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☆ Parents who raise successful kids use these 4 'positive' phrases, says parenting expert
▼ + stars: | 2023-07-14 | by ( Ashton Jackson | ) www.cnbc.com time to read: +3 min

Still, what you say — and how you say it — matters, according to parenting expert and author Erika Katz. Positive parenting can strengthen a child's mental health, lead to academic improvement and promote well-being throughout teenage and adult years, according to findings from The University of California, Davis. When kids are shamed by their parents, meanwhile, research shows it can stunt their confidence and motivation. Here are four scenarios where you may get frustrated with your kid, and what to say, according to Katz. Using "we" instead of "you" while parenting comes off less accusatory: Opt for phrases like, "We don't hit, we don't steal.

Persons: Erika Katz, Katz, Davis, they're, That's, It's, Warren Buffett Organizations: CNBC, University of California

☆ Simon Sinek: ‘The skill of having an uncomfortable conversation is essential’—this hack can make it easier
▼ + stars: | 2023-07-14 | by ( Ashton Jackson | ) www.cnbc.com time to read: +4 min

Uncomfortable conversations are inevitable — and that's why learning to navigate them is necessary for building healthy relationships and a successful career. "As human beings, we actually have to work very hard to be human, and one of those human skills that we need to practice is how to have uncomfortable conversations," Sinek said in the video. But, that's not the best option, because avoiding an uncomfortable situation "just perpetuates the discomfort or breaks relationships," according to Sinek. "I just had [a difficult conversation] recently with a friend and it went like this: 'I need to have an uncomfortable conversation with you.' "The skill of having an uncomfortable conversation is essential," Sinek said.

Persons: Simon Sinek, Sinek, that's, what's, Michelle Gibbings, Gibbings, Warren Buffett Organizations: YouTube, CEOWorld Magazine

☆ Billionaire Mark Cuban swears by this ‘powerful’ negotiation hack: It’s ‘money in the bank’
▼ + stars: | 2023-07-12 | by ( Ashton Jackson | ) www.cnbc.com time to read: +3 min

Mark Cuban often sits quietly while his "Shark Tank" co-hosts are in a bidding war — and it isn't a coincidence. There will be times when someone walks in on 'Shark Tank' and I'm thinking to myself: 'There's no way I'm interested. "When I listen to the other sharks, they're going to tell me if I have any competition financially to do a deal. "Silence is money … money in the bank." Disclosure: CNBC owns the exclusive off-network cable rights to "Shark Tank," which features Mark Cuban as a panelist.

Persons: Mark Cuban, Chris Voss, It's, Cuban, Barbara Corcoran, I'm, they've, Warren Buffett Organizations: Fireside, MIT Sloan School of Management, CNBC Locations: Cuban

☆ Self-made millionaire: 'A.I. will be the biggest wealth creator in history'—2 ways to use it to make money right now
▼ + stars: | 2023-07-10 | by ( Ashton Jackson | ) www.cnbc.com time to read: +4 min

Artificial intelligence tools aren't just a convenient way to complete homework assignments or edit your selfies and videos. An AI tool called Jasper, for example, is already helping Kristen Walters create digital products like workbooks, e-books and audiobooks. "Small businesses can use AI tools to target their marketing and advertising efforts more effectively ... Don't upload any confidential information to an AI tool, experts say: It'll store, analyze and learn from everything you input. "The wonderful thing is, today, all we have to do is search 'how to improve my small business with AI tools,'" she says.

