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Nearly 40% of cardholders in the U.S. have maxed out a credit card or come close to doing so, according to Bankrate's October credit utilization survey. "Nothing good comes out of running up large balances on credit cards," says John Ulzheimer, a credit expert with over 20 years experience who formerly worked for FICO and Experian. It accounts for 30% of how your FICO credit score is calculated and is an "extremely influential" factor used to generate your VantageScore credit score. Maxing out your credit card can throw off your credit utilization ratio, thus harming your overall score. Why it's worth keeping your credit utilization lowThe credit scoring agencies didn't arbitrarily decide to make your credit utilization ratio an important part of your score, Ulzheimer says.
Persons: John Ulzheimer, Bankrate, Ulzheimer, They've Organizations: FICO Locations: cardholders, U.S
As such, premium seats — currently about 30% of Delta's inventory — will be a majority focus of any added capacity next year. Delta is doubling down on premium seatsDelta's premium cabins, including premium-economy upgrades, Delta One business class, and domestic first class, have long been profit drivers. Delta said its Airbus A350-1000 aircraft will be introduced with about 50% premium seats, for example, while the airline plans to add lie-flat business class to A321neo jets. AdvertisementThis all comes after Delta had higher-than-expected earnings in the third quarter, largely anchored by premium seats, even though it was dinged by a costly CrowdStrike outage. From July through September, Delta generated $5.3 billion in premium revenue compared to $6.3 billion for the economy cabin despite premium taking up less cabin real estate.
Persons: Glen Hauenstein, Hauenstein, Scott Kirby, David Neeleman, They've, Ed Bastian, Donald Trump, Delta, didn't Organizations: Lines, Delta Air Lines, Wednesday, Delta, Spirit Airlines, United Airlines, Breeze Airways, Biden, Airbus, Boeing Locations: Atlanta
CNN —Jay Leno is “black and blue” after falling down a 60-foot hill on his way out for dinner. Showing off his injuries on camera, Leno revealed that he broke his wrist, lost a fingernail and is “all black and blue” – on the left-hand side of his body, as well as his face. He told TMZ that he thought: “The hill doesn’t look that steep – about 60, 70 feet. “It isn’t a big deal, it’s alright,” he told TMZ. The fall comes two years after Leno suffered severe burns to his face and body.
Persons: CNN — Jay Leno, Leno, TMZ, ” Leno, , , LA’s Organizations: CNN, Hampton Inn, TMZ, Center Locations: Beverly Hills, Hampton, Pittsburgh, Los Angeles
AdvertisementPristina Mok has worked at some of Singapore's top Michelin-star restaurants like Odette and Zen. After a few years at Odette, she worked at Zen, a three-Michelin-star restaurant serving Nordic dishes with Asian influences. Fine dining, apartment-styleMok's cozy fine dining restaurant seats eight guests three times a week. Aditi BharadeUpon entering Fragment, guests are often greeted by Pebble, Mok's poodle. AdvertisementScaling down has its drawbacksWhile her husband helps her plate and serve the dishes, Mok handles most of the workload.
Persons: Pristina Mok, Odette, Aditi Bharade, Mok, Lionel Lim, Aditi Bharade Mok, , hadn't Organizations: Michelin, National Gallery of Singapore, Zen, Raffles Locations: Pristina, Mok's, Hokkaido
AdvertisementPristina Mok has worked at some of Singapore's top Michelin-star restaurants, like Odette and Zen. After a few years at Odette, she worked at Zen, a three-Michelin-star restaurant serving Nordic dishes with Asian influences. Fine dining, apartment-styleMok's cozy fine dining restaurant seats eight guests three times a week. Aditi BharadeUpon entering Fragment, guests are often greeted by Pebble, Mok's poodle. AdvertisementScaling down has its drawbacksWhile her husband helps her plate and serve the dishes, Mok handles most of the workload.
