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☆ Over a decade after founding Grindr, Joel Simkhai wants a do-over
▼ + stars: | 2022-11-16 | by ( Zachary Schermele | ) www.nbcnews.com time to read: +7 min

When Joel Simkhai left Grindr five years ago, he had a lot of time to think. Simkhai, a gay man and tech entrepreneur, helped launch the groundbreaking gay hookup and dating app in 2009. As recently as this year, the average daily time spent on Grindr per user was about an hour, according to The Guardian. The results of an online survey of nearly 100 Grindr users published in 2017 in the peer-reviewed journal Behavioral Medicine showed obese users reported significantly greater feelings of body dissatisfaction. But racist, discriminatory and exclusionist tropes — or euphemisms for them — continue to pervade a number of LGBTQ hookup and dating apps.

☆ Capital One SavorOne Student Cash Rewards card review: $100 welcome bonus, 3% back for everyday spending, and a free Uber One membership
▼ + stars: | 2022-11-16 | by ( David Mcmillin | Joseph Hostetler | Read More | ) www.businessinsider.com time to read: +34 min

That's what makes the Capital One SavorOne Student Cash Rewards Credit Card one of the most compelling credit card offers for college students. Find the right student credit card for you Capital One SavorOne Student Cash Rewards Credit CardChase Freedom® Student credit cardDiscover it® Student Cash BackCapital One Quicksilver Student Cash Rewards Credit CardDiscover it® Student chromeDeserve® EDU Mastercard for StudentsJourney Student Rewards from Capital OnePetal® 2 "Cash Back, No Fees" Visa® Credit Card Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Capital One SavorOne Student Cash Rewards Credit Card cardholders can access the platform and use rewards (or their card) to book flights, hotels, and rental cars. Capital One says that you need at least "fair" credit to qualify for the Capital One SavorOne Student Cash Rewards Credit Card. If you're not yet 18 but want a credit card, another option is to become an authorized user on a family member's or trusted friend's credit card.

Capital One's new partnership with PRIOR can help Venture X cardholders book exclusive tours to places like Napa Valley. Capital One Venture X Rewards Credit Card cardholders now receive a free PRIOR subscription ($149 value). Capital One is now enhancing this entertainment portal for anyone with the Capital One Venture X Rewards Credit Card. Rewards Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Bottom lineThe Capital One Venture X Rewards Credit Card is already an extremely compelling travel credit card.

Find the right card with Uber and Lyft perks Capital One Savor Cash Rewards Credit CardChase Sapphire Reserve®Ink Business Preferred® Credit CardCapital One SavorOne Cash Rewards Credit CardChase Sapphire Preferred® Card Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Note that credit card lenders may use many different variations of credit score models when considering your application. Annual fee: $95Other benefits: This is one of the best small-business cards on the market thanks to perks such as:Review: Ink Business Preferred credit card reviewCapital One SavorOne Cash Rewards Credit CardWhy use it for rideshares: The Capital One SavorOne Cash Rewards Credit Card card has Uber-related benefits that are identical to the Capital One Savor Cash Rewards Credit Card. Credit cards for Uber and Lyft frequently asked questions (FAQ)What is the best credit card for rideshare expenses? The best credit card for rideshare expenses isn't necessarily the best credit card for you.

☆ Delta SkyMiles Gold Business American Express card review: Earn a 50,000-mile bonus and get potentially hundreds in ongoing benefits for Delta flyers
▼ + stars: | 2022-11-14 | by ( Joseph Hostetler | Credit Cards Reporter | Read More | ) www.businessinsider.com time to read: +31 min

How to earn miles from the Delta SkyMiles Gold Business cardThe Delta SkyMiles® Gold Business American Express Card isn't a fabulous choice for everyday spending. Also, note that you won't qualify for the Delta SkyMiles® Gold Business American Express Card welcome bonus offer if you've previously held this card. If you already have or had other Delta cards, like the Delta SkyMiles® Platinum Business American Express Card or the personal Delta SkyMiles® Gold American Express Card , you are still eligible for this card's welcome bonus offer. When you earn Delta miles with your Delta SkyMiles® Gold Business American Express Card, your rewards will automatically deposit into your Delta account. If you're only an occasional Delta flyer, the Delta SkyMiles® Gold Business American Express Card is likely the better card for you.

