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☆ Food-Delivery Apps Press to Amend New York City Fee Caps
▼ + stars: | 2022-12-12 | by ( Jimmy Vielkind | ) www.wsj.com time to read: 1 min

Delivery companies Grubhub and DoorDash Inc. are pushing for enactment of a bill in New York City that would amend the city’s cap on the fees they can charge restaurants—a measure the companies say is urgent as a new minimum wage for delivery workers takes effect next year. Grubhub retained a former state senator and a top adviser to Mayor Eric Adams ’s 2021 campaign as it pushes for legislation introduced last month. The bill would require companies to offer basic delivery services at the capped 15% commission, but allow them to charge restaurants a premium for additional functions like marketing.

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☆ Uber Eats to pay millions to Chicago restaurants for following a controversial growth playbook perfected by DoorDash
▼ + stars: | 2022-12-05 | by ( Nancy Luna | ) www.businessinsider.com time to read: +4 min

Chicago investigated whether Uber Eats violated those caps and listed restaurants without consent. To keep up, rivals Uber Eats and Grubhub began adding restaurants without their consent. The settlement stems from a probe Chicago said it launched against Uber Eats two years ago. The Uber Eats investigation followed allegations that the app was listing restaurants without their consent and charging marketplace fees beyond the city's 15% cap. Some of those funds were already paid by Uber Eats last year, including $3.3 million in refunded marketplace fees.

☆ RBC downgrades DoorDash and cuts price target, citing slowing order growth 'too important to ignore'
▼ + stars: | 2022-12-02 | by ( Carmen Reinicke | ) www.cnbc.com time to read: +2 min

There are a slew of factors weighing on DoorDash that have prompted RBC Capital Markets to downgrade the stock after a rough year. The firm slashed its rating to sector perform from outperform and lowered its price target on the delivery service to $60 from $70. The new target price represents roughly 5% upside to where shares traded at Thursday's close. Furthermore, RBC sees it as poised to decelerate further, which is not adequately priced into the stock. In addition, losses from various growth initiatives at DoorDash would need to come down significantly to be offset by cost cuts, according to the note.

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It's impossible to name one single best credit card, given the wide range of benefits, rewards, and annual fees available. Show more Regular Annual Percentage Rate (APR) 18.99% - 25.99% Variable Editor's Rating 4.8 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.8 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. Show more Regular Annual Percentage Rate (APR) 19.99% - 26.99% Variable Editor's Rating 4.65 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.65 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. Read our review Read Our Review A looong arrow, pointing rightBest secured rewards card for building credit Discover it® Secured Credit Card 5 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 5 out of 5 Stars Intro offer Unlimited Cashback Match – only from Discover. Show more Regular Annual Percentage Rate (APR) 25.99% Variable Editor's Rating 5 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 5 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available.

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The best Bank of America credit card reviewsBank of America Unlimited Cash Rewards CardWhy the BofA Unlimited Cash Rewards card is worth it: The Bank of America® Unlimited Cash Rewards Credit Card is an excellent choice for straightforward flat-rate rewards on all purchases. You need good to excellent credit to qualify for the best Bank of America credit cards (most of the cards on this list) — meaning a FICO score of at least 670 (VantageScore of at least 700). Certain cards (such as the Bank of America® Business Advantage Unlimited Cash Rewards Credit Card and the Bank of America Business Advantage Customized Cash Rewards Credit Card) require you to have excellent credit (FICO score of at least 800). You can request a credit line increase on eligible Bank of America credit cards when you sign into your Online Banking account, select your credit card, go to Account Summary, and click the "Request a credit line increase" link under Card Details. The best way to avoid paying interest on your Bank of America card (as with all credit cards) is by paying your credit on time and consistently.

Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). But you may not realize there's another kind of Amex Gold Card — and we're not talking about the business version (the American Express® Business Gold Card ). Even though they appear similar, these Amex Gold cards are very different from the standalone Amex Gold card. American Express Gold CardThe standard American Express® Gold Card has a lot more to offer than the Platinum's authorized-user Gold card. It also earns 4x Membership Rewards points on the first $25,000 spent at US supermarkets each calendar year (then 1x).

Which Amex card is right for you? The Platinum Card, Amex Gold Card, and Amex Green Card are all good choices if you want to earn Amex points. Regular travelers will likely get more value from the Platinum Card or Amex Green Card because of the day-of-travel perks they provide. The Platinum Card® from American Express offers a welcome bonus of 80,000 Membership Rewards® points after spending $6,000 on purchases in the first six months of card membership. Insider's valuations peg Amex Membership Rewards points as worth 1.8 cents each, on average, in travel.

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Both the Amex Gold Card and the Amex Green Card offer new cardholders substantial welcome bonus offers. Annual feeThe annual fee on the Amex Gold Card is $250, whereas the Amex Green Card charges $150 per year. Dining credits with the Amex Gold cardThe Amex Gold Card also offers up to $120 in dining credits each year**, but once again, this credit is only good for specific purchases. LoungeBuddy credits with the Amex Green cardThe Amex Green Card also gives you up to $100 in LoungeBuddy credits each year. Benefits shared by both cardsThe Amex Gold Card and Amex Green Card share a handful of benefits that can help you get more value in exchange for your annual fee.