Persons: Pristina Mok, Odette, Mok, Aditi Bharade, Lionel Lim, Aditi Bharade Mok, , hadn't Organizations: Michelin, National Gallery of Singapore, Zen, Raffles Locations: Pristina, Mok's, Singapore, Hokkaido
Sheetz is slashing gas prices by 40 cents
  + stars: | 2024-11-20 | by ( Jordan Valinsky | ) edition.cnn.com   time to read: +1 min
New York CNN —Sheetz, the gas station and convenience store chain, is slashing prices at some of its pumps ahead of the busy Thanksgiving travel period. Sheetz and other chains periodically slash prices to generate buzz and sales, even at the expense of lower profit. Drawing in people with cheap gas could help give convenience store sales a boost. But it’s an odd time to cut gas prices, which are below $3 a gallon in 31 states and hovering at $3.06 a gallon nationally. “Gas prices, after two-plus years of sizzling because of outside factors like Covid and Russia, are finally coming back into balance,” GasBuddy’s Patrick De Haan previously told CNN.
Persons: New York CNN — Sheetz, GasBuddy, , Patrick De Haan Organizations: New, New York CNN, AAA, Drivers, CNN Locations: New York, Russia
The best Black Friday Tempur-Pedic mattress dealsTempur-Pedic Cloud Mattress (Queen) $1,399.30 $1,999.00 Save 30% The Tempur-Pedic Cloud Mattress features contouring foam that cradles sleepers of all body types and sleeping styles while offering outstanding pressure relief and heat dissipation. View at Tempur-Pedic What we like Check mark icon A check mark. Layers of conforming comfortable and supportive Tempur foam adjust to all sleeping stylesCheck mark icon A check mark. View at Tempur-Pedic What we like Check mark icon A check mark. View at Tempur-Pedic What we like Check mark icon A check mark.
Persons: Pedic Organizations: Business, Shipping Locations: Tempur
CNN —The reaction from Democrats to Donald Trump’s 2024 victory is, to put it mildly, very much unlike their reaction to his 2016 win. When asked whether Trump’s win was legitimate, about 94% of voters said it was. This includes 64% who agreed that Trump’s win was legitimate and supported his presidency and another 30% who accepted Trump’s victory but indicated that they would oppose his presidency. A third of Clinton supporters in a mid-November 2016 ABC News/Washington Post poll said that Trump’s win was not legitimate. Democrats may have accepted Trump’s win, but he’s likely to upset them greatly during his presidency.
Persons: Donald Trump’s, Biden’s, Trump, Biden, Kamala Harris, – it’s, Hillary Clinton, Barack Obama, Donald Trump, Trump's, Spencer Platt, Clinton, Trump’s, didn’t, George W, Obama’s, delegitimize Obama’s, Obama Organizations: CNN, Reuters, Quinnipiac University, Republicans, Trump, Electoral, GOP, Biden, Getty, ABC, Washington Post, Gallup, CBS Locations: New York
SpaceX launched the sixth test flight of its Starship rocket on Tuesday, as the company looks to keep up momentum of the mammoth vehicle’s development. Pushing the envelopeSpaceX has flown the full Starship rocket system on six spaceflight tests so far since April 2023, at a steadily increasing cadence. The company said on its website that it made hardware upgrades to the rocket’s booster for improved redundancy and improved structural strength. The Starship system is designed to be fully reusable and aims to become a new method of flying cargo and people beyond Earth. Fully stacked on the Super Heavy booster, Starship stands 397 feet tall and is about 30 feet in diameter.
Persons: Elon Musk’s, Donald Trump, Trump, SpaceX’s, Musk Organizations: SpaceX, Federal Aviation Administration, Super Locations: Brownsville , Texas, Gulf, Mexico, Florida
The surgeon general’s 837-page report on tobacco use found that 37.8% of gay, lesbian and bisexual U.S. adults have tried electronic cigarettes, compared with just 16.5% of their straight counterparts. He said that LGBTQ people use tobacco products at higher rates largely because of “long-standing stigma” within health care settings. Still, 36 million U.S. adults and 760,000 middle and high school students smoke tobacco products, according to the report. Since 2014, the most commonly used tobacco product among U.S. youths and young adults is e-cigarettes. “These and other noncombustible tobacco products such as nicotine pouches have the potential to undermine overall progress in preventing and reducing young people’s use of tobacco products,” the authors stated.
