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☆ A TikToker bought a $26,000 foldable house on impulse — and has absolutely no regrets
▼ + stars: | 2024-02-04 | by ( Jordan Hart | ) www.businessinsider.com time to read: +3 min

He ordered the house on Amazon, and his videos detailing the process gained nearly 20 million views. "I didn't even let him finish unboxing the house," Bryant said. The 19-by-20 unit is an investment opportunity, and he had "an automatic vision for it," Bryant told Business Insider. Chery IndustrialIt was delivered as a cube basically the size of its bathroom, Bryant told BI. But, he worked with an Amazon specialist to receive it on Monday — right on schedule.

Persons: Jeffrey Bryant, Bryant, —, TikToker Jeffrey Bryant, he's Organizations: Service, Amazon, Chery, Chery Industrial, Bryant, The California Department of Housing, Community Development

☆ Battle-tested bull: S&P 500 plows through obstacle course of worries to new high
▼ + stars: | 2024-02-03 | by ( Michael Santoli | ) www.cnbc.com time to read: +8 min

The S & P 500' s latest run to a record high last week took it through an obstacle course of macroeconomic and company-specific hazards. Stocks are not at all cheap, with the S & P 500 at 20-times year-ahead earnings, which probably will mute multi-year returns. The median S & P 500 stock is flat year to date, is up 13% over the past three months, has gained 30% off its 52-week low and is within 8% of its 52-week high. On Friday, even as a majority of stocks fell with the S & P 500 gaining 1%, there were 175 NYSE new 52-week highs compared to 54 new lows. Here are the equal-weighted industrial and consumer-discretionary sectors compared to the equal-weight S & P 5600 since just after the bear-market low in October 2022.

Persons: Stocks, Craig Johnson, Piper Sandler, it's, Steve Deppe, Jobs, Jerome Powell, Friday's, Henry McVey, KKR's, Keith Lerner Organizations: Treasury, Wealth Management, Meta, Microsoft, Truist, Equity Locations: Meta, handicapping

☆ I quit Amazon Prime and it was way easier than I expected. It's made me reevaluate everything.
▼ + stars: | 2024-01-28 | by ( Alex Kantrowitz | Big Technology | ) www.businessinsider.com time to read: +3 min

Last June, on a whim, I canceled Amazon Prime. I still regularly buy things from Amazon with free shipping, but I'm happily out on Prime. After canceling Prime, I've been able to reevaluate the necessity of that ultra-fast, free shipping and have found it mostly unneeded. AdvertisementLeaving Prime also meant the end of free Amazon Prime Video, but I've been able to bear it. If Amazon Prime members started reconsidering and discarded the service en masse, it would be trouble for the company.

Persons: I'd, I'm, I've, Max Organizations: Amazon Prime, Amazon, Netflix, Big Technology Locations: America

☆ 28-year-old with a net worth over $500,000 shares 5 money habits she avoids: 'Everything can't be a little treat'
▼ + stars: | 2024-01-27 | by ( Mike Winters | ) www.cnbc.com time to read: +4 min

Using traditional savings accountsAllocca favors high-yield savings accounts over the traditional savings accounts typically offered by large banks, as they offer better annual interest rates. Currently, you can find high-yield savings accounts offering APRs of around 5%, while traditional accounts offer interest rates closer to 0.6%, per Bankrate's most recent data. Many online banks and credit unions offer high-yield savings accounts, so they're not hard tp come by. "All of my cash savings are in a high-yield savings account," says Allocca. "If you aren't using a high-yield savings account, make 2024 the year you open one.

Persons: Michela, She's, Allocca, They're, they've Organizations: CNBC

☆ How Some Families Are Breaking the Rules to Apply for Financial Aid
▼ + stars: | 2024-01-27 | by ( Ron Lieber | ) www.nytimes.com time to read: +1 min

Here’s the good news: The Free Application for Federal Student Aid, or FAFSA, website is now open 24 hours a day, seven days a week after a yearslong effort to simplify the process of seeking financial assistance. This month, I watched two high school seniors and their college counselor start the forms from scratch and submit them in just over an hour. But in doing so, the teenagers made a false statement that broke the law. In this case, safeguards are necessary to protect private financial information. But any new login requirements might also trigger an impulse for many families with complicated lives to bypass them.

