DIRS.INFO The most relevant business & tech news

☆ From holidays to mortgage waivers, UK homebuilders dish out freebies to revive sales
▼ + stars: | 2023-09-01 | by ( Ajose Koilparambil | ) www.reuters.com time to read: +4 min

If they have a 5% deposit, then deposit boost works well where we give an additional 5% so that they can secure a 90% loan-to-value mortgage," said a sales director with Persimmon. Some homebuyers are opting for exchange options, where the builder purchases the buyer's existing property and the payment helps fund the new-home purchase. "Mortgage holidays", offered by Persimmon and other builders, are also popular among homebuyers with builders contributing towards home-loan payment during a specific period. Reuters GraphicsKNOCK ON MARGINSThe incentives, while aimed at boosting demand, come at a cost for homebuilders struggling to keep costs low. Persimmon said last month sales incentives and marketing costs shaved off 2.1% from its half-year gross margins.

Persons: Toby Melville, Barratt, Persimmon, Aynsley Lammin, Peel Hunt, Sam Cullen, Cullen, Taylor, Aby Jose Koilparambil, Sweta Singh, Saumyadeb Organizations: REUTERS, British, Reuters Graphics, Bank of England, Reuters, Peel, Thomson Locations: Bristol, Britain, British, Bengaluru

☆ Chinese county offers 'cash reward' for couples if bride is aged 25 or younger
▼ + stars: | 2023-08-29 | by ( ) www.reuters.com time to read: +2 min

The notice, which was published on Changshan county's official Wechat account last week, said the reward was to promote "age-appropriate marriage and childbearing" for first marriages. It also included a series of childcare, fertility and education subsidies for couples who have children. China's legal age limit for marriage is 22 for males and 20 for females, but the number of couples getting married has been falling. That has driven down birth rates due to official policies which make it harder for single women to have children. ($1 = 7.2900 Chinese yuan renminbi)Reporting by Farah Master; Editing by Lincoln FeastOur Standards: The Thomson Reuters Trust Principles.

Persons: HONG KONG, Changshan, Farah Master, Lincoln Organizations: REUTERS, Thomson Locations: Hangzhou, Zhejiang province, China, HONG

☆ China bill aims to make preschool more accessible amid flagging birth rate
▼ + stars: | 2023-08-28 | by ( ) www.reuters.com time to read: +2 min

The draft Preschool Education Law includes measures to curb excessive profit-seeking by preschool providers, the state-backed China news service reported. Children applying for preschool places should not be subject "to any form of examination or testing except for necessary physical examinations," the official Xinhua news agency reported. The draft law comes as China's fertility rate is estimated to have dropped to a record low of 1.09 in 2022, one of the world's lowest alongside South Korea, Taiwan, Hong Kong and Singapore. Concerned about its rapidly ageing population, Beijing is urgently trying an array of measures to lift the birth rate, including financial incentives and improved childcare facilities. The draft preschool law will now be reviewed by the National People's Congress Standing Committee.

Persons: Huai Jinpeng, Farah Master, Conor Humphries Organizations: Xinhua, of, South, National, Thomson Locations: Xujiashan, Haitang, Liangshan Yi Autonomous Prefecture, Sichuan province, China, HONG KONG, South Korea, Taiwan, Hong Kong, Singapore, Beijing

The suits allege that downed power lines operated by the company contributed to the deadliest U.S. wildfire in more than a century. The wildfire risk posed by aboveground power lines is well documented. Lives lost, billions in damagesThe Maui fires have killed at least 115 people with hundreds still missing. But Mitchell said insulating aboveground power lines with a protective covering is also an effective solution that is cheaper and can be rolled out more quickly. There is also technology coming to market that can de-energize power lines automatically when there's a problem, he said.

