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☆ How to start and grow a business in 2023, according to founders who booked 6 figures in revenue last year
▼ + stars: | 2023-01-06 | by ( Alexandra York | ) www.businessinsider.com time to read: +5 min

Understanding the inevitable ebbs and flows in business will be the key to success in 2023. Many realized that utilizing new technologies, creating positive workplace cultures, and understanding the inevitable ebbs and flows of business are key factors for success. Founders who hit six figures in revenue last year shared the most important lessons for starting and growing a business amid fluctuating economies and changes in consumer behavior. Tap into new technologies to stay relevantA post shared by Seth Fowler (@realsethfowler)Utilizing new technologies as they emerge has helped Seth Fowler grow his small business. "Every business has peaks and valleys, business is cyclical and everybody needs to understand that," she said.

☆ Adidas is suing luxury designer Thom Browne over his use of stripes — and Browne showed up to court in a shorts suit and one striped sock
▼ + stars: | 2023-01-04 | by ( Avery Hartmans | ) www.businessinsider.com time to read: +4 min

Adidas is locked in a court battle with fashion label Thom Browne over its use of stripes. The designer Thom Browne arrived in a shorts suit and striped sock on the trial's first day. A model's feet at a Thom Browne runway show in 2017, left, and Adidas socks and sneakers. The lawyer for Thom Browne argued that the two companies do not compete, as "Thom Browne is a luxury designer and Adidas is a sports brand," according to WWD. A pair of striped socks from Thom Browne can retail for $120, while similar crew socks from Adidas cost around $16 for a three-pack.

☆ How to Invest in Stocks
▼ + stars: | 2022-12-30 | by ( ) www.wsj.com time to read: +23 min

Set your time frameWhen you’re ready to invest in stocks, it’s natural to start by looking at how the stock market has performed recently. If you’re saving for the long-term: Invest in stocksOn the other hand, if you have a long-term financial goal—especially retirement, but any goal a decade or more out—you can afford to invest in the stock market. Decide how much risk to takeJust because you have time to invest in stocks doesn’t mean you have the stomach. Return Best Year Worst Year Years with a loss 100% Stocks 12.3% 54.2% -43.1% 25/96 80% Stocks 11.1% 45.4% -34.9% 24/96 60% Stocks 9.9% 36.7% -26.6% 22/96 40% Stocks 8.7% 35.9% -18.4% 19/96 20% Stocks 7.5% 40.7% -10.1% 16/96 100% Bonds 6.3% 45.5% -0.8% 20/96 VanguardStep 3. Most ETFs are index funds, meaning they merely aim to match the returns of a stock market index, although some target very narrow slices of the market, such as just tech stocks or just energy stocks.

☆ Nasdaq closes out its first four-quarter slump since dot-com crash
▼ + stars: | 2022-12-30 | by ( Ari Levy | ) www.cnbc.com time to read: +7 min

The only other negative four-quarter stretch in the Nasdaq's five-decade history was in 1983-84, when the video game market crashed. watch nowOther than 2008, the only other year worse for the Nasdaq was 2000, when the dot-com bubble burst and the index sank 39%. Numerous companies went bankrupt, most notably crypto exchange FTX, which collapsed after reaching a $32 billion valuation earlier in the year. In total, Nasdaq companies have shed close to $9 trillion in value this year, according to FactSet. At its peak in 2000, Nasdaq companies were worth about $6.6 trillion in total, and proceeded to lose about $5 trillion of that by the time the market bottomed in October 2002.

☆ Brazilian soccer legend Pelé, winner of 3 World Cups, dead at 82
▼ + stars: | 2022-12-29 | by ( Scott Davis | ) www.businessinsider.com time to read: +7 min

Showing a natural skill for the sport, Pelé eventually joined a youth team coached by the former Brazilian national team player Waldemar de Brito. Keystone/Hulton Archive/GettyBy 16, Pelé made the Brazilian national team and was playing in the 1958 World Cup in Sweden. In the 1966 World Cup, Pelé played in only two of three games, scoring one goal, as Brazil was eliminated in the first round. In 1970, Pelé got World Cup redemption, going into Mexico with a Brazilian squad some considered the best team ever. He took part in World Cup draws, inaugurations and ceremonies and was involved in various Olympic opening and closing ceremonies.