Persons: ’ Organizations: Federal Student Aid

☆ Artist Carl Andre, known for minimalist sculptures and a murder trial, dies at 88
▼ + stars: | 2024-01-25 | by ( Wallace Ludel | ) edition.cnn.com time to read: +8 min

American artist and sculptor Carl Andre pictured at London's Whitechapel Gallery in London on March 15, 1978. Andre’s work often consisted of industrially fabricated forms made from simple, raw material — such as metal, granite, wood, and brick — arranged in free-standing patterns. His death passing was confirmed on Wednesday by the Paula Cooper Gallery, with which the artist had worked since 1964. “My father always said, ‘I am old school and European, and my wife does not work,’” Andre told the magazine. Ken Hively/Los Angeles Times/Getty ImagesIn 1970, after just over a decade in New York, Andre received his first major museum survey, at the Guggenheim Museum.

Persons: Carl Andre, — Carl Andre, Paula Cooper, Ana Mendieta, Andre, ” Andre, George Andre —, “, Margaret Johnson, ‘, ’ ” Andre, ”, Frank Stella, Stella —, “ They’re, They’re, Ken Hively, Peter Schjeldahl, “ Andre, Mendieta, Helen Molesworth, Angeles’s Museum of Contemporary Art —, “ Carl Andre, Melissa Kretschmer Organizations: The Art, CNN, Phillips Academy, Kenyon College, Army, Northeastern University —, Tate, Los Angeles Times, Guggenheim Museum, The New York Times, Dia Beacon, Angeles’s Museum of Contemporary Art, Artforum Locations: London, American, New York City, Quincy , Massachusetts, United States, Sweden, “ The, Andover , Massachusetts, Beverly Hills, New York, Greenwich Village

Loud budgeting is the latest financial trend to go viral on TikTok as people look to save money. Paul Riley, a personal banking executive with NAB Bank in Australia, defined loud budgeting in a recent report. Loud budgeting is workingLoud budgeting is already having an impact on the finances of younger adults. "By sharing my financial goals with my friends, they also opened up about their goals," Fischer told Business Insider. Are you participating in the loud budgeting trend and willing to share details about how you're saving money?

Persons: Lukas, Paul Riley, Riley, @itslisasun, Natalie Fischer, @investwithnat, Fischer, Mia Westrap, I'm, Westrap, TikToker @michelineamisi Organizations: NAB Bank, Business Locations: Australia, Seattle, Guam

☆ A software consultant who day trades stocks gained 805% in 2023. He shares 3 chart indicators that led him from consistent losses to becoming profitable.
▼ + stars: | 2024-01-20 | by ( Laila Maidan | ) www.businessinsider.com time to read: +8 min

He joined his private access program, a paid educational platform for trading stocks, where he spent a year learning the content. The stock's price should pull back organically, meaning the volume parallel to the downward price move should be gradual. On a daily chart like the one above, it's based on the past nine days. If the stock's price doesn't fall below it or forms a support line, it signals that the price could likely retrace and increase. Instead of entering five to 10 trades daily, he now keeps it at two to three.

Persons: Goverdhan Gajjala, William O'Neil, Gajjala, Mark Minervini, It's, Minervini's, Norman Zadeh, Zadeh Organizations: Service, Investor's Business Daily, US, EMA, Health Intelligence Locations: Dallas

☆ For 2024, the quiet luxury trend is out and 'loud budgeting' is in — here's how to make the most of it
▼ + stars: | 2024-01-19 | by ( Jessica Dickler | ) www.cnbc.com time to read: +3 min

But in 2024, there's a new idea taking hold that overtly rejects the urge to overspend and promotes speaking up about saving money — welcome to the era of "loud budgeting." What is loud budgeting? TikTok's loud budgeting trend encourages consumers to take control of their finances and be vocal about making money-conscious decisions, rather than modeling purchase decisions after celebrities and their bottomless pockets — and financial experts love it. In that way, loud budgeting is "it's almost more chic, more stylish, more of a flex." How to jump on the loud budgeting trend

Persons: there's, Joe, Lukas Battle's, Erica Sandberg, Sandberg, SoFi, Allison Bornstein, bougie, isn't, Yuval Shuminer, Shuminer Organizations: Facebook, Finance Locations: Europe

☆ Investing in Space: Pentagon's satellite constellation awards near $10 billion
▼ + stars: | 2024-01-18 | by ( Michael Sheetz | In Michaeljsheetz | ) www.cnbc.com time to read: +11 min

Now we're pushing $10 billion in awards, to build more than 400 satellites, with seven companies in the mix. York Space has been tapped to make more satellites than anyone but Northrop Grumman, to the tune of $1.3 billion. – The Wall Street Journal / Deere Hyperspectral satellite imagery company Pixxel opens Bengaluru facility, a 30,000-square-foot facility in India for satellite manufacturing. – KeyBancBoldly goingKurt Vogel named as NASA associate administrator for the agency's space technology directorate, effective immediately, previously having been the director of space architectures at the agency. – NASAfor the agency's space technology directorate, effective immediately, previously having been the director of space architectures at the agency.

