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Note that credit card lenders may use many different variations of credit score models when considering your application. If you're looking for Chase small-business card but don't want to meet the hefty spending requirement on the Ink Business Preferred® Credit Card, the no-annual-fee Ink Business Cash® Credit Card is a great alternative. If you're considering opening a new rewards credit card, do your research to see whether the card you want has previously offered a higher bonus. A credit card sign-up bonus can be a great incentive to apply, especially if you're looking at a card that has an annual fee, but not every good credit card offers an intro bonus. Before you apply for a new credit card, make sure you understand how credit card applications affect your credit score.

$0 Annual Fee View Full Details $0 Annual Fee Apply now On Wells Fargo's websiteWells Fargo Active Cash® Card Apply now On Wells Fargo's website Best card for flat-rate cash rewards earning Details Rewards Earn unlimited 2% cash rewards on purchases. Show more Regular APR 18.99% - 25.99% Variable Editor's Rating 4.8 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.8 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. Show more Regular APR 19.99% - 26.99% Variable Editor's Rating 4.65 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.65 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. Show more Regular APR 25.99% Variable Editor's Rating 5 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 5 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. $0 Annual Fee View Full Details Learn moreBest card for college students Capital One SavorOne Student Cash Rewards Credit Card 4.2 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.2

It’s the first time in 50 years that a federal grant has been given to study a psychedelic drug as a possible treatment. The study, a randomized controlled trial expected to start later this year, will investigate whether psilocybin, the psychedelic compound found in “magic mushrooms,” can help people quit smoking tobacco. Hopkins researchers will lead the trial, which will be done in collaboration with researchers at NYU Langone Health and the University of Alabama at Birmingham. In a study published in August, researchers found that psilocybin helped drinkers reduce alcohol cravings. Typically in studies using psychedelics, participants receive the drug during a monitored session with a therapist, which can last hours.

☆ Luxury hotel booking programs from Amex, Capital One, Visa, and more can get you free elite benefits like room upgrades and on-property credits — here's how
▼ + stars: | 2022-10-25 | by ( Eric Rosen | Tessa Campbell | Read More | ) www.businessinsider.com time to read: +39 min

David Slotnick/Business InsiderMany travel rewards cards offer elite-like hotel benefits when you book with their online portals. The prices through credit card travel portals are often on par with booking directly through hotels. However, it's only available to Capital One Venture X Rewards Credit Card and Capital One Spark Travel Elite cardholders. Bottom lineYou might not have a premium hotel credit card or elite status with one of the major loyalty programs. However, that doesn't mean you can't take advantage of credit card booking portals to enjoy perks like room upgrades, free breakfast, and on-property credits.

Show more Regular APR 18.24% - 25.24% Variable Editor's Rating 4.8 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.8 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. Read our review Read Our Review A looong arrow, pointing rightRewards on food delivery: You'll earn 4 points per dollar on restaurants, which includes most US food delivery services. Show more Regular APR 19.99% - 26.99% Variable Editor's Rating 4.65 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.65 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. Read our review Read Our Review A looong arrow, pointing rightRewards on food delivery: You'll earn 4 points per dollar on takeout, food delivery, and dining. Review: U.S. Bank Altitude Go card reviewFood delivery credit cards frequently asked questions (FAQ)Which is the best credit card for food delivery?

☆ Olivia Wilde satisfies fans’ cravings by sharing her salad dressing recipe
▼ + stars: | 2022-10-19 | by ( Megan Thomas | ) edition.cnn.com time to read: +1 min

CNN —Actor and director Olivia Wilde appears to have a good sense of humor. After a tabloid story published Monday referenced a special salad dressing made by Wilde, people have been abuzz searching online for the recipe. “Then whisking constantly with a fork, slowly add 6 tablespoons olive oil, until the vinaigrette is thick and creamy; this makes a very strong vinaigrette that’s perfect for salad greens like arugula and watercress and endive.”Wilde did not comment on her post. The salad dressing fever includes a theory that Wilde a while back shared the dressing recipe with the Food Network. And whatever the ingredients, it’s added Wilde to the ranks of stars whose recipes we are craving.