☆ The newly launched Citi AT&T Points Plus Card can earn you up to $240 in statement credits each year — but there's a $12,000 catch
▼ + stars: | 2022-11-14 | by ( Joseph Hostetler | Credit Cards Reporter | Read More | ) www.businessinsider.com time to read: +14 min

The new Citi AT&T Points Plus card is worth a look if you're an AT&T customer. Citi; InsiderCiti has announced a new credit card: The AT&T Points Plus℠ Card .. Let's take a quick look at the AT&T Points Plus℠ Card to see if it fits your situation. Here's how it works:Set your AT&T Points Plus℠ Card as your autopayment method on your AT&T wireless bill. Transfer Citi ThankYou points to airline and hotel partnersAgain, this card earns Citi ThankYou points.

Show more Regular Annual Percentage Rate (APR) 19.99% - 26.99% Variable Editor's Rating 4.65 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.65 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. Each calendar year after spending $60,000 on eligible purchases, Card Members are eligible to select an Earned Choice Award benefit. Read more: United Explorer card reviewCredit cards with airport lounge access frequently asked questions (FAQ)What are the Centurion Lounge locations? The Platinum Card® from American Express is the all-around best credit card for airport lounge access. Joseph Hostetler, CEPF Credit cards reporter Joseph Hostetler is a credit cards reporter for Insider who also covers helpful miles and points tricks.

If you plan to pursue United Airlines elite status in 2023, there's never been a better time to open a United Airlines credit card. Earn 3x miles on United® purchases, 2x miles on dining, select streaming services & all other travel, 1x on all other purchases. Earn 4 miles per $1 spent on United® purchases including tickets, Economy Plus, inflight food, beverages and Wi-Fi, and other United charges. Earn 4 miles per $1 spent on United® purchases including tickets, Economy Plus®, inflight food, beverages and Wi-Fi, and other United charges. While this cap increase is a welcome change, it's still not easy to earn PQPs this way.

Its two middle-of-the-road cards are the United℠ Explorer Card and the United Quest℠ Card — both good choices if you fly United, even just a few times each year. Earn 3x miles on United® purchases, 2x miles on dining, select streaming services & all other travel, 1x on all other purchases. If you're not sure you want to commit to such a high annual fee, the United℠ Explorer Card is a long-time favorite of United flyers. 5,000-mile award flight credit can help you stretch your United miles Cons Dash icon A dash. So you can expect to get around $1,040 in United flights from the bonus on the United Quest℠ Card, and about $780 from the bonus on the United℠ Explorer Card.

☆ Delta SkyMiles Platinum Business American Express card review: Earn a 60,000-mile bonus and get elite-like benefits, including a companion certificate
▼ + stars: | 2022-11-11 | by ( Joseph Hostetler | Credit Cards Reporter | Read More | ) www.businessinsider.com time to read: +37 min

Review: Is the Delta Platinum Business Card the best credit card for you? This small-business credit card is strikingly similar to its personal counterpart, the Delta SkyMiles® Platinum American Express Card — but here's why it's better. There are myriad reasons you may want the Delta SkyMiles® Platinum Business American Express Card beyond the bonus. If you already have or had other Delta cards, like the Delta SkyMiles® Gold Business American Express Card, or even the personal Delta SkyMiles® Platinum American Express Card, you could still qualify for this card. Do you need to pay for your ticket with the Delta Platinum Business card to get a free checked bag?

More Information Earn 80,000 Membership Rewards® points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu. There are even more places your Platinum Card® can get you complimentary entry and exclusive perks. Read our review Read Our Review A looong arrow, pointing rightYou qualify for Hertz President's Circle Status if you've got one of the following cards:The Platinum Card® from American ExpressThe Business Platinum Card® from American ExpressCorporate American Express Platinum cardsAnd get this — even authorized users on the Platinum Card and Amex Business Platinum Card qualify for President's Circle elite status. If you hold either The Platinum Card® from American Express, The Business Platinum Card® from American Express (or are an authorized user on either of those cards), or a corporate American Express Platinum card, all you have to do is enroll to receive complimentary President's Circle status.

Equinox knows how to do a luxury gym, and with an Amex Platinum card you can effectively get a discount. Courtesy of EquinoxThe Platinum Card® from American Express has long offered an annual $300 credit to be used with Equinox luxury gyms. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu. $300 Equinox Credit: Get up to $25 back each month on the Equinox+ digital fitness app, or eligible Equinox club memberships when you pay with your Platinum Card®. However, you can soon use your Platinum Card's annual $300 Equinox credit to give an Equinox gym a try for free.