Persons: general’s, , Kristy Marynak, ” Marynak, Scott Hadland, he’s, ” Hadland, , KFF, Hadland, Red Kamel Organizations: Centers for Disease Control, American Lung Association, Mass, Children, Harvard Medical School, Kaiser Family Foundation, Tobacco, Red, Justice Department and Food and Drug Administration Locations: United States, San Francisco, U.S
In today’s edition, White House correspondent Mike Memoli files a dispatch from Rio de Janeiro on President Joe Biden's final international summit. Biden fades into the background at his final international summitsBy Mike MemoliRIO DE JANEIRO — President Joe Biden’s final international summits almost certainly would have played out differently had the elections back home gone as he had hoped. But President-elect Donald Trump cast a long shadow over a seemingly humbled Biden as he bid farewell to his counterparts here. Read more → 🥊 Democrats’ next fight: Minnesota Democratic Party Chairman Ken Martin became the second candidate to jump into the race to lead the Democratic National Committee. Read more →Minnesota Democratic Party Chairman Ken Martin became the second candidate to jump into the race to lead the Democratic National Committee.
Persons: Mike Memoli, Joe Biden's, Steve Kornacki, Biden, Joe Biden’s, Donald Trump, , Trump, , Xi Jinping, Justin Trudeau, ” Trudeau, ” Biden, Joe Biden, Hillary Clinton, Clinton, It’s, Barack Obama, Dasha Burns, Dane, Kamala Harris, Steve, , edu, tim e Organizations: NBC, White House, Capitol, White, APEC, Canadian, Trump, , NBC News, Democratic, Republican, Hialeah, voters, Gwinnett, Biden, Trump’s, ics Locations: Rio de Janeiro, JANEIRO, Brazil, Peru, China, Japan, South Korea, America, Lima, Rome, , Maricopa County , Arizona, Maricopa County, Maricopa, Phoenix, Maryvale, Miami, Dade County , Florida, Cuban, Venezuelan, Doral, Aventura, Gwinnett County , Georgia, The Atlanta, Atlanta, Norcross, Kent County , Michigan, Michigan, Trump, Washoe County , Nevada, Washoe County, Clark County, Erie County , Pennsylvania, Erie, Dane County , Wisconsin, Poli
A skydiver died on Saturday when his parachute failed to deploy, authorities in Louisiana said. The unidentified skydiver was described as an Asian male in a statement from the Caddo Parish Sheriff's Office. No one with the sheriff’s office or the Caddo Parish Coroner’s Office was immediately reached Tuesday afternoon for additional comment. In January, a Colorado man died after his parachute failed to deploy. Only a few days later, a faulty parachute also led to the death of a 73-year-old Arizona man whose parachute failed to fully deploy.
Organizations: Office, Gilliam, Arizona Locations: Louisiana, Caddo Parish, Shreveport, Colorado
“We’re expecting this holiday period to be very consistent with that,” he said. Retailers, including Walmart, are contending with a mixed bag of factors this holiday season. The holiday season is also shorter this year and parts of the U.S. have had unseasonably warm weather, two dynamics that could hurt retailers. That would be lower than the 3.9% year-over-year jump from the 2022 to 2023 holiday season, when spending totaled $955.6 billion. Rainey said the holiday period is “off to a pretty good start.”He said items like TVs, Apple AirPods, Beats headphones and even tires have been selling.
Persons: John David Rainey, “ We’re, , “ They’re, Rainey, Walmart’s, Donald Trump’s, it’s, We’ve Organizations: Walmart, CNBC, LSEG, New York Stock Exchange, Sam’s, Walmart U.S, U.S, National Retail Federation, Apple Locations: U.S, China
COLUMBIA, S.C. — Susan Smith, who shocked the nation 30 years ago when she rolled her car into a lake with her two children inside and watched them drown, will ask a parole board Wednesday to release her from prison. Almost 30 years ago to the day, Susan Smith made international headlines when she said she was carjacked late at night near Union, South Carolina, by a Black man. Smith, now 53, has had an eventful three decades behind bars in South Carolina, including multiple disciplinary actions. As of Monday, 471 people had written to the South Carolina Department of Probation, Parole and Pardon Services regarding Smith's hearing. Former lead prosecutor and current South Carolina State Rep. Tommy Pope is also expected to speak in opposition.
