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To improve your chances of getting approved for a new credit card, focus on building your credit score and tackling debt you already have. Monitor your credit score for freeBefore applying for a credit card, it's smart to check your credit score and monitor it for changes as you make moves to improve your credit score. Consider a secured credit cardIf you're worried about being approved for a credit card right now because your credit score isn't in the best shape, you can also consider one of the best secured credit cards. A secured credit card requires a cash deposit as collateral, and this type of card can help you build credit when you can't get approved otherwise. Once you use a secured credit card and make on-time monthly payments for a stretch of time, you may qualify for an upgrade to a regular credit card.

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☆ Bryan brothers: How 'twin energy' fueled tennis' greatest ever double act
▼ + stars: | 2023-05-29 | by ( George Ramsay | ) edition.cnn.com time to read: +7 min

Bob (left) and Mike Bryan won their first grand slam title together at the 2003 French Open. “At the time, you think it’s a one-shot deal and you never know if you’ll get there again,” says Mike, reflecting on the 2003 French Open campaign. Bob (left) and Mike Bryan hold their Wimbledon doubles trophies in 2011. The Jensen brothers, coincidentally, won their only grand slam title at the 1993 French Open, 10 years before the Bryans captured their first. Bob plays keyboard, Mike guitar and drums; together, they have performed at bars, clubs and even tennis tournaments as part of the Bryan Brothers Band.

☆ The Loneliness, and Danger, of Being a Young Woman in a New City
▼ + stars: | 2023-05-15 | by ( Jenny Wu | ) www.nytimes.com time to read: +2 min

It is also a window, onto the city’s antiwork culture, eclectic individualism and architectural sediments. Daphne’s eating disorder ornaments the 20-something’s “joyfully misspent” time abroad the way Hemingway’s hunger enhanced his visits to the art museum. But unlike Hemingway, Daphne must contend with the dangers of being a young woman living alone in a new city. “Berlin” shines when we leave Daphne’s head long enough to observe the humorous and tender behaviors of those around her. A look inside her mind reveals the force of danger thinly veiled behind the romantic glow of youth.

☆ Kanye West filed a trademark application for 'sock shoes' just days before Adidas said it would sell off unsold Yeezys for charity
▼ + stars: | 2023-05-14 | by ( Jyoti Mann | ) www.businessinsider.com time to read: +3 min

Ye filed a trademark application for "Yzy sock shoes," which may signal a future product release. It was filed only days before Adidas said it will sell its Yeezy stock and donate profits to charity. His holding company, Mascotte Holdings, filed the application to the US Patent and Trademark Office on May 4. A drawing with the caption "Yzy sock shoes" was submitted alongside the filing. In 2020, Ye's holding company also filed a trademark for Yeezy-branded cosmetics, makeup, and beauty products.

☆ Why Should Charles III Be King?
▼ + stars: | 2023-05-05 | by ( Tanya Gold | ) www.nytimes.com time to read: +7 min

King Charles(Francis Xavier,Professor X) III Prof. King Charles III, a telepath and the leader of the X-Men, is powerfully gifted, like the real Charles III (a noted gardener and watercolorist). King Charlize (Theron) III Charlize III is a gifted actor, which all good monarchs need to be, and an extraordinarily beautiful woman. King Charles III, theMadame Tussauds waxwork Wax Charles III lives in Madame Tussauds on Baker Street, and more people met him in 2022 — 2.5 million — than the real king will meet during his whole reign. King Charlie (Sheen) III Another actor, who has the advantage of already being from a famous dynasty: his father played Jed Bartlet, the philosopher king from “The West Wing.” King Charlie (Sheen) III would be handsome but not as handsome as King Charlize (Theron). King Charles (Dickens) III could not function in a country with failing public services and a system that taxes earnings, not wealth.

A high-yield savings account is a good place to store money for short-term needs. Many banks offer high-yield savings accounts with variable high interest rates. A high-yield savings account may be the best place to save money for travel or a wedding. The best high-yield savings accounts offer variable annual percentage rates (APYs), some at 3.75% APY or more. Fun moneyIf you really want to reward yourself, consider putting your "just for fun" money in a high-yield savings account.

☆ In pictures: Migrant caravan heads for Mexico City in protest, seeking US asylum
▼ + stars: | 2023-04-26 | by ( Dave Lucas | ) www.reuters.com time to read: 1 min

A migrant fixes his sock as he stands next to other migrants taking part in a caravan towards Mexico City called 'The Migrant's Via Crucis' in memory of the 40 migrants who died during a fire at a migrant detention center in the border city of Ciudad...moreA migrant fixes his sock as he stands next to other migrants taking part in a caravan towards Mexico City called 'The Migrant's Via Crucis' in memory of the 40 migrants who died during a fire at a migrant detention center in the border city of Ciudad Juarez, as they walk along the road en route to Viva Mexico, Chiapas state, Mexico April 23. REUTERS/Mahe ElipeClose

☆ Jeff Bezos, accidental style icon, was spotