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I visited one of these vacation homes on a recent trip to Jackson, Wyoming. For example, Harvest Ridge, a luxury estate in Jackson Hole, Wyoming, is available for co-ownership through Pacaso, a vacation-home company operating in 40 destinations across the US and abroad. With multiple owners, the vacation homes are booked year-round rather than sitting empty for months as they would with a single owner. "So when you go to the home in Jackson Hole, it feels like a Jackson Hole home that was appointed with local market expertise in mind." On a recent trip to Jackson Hole, I spent two hours exploring every inch of the ultra-luxury home.
Persons: , They're, Austin Allison, Allison, Jackson Organizations: Service, Business Locations: Pacaso, Jackson , Wyoming, Jackson Hole , Wyoming, Jackson, Wyoming
While you're doing so, it's also important to consider what counts as "earned income" for a child's Roth IRA. The maximum annual contribution for 2024 is $7,000 or the total of the child's earned income for the year — whichever is less. For instance, if a 16-year-old works at a coffee shop and earns $4,000 over the summer, that $4,000 qualifies as earned income. Earnings from a part-time job, such as working at a grocery store, fast food restaurant, or retail shop, count as earned income. For instance, if a 16-year-old works at a coffee shop and earns $4,000 over the summer, that $4,000 qualifies as earned income.
Persons: Momo, you've, Roth, it's, child's Roth Organizations: Stone, child's Roth IRA, Facebook, IRS
Mortgage rates for October 13, 2024, are flat around 6.20%, according to Zillow data. See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's mortgage rates would impact your monthly payments. 30-Year Mortgage Rates TodayAverage 30-year mortgage rates are hovering near 6.20% today, according to Zillow data. 15-Year Mortgage Rates TodayAverage 15-year mortgage rates remain in the mid 5% range, according to Zillow data. 5-Year Mortgage Rate TrendsHere's how 30-year and 15-year mortgage rates have trended over the last five years, according to Freddie Mac data.
Persons: they've, you'll, Freddie Mac, it's, They'll Organizations: Zillow, Fed Locations: Chevron
Former President Donald Trump and Vice President Kamala Harris face off in the ABC presidential debate on Sept. 10, 2024. The previous Trump administration didn't pursue those types of consumer protections. In contrast, Democrats, including Harris, have historically supported EVs and incentives such as those under the Biden administration's signature Inflation Reduction Act. Meanwhile, Harris, if elected, can build on existing efforts of the Biden administration to deliver savings to more patients, they said. Trump also led multiple efforts to repeal the Affordable Care Act, including its expansion of Medicaid to low-income adults.
Persons: Donald Trump, Kamala Harris, he's, Harris, Joe Biden's, Trump, Pete Buttigieg, Jonathan Kletzel, didn't, — Leslie Josephs Banks Big, JPMorgan Chase, Biden, Tobin Marcus, it's, Sen, JD Vance, they're, Lindsey Johnson, Hugh Son, Pablo Di Si, EVs, Joseph Spak, Harris hasn't, Mike Wayland, Drugmakers, Trump hasn't, Mariana Socal, Annika Kim Constantino, David Zaslav, John Malone, Time Warner, Simon, Simon & Schuster, Marc DeBevoise, Jonathan Miller, Elon Musk's, Musk, I'm, MAGA, I'm Dark MAGA, , TikTok, — Lillian Rizzo, Alex Sherman, Michael Lynn, — Amelia Lucas Organizations: ABC, Getty, U.S, Trump, Treasury, Justice Department, Federal Trade Commission, Consumer Financial, Bureau, CNBC, The Biden Department of Transportation, Democratic, American Airlines, JetBlue Airways, Spirit Airlines, Industry, Boeing, JPMorgan, Securities and Exchange Commission, Currency, Federal Deposit Insurance Corporation, Biden, Wolfe Research, Bank, Republican, Bankers, Democratic Party, Consumer Bankers Association, Republicans, Volkswagen Group of America, Automotive News, Environmental Protection Agency, UBS, Mike Wayland Health, Commonwealth Fund, Medicare, Johns Hopkins Bloomberg School of Public Health, Annika Kim Constantino Media, Paramount Global, Skydance, Warner Bros, Discovery, Allen & Co, Sun, Media, Disney, Fox Corp, Time, Simon &, Random, MGM, FCC, Integrated Media, Twitter, Capitol, White, Lawmakers, Meta's Facebook, Alex Sherman Restaurants, National Restaurant Association, National Labor Relations Board, Social Security, Washington Post, Cornell University Locations: United States, PwC, JetBlue's, U.S, China, Ohio, Michigan, California
Tarli, 36, said cash payments helped him afford equipment for his hip hop career. Additionally, the cash payments helped him reach "flexibility and freedom" beyond affording basics. When Tarli received his first $500 check from the Springboard for the Arts guaranteed income pilot, he felt immediate relief. Springboard for the Arts' program gave 75 artists like Tarli monthly cash payments of $500 for 18 months, and was initially set to end in summer 2024. Cash payments helped him move toward that goal, he said.
