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After just under three months of living in Utah, she's already planning to move back. She settled on Salt Lake City, which in recent years has become a business and tech hub. She's already gearing up to move back to San Diego once her kid is older and she's more financially stable. She said the food was "infinitely better" in San Diego with much more variety, and San Diego had many more cultural and entertainment opportunities. She hopes to raise her salary to about $200,000, which she feels would be enough to live more comfortably in San Diego.
Persons: Kate M, she's, Kate, Utah Kate, San, I've, wouldn't, didn't, It's, She's, California Kate, Organizations: Service, Business, San Diego, LA Locations: San Diego, Utah, California, San, Salt Lake City, Arizona, Los Angeles, Diego, South Utah, She's
When the white Gen X child turned 27 in 2005, they could expect to make more than $34,000. But Mr. Cain did have a strong community — which he said taught him entrepreneurship and showed him he could dream big. Mr. Cain, 35, got a two-year degree in business management and first worked as a bank teller and financial adviser. At the same time, white millennials born to poor parents had a harder time than their white Gen X counterparts. Unlike Mr. Cain, Mr. Brown did not have a strong sense of community, as he bounced between his mother, his father and his grandparents.
Persons: Lawrence Cain Jr, Cain, , Asa Featherstone, Black, Derek Brown, Brown, He’s, , It’s, ” Mr, Raj Chetty, Stefanie A, DeLuca, David B, Ralph Richard Banks, wasn’t, Benjamin Goldman, Cain’s Organizations: Abundance University, Business, Harvard, The New York Times, General Electric, Richer, Johns Hopkins University, Stanford, People, Black, White, Conservatives, Local, Bank of America Locations: Cincinnati, Northside, America, United States, American, China, India, Charlotte, N.C
Throughout his repayment, Pedrick has been on an income-driven repayment plan, which calculated his payments based on his five-figure salary. "And I was really thankful not to have to pay my student loan payments at that point." Earlier this year, two separate groups of attorneys general filed lawsuits to block the SAVE plan. The department is still carrying out account adjustments, during which it brings borrowers' payments up to date to bring them closer to relief. Are you concerned about the future of your student-loan payments?
Persons: Alan Pedrick, he's, Pedrick, Joe, He's, Biden, — Pedrick, Bill Cassidy, Biden's, Cassidy, Miguel Cardona, Cardona, it's, I'm Organizations: Service, Business, GOP, SAVE, forbearance, Education Department, Senate, Republican
Then he had an idea: He could look for extra work to boost his income and professional skills. AdvertisementPatrick, who's 34 and based in California, made nearly $200,000 last year secretly working two full-time remote jobs and doing additional freelance work on the side. While some companies may be OK with their employees taking on extra work, doing so without approval could have consequences. Then, in 2022, Patrick started a second full-time remote job while retaining three freelance clients. He said his freelance work has turned into a full-fledged business — he established an LLC last December.
Persons: , Patrick, it's, jugglers, He's Organizations: Service, Business Locations: California
To the canon of iconic luxury purses, we can now add the Holy Bag by Courrèges. In the months that followed, the Holy Bag quickly cemented itself as a celebrity "it bag." Hailey Bieber, pictured in NYC in June, is carrying a Courrèges Holy Bag. AdvertisementThe Holy Bag hits a sweet spot for different buyersThe stylists also said Courrèges designed the Holy Bag to cater to more than just a famous crowd. AdvertisementCharli XCX was spotted clutching a white version of the Holy Bag when it debuted at Paris Fashion Week in February.
Persons: , Louis Vuitton, it's, Yael Quint, André Courrèges, Quint, Kris Jenner, Julia Fox, Chloe Fineman, Bourke, Hailey Bieber, Bottega Veneta's, Nicolas Di Felice's, Di Felice, Nicolas Di Felice, Victor Virgile, Nicolas, Courrèges, Edward Berthelot, Washington, I've Organizations: Service, Paris Fashion, Business, of Fashion Locations: Hermès, New York City, Los Angeles, Aisya Washington, New York, NYC, Washington
Harris is 59 and was born October 20, 1964 — putting her just weeks outside the Gen X range which is generally thought to span 1965 to the early 1980s. His successor has not been confirmed, but one name being floated is his Gen X lieutenant Stephanie Pope. Could the House of Mouse soon have its first Gen X leader? The picture is not completely clear on how Gen X bosses differ from their predecessors on issues such as remote work and the role of AI in the workplace. AdvertisementIt won't be long, though, until Gen X has a majority grip over power.