☆ Fast-Fashion Brands Like Zara, Shein Create Mountains of Waste From Holiday Shopping, Returns
▼ + stars: | 2022-12-22 | by ( Gad Allon | ) www.businessinsider.com time to read: +12 min

A report by the Ellen MacArthur Foundation found that, globally, less than 1% of used clothing is actually recycled into new clothes. Recycling clothes is expensive, and the existing technology isn't adequate to handle the volume needed to make a difference for the planet. While recycling clothing can be expensive, there are some companies that have figured out a way to limit waste by recycling. Time to be honestIn order to fix fast fashion, companies need to start being more transparent about their sustainability practices. It also ensures that the waste companies produce is out in the open.

☆ Why colds and flu viruses are more common in winter
▼ + stars: | 2022-12-06 | by ( Sandee Lamotte | ) edition.cnn.com time to read: +7 min

It’s almost as if those pesky cold and flu germs whirl in with the first blast of winter weather. So why do people get more colds, flu and now Covid-19 when it’s chilly outside? It turns out the cold air itself damages the immune response occurring in the nose. Once created and dispersed out into nasal secretions, the billions of EV’s then start to swarm the marauding germs, Bleier said. Wearing a mask can protect you from cold air that can reduce your immunity, an expert says.

☆ The incredible true story of the time an astronaut played golf on the moon
▼ + stars: | 2022-12-02 | by ( Jack Bantock | ) edition.cnn.com time to read: +13 min

The resulting creation, a Wilson Staff Dyna-Power 6-iron head, was tucked away in Shepard’s space suit for launch, with a few balls hidden in a sock. “Miles and miles and miles,” the jubilant astronaut remarked as the ball sailed out of his view, swallowed by the infinite blackness of space. What does any of that have to do with an astronaut playing golf on the moon? Saunders believed Shepard’s “miles and miles” remark to have been made tongue-in-cheek, an almost instinctive reflex of his hyper-competitive, “fighter-jock” nature. “We always talk about getting to the moon, landing on the moon, returning back to Earth – that’s how we think of the moon,” Odom said.

☆ TikTok users protest Balenciaga's holiday campaign by destroying bags and shoes
▼ + stars: | 2022-12-01 | by ( Morgan Sung | Morgan Sung Is A Trends Reporter For Nbc News Digital. | ) www.nbcnews.com time to read: +3 min

Some TikTok users are destroying Balenciaga purses, shoes and other luxury products in protest of the fashion house's holiday campaign, which portrayed children holding plush bears dressed in leather harnesses. The campaign was criticized as inappropriate and harmful to children because the teddy bears appeared to be dressed in kink gear. Balenciaga apologized for the campaign last month, suggesting on Instagram that it hadn’t approved the images before the campaign went live. “Our plush bear bags should not have been featured with children in this campaign,” the company said. On TikTok, creators who were formerly loyal to Balenciaga posted videos admonishing it.

☆ How to Spend Your FSA
▼ + stars: | 2022-11-30 | by ( ) www.wsj.com time to read: +4 min

Read on to find out more about how your FSA works and your best options to spend down your balance. Acupressure mat and pillowKanjo Acupressure Mat and Pillow Set $80 at AmazonYou might not have realized that an acupressure mat is FSA eligible. SunscreenEltaMD UV Clear SPF 46 Face Sunscreen $37 at AmazonThere’s a wide variety of sunscreen available on Amazon that’s FSA eligible. Why this December is differentThis year’s December FSA spending crunch could be worse than usual. Fortunately, while you must spend your FSA on medical costs, the options are a lot wider than just doctors visits and prescription meds.

