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As the Fed lowers rates, mortgage rates are expected to go down, though next week's cut is already priced in and is unlikely to have an impact. See more mortgage rates on Zillow Real Estate on ZillowWhat Are Today's Mortgage Refinance Rates? See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's mortgage rates will affect your monthly and long-term payments. Current 30-Year Mortgage RatesAverage 30-year mortgage rates are hovering around 6.50%, according to Zillow data. But now that inflation has decelerated and the Fed has started cutting rates, mortgage rates have trended down.
Persons: they've, Freddie Mac, it's, Fannie Mae Organizations: of Labor Statistics, Boeing, Federal Reserve, Zillow, Fed, Mortgage, Association, ARM, . Government Locations: U.S, Chevron, Government
Kamala Harris credits her ability to power through 90-hour workweeks, at least partially, to her consistent morning routine. "No matter how little sleep or how much sleep I've had, I work out every morning ... You know, mind, body and spirit. Harris seems to like consistency, from following the same routine every morning to starting all her meetings the same way: on time. Start today and use coupon code EARLYBIRD for an introductory discount of 50% off through November 26, 2024. Plus, sign up for CNBC Make It's newsletter to get tips and tricks for success at work, with money and in life.
Persons: Kamala Harris, Harris, Shannon Sharpe's, Shay Shay, who's, I've, Sharpe, DON'T, Harris didn't, it's, Dan Buettner, Brené Organizations: Democratic, NFL, New York Magazine, CNBC
Ulta Beauty’s Early Black Friday Sale runs through November 23rd and you can get up to 40% off certain products. From now until November 3, skin care is on sale. Early Black Friday deals to shop now:The best early Black Friday Ulta deals“This is one of my go-to cleansers,” says NBC Select editor Lindsay Schneider, who received it from the brand. Why trust NBC Select? Bethany Heitman is a contributor at NBC Select and a journalist who regularly covers beauty, home and lifestyle.
Persons: Mario Badescu, Ulta Beauty’s, , Lindsay Schneider, Christina Colizza, Bianca Alvarez, “ I’ve, Ella Morrissey, , Zoe Malin, There’s, Bethany Heitman, TikTok Organizations: NBC, Facebook, Twitter Locations: pimples
Multiple outlets reported, citing unnamed sources, that a "Game of Thrones" movie is in the works. Warner Bros. Martin first suggested a "Game of Thrones" movie to tie up the franchise in a 2014 interview with The Hollywood Reporter. They grossed $1.8 million at the box office, according to Box Office Mojo. Warner Bros. PicturesA "Harry Potter" TV series reboot was announced last year after the box office failure of the "Fantastic Beasts" spin-off series.
Persons: , aren't, George R.R, Martin, David Benioff, Weiss, Arya Stark, Maisie Williams, Bran Stark, Isaac Hempstead Wright, Sansa Stark, Sophie Turner, HBO Matthias Frey, Shawn Robbins, Robbins, Max, Frey, David Zaslav, Harry Potter, Denis Villeneuve's, Matt Reeves, " Frey Organizations: HBO, Warner Bros, Service, Hollywood, Discovery, Business, Wall Street, Department of Media, Creative Industries, City , University of London, Thrones, Office, Warner Bros ., HBO Warner Bros, Variety
Analysis: Donald Trump’s campaign of relentless lying
  + stars: | 2024-11-01 | by ( Daniel Dale | ) edition.cnn.com   time to read: +9 min
Washington CNN —The United States that Donald Trump describes in his rally speeches would be pretty bad if it actually existed. For the third consecutive presidential election, the Republican presidential nominee is running a relentlessly dishonest campaign for the world’s most powerful office. President Joe Biden, Trump’s initial opponent in this election, and Harris, Trump’s current opponent, certainly don’t. Nine years into Trump’s political career, daily fact-checking still isn’t happening enough. No matter what CNN writes, no matter how many “Pinocchios” The Washington Post awards him, he knows that far more of his supporters will hear the uncorrected false claim – through social media, pro-Trump media outlets and, yes, even many mainstream media outlets – than hear the truth.
