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The Education Department released new details on its second attempt at debt relief. On Monday, the Education Department released updated regulatory text for its proposal to cancel student debt using the Higher Education Act of 1965. Advertisement"Student loans are supposed to be a bridge to a better life, not a life sentence of endless debt," Education Secretary Miguel Cardona said in a statement. AdvertisementWhile this plan for relief is more narrow than Biden's first attempt, many borrowers experiencing different forms of hardship hope they'll qualify. "I have to pay for my wife's car, plus food, plus utilities, plus the mortgage, plus the car payment," one 63-year-old borrower previously told Business Insider.
Persons: , Joe Biden's, Biden's, Miguel Cardona, who've, There's Organizations: Education Department, Service, Higher, Public, Department
BEVERLY HILLS, Mich. (AP) — A passionate University of Michigan graduate is booing the state — and suing — over the loss of his revered “G0BLUE” car license plate. We’re just huge fans and love the university,” Hardig told The Detroit News. Blue is a University of Michigan color, and “Go Blue!” is a battle cry and common salutation among Wolverine fans. Fine, 52, said he punched in plate options on a state website and found “G0BLUE” was available. ... I’m not actually that excited about the plate,” Fine told the newspaper.
Persons: , Joseph Hardig III, We’re, ” Hardig, Ann Arbor, “ G0BLUE ”, Jonathan Fine, hadn't, I’m, ” Fine, , Hardig, I’d, Organizations: University of Michigan, Detroit News, University, Michigan, Ford Edge, Wolverine, BMW Locations: BEVERLY HILLS, Mich, Detroit, Ann
She plans to sell the condo and give her daughters an early inheritance when they get older. When my apartment complex raised my rent from $1,600 to $1,800 a month in early 2016, I cried. "Think of it as your early inheritance," she told me. Part of me thought that with the inheritance money and my own home, my financial woes would soon be over. I hope to help my own kids in the same wayMy early inheritance has meant so much to me.
Persons: Jillian Pretzel, , I'd, It's Organizations: Service Locations: Southern California
The former president and current front-runner for the 2024 Republican nomination will be on hand Saturday as the University of South Carolina Gamecocks host the Tigers of Clemson University, Haley's alma mater, in the annual Palmetto Bowl. Haley was governor of South Carolina until Trump tapped her to be his United Nations ambassador in 2016. “In 2016, South Carolina gave us 44 out of 46 counties – that’s not so bad,” Trump said at a state GOP dinner in August. Trump’s South Carolina and Super Tuesday romps in 2016 gave him a delegate lead he would never relinquish. “Then I go head-to-head with Trump in my home state of South Carolina.
Persons: — Donald Trump, Nikki Haley, , Brandon Beach, Trump, ” Haley, hasn’t, Olivia Perez, Cubas, Haley “, they’ve, , Haley, ” Trump, , “ I’m, ___ Barrow, Hannah Fingerhut Organizations: COLUMBIA, Republican, University of South Carolina Gamecocks, Tigers, Clemson University, Palmetto, Iowa State, Trump, , Clemson, United Nations, Ankeny, Flagship, NFL, LSU, Washington Nationals, Associated Press Locations: alma mater, Ames , Iowa, Iowa, Georgia, Ames, South Carolina, ” South Carolina, Iowa , New Hampshire, Nevada, Trump’s South Carolina, Atlanta, Alabama, Tuscaloosa , Alabama, Ankeny , Iowa
Elementary school teacher Michelle Medintz spent thousands of dollars in 2022 on books and other items. She said it's her choice to spend money out of pocket. A lot of teachers spend money out of pocket like Medintz. Book series, rewards, and other items Medintz has spent her money onMedintz said she probably hasn't spent as much this year compared to 2022. Courtesy of Michelle MedintzMedintz also has spent money on math manipulatives, which are tactile objects kids can use in math class to bring the lessons to life.