Persons: Tarli, , Tarli —, Paul, Paul —, J, Cole, Kendrick Lamar, he's, Cash Organizations: Arts, Service, Business, McKnight Foundation, Bureau of Labor Statistics Locations: Twin Cities, St, Otter, Minnesota
Contradictory messages about inflation and the labor market have investors on guard. Price growth is slowly falling from its peak, but it exceeded expectations in September after a hot reading in August. AdvertisementInflation is a threat that won't sink the economyWhile there's plenty of economic data to get excited about, persistent price growth is a problem. "If we're going to be data dependent, we have to at least look at the data," Sosnick said. Higher-than-hoped inflation is rarely compatible with an economic downturn, so if price growth does persist, it likely won't be in an earnings-crushing contraction.
Persons: , Steve Sosnick, they've, John Kerschner, Janus Henderson, Sosnick, Preston Caldwell, Morningstar's, Jim Baird, Plante, Baird, Joe Quinlan —, Skyler Weinand, Regan, Weinand, We've Organizations: Service, US, of Labor Statistics, Federal Reserve Bank of Atlanta, Interactive Brokers, Business, Manufacturing, Index, Janus, Janus Henderson Investors, Equity, Financial, Merrill, Private Bank, Bank of America, Regan Capital, Fed Locations: China
Amberly Grant achieved 'coast FIRE' by increasing her income and investing the excess. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . She's also created an additional income stream by purchasing two investment properties and setting up long- and short-term rentals. However, once you reach age 65, you can use your HSA money to cover any expense without incurring a penalty. While Grant can use her HSA funds for medical costs right now, she chooses to pay out-of-pocket so her HSA money can continue to grow and compound.
Persons: Amberly Grant, , she'd, Grant, it'll, she's, who's, it's, She's, I've, Roth, what's, I'm Organizations: IRA, Service, Leeds School of Business, Boulder, FIRE Locations: Portland, San Francisco
Stock futures were little changed in overnight trading Sunday as investors waited to assess whether the next batch of key corporate earnings could power the market to more records. S&P 500 index futures were flat, while Nasdaq-100 futures dipped 0.1%. The S&P 500 closed above 5,800 for the first time, while the blue-chip Dow also reached an all-time high. The S&P 500 has gained nearly 22% this year, excluding reinvested dividends. Treasury yields have risen lately too, with the benchmark 10-year note yield, used to calculate everything from mortgages to auto loans, topping 4.1% last week.
Persons: Wells Fargo, Dow, Goldman Sachs, Johnson, Morgan Stanley, Adam Crisafulli Organizations: New York Stock Exchange, Stock, Dow Jones Industrial, Nasdaq, Columbus, JPMorgan Chase, Bank of America, Johnson, United Airlines, Walgreens Boots Alliance, Netflix, Procter, Gamble, Federal, Vital, Treasury Locations: New York City
Tech graduates, once near-guaranteed a role, are facing a tough job market. The rise of AI, offshoring, and tech layoffs are making roles more competitive. While the US job market is improving, experts say tech graduates are still struggling — and will continue to for a while. AdvertisementLayoff streakAfter two years of brutal tech layoffs, demand for tech workers has still not returned to pre-pandemic levels. "But there just isn't a lot of bites right now to say that AI is eliminating roles for entry-level workers."