Persons: Mike Blake, Fitch, Berkshire Hathaway's, Paul Starita, They're, Singleton Schreiber, Alexandra von Meier, von Meier, Marshall, Michael Dougherty, Bob Frenzel, Xcel, Berkshire Hathaway, PacifiCorp, aboveground, Scott Aaronson, Aaronson, Joseph Mitchell, Mitchell Organizations: Reuters Electric, Hawaiian Electric, National Weather Service, Hawaii Electric, . Pacific Gas & Electric, PG, Xcel Energy, U.S . Forest Service, University of California, Moody's, Fitch, Electric, Alcohol, Tobacco, Firearms, Explosives, Xcel, Marshall Fire, Marshall, Boulder, Labor, Fire, American Society of Civil Engineers, ASCE, The Edison Electric Institute, California Public Utilities Commission Locations: Lahaina, Maui, Hawaii, U.S, Maui County, Hurricane, California, Berkshire, Berkshire Hathaway's PacifiCorp, Oregon, Colorado, Berkeley, Minnesota, Boulder County, Paradise, Golden

☆ U.S. Open 2023 prize money: How much do the winners get?
▼ + stars: | 2023-08-22 | by ( ) www.reuters.com time to read: +2 min

Here is what you need to know about the prize pot on offer at the U.S. Open:WHEN IS THE U.S. OPEN HAPPENING? * The total prize money is $65 million, a new all-time high for the tournament. * The increase in player compensation takes on greater significance as the tournament celebrates 50 years of equal prize money. WHAT IS THE PRIZE MONEY ON OFFER IN MEN'S AND WOMEN'S DOUBLES AT THE U.S. OPEN IN 2023? * First round: $22,000* Second round: $36,800* Third round: $58,000* Quarter-finals: $100,000* Semi-finals: $180,000* Finalist: $350,000* Winner: $700,000WHAT IS THE PRIZE MONEY ON OFFER IN MIXED DOUBLES AT THE U.S. OPEN IN 2023?

Persons: Carlos Alcaraz, Iga Swiatek, Novak Djokovic, Aryna Sabalenka, Djokovic, Swiatek, Roland Garros, Marketa Vondrousova, Shrivathsa Sridhar, Pritha Sarkar Organizations: Wimbledon, U.S, OPEN, Thomson Locations: Bengaluru

☆ Cargill ingredients are probably in every meal you eat. That makes the company's environmental goals a big deal.
▼ + stars: | 2023-08-21 | by ( Catherine Boudreau | ) www.businessinsider.com time to read: +6 min

Cargill, the largest private company in the US, buys from farmers and ranchers in 70 countries. Some environmental groups, including Greenpeace and Stand.earth , accuse Cargill of not doing enough on those fronts. What is Cargill doing about the climate crisis? What is Cargill doing about that? (A Cargill spokesperson added that the company also offers premium payments to soy growers in South America enrolled in a company sustainability program.

Persons: Cargill, Pilar Cruz, Burger, didn't Cargill Organizations: Service, Privacy, Cargill, Greenpeace, Stand.earth, Latina, Soil Health Institute, National Fish and Wildlife Foundation, Innovation Fund, Tropical Forest Alliance, US, Brazil —, Gran Chaco, South America Locations: South America, Southeast Asia, Cargill, North America, Germany, Romania, Poland, Southern, Brazil, West Africa, Ghana, Côte d'Ivoire, South

☆ Safaricom launches M-Pesa mobile money service in Ethiopia
▼ + stars: | 2023-08-16 | by ( Dawit Endeshaw | ) www.reuters.com time to read: +2 min

[1/2] A customer displays the package of a Safaricom Ethiopia sim card during the service launch in Addis Ababa, Ethiopia, October 6, 2022. REUTERS/Tiksa Negeri/File Photo Acquire Licensing RightsADDIS ABABA, Aug 16 (Reuters) - Safaricom's (SCOM.NR) M-Pesa mobile money service went live in Ethiopia on Wednesday, in a boost to the Kenyan telecoms operator as it seeks to kickstart growth in one of Africa's biggest economies. The company also faces stiff competition from Ethio Telecom, whose profits more than doubled in its latest financial year. In July, Ethio Telecom reported having more than 34 million subscribers to its mobile money service Telebirr. Mobile money services are common in East Africa, allowing customers to send and receive money and pay for goods and services.

