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My family lives in an affluent area, but I don't want my kids to take money for granted. I thought I was giving my kids the best childhood ever until my 4-year-old asked why we didn't own a "bigger golf cart." I thought I had time to teach my two young kids about money, but I was wrong. Here's how I'm teaching my kids about money, finances, and how to appreciate what you have. "Not everyone is lucky enough to live in a nice house with lots of toys like you and your brother," I explained.

Insider's experts choose the best products and services to help make smart decisions with your money (here’s how). I'm not worried about the recession because it feels like I've been practicing for years. Neither of us have family to depend on financially; in fact, we support my partner's family abroad. Ever since, I've bought the vast majority of our kid's clothes secondhand, and this child is never lacking in style. The night we were too broke for a hotel and lucked into a camping spot on a Big Sur riverbank.

☆ Port of Los Angeles October imports tumble, pressured by labor worries
▼ + stars: | 2022-11-15 | by ( Lisa Baertlein | ) www.reuters.com time to read: +2 min

[1/2] Stacked containers and cranes are shown at the Port of Los Angeles in Los Angeles, California, U.S. November 22, 2021. Seaports like New York/New Jersey, Savannah and Houston have benefited from the uncertainty surrounding ongoing West Coast port labor talks and continue to report robust results. The biggest drag was from incoming "cargo that has shifted to the East and Gulf Coasts due to protracted labor negotiations" between West Coast port workers and their employers, Seroka said. Year-to-date volume is down almost 6% versus 2021, when Los Angeles port volume hit an all-time annual high. Reporting by Lisa Baertlein in Los Angeles; Editing by David GregorioOur Standards: The Thomson Reuters Trust Principles.

☆ When the bakery under my apartment caught fire, my renters insurance covered everything — including a new couch I couldn't have otherwise afforded
▼ + stars: | 2022-11-11 | by ( Hannah Van Sickle | Read More | Read Less | ) www.businessinsider.com time to read: +7 min

When I was in my 20s, my boyfriend's dad all but insisted we get renters insurance. In hindsight, renters insurance turned out to be a game-changer. Here's what's covered by renters insuranceSo what's included in renters insurance rates? Insider's Featured Renters Insurance Companies Lemonade Renters InsuranceProgressive Renters InsuranceAllstate Renters Insurance Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. ), my experience with renters insurance lingers as a positive one.

33-year-old nonprofit worker Micah H. paid off six figures of student loans in 13 years. She started paying them off while she was in college, then continued for the next several years. Insider's Featured Student Loan Refinance Companies SoFi Student Loan RefinancingSplash Financial Student Loan RefinancingEarnest Student Loan Refinancing Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Micah used the money she was saving on eating out to pay off her student loan debt faster. Once her housing costs were down from $1,600 to $750, she was able to put the $850 savings each month toward her student loans.

☆ In bankrupt Lebanon, locals mine bitcoin and buy groceries with tether, as $1 is now worth 15 cents
▼ + stars: | 2022-11-05 | by ( Mackenzie Sigalos | ) www.cnbc.com time to read: +32 min

Others arrange clandestine meetings via Telegram to swap the stablecoin tether for U.S. dollars in order to buy groceries. In Jan., police raided a small crypto mining farm in the hydro-powered town of Jezzine, seizing and dismantling mining rigs in the process. But mining crypto tokens to earn a living is not for everybody. Younes tells CNBC that he initially moved 15% of his money into bitcoin, and he kept the remaining balance in cash. Lebanon has six bitcoin ATMs — one in Aamchit and five in Beirut, according to metrics offered by coinatmradar.com.

☆ How Much Money an OnlyFans Star in the Top 0.1% Earns in a Year
▼ + stars: | 2022-10-27 | by ( Jp Mangalindan | ) www.businessinsider.com time to read: +3 min

Morgan Kitty joined OnlyFans in November 2019, encouraged by the success of other OnlyFans creators. Kitty earned her first $1 million on OnlyFans in May 2022, 18 months after she joined the platform. "I hadn't done webcamming or anything like that before," said Morgan, who was encouraged by the success of other OnlyFans creators. The creator also began actively promoting her OnlyFans account on her Twitter account, which she created in January 2014, as well as on TikTok. Read more about how Morgan and three other OnlyFans creators made their first $1 million on OnlyFans.

☆ European shares fall for sixth day on earnings jitters
▼ + stars: | 2022-10-12 | by ( ) www.reuters.com time to read: +3 min

Weak results from Barratt Developments (BDEV.L), Britain's largest housebuilder, sparked a selloff in the sector. read more"Although depressed sentiment and cheapened valuations are tailwinds for European stocks, the region's macroeconomic outlook remains a potent headwind that could lead to further downside for European earnings," analysts at BCA Research wrote in a note. Overall, European companies are expected to report a 29.4% increase in third-quarter profit, slightly below the 33.2% rise forecast at the start of October, as per Refintiv IBES data. read moreOther luxury stocks such as Hermes (HRMS.PA), L'Oreal (OREP.PA) and Christian Dior (DIOR.PA) gained between 0.9% and 2.7%. Register now for FREE unlimited access to Reuters.com RegisterReporting by Sruthi Shankar in Bengaluru; Editing by Savio D'Souza and Dhanya Ann ThoppilOur Standards: The Thomson Reuters Trust Principles.