Persons: Donald Trump, Trump, “ Donald Trump, , Timothy Naftali, Richard Nixon, , “ He’s, ” Naftali, Kamala Harris, Harris, Hillary Clinton, Vladimir Putin, Harris ’, Putin, There’s, Oprah, Joe Biden, Trump’s, Biden, I’ve, doesn’t, Organizations: Washington CNN, Republican, CNN, Columbia University, Federal Emergency Management, Democratic, Trump, Democrat, Washington Post Locations: United States, an Ohio, Congo, Iraq, Ukraine, Michigan
President Joe Biden hosted a formal ceremony Wednesday to publicly celebrate his executive order establishing an initiative to increase funding for Hispanic-serving institutions and create a board of advisors on HSIs. Flores said the executive order shows a federal understanding of how crucial HSIs are to the future of the nation. The more than 500 HSIs in the U.S. and Puerto Rico serve more than 4.7 million students every year, according to federal data. Many students are low-income, and nearly a third are eligible for Pell grants, which are federal scholarships for students in need. “The president’s executive order will strengthen these critical institutions and build their capacity to provide economic mobility for all their students.”
Persons: Joe Biden, Education Miguel Cardona, Biden, Antonio R, Flores, ” Flores, Pell, , Neera Tanden Organizations: Census, Education, Hispanic Association of Colleges, Universities, House, Associated Press Locations: U.S, Puerto Rico, American
Inflation increased slightly in September and moved closer to the Federal Reserve’s target, according to a Commerce Department report Thursday. The personal consumption expenditures price index showed a seasonally adjusted 0.2% increase for the month, with the 12-month inflation rate at 2.1%, both in line with Dow Jones estimates. Fed officials target inflation at a 2% annual rate, a level it has not achieved since February 2021. The annual rate was 0.1 percentage point higher than forecast but the same as in August. Consumer spending rose 0.5%, topping the outlook by 0.1 percentage point.
Persons: Dow Jones Organizations: Commerce Department, Fed, Energy, Labor Department, of Labor Statistics
The early votes of new voters — voters who did not show up in 2020 — are of particular interest because they are votes that could change what happens in 2024 relative to the last presidential election. The data out of Pennsylvania shows large differences in the number of votes cast by new voters, both by party registration and by gender. More new voters are registered Democrats than Republicans, and new female voters are driving this partisan gap. The new male voters are only slightly more likely to be Democrats than Republicans, but among new female voters, Democrats outnumber Republicans nearly 2 to 1. But the Republican advantage in new Arizona voters so far is being driven largely by male voters.
Persons: , Joe Biden, Donald Trump ., Biden, Kamala Harris, Josh Clinton Organizations: NBC, Democratic, Trump, don’t, Republicans, Biden, New, Democrats, Arizona voters Locations: Pennsylvania, Arizona, Arizona , Nevada , North Carolina, Georgia , Michigan, Wisconsin, Michigan, North Carolina, Nevada
And in recent months, Musk has become one of Trump’s biggest donors and most energetic supporters, turning X into an unofficial house organ for his campaign. On Tuesday, Musk promoted an X Community — a large group of users — called the Election Integrity Community, which was created by his super PAC, America PAC. Musk and X did not respond to requests for comment. Musk has personally boosted many of them, such as @libsoftiktok and the account of conspiracy theorist Laura Loomer, who was suspended from Twitter before Musk bought it. Musk is the CEO of Tesla and SpaceX, but X may be his highest-profile political asset.
Persons: Elon Musk, ” Musk, hasn’t, Donald Trump’s, Trump, Musk, Kamala Harris, , , Giulio Corsi, Paul Pelosi, Nancy Pelosi, Weeks, Ron DeSantis, Robert F, Kennedy Jr, misgendering, it’s, newsbrokers, Laura Loomer, Mert Bayar, Corsi, ” Corsi Organizations: Elon, Twitter, NBC News, PAC, America PAC, U.S, University of Cambridge, Trump, Republican, Florida Gov, GOP, University of Washington, UW Center, SpaceX Locations: Pennsylvania, Haiti
Key Fed inflation rate hits 2.1% in September, as expected
  + stars: | 2024-10-31 | by ( Jeff Cox | ) www.cnbc.com   time to read: +3 min
Inflation increased slightly in September and moved closer to the Federal Reserve's target, according to a Commerce Department report Thursday. The personal consumption expenditures price index showed a seasonally adjusted 0.2% increase for the month, with the 12-month inflation rate at 2.1%, both in line with Dow Jones estimates. Fed officials target inflation at a 2% annual rate, a level it has not achieved since February 2021. The annual rate was 0.1 percentage point higher than forecast but the same as in August. In September, the Fed slashed the rate by a half percentage point, a move virtually unprecedented during an economic expansion.
