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☆ Biden pardons 6 convicted of murder, drug, alcohol crimes
▼ + stars: | 2022-12-30 | by ( The Associated Press | ) www.nbcnews.com time to read: +4 min

The pardons, announced Friday, mean the criminal record of the crimes is now purged. In the 1990s, he supported crime legislation that increased arrest and incarceration rates for drug crimes, particularly for Black and Latino people. Byrnes-Jackson pleaded guilty to possession and sale of spirits without tax stamps when he was 18, and it involved a single illegal whiskey transaction. Nock pleaded guilty to using his property as a grow-house for marijuana 27 years ago. De Coito pleaded guilty at age 23 to being involved in a marijuana trafficking conspiracy.

☆ '2023 is going to be one of the greatest years to invest': A millennial who achieved financial independence at age 30 shares his top investing advice as we head into the new year
▼ + stars: | 2022-12-28 | by ( Kathleen Elkins | ) www.businessinsider.com time to read: +4 min

Millennial Money founder Grant Sabatier thinks 2023 is going to be a great year to invest. A lot has changed since then, most notably the Covid-19 pandemic, which sent the stock market into freefall in March 2020. This year, however, stocks have been slipping again, recession fears continue to grow, and investors are increasingly scared of putting their money in the stock market. You can get really good deals on multi-family properties and on commercial warehouse space." His main takeaway is that, across the board, "there are going to be a lot of good deals and a lot of good value in 2023."

☆ A 26-year-old explains how he came to own almost 1,300 rental units in 7 years — and shares the type of loans he used, and the strategy that allowed him to scale fast
▼ + stars: | 2022-12-24 | by ( Laila Maidan | ) www.businessinsider.com time to read: +7 min

As of October 10, he was 26 years old and owned almost 1,300 rental units, according to public property records reviewed by Insider. "One thing I've learned is banks are actually pretty flexible on what they're able to do, especially on commercial," Anderson said. Anderson's next purchase, for two reasons, would be something over five units so that it would be considered a commercial property. The bank loan covered the remainder, he said. These allowed him to increase the rent or net income and request a commercial cash-out refinance at its appreciated value of about $1.6 million.

☆ I hang Christmas lights for multimillion-dollar mansions in LA. I'm on track to make $250,000, and I get wild requests.
▼ + stars: | 2022-12-19 | by ( Annita Katee | ) www.businessinsider.com time to read: +6 min

His guys work 16-hour days, and his business is on track to make multiple six figures. So just like that, I took the leap and started my light-installation company, Elegant Outdoor Lights, in September 2021. Courtesy of Elegant Outdoor LightsLast year was our first Christmas, but this year is our first full season. Courtesy of Elegant Outdoor LightsI love the ones who want to be involved, as it's really fun to interact with them and connect with their personalities and tastes. And while I love being able to work all year round, yes, Christmas really is the best time of year.

☆ Family-owned business making six figures just for putting up Christmas trees on Park Avenue has a 26-year-old owner calling the shots
▼ + stars: | 2022-12-18 | by ( Jordan Hart | ) www.businessinsider.com time to read: +2 min

City-Scape Landscaping has been beautifying Park Avenue since 1972, CNBC reports. One particularly lucrative part of City-Scape's partnership with Fund for Park Avenue is the Park Avenue Christmas tree project, which accounts for 10% of the company's $1 million annual sales at $100,000 per year, Sofield says. The annual Park Avenue tree lighting took place on Dec. 4, and drew a crowd of 4,000. A post shared by Fund For Park Avenue (@fundforparkavenue)Outside of the holiday season, Sofield and his crew maintain the Park Avenue Malls every Monday to match the climate. "It's people's front yard, front gardens along Park Avenue," Fund for Park Avenue president, Barbara McLaughlin told CNBC.

☆ Family business delivers holiday cheer to iconic Manhattan strip
▼ + stars: | 2022-12-18 | by ( Mary Hanan | ) www.cnbc.com time to read: 1 min

Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailFamily business delivers holiday cheer to iconic Manhattan stripCity-Scape Landscaping--a family business which has maintained Park Avenue Malls for 50 years--installs fir trees that are lit annually at the Park Avenue Tree Lighting ceremony.