Persons: , Gen, Joe Biden's, Kamala Harris, Harris, Xer —, XCX, Joe Biden, Justin Sullivan, boomer Barack Obama, Donald Trump, Sen, JD Vance, Bush, Clinton, Biden, Obama, John McCain, Mitt Romney, HSBC's, Noel Quinn, Georges Elhedery, Xer, David Calhoun, Stephanie Pope, Dave Calhoun, Aaron Schwartz, Gen X, Ron Vachris, Craig Jelinek, Macy's, Tony Spring, Xers, Jamie Dimon, David Solomon, Goldman Sachs, Bob Iger, boomer Bob Chapek, Iger, Brendan McDermid, Tim Cook, Steve Jobs, Jensen Huang, Dimon, Jenn Piepszak, Troy Rohrbaugh, X'ers, JPMorgan Chase, Alex Brandon, Mouse, We'll Organizations: Service, Democratic Party, Business, Democratic, Trump, Boeing, Gen, Gen X Costco, Microsoft, Google, Walmart, Tesla, ExxonMobil, JPMorgan, Blackstone, septuagenarians, Disney, Apple Locations: BlackRock, Silicon Valley, America
Famously worn by Beyoncé and Jennifer Aniston, the triangle top was inherently Brat two decades before “Brat girl summer” was officially coined. The triangle spawned offshoots too — its sister, the scarf top, was suggestively tied into a bra by Christina Aguilera. Gigi Hadid, on the red (and yellow) "Deadpool and Wolverine" carpet with friend Blake Lively, who wore a red catsuit with lace embellishment by Versace. Emily Ratajowski, Bella Hadid and Sydney Sweeney have all worn variations on the style, with Kylie Jenner repping the same Miu Miu top and skirt set as Hadid’s in black last month. Though triangle tops are meant to seem easy and breezy, they can be a nuisance for small and large breasts alike; they’re also impractical anywhere there’s wind or an air conditioner.
Persons: Gigi Hadid, Beyoncé, Jennifer Aniston, , suggestively, Christina Aguilera, Blake Lively, Versace, Erik Pendzich, Hadid, Miu, Emily Ratajowski, Bella Hadid, Sydney Sweeney, Kylie Jenner repping, Miu Miu, Kendall Jenner, Ryan Reynolds, Hugh Jackman, Lively, Andrew H, Walker, Shutterstock, Lively’s, , Reynolds, Jackman Organizations: CNN Locations: New York, Milan, lacy, Hadid
investments might be three times as large as expected returns, while another analyst, in several assessments published by Sequoia Capital, calculated that investments in A.I. (He called this “A.I.’s $600 billion question” and warned of “investment incineration.”) In a similarly bearish Goldman Sachs report, the firm’s head of global equity research estimated that the cost of A.I. “Replacing low-wage jobs with tremendously costly technology is basically the polar opposite of the prior technology transitions I’ve witnessed,” he noted. expenditure, more than the United States spends annually on its military, and think: What exactly is that money going toward? slop”: often uncanny, frequently misleading material, now flooding web browsers and social-media platforms like spam in old inboxes.
Persons: Goldman Sachs, , Erik Hoel, Anthony Aguirre “, A.I, , slop, we’ve Organizations: Barclays, Sequoia Capital Locations: A.I, United
He's even expanded his job search to restaurant and retail jobs — e.g. AdvertisementHesmondhalgh shared why he thinks his job search has been so challenging and what he plans to do moving forward. AdvertisementIdeally, he'd land a job in journalism — the field he has two degrees in. He thinks he's struggled to land journalism roles because most of the positions he's looked at require three to five years of formal newsroom experience, and he doesn't have that. Going forward, Hesmondhalgh said he plans to continue his job search for as long as necessary.
