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☆ Here's what investors need to know after GM's capital markets day
▼ + stars: | 2024-10-09 | by ( Michael Wayland | ) www.cnbc.com time to read: +8 min

GM's investor day showcased many of the company's current achievements, but did not provide much insight on strategy," Bernstein analyst Daniel Roeska wrote Wednesday in an investor note. "GM's Investor Day yesterday didn't provide much in the way of sharp shifts in strategy. Through the first half of 2024, GM earned $8.3 billion in EBIT-adjusted and generated $6.4 billion in adjusted automotive free cash flow. GM's 2024 financial guidance includes anticipated capital spending of between $10.5 billion and $11.5 billion. GM's operations in China have experienced a decade-long slide in earnings, and executives said they are discussing restructuring options with their China-based partners.

Persons: Rebecca Cook, Mary Barra, Mark Reuss, Stellantis, Bernstein, Daniel Roeska, Dan Levy, John Murphy, Levy, Paul Jacobson, Jacobson, GM's, we're, Barra, Ultium, Kurt Kelty, " Jacobson, Reuss, that's, you'll, Tesla's Organizations: General Motors, Reuters DETROIT —, GM, Ford Motor, Ford, Barclays, BofA Securities, Wall Street, EV tailwinds, North America, LG Energy, ICE, GMC, China Locations: Detroit, Spring Hill , Tennessee, North, Cruise, China

☆ You can, and should, negotiate for more than just salary—here are the easiest asks to bump up your comp package
▼ + stars: | 2024-10-09 | by ( Jennifer Liu | ) www.cnbc.com time to read: +4 min

There are few things as stressful — and consequential to your future earnings — as negotiating the salary of a new job. Even fewer people, then, may think about negotiating aspects of a compensation package beyond the base salary on offer. Here are the best things to negotiate in a job offer, beyond salary, for an easier "yes" from HR. "If you can negotiate a higher title now, then when you leave, it's worth more on the job market — your resume is worth more," she says. What is the job title above this, and what's required for that?"

Persons: We're, Tessa White, White, you'll, I'm, she's

☆ Mega Millions is raising ticket prices from $2 to $5, but promises bigger payouts—here's what to know
▼ + stars: | 2024-10-09 | by ( Mike Winters | ) www.cnbc.com time to read: +3 min

You'll have to spend more to win big, as Mega Millions plans to raise its ticket price as part of a revamp that promises bigger prizes, the lottery announced Monday. There will be bigger prizes won more frequently, along with slightly improved odds of winning, according to the consortium that runs the lottery. Perhaps the most significant change affecting the most players is the automatic prize multiplier, which currently costs an additional $1 on top of a $2 ticket. Starting in April, this multiplier will be built into the ticket price, automatically boosting non-jackpot winnings. For example, if you match the numbers on three white balls and the Mega Ball, you currently win a $200 prize.

Persons: they'll Organizations: CNBC, U.S . Locations: Washington, U.S, U.S . Virgin

☆ Moving to Amsterdam, paying off loans: 3 millennial moms on the major money moves they made to feel confident having kids
▼ + stars: | 2024-10-09 | by ( Kamaron Mcnair | In Kamaronmcnair | ) www.cnbc.com time to read: +7 min

It was less a comment on my sister's personal financial situation and more reflective of the fact that having kids isn't just expensive. Some managed to follow the previously typical trajectory of getting married, buying a house and then having kids when the time felt right. Outside of Baltimore, 'having a house really made us feel comfortable having children'Achieving the major financial milestone of homeownership helped Marie Medina, 28, and her husband, Daniel, feel ready to start having kids. "Having a house really made us feel comfortable having children," Medina says. She and her husband moved from the Bronx to Portland, Oregon, in 2021, in part to make their dream of having kids more financially feasible.

Persons: you'll, it's incalculable, it's, aren't, homeownership, Marie Medina, Daniel, Medina, Marie, Daniel Medina, Yolanda Cando, Gilleran, Yolanda, Graham Cando, Alejandra Rojas, didn't Locations: Baltimore, Columbia , Maryland, New York City, Bronx, Portland , Oregon, Portland, Oregon, Amsterdam, Colombia, Netherlands, Maryland

☆ How to send satellite texts on newer iPhones if your cell service is knocked out during Hurricane Milton
▼ + stars: | 2024-10-09 | by ( Jordan Hart | ) www.businessinsider.com time to read: +3 min

Hurricane Milton may disrupt power and cell service in Florida. iPhone 14 and later models with iOS 18 offer satellite messaging when cell service is unavailable. Here's how to make sure your iPhone is set up to send satellite messages if Hurricane Milton topples the connectivity in your area. You can also send satellite messages via SMS to mobile numbers that aren't iPhones, but you have to message them first before their messages reach you, according to Apple's website. Still, satellite messaging can allow families to connect and let each other know they're safe during Hurricane Milton.