Persons: , Alex Diaz, Diaz, Diaz isn't, I'm, I've, James O'Brien, O'Brien, Alec Wolyniec, he's, Wolyniec, Alex Hernandez, Hernandez, Kantenga, Gen, Gen Z, Chris Abbass, it's Organizations: Tech, Service, of Maryland, , University of Maryland, University of California, ADP, Federal, Emory University, LinkedIn, Twitter Locations: Berkeley, WFH
Kemo Sabe in Jackson, Wyoming, customizes high-end Western hats that cost up to $895. Kemo Sabe started in Aspen, Colorado, in 1990 and has since become well known for its high-end Western hats. Celebrities and icons, from Rihanna to Shania Twain and the Kardashians, have all been spotted wearing Kemo Sabe hats. Although Stetson makes hats that cost thousands of dollars, Kemo Sabe only sells less expensive Stetson hats that are pre-molded. The Kemo Sabe hats they sell are more expensive.
Persons: Kemo Sabe, Rihanna, Shania Twain, , Kristen Carelas, Joey Hadden, You've, Carelas, Sabe, we'll, — Stetson, Kemo, Stetson, Taylor Swift, Taylor, They're Organizations: Service Locations: Jackson , Wyoming, Aspen , Colorado, Colorado , Montana , Texas , Utah, Jackson
But after launching hundreds of ballistic missiles at Israel in two separate barrages, what has Iran to show for it? The October strike by 180 ballistic missiles saw a higher percentage of rockets penetrate defenses. All of which raises a question: is the danger of ballistic missiles overhyped? In 2015, Iranian-backed Houthi rebels in Yemen began a bombardment campaign against Saudi Arabia that included ballistic missiles. Ilia Yefimovich/picture alliance via Getty ImagesIt is not that conventional ballistic missiles aren't lethal, especially the modern versions.
Persons: , Hitler, Ilia Yefimovich, doesn't, Michael Peck Organizations: Service, Israeli Air Force, Soviet Union, British, Fortress, Getty, Minuteman, Soviet, Patriot, Aegis, Allied, South, Defense, Foreign Policy, Rutgers Univ, Twitter, LinkedIn Locations: Israel, Ukraine, Iran, Britain, Jordan, Nazi Germany, Western Europe, British Lancaster, Iraq, Iranian, Yemen, Saudi Arabia, America, Russia, Nodong, Tehran, Europe, Berlin, North Vietnam, South Vietnam, Lebanon, Gaza, Forbes
Insurance experts said the back-to-back hurricanes could signal rising insurance rates nationwide. AdvertisementTwo back-to-back hurricanes in Florida in recent weeks will likely raise home insurance rates even higher in a state that is already grappling with prices nearly four times the national average, insurance experts told Business Insider. The compounding financial crises of Hurricane Helene and Hurricane Milton could also point to looming hikes in insurance rates nationwide, the home insurance experts said. They pointed to the recent Florida storms as examples of the increasingly severe and frequent climate catastrophes wreaking havoc on the global insurance market. AdvertisementAn uptick in reinsurance rates in recent years has been a driving force behind climbing insurance rates nationwide, said Kyle Ulrich, president and CEO of the Florida Association of Insurance Agents.
Persons: , Kyle Ulrich, it's, Hurricane Helene, Hurricane Milton, Jeffrey Schlegelmilch, Oscar Miniet, Miniet, Coral, Milton, Helene, Shahid Hamid, Jeremy Porter, Porter, Hamid, Ulrich, Oscar Seikaly, Penny, Liao Organizations: Service, Florida Association of Insurance, Intercontinental Exchange, CBS News, Columbia Climate School's, Center for Disaster Preparedness, Tampa, Florida International University, Research Center's Laboratory for Insurance, Financial, Economic Research, Allstate, State, Florida Association of Insurance Agents, NSI Insurance, Hurricanes Locations: Florida, Hurricane, California, Illinois, Arkansas, Deltona, Jacksonville, Sarasota, Central Florida, Kentucky, Idaho, London, Bermuda, Japan
A Harvard career advisor says there are other ways to jump-start your career beyond consulting. Related storiesThat's where dedicated early-career programs come in. AdvertisementNg said those are the exact kinds of perks that new grads can get at companies with early-career programs. Ng has compiled a list of more than 1,000 companies that have early-career programs. As for the tech companies with dedicated early-career programs, his list includes companies such as Nvidia, PayPal, Snap, Dropbox, Zoom, and Workday.