Persons: , Roland Hesmondhalgh, He's, Hesmondhalgh, hasn't, he's, it's, he'll Organizations: Service, Florida Institute of Technology, Business, Georgetown, Bureau of Labor Statistics, Supreme, US Capitol Locations: Virginia, Washington, DC, Arlington , Virginia
Read previewVice presidential candidates typically receive a ratings bump after their party's convention, but JD Vance is bucking the tradition. Since 2000, vice presidential candidates typically have a net positive rating immediately following the convention, at plus 19 points. Vance, however, is polling at minus six points just one week after accepting the vice presidential nomination and officially embarking on the campaign, according to the network. "The JD Vance pick makes no sense from a statistical polling perspective," CNN political data reporter Harry Enten said. "We'd like to be the first to congratulate JD Vance on making history as the least popular VP pick, well…ever," it reads.
Persons: , JD Vance, Vance, Tim Ryan, Mike DeWine, Nan Whaley, Harry Enten, Harris, Joe Biden, Kamala Harris, Trumpworld, Donald Trump, Trump's, Biden, There's, Trump Organizations: Service, Republican National Convention, CNN, Business, Ohio Senate, Democratic, Republican Gov Locations: Ohio, Dayton
After all, I knew perfectly well what I'd signed up for: learning Portuguese from the biggest asshole on the App Store. It might be an overstatement to call tough love the secret sauce for engaging Gen Z customers. It followed that in 2023 with a send-up of personal-injury-attorney TV ads: "Lawyer Fights Duolingo Owl for $2,700,000." Despite the research, Duolingo insists its guilt-tripping notifications do the trick of enticing people to drop whatever they're doing to log on to the app. When Duolingo's head of product, Cem Kansu, posted a thread in 2020 about the success of "the passive aggressive reminder," several unhappy Duolingo users chimed in.
Persons: I'd, Locations: Lisbon
It's expensive to be 'hot' in 2024
  + stars: | 2024-07-23 | by ( Jordan Hart | ) www.businessinsider.com   time to read: +7 min
Read previewThe beauty industry — dominated by high-priced skincare and facial injections — is booming in 2024, and it's only getting more expensive to keep up with current hotness standards. Whether it's "hot girl walks" or snail mucin-based skincare products, people are deeply interested in maintaining their physical appearance. Related storiesShe estimated that her full skincare routine costs around $100 to refill every two to three months. As a model, Mehala is expected to almost always appear groomed with her hair and nails done. AdvertisementDuring a month when he's consistent with all of his routine, Owens estimated that he might spend $1,200 on his looks.
Persons: , Gen, Adora, she's, Mehala, Alyssa Lindaas, Lindaas, She's, Anastasia BeautyFascia, It's, Shawn Owens, Chile, Shawn Owens Shawn Owens, Owens, I'm, Skincare, He's, he's Organizations: Service, Business, New, COSRX, Amazon, New York City's Locations: New York, New York City, New, Houston
Namely, millennials invest in exchange-traded funds more than any generation before them, according to State Street Global Advisors' 2024 ETF Impact Survey. AdvertisementOverall, State Street, which manages $4.3 trillion in assets, found that boomers are doomers when it comes to the overall economic outlook. State Street Global AdvisorsMillennials across the world are also more likely than any other generation to hold ETFs in their portfolios. AdvertisementETFs also offer easy liquidity, especially when compared to the mutual funds that are popular with older demographics. Investors can't trade mutual funds intraday because trades are executed once a day after the 4 p.m. market close.
Persons: , aren't, Scott Chronert, Chronert, millennials, Michael Arone, Vanguard Russell, Russell, That's Organizations: Service, Street Global Advisors, Business, State Street Global Advisors, Mutual, Citigroup, Bank of America, State, Trust, Vanguard, Nasdaq, Boomers, Bond, Bond Market, State Street, Galaxy Asset Management, Street Locations: Australia, Singapore, Japan
"We were like, 'Oh, look at that cute little church," O'Mara, a 39-year-old real-estate agent, told Business Insider. AdvertisementThey didn't think of the chapel again until O'Mara stumbled upon it when scanning real-estate listings for work. The Dunnigans turned the chapel into an event space and an Airbnb that they said brings in $40,000 in revenue a year. The chapel was built by volunteers in the early 1900s to be a place of worship for Norwegian-speaking Lutherans. Paulette Hagen Simple Website CreationsThey then found a local contractor whose father had built church altars.