Persons: Michelle Medintz, Medintz, , Michelle Medintz's, they're, Michelle, I'm, didn't, there's, hasn't, I've, Michelle Medintz Medintz, she's Organizations: Service, Business, Bureau of Labor Statistics Locations: Michelle Medintz's, Colorado,
The 29 Best Holiday Gifts to Shop This Black Friday
  + stars: | 2023-11-24 | by ( Buy Side Staff | ) www.wsj.com   time to read: +15 min
To help you shop for nice prices, we limited our list to our favorites that are on sale now for Black Friday. One thing I have my eye on is this Nyx Butter Gloss Holiday Gifts Set with 14 full-size lip glosses in a variety of colors. She loves color, but she also has a goth streak, so I wasn’t surprised she asked for black nail polish. It would make a great gift for a college student, new grad or really anyone who could use a travel gear upgrade. It’s a great set to update your kitchen or give as a gift this holiday season.” —Emily Welsh, VP and general manager
Persons: We’ve, I’ll, Harry Potter, ” — Aly J, Barbie Dreamhouse, I’d, Barbie, Don’t, Emily Welsh, , Emily Schwartzberg, Matte Black, Matte White, Madeline Diamond, Tween, Olive, Jessica Woodbury, cocotte, Staub, Astrid Stawiarz, Nick Guy, ” — Ian Salisbury, Cashmere, I’ve, PJs, ” — Emily Welsh, Charming, Mario, , Cozy, it’s, Susan “, Susan, Anaya, There’s, ” — Leslie Yazel, we’ll, Philip Asquith, It’s, ” — Bellamy Richardson, I’m, Buddy, nutcrackers, Luxe, Augustinus Bader, Rich Cream, ” — Irma Sahinovic, they’re, Brittany Nguyen Organizations: Side, Black, Yale, Bluetooth, Apple, Mario Kart, PlayStation, Target, Saks, Olive Oil, Amazon, Chic Locations: Ulta, Pima, Los Angeles, Olive, Ojai , Calif, Europe, The
A Ukrainian serviceman stands guard next to the Dnipro River, in an undisclosed location in the Kherson region, on November 6, 2023. Drone footage of the Dnipro River obtained by CNN. We have to survive.”Destroyed buildings are seen on an island in the middle of the Dnipro River in Kherson, Ukraine, on November 5, 2023. Russian troops are “hitting residential areas more often because our defenders are advancing, and they are trying to intimidate ordinary citizens in places close to the Dnipro River,” said Prokudin. “This is revenge, and now it is felt more, because our soldiers are already on the left bank of the Kherson region.
Persons: Serhiy Ostapenko hunkered, , , Roman Pilipey, they’ve, Ostapenko, Inna Balyoha, “ You’re, you’re, Viacheslav, Oleksandr Prokudin Organizations: Ukraine CNN, CNN, Dnipro, Kyiv, Grad, Getty Locations: Kyiv, Ukraine, Dnipro, Ukrainian, Kherson, AFP, Russia, Belarus, Russian, , The Dnipro, Crimea, Kherson city, Kherson –, Anadolu
Photos show the dogs and cats Ukrainian soldiers keep as pets on the front lines. A Ukrainian soldier caress a cat while standing guard at a trench in Yasnogorodka village of Kyiv, Ukraine, on May 20, 2022. Dogukan Keskinkilic/Anadolu Agency via Getty ImagesArtyom, a Ukrainian soldier, pets a cat in a trench on the front line on December 12, 2021, in Zolote, Ukraine. Brendan Hoffman/Getty ImagesUkraine is certainly not the first battlefield where soldiers have kept cats, dogs, and other pets. Dogukan Keskinkilic/Anadolu Agency via Getty ImagesFor some Ukrainian troops, pets have come to them, and some others are discovered on the battlefield.