☆ You can currently earn a 40% bonus when transferring Chase Ultimate Rewards points to Marriott, but it's only a good value in certain situations
▼ + stars: | 2022-11-01 | by ( Joseph Hostetler | Credit Cards Reporter | Read More | ) www.businessinsider.com time to read: +9 min

40% bonus when transferring Chase Ultimate Rewards to MarriottPer Insider's valuations, Chase points are worth 1.8 cents each — while Marriott points are worth just 0.7 cents each. That narrows the value disparity slightly, giving you effectively 0.98 cents in Marriott points for every 1.8 cents in Chase points you transfer. With this 40% transfer bonus, you could convert 15,000 Chase points into Marriott points to reserve this room for free. Bottom lineChase has announced a new promotion that provides 40% bonus Marriott points when transferring Chase Ultimate Rewards. Still, converting Chase points into Marriott points is far from a no-brainer.

☆ You can transfer Chase Ultimate Rewards points to Aeroplan with a 30% bonus for a limited time — but some cardholders can get an extra 10% bonus
▼ + stars: | 2022-10-31 | by ( Joseph Hostetler | Credit Cards Reporter | Read More | ) www.businessinsider.com time to read: +17 min

Josef Hanus/ShutterstockChase Ultimate Rewards points normally transfer to Air Canada Aeroplan at a ratio of 1:1. You'll get a 30% bonus when you transfer Chase points to Aeroplan between November 1 and November 30, 2022. And from November 1 to November 30, 2022, you'll get a 30% bonus when transferring Chase points to Aeroplan. How to earn Chase points in a hurryYou can earn Chase Ultimate Rewards points quickly by opening one of the best Chase credit cards and earning their bonuses. Aeroplan points are worth 1.5 cents each, on averageThis 30% bonus when transferring Chase points to Aeroplan means your Chase points are worth an average of 1.95 cents per point when transferring to Aeroplan.

☆ Bilt Rewards is offering free United Airlines elite status to members, plus bonus points and more in celebration of 'Rent Day'
▼ + stars: | 2022-10-27 | by ( Joseph Hostetler | Credit Cards Reporter | Read More | ) www.businessinsider.com time to read: +14 min

In advance of Rent Day on November 1, 2022, all Bilt Rewards members can receive free United Airlines elite status for a limited time. On Rent Day, Bilt Mastercard® cardholders can earn double points on non-rent expenses, and all members can participate in challenges to earn points and free rent. cardholders can earn double points on non-rent expenses, and all members can participate in challenges to earn points and free rent. You can also redeem Bilt points toward rent payments, merchandise, Amazon purchases, and even a downpayment on a house. You can earn 2,500 Bilt points per friend you refer to the Bilt Mastercard® — and 10,000 bonus points after you successfully refer five members.

☆ The Amex Hilton Business Card welcome bonus of 130,000 points plus a free night award is potentially worth 280,000 points total, but it's your last chance to apply
▼ + stars: | 2022-10-27 | by ( Joseph Hostetler | Credit Cards Reporter | Read More | ) www.businessinsider.com time to read: +16 min

You can reserve a night at the Grand Wailea, a Waldorf Astoria resort in Maui, with the Hilton Business card's free night certificate. The Hilton Honors American Express Business Card has ongoing benefits that justify its $95 annual fee, even without the bonus. Enjoy complimentary Hilton Honors Gold Status with your Hilton Honors Business Card. I recently used my Hilton free night certificate for a night at the Waldorf Astoria Maldives, which costs more than $2,000 per night. You can read our Hilton Honors Business Card review for more card details.

☆ The Amex Hilton Business Card now comes with a welcome bonus of 130,000 points plus a free night award — potentially worth 280,000 points total
▼ + stars: | 2022-10-27 | by ( Joseph Hostetler | Credit Cards Reporter | Read More | ) www.businessinsider.com time to read: +16 min

You can reserve a night at the Grand Wailea, a Waldorf Astoria resort in Maui, with the Hilton Business card's free night certificate. Per Insider's points valuations, Hilton points are worth 0.5 cents each, on average. Enjoy complimentary Hilton Honors Gold Status with your Hilton Honors Business Card. I recently used my Hilton free night certificate for a night at the Waldorf Astoria Maldives, which costs more than $2,000 per night. You can read our Hilton Honors Business Card review for more card details.