Persons: , O'Mara, Adam Dunnigan, " O'Mara, Adam, Dunnigans, Paulette Hagen, wouldn't, Adam's, they've, — O'Mara Organizations: Service, Detroit, Business Locations: Detroit Lakes , Minnesota, Minnesota, Fargo , North Dakota, Minneapolis, Audubon, Detroit Lakes, Portugal
Read previewKamala Harris is enjoying a moment in the viral sun — with her #KHive surging into the mainstream, admitting they've been "coconut pilled." One coconut emoji too many, and Harris HQ could be veering into cringe, losing the coveted brain rot demographic. They've already started to try to capitalize on the memes — a little: The Harris presidential campaign's official TikTok account posted Charli XCX's Sunday tweet that said: "Kamala is brat." The Kamala HQ bio also reads "ready to provide context," which is a reference to another Harris-related meme. Advertisementkamala IS brat — Charli (@charli_xcx) July 22, 2024(If the coconut and brat references don't make sense to you, a brief explanation: Brat is a reference to Charli XCX's latest album, which has a girls-just-wanna-have-judgment-free-fun vibe.
Persons: , Kamala Harris, they've, Harris, They've, Kamala, kamala, — Charli, Charli, it's, Sen, Bryan Schatz, y8baSx44FL — Brian Schatz, Brandon, Joe Biden, Biden, Charlie Warzel, Trump, Alexandria Ocasio, Cortez —, Hillary Clinton's, Rachel Platten's, Katy Perry, qMYVn1BOtV, Brian Tyler Cohen Organizations: Service, Business, Hawaii, Biden, Convention
My parents still pay for my cellphone bill and a monthly music streaming subscription. AdvertisementExcept for one or two things, like my cellphone bill. AdvertisementMaybe it'll change once I get marriedI'm not married yet, which somehow has a lot to do with my current status on my parents' cellphone plan. Admittedly, it's a huge relief, even if it's just a monthly cellphone bill and a streaming service here and there. But don't ask me how that works or how to get a better deal on your cellphone plan.
Persons: stepmom, they'd, They've, I've, , I'm, we'd, Will I, that's, he'd Organizations: Service, Apple Music, Spotify, Business, Apple Locations: Los Angeles
Then, I'd put them down for their afternoon nap, during which I'd work on projects for my consulting clients. I saw my overachieving as a way to set them up for future success in a hyper-competitive world. I learned it's OK to ask other parents for helpMy girl-mom network has shared hand-me-down winter coats, barely-worn Easter dresses, and pediatric specialist recommendations. But I've learned relying on my network to hook me up doesn't make me lazy, unserious, or checked out as a parent. AdvertisementThe author learned it's OK to ask for recommendations from friends and other parents while parenting her daughter.
Persons: Fela Kuti, John Coltrane, Jacob Lawrence, Romare Bearden, Jean, Michel Basquiat, We'd, I'd, Amanda Miller Littlejohn, , hadn't, They've, I've, I'm, — I'm, they'll, It's Organizations: Service Locations: Tennessee
She told Business Insider the biggest difference she's witnessed between Gen Z and millennial weddings comes down to life experience. Courtesy of Hamptons Aristocrat"I would say most of my wedding couples are slightly older, and it might be a Hamptons thing," she said. AdvertisementAnd unlike some Gen Z couples, they might be able to afford exactly what they want. Gen Z couples opt for 'safer' options like plated chicken and fishA plated piece of salmon on a white plate. "They really, really know what they want," she said.
Persons: , Lexi Ritsch, Gen Z, Ritsch, James Beard Organizations: Service, Hamptons, Business, Pew Research Center, Data USA, Michelin Locations: New York, Palm Beach , Florida, East Hampton
Answers to Questions From Morning Readers
  + stars: | 2024-07-21 | by ( The Staff Of The Morning | ) www.nytimes.com   time to read: +1 min
The Morning recently invited its readers to submit questions. Below, we’re publishing a selection of them, along with answers from Times staff members. (We also published some answers in today’s edition of The Morning.) The English languageDo you have any data about the evolution of the English language? In terms of the actual heart of language — sounds, structures and basic words — English changed much faster from 1300 to 1500.
Persons: — Divya Thomas John McWhorter, Shakespeare, Chaucer, Organizations: Morning
SmartAsset evaluated the 40 largest US cities to determine the best ones for millennial homebuyers. Many millennials struggle to buy homes due to student loan debt and expensive property prices. More millennials are able to buy homes in cities in the South and the Midwest. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . AdvertisementFor millennials, buying a house can seem like an impossible task.