Persons: Dow Jones Organizations: Commerce Department, Fed, Energy, Labor Department, of Labor Statistics
London CNN —Rolls-Royce has created a one-of-a-kind car in honor of the 60th anniversary of the James Bond movie “Goldfinger,” with bespoke gadgets that would be the envy of Q. Rolls-Royce Phantom Goldfinger pictured at Stoke Park, southern England. Benedict Campbell/Rolls-RoyceUnsurprisingly, this Bond-worthy car is full of bespoke gadgets - many of which are, obviously, gold. Rolls-Royce Phantom Goldfinger features gold-plated golf putter in the trunk. Fancy getting your hands on a similar bespoke car?
Persons: Royce, James Bond, Goldfinger, Sean Connery, , Benedict Campbell, Auric Goldfinger’s, Nick Rhodes, Bond, ” Rhodes, Georgina Cox Organizations: London CNN —, Royce, Fort Knox, CNN Locations: Ville, Stoke, England, Fort, Furka, Swiss, Goodwood
Matt Escalante is the new VP of Brach's seasonal division, best known for its candy corn. The company knows its top treat is controversial — but it dominates a nearly $90 million market. AdvertisementIf you've eaten candy corn sometime in the last century, there's a good chance it came from Brach's. The confection giant is best known for cornering the candy corn market, churning out 28 million pounds of the candle-like candy each year and raking in $75 million of an $88.5 million candy corn market in 2022, according to data from the consumer research firm Circana. And while the candy corn market stays booming, the product itself — with its waxy texture, neon coloring, and saccharine aftertaste — is notoriously polarizing.
Persons: Matt Escalante, Escalante, , Brach's, Laffy Organizations: Service, Business, Twitter, Ferrara Candy Company, Street Journal Locations: Brach's, Escalante, Ferrara
When you view your credit score, you're likely to see a different three-digit number depending on whether you checked your score online, on your banking app or via another means. Although you have multiple credit scores, they're mainly calculated by two companies: VantageScore and FICO, which are the two main credit scoring systems used by the majority of lenders to evaluate how well you're managing your credit. "Think of those like Coke and Pepsi," John Ulzheimer, a credit expert who formerly worked for FICO and Experian, tells CNBC Make it. And your credit history needs to be at least six months long in order for FICO to generate your score. Although FICO scores are also used by lenders when you apply for credit, a mortgage or an auto loan, FICO weighs the factors it uses to calculate its credit scores differently.
Persons: John Ulzheimer, VantageScore, FICO, Matt Schulz, LendingTree's, Schulz Organizations: Pepsi, FICO, CNBC Locations: U.S
Foruteen of the analysts covering Zillow rate it either a strong buy or buy, while 11 view it as a hold. The average price target represents potential 7% upside. The majority of analysts are bullish on platform, while the average price target implies 33% upside. Analyst Kirk Materne's $610 price target is roughly 9% higher than where HubSpot stock is currently trading. Analysts are overwhelmingly bullish on HubSpot, with the average price target representing a potential 11% gain.
Persons: Zillow, Foruteen, Wedbush, Jay McCanless, McCanless, Pinterest, Justin Post, HubSpot, Kirk Materne's Organizations: CNBC Pro, Investment, Bank of America, ISI, Software Locations: outperforming, Zillow
Apple has promised to bring artificial intelligence powered features to a host of its devices since June. And this week, Apple users finally got a chance to try out Apple Intelligence for themselves just ahead of the company's latest quarterly earnings report. On Oct. 28, Apple publicly released a new software update that brought Apple Intelligence, the company's branded generative artificial intelligence model, to supported iPhones, iPads and Mac devices. This first iteration includes generative AI tools that can help users with a variety of tasks, such as rewriting things like texts, emails and notes, searching for certain photos by describing what they're looking for and creating video montages, according to the Oct. 28 press release.
Persons: Apple, iPhones Organizations: Apple, Apple Intelligence
Five people have been charged in Texas, accused of organizing and participating in an illegal cheating scheme that certified more than 200 unqualified teachers and saw the plot’s “kingpin” rake in more than $1 million, prosecutors announced. Investigators noticed a pattern: Numerous teacher certification candidates who previously failed certification exams would drive from faraway Texas cities to the Houston area to take an exam. Then a tip came in that exposed the cheating scheme. He'd pay her about 20% of the $2,500 to allow the cheating, Levine said. “They are going to go over every teacher, I’m sure, and take whatever action they see fit if they believe someone fraudulently obtained a certification,” Levine said.