Persons: Matt Higgins, Higgins, It's, —, Susan Gonzales, Kristen Walters, Walters, Jasper, Gonzales, Jacqueline DeStefano, DeStefano, Tangorra Organizations: RSE Ventures, CNBC, Management, Entrepreneurship, Omni Business Intelligence Solutions Locations: PwC, Jasper

☆ Money expert shares the No. 1 thing she does before buying a home: ‘It puts you in a completely different spot financially’
▼ + stars: | 2023-07-06 | by ( Ashton Jackson | ) www.cnbc.com time to read: +2 min

"I know that's really hard for a lot of people because of student loans, and the obvious debt that the average American racks up. But when you have no debts and your income is all yours ... it puts you in a completely different spot financially." For 35% of Americans, it's credit card debt, according to a January 2023 Bankrate survey. As of last year, 43.5 million Americans had federal student loans, according to the U.S. Department of Education. Take Jasmine Taylor, a 31-year-old who used a "cash stuffing" strategy to pay off $23,000 in student loans and $9,000 worth of medical and credit card debt in a year.

Persons: Rachel Cruze, Jasmine Taylor, Taylor Organizations: CNBC, U.S . Department of Education, NAR

☆ Getting rich isn't the American Dream anymore, says new survey—here's how people define success instead
▼ + stars: | 2023-07-03 | by ( Ashton Jackson | ) www.cnbc.com time to read: +3 min

The "American Dream" has long been equated with economic achievement and wealth. "The American Dream is changing, according to small-business owners," Fara Howard, GoDaddy's chief marketing officer, tells CNBC Make It. Small-business owners are often considered a litmus test for the American Dream, as some entrepreneurs see startups as an opportunity to climb the socioeconomic ladder. Despite new definitions of the American Dream, survey respondents said that lack of access to technology, education and affordable health care still stand as barriers. "American small-business owners are thinking beyond revenue and sales growth when they consider what the American Dream means to them," Howard said in a statement last week.

Persons: Fara Howard, Gen Z, Zers, Howard, Warren Buffett Organizations: CNBC Locations: homeownership

☆ The world's youngest self-made billionaire 'absolutely' recommends dropping out of college to make money instead—here’s why
▼ + stars: | 2023-06-30 | by ( Ashton Jackson | ) www.cnbc.com time to read: +1 min

That's according to Austin Russell, the world's youngest self-made billionaire, who dropped out of Stanford University in 2012 to start his company, Luminar Technologies, after receiving a $100,000 grant from the Peter Thiel Fellowship. CNBC Make It asked Russell, 28, if he'd recommend other student entrepreneurs to drop out. "It's just sort of the traditional approach around what you do and what you're supposed to do." What's more, he says he would have still left Stanford even if he hadn't received funding. "If you're wondering if I would have dropped out [without the grant], yeah.

Persons: Austin Russell, Peter Thiel, Russell, he'd, hadn't Organizations: Stanford University, Luminar Technologies, Peter Thiel Fellowship, CNBC, Stanford

☆ Barbara Corcoran shares her No. 1 tip before buying your first home: 'You only get one chance to win over the seller'
▼ + stars: | 2023-06-30 | by ( Ashton Jackson | ) www.cnbc.com time to read: +1 min

The faster you buy your first home, the better, says Barbara Corcoran — and there's a simple step she recommends to make the process a little easier. "Go in with a prequalified mortgage," Corcoran, a millionaire investor and the founder of real estate firm Corcoran Group, tells CNBC Make It. "In today's hot market, you only get one chance to win over the seller," she explains. Getting prequalified for a mortgage allows you to march in and say 'I'll take it!' Here's what you need to know about getting prequalified for a mortgage, ahead of actually finding your dream first home.

Persons: Barbara Corcoran —, Corcoran Organizations: Group, CNBC Locations: U.S

☆ Successful people avoid this terrible advice, says bestselling 'Atomic Habits' author: It's 'a very common pitfall'
▼ + stars: | 2023-06-28 | by ( Ashton Jackson | ) www.cnbc.com time to read: +3 min

That's terrible advice, says bestselling author James Clear: Instead, you need to find 100 role models. In other words, the choices and actions that worked for your favorite business mogul or role model may not work for you. Clear's solution: Find a plethora of role models and assess the similarities between them. As you identify potential role models to add to your list, Murphy — who teaches about organizational behavior, leadership and negotiation — recommends asking questions like:How do they conduct themselves? 1 best piece of advice for regular investors, do's and don'ts, and three key investing principles into a clear and simple guidebook.