Persons: , caress, Dogukan, Brendan Hoffman, Tom, ANATOLII STEPANOV, Ignacio Marin, King Danylo, Wojciech Grzedzinski, BERNADETT SZABO, Muhammed Enes Yildirim, Magnus Ek, Violeta Santos Moura, Coke, Diego Herrera Carcedo Organizations: Service, Anadolu Agency, Getty, National Army Museum, Ukrainian Military Forces, Getty Images, Ukrainian Army, REUTERS, Coke, Ukrainian Armed Forces Locations: Ukraine, Ukrainian, Yasnogorodka, Kyiv, Zolote, Russian, Sevastopol, Russia, Verkhnetoretskoye, Donetsk, AFP, Donetsk Oblast, New York, Donbass, Afghanistan, Iraq, Dnipropetrovsk region, Ugledar, Donetsk region, Avdiivka, Bakhmut
On an evening in October, Mr. Begue joined 17 other students around a long wooden table at BISR’s white-brick office space in the Brooklyn neighborhood of Dumbo. The group read texts like “Woodcutters” and “Heldenplatz,” while snacking on corn chips and sipping boxed wine. “At our core is the conviction that the idea that people are anti-intellectual is false,” Ajay Singh Chaudhary, the institute’s executive director, said. Mr. Chaudhary, then a graduate student at Columbia University, had dreamed of an alternative to traditional academia while preparing to teach Columbia’s Core curriculum. I always wish I got a chance to study, you know, Aristotle or Plato,’” Mr. Chaudhary said.
Persons: Begue, , Lauren K, Wolfe, ” Ajay Singh Chaudhary, , Chaudhary, Aristotle, Plato, , Mr Organizations: Mr, Brooklyn Institute, Columbia University Locations: Brooklyn, Boerum,
By Buy Side StaffThe Buy Side staff shops for a living, which also means we spend an inordinate amount of time scrutinizing gift options. To help you shop for nice prices, we limited our list to our favorites that are on sale now for Black Friday. She asked for compression socks, so I’m buying her these pretty ones in blue chevron to help her with recovery. It would make a great gift for a college student, new grad or really anyone who could use a travel gear upgrade. It’s a great set to update your kitchen or give as a gift this holiday season.” —Emily Welsh, VP and general manager
Persons: We’ve, cocotte, Staub, , Astrid Stawiarz, Nick Guy, ” — Ian Salisbury, Cashmere hoodie, I’ve, Jessica Woodbury, PJs, ” — Emily Welsh, Charming, Madeline Diamond, ‘ Broom ’, I’ll, Samantha Sharf, Mario, , Cozy, she’s, ” — Leslie Yazel, it’s, Susan “, Susan, Anaya, There’s, we’ll, Philip Asquith, It’s, ” — Bellamy Richardson, Buddy, I’m, nutcrackers, ” — Aly J, they’re, Brittany Nguyen Organizations: Side, Black, Bluetooth, Apple, PlayStation, Mario Kart, New, Olive Oil, Amazon, Yale, Walmart Locations: Naadam, New York City, Los Angeles, Olive, Ojai , Calif, Europe, The
Glover had under 10,000 followers on Instagram before the volleyball season started, and now she's past 30,000. Glover had the most new NIL deals this year of any athlete on the endorsement platform SponsorUnited, the company stated in a 2023 report. While the report tracked 19 of Glover's deals, Business Insider confirmed that she'd gotten around 40 NIL deals in total this year, and she said she's pacing to pass 50 with a holiday boost. "I think it's a great time for NIL," Glover told BI, "for at least me or any woman who's in sports and wants to start with content creation." She has also stood up for female athletes getting equal NIL opportunities at SMU.
Persons: Alex Glover, Glover, she'd, She's, Kendra Scott, DoorDash, They'd, It's, I'm Organizations: Southern Methodist University volleyball, Business, SMU, Buffalo Wild Wings, CVS Locations: Instagram
She currently works as a substitute teacher and enjoys the flexibility. She recalled her first teaching job at an alternative education school and being able to help students beyond the classroom. AdvertisementDonna described herself as a strict substitute teacher but believes school should be a joyful experience. AdvertisementShe did sales in the senior care industry before moving into operational leadership work in the industry. However, she did return to the senior care industry and held a job in senior care during the pandemic.
Persons: Donna, , they're, it's Organizations: Service Locations: Florida, California
Job seekers using free AI programs like ChatGPT are asking the programs to tailor their resumes to a specific employer and job description, write cover letters, create writing samples and provide answers on job applications, according to Gartner, a research and consulting firm. Job candidates also can use it to help prepare for interview questions, should they get to that stage. “Use AI as a tool, but don’t use it as your only tool. “AI may not be as good in highlighting transferrable skills or telling the narrative of why you want to change careers. The best and most common way people find their next job is through their network,” Haller said.