Persons: Hurricane Helene, —, Milton, Matt Van Swol, Hurricane Milton Organizations: Service, iOS, Apple Locations: Florida, Hurricane, Asheville NC, Asheville , North Carolina

☆ 22 cities where homebuyers and owners will benefit most as interest rates tumble
▼ + stars: | 2024-10-09 | by ( James Faris | ) www.businessinsider.com time to read: +4 min

Mortgage rates are down, but many owners and buyers are waiting for them to fall more. That should help thaw a real-estate market that had frosted over due to elevated mortgage rates. AdvertisementProperty owners are also poised to benefit from lower rates, Xu and her colleagues noted. Many owners are currently locked into the rock-bottom mortgage rates that were common in the late 2010s and early 2020s. "Although mortgage rates have eased, market rates continue to exceed current rates for most homeowners, keeping them locked in 'golden handcuffs,'" said Danielle Hale, Realtor.com's chief economist, in a statement for the report sent to Business Insider.

Persons: it's, —, Realtor.com, homebuyers, Jiayi Xu, Xu, Danielle Hale, she's, David Burt Organizations: Service, Business

☆ 5 telltale signs of a fake luxury handbag, according to a vintage goods expert with 20 years of experience
▼ + stars: | 2024-10-09 | by ( Aditi Bharade | ) www.businessinsider.com time to read: +5 min

A vintage expert with 20 years of experience says there are five telltale signs of a fake designer bag. Jeremy MoellerConsidering if a luxury bag is legit could come down to the nitty-gritty — because you must look at the finishings. Does it feel cheap and light, or does the fabric feel luxurious, like someone took the time to construct this properly? Do the engravings on the hardware look flimsy and shoddily put together? If you're holding a Fendi baguette bag, does the fabric or leather feel luxurious?

Persons: Gucci, Hermes, Louis Vuitton, —, Koyaana Redstar, Kate Spade, I've, Jeremy Moeller, Marmont, Edward Berthelot, Birkin, Hermes Birkin, Louis, I'm, shoddily, Phillips, Chanel, flatheads, That's Organizations: telltale, Service, Luxe, eBay, Rebag, Gucci, Louis Vuitton Locations: Chanel

During the last day of Amazon Prime Big Deal Days, we're scouting all of the best Prime Day Peloton deals still available. The best Prime Day Peloton deal is on the Bike+, which is currently about $495 off. Read more about the differences between Peloton bike models from hands-on testing in our Peloton review. Several Peloton accessories are also on sale at Amazon today — keep reading below for all of the best Prime Day Peloton deals. Check out our roundup of all of the best Prime Day deals, or browse Amazon's website for the full selection.

Persons: callouts, Read, Dawn Fallik, it's Organizations: Business, Amazon Prime, Deal, Apple, Bike

But right now, borrowers should expect mortgage rates to remain near their current levels for the rest of 2024. See more mortgage rates on Zillow Real Estate on ZillowWhat Are Today's Mortgage Refinance Rates? See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's mortgage rates will affect your monthly and long-term payments. Current 30-Year Mortgage RatesAverage 30-year mortgage rates are hovering around 6.20%, according to Zillow data. But now that inflation has decelerated and the Fed is expected to cut rates soon, mortgage rates have trended down.

Persons: Freddie Mac, it's, Fannie Mae Organizations: Federal Reserve, Zillow, Fed, Mortgage, Association, ARM, . Government Locations: Chevron, Government

They thrive on it, said John Hackston, head of thought leadership at The Myers-Briggs Company. Be it spouses, best friends or acquaintances, travelers enduring long stretches of time together often struggle to find a middle ground. But the same level of reflection hasn’t happened with extroverts, said Hackston. The problem, said Hackston, is that extroverts often assume others think and feel as they do. Just because you're good friends, it doesn't mean that you'll be good travelers.

