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According to RenoFi, the average price of a single-family home in the U.S. could reach $382,000 by 2030. For example, the average price of a home in New York City this year is $795,000, but the average price around Albany in Upstate New York is $227,500, according to Redfin trends. It projects that San Francisco will have the highest average home value in the country at a staggering $2,612,484. For example, Betterment doesn't require clients to maintain a minimum investment account balance, but there is a ACH deposit minimum of $10. So if you want to buy a $400,000 home in 2030, you've got 9 years to start saving.
Select asked Brian Stivers, a Financial Advisor and Founder of Stivers Financial Services, to help us calculate exactly how much money 25-year-olds should invest each month to become a millionaire. Here's what we found:A 25-year-old making investments that yield a 3% yearly return would have to invest $1100 per month for 40 years to reach $1 million. If they instead make investments that give a 6% yearly return, they would have to invest $530 per month for 40 years to reach $1 million. But if they choose more aggressive investments that yield a 9% yearly return, they would only need to invest $240 per month for 40 years to reach $1 million. As we can see, a higher return can allow you to invest less money each month and still achieve the same goal.
How to check the status of your tax refund
  + stars: | 2021-04-03 | by ( Megan Dematteo | Benji Stawski | Zoe Malin | ) www.cnbc.com   time to read: +1 min
Instead, use one of two tools available through the IRS website and/or its mobile app to check the status of your return. IRS2Go is the official mobile app of the IRS, which you can use to check your refund status, make a payment, find free tax preparation assistance, sign up for helpful tax tips and more. To check your refund status, you will need your social security number or ITIN, your filing status and the exact refund amount you are expecting. The IRS updates the tool's refund status on a daily basis, usually overnight, so check back in routinely for the most up-to-date information. If you haven't filed your taxes for the 2021 tax year yet, consider going with a tax prep software that offers expert tax assistance.
If your credit score isn't great, you can still get approved as Avant looks at both your credit score and income. When determining eligibility for a loan, LendingPoint considers credit score, loan term, credit usage, loan amount and other factors. Personal loans are a form of installment credit, which affect both your credit report and your credit score. Student loans, personal loans and credit cards are all example of unsecured loans. Our methodologyTo determine which personal loans are the best for consumers with bad credit, Select analyzed dozens of U.S. personal loans offered by both online and brick-and-mortar banks, including large credit unions.
Credit cards with welcome bonuses of 100,000 points or moreFAQsAmerican Express Platinum CardWelcome bonus value: Rewards experts generally value American Express Membership Rewards points at two cents apiece, making this bonus worth a whopping $2,000 when transferring your points to travel partners. Welcome bonus value: Many travel rewards enthusiasts have estimated the value of Hilton Honors points at 0.5 cents per point, so 150,000 Hilton Honors points are worth $750 towards Hilton stays. Welcome bonus value: If you value Hilton Honors points at 0.5 cents per point, 130,000 points would be worth $650. Welcome bonus value: If you value Hilton Honors points at 0.5 cents per point, 130,000 points would be worth $650. How to earn the bonus: Earn a welcome bonus of 140,000 bonus points after spending $3,000 on purchases within the first three months of account opening.
Below, Select reviews if you can pay taxes with a credit card and the benefits and drawbacks of using a credit card to pay taxes. Can you pay taxes with a credit card? Yes, you can pay taxes with a credit card, but the real question is, should you? High credit utilization rate Paying taxes with a credit card can also potentially have a negative impact on your credit score. Bottom lineIf your credit card rewards or welcome bonus offer outweigh the processing fee, paying your taxes with a credit card can be a worthwhile option.
5 benefits of small business credit cards
  + stars: | 2019-11-14 | by ( Alexandria White | Benji Stawski | Zoe Malin | ) www.cnbc.com   time to read: +5 min
The Capital One Spark Cash for Business is no longer available to new applicants; however, Capital One has launched 3 new business cards for small business owners. Of course, finances are a huge consideration and small business credit cards can be a major asset, when used responsibly. Below, Select reviews the benefits of small business credit cards that can add up to increased savings and easier expense management. Receive travel and purchase protectionsSimilar to personal credit cards, business cards provide numerous travel and purchase protections. Don't miss: Best small business credit cardsHow to apply for a business credit card For rates and fees of the Blue Business® Plus Credit Card from American Express, click here.
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