☆ For this company, decorating Park Avenue for Christmas is a family tradition
▼ + stars: | 2022-12-18 | by ( Molly Kaiser | ) www.cnbc.com time to read: +4 min

The business has maintained the avenue's grassy medians – known as the Park Avenue Malls – for 50 years. Christmas tress installed by City-Scape Landscaping on Park Avenue in New York. "I don't think Park Avenue would have quite the same glamour if the median walls weren't in place," said Vincent Sofield's son, Dylan. "It's people's front yard, front gardens along Park Avenue," said the group's president, Barbara McLaughlin. Christmas tress installed by City-Scape Landscaping on Park Avenue in New York.

☆ In Tough Housing Market, Renters Renovate Like They Own the Place
▼ + stars: | 2022-12-01 | by ( Imani Moise | ) www.wsj.com time to read: 1 min

Many Americans unable to buy a home right now are renovating their rentals instead. Resigned to stay in place until the housing market improves and unwilling to live with dull décor, renters are swapping out fixtures, landscaping terraces and ordering custom furnishings. Online furniture retailer Wayfair Inc. said bookings for easily reversible add-on services like installing new doorknobs and drawer pulls have tripled since last year.

☆ These riderless electric lawn mowers can run on their own for 10 hours
▼ + stars: | 2022-11-28 | by ( Diana Olick | In Dianaolick | ) www.cnbc.com time to read: +2 min

Now a Colorado-based startup is experimenting with commercial-grade electric mowers that not only produce no carbon emissions, but can run on their own. Scythe Robotics' autonomous electric mower can run for 8 to 11 hours at a time, depending on the grass length. Now it is experimenting with Scythe mowers. Beyond electrification's effect on carbon reduction, Morrison claims that the self-driving aspect of the mowers also benefits the planet. If a person doesn't have to spend hours mowing lawns, they have more time to do other landscaping work.

The promise of job security and work-life balance drew Fernando Gonzalez to become a water operator. But this is the reality of what we have to do in order to conserve water." In 2017, Gonzalez enrolled in community college, took six courses and got certified by the California State Water Resource Control Board to work as a water operator. "I found out the water comes from Northern California, and we don't actually store any water here in the south. Fernando Gonzalez says job security, work-life balance and the ability to work outdoors drew him to becoming a water operator.

Earning a credit card bonus or extra rewards can take the sting out of an expensive home-improvement project. Note that credit card lenders may use many different variations of credit score models when considering your application. Note that credit card lenders may use many different variations of credit score models when considering your application. Note that credit card lenders may use many different variations of credit score models when considering your application. Review: Citi Double Cash card reviewBest credit cards for home improvement frequently asked questions (FAQ)What is the best credit card for home improvement?

☆ Older Americans are moving in with people their age to play bocce, make art, and be their true selves
▼ + stars: | 2022-11-14 | by ( Robert Davis | ) www.businessinsider.com time to read: +7 min

Some older Americans are building cohousing communities instead of moving into senior living. That was until 2014, when the Salmons and a group of eight other seniors began developing Quimper Village, a cohousing community in Port Townsend for people ages 55 and older. The Salmons are part of a growing coalition of older adults who are choosing to live in cohousing communities with people who are about their same age. The website also highlights amenities such as a bocce court and an art studio, which residents also manage. Though Erde describes herself as an introvert, living at PDX Commons has allowed her to be more social, she said.

☆ Rural California city is facing the end of its water supply by Dec. 1
▼ + stars: | 2022-10-24 | by ( Lindsey Jacobson | In | ) www.cnbc.com time to read: +3 min

Coalinga city officials estimate their small town will run out of water by Dec. 1st. Ray Singleton Source: CNBCThe California valley city, located inland between Los Angeles and San Francisco, is home to an estimated 17,465 people. The city has no control over how these facilities use water, and Singleton estimates they pull around 25 to 30 percent of the city's supply. They said they have been working closely with the City of Coalinga to find solutions, including finding water that may be transferred to the city. A large solar farm in the middle of rural farmland in Coalinga California.

☆ America's 'Zoomtowns' are running out of water
▼ + stars: | 2022-10-24 | by ( Kelli María Korducki | ) www.businessinsider.com time to read: +11 min

Remote workers aren't just driving up housing prices but also adding more of a burden to already water-strapped regions. Running out of waterAmerica's water crisis, which has been bubbling for years, has become dire. The lack of fresh snow means that less water makes its way into the river and its massive reservoirs — Lake Mead and Lake Powell — upon which the region depends for water. They found that statewide COVID-19 stay-at-home orders triggered "significant increases" in residential water consumption — a trend the researchers attributed, in large part, to remote workers. While population growth does increase water usage, it's (pardon the pun) a drop in the bucket of the bigger-picture crisis.