Persons: Safaricom, Stanley Njoroge, Dawit, Elias Biryabarema, Aaron Ross, Jane Merriman Organizations: REUTERS, Tiksa, South Africa’s Vodacom, Britain’s Vodafone, Democratic, Ethio Telecom, Thomson Locations: Ethiopia, Addis Ababa, ADDIS ABABA, Horn of Africa, Kenya, Democratic Republic of Congo, Egypt, Ghana, Lesotho, Mozambique, Tanzania, Mobile, East Africa

☆ China's fertility rate drops to record low 1.09 in 2022- state media
▼ + stars: | 2023-08-15 | by ( ) www.reuters.com time to read: +2 min

HONG KONG, Aug 15 (Reuters) - China's fertility rate is estimated to have dropped to a record low of 1.09 in 2022, the National Business Daily said on Tuesday, a figure likely to rattle authorities as they try to boost the country's declining number of new births. The state-backed Daily said the figure from China's Population and Development Research Center put it as having the lowest fertility level among countries with a population of more than 100 million. China's fertility rate is already one of the world's lowest alongside South Korea, Taiwan, Hong Kong and Singapore. High childcare costs and having to stop their careers have put many women off having more children or any at all. Gender discrimination and traditional stereotypes of women caring for their children are still widespread throughout the country.

Persons: National Business Daily, Xi Jinping, Farah Master, Angus MacSwan Organizations: National Business, Daily, Development Research Center, South, Authorities, Planning, Thomson Locations: HONG KONG, South Korea, Taiwan, Hong Kong, Singapore, Beijing, China, Hong

☆ These kids get free vacations thanks to their YouTube fame. But what happens behind the scenes?
▼ + stars: | 2023-08-15 | by ( Lilit Marcus | ) edition.cnn.com time to read: +13 min

McCarty started a campaign called Quit Clicking Kids, aimed at stopping people using children on social media for monetary gain, in 2022. Child labor rights in the United States, from the factory to the internet: A timeline 1904 The National Child Labor Committee is founded, with the goal of ending all child labor. 1916 The first child labor bill – the Keating-Owen Act – is passed, which bans the interstate sale of any article produced with child labor and regulates the number of hours a child could work. In May 2023, the US Surgeon General’s office issued an advisory about social media and kids’ mental health. And for too many children, social media use is compromising their sleep and valuable in-person time with family and friends.

Persons: Chris McCarty, McCarty, Myka Stauffer, Stauffer, it’s, –, Keating, Owen, Franklin Delano Roosevelt, Coogan, ”, Instagram, Carlotta Dotto, Lilit Marcus The Coogan, Jackie Coogan, aren’t, “, Vivek Murthy, ” Stacey Steinberg, what’s, Steinberg, Yukari Schrickel, Mom Brooke Morrison, Parker, McKenzie, Morrison, ” Caz Makepeace, Craig, you’re, ’ ” Makepeace, Alex Winter, Machelle Hobson, Hobson, Makepeace, vlogging, Caz, they’re, “ We’ve Organizations: CNN, Morrisons, University of Washington, Child Labor, US, Labor, California, UN, Education, Trust, Facebook, National Archives, US Department of Labor, Actors, The Federal Trade Commission, New York Department of Labor, Washington State Legislature, Center, Children, University of Florida’s Levin College of Law, YouTube, Credit, Apple, Google Locations: New Orleans, Arizona, London, Dominican Republic, United States, New York, Illinois, California, ”, Australia

☆ CFPB to crack down on data brokers, Chopra says at White House event
▼ + stars: | 2023-08-15 | by ( Chelsey Cox | ) www.cnbc.com time to read: +4 min

WASHINGTON — The White House on Tuesday held a roundtable examining potential harmful data broker practices as part of an overall strategy to protect Americans' privacy. The CFPB's new rule proposals will build upon the FCRA to hold data brokers that sell highly sensitive information more accountable. One proposal, said Chopra, will define a data broker dealing in certain types of consumer data as a consumer reporting agency and the brokers' sale of data as a consumer report. Another will clarify whether credit header data, the portion of a credit report that contains identifying information, can be considered a covered consumer report. "We applaud the steps the Consumer Protection Financial Bureau is taking to stop data brokers from unlawfully collecting and selling millions of Americans' sensitive data," she said.