Persons: , Gorick Ng, they're, Ng, he's, Z, Young, gunning, Grainger, He's, Goldman Sachs, Piper Sandler, it's, there's Organizations: Harvard, Service, Harvard University, Consulting, GE, Fifth Third Bank, Aon, CNBC, NBC Universal, Nvidia, PayPal, UBS, Deutsche Bank
Skims CEO Jens Grede compared the Kim Kardashian-fronted brand's successes to Nike in the 1990s. Grede told the FT that, like Nike, Skims "exists at the intersection of culture and commerce." According to Jens Grede, the CEO of Kim Kardashian's shapewear brand, Skims' hero is Nike — though, to be clear, not the Nike of today. AdvertisementKim Kardashian (L), Jens Grede (C), and Emma Grede (R) pose with the Amazon Innovation Award during the 2022 CFDA Fashion Awards. Kim Kardashian describes herself as the face of the Skims brand.
Persons: Jens Grede, Kim Kardashian, Grede, , Kim Kardashian's, Skims, Emma Grede, Kardashian, Jens, Jenner, Khloé Kardashian's, Kylie Jenner's, Dimitrios Kambouris, Isabelle Aleksander, Michael Jordan, Tiger Woods, Roger Federer, Aleksander, Matthew Quint, Kim, Quint, Jamie McCarthy, Spike Lee, Andre Agassi, Pete Sampras Organizations: Nike, Brand, Service, Financial Times, Skims, Amazon, JDO, Team USA, NBA, WNBA, USA, Center, Global Brand Leadership, Columbia Business School, Star, Kim Locations: Nike —, Skims
See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's interest rates will affect your monthly payments. Current 30-Year Mortgage RatesAverage 30-year mortgage rates are around 6.20%, according to Zillow data. In September, 30-year refinance rates averaged 5.89%, while 15-year refinance rates were around 5.19%. Mortgage rates are determined by a variety of different factors, including larger economic trends, Federal Reserve policy, your state's current mortgage rates, the type of loan you're getting, and your personal financial profile. Now that the Fed has cut rates, mortgage rates may not drop much in October.
Persons: you'll, Freddie Mac, it's, they've Organizations: Fed, Zillow Locations: Chevron
Fed rate cuts are likely to help push bitcoin and other risk assets higher, but some stablecoin issuers could suffer a hit to their revenue. Tether (USDT) and USD Coin (USDC) dominate the market, making up 70% and 21%, respectively, according to CryptoQuant. "As rates begin to fall, that has a giant impact on their [profit and loss] and their bottom line." Stablecoins – cryptocurrencies that promise a fixed value peg to another asset, usually the U.S. dollar – are widely seen as crypto's killer app. Jeremy Allaire, CEO of USDC issuer Circle, told CNBC lower interest rates are "a very good thing" for the company because lower interest rates will likely increase investment and economic activity – which would benefit the company.
Persons: Bernstein, Kevin Lehtiniitty, they're, Wainwright, Kevin Dede, Jeremy Allaire, Allaire Organizations: U.S ., CNBC
Starbucks CEO Brian Niccol has been in his new role for about a month. Employees at Starbucks stores say they're eager to see what changes he makes. Business Insider has spoken to 10 Starbucks store workers — whom the company calls "partners" — since the chain announced Niccol would become CEO. "It's no longer the third place," one Starbucks store manager in Florida previously told BI. Starbucks should hire more workers to shorten wait timesShifts at Starbucks stores are often short-staffed, multiple partners have told BI.
Persons: Brian Niccol, , Niccol, Laxman Narasimhan, Howard Schultz, Kevin Johnson, I've, Narasimhan, there's Organizations: Employees, Service, Starbucks, SEC, Partners Locations: U.S, Florida, North America, North Carolina, South Dakota
Shannon Detrick has spent over $10,000 for friends' weddings and bachelorette parties since 2022. And that doesn't even include the four weddings for which we've been guests but not part of the wedding party. At the wedding, most of the members of our wedding party stayed for free in the big house on the wedding venue's property. There's also the issue of budgeting time off to attend friends' weddings — it starts to add up. That can be really, really challenging.