Persons: you've, James Clear, Adam Grant's, Wendy Murphy, Murphy —, Lisa Skeete Tatum, Landit, Tatum, she's, Warren Buffett Organizations: Babson College, Harvard, CNBC

☆ Barack Obama shares the No. 1 tactic he uses to maintain a positive mindset: 'It can sustain your spirit'
▼ + stars: | 2023-06-25 | by ( Ashton Jackson | ) www.cnbc.com time to read: +3 min

Barack Obama is no stranger to bleak circumstances — maintaining a positive attitude despite them helps him stay in high spirits. Obama, 61, discussed the top tactic he uses to remain level-headed in an interview with comedian Hasan Minhaj published on Wednesday. I'm pretty sure that between World War I, World War II, the Great Depression … we can go through the list of moments that are significantly worse than this." "When you're thinking negatively, take a moment to assess how realistic your thoughts truly are," psychotherapist Amy Morin wrote on their website. "Reframing your overly negative thoughts into more realistic statements can help you maintain a healthy dose of optimism."

Persons: Barack Obama, Obama, Hasan Minhaj, Minhaj, Amy Morin, Warren Buffett Locations: Bangladesh

☆ World's youngest self-made billionaire: Success comes from taking these 2 common traits 'to the extreme'
▼ + stars: | 2023-06-23 | by ( Ashton Jackson | ) www.cnbc.com time to read: +3 min

It may be hard to believe that Austin Russell, the world's youngest self-made billionaire, has anything in common with others his age — but he insists that he does. The company, which Russell founded 11 years ago as a teenager, develops hardware and software meant to power self-driving cars. But rather than focusing on technological expertise or business acumen, Russell credits his journey so far to two traits common among younger generations: energy and passion. "People in their 20s have a lot of great energy," Russell tells CNBC Make It. Building such a company takes more than just passion and energy, Russell admits.

Persons: Austin Russell, Russell, Thiel, Gen Xers, they're, Forbes, —, Warren Buffett Organizations: Technologies, Thiel Fellowship, Stanford University, CNBC, Benz, Volvo Locations: Orlando , Florida, Luminar

☆ Mark Cuban says successful people share 1 trait 'most people' don't have: It's 'the one thing in life you can control'
▼ + stars: | 2023-06-21 | by ( Ashton Jackson | ) www.cnbc.com time to read: +3 min

Between his own business success and his investments in hundreds of startups, Mark Cuban knows what it takes to be highly successful. There's one trait you should cultivate above all others if you want to be successful too, he says. "The one thing in life you can control is your effort," Cuban, 64, recently said in a LinkedIn video post published by entrepreneur and VC investor Randall Kaplan. And 29% of company executives worldwide think employees who don't go the extra mile won't be successful and risk being fired, Payscale's 2023 Compensation Best Practices Report found. DON'T MISS: Want to be smarter and more successful with your money, work & life?

Persons: Mark Cuban, Randall Kaplan, aren't, Cuban, doesn't, Lexi Clarke, It's, it's, that's, Warren Buffett Organizations: Entrepreneurs, CNBC Locations: U.S, Cuban

☆ This common two-word phrase is the 'worst thing' a parent can tell a child, says education expert
▼ + stars: | 2023-06-18 | by ( Ashton Jackson | ) www.cnbc.com time to read: +1 min

Every small child gets anxious sometimes. But when your kid is panicking, there's a common two-word phrase you should never utter: Calm down. That's according to Rachel Romer, CEO and co-founder of education assistance benefits company Guild, who's a mom to two children. Saying "calm down" doesn't validate the child's emotions or help them understand their feelings, and can even unintentionally come across as dismissive, they said. The trio recommended two exercises to help children better manage their heightened emotions.