Persons: WASHINGTON, Chopra, There's, Arati Prabhakar, Lael Brainard, Lina Khan, Brian Boynton, Khan, Brainard Organizations: Consumer, Fair, White, Office of Science, Technology, National Economic Council, Federal Trade, Justice Department's Civil, FTC, Protection

☆ Insight: Insurers poised for US break on investment losses from high rates
▼ + stars: | 2023-08-14 | by ( Koh Gui Qing | ) www.reuters.com time to read: +7 min

A negative IMR forces insurers to tap pots of money they would have otherwise spent on their business or returned to shareholders. Among those insurers are Prudential Financial (PRU.N), OneAmerica Financial Partners, Principal Financial (PFG.O) and Massachusetts Mutual Life Insurance Company, according to Fitch. That compares to $1.8 billion in net fixed income-related losses Prudential recorded in 2022. They do not give banks the option of deferring interest rate-related losses, fearing excesses that led to the 2008 financial crisis. DEFERRING LOSSESFollowing the rule change, insurers will be allowed to amortize interest rate-related losses over time equivalent to 10% of their statutory surplus.

Persons: Dado Ruvic, Fitch, Edward Stone, Stone, Ken Tanji, MassMutual, OneAmerica, Steven Zabel, Zabel, Koh Gui Qing, David French, Greg Roumeliotis, Anna Driver Organizations: Prudential Financial, REUTERS, SEATTLE, Sunday, National Association of Insurance, Reuters, Federal Reserve, OneAmerica Financial Partners, Massachusetts Mutual Life Insurance, Prudential, Silicon Valley Bank, First Republic Bank, Insurance, American Council of, Equitable Holdings, MetLife, U.S . Securities, Exchange Commission, SEC, MassMutual, OneAmerica, Financial, Unum, Thomson Locations: United States, U.S, Seattle, Fitch, Silicon, New York

☆ You probably think people are getting ruder and less nice than they were in the past. You're also probably wrong.
▼ + stars: | 2023-08-12 | by ( Kelsey Vlamis | ) www.businessinsider.com time to read: +8 min

Another Gallup poll from 2019 similarly found 77% of people believed moral values in the US were getting worse. Interestingly, survey data also suggested people believed the moral decline began around the time of their birth, regardless of when they were born. At the same time, Mastroianni said the survey data suggests there hasn't actually been moral decline — just a consistent perception of it. Rather than morality declining, there's actually some evidence to suggest that people have higher morals than in the past. Another potential explanation for the illusion of morality decline could simply be the number of people in the world interacting is increasing.

Persons: Adam Mastroianni, Mastroianni, hasn't, I've, gdL8aM5Jrd — Adam Mastroianni, there's, SarhSipHQv — Adam Mastroianni Organizations: Service, Gallup, US, Federal Aviation Administration Locations: Wall, Silicon

Burps are the top source of methane emissions from cattle. The company this spring began marketing semen with the methane trait in 80 countries. Selecting for the low methane trait could lock in lower and lower emissions for successive generations, she said. Semex is not initially charging extra for the methane trait, said Michael Lohuis, Semex's vice-president of research and innovation. Juha Nousiainen, senior vice-president at Valio, a Finnish dairy, warned that breeding cattle to burp less methane could create digestive problems.

Persons: Nathan Frandino, Loewith's, Loewith, Drew Sloan, Frank Mitloehner, University of California Davis, Mitloehner, Lactanet, Christine Baes, Baes, Michael Lohuis, Burger, Lohuis, Juha Nousiainen, Rod Nickel, Caroline Stauffer, Suzanne Goldenberg Organizations: Johann, REUTERS, University of California, University of Guelph, University of Alberta, biosciences, Canadian, Ottawa, Nestle, Burger King, Restaurant Brands, Thomson Locations: Fresno , California, U.S, WINNIPEG , Manitoba, Lynden , Ontario, Semex, Britain, US, Slovakia, United States, New Zealand, Valio, Winnipeg , Manitoba

☆ Brazil central bank names its digital currency 'DREX,' scheduled for 2024 launch
▼ + stars: | 2023-08-07 | by ( ) www.reuters.com time to read: +1 min

BRASILIA, Aug 7 (Reuters) - Brazil's central bank forthcoming digital currency, set to launch next year, will be named DREX, it announced on Monday, aiming to use the currency to boost financial services. The DREX will use distributed ledger technology (DLT) to settle wholesale interbank transactions, while retail access will be based on tokenized bank deposits. Officials from the central bank previously predicted that the adoption of the Brazilian digital currency would commence by the end of 2024, following the completion of its testing phase. During a live discussion organized by the central bank, he emphasized that the development of DREX is primarily aimed at improving access to financial services in the country. "By enabling simple and reliable access to registered values through DLT technology, we reduce costs and democratize access to financial services," Araujo stated.

Persons: Fabio Araujo, Araujo, Marcela Ayres, Aurora Ellis Organizations: Thomson Locations: BRASILIA, Brazil

☆ Atlassian shares skyrocket as CEOs see wider margins returning
▼ + stars: | 2023-08-03 | by ( Jordan Novet | ) www.cnbc.com time to read: +3 min

Atlassian shares jumped as much as 24% in extended trading on Thursday after the collaboration software maker announced stronger-than-expected fiscal fourth-quarter results and promised wider margins in the future. Here's how the company did:Earnings: 57 cents per share, adjusted, vs. 45 cents per share as expected by analysts, according to Refinitiv. 57 cents per share, adjusted, vs. 45 cents per share as expected by analysts, according to Refinitiv. Revenue: $939.1 million, vs. $914.6 million as expected by analysts, according to Refinitiv. The company's net loss of $59 million or 23 cents per share, narrowed from $90.6 million, or 36 cents per share, in the year-ago quarter.

Persons: Scott Farquhar, Atlassian, Refinitiv, Mike Cannon, Brookes, Cameron Deatsch, Farquhar, Salesforce, NFJ's Organizations: Atlassian Corp, Allen, Co . Media, Technology Conference, StreetAccount, Management, Cloud, Cannon, Microsoft Locations: Sun Valley , Idaho, Refinitiv

☆ From banking giants to lending up-and-comers — here are the world's top 200 fintech companies
▼ + stars: | 2023-08-02 | by ( Ryan Browne | ) www.cnbc.com time to read: +11 min

Statista identified 40 firms as top digital payments companies. While digital payments is often the area that draws most investor buzz, lending generates more money in financial services. Statista identified 25 fintech companies that fall into the category of top alternate lending firms. They include American small business lending firm Biz2Credit, Irish e-commerce lending company Wayflyer, and Latvian loan refinancing startup Mintos. Digital business solutions

Persons: Monzo, there's, Statista, Afterpay, It's, Binance, eToro, Equity crowdfunding, hasn't, Peter Hazlehurst Organizations: JPMorgan —, Orange, Digital, U.S, SEC, European, Education, Equity, Republic, Tech, Federal Reserve, Bank of England, CNBC, Solaris Locations: fintech, Europe, Nigeria, Orange, Africa, Terra, U.S, Cayman Islands, American, Latvian, U.K

☆ Why so many Americans feel trapped in their homes by their low-rate mortgages
▼ + stars: | 2023-08-01 | by ( Jessica Dickler | ) www.cnbc.com time to read: +4 min

Saul Loeb | AFP | Getty ImagesThe recent spike in mortgage rates has created a so-called golden handcuff effect. For homeowners, a low mortgage rate is similar. Nearly 82% of home shoppers said they felt "locked-in" by their existing low-rate mortgage, according to a recent survey by Realtor.com. Between 1978 and 1981, mortgage rates similarly doubled from around 9% to more than 18%, compelling more homeowners to hold on to their homes. Mortgage rates may not return to sub-3% levels again anytime soon — if ever.

Persons: Bob, Terri Wood, Bob Wood Bob Wood, Terri, It's, Wood, Tomas Philipson, Philipson, Saul Loeb, he'd, Zillow, Greg McBride, Sam Khater, Freddie Mac's, Jacob Channel Organizations: University of Chicago, White House Council, Economic Advisers, AFP, Getty, Jacob Channel Locations: Mobile , Alabama, Tennessee, Arlington , Virginia, Bankrate.com, LendingTree

Who Has Made It to the First Republican Debate So Far? At least seven candidates appear to have made the cut so far for the first Republican presidential debate on Aug. 23. To participate, each candidate must first satisfy fund-raising and polling criteria set by the Republican National Committee. But even though Mr. Trump is clearly the dominant Republican candidate so far, he has remained noncommittal about attending the debate and questioned his need to share the stage with candidates who lag far behind him in the polls. As for the remaining hopefuls, they have three weeks left to scrape together the necessary donors and polling support.