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☆ Delta SkyMiles Gold Business American Express card review: Earn a 50,000-mile bonus and get potentially hundreds in ongoing benefits for Delta flyers
▼ + stars: | 2022-11-14 | by ( Joseph Hostetler | Credit Cards Reporter | Read More | ) www.businessinsider.com time to read: +31 min

How to earn miles from the Delta SkyMiles Gold Business cardThe Delta SkyMiles® Gold Business American Express Card isn't a fabulous choice for everyday spending. Also, note that you won't qualify for the Delta SkyMiles® Gold Business American Express Card welcome bonus offer if you've previously held this card. If you already have or had other Delta cards, like the Delta SkyMiles® Platinum Business American Express Card or the personal Delta SkyMiles® Gold American Express Card , you are still eligible for this card's welcome bonus offer. When you earn Delta miles with your Delta SkyMiles® Gold Business American Express Card, your rewards will automatically deposit into your Delta account. If you're only an occasional Delta flyer, the Delta SkyMiles® Gold Business American Express Card is likely the better card for you.

☆ This startup just hired a former DoorDash exec to bring robotic restaurant delivery to the masses
▼ + stars: | 2022-11-11 | by ( Nancy Luna | ) www.businessinsider.com time to read: +6 min

When it comes to amassing a large food-delivery footprint, the startup has hired a ringer in the delivery sector — the former DoorDash executive Prahar Shah. Serve's robots have the potential to be ubiquitous in our everyday lives, he said. This is "very similar to part of the playbook that we ran at DoorDash," Shah said. Most of Serve's restaurant partnerships have been with local restaurants in Los Angeles, such as Bossa Nova and Lala's Grill. As he approaches restaurant chains in his new role, he said most understand the necessity of automation.

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Show more Regular Annual Percentage Rate (APR) 18.99% - 25.99% Variable Editor's Rating 4.8 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.8 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. How we chose the best grocery credit cards We narrowed down our list of the best credit cards for grocery shopping by evaluating several factors: Ease of use — Does the card have a straightforward rewards program? However, there are a handful of student credit cards — which don't require a long credit history — that earn bonus rewards on grocery purchases. For example, the Capital One SavorOne Student Cash Rewards Credit Card earns 3% cash back on groceries, dining, entertainment, and eligible streaming services. What counts as a grocery store or supermarket for bonus credit card rewards?

Note that credit card lenders may use many different variations of credit score models when considering your application. If you're looking for Chase small-business card but don't want to meet the hefty spending requirement on the Ink Business Preferred® Credit Card, the no-annual-fee Ink Business Cash® Credit Card is a great alternative. If you're considering opening a new rewards credit card, do your research to see whether the card you want has previously offered a higher bonus. A credit card sign-up bonus can be a great incentive to apply, especially if you're looking at a card that has an annual fee, but not every good credit card offers an intro bonus. Before you apply for a new credit card, make sure you understand how credit card applications affect your credit score.

Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). Show more Regular APR 19.99% - 26.99% Variable Editor's Rating 4.65 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.65 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. Show more Regular APR 18.99% - 25.99% Variable Editor's Rating 4.8 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.8 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. You'll earn 3% back (3x Chase Ultimate Rewards points) at restaurants and drugstores, and 5% cash back (5x points) on travel purchased through Ultimate Rewards. Review: US Bank Cash+ card reviewThe new Capital One SavorOne Student Cash Rewards Credit Card is a great choice if you're new to credit and looking for a cash-back card that earns bonus rewards in popular categories.

☆ Amazon expands ad-free music, podcasts for Prime members
▼ + stars: | 2022-11-01 | by ( Annie Palmer | ) www.cnbc.com time to read: +2 min

The Logo of music streaming platform and online music store Amazon Music is displayed on a smartphone on December 14, 2018 in Berlin, Germany. Amazon is expanding its selection of ad-free music and podcasts for Prime members, the latest effort to sweeten the perks offered in its mainstay subscription program. Amazon is significantly boosting its music library available to Prime subscribers to 100 million songs, up from 2 million, the company announced Tuesday. The new Prime podcast and music perks are likely to ratchet up competition with Spotify and Apple's Apple Music. "When Amazon Music first launched for Prime members, we offered an ad-free catalog of 2 million songs, which was completely unique at the time," said Steve Boom, VP of Amazon Music, in a statement.

$0 Annual Fee View Full Details $0 Annual Fee Apply now On Wells Fargo's websiteWells Fargo Active Cash® Card Apply now On Wells Fargo's website Best card for flat-rate cash rewards earning Details Rewards Earn unlimited 2% cash rewards on purchases. Show more Regular APR 18.99% - 25.99% Variable Editor's Rating 4.8 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.8 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. Show more Regular APR 19.99% - 26.99% Variable Editor's Rating 4.65 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.65 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. Show more Regular APR 25.99% Variable Editor's Rating 5 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 5 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. $0 Annual Fee View Full Details Learn moreBest card for college students Capital One SavorOne Student Cash Rewards Credit Card 4.2 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.2

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