Persons: Rachel Romer, who's, Romer, Brené Brown, Adam Grant, Brown, Grant, Alison Wood Brooks, doesn't Organizations: Wharton

The skin care and beauty industry is booming and bringing in over $90 billion worldwide. On average, Americans spend $722 on their appearance, including skin care, each year, according to a November 2022 survey of over 1,000 people from Advanced Dermatology. Ashleigh MitchellAshleigh Mitchell was walking out of a Sephora store in Times Square NYC when we stopped her to inquire about her daily skin care routine. Hyram YarbroHyram Yarbro is a well-known skin care influencer who's amassed 4.5 million subscribers on his YouTube channel. As an influencer and founder of her own skin care line, beauty products are one thing Louise doesn't mind spending a lot on.

Persons: Adeline Kikam Dr, Adeline Kikam, Dr, Ciara, Ashleigh Mitchell Ashleigh Mitchell, Ashleigh, Hyram, who's, it's, It's, Georgia Louise Georgia Louise, Louise doesn't, Louise, Toner, Charlotte Tilbury, Fallon Fonrose Fallon Fonrose, Fonrose, Natasha Caddy Organizations: Dermatology, CNBC, YouTube, Crown Locations: New York City, Square, Georgia, Korean

☆ Mark Cuban: Here's what my younger self got right—and why so many people still get it wrong
▼ + stars: | 2023-06-14 | by ( Ashton Jackson | ) www.cnbc.com time to read: +3 min

Don't seek out an investor, says billionaire entrepreneur Mark Cuban. Cuban — who is, notably, an investor on ABC's "Shark Tank" — launched his first tech company, a computer systems startup called MicroSolutions, using his own money. In 1994, Cuban and his friend Todd Wagner invested $10,000 in a small startup called Cameron Audio Networks. "What really gets me going is when people have an operating business where they've already gone for it. For unpredictable expenses, Moran recommended using your own funds.

Persons: you'll, Mark Cuban, Cuban, —, Todd Wagner, they've, I've, They've, Ryan Moran, Moran, Warren Buffett Organizations: Cuban, Cameron Audio Networks, Yahoo, LinkedIn, CNBC

☆ Mark Cuban says this is the No. 1 piece of advice he wishes he'd received in his 30s
▼ + stars: | 2023-06-13 | by ( Ashton Jackson | ) www.cnbc.com time to read: +3 min

"I wish somebody would have told me to be nicer," said Cuban, 64, when asked what advice he'd give his younger self. Cuban and his business partner Todd Wagner joined AudioNet, an audio streaming company, as co-founders in 1995 — alongside its original founder, Chris Jaeb. The company was later renamed Broadcast.com, and acquired by Yahoo for $5.7 billion in stock in 1999, making Cuban rich. For example, Lyft co-founders John Zimmer and Logan Green built their company using a "nice guy strategy," Zimmer told the Financial Times in 2017. 1 best piece of advice for regular investors, do's and don'ts, and three key investing principles into a clear and simple guidebook.

Persons: Mark Cuban didn't, he'd, Let's, Todd Wagner, AudioNet, Chris Jaeb, Todd, —, hadn't, Gartner, Caitlin Duffy, Duffy, Lyft, John Zimmer, Logan Green, Zimmer, Green, Mark Cuban, Warren Buffett Organizations: Yahoo, Gallup, CNBC, Employees, Financial Times Locations: Cuban

☆ Don’t think of quitting as failure, says bestselling author: Highly successful people know when to give up
▼ + stars: | 2023-06-11 | by ( Ashton Jackson | ) www.cnbc.com time to read: +3 min

Highly successful people often know exactly when to give up, according to bestselling author and former professional poker player Annie Duke. Sometimes, you see something that other people don't see," Duke, a decision-making consultant, recently told the Harvard Business Review's "On Strategy" podcast. "But sometimes, when the world is yelling at you to stop and you ignore them, that's no longer a virtue. People's fear of quitting stems from two different cognitive biases, Duke added: sunk-cost fallacy and "opportunity cost neglect." DON'T MISS: Want to be smarter and more successful with your money, work & life?

Persons: isn't, Annie Duke, Duke, it's, Simply, Jeff Bezos, Bezos, Warren Buffett Organizations: Harvard, Behavior, Organization, Amazon, Studios, Twitter

☆ These Bill Gates-backed startup founders turn water from the shower drain into beer: 'Rest assured with the science'
▼ + stars: | 2023-06-08 | by ( Ashton Jackson | ) www.cnbc.com time to read: +1 min

Take, for example, Epic OneWater Brew: a Kölsch-style ale made from purified shower, laundry and sink water. It's the brainchild of Epic Cleantec, a San Francisco-based water reuse technology company born from the Bill and Melinda Gates Foundation's "Reinvent the Toilet Challenge." The company primarily creates wastewater reuse and treatment systems, not beer. Epic Cleantec can't sell its beer, made in partnership with Devil's Canyon Brewing Company, due to strict federal and state laws. But it can give the ale away for free to spread awareness and "showcase the untapped potential of water reuse," Aaron Tartakovsky, the company's CEO, tells CNBC Make It.

Persons: Melinda Gates, — Ilan Levy, Oded Halperin, Igor, Aaron Tartakovsky —, Aaron Tartakovsky Organizations: Gates Foundation, Devil's, Brewing Company, CNBC Locations: States, San Francisco

☆ Self-made millionaire: Smart risk-takers don't try to 'change the world'—here's what they do instead
▼ + stars: | 2023-06-07 | by ( Ashton Jackson | ) www.cnbc.com time to read: +3 min

Oftentimes, commencement speakers conclude their speeches with something to the effect of, "now go out and change the world." Taking smart risks can ultimately lead to revolutionary ideas, says John Crowley, executive chairman of Amicus Therapeutics, a biotechnology company. But if your ultimate career goal is to change the world, you may be setting yourself up for disappointment. "Very few people have changed the world," Crowley tells CNBC Make It. Crowley says that smart risk-takers avoid setting lofty, broad goals, opting instead for clear, tangible goals.

Persons: John Crowley, Crowley, they've, —, Bill Gates, Paul Allen, Steve Jobs, Steve Wozniak, Kelly Evans Organizations: Amicus Therapeutics, CNBC, Novazyme Pharmaceuticals, Genzyme Corporation, Microsoft, Apple

☆ Barack Obama shares his No. 1 piece of advice for his own daughters: Don't let your hunger for success ruin your happiness
▼ + stars: | 2023-06-03 | by ( Ashton Jackson | ) www.cnbc.com time to read: +2 min

"What you want is a balance," Obama told LinkedIn News' "This Is Working" podcast on Thursday. His advice for his two daughters, both of whom are in their 20s: Don't let your hunger for success keep you from enjoying life. "When I was your age, I didn't believe in vacations. I didn't believe in weekends. DON'T MISS: Want to be smarter and more successful with your money, work & life?

Persons: It'll, Barack Obama, Obama, Bill Gates, Gates, Elon Musk, CNBC's David Faber, I've, Musk, Kelly Evans Organizations: Microsoft, Northern Arizona University, Tesla

☆ 23-year-old's food businesses bring in $650,000 a year: 'I’m a brown kid with tattoos and no college education, and I’m doing it'
▼ + stars: | 2023-06-02 | by ( Ashton Jackson Tom Huddleston Jr. Zachary Green | Ashton Jackson | Tom Huddleston Jr. | ) www.cnbc.com time to read: +2 min

[Editor's note: This story has been updated to reflect that Nico Vergara worked at Zeds Real Fruit Ice Cream before launching his business. And it all started with a small New Zealand-style "real fruit" ice cream cart in Portland, Oregon. Vergara helped manage a business, Zed's Real Fruit Ice Cream, that used the machine before starting his own in 2021. Most of that revenue — $473,000 — came solely from Nico's Ice Cream. One piece of equipment was particularly important: the ice cream blender, made by a Hope, New Zealand-based company called Little Jem.

Persons: Nico Vergara, Vergara, he'd, Jem Organizations: CNBC, Cream, Apple Locations: New Zealand, Portland , Oregon, Portland, Oregon, Washington, Mexican, Zealand, Hope , New Zealand

Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailHow I turned my love of 'real fruit' ice cream into $650K in salesIn 2021, Nico Vergara sank all the money he earned playing the stock market and working in the service industry into an ice cream cart. He planned to sell a special kind of ice cream blended with real fruit and open a shop in his hometown of Portland, Oregon. Now, Nico's Ice Cream has two brick-and-mortar locations in Portland, helping Vergara also open a restaurant, Nico's Cantina. At the age of 23, he's bringing in $650,000 in annual sales from all of his ventures.

Persons: Nico Vergara, Vergara Locations: Portland , Oregon, Portland

Today, Nico's Ice Cream includes two brick-and-mortar locations in Portland and pints sold in about 60 grocery stores across Oregon and Washington. Within a year, one ice cream cart became two brick-and-mortar locations, a Mexican restaurant and a cafe that closed almost as quickly as it opened. Most of that revenue — $473,000 — came solely from Nico's Ice Cream. One piece of equipment was particularly important: the ice cream blender, made by a Hope, New Zealand-based company called Little Jem. Vergara, working at one of his two Nico's Ice Cream locations.

Persons: Nico Vergara, Vergara, he'd, Jem Organizations: Zealand, CNBC, Cream, Apple Locations: New Zealand, Portland , Oregon, Portland, Oregon, Washington, Mexican, Zealand, Hope , New Zealand

☆ These are the 7 most hated brands in America—Elon Musk's Twitter is No. 4
▼ + stars: | 2023-06-01 | by ( Ashton Jackson | ) www.cnbc.com time to read: +4 min

Twitter, Meta and TikTok are three of the world's biggest social media giants. Meta and Twitter both scored poorly in the "culture" and "ethics" categories. Here are the seven brands with the worst reputations in America, according to the poll:The Trump Organization FTX Fox Corporation Twitter Meta Spirit Airlines TikTokAmericans named the Trump Organization as the company with the worst public perception in the country. The Trump Organization, TikTok and Spirit Airlines held their spots from last year's rankings. Meta and Twitter became slightly more reputable, by one spot each, and Fox Corporation went from fifth-worst to third-worst.

Persons: They're, Axios Harris, Elon Musk, TikTok, Donald Trump, FTX, Sam Bankman, Fried, Bitcoin, FTX's, Kelly Evans Organizations: Twitter, Meta, Fidelity, Elon, Trump Organization FTX Fox Corporation Twitter, Airlines TikTok, Trump Organization, CNBC, . Fox Corporation, Voting Systems, BP, Company, The Trump Organization, Spirit Airlines, Fox Corporation Locations: U.S, America, BP's Gulf, Mexico, Nos

☆ These are the 7 most loved brands in America—Apple and Amazon just missed the cut
▼ + stars: | 2023-05-31 | by ( Ashton Jackson | ) www.cnbc.com time to read: +3 min

They then asked respondents to rank those brands across nine reputation-gauging categories. 1 among all listed companies in the "trust," "culture" and "growth" categories. John Deere rounded out the top three, ranking second among all listed companies in the "products and service" and "culture" categories. Tech giants Amazon and Apple barely missed the cut, respectively ranking eighth and 10th — but both still obtained an "excellent" overall score, the highest tier possible on the report. Apple rose 11 spots, most significantly improving in the "culture" and "trust" categories.

Persons: Joe's, Axios Harris, pollsters, Yvon Chouinard, Richard Galanti, John Deere, Tim Cook, Cook, Kelly Evans Organizations: Costco, Patagonia Costco, Deere, Toyota Motor Corporation Samsung Quality, Patagonia Purpose Trust, Holdfast, Tech, Amazon, Apple, CNBC Locations: U.S, Patagonia

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