Check out our guides to the best snow blowers, leaf blowers, and lawn mowers. Below, you will find the best October Prime Day deals we are seeing on snow blowers and other winter landscaping products. We're also rounding up the best sales on style and beauty, tech devices, and more on our liveblogs for the best Prime deals under $50 and the best Amazon Prime deals overall. The best Amazon Prime Early Access Sale snow blower dealsSnow is right around the corner. Fortunately, Amazon is offering plenty of great deals on snow blowers and snow throwers during its October Prime Day sale.

☆ Here’s what a new Biden administration labor proposal would mean for independent contractors
▼ + stars: | 2022-10-11 | by ( Greg Iacurci | ) www.cnbc.com time to read: +4 min

Rudi_suardi | E+ | Getty ImagesThe Biden administration will soon issue a rule that may make it easier for workers to be considered "employees" instead of "independent contractors." Misclassification of workers as independent contractors — also known as freelancers or the self-employed — instead of employees is happening across many industries, like construction, health care, restaurants, retail and transportation, Labor Department officials said Tuesday. Employers may benefit financially by classifying their workforce as contractors instead of employees. These companies often classify gig workers as independent contractors. Federal action would especially be a boon to "low-wage, vulnerable workers," Labor Department officials said.

☆ For a healthier environment, plant a native garden — no matter how big, says the famed entomologist Doug Tallamy
▼ + stars: | 2022-09-27 | by ( Mara Leighton | ) www.businessinsider.com time to read: +8 min

The entomologist Doug Tallamy is on a crusade to reduce grass lawns in favor of native plants. Native plants feed insects and wildlife that contribute to healthier food webs, which keep us alive. AdvertisementLisa Sabatini, an editor who's planted more than 50 native trees and shrubs since 2021, told Insider she joined a "Native Plants of the Northeast" Facebook group that welcomes beginners. If you have a garden already, you can begin by simply introducing native plants into it. AdvertisementNative landscaping is inherently regional, but those interested can type their ZIP code into the National Wildlife Federation Native Plant Finder for suggestions.

Persons: Doug Tallamy, —, Doug Tallamy doesn't, who's, Tallamy, E.O, Wilson, there's, Douglas, Bre Bauerly, Tim Stout, Stout, Lisa Sabatini, Tom Estill, Bauerly, We're Organizations: Service, Facebook, University of Delaware, National Wildlife Federation Locations: Asia, Denver, Minneapolis, Vermont, Minnesota, Rutland , Vermont

☆ This married couple make $118,000 in revenue a month as Airbnb hosts. Here are the tools they use to manage their 6 properties and how they got started.
▼ + stars: | 2022-08-25 | by ( Narina Exelby | ) www.businessinsider.com time to read: +6 min

Six years on, our Airbnb properties brought in $118,000 in bookings last month. In March 2020, after only three months on Airbnb, we were set to cash-flow over $7,000 after expenses. In September 2020, we bought our third property: a four-bedroom cabin in Gatlinburg, Tennessee, near the Smoky Mountains. With income from the Nashville properties, we invested $35,000 in a cosmetic rehab of the Gatlinburg cabin — new floors, light fixtures, toilets, mirrors, stairs, paint, and landscaping. When we opened in November 2020, the place booked up almost immediately; revenue in that first month was $14,158.85.

Can you pay your mortgage with a credit card? How to pay your mortgage with a credit cardIn order to pay your mortgage with your credit card, check out Plastiq, a third-party platform that offers this service. With Plastiq, you can pay your mortgage or even a home equity line of credit (HELOC) with your Mastercard or Discover credit card. Credit utilization impact: Another downside of paying a mortgage with a credit card is its potential impact on your credit utilization. Making a large mortgage payment will push you closer to your credit limit and increase credit utilization, potentially harming your credit score.