Persons: , Darci Smith, David Timis, ” Smith, Smith, Jamie Kohn, ” Kohn, you’re, You’re, Stacie Haller, Haller, , Kohn, It’s, ” Haller Organizations: New, New York CNN, Gartner, CNN, Roklyn Consulting, Google Locations: New York, Timis
But when it came time to apply for medical school, she realized both the time and financial commitments were bigger than she wanted to make. Turning a $200,000 loan to a $200,000 annual incomeTaking out $200,000 in student loans wouldn't make sense for a lot of people. Often, student loans are the only option for people to pay for their education. She continued to save and let the money grow until student loan interest was about to resume accruing in September 2023. In August, she made her final payment and eliminated her student debt.
Persons: Chabely Rodriguez, wasn't, Rodriguez, Rodriguez didn't, anesthesiology, she'd Organizations: CNBC, Research, CAA Locations: New York
Alex Teachey is a New Yorker who moved to Taiwan in 2020. AdvertisementThis as-told-to essay is based on a conversation with Alex Teachey, a 38-year-old astronomer and New Yorker who moved to Taiwan in 2020. I landed my current job as a postdoctoral fellow at the Academia Sinica in Taipei, Taiwan, that same year. It's in a neighborhood that I love, in New Taipei City, the enormous donut that sprawls around the center of Taipei. I live a 20-minute bike ride from my office — I never could have have afforded anything remotely similar if I'd stayed in New York City.
Persons: Alex Teachey, , I'd, New York Alex Teachey, it'd, I've, — it's, we're Organizations: New Yorker, Service, Yorker, New York University, Columbia University, Academia Sinica, Tap, Google, Taiwan's Locations: New, Taiwan, New York, Taipei, Here's, Tap Taipei, York City, New York City, Yonghe, New Taipei City, Qingshui Cliff, Hualien
Opinion | Farewell to the U.S.-China Golden Age
  + stars: | 2023-11-14 | by ( Farah Stockman | ) www.nytimes.com   time to read: +2 min
A lunch meeting about China this summer at the Upper East Side headquarters of the Council on Foreign Relations felt more like an Irish wake. A crowd that included gray-haired China hands and not-so-gray-haired tech executives shared memories of their years in the Middle Kingdom as diplomats, entrepreneurs and English teachers in the countryside. They were all keenly aware that they had lived through an extraordinary period of warm relations that is now gone, perhaps forever. China has closed itself off.”The nostalgia was poignant but the gathering was also notable for what it represented. That lunch meeting underlined the fact that China was turning into something they hadn’t expected — and slipping out of their reach.
Persons: Warren Christopher, , ” Ian Johnson Organizations: Foreign Relations, U.S, Washington, New York Times Locations: China, Middle Kingdom, Taipei, Taiwan, Beijing, United States
Appaloosa Management's David Tepper upped his stake in a handful of big technology names in the latest quarter — with one notable exception, regulatory fillings show. Broadcom , Cadence Design and Marvell Technology were among other stocks that Appaloosa zeroed out in the quarter. KE was Appaloosa's only new holding in the latest quarter, but amounted to just a $37 million position. In fact, Tepper's top five holdings are all mega-cap tech names, according to InsiderScore. The Pitt and Carnegie Mellon grad raised his Meta and Microsoft holdings even more, each one almost a third larger by quarter's end.
Persons: David Tepper, Tepper Organizations: Meta, Microsoft, Nvidia, Securities and Exchange Commission, Apple, Broadcom, Cadence Design, Marvell Technology, Carolina Panthers football, Baidu, Holdings, American, Pittsburgh, Pitt, Carnegie Mellon grad Locations: China, Beijing
Nia Grant graduated from Clemson University in 2022 with about $30,000 — in her bank account, not in loans. Grant's road to post-grad prosperity started in high school, where she estimates she applied for between 60 and 70 scholarships. She won about a dozen, including awards from the Horatio Alger Foundation, UNCF and the Bill and Melinda Gates Foundation. With the cost of her education covered, Grant didn't feel she had to wait until graduation to start building her financial future. Resources vary from school to school, but one is available virtually everywhere and tends to be the most overlooked by students looking to get ahead, she says.