Persons: Yasin Ozturk, CNBC's Michael Sheetz, – Northrop, Lockheed Martin, L3Harris, Northrop Grumman, you've, Momentus, John Plumb, –, Artemis, – SpacePolicyOnline, Tom Mueller's, Redwire, KeyBanc, Kurt Vogel, Chiara Pedersoli, Marco Fuchs, – OHB, – OHB Frank Di Pentino Organizations: SpaceX, . Space Force, Cape Canaveral Space Force, Anadolu Agency, Getty, Space Force, Space Development Agency, – Northrop Grumman, Lockheed, York, Space, Lab, Sierra Space, CNBC, CNBC NASA, Boeing, NASA, NASA ESA, Science, Technology, Industry, ISS, – NASA SpaceX, Deere, Street, Deere Deere, KKR Locations: Cape, Florida, United States, U.S, Brazil, Bengaluru, India

☆ Ariana Grande's newest muse 'Eternal Sunshine of the Spotless Mind' is a tragic film disguised as romance
▼ + stars: | 2024-01-17 | by ( Callie Ahlgrim | ) www.businessinsider.com time to read: +6 min

Read previewAriana Grande confirmed fan suspicions on Wednesday when she announced the title of her seventh album: "Eternal Sunshine." The coordinates led to Montauk, New York, a key location in the 2004 sci-fi film "Eternal Sunshine of the Spotless Mind." But the promise of a "spotless mind," free of anger and heartache, is too enticing. My very first viewing of "Eternal Sunshine of the Spotless Mind" occurred in 2010, when I was 14. The "eternal sunshine of the spotless mind" is, in short, a lie.

Persons: —, Ariana Grande, Charlie Kaufman, Michel Gondry, Joel Barish, Jim Carrey, Grande's, Clementine Kruczynski, Kate Winslet, Clementine, who'd, It's, I'd, Joel, haters, I've, She's, Mary Svevo, Kirsten Dunst, Howard, Howard Mierzwiak, Tom Wilkinson, Mary, she's, Mary reveres Organizations: Service, Business, happenstance Locations: Montauk , New York

Image A watch party for Mr. Trump in Des Moines on Monday night. Credit... Haiyun Jiang for The New York TimesInstead, if Mr. Trump wins next week’s New Hampshire primary, a march to a third nomination is all but certain. Some in the news media were reluctant to direct their audiences to Mr. Trump, especially shortly after he left office, for fear that it would only amplify his lies about his election loss. Since 2016, both Republican and Democratic leaders have often agreed that it helps Democrats to have Mr. Trump at the political fore. Mr. Biden has signaled his plans to highlight Mr. Trump’s efforts to subvert his loss in the 2020 election, invoking the attack on the Capitol and Mr. Trump’s revisionist history of what happened.

Persons: Donald J, Trump, codifying, —, he’d, Haiyun Jiang, ”, David Axelrod, Barack Obama, “, victimhood, Mr, Trump’s, Axelrod, Biden, Maansi Srivastava, Liam Donovan Organizations: Fox News, Republican, Trump, Republican Party, The New York, Democratic, Republicans, New, New York Times Democrats, Capitol, Washington Post, University of Maryland Locations: New York, Iowa, Florida, Des Moines, Hampshire, Clive , Iowa, New Hampshire, Washington, mattering

☆ Opinion: What our obsession with Gypsy Rose Blanchard says about us
▼ + stars: | 2024-01-11 | by ( Opinion Sarah Gundle | ) edition.cnn.com time to read: +10 min

Sarah Gundle Sarah Gundle, PsyDThese are appropriate questions, when you consider the public fascination with stories about Gypsy Rose Blanchard, who was recently released on parole after serving eight and a half years for helping to kill her abusive mother. The revelation drove Gypsy Rose to seek revenge by convincing her boyfriend to murder her mother. Of course, the behavior of Dee Dee Blanchard and Debra McCurdy was beyond the pale, rising to the level of evil. And would Dee Dee Blanchard have been able to stop the train of destruction if someone had more doggedly recognized and confronted her mental illness? Maybe we need to heed the words of Gypsy Rose Blanchard, who has said that trying to understand where her mother was coming from “brought me to a place of forgiveness.” Blanchard recently told CNN of her mother: “She was not an evil woman.