Persons: proctor, Kim Ogg, Vincent Grayson, Booker T, Tywana Gilford Mason, Nicholas Newton, Nikole, LaShonda Roberts, Ken Paxton, Mike Levine, Texas “, , Ogg, , Levine, proctors, ” Levine, Grayson, Gilford Mason, He'd, Nicolas Newton, Newton, , Roberts, HTEC, It's, Brandon G, Leonard, I’m, — Grayson, Alexandra Elizondo Organizations: Washington High School, Houston Independent School District, Texas Education Agency, Training, Education Center, DA, Public, Houston Training, Booker, Yates High School, NBC News, TEA, Houston ISD, HISD, Public Affairs, Communications Locations: Texas, Houston, Harris County, Newton, Houston ISD, TACTIX
The team of two men and one woman will replace the astronauts who have lived on the Tiangong space station for the last six months, conducting a variety of experiments and maintaining the structure. China built its own space station after being excluded from the International Space Station, mainly because of U.S. concerns over the overall control over the space program by the People’s Liberation Army, the Chinese Communist Party’s military arm. China’s moon program is part of a growing rivalry with the U.S. and others, including Japan and India. Besides putting a space station into orbit, the Chinese space agency has landed an explorer on Mars. China’s space authorities say they have measures in place in case their astronauts have to return to Earth earlier.
Persons: Cai Xuzhe, Lingdong, Wang Haoze, Wang, Adek Berry, Ng Han Guan Organizations: China Aerospace Science, Technology Corporation, Getty, China Central Television, International, People’s Liberation Army, Communist, U.S, NASA, Soviet Union Locations: JIUQUAN, China, United States, AFP, Japan, India, U.S, Russian
See more mortgage rates on Zillow Real Estate on ZillowWhat Are Today's Refinance Rates? See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's interest rates will affect your monthly payments. Current 30-Year Mortgage RatesAverage 30-year mortgage rates are around 6.50%, according to Zillow data. Mortgage rates are determined by a variety of different factors, including larger economic trends, Federal Reserve policy, your state's current mortgage rates, the type of loan you're getting, and your personal financial profile. Now that the Fed has cut rates, mortgage rates may not drop much in October.
Persons: you'll, Freddie Mac, it's, they've Organizations: Treasury, Federal Reserve, Trump, Zillow, Fed Locations: Chevron
America is obsessed with Chili’s
  + stars: | 2024-10-30 | by ( Jordan Valinsky | ) edition.cnn.com   time to read: +3 min
New York CNN —People apparently can’t get enough of the Big Smasher burger, $6 margaritas and Triple Dipper combination platters at Chili’s. The meal deal is now 11% of Chili’s business, with sales soaring 70% over the last year. The Triple Dipper is “very relevant with younger guests and how they prefer to eat with more variety, customization and experiential flavors through our wide variety of dips,” Hochman said. The Triple Dipper is a staple on TikTok, with customers filming their combinations and raving about it. Meanwhile, McDonald’s was seeing its fortunes recover because of the $5 meal deal, but its momentum was stunted because of an E. coli outbreak.
Persons: , Brinker, Kevin Hochman, Chili’s, , Hochman, Don Julio, margarita, McDonald’s Organizations: New, New York CNN, Triple, Brinker Locations: New York, Chili’s, Placer.ai, United States
The weapon resembles a US sea drone the group captured years ago, analysts told BI. AdvertisementThe Houthi rebels in Yemen have a new torpedo to show off — and it looks familiar. Martin Kelly of the UK advisory firm EOS Risk Group, said the torpedo could derive from a US REMUS 600 drone lost in 2018. Houthi forcesPer Kelly, Iranian scientists could have turned a captive example into a "blueprint" for the homegrown weapon seen this week. He told BI that the torpedo looked like models put on display at an Iranian navy exhibition in Tehran in December 2023.
Persons: , Al Qar'iah, Martin Kelly, REMUS, US REMUS, Per Kelly, Kelly, Mohammed Albasha Organizations: Service, EOS Risk, US MIM, US, US Defense Intelligence Agency, Geneva Graduate Institute, BI, US Navy, Pentagon, Drewry Locations: Iran, Yemen, US, Russia, Ukraine, Tehran, Iranian, Red, Israel, Gaza, Albasha
I am minutes away from the ocean and one of my favorite restaurants on the island. This spring, I made the leap and moved with my two youngest kids to Negril, Jamaica. Overall, I feel like I have a better chance of longevity here. To me, the food in Jamaica tastes different from the food in the U.S. I knew only about four of my neighbors on the street and I lived in that house for seven years.
