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You can use a secured credit card such as the Capital One Platinum Secured Credit Card to help build your credit. More Information No hard credit report pullReports to all 3 bureausBuild credit AND savingsJoin over 1 million credit buildersUnlock a Secured Credit Card after meeting eligibility criteriaCredit card application restrictionsThere's another reason you could get rejected for a credit card that doesn't involve your credit score. Use a secured credit cardWith no credit or bad credit, your best starting point may be a secured credit card. Adrian Nazari, CEO of credit reporting company Credit Sesame, says "a secured credit card is a great way to begin building credit while also keeping your budget intact and preventing any first-time credit card spending sprees." Capital One Platinum Secured Credit Card: This no-annual-fee secured credit card comes from one of the largest credit card issuers in the US.
You'll find these perks on cards including The Platinum Card® from American Express and The Business Platinum Card® from American Express . American Express cards that qualify for this coverage include:The Platinum Card® from American ExpressDelta SkyMiles® Reserve American Express CardHilton Honors American Express Aspire CardMarriott Bonvoy Brilliant™ American Express® CardThe Business Platinum Card® from American ExpressDelta SkyMiles® Reserve Business American Express CardOther versions of the Amex Platinum card — including the Goldman Sachs, Morgan Stanley, and corporate flavors — also offer this coverage, as do all versions of the Amex Centurion (black) card, which is invite-only. Amex cards that come with trip delay coverage include:The Platinum Card® from American ExpressAmerican Express® Gold CardAmerican Express® Green CardDelta SkyMiles® Reserve American Express CardDelta SkyMiles® Platinum American Express CardMarriott Bonvoy Brilliant™ American Express® CardHilton Honors American Express Aspire CardThe Business Platinum Card® from American ExpressAmerican Express® Business Gold CardDelta SkyMiles® Reserve Business American Express CardDelta SkyMiles® Platinum Business American Express CardAgain, the various versions of the Amex Platinum and Amex Centurion cards also offer trip delay insurance. American Express cards that come with baggage insurance include:The Platinum Card® from American Express (including various versions)American Express® Gold Card (including various versions)American Express® Green Card (including various versions)Delta SkyMiles® Gold American Express CardDelta SkyMiles® Reserve American Express CardDelta SkyMiles® Platinum American Express CardMarriott Bonvoy Brilliant™ American Express® CardHilton Honors American Express Aspire CardHilton Honors American Express Surpass® CardHilton Honors American Express CardAmex EveryDay® Preferred Credit CardThe Plum Card® from American ExpressAmerican Express business cards with baggage insurance include:The Business Platinum Card® from American ExpressAmerican Express® Business Gold CardThe Blue Business® Plus Credit Card from American ExpressDelta SkyMiles® Gold Business American Express CardDelta SkyMiles® Reserve Business American Express CardDelta SkyMiles® Platinum Business American Express CardMarriott Bonvoy Business® American Express® CardThe Hilton Honors American Express Business CardLowe's Business Rewards Card from American ExpressAmazon Business Prime American Express CardAmazon Business American Express CardVarious versions of the Amex Centurion card and several Amex corporate cards also offer baggage insurance. American Express cards that come with secondary auto rental coverage include:The Platinum Card® from American Express (including various versions)American Express® Gold Card (including various versions)American Express® Green Card (including various versions)Delta SkyMiles® Blue American Express CardDelta SkyMiles® Gold American Express CardDelta SkyMiles® Platinum American Express CardDelta SkyMiles® Reserve American Express CardHilton Honors American Express CardHilton Honors American Express Surpass® CardHilton Honors American Express Aspire CardMarriott Bonvoy Brilliant™ American Express® CardMarriott Bonvoy American Express® Card (no longer available to new applicants)Blue Cash Everyday® Card from American ExpressBlue Cash Preferred® Card from American ExpressAmex EveryDay® Preferred Credit CardAmex Everyday® Credit Card from American ExpressAnd business cards from Amex that offer secondary car rental insurance include:The Business Platinum Card® from American ExpressAmerican Express® Business Gold CardDelta SkyMiles® Gold Business American Express CardDelta SkyMiles® Platinum Business American Express CardDelta SkyMiles® Reserve Business American Express CardThe Hilton Honors American Express Business CardMarriott Bonvoy Business® American Express® CardThe Blue Business® Plus Credit Card from American ExpressThis isn't a complete list — for all Amex cards offering car rental insurance, see this page.
You can combine cash-back rewards with Ultimate Rewards points if you have an eligible card Check mark icon A check mark. Show more Regular APR 18.24% - 25.24% Variable Editor's Rating 4.8 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.8 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. Read our review Read Our Review A looong arrow, pointing rightHow to transfer Chase Ultimate Rewards points between cards1. Log into the Chase Ultimate Rewards portalYou can either head directly to the Chase Ultimate Rewards portal or navigate there from your account page. ChaseChase points transfers between credit cards frequently asked questions (FAQ)Is it worth transferring Chase points to another credit card?
Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). Credit card points are a back-up emergency fund. How I use credit card points as a second emergency fundMost emergencies involve some form of travel. I use the World of Hyatt Credit Card to earn Hyatt points, and I used to have the old IHG Rewards Club credit card as well. Points aren't a substitute for a real emergency fundCredit card points can come in handy for last-minute travel situations, but they're no substitute for a real emergency fund.
Many credit card issuers offer access to presale, preferred seating, and VIP ticket offers. American Express cardsWith most American Express cards, you're eligible to buy presale tickets through the American Express Entertainment program. You look at presales, American Express Seating and American Express Preferred Seating. Notable mention: Chase credit cardsYour Chase card can't technically get you access to presale ticket offers, but Chase credit and debit cardmembers are eligible to take advantage of Chase Preferred Seating at events. And, for select events, Chase may invite everyone who's purchased a Chase Preferred Seat to enjoy a pre-event reception at a Chase Lounge.
Two of the most popular flexible travel programs available are Chase Ultimate Rewards and Citi ThankYou Rewards. Chase Ultimate Rewards: Pros and consThe Chase Ultimate Rewards program has long been considered the most valuable flexible rewards program available. You must have a premier Chase travel credit card (Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, or Ink Business Preferred® Credit Card) to transfer points to airline and hotel partners. Citi ThankYou Rewards: Pros and consLike the Chase Ultimate Rewards program, Citi ThankYou Rewards offers a few different ways to redeem your points. If you're in the market for a new rewards program, make sure to consider both Chase Ultimate Rewards and Citi ThankYou Rewards.
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