☆ Time for Europe to tame its energy cravings
▼ + stars: | 2022-10-19 | by ( Lisa Jucca | ) www.reuters.com time to read: +4 min

For a year, Europe has been battling with unusually high prices. One-month TTF contracts started to decline once European nations slowed down buying to replenish their emergency storage facilities, now 92% full. With non-Russian gas producers already pumping at full capacity, Europe can’t do much to boost supply. Learning to save energy at home, and making companies more efficient, could be the only way to keep gas prices down. Reuters GraphicsFollow @LJucca on TwitterCONTEXT NEWSEuropean Union leaders will meet on Oct. 20-21 to discuss a package of measures designed to lower energy prices.

☆ Olivia Wilde’s salad dressing isn’t the only celeb recipe we crave
▼ + stars: | 2022-10-18 | by ( Lisa Respers France | ) edition.cnn.com time to read: +3 min

CNN —By now you may have heard something about Olivia Wilde’s salad dressing. Internet detectives have been furiously trying to figure out her recipe after it was mentioned in a story published Monday by the Daily Mail. There is even a theory that Wilde previously shared the recipe for the dressing with the Food Network awhile back. Emily Blunt’s take on ‘engagement chicken’Blunt endorsed Food Network star Ina Garten’s roast chicken in a podcast conversation last year. Her recipe has made it to People magazine and includes unsweetened chocolate squares, butter, chopped walnuts and mini semi-sweet chocolate chips.

☆ The best credit cards for online shopping of October 2022: Earn bonus rewards with PayPal and at Amazon, Costco.com, and other popular retailers
▼ + stars: | 2022-10-10 | by ( Sarah Silbert | Read More | Read Less | ) www.businessinsider.com time to read: +56 min

Show more Regular APR 16.99% - 26.99% Variable Intro APR 0% intro APR on balance transfers for 18 months Editor's Rating 5 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 5 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. All other purchases earn 1% cash back (cash back is received in the form of Reward Dollars). Review: Citi Double Cash card reviewIf you want a card that offers bonus rewards on Amazon purchases, the Amazon Prime Rewards Visa Signature Card is a solid choice. Review: Costco Anywhere Visa credit card reviewThe Bank of America® Customized Cash Rewards Credit Card is another no-annual-fee card, and it's the rare one that includes online shopping as a bonus category. Amex Offers** are limited-time deals available to cardholders, letting you earn cash back or bonus Membership Rewards points when you make purchases with popular retailers.

Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). More Information Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership.

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If you want to earn lots of points, miles, or cash back quickly, the best strategy is to apply for a rewards credit card and earn its welcome bonus offer. *More Rewards: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month. Show more Regular APR 18.24% - 25.24% Variable Editor's Rating 4.8 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.8 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. Show more Regular APR 19.24% - 26.24% Variable Editor's Rating 4.65 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.65 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. There are also different types of credit card rewards: points, miles, and cash back, so the best welcome bonus for you depends on the rewards you value most.

☆ I'm an American who visited 7-Eleven in Japan, and it totally blew US convenience stores out of the water
▼ + stars: | 2022-09-29 | by ( Nickelle Tilley | ) www.businessinsider.com time to read: +1 min

The 7-Eleven storefronts in Japan and the US look almost identical, but the convenience stores are vastly different on the inside. There are 7-Elevens around the world, including in Okinawa, Japan. Nickelle TilleyBefore I moved from the US to Okinawa, Japan, I'd heard about the country's vibrant culture, futuristic technology, and incredible cuisine. However, I didn't expect that I'd be regularly going to the local 7-Eleven to satisfy my breakfast, lunch, and dinner cravings. Even though the stores in Japan look familiar on the outside, they offer a shopping experience that's drastically different from the one I'm used to having at US convenience stores.