Persons: I've Organizations: U.S Locations: Jamaica, Negril, U.S, North Carolina, It's, States
The appearance of Ohtani in this year’s edition of the World Series has captivated Japan and emerged as a television ratings phenomenon. Seth Wenig/APCustomers choose a T-shirt at a pop-up store for Major League Baseball star Shohei Ohtani ahead of the first World Series game between the Los Angeles Dodgers and the New York Yankees, in Tokyo, Japan, on October 25, 2024. Everyone shouts Ohtani, Ohtani, and it makes me extremely happy. When combined with US viewership, the first two World Series games have averaged 29.7 million viewers across the two countries. MLB has shown a remarkable 225% increase in social media engagement, with views across various platforms rising by 229%, the league reported, reflecting the growing excitement surrounding the World Series and its star players.
Persons: Shohei Ohtani, , , Ryosuke Matsumoto, Tomoyuki Masuda, Seth Wenig, Shohei, Kim Kyung, Mamoru Tanaka, Major League Baseball —, Matsumoto, Eugene Hoshiko, Ohtani, Yoshinobu Yamamoto, Yamamoto Organizations: Tokyo, CNN, — Baseball, Los Angeles Dodgers, New York Yankees, Dodgers, Major Leagues, Yankees, Yankee, AP, Major League Baseball, Fox Sports, AP CNN, Los Angeles Angels, The Dodgers, MLB Locations: Japan, United States, Tokyo, Shibuya, Bronx, Kyoto, New York, Ohtani, Ohtani's, Oshu, Los Angeles
When I learned how to really cook, Trader Joe's frozen meals became less useful. I made frequent trips as a college student and after I graduated, but eventually, shopping at Trader Joe's became impractical for me. As someone with ADHD, I'll also admit there were plenty of times I forgot about Trader Joe's frozen meals until they were freezer-burned anyway. The crowding at Trader Joe's is oftentimes too much for meI've shopped at Trader Joe's in many larger cities, including Atlanta and Birmingham, Alabama, and found a similar experience in each — crowded aisles and long lines. Trader Joe's doesn't have sales, and there are no rewards programsLoyalists shop at Trader Joe's because they love the store's products, and I get that.
Persons: Joe's, , Burger King, I've, It's, Sedghi, isn't Organizations: Service, Aldi, Kroger, Publix Locations: Athens , Georgia, Atlanta, Birmingham , Alabama
Saudi Arabia's Public Investment Fund on Wednesday signed a memorandum of understanding with Brookfield Asset Management, under which the wealth fund will serve as a strategic anchor investor for the asset manager's newly announced private equity vehicle for the region, Brookfield Middle East Partners. Signed at the eighth edition of Future Investment Initiative, Saudi Arabia's flagship annual economic conference in Riyadh, the non-binding agreement marks the kingdom's latest push for financial partnerships that boost private equity investment and economic development within its borders. The move is in line with Saudi Arabia's recently-updated Investment Law, which seeks to attract more foreign direct investment — it's set itself a lofty target of $100 billion in annual FDI by 2030. Currently, that figure has averaged around $12 billion per year since Vision 2030 was announced in 2017, according to data from the kingdom's investment ministry — still a long way from that goal. The PIF, the kingdom's $925 billion sovereign wealth fund, has deployed billions in capital around the world as it aims to diversify Saudi Arabia's revenue streams away from oil, materializing the central goal of Crown Prince Mohammed bin Salman's Vision 2030 campaign.
Persons: , Prince Mohammed bin Salman's, Yasir al Rumayyan, Bruce Flatt Organizations: Saudi, Public Investment Fund, Wednesday, Brookfield Asset Management, Brookfield Middle East Partners, Future Investment Initiative, Saudi Arabia's, Brookfield, Brookfield Academy Locations: Riyadh, Saudi Arabia, Saudi
Harris delivered a "closing argument" speech at the same spot Trump held his January 6 rally. AdvertisementOn Tuesday evening, exactly one week out from the end of the 2024 race, Vice President Kamala Harris delivered a speech in the heart of Washington, DC that her campaign described as their "closing argument." Her choice to hold the rally at the Ellipse, a 52-acre park sandwiched between the White House and the Washington Monument, was all-important. Harris talked about January 6 in her rally, noting that former President Donald Trump "stood at this very spot" when he delivered his speech that day. AdvertisementAs far as closing arguments go, it may work — particularly when her opponent's own "closing argument" speech at Madison Square Garden was drowned out by one comedian's offensive joke about Puerto Ricans.
Persons: Harris, Trump, , Kamala Harris, Donald Trump, Victoria Leacock Hoffman, Taylor, Missy Elliot's, Mitzi Maxwell, Joe Biden, Eager, Biden, denigrate Trump, he's, Joe Biden's, who's Organizations: Service, White, Capitol, DC, Biden, Democratic, Israel, Trump, Puerto Ricans Locations: Washington, American, America, USA, Florida, Orlando, Gaza, Madison, Puerto
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