Persons: — Susan Smith, Smith, Susan Smith, Michael, Alex, David Smith, it’s, Houston Cagle, Alfred R, Rowe Jr, Smith “, , Willie Rice, Rice, Tommy Pope, Pope, NewsNation, she’s Organizations: COLUMBIA, TV, Women’s Correctional, South Carolina Department of Corrections, State, South Carolina Department of Probation, South Carolina State Rep Locations: Union , South Carolina, South Carolina, Richland County
The New York Jets fired general manager Joe Douglas on Tuesday, the team announced. The Jets hired Douglas after he spent three years as the Philadelphia Eagles’ vice president of player personnel. In 94 games since Douglas has been general manager, New York has a 30-64 record. And before the 2023 season, Douglas traded for three-time MVP Aaron Rodgers, a move that has proved to be disastrous. The Jets will now need both a new head coach and general manager in the offseason.
Persons: Joe Douglas, Douglas, Joe, Woody Johnson, Zach Wilson, Wilson, Aaron Rodgers, Rodgers, Achilles, Robert Saleh, Saleh, Davante Adams — Rodgers, Adams Organizations: New York Jets, Jets, Philadelphia Eagles ’, NFL, New, Denver Broncos, New York, Green Bay Packers, The Jets Locations: . New York, New York, Egypt
"For decades, communities in Kansas City, Kansas — particularly minority and immigrant communities — have been subjected to an alarming pattern of abuse and other serious misconduct by the KCKPD," according to the suit, which was first obtained by NBC News. The complaint against the Kansas City Police Department and the Unified Government of Wyandotte County/Kansas City, Kansas, alleges they have "stonewalled" the plaintiffs for almost a year. Kansas City police and the Unified Government of Wyandotte County/Kansas City, Kansas, didn't immediately respond to a request for comment about the lawsuit. The state's public records law does maintain that certain documents are exempt from public review, including personnel information of public employees and criminal investigation records. Meanwhile, attention on Kansas City, Kansas, police is expected to return next month, when Golubski's trial is scheduled to begin.
Persons: Jay Z's, Roc, Roger Golubski, Dania Diaz, didn't, Max Kautsch, There's, Kautsch, Team Roc, Alex Spiro, Trump, Justice Department's, Golubski, Kansas City police didn't, Karl Oakman, Diaz, hasn't Organizations: Nation, Court, Innocence, Kansas City Police Department, Roc Nation, NBC News, Unified Government, Kansas, Records, Kansas City, Team, Kansas City police, FBI, Washington Post, Justice Department, Kansas City Star, Justice, Kansas City Police Locations: Kansas City , Kansas, Wyandotte County, Wyandotte County / Kansas City , Kansas, redactions, Lawrence , Kansas, Kansas, Kansas City, Kansas City , Missouri
Can you sing along to “Wicked” show tunes in a movie theater? “I don’t want to hear you singing.”The discourse surrounding “Wicked” mirrors other recent conversations about etiquette at public gatherings. However, when it comes to movie theater etiquette, the conversation has largely centered around people using their devices during the film. Williams is among the contingent of “Wicked” fans who think singing along in a theater wouldn’t be the worst offense. “But come a second time and let us sing to you.”“We understand it if you do, and if you don’t,” Grande added.
Persons: , Alex Lewis, Lewberger, Cynthia Erivo, Ariana Grande, ” Lewis, Glinda, Taylor Swift, Oz, Lexi Williams, , , Jon Chu, Jonathan Bailey, Michelle Yeoh, Madame Morrible, Williams, she’s, she’ll, Alamo Drafthouse, Erivo, ” Erivo, ” Grande, Grande Organizations: Broadway, NBC News, eventual, Shiz, Alamo, Universal Pictures, NBC, Comcast Locations:
The family of a 30-year-old Hawaii resident is searching for her in Los Angeles after she missed a connecting flight, sent unusual text messages and then went silent, the relatives said. The next day, she sent concerning text messages to loved ones, family members said. The three were part of a larger group of family members and loved ones who gathered in Los Angeles in recent days to launch a search effort. Family members said they couldn't speak about it in detail because they don't want to hinder investigators. The group gathered in Los Angeles is focusing its own search on the intersection of Pico Boulevard and Hill Street, near the Convention Center, LA Live and Crypto Arena, family members said.
