unlock over $1,000 in annual statement credits on a curation of business purchases, including select purchases made with Dell Technologies, Indeed, Adobe, and U.S. wireless service providers.

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