Persons: Sarah Gundle, Sarah Gundle Sarah Gundle, Gypsy Rose Blanchard, Gypsy Rose Blanchard ”, Blanchard, Claudine “ Dee Dee ” Blanchard, Gypsy Rose, Dee Dee, ”, Jennette McCurdy, McCurdy, “, Debra, Dee Dee Blanchard, Debra McCurdy, —, I’m, ” Andrew Solomon, Rozsika Parker, “ We’re, that’s, Carl Jung, don’t, Dee Dee Blanchards, Debra McCurdys, ” Blanchard, … Organizations: Icahn School of Medicine, Mount Sinai Medical, CNN, Nickelodeon Locations: New York City

☆ How to take on the viral No Spend January trend
▼ + stars: | 2024-01-10 | by ( Samantha Murphy Kelly | ) edition.cnn.com time to read: +8 min

It’s also a challenge more people are taking on for shorter periods of time — such as a No Spend Week, a No Spend Weekend or No Spend Sunday — or during other months of the year. Courtesy Kate KadenKaden, who said she saves about $2,000 or more during a No Spend Month, has been able to build up her emergency fund and pay off debt. If pulling back on spending in January isn’t appealing, you can have your own No Spend Month at any point in the year. The same goes for getting off email marketing lists, unsubscribing to text promotions or deleting social media all together. Some social media influencers such as Kiersti Torok help connect others to coupons and discounts in local mailers or retail apps.

Persons: Kate Kaden, “, ” Kaden, Instagram, It’s, Kate Kaden Kaden, ” Neil Sanders, ”, isn’t, Ted Jenkin, Melissa Corriveau, “ It’s, she’s, Corriveau, it’s, you’re, Jenkin, influencer Kaden, Kaden, ” Don’t, you’d, Ramit Sethi, CNN he’s “ Organizations: CNN, GlobalData, ”, Oxygen Financial, Costco, New York Locations: Maine, “

☆ Americans are racking up more 'phantom debt' — why that's a problem
▼ + stars: | 2024-01-07 | by ( Jessica Dickler | ) www.cnbc.com time to read: +3 min

Buy now, pay later is now one of the fastest-growing categories in consumer finance, according to a separate report by Wells Fargo. "It's hard to know how much of this debt is out there," said Ted Rossman, senior industry analyst at Bankrate. However, managing multiple buy now, pay later loans with different payment dates can also be a challenge, Quinlan added. "BNPL could lead to an increase in consumer debt, as consumers may be more likely to take on additional debt if they know they can spread out the payments," he said. watch nowWhile the typical terms might break a purchase into four equal interest-free payments, not all buy now, pay later loans work that way.

Persons: Wells, Tim Quinlan, Quinlan, Ted Rossman, Max Levchin, Rossman Organizations: Wells, Finance Locations: Wells Fargo

☆ Baby boomers did one big thing we should all be grateful for
▼ + stars: | 2024-01-02 | by ( Andy Kiersz | ) www.businessinsider.com time to read: +11 min

The boomers had it great, the argument goes, but then they went and screwed it all up. For one thing, baby boomers didn't have it easy: The America they grew up in was poorer, less educated, less healthy, and more unfair than the society we live in today. To better understand how individuals and families are experiencing the economy, it's important to look at wages, income, and wealth. Boomers have consistently passed laws to make building housing harder, leaving the country with a structural housing deficit. Beyond the economy, the boomers have handed off other deep problems that the younger generations will have to solve.

Persons: Gen Zers, Zers, millennials, Norman Rockwell, —, they've, we're, it's, Zer, Andy Kiersz Organizations: Black, Boomers, Business Locations: America

How the Russian Government Silences Wartime DissentJust days after invading Ukraine, President Vladimir V. Putin of Russia signed a censorship law that made it illegal to “discredit” the army. The indignities of the crackdown, and the long arm of the Russia law, is being lost in the numbers. Nanna Heitmann for The New York TimesIn dry legalese, the court documents recount the Russian state’s case against these statements and protests. People’s “negative assessment” of the Russian military could adversely affect its performance, the court said, presenting a national security risk. And I very much don’t want this.”Sergei Platonov at district court in Moscow listening to his guilty verdict in November.