Persons: SmartAsset, Organizations: Service, Business
Benefits of passive income strategiesWhat makes passive income strategies so appealing are the benefits, such as:Requires less ongoing effort: Compared to working full-time, passive income requires significantly less time and effort. Drawbacks of passive income strategiesWhile the concept of earning passive income sounds attractive, it's crucial that you understand all the risks involved and that you manage your expectations accordingly. Some of the major drawbacks of passive income strategies are:Unpredictability: The success of passive income strategies can be unpredictable and are generally out of your hands. Passive income — Frequently asked questions (FAQs)How much money do I need to start generating passive income? While some passive income streams require consistent minimal effort after the initial setup, other passive income strategies may require more extensive hands-on maintenance or monitoring.
Persons: Tiffany Grant, there's, wouldn't, Bonds, Melissa Jean, Baptiste, Grant, You'll, you'll Organizations: Coca, US Treasury, Federal Reserve, IRS
Julie Berninger, 35, and her husband used to save 70% of their income. Now, they spend over $25,000 a month on outsourcing aspects of their lives like cleaning, cooking, and transportation. However, Berninger said she's investing in the growth of her companies — and is spending a lot to do so. While at Amazon, she started selling digital products part-time on Etsy, as she wanted side income and opportunities to try different fields of work. AdvertisementShifting spending habitsIn 2023, she also founded Auros Agency, a boutique digital course creation agency with a similar business model.
Persons: Julie Berninger, Berninger, She's, Cody Berman, they've, doesn't Organizations: Service, Business, FIRE, Apple, Gold City Ventures, Auros Agency, BI
WIRED found JD Vance's Venmo account and was able to view some of his public transactions and friends. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . AdvertisementJD Vance, the Ohio senator who has been tapped as Donald Trump's running mate, is 39 years old — a true millennial. Wired discovered Vance's Venmo account and saw a few of his transactions and a list of his Venmo contacts. (Being friends on Venmo doesn't necessarily mean you've transacted with the people — it just means you or they synced phone contacts at some point.)
Persons: Vance's, , JD Vance, Donald Trump's, Venmo Organizations: WIRED, Service, Wired, Business Locations: Ohio
It also found that 75% of those who plan to watch the games are more likely to watch coverage from celebrities, influencers, and digital creators than they were for the 2021 Summer Olympics. "We found they're really excited to turn to social media for Olympic coverage because they think it will surface the most culturally relevant moments and create community," Emily Anatole, the senior director of cultural insights at UTA IQ, told Business Insider. The data explains why broadcaster NBC is tapping more influencers this year and working with the major platforms to expand social-media coverage around the Olympics. Gen Z and millennials will be tuning in to get creators' perspectives on the gamesThe involvement of more influencers this year also shows how Gen-Z and millennial viewers are changing the Olympics. Anatole said many Gen Z and millennials will use social-media platforms like TikTok and Snapchat to get Olympic coverage because of content creators like Cenat and Duke Dennis, who will help capture content for the games.
Persons: , YouTuber Kai Cenat, Alex Cooper, Emily Anatole, Cooper, Cenat, influencer Olivia Dunne, Gen, Gen Zs, Anatole, Snapchat, Duke Dennis, Zers, shouldn't, , Gen Z Organizations: Service, Social, Paris Games, Business, United Talent Agency, UTA, NBC, Olympics, Meta, YouTube, Facebook Locations: Paris
J.D. Vance, Breaking the Beard Barrier
  + stars: | 2024-07-18 | by ( Vanessa Friedman | ) www.nytimes.com   time to read: +1 min
Not to mention the first millennial on a major party ticket. One unmistakable detail that — in the style of his running mate, Donald J. Trump — not only upended modern political wisdom, but broke a longstanding political taboo. The last bearded man elected president of the United States was Benjamin Harrison, in 1888. The last vice president with a mustache was Charles Curtis, who was Herbert Hoover’s veep. And the last major party candidate to try to break that clean-shaven streak was Thomas E. Dewey, who had a dapper little caterpillar on his upper lip and ran, unsuccessfully, for the highest office in 1944 and 1948.
Persons: J.D, Vance, , Usha, Donald J, Trump, Benjamin Harrison, William Howard Taft, Charles Curtis, Herbert Hoover’s veep, Thomas E, Dewey, Mr, Hoover, Dewey’s ’ Organizations: Republican, National Archives Locations: Middletown , Ohio, United States
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