Persons: Hannah Kobayashi, Larie Pidgeon, Kobayashi, Kobayashi's, Pidgeon, Larie, Hannah Midori Eve Kobayashi, Facebook Pidgeon, Tony Im, ” Pidgeon, Geordan Montalvo, Geordan, It's, Father Ryan Kobayashi, I’ve, , KHNL, Elsa Lam, Hannah Organizations: Los Angeles International Airport, Nike, NBC News, Facebook, of Modern, Los Angeles International Airport Police Department, FBI, Los Angeles Police Department, LAPD, NBC, LAX, RAD, Convention, LA, Crypto, Los Angeles . Security Locations: Hawaii, Los Angeles, New York City, Maui, New York, Grove, Beverly Grove, The Grove, Honolulu, San Diego County , California, Pico Boulevard, Hill, Angeles
After having called more than 30 witnesses, the prosecution in the manslaughter trial of Daniel Penny, who is charged in the chokehold death of Jordan Neely, rested its case Monday. Penny put him in a chokehold that lasted about six minutes, prosecutors have said and evidence presented at trial has shown. Penny’s attorneys have said he acted to protect himself and other subway riders from “a seething, psychotic” Neely. Again and again, Harris answered that she believed the chokehold was the most probable cause of Neely’s death. Harris testified Friday that she based her ruling on her autopsy findings, coupled with the video and the investigative information about it.
Persons: Daniel Penny, Jordan Neely, Penny, Neely, ” Neely, Andrew Savulich, Cynthia Harris, Steven, Harris, ” Harris, Jacqueline Penny, , Alexandra Fay, Penny’s Organizations: Prosecutors, Republican, TNS, Getty, Marines Locations: , New York City, West Islip, Long, neighborly, Miami
Interchange fees, also known as swipe fees, are paid from a merchant's bank account to the cardholder's bank, whenever a customer uses a credit card in a retail purchase. "In 2023 alone, Visa and Mastercard charged merchants more than $100 billion in credit card fees, mostly in the form of interchange fees," Durbin told the committee. Visa and Mastercard, however, stand by their swipe fees. But the current high credit card swipe fees for retailers translate to higher prices for consumers, the National Retail Federation told the committee in a letter ahead of the hearing. "Last year, the average American spent $1,100 in swipe fees, more than they spent on pets, coffee or alcohol."
Persons: Bill Sheedy, Linda Kirkpatrick, Democratic Illinois Sen, Dick Durbin, Durbin, Republican Kansas Sen, Roger Marshall, Ryan McInerney, Sheedy, Americas Linda Kirkpatrick, Dodd, Frank, Roger Alford, General Merrick Garland Organizations: Visa, Americas, Mastercard, Committee, Democratic Illinois, Republican Kansas, Credit, National Retail Federation, Notre Dame University Locations: Washington ,
However, that's not feasible for workers earning the minimum wage in many large U.S. cities, according to a recent Clever Real Estate report. In seven major cities, you'd need to earn more than quadruple the federal minimum wage of $7.25 to afford the fair market rent without spending more than 30% of your income on housing or working a second job, Clever found. To determine the minimum wage needed to afford a fair market priced rental in the 50 largest U.S. metros, the report analyzed wage and housing data from a variety of sources, including the U.S. Department of Labor and the Department of Housing and Urban Development. Clever follows HUD's definition of fair market rent, which is the price at which 60% of similar units in the area rent for more than the listed amount and 40% rent for less. Here are seven major U.S. metros where workers would need to make quadruple the minimum wage in order to comfortably afford rent, according to Clever Real Estate.