American Express is giving Marriott, Hilton, and Delta cardmembers better tools for viewing and tracking rewards. Those who collect Amex Membership Rewards points will find these to be familiar. Earn 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy®. Each calendar year you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy Elite status.

If you're trying to decide if a credit card annual fee is worth it, look at its benefits and assess how many you'll use. This card's $650 annual fee is extremely high for a hotel credit card (or any credit card, for that matter). Credit cards with annual fees frequently asked questions (FAQ)What is a credit card annual fee? Credit card annual fees are effectively a paywall you have to breach if you want to enjoy enhanced (and sometimes super exclusive) benefits you won't find on a no-annual-fee credit card. If you won't use the benefits and perks of an annual fee-incurring credit card, no annual fee credit cards are the way to go.

Oscar Wong/Getty ImagesYou can stack promotions, discount codes, shopping portal payouts, and credit card rewards to save big when you shop online. Visit a shopping portalIf at all possible, you should begin every online shopping trip with a shopping portal. Shopping portals will give you bonus rewards simply for clicking through to a merchant's website via their link. Maximize bonus spending categoriesThe card I'm using to leverage my Overstock.com Chase offer is the Chase Freedom Flex℠. This is the price that the shopping portal, Chase Offer, and bonus points for spending will use to calculate my return.

To qualify for the Companion Pass, you've got to earn 125,000 qualifying Southwest points in a calendar year. Best for occasional Southwest flyers Intro Offer Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Earn 2X points on Southwest® purchases. Read our review Read Our Review A looong arrow, pointing rightCompanion Pass requirements increasingBeginning January 1, 2023, you'll need to earn 135,000 qualifying Southwest points to achieve the Southwest Companion Pass. Bottom lineSouthwest is making some changes in 2023:You'll have to earn 10,000 more qualifying Southwest points to earn the Southwest Companion Pass (though because the easiest way to earn the Companion Pass anyway is to open Southwest cards, this shouldn't make much of a difference to most — Southwest cardholders will receive an annual boost of 10,000 qualifying Southwest points).

Best overall for travel rewards Annual Fee Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Best small-business travel rewards card Annual Fee Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Show more Regular APR 18.24% - 25.24% Variable Editor's Rating 4.8 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.8 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. Show more Regular APR 19.99% - 26.99% Variable Editor's Rating 4.65 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.65 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. That's $1,200 toward travel when you redeem through Chase Ultimate Rewards®$300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.

Online shoppers can do extra well this holiday season with the new offer from the Amex Blue Cash Everyday. Its previous offer was a $200 statement credit after spending $2,000 on purchases within the first six months from account opening. When using a credit card, it's important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay. Simply link your Blue Cash Everyday® Card from American Express to your PayPal account and use the card as your preferred PayPal payment method. Here are some other notable benefits:$7 monthly statement credit toward your Disney Bundle subscription** (which includes Hulu, Disney+, and ESPN+), up to $84 per year.

Show more Regular APR 18.24% - 25.24% Variable Editor's Rating 4.8 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.8 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. Read our review Read Our Review A looong arrow, pointing rightRewards on food delivery: You'll earn 4 points per dollar on restaurants, which includes most US food delivery services. Show more Regular APR 19.99% - 26.99% Variable Editor's Rating 4.65 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.65 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. Read our review Read Our Review A looong arrow, pointing rightRewards on food delivery: You'll earn 4 points per dollar on takeout, food delivery, and dining. Review: U.S. Bank Altitude Go card reviewFood delivery credit cards frequently asked questions (FAQ)Which is the best credit card for food delivery?

☆ The Chase Sapphire Reserve's 80K bonus is effectively a blank airline ticket — here's how to use it to get (almost) anywhere in the world
▼ + stars: | 2022-10-19 | by ( Joseph Hostetler | Credit Cards Reporter | Read More | ) www.businessinsider.com time to read: +13 min

By transferring Chase Ultimate Rewards® points to airline partners, you can fly just about anywhere on earth. Show more Regular APR 19.99% - 26.99% Variable Editor's Rating 4.65 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.65 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. By transferring 80,000 Chase points to Southwest, you can expect an average value of $1,120 in free flights. You can save quite a few Chase points if you're willing to pay a bit in taxes, however. Bottom lineThe 84,000 Chase points you'll have after opening the Chase Sapphire Reserve® and meeting its minimum spending requirement is basically a blank airline ticket to nearly anywhere on earth's surface.

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