Persons: Shannon Detrick, , I've, That's, we've, it's, It's, wasn't, we're, There's, she's, could've, I'm, Jane Zhang Organizations: Service Locations: Sacramento , California, Palm Springs, Miami, New Orleans, Denver, Maine, California, Sonoma
Christian Salafia, a 51-year-old semi-retired American, moved to South Africa in 2021. I moved to South Africa for my now-wife three years ago. Courtesy of Christian SalafiaDiscovering South AfricaWhen I stepped out of the plane for the first time in South Africa, I felt immediately relaxed. Christian Salafia and his wife Kim when he moved permanently to South Africa in August 2021. Everyone here knows South Africa has its problems — electricity, water, corruption, and crime — but it doesn't seem to faze anyone.
Persons: Christian Salafia, , I've, Kim, Covid, Salafia, we're, you've, it's Organizations: Service, US Navy, Facebook, Christian, Central America Locations: American, South Africa, Florida, New, Tallahassee , Florida, Africa, Western, Romania, Namibia, Tanzania, Botswana, Central
Tesla fan and attendee Matthew Donegan-Ryan rode in the new Cybercab. Tesla fan and investor Matthew Donegan-Ryan attended the glitzy launch on a film lot at the Warner Bros. @_SFTahoe pic.twitter.com/0Xoubi9hY4 — Matthew Donegan-Ryan (@MatthewDR) October 11, 2024The Cybercab, Tesla's first robotaxi, was revealed alongside a 20-person Robovan. pic.twitter.com/iUD0aKThZa — Matthew Donegan-Ryan (@MatthewDR) October 11, 2024Donegan-Ryan was also surprised by how few cameras the Cybercab had. The Cybercab bears a stylistic resemblance to another Tesla vehicle, the Cybertruck, and Donegan-Ryan said that similarity was particularly apparent in person.
Persons: Elon Musk, Tesla, Matthew Donegan, Ryan, , robotaxi, 0Xoubi9hY4 — Matthew Donegan, Tesla's, Uber, Cybercab, Donegan, iUD0aKThZa — Matthew Donegan, Franz von Holzhausen, Lars Moravy —, wouldn't, Musk, they're, Dan Ives Organizations: Service, Warner Bros ., Warner Bros, BI, Tesla Staff Locations: Burbank , California
As artificial intelligence fuels the boom in data center growth, investors are eyeing a new frontier: the companies keeping these digital powerhouses cool. That's because historically, data centers used air cooling to manage the heat generated by traditional cloud applications. Triple data center growth Vertiv and Modine are legacy air cooling players that entered the liquid cooling market through acquisitions, while nVent is a pioneer. "The need for liquid cooling is not cannibalizing the need for mechanical (air) cooling," Matt Summerville, an analyst at D.A. "The need for liquid cooling is not cannibalizing the need for mechanical (air) cooling," Matt Summerville, an analyst at D.A.
Persons: Modine, there's, Dean Dray, Matt Summerville, Davidson, Summerville, William Blair, Brian, nVent, Dray, Vertiv, Jefferies, Saree Boroditsky, Boroditsky Organizations: Modine, RBC Capital Markets, CNBC, D.A, CoolTerra, TMG, Scotts, Scotts Springfield Manufacturing, Asia Pacific, CDU, Summerville, Luza Locations: Scotts Springfield, Asia, Summerville
Here are three ways to make sure your professional style is fashion-forward this fall. Brands like Bottega Veneta and Miu Miu (pictured above) embody the San Francisco elite aesthetic. If you want to invoke the "Silicon Valley style," Miu Miu is the high-end brand doing it the best, he said. You can shop for a warm-up jacket that looks similar to one Google might issue to employees, "but instead of Google, it says Miu Miu." Gen Z might be obsessed with secondhand clothes, but Chernyaev said pre-owned clothes aren't always polished enough for the office.