Persons: Vladimir V, Putin, ”, — schoolteachers, —, That’s, Ukraine —, pollsters, Andrei Kolesnikov, Demyan, Aleksandr T, Olga V, ” Maksim L, Omsk Diana I, Denis V, Russia ”, “, Maksim P, Anna S, Maria V, people’s “, Russia’s, Zaynulla Gadzhiyev, Mr, Bespokoyev, Marina Tsurmast, scrawled, Nanna Heitmann, Tsurmast, Gadzhiyev, Vladimir Kara, Murza, Aleksandra Y, Skochilenko, Selimat, Vladimir A, Rustam I, ” Yelena L, Aleksandr K, Olga P, Dmitri D, Sergei V, Eve, Daria Ivanova, Ms, Ivanova, “ you’ll, Anton Redikultsev, Redikultsev, Jan, Marina, Sergei P, ” Yuldash, ” Dmitri S, Peskov, Putin’s, Sergei Platonov, Platonov, Russian Gestapo ”, Polina, Kolesnikov, Anna Sliva, Sliva Organizations: New York Times, Times, Carnegie Russia Eurasia Center, OVD, Penza Yuriy V, Russia, ”, Ukraine ” “, YouTube, Bucha, Ukraine, Police, The New York Times, Armed Forces, Russian Federation, VK, Russian Gestapo, The New York Locations: Russia, Russian, Ukraine, “, Omsk, Peace, Ukraine ” “ Ukraine, Bucha, Moscow, St, Petersburg, Iglino, ”, Novosibirsk, Siberia, Crimea, Ukrainian, Kalga, Russia’s, OVD, Coast, Primorye, Soviet

☆ I'm the former Microsoft VP of HR. Here's what executive leadership really thinks about at the end of the year — and why layoffs are so common in Q1
▼ + stars: | 2023-12-26 | by ( Chris Williams | ) www.businessinsider.com time to read: +7 min

Time for a performance reviewFor many in the lower layers of the company, the end of the year marks the arrival of performance reviews. In the C-Suite, performance reviews fall differently. The implementation of performance reviews at the highest levels is hampered by the compensation models up there. AdvertisementSo in the C-Suite, the performance reviews are still difficult, but rarely so personal. While you are worrying over your pending performance review, the C-Suite is worried about theirs too.

Persons: Chris Williams, Williams, —, I've, it's Organizations: Microsoft, Service

☆ ‘No one will remember us’: India’s hero ‘rat hole miners’ who helped rescue 41 men from the Himalayan tunnel
▼ + stars: | 2023-12-06 | by ( Aishwarya Iyer | ) edition.cnn.com time to read: +7 min

“Rat hole mining may be illegal,” Lt General Syed Ata Hasnain, a retired official from India’s National Disaster Management Authority told reporters shortly after the rescue. “But a rat miner’s talent and experience is not.”Bottom of the hierarchyWorkers employed in the dangerous profession are among the most vulnerable and marginalized in India, hence the unflattering local moniker. But some of the “rat miners” said they are still waiting for details of the compensation. Conspicuously missing were the names of the 12 “rat miners” who put their lives on the line to complete that final breakthrough. Two “rat miners” went in at a time on rotating four-hour shifts, with one cutting the stone and the other pulling the debris out of the pipe.

Persons: New Delhi CNN —, Munna Qureshi, “, ” Qureshi, Qureshi, General Syed Ata Hasnain, Slimly, Hasina Kharbhih, ”, Roberto Schmidt, ” Kharbhih, Nasir Khan, B.P, Katoki, Pushkar Singh Dhami, Mohammad Irshad Ansari, Monu Kumar, crouch, Khan, Kumar, Sajjad Hussain, Ansari, ” Kumar Organizations: New, New Delhi CNN, Engineers, National Disaster Management Authority, Workers, National Green Tribunal, AFP, Getty, CNN, ” Locations: New Delhi, Uttarakhand, India, Meghalaya, Rimbay, Uttarkashi, Uttar Pradesh, AFP

☆ Walmart and Target are looking increasingly similar these days
▼ + stars: | 2023-12-04 | by ( Dominick Reuter | ) www.businessinsider.com time to read: +6 min

Walmart and Target appear to be borrowing pages from each other's playbook. Some specific features seemingly borrowed from Target include the new "Dollar Shop" and "Grab & Go" sections near the front entrance. AdvertisementFresh produce sections at Walmart (left) and Target (right). For starters, Walmart is still much bigger than Target, and a supercenter is typically about 50% larger than a Target store. But the company says it is finding success in its effort to attract higher-income shoppers, while Target continues to emphasize affordability in its offerings.