☆ Neymar to Miss Brazil’s Next Two World Cup Games With Ankle Injury
▼ + stars: | 2022-11-25 | by ( Joshua Robinson | ) www.wsj.com time to read: 1 min

DOHA, Qatar—Brazil backed up its standing as a favorite to win the World Cup on Thursday night by looking, well, like Brazil. But on Friday, the country’s hopes of a sixth title appeared to take a dent when the team confirmed that its star player, Neymar, would miss the rest of the group stage with an ankle injury. 10, had hobbled off in the 80th minute of his side’s 2-0 victory over Serbia, following a crunching tackle. He appeared close to tears on the bench and revealed a badly swollen right ankle when he removed his sock. The team doctor confirmed that it was sprained.

☆ Here are 4 ways to take advantage of your health-care expenses before the end of the year
▼ + stars: | 2022-11-13 | by ( Sarah O'Brien | ) www.cnbc.com time to read: +5 min

Take advantage of reaching your deductibleIf you've met your plan's deductible, you may be able to pay less for qualifying health-care services before the end of the year than you would after the deductible resets Jan. 1. Once you've met your plan's deductible, you may or may not face copays or coinsurance — it depends on your plan's out-of-pocket maximum, which may be higher. See if you can get the medical expense tax deductionThere is a tax deduction for medical expenses, although it comes with parameters that prevent some taxpayers from using it. For starters, you can only deduct health-care expenses that exceed 7.5% of your adjusted gross income. Its gains grow tax-free, and as long as withdrawals are used for qualifying medical expenses, tapping those funds also comes with no tax.

☆ Consumer Reports: Best (and Biggest) Portable Speakers for Tailgating
▼ + stars: | 2022-11-08 | by ( Allen St. John | Consumer Reports | ) www.nbcnews.com time to read: +7 min

And what’s a party without great sound? SEE ALL Consumer Reports product reviewsTailgate speakers tend to be bulky and heavy, so they might not be ideal for a leisurely stroll about town. These standout speakers have been tested in Consumer Reports dedicated sound lab. But the XG300 is actually one of the better-sounding portable speakers we’ve tested, with bass that’s got a decent amount of sock and a clear, even midrange. By contrast, the bigger and more expensive XG500 fell short of its smaller sibling with bass that’s kind of boomy while that all-important midrange is muffled.

☆ 'Harry Potter' fans warned to stop leaving socks at Dobby's grave on a beach in Wales
▼ + stars: | 2022-11-03 | by ( ) www.nbcnews.com time to read: +2 min

“Harry Potter” fans are being urged not to leave socks at the site of a memorial for the house elf Dobby at Freshwater West Beach in Pembrokeshire, Wales. The location is where the production of “Harry Potter and the Deathly Hallows — Part 1” shot Dobby’s death scene. In the “Harry Potter” novels, Dobby dies in Harry’s arms and tells him the beach is “such a beautiful place to be with friends.”After “Harry Potter” fans erected a memorial for Dobby at the filming location, many more fans were inspired to visit Freshwater West Beach and leave socks at the site. A memorial to Dobby erected by fans at Freshwater West Beach in Wales. Martin Williams / Alamy“Harry Potter” fans have left so many socks at the Dobby memorial that it started to become an environmental concern for Freshwater West Beach.

☆ Wells Fargo double downgrades Hanesbrands, says it can fall 30% on macro and balance sheet pressures
▼ + stars: | 2022-10-31 | by ( Sarah Min | ) www.cnbc.com time to read: +2 min

Sock and underwear maker Hanesbrands could fall more than 30% as it faces several major business challenges, Wells Fargo said in a double downgrade of the stock. Hanesbrands shares, which are already down by more than 50% this year, could now face still more pressure as it deals with higher cotton and logistics costs, as well as lower demand in the spring season. Hanesbrands is also at risk of breaching its leverage ratio debt covenants, Wells Fargo said. As a result, Hanesbrands may have to refinance its debt next year as it deals with rising interest rates, according to the note. That puts the company's dividend, currently yielding an above average 8.2%, in jeopardy, Wells Fargo said.