Persons: , Timothy Chernyaev, Chernyaev, Miu Miu, Nicole Pollard Bayme, she's, Victor VIRGILE, Stella McCartney, Peter White, Bayme, Celine Organizations: Service, Dell, Business, Bottega, San Francisco, Getty, Google Locations: COVID, San Francisco
Quarterbacks Jayden Daniels versus Lamar Jackson should be pure fireworks, but it's far from the only intriguing matchup this weekend. Henry has scored in all five games this season while rushing for a league-high 572 yards. Considering down and distance, Henry has rushed for 229 yards more than expected, according to advanced NFL stats. Kirk Cousins, meanwhile, is fifth in passing yards per game despite a slow start for Atlanta’s offense. The Lions are conceding 349.0 yards per game, 11th-worst in the NFL.
Persons: Jayden Daniels, Lamar Jackson, Robert Saleh, QB Drake Maye, Daniels, Jackson, Derrick Henry, Henry, Joe Flacco, Flacco, Anthony Richardson, Will Levis, Derek Carr, Spencer Rattler, Deshaun Watson, it’s, Devonta Smith, A.J, Brown, Aidan O’Connell, Gardner Minshew, Davante Adams, isn’t, Justin Fields, Russell Wilson, , Joe Burrow, Buffalo skidding, Josh Allen, Robert Saleh —, Aaron Rodgers, , , haven’t, Caleb Williams, Jordan Love, they're, Drake Maye, Maye, Bo Nix hasn’t, He’s, Justin Herbert, Andy Dalton, Kirk Cousins, Dak Prescott Organizations: Ravens, The Buffalo Bills, New York Jets, Cowboys, Detroit Lions, Dallas, NFC, Patriots, Houston Texans, Washington, NFL, Colts, Titans, Richardson, Buccaneers, Kansas City, Browns, Eagles, Cleveland, Steelers, Raiders, Las Vegas, Pittsburgh, Bengals, Giants, Bills, Jets, Lions, Buffalo, Jaguars, Bears, Chicago, Panthers, Rams, Jacksonville, Cardinals, Packers, Green, Los, Arizona, 49ers, Texans, Dolphins, Houston, Chargers, Broncos, Denver, Falcons, Prescott, The Lions Locations: Baltimore, New England, Washington, Jacksonville, New Orleans, Cincinnati, London, Los Angeles, San Francisco, Tampa Bay and New York, Carolina, Pittsburgh
City officials haven't yet tallied up what the Trump campaign owes Erie for public safety costs for his most recent rally in September. The five localities that spoke to NBC News have sent their bills to the Trump campaign. Four years later, the Trump campaign hasn't paid. The unpaid bills go back even further for Spokane, Washington, which wants the Trump campaign to pay for costs incurred in a May 2016 visit, before Trump officially became the Republican nominee for president. Similarly, Erie's bills were to cover police, fire and public works personnel overtime, according to city spokesperson Rob Lee.
Persons: Donald Trump, Trump, they're, reimbursements, it's, Anthony Guglielmi, Guglielmi, Kamala Harris, Laura Cruz Acosta, ” Cruz Acosta, hasn't, Erin, Hut, Bernie Sanders, Hillary Clinton, Sanders, Clinton, didn't, Allison Franz, Nancy Sorensen, Ana Pereira, isn't, Rob Lee, I’d Organizations: Erie Times -, Trump, NBC News, Secret, nonpayment, El, El Paso City Council, Republican, Gateway, Mesa Police Locations: Erie , Pennsylvania, Erie, El Paso , Texas, El Paso, Spokane , Washington, Missoula County , Montana, Arizona, Mesa
High insurance costs could wipe out earnings for Cybercab owners. AdvertisementThere are plenty of hurdles for Tesla's promised robotaxi fleet to clear before launching, but one overlooked barrier may be the complexity of insuring a fleet of self-driving Teslas. Advertisement"It's great that you have a vehicle that is cheaper," said Jessica Caldwell, executive director of insights for Edmunds, referring to Tesla's $30,000 Cybercab. "But that can easily get outweighed by high insurance costs." The automotive insurance industry has yet to fully embrace autonomous technology, and without coverage, driverless Teslas can't operate.
Persons: Tesla, , Tesla's, Elon Musk's, Jessica Caldwell, Edmunds, there's, Caldwell, Musk, Elon, Morgan Stanley, Adam Jonas Organizations: Insurance, Service, Tesla, Investors Locations: Texas, California
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