Persons: —, Crystal Cox, Cox, aren't, Plastiq, you'll, it's, Stephen Keighery, Keighery Organizations: Service, Mastercard, American Express, Wealthspire Advisors, Federal Reserve, Consumer Financial, Home Buyer

☆ I increased my beach house Airbnb rental income by $100,000 after firing my management company. I was nearly bankrupt, but now I feel accomplished.
▼ + stars: | 2022-07-28 | by ( Narina Exelby | ) www.businessinsider.com time to read: +7 min

Anissa Branch hired an agency in 2017 to start renting out her Oregon beach house for holidays. My dream was to have a beach house. When my dream beach house went on the market, house prices had slumpedI got the house on Gleneden Beach in Oregon for $350,000 and used my savings to cover the down payment. By 2020, I had finalized my divorce and walked away with only my beach house. The beach house was my only source of income, so I started to watch what the management company was doing.

☆ My wife and I made $407,000 in revenue last year on Airbnb. Here's how we used rental arbitrage to scale to 10 units in 4 years.
▼ + stars: | 2022-07-20 | by ( Robin Madell | ) www.businessinsider.com time to read: +10 min

Zev Forrest runs 10 Airbnb properties in Southern California with his wife, Melissa. Forrest runs several Airbnbs with his wife, Melissa Forrest, 33. Insider has verified their business' 2021 profit and 2022 sales revenue to date with documentation. My wife and I run an Airbnb business together. We make on average about $35,000 in gross revenue a month and have 10 properties, all in Southern California. When we started, we also would look for cheap used furniture online, but this took longer and wasn't reliable.

☆ This 31-year-old woman with Down syndrome launched a cookie company 5 years ago — and has already made over $1.2 million
▼ + stars: | 2022-01-06 | by ( Cory Stieg | ) www.cnbc.com time to read: +5 min

The process felt daunting, so her mother, Rosemary Alfredo, decided to teach her the basics of getting a small business up and running. Collettey's Cookies is also profitable, the company says — no small feat in a daunting food industry. As of Monday, Collettey's Cookies has more than 40,000 followers on Facebook, and another 28,000-plus on Instagram. According to the company: DiVitto's chocolate chip cinnamon cookie — called "The Amazing Cookie" — remains the most popular of the company's five flavor options. Paying it forward to aspiring entrepreneursWhen it comes to developing recipes and baking the cookies, DiVitto is the expert and authority.

Persons: Collete DiVitto, DiVitto —, Rosemary Alfredo, DiVitto, Alfredo, Alfredo's, —, She's, Collettey's, Nadya Rousseau, Rousseau Organizations: Clemson University, CNBC, U.S . Bureau of Labor Statistics, Entrepreneurship, Facebook, Alter New Media, Collettey's Locations: Boston, Charlestown , Massachusetts, United States, DiVitto's

Property taxes : Tax liabilities vary from state to state and within each state, amounts can differ from town to town. : Tax liabilities vary from state to state and within each state, amounts can differ from town to town. Some of these costs include lawn care, landscaping, trash pickup, and minor fix-ups. Some of these costs include lawn care, landscaping, trash pickup, and minor fix-ups. : Amounts vary based on whether it is heating or cooling season, but homeowners still must take these costs into account.

☆ I moved my family from California to Austin, Texas, and regretted it. Here are 10 things to consider before making an expensive mistake.
▼ + stars: | 2021-01-20 | by ( Brett Alder | ) www.businessinsider.com time to read: +21 min

Brett Alder moved to Austin, Texas, for work and regrets the choice. A lot of people, including myself, move from California to Austin because of the hype and the perception that California and Austin are reasonably comparable in lifestyle. Water: Water is also shockingly expensive. Expensive pool maintenance, expensive landscaping services, expensive home repairs, expensive dining and movies. Expensive pool maintenance, expensive landscaping services, expensive home repairs, expensive dining and movies.

Persons: Brett Alder, Alder, Austin, Austin it's, you've, We've, I've, It's, We're, Yelp, Matthew McConaughey, Travis, There's, …, Monoculture, California we've, Uber, I'd, Austinites Organizations: Energy, Soaring Sierra, Yosemite, Texans Locations: Austin , Texas, California, Austin, Texas, San Diego, Travis County, Lake, Jose, San Jose, Portland , Oregon, Nevada, Utah, West Coast, West, Montana, Tennessee, crosswalks, Belterra, Bay, San Jose , CA

I have several rental properties, and in my first year as a landlord, I learned a few lessons that could have saved me money if I'd known. Also, it's important to have good contractors lined up for when you need them, and to keep good tenants. With the purchase of your first rental property, you're not just a homeowner, you're an entrepreneur. Houses — and tenants — require tending; there's no such thing as a rental property that runs itself. Here are six things I learned when I first became a landlord.

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