☆ 55% of working Americans feel they are behind on retirement savings. Here's how to catch up
▼ + stars: | 2022-10-24 | by ( Lorie Konish | ) www.cnbc.com time to read: +2 min

Nicoletaionescu | Istock | Getty ImagesAs it has become more difficult to stretch a dollar at the grocery store and gas pump, some Americans are pulling back on one key long-term goal: retirement savings. More than half of workers — 55% — said they feel they are behind on their retirement savings, a new survey from Bankrate.com finds. watch nowThe results come as the IRS has just announced new contribution limits for retirement accounts in 2023. The limit for individual retirement accounts will go up to $6,500, up from $6,000 this year. 'Biggest financial regret' is not starting to save earlyHow to stay on track with retirement savings

☆ I went inside hot shoe brand Brooks' R&D lab where it's rolling out top-secret 3D printed sneakers that promise to fix every runner's flaws
▼ + stars: | 2022-10-20 | by ( Matthew Kish | ) www.businessinsider.com time to read: +6 min

DeSimone said mass customization with 3D technology should be available within the next few years. An Adidas Ultraboost shoe made with more traditional foam retails around $190, but the company's 3D technology starts at around $200. "3D shoes have been pretty limited so far in terms of sales," said Matt Powell, senior industry analyst for the NPD Group. "We have dreamed about the opportunity to put Run Signature to work for runners in a big way," Caprara said. The new 3D shoe, which features a sock-like upper and a sole that looks like a series of spiderwebs, will be released next year.

☆ Here are all five parts of our series on how to analyze an earnings report
▼ + stars: | 2022-10-15 | by ( Jim Cramer | ) www.cnbc.com time to read: +85 min

Operating income Once we remove operating expenses from gross margin dollars , we are left with what is known as operating income. This is especially important from a cash flow perspective as many companies define free cash flow (a non-GAAP metric) as "operating cash flow less expenditures on property, plant and equipment." Part 3: Cash flow analysis The cash flow statement is the middle child in a financial report — it gets overlooked. Investors may look to use operating cash flow or free cash flow for this equation. AMC's cash flow Let's finish by taking a look at the cash flow statement.

☆ How to analyze an earnings report — Part 5: A case study
▼ + stars: | 2022-10-11 | by ( Zev Fima | ) www.cnbc.com time to read: +23 min

In this case study, we can apply some of what we covered in Part 1 : The income statement; Part 2 : The balance sheet; Part 3 : Cash flow analysis; and Part 4 : The ratios. At the time, he still had over 2.3 million shares, nearly all of which were unvested. AMC's cash flow Let's finish by taking a look at the cash flow statement. What we really want to focus on is operating cash flow (line three), followed by capital expenditures and then free cash flow. Even in the fourth quarter, it didn't generate enough cash flow to cover the investing and financing outflows, not to mention capital expenditures.

☆ Auger-Aliassime beats Djokovic to put Team World on brink of victory
▼ + stars: | 2022-09-25 | by ( Martyn Herman | ) www.reuters.com time to read: +2 min

Auger-Aliassime produced a masterful performance at a packed O2 Arena, holding off a Djokovic comeback in the second set to clinch Team World's second victory of the day. Earlier, Auger-Aliassime and Jack Sock had come from a set down to beat Andy Murray and Matteo Berrettini 2-6 6-3 10-8. Tiafoe can give Team World an unassailable lead if he beats Stefanos Tsitsipas in the penultimate match. Should Team World, captained by John McEnroe, come out victorious it would be a massive turnaround after they lost 14-1 last year in Boston. Register now for FREE unlimited access to Reuters.com RegisterReporting by Martyn Herman, editing by Ed OsmondOur Standards: The Thomson Reuters Trust Principles.