Persons: Scott Burgum Haley Ramaswamy DeSantis Christie Trump, Ramaswamy DeSantis Christie Trump, Donald J, Trump, Ron DeSantis, Florida Tim Scott Scott, Nikki Haley Haley, Vivek Ramaswamy Ramaswamy, Chris Christie Christie, Doug Burgum Burgum, North Dakota Mike Pence Pence, Asa Hutchinson Hutchinson, Larry Elder Elder, Francis Suarez Suarez, Hurd Hurd, Pence, Doug Burgum, Vivek Ramaswamy, Burgum Organizations: Republican National Committee, Republican, Trump Trump Former, North Dakota, Larry Elder Elder Conservative, Francis Suarez Suarez Mayor, Federal, Commission, Trump Locations: Milwaukee, Florida, South Carolina, U.N, New Jersey, North, Arkansas, Miami, Texas, North Dakota

☆ Insurer Prudential Financial's profit rises on strong gains in U.S. unit
▼ + stars: | 2023-08-01 | by ( ) www.reuters.com time to read: +1 min

Prudential Financial Inc logo is seen displayed in this illustration taken, April 10, 2023. REUTERS/Dado Ruvic/Illustration/File PhotoAug 1 (Reuters) - Prudential Financial (PRU.N) on Tuesday reported a 21.5% rise in second-quarter adjusted profit as the insurer's U.S. unit benefited from a higher net investment spread and more favorable underwriting. Its U.S. businesses reported adjusted operating income of $956 million for the second quarter, compared with $573 million a year ago. Prudential's assets under management were roughly flat at $1.4 trillion in the second quarter. Prudential said it returned $713 million to shareholders in the second quarter, including $250 million of share repurchases and $463 million of dividends.

Persons: Dado Ruvic, Charles Lowrey, Manya Saini, Devika Organizations: Prudential Financial, REUTERS, Investment, Prudential, Thomson Locations: U.S, Ukraine, Bengaluru

☆ Morgan Stanley says these 5 stocks are ways to play the green housing market
▼ + stars: | 2023-07-31 | by ( Alex Harring | ) www.cnbc.com time to read: +3 min

Morgan Stanley said high utility costs and growing awareness may drive a consumer shift to environmentally friendly products in housing — and there's a group of stocks that could benefit. That recovery should be driven by growing activity in the single-unit housing market, analyst Laura Sanchez said in a July 26 report. Morgan Stanley has five stocks with overweight ratings across the green housing landscape. Both Sunnova and Sunrun have monster rebounds expected after underperforming the market so far this year. The average analyst holds a buy rating, while the average price target implies the stock's 2023 rally could be coming to an end, according to Refinitiv.

Persons: Morgan Stanley, Laura Sanchez, Sanchez, Sunrun, Johnson, — CNBC's Michael Bloom Organizations: NOVA, Trane Technologies Locations: U.S, California, Mexico

Meanwhile, the black market for smuggled subsidised Nigerian fuel in Togo and neighbouring Benin and Cameroon has collapsed, further reducing demand for shipments via Nigeria. Average monthly West African (WAF) gasoline imports fell by 56% in the second quarter compared with the first, according to Refinitiv Eikon data. "The key point is demand from West Africa is drying up," said Refinitiv Lead Oil Analyst Raj Rajendran. There may simply be a baseline decrease in demand," said Sparta Commodities gasoline market analyst Philip Jones-Lux. The challenge is coming from the new refineries in the Middle East that are expanding from their traditional East Africa market to now include West Africa and beyond even to the Americas," Rajendran said.

Persons: Bola Tinubu, Jeremy Parker, Raj, naira, Philip Jones, Jones, Lux, Rajendran, Shadia, Barbara Lewis Organizations: Nigeria's, West, ARA, Reuters Graphics, Sparta Commodities, Thomson Locations: Africa, Nigeria, North America, West Africa, Europe, United States, Asia, Ukraine, Togo, Benin, Cameroon, Amsterdam, Rotterdam, Antwerp, Sparta, Mideast, Russia, European, East Africa

Author Rachel Rodgers says that being in debt is not an automatic sign of being bad with money. As someone who has tackled debt myself, a home mortgage, student loan, or business debt is typically considered good debt because it's viewed as an investment that grow over time. Try the debt snowball methodIf you are paying more than the minimum payment, you can try the debt snowball method for debt elimination. By "snowballing" payments toward your smallest debt, you'll eliminate it quickly and move on to the next-smallest debt while paying the minimum on the rest. Rinse and repeat with the next smallest debt on the list.