Persons: Nia Grant, Horatio Alger, Melinda Gates, Grant didn't, Grant, edu Organizations: Clemson University, Horatio Alger Foundation, UNCF, Melinda Gates Foundation, National Renewable Energy Laboratory, Procter & Gamble, JPMorgan, Dow, Cash, CNBC
Einhorn's hedge fund returned 12.9% in the third quarter, bringing its 2023 gains to 27.7%. "The complacent investor view that geopolitics should be ignored might be true, except for the times when it isn't. "Higher oil prices would squeeze the consumer and likely cause a recession. His stellar track record made him one of the most followed hedge fund managers on Wall Street. Einhorn said his biggest winners in the third quarter were Consol Energy , Capri Holdings and Black Knight.
Persons: Greenlight Capital's David Einhorn, Einhorn, Russia's, he's, Black Knight Organizations: CNBC, Federal Reserve, West, Cornell grad, Greenlight Capital, Wall, Consol Energy, Capri Holdings, Black Locations: Ukraine, U.S, West Texas
Goldman Sachs has done this program each year since. How does the program work? All finalist teams on stage at the 2023 competition at Goldman Sachs' headquarters. "Something that we look for in all candidates at Goldman Sachs: What is your innovative and creative spirit?" Megan Hogan of Goldman Sachs courtesy of Goldman SachsWhat's the formula for success once accepted?
Persons: Taylor Weekes, That's, Weekes, Goldman Sachs, Goldman, , who's, Zachariah Smith, Megan Hogan, David Solomon, Proctor, Hogan, you've, Smith, hadn't, " Smith, they've, it's Organizations: Howard University, Morehouse College, Alcorn State University Delaware State University Fisk University Florida A, M University Hampton University Howard University Morehouse College Morgan State University North Carolina, T, Prairie View, M University Spelman College Texas Southern University, Goldman, Gamble, L'Oreal, Pepsi, Wall Street, Wall, Black Locations: York, we're
Kate Phillipson moved from the UK to Bahrain in 2020 with her navy-sailor boyfriend at the time. She says Bahrain is safe and sunny and she has a better work-life balance than she did in London. Phillipson describes life in Bahrain as idyll — as it is for many educated, mostly Western professionals who have arrived in Bahrain like her. There's also a much-stronger work-life balance, she said, with less expectation to be on call outside office hours compared with her London life. "I'd not even heard of it before I moved here, but I don't have any plans on leaving anytime soon."
Persons: Kate Phillipson, , Phillipson, Briton, expats who've, idyll, Bahrain —, There's, Kate Phillipson Phillipson, I've, I'd, It's, she's Organizations: Service, Human Rights Watch, Bahraini, Las Locations: Bahrain, London, Saudi Arabia, South Asia, Solymar, St, Tropez, France, Italy, England, Europe, Saudi, Las Vegas, Ethiopian
download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . In today's big story, we're looking at the internet calling for changes to the "soul-crushing" and "depressing" 9-to-5 workday. The 40-hour workweek is facing a reckoning after a recent grad's viral TikTok emotionally questioning how people have time for a personal life while working a full-time job. AdvertisementAdvertisementSo yes, upending the 9-to-5 is possible — and worth considering — but only with a bit of sacrifice from all of us. Earnings today: Uber, eBay, H&R Block, Nintendo, and other companies.
Persons: , Dolly Parton, Jeff Kravitz, FilmMagic, Dolly, Gen, Insider's, Gen Z, Tim Paradis, I've, we'd, Rebecca Zisser, Ray Dalio, That's, Rob Copeland's, Dalio, Warren Buffett's, Sam Altman Justin Sullivan, OpenAI's, Sam Altman, Slack, Lidiane Jones, Bumble, Tesla, Samantha Lee, WeWork, they're, Billie Jean King, Bryan Johnson, Dustin Giallanza, Dan DeFrancesco, Naga Siu, Hallam Bullock, Lisa Ryan Organizations: Service, Bridgewater Associates, Bank of America, EV, Microsoft, Billie Jean King Cup, eBay, Nintendo Locations: Taylor, Berkshire, Kentucky, Mississippi, Sevilla, Spain, Australia, Canada, Czech Republic, France, Germany, Italy, Kazakhstan, Poland, Slovenia, Switzerland, New York City, San Diego, London, New York
DEIR AL-BALAH, Gaza Strip (AP) — Israeli troops early Monday had surrounded Gaza City and cut off the northern part of the besieged territory as communications lost for several hours across Gaza overnight were gradually being restored. Some 800,000 people have heeded Israeli military orders to flee to southern Gaza, even though Israel had continued airstrikes in the area. Strikes in central and southern Gaza — the purported safe zone — killed at least 53 people on Sunday. The Israeli military said late Sunday that it had severed northern Gaza from the south, calling it a “significant stage” in the war. The Israeli military said it had attacked Hezbollah targets in response to anti-tank fire that killed an Israeli civilian.