☆ British pub operator Marston's annual sales rise above pre-pandemic levels
▼ + stars: | 2022-10-11 | by ( ) www.reuters.com time to read: +2 min

Oct 11 (Reuters) - British pub operator Marston's (MARS.L) said on Tuesday its annual retail sales rose above pre-pandemic levels, as people splurged on drinks more than food despite the worsening cost-of-living crisis. Pubs, restaurants and hotels in Britain, still recovering from pandemic restrictions, are now grappling with rising costs and lower consumer spending in the face of rising inflation. "We are managing cost inflation well with food, drink and energy costs covered for the immediate future," Chief Executive Officer Andrew Andrea said in a statement. Total retail sales for the year were 2% higher from 2019, with sales of drinks outperforming food because of hot weather during the summer, Marston's said. Marston's rivals Mitchells & Butlers (MAB.L) warned of tighter margins in its new financial year as costs rise, while Wetherspoon's (JDW.L) annual operating costs nearly doubled.

HONG KONG, Oct 10 (Reuters Breakingviews) - China’s lackluster Golden Week holiday this year casts a dark cloud over the economy. Domestic tourism sales during the country’s annual spend-and-travel blitz fell to $40 billion, less than half of pre-pandemic levels. Before the pandemic, domestic tourists splurged some 650 billion yuan ($91 billion) during the 2019 Golden Week – over a quarter more than during the Chinese New Year festival. Overall, domestic trips were just 422 million during Golden Week, down 18% from last year. China’s Golden Week has lost its shine.

☆ Exclusive: Russia aiming to fly solo without Airbus and Boeing
▼ + stars: | 2022-09-28 | by ( Gleb Stolyarov | ) www.reuters.com time to read: +6 min

"Foreign aircraft will drop out of the fleet," Rostec said in a written response to Reuters questions about its plans and the situation in Russia's aviation industry. "We believe that this process is irreversible and Boeing and Airbus planes will never be delivered to Russia," it said. Russian airlines, including Aeroflot, splurged on Boeing and Airbus aircraft as they sought to rebuild their fleets after the chaos of the 1990s. The MS-21 has been Russia's attempt to break into the main part of the jet market dominated by Airbus and Boeing. Then we will install PD-8 engines on this type of aircraft," Rostec said.

☆ Petrodollar rush may disappoint Western financiers
▼ + stars: | 2022-09-20 | by ( Liam Proud | ) www.reuters.com time to read: +6 min

Yet Western financiers hoping to share in the spoils of a 1970s-style petrodollar boom will be disappointed. In previous petrodollar booms, energy producers have recycled their windfalls into the Western financial system. These financial flows, known as petrodollar recycling, mean that the money Westerners spend on fuel eventually makes its way back into their economies through energy producers’ financial investments. Either way, it would mean that Westerners miss out on some of the spoils of the new petrodollar boom. A more muted petrodollar boom might not be such a bad thing after all.

☆ Consumers spent big on having fun in 2021
▼ + stars: | 2022-09-09 | by ( Alicia Wallace | Cnn Business | ) edition.cnn.com time to read: +1 min

Minneapolis (CNN Business) After spending 2020 cooped up as a fast-spreading, deadly virus limited most aspects of everyday life, American consumers splurged in 2021, shelling out an average of $3,568 on entertainment, according to data released Thursday from the Bureau of Labor Statistics. That's up 22.7% from 2020, and surpasses 2019 levels by just over 15%. The amount that US consumers spent on items like campers, boats, concert tickets, sporting events, pets, toys and televisions is the highest on record and the biggest gain among spending categories. The amount consumers spent on housing was also the highest on record, up more than 9% from 2019. Overall spending for the year outpaced income growth with spending levels 9.1% above 2020's and 6% higher than in 2019.

☆ 65-year-old retiree left the U.S. for Mexico: 'I now spend $160 a month on eating out and shopping—here's a look at my typical day'
▼ + stars: | 2021-07-01 | by ( Janet Blaser | ) www.cnbc.com time to read: +7 min

I slip into my flip-flops, and coffee in hand, walk half a block to the beach to check out the waves. Being right on the Tropic of Cancer, the blue sky is gorgeous practically every day of the year! Joggers, dog-walkers, cyclists, fishermen, surfers and others all take advantage of the cool morning air before the sun comes up. Paola, the barista at my favorite coffee shop, starts my iced Americano as soon as she sees me. Zoom In Icon Arrows pointing outwards After a morning swim, hair still wet, I'd rather eat at my favorite coffee shop than cook at home.

Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). I racked up some credit card debt when I had a good job. I tried to work out a plan, but the credit card companies refused. I took out a $10,000 low-interest personal loan to consolidate my credit card debt with monthly payments of $250. At one point, credit card companies were hounding me for $1,100 per month after late fees and interest.

Persons: —, I've, she'd, Joshua Tree, I'm, Mexico — Organizations: Service, didn't Locations: New York City, Mexico, Brooklyn, splurged

☆ Suze Orman reacts to a millennial living on $80,000 a year with a $720 monthly car payment
▼ + stars: | 2020-04-29 | by ( Kathleen Elkins | ) www.cnbc.com time to read: +1 min

Personal finance expert Suze Orman wants Wendy Gonzalez to think bigger when it comes to her money goals. Orman asks, reacting to CNBC Make It's Millennial Money episode that features Gonzalez. In addition to the car payment, Gonzalez spends about $90 on gas, putting her monthly transportation costs at $810. She saves in a Roth IRA, high-yield savings account and a brokerage account. Gonzalez has around $25,000 saved in a high-yield savings account, which she has earmarked for a down payment one day.

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