Persons: Clever Organizations: U.S, metros, U.S . Department of Labor, Department of Housing, Urban Locations: U.S
SpaceX Starship Launch: Watch Live
  + stars: | 2024-11-19 | by ( Kenneth Chang | More About Kenneth Chang | ) www.nytimes.com   time to read: +1 min
On the fifth test flight of its enormous Starship rocket, the booster stage returned to the launchpad and was caught in midair by two large mechanical arms on the launch tower. Here’s what you need to know about Tuesday’s launch. When is the test flight, and how can I watch it? SpaceX will stream coverage of the test flight beginning about 30 minutes before liftoff from SpaceX’s site in South Texas near the city of Brownsville. Earlier on Tuesday, SpaceX said in a post on the website X that weather and systems were favorable for launch.
Persons: Donald J, Trump, SpaceX, Tuesday’s livestream Organizations: SpaceX Locations: South Texas, Brownsville
Last week, Klarna made a confidential filing to go public in the U.S., ending months of speculation over where the Swedish digital payments firm would list. Still, the development drew buzz from fintech circles with market watchers asking if the move marks the start of a resurgence in big fintech IPOs. For now, that doesn't appear to be the case — however, founders say they'll be watching the IPO market, eyeing pricing and eventually stock performance. Hiroki Takeuchi, CEO of online payments startup GoCardless, said last week that it's not yet time for his company to fire the starting gun on an IPO. However, Zopa's CEO added that he's seeing signs pointing toward a more favorable IPO market in the next couple of years, with the U.S. likely opening up in 2025.
Persons: Hiroki Takeuchi, Zed Jameson, Klarna, they'll, Takeuchi, GoCardless, Lucy Liu, Airwallex, it's, Liu, Jack Zhang, We're, fintech IPOs, Navina Rajan, It's, Rajan, Jaidev Janardana, Janardana, that's Organizations: GoCardless, Bloomberg, Getty, Portugal —, CNBC, Summit, British, U.S Locations: LISBON, Portugal, U.S, Lisbon, Europe
Follow live coverage of Rafael Nadal’s last Davis Cup hereMALAGA, Spain — Botic van de Zandschulp beat Rafael Nadal in the Davis Cup quarterfinals at the Palacio de Deportes José María Martín Carpena 6-4, 6-4 Tuesday. The Athletic’s Charlie Eccleshare and Matt Futterman analyze the match…How did Nadal’s serve hinder him? Nadal’s serve is driving him away from tennis more than anything else. Through the first set, Nadal landed 61 percent of his first serves and won 70 percent of those points. Despite four double faults in that set, Van de Zandschulp was serving at 76 percent and winning 90 percent of those points.
Persons: Rafael Nadal’s, Botic van, Zandschulp, Rafael Nadal, Van de Zandschulp, Carlos Alcaraz, Tallon Griekspoor, Alcaraz, Marcel Granollers, Wesley Koolhof, Charlie Eccleshare, Matt Futterman, Carlos Moya, Jorge Guerrero, Nadal, Madrid Matt Futterman, Thomas Coex, Van de Zandschulp’s, couldn’t, “ Rafa, Rafa, , birthed Rafael Nadal Charlie Eccleshare, Taylor Fritz, Casper Ruud, ” Van de Zandschulp Organizations: Davis, Palacio, Deportes José María, Nadal, Getty, U.S ., Malaga, Getty Images, Wimbledon, Rafa Locations: MALAGA, Spain, Netherlands, Griekspoor, AFP, Madrid,
The best Walmart Black Friday deals are often available the week of Thanksgiving, but some enticing savings opportunities are available now. We've rounded up some of the best deals currently available at Walmart across home, kitchen, tech, and more. Make sure to check out our guide to the best early Black Friday deals. Best early Walmart Black Friday home and kitchen dealsThe best early Black Friday home and kitchen deals at Walmart feature products from Ninja, Dyson, Keurig, and more. View at WalmartBest early Walmart Black Friday tech dealsWalmart's best early Black Friday tech deals include everything from TVs to headphones to smartwatches to gaming consoles.
Persons: We're, Apple AirPods, Dyson, Keurig, it's Organizations: Business, Walmart, Dyson, LG, Best, Walmart Best, Apple, Samsung, iPad, Walmart Samsung Galaxy Watch, Galaxy, Walmart Apple
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