Persons: ”, John Hackston, The Myers, Susan Cain’s, —, extroverts, “ There's, introverts, there's, That's, United Kingdom …, Chris Ratcliffe, Myers, Emma Morrell Organizations: The, Briggs Company, Bloomberg, Getty, Northern Locations: “, United States, United Kingdom, Japan, Finnish

We talked to several experts to find the top options for our guide to the best portable generators. The Jackery Explorer 3000 Pro Solar Generator is $1,000 off, making it one of Amazon's most popular Prime Day generator deals. View at Amazon What we like Check mark icon A check mark. View at Amazon What we like Check mark icon A check mark. Check out our roundup of all of the best Prime Day deals, or browse Amazon's website for the full selection.

Persons: it's, Anker SOLIX Organizations: Business, Honda, DELTA, Delta, Gas

The last time we saw the PS5 Slim reduced to this price was in early August, and early June before that. The PS5 Slim (with disc drive) has been available for less in the past from third-party vendors, but we can't verify their reliability. The best Amazon Prime Day PS5 dealsSony PS5 Slim $449.00 $499.00 Save 10% The PS5 is one of the best consoles thanks to its powerful hardware, exclusives, and 4K Blu-ray drive. The only difference between the PS5 Slim with or without a disc drive is, indeed, the disc drive. That said, you can buy an external disc drive for the PS5 Slim Digital Edition to add disc functionality.

Persons: Slim Organizations: Business, Sony PlayStation, Amazon, Deal, NBA, PS5, Sony, Slim Locations: Amazon

The best Amazon Prime Day dealsKeep checking in on our curated deals list below, as we'll be updating it throughout the event with our latest Prime Day picks. Tech and gaming Prime Day dealsThis will be one of the busiest sections of the October Prime Day sale, and some absolute bangers are live already. View at AmazonKitchen Prime Day dealsLooking for a Prime Day pick-me-up? View at AmazonStyle and beauty Prime Day dealsIt's not all high-end electronics on Prime Day. View at AmazonAmazon Prime Day FAQsWhen is Amazon Prime Day?

Persons: We'll, we've, we'd, You'll, Bose, Apple, LG's, 120Hz, HLG, OmniForce, Bissell, Loren, LQ, seltzer, It's, I've, Skip, shams Organizations: Business, Amazon Prime, Deal, Tech, Apple, Deal Sony, Slim, Alexa, Kindle, Google, Amazon Samsung Galaxy Watch, Galaxy Watch, Amazon, Sony, Apple AirPods, LG, Samsung, Dolby, HLG Smart, Amazon LG, Chatelet Air, Bissell, DELTA, Delta, Barista, REVLON, Revlon, Amazon Braun, Braun

☆ Chip stocks look poised to make another run, especially Broadcom, according to the charts
▼ + stars: | 2024-10-08 | by ( Todd Gordon | ) www.cnbc.com time to read: +4 min

The charts indicate it may be time to look at chip stocks once again. However, the major semi names like Nvidia (NVDA) , Broadcom (AVGO) and AMD (AMD) have not actually fallen significantly in this rotation. Before we get into the specifics of Broadcom, let's take a look at the rotation out of semis starting in early August. Broadcom's chart Broadcom is a key holding in both my dividend and growth portfolios at Inside Edge Capital. BEFORE MAKING ANY FINANCIAL DECISIONS, YOU SHOULD STRONGLY CONSIDER SEEKING ADVICE FROM YOUR OWN FINANCIAL OR INVESTMENT ADVISOR.

Persons: swoon, we're, I've, you've, Todd Gordon, Gordon, AVGO Organizations: Semiconductor, Nvidia, Broadcom, AMD, CNBC Pro, let's, I've, Edge, Inside Edge, CNBC, NBC UNIVERSAL

A credit card cash advance allows you to withdraw cash from your credit card's credit limit. Understanding Credit Card Cash AdvancesWhat Is a Credit Card Cash Advance? If you don't have a zero-interest credit card offer available, it could be worth applying for a credit card like the Citi® Double Cash Card or the Citi Simplicity® Card . A credit card cash advance borrows cash against your credit card's line of credit. We reviewed dozens of credit cards to bring you our top recommendations (read more about how we rate credit cards here).