Persons: —, Burger King, Dominick Reuter, Christina Henninton's, Wrangler Organizations: Walmart, Service, Pepsi, McDonalds, Ford, Target, Business, Brands, Reebok, Apple Locations: Burger

☆ A 43-year-old who poured everything into becoming a millionaire shares the realization that made him stop 'obsessing' over his wealth — and why he's much happier now
▼ + stars: | 2023-12-03 | by ( Ayelet Sheffey | ) www.businessinsider.com time to read: +6 min

Don, 43, is a self-made millionaire who used to place immense pressure on himself to earn more money. He's now focusing on other things in his life, like his kids, that bring him more happiness than wealth ever could. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . Advertisement'You need the humility that it can be taken away from you'Don said his upbringing largely influenced the way he now thinks about money and wealth. "So what are those things that you do have in your life that money can't measure?

Persons: Don, —, he's, it's, That's Organizations: Service, Federal, New York Federal, Suffolk University Sawyer Business School, USA

For Love & Money is a column from Business Insider answering your relationship and money questions. This week, a reader gave their son money years ago, and their husband thinks he should repay it now. AdvertisementDear For Love & Money,I gave my adult son money when he was getting a divorce eight years ago. When you gave your son the $16,000 eight years ago, did you call it a gift or a loan? You said you gave your son "the money with no strings," implying you originally intended it to be a gift.

Persons: —, didn't, doesn't, stoically, blissfully Organizations: Business, Service

☆ Elon Musk still didn't answer the biggest question about X
▼ + stars: | 2023-11-30 | by ( Katie Notopoulos | ) www.businessinsider.com time to read: +4 min

Elon Musk said on Wednesday that advertisers who are abandoning X can go "fuck" themselves. NEW LOOK Sign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. Musk didn't directly answer, but said "If the company fails because of advertiser boycott, it will fail … and it will be gone." AdvertisementMusk didn't answer the other key question he was asked: "Is there any part of you that says, 'Maybe I should sell [X] or give it away?" What we don't know — and Musk wouldn't really answer — is how this final stage could play out.

Persons: Elon Musk, —, Musk, Andrew Ross Sorkin, Linda Yaccarino, Yaccarino, @elonmusk, Tesla, there's, I'm Organizations: Twitter, Service

☆ ‘Eileen’ Review: Sudden Fire, Sudden Danger
▼ + stars: | 2023-11-30 | by ( Alissa Wilkinson | More About Alissa Wilkinson | ) www.nytimes.com time to read: +3 min

McKenzie’s accent is a bit wobblier than Hathaway’s, but once you’re over that hump, the pair are thrilling together. McKenzie plays Eileen as a wide-eyed girl in arrested development who might have been an ingénue if she’d ever had a moment to sparkle. That’s you, Eileen. Oldroyd’s cold but keen eye for women pushed to the edge of a nervous breakdown by boorish, violent men meets rich ground here. Not just Eileen, but Rebecca and several other female characters are not good or angelic women, and yet they’ve clearly bent themselves to fit molds made by men.

Persons: McKenzie, Eileen, she’d, You’re, Rebecca, Radcliffe, She’s, —, she’s, William Oldroyd, Macbeth, ”, Florence Pugh Organizations: Harvard Locations: England, Moshfegh

☆ 29-year-old only spends $50 a month on non-essentials: 'A limit on your finances doesn't have to mean a limit on your happiness'
▼ + stars: | 2023-11-29 | by ( Annie Probert | ) www.cnbc.com time to read: +3 min

"Your overall wealth really starts with behavior and your budget," Howard says. But 29-year-old Alexis Howard has been doing it for over 10 months, ever since she challenged herself to limit her non-essential spending to $50 each month. Essentials like rent, utilities, groceries and medical costs aren't included in Howard's $50 limit. "What I've really tried to stress on this challenge is that just because you have a tight budget doesn't mean you can't engage with your loved ones, doesn't mean you can't go to free events, doesn't mean you can't substitute quality time with people that matter to you," she says. But she's still spending considerably less than she would in a normal month living in the Bay Area, where she estimates her non-essential spending used to total around $400 to $500.

Persons: Howard, spender, Alexis Howard, Lyft, Howard's, she's, It's, there's, I've Organizations: CNBC Locations: Bay, San Francisco

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