☆ Roger Federer closes out pro tennis career in match with doubles partner Rafael Nadal
▼ + stars: | 2022-09-24 | by ( Samantha Kubota | ) www.nbcnews.com time to read: +4 min

Roger Federer said goodbye to pro tennis Friday night at London’s Laver Cup with his longtime competitor-turned-doubles-partner Rafael Nadal. Following the match, Federer, the Swiss tennis legend and 20-time Grand Slam winner, appeared to tear up and waved to the cheering crowd, mouthing “Thank you.”“It’s been a perfect journey,” Federer said. Roger Federer of Team Europe acknowledges the crowd following their final match during Day One of the Laver Cup at The O2 Arena on Sept. 23, 2022 in London. Hours before Friday's match, Federer tweeted: “I’ve done this thousands of times, but this one feels different. Roger Federer of Team Europe plays a backhand shot during the doubles match between Jack Sock and Frances Tiafoe of Team World and Roger Federer and Rafael Nadal of Team Europe during Day One of the Laver Cup at The O2 Arena on Sept. 23, 2022 in London.

☆ Part of me leaves with Federer, says emotional Nadal
▼ + stars: | 2022-09-24 | by ( ) www.reuters.com time to read: +3 min

Sep 23, 2022; London, United Kingdom; A tearful Roger Federer (SUI) and Rafael Nadal (ESP) look on after his last Laver Cup Tennis match. Pictures and videos of Federer and Nadal - who shared one of tennis's most enthralling rivalries - crying together after combining for Team Europe in a doubles defeat at London's O2 Arena went viral on social media, leaving their legions of fans highly emotional. Federer, who won 20 major singles titles, played Nadal 40 times in one of the most compelling rivalries across any sport. Loud cheers accompanied Federer and Nadal, or "Fedal" as they are jointly nicknamed, on to court. We approach the life probably similar.

☆ Federer admits to last night nerves after emotional farewell
▼ + stars: | 2022-09-24 | by ( ) www.reuters.com time to read: +3 min

I (wanted) to be able to have an evening where I do not have to take the mic," he told reporters. Register now for FREE unlimited access to Reuters.com Register"Maybe you think it's logical that I have to take the mic. In my mind I didn't because I know how impossible I am on the mic when I am emotional. "Weeks ago, for a fact, I was so scared of this moment that it really worried me." "The hard part about the Laver Cup was that tickets were already sold out.

☆ Federer's grand finale ends in defeat
▼ + stars: | 2022-09-24 | by ( Martyn Herman | ) www.reuters.com time to read: +4 min

After a brief moment of almost silence around the packed arena, the crowd erupted to salute an emotional Federer. During the changeovers the video screens showed some iconic moments of Federer's 24-year professional career with tributes from Nadal and his mother Lynette. American duo Sock and Tiafoe, pantomime villains for the night, tested Federer's reactions with some lusty blows aimed at the Swiss maestro who would have demanded nothing less. The pair with a combined age of 77 and 42 Grand Slam titles between them edged the opening set by breaking Tiafoe's serve. Despite the party atmosphere in the stadium, there was no danger of Federer's farewell match turning into an exhibition.

☆ Djokovic dazzles on return to action at Laver Cup
▼ + stars: | 2022-09-24 | by ( Martyn Herman | ) www.reuters.com time to read: +4 min

With Roger Federer watching on from courtside at a sold out O2 Arena, the day after his emotional farewell match alongside Rafa Nadal, Djokovic returned to action in spellbinding fashion. U.S. Open semi-finalist Tiafoe was helpless to stop the Djokovic onslaught as the Serb won 6-1 6-3 to put Bjorn Borg's Team Europe into a 6-4 lead overall. Register now for FREE unlimited access to Reuters.com RegisterFormer world number one Djokovic was due back on court later to partner Italian Matteo Berrettini in a doubles against Team World pairing Jack Sock and Alex De Minaur. At one point Federer suggested world number eight should serve and volley, which Norrie promptly did but lost the point as Fritz sent a lob over his head. "If Roger Federer is telling you to do something, there is no chance I'm not going to do it, especially out there playing for Team Europe," Norrie said later.

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