Persons: it's, Cash, Sheryl Nance, Nash Sheryl Nance, Nash, Read Organizations: Business Insider, Citi, Cash, Quicken, Money Magazine, The New York Times, Newsday Locations: New York

Below are the best Prime Big Deal Days discounts on clothing for finessing your look on a budget. Be sure to take stock of your other self-care needs with our guide to the best Prime Day beauty deals. The best Prime Day clothing dealsFrom enduring classics like Levi's denim to on-trend picks like leopard-printed skirts and trench coats, these are the best Prime Day clothing deals we've found. View at AmazonThe best Prime Day shoe and accessory dealsWe love Amazon for budget-friendly accessories that take an outfit to the next level. Check out our roundup of all of the best Prime Day deals, or browse Amazon's website for the full selection.

Persons: it's, Calvin Klein, JW Pei, we've, here's, wardrobes, Tabby, Heusen, Anne Klein, It's Organizations: Business, JW, Deal, Amazon, Sports, Nike, Adidas

The 2024-2025 NHL regular season kicks off on October 8, and we've compiled everything you need to know about how to watch NHL games, including cable and live streaming options. How to watch NHL games in the USNationally broadcast NHL games will air on ABC, ESPN, TNT/TBS, and ESPN+ this season. ESPN Plus (Monthly Plan) ESPN Plus is designed for sports, giving subscribers access to live MLB, NHL, NFL, soccer, golf, and UFC fights. All subscriptions are bundled with ESPN+, Disney+, and Hulu on-demand, so you can catch the exclusive ESPN+ games. Hulu + Live TV Hulu + Live TV includes over 90 channels, along with Hulu's on-demand library and access to Disney Plus and ESPN Plus.

Persons: we've, It's, it's, There's, Max, Hulu's, ExpressVPN Organizations: Business, NHL, Florida Panthers, Stanley, Edmonton Oilers, Panthers, Boston Bruins, ESPN, Disney, Warner Bros, ABC, TNT, TBS, Hulu, MLB, NFL, UFC, Disney Plus, ESPN Sling TV, Sling, Max, DirecTV, DirecTV Stream Locations: Hulu

The Shark FlexStyle is an easy-to-use tool for creating a long-lasting blowout right at home. This one normally costs $319.99, but during Amazon Prime Day, it's $80 off at $239.99. ), there's no sense in waiting any longer — capitalize on the Amazon Prime Day sale, and you can have bouncy at-home blowouts without blowing your budget. The Shark FlexStyle isn't the only great deal available during Amazon Prime Day this year. Check out our roundup of all of the best Prime Day deals, or browse Amazon's website for the full selection.

Persons: Dyson, There's, it's, Watson Anthony, Airwrap, Remi Rosmarin, Rosmarin, We've Organizations: Business, Amazon Prime, Deal, Amazon, Crest

You can also find the AeroPress Coffee Maker, another top single-serve brewer, for the lowest price this year: $35 at Amazon. View at Amazon What we like Check mark icon A check mark. Quiet and fastCheck mark icon A check mark. View at Amazon What we like Check mark icon A check mark. Less than 5 inches wideCheck mark icon A check mark.

Persons: It's, Smart, Keurig, Creatista Organizations: Business, Deal, FlexBrew, Hamilton

View at Amazon What we like Check mark icon A check mark. View at Amazon What we like Check mark icon A check mark. Uses same Coanda technology as the Dyson AirwrapCheck mark icon A check mark. View at Amazon What we like Check mark icon A check mark. View at Amazon What we like Check mark icon A check mark.

Persons: Dyson, we've, Rose, Skip, Braun, Gillette, shea, Heusen, Anne Klein, It's, you've Organizations: Business, Amazon, REVLON, Revlon, Gillette Venus Womens, Panasonic, PURA, Pura, palmetto, Amazon St, St, Sports Locations: Tropez

☆ Inheritance can destroy a family or be a life-changing gift. Here's how I advise my clients as an estate-planning attorney.
▼ + stars: | 2024-10-08 | by ( Jen Glantz | ) www.businessinsider.com time to read: +8 min

Dana Blue is an estate-planning attorney who helps families navigate assets after a loved one dies. AdvertisementThis as-told-to essay is based on a conversation with Dana Blue, a 44-year-old estate planning, probate, and real estate attorney in Philadelphia. AdvertisementAfter almost a decade of being an attorney, I've witnessed the variety of ways inheritance has changed people, both positively and destructively. It can isolate you from family membersInheritances can impact family members in different ways and even tear them apart. A brother who moved away 20 years ago and cut himself off from the family will still receive his 50% inheritance.