Persons: King Abdullah II, Israel, , Paltel, ___ Magdy, Najib Jobain, Khan Younis, Amy Teibel, Kareem Chehayeb Organizations: Troops, Health Ministry, Hamas, Communications, Palestinian, Paltel, Grad, Associated Press Locations: DEIR, Gaza, Gaza City, Israel, U.S, Jordan, Egypt, Jordanian, Lebanon, Northern Gaza, Cairo, Jerusalem, Beirut, israel
BINT JBEIL, Lebanon (AP) — An Israeli airstrike in south Lebanon on Sunday evening killed four civilians, including a woman and three children, raising the likelihood of a dangerous new escalation in the conflict on the Lebanon-Israel border. One woman and three girls, ages 10, 12 and 14 were killed, and others were wounded, it said. Shortly after the Israeli strike, Hezbollah said its fighters had fired Grad rockets from southern Lebanon into Israel in response. Local media reported that the rockets landed in the Israeli border towns of Metula and Kiryat Shmona. Israeli army spokesperson Avichay Adraee tweeted that one Israeli was also killed Sunday in a strike launched by the Lebanese militant group Hezbollah.
Persons: BINT, , Samir Ayoub, , , Mohammad Suleiman, Salah Ghandour, Bint Jbeil, Daniel Hagari, , Najib Mikati, Avichay Adraee, hadn't, Israel, Abby Sewell, Kareem Chehayeb, Julia Frankel Organizations: Sunday, National News Agency, Grad, Local, Associated Press, . Security Locations: BINT JBEIL, Lebanon, Israel, Gaza, Lebanon’s, Ainata, Metula, Shmona, Lebanese, Bint, Israeli, Blida, Beirut, Jerusalem
[1/2] Footage from Al-Mayadeen Tv shows emergency teams working next to a burnt vehicle at the scene where Hezbollah says an Israeli strike killed three children, in southern Lebanon, November 5, 2023. AL-MAYADEEN TV/Handout via REUTERS Acquire Licensing RightsBEIRUT/JERUSALEM, Nov 5 (Reuters) - An Israeli strike on a car in south Lebanon killed three children and their grandmother on Sunday, Lebanese authorities said, as the Israeli army said a Hezbollah attack from Lebanon killed an Israeli citizen in northern Israel. "The enemy will pay the price for its crimes against civilians," Hezbollah lawmaker Hassan Fadlallah told Reuters. Israel and Hezbollah have been exchanging fire across the frontier since the Palestinian militant group Hamas and Israel went to war on Oct. 7. It has marked the worst violence across the border since Israel and Hezbollah fought a war in 2006.
Persons: Hassan Fadlallah, Najib Mikati, Abdallah Bou Habib, Israel, Mikati, Antony Blinken, Laila Bassam, Tom Perry, Maytaal Angel, Emily Rose, Conor Humphries, Giles Elgood, Aurora Ellis Organizations: Tv, REUTERS Acquire, Rights, Reuters, United Nations, Hamas, Hezbollah, U.S, National News Agency, Lebanon's Amal, Risala Scout Association, Thomson Locations: Al, Lebanon, Rights BEIRUT, JERUSALEM, Israeli, Israel, Iran, Lebanese, Kiryat Shmona, Aynata, Palestinian, Amman, Gaza, Lebanon's, Zebdine, Tayr, Beirut, Jerusalem
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