Persons: Rachel Rodgers, Rodgers, it's Organizations: Service Locations: Wall, Silicon

☆ These are the states in America that are the least prepared for extreme weather
▼ + stars: | 2023-07-28 | by ( Scott Cohn | ) www.cnbc.com time to read: +11 min

Some states are in good shape to handle whatever the climate throws at them, but these are the states most at risk. 2023 Infrastructure score: 228 out of 390 points (Top States grade: B) Climate Extremes Index: 21.16% Properties at risk: 45.2% Renewable energy: 10.6%9. 2023 Infrastructure score: 165 out of 390 points (Top States grade: D) Climate Extremes Index: 8.7% Properties at risk: 2.8% Renewable energy: 12%8. Connecticut is home to the nation's first "green bank," which uses public dollars to leverage private investment in renewable energy. 2023 Infrastructure score: 227 out of 390 points (Top States grade: B) Climate Extremes Index: 21.16% Properties at risk: 61% Renewable energy: 12.5%1.

Persons: Jeremy Porter, York Snow, Joed Viera, Kelly Giddens, Daniel Hinton, Jessica Mcgowan, wades, Tim Boyle, Tony Evers, Scott Olson, Josh Edelson, Gavin Newsom, —, Marcellus, Tom Wolf, Josh Shapiro, Ida, Brendan McDermid, Hurricane Ida, Richard Bunting, Alex Hamilton, Hurricane Irene, Mark Wilson, Joe Biden's, Ted Shaffrey, Hurricane Nicole, Paul Hennessy, Marco Bello Organizations: Street Foundation, CNBC, Business, First, Oceanic, Atmospheric Administration, NOAA, U.S, Department of Energy, Afp, Getty, National Weather Service, Micron Technology, Alabama, University of Alabama, Illinois —, Badger State, Gov, Carolina, Carolinas, AFP, EQT Corp, Bloomberg, Reuters, Garden, State, Anadolu Agency, Sunshine State, Farmers Insurance, AAA Locations: States, York, Buffalo , New York, Empire, New York, Syracuse, Alabama TUSCALOOSA, AL, Cedar, Tuscaloosa , Alabama, Texas, Oklahoma, Alabama, Gulf, Wisconsin, Prairie du Chien , WI, Hurricane, Charleston , South Carolina, Florida, Georgetown , South Carolina, South Carolina, California, Oroville, Oroville , California, , California, Pennsylvania, Washington Township , Pennsylvania, U.S, Jersey, Oakwood, Elizabeth , New Jersey, Garden State , New Jersey, New Jersey, Delaware, Lewes , Delaware, Rhode, Connecticut, New Haven , Connecticut, Wilbur, , Florida, Louisiana, Kenner , Louisiana

☆ How Did We Do? A Review of 2022 Before Our First Poll of 2023.
▼ + stars: | 2023-07-28 | by ( Nate Cohn | More About Nate Cohn | ) www.nytimes.com time to read: +7 min

With the data from 2022 in and final, we’ve been poring over the data — including our experiment in Wisconsin — to identify opportunities for improvement. The big Wisconsin mail experiment — where we paid voters up to $25 dollars to take a mail survey — didn’t reveal anything especially alarming about our typical Times/Siena polls. On many measures — gun ownership, evangelical Christianity, vaccination status — the Times/Siena poll looked more conservative than the mail poll. The Wisconsin study did offer ambiguous evidence that Times/Siena phone respondents lean a bit farther to the left than the respondents to the mail survey. We’re reordering our questionnaires to let us look at and potentially use respondents who drop out of a survey early.

Persons: we’ve, we’ll, Donald J, Trump, MAGA, That’s, they’ve, We’re, Ron DeSantis Organizations: Times, Kansas, Democratic, Democrats, Republican Locations: Wisconsin, Siena

If you can sublet rooms in your apartment, you can make passive income each month. You could instead invest that money in stocks or an entrepreneurial passive income stream. Certified financial planner Christopher Manske has three ways that renting can make you wealthier than owning a home does. You would then be able to pay the rent and earn an additional $2,000 a month in passive income. If you want to live in one of those rooms, your cost of living could be covered by renting out the rooms for more money.

Persons: Christopher Manske, Manske Organizations: Service Locations: Wall, Silicon

Search resuls for: "Financial Inc"

25 mentions found