Persons: Dana Blue, —, I've, client's, there's, didn't, you'll, it's, Lauryn Haas Organizations: Service, Rover, lhaas Locations: Philadelphia

☆ Here are key steps to file a homeowners insurance claim after a natural disaster, experts say
▼ + stars: | 2024-10-08 | by ( Ana Teresa Solá | ) www.cnbc.com time to read: +3 min

"You'll eventually have to schedule with the insurance company to actually review and inspect the damage." "Then you can call the insurance company, take pictures of the damage and [move] items into safer locations," Martin said. Make a log of damagesDuring your call, provide your insurance company with some initial details, like if your roof blew off or several windows broke, said Porter. Materials purchased to protect the home before the natural disaster — for example, plywood to cover windows — are oftentimes not covered. You also want to keep a record of receipts when you start working with contractors to rebuild from the damage, experts say.

Persons: David Hester, Hurricane Helene, Chandan Khanna, Porter, You'll, Bankrate.com's Martin, Martin, it's, Daniel Schwarcz, Schwarcz Organizations: Afp, Getty, University of Minnesota Law, Materials Locations: Horseshoe Beach , Florida

Covered by homeowners insurance: Not covered by homeowners insurance: FireWaterTheftVandalismHail , wind, lightning*, wind, lightning* Damage by a falling tree Maintenance and repairFloodEarthquake* Standard homeowners insurance covers hail damage, but there may be an exclusion if you live somewhere that gets a lot of it. Contact Information for Major Homeowners Insurance ProvidersState FarmClaims Phone Number: 800-732-5246Website: www.statefarm.comAllstateClaims Phone Number: 800-255-7828Website: www.allstate.comGEICOClaims Phone Number: 800-841-3000Website: www.geico.comUSAAClaims Phone Number: 800-531-8722Website: www.usaa.comLiberty MutualClaims Phone Number: 800-225-2467Website: www.libertymutual.comTips for a Smooth Homeowners Insurance Claim ProcessThough most homeowners insurance companies make it pretty easy to file a claim, the process can still be intimidating if you've never been through it before. Homeowners insurance claim FAQWhat should I do immediately after damage occurs? If your home insurance claim is denied, contact your insurance company to find out why, then file an appeal. She’s reviewed life insurance and pet insurance companies and has written numerous explainers on travel insurance, credit, debt, and home insurance.

Persons: Steve Wilson, you've, you'll, haven't, Jamela Adam, Read, Asis Alani Asis, Forbes, She’s Organizations: Hippo Insurance, Insurance, Major Homeowners Insurance, Allstate, Liberty, Smooth Homeowners, Records, All Communications, National Association of Public Insurance, National Association of Independent Insurance, Chevron, Forbes, . News, Mint Intuit, Asis, Business, AARP, CNN, Fortune, U.S . News, Finance, University of Hawaii Locations: U.S, Manoa

☆ This restaurant stock could be in for more tough times. How to trade it
▼ + stars: | 2024-10-08 | by ( Nishant Pant | ) www.cnbc.com time to read: +3 min

I am going to explore an interesting trade set-up using three exponential moving averages to identify a restaurant stock that will continue to trend downward. Looking at the one-year daily chart of Olive Garden-parent Darden Restaurants (DRI) , you'll notice the stock has faced resistance around the $175 level and is currently in a downtrend. I've highlighted several instances over the past year where the 10-day EMA crossed either above or below the 21-day EMA. The trade Building on this analysis, I'm considering a bearish strategy on DRI, using a trade structure known as a bear put spread. Adding 10 contracts to this trade risks $2500 to make $2500 and provides a robust ROI for the capital risked.

Persons: Nishant Pant Organizations: Darden, EMA, CNBC, NBC UNIVERSAL

☆ 5 AI hacks smart people use to accomplish more and stress less at work
▼ + stars: | 2024-10-08 | by ( Jeremy Schifeling | In Schifeling | ) www.cnbc.com time to read: +7 min

Here are five AI hacks smart professionals use to get the most out of AI:1. Head over to Google Forms, click the AI button at the top of the page, and tell the tool what you're looking to accomplish. Zoom In Icon Arrows pointing outwardsYou can use a similar approach beyond survey comments. Zoom In Icon Arrows pointing outwardsThe key here is that AI can do more than just spit out text. Zoom In Icon Arrows pointing outwardsAgain, you can adapt the prompt to help you prepare for any kind of presentation.

Persons: I’ve, you’ve, you've, We've Organizations: Khan Academy, Harvard Business School, University of Texas, Google

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