Persons: Nickelle Tilley, I'd Locations: Japan, Okinawa, The Texas

☆ Chinese snap up used Rolexes, Birkins to satisfy luxury cravings amid slowdown
▼ + stars: | 2022-09-28 | by ( Casey Hall | ) www.reuters.com time to read: +4 min

"More and more people are now aware they can sell luxury goods for some money and the buyer side is noticing that they can get a great deal," said Zhu, 33. China's second-hand luxury market is tipped to grow to $30 billion in 2025 from $8 billion in 2020, consultancy iResearch said late last year. HANDBAGS, JEWELLERYOffice worker Wang Jianing is exploring buying second-hand luxury products, given the economic climate. China's luxury resale marketplace is expected by analysts to remain dominated by local players for now. Though handbags remain the top-selling category on luxury platforms like ZZER, Zhu said sales of watches and jewellery are also growing fast.

☆ The best credit cards for online shopping of September 2022: Earn bonus rewards with PayPal and at Amazon, Costco.com, and other popular retailers
▼ + stars: | 2022-09-27 | by ( Sarah Silbert | Read More | Read Less | ) www.businessinsider.com time to read: +51 min

Show more Regular APR 18.24% - 25.24% Variable Editor's Rating 4.8 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.8 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. How we chose the best grocery credit cards We narrowed down our list of the best credit cards for grocery shopping by evaluating several factors: Ease of use — Does the card have a straightforward rewards program? However, there are a handful of student credit cards — which don't require a long credit history — that earn bonus rewards on grocery purchases. For example, the Capital One SavorOne Student Cash Rewards Credit Card earns 3% cash back on groceries, dining, entertainment, and eligible streaming services. What counts as a grocery store or supermarket for bonus credit card rewards?

☆ Why an early investor in Blue Bottle Coffee and Sweetgreen says he's found the 'holey grail' in a Hawaii doughnut chain
▼ + stars: | 2022-09-20 | by ( Melia Russell | ) www.businessinsider.com time to read: +6 min

Founded by two siblings, Holey Grail sells doughnuts made-to-order with local ingredients. Since it opened, Holey Grail has attracted long lines of customers — and hungry startup investors. Holey Grail DonutsInvestors like True say they've sniffed out a multi-million dollar opportunity with Holey Grail, one that defies the norms of an industry that has focused on the more lucrative software market. With $9 million in funding from investors like Collaborative Fund and Lee Fixel, Holey Grail wants to change up the multibillion-dollar doughnut market. But Holey Grail isn't the only food chain to benefit from the cravings of tech's monied elite.

☆ How an entrepreneur started a doughnut chain in Hawaii and landed $9 million in VC funding from early investors in Sweetgreen and Blue Bottle
▼ + stars: | 2022-09-19 | by ( Melia Russell | ) www.businessinsider.com time to read: +6 min

Since it opened, Holey Grail has attracted long lines of customers — and hungry startup investors. Holey Grail DonutsInvestors like True say they've sniffed out a multi-million dollar opportunity with Holey Grail, one that defies the norms of an industry that has focused on the more lucrative software market. With $9 million in funding from investors like Collaborative Fund and Lee Fixel, Holey Grail wants to change up the multibillion-dollar doughnut market. Hole in oneAt first glance, Holey Grail is an unlikely bet for top technology investors. But Holey Grail isn't the only food chain to benefit from the cravings of tech's monied elite.

Note that credit card lenders may use many different variations of credit score models when considering your application. Note that credit card lenders may use many different variations of credit score models when considering your application. Annual fee: $95Other benefits: The card also offers:Read more: Chase Sapphire Preferred Credit Card reviewWorld and World Elite Mastercards offer Lyft creditsMastercard World and World Elite credit cards provide a $5 Lyft credit each calendar month. Read more: Everything you need to know about Mastercard World Elite benefitsCredit cards for Uber and Lyft — Frequently Asked Questions (FAQ)What is the best credit card for rideshare expenses? The best credit card for rideshare expenses isn't necessarily the best credit card for you.

Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel. Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® Points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). *More Rewards: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month. The Amex Travel Portal allows you to book flights, hotels, car rentals, cruises, and more with your Membership Rewards points. Other ways to use American Express pointsThere are a few other, little-known options for redeeming your American Express rewards, including:

Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® Points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). Note that credit card lenders may use many different variations of credit score models when considering your application. Best cash back rate: Capital One Savor CardThe Capital One Savor Cash Rewards Credit Card is a great pick for maximizing your restaurant spending if you prefer earning cash back to travel rewards. To learn more about the card, check out our Capital One Savor Cash Rewards Credit Card review. Dining credit card frequently asked questions (FAQ)What counts as dining as a credit card bonus category?

Bogenschutz and his team specifically set out to test whether or not psilocybin, in addition to sessions of therapy, could cut cravings and help people with alcohol use disorder stay sober. Earlier research from institutions around the world has indicated that psilocybin has the potential to treat a variety of addiction disorders, including alcohol use disorder, opioid use disorder and addiction to smoking. Jon KostasWhen he began the psilocybin trial at age 25, he was consuming almost 23 drinks in a single bender. At the beginning of the first dose sessions, participants were given eye masks and headphones that played classical music. Bogenschutz said the rule of thumb with alcohol addiction treatment is that about one-third of patients who seek treatment will get better.

With the right rewards credit card, you'll earn cash back or travel points for each dollar you spend. Read more: The best credit cards for Black Friday and Cyber MondayFinally, holiday shopping can make earning a welcome bonus offer on a new credit card easy. Note that credit card lenders may use many different variations of credit score models when considering your application. What to look for in a credit card for holiday purchasesAll the credit cards for holiday shopping we've listed are good ones, but the best one for you offers the right type of rewards and a selection of perks you can use. Check out our roundup of the best credit card welcome offers available now to see if anything catches your eye.

☆ It's your last month to use credit card benefits that reset each calendar year — and avoid missing out on valuable statement credits and bonuses
▼ + stars: | 2021-12-27 | by ( Eric Rosen | Read More | Read Less | ) www.businessinsider.com time to read: +39 min

Make sure you use up credit card statement credits and meet spending thresholds for bonuses by December 31. Milos Dimic/GettySome credit card perks, such as statement credits or spending bonuses, reset each calendar year. When using a credit card, it's important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay. More Information Earn 80,000 Membership Rewards® points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. The Southwest Rapid Rewards® Premier Credit Card,Chase Southwest Rapid Rewards® Priority Credit Card, and Southwest® Rapid Rewards® Performance Business Credit Card all earn Tier Qualification Points (TQPs) toward elite status based on spending.

Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). Credit cards offer rewards and protections you won't get when you pay with a debit card or cash. Read more: 4 reasons why you should use a credit card instead of a debit cardUsing a credit card instead of debit (or cash) for your holiday purchases can protect you if things go sideways. Here's why using a credit card for your holiday spending is a smart move. Read more: My kid charged $2,500 in online video game purchases to my credit card — here's what happenedYou don't take the same kind of risk when you use a credit card.

Review: Chase Freedom Unlimited reviewIf you prefer an all-purpose, flat-rate cash-back card without having to track different categories, the Citi® Double Cash Card is an easy win. Review: Citi Double Cash Card reviewThe no-annual-fee Wells Fargo Active Cash® Card is similar to the Citi® Double Cash Card as it also earns unlimited 2% cash rewards on all purchases. Review: Customized Cash Rewards reviewAmerican Express cards are known for their solid purchase protections and extended warranty, and the American Express® Gold Card offers some of the best benefits. Review: US Bank Shopper Cash Rewards reviewTips to boost your Black Friday and Cyber Monday rewardsUse a shopping portalDeciding on the best rewards credit card can seem daunting, with many cards offering extra rewards in the same bonus categories. You'll find that a lot of the cards for Black Friday deals and Cyber Monday shopping also appear on our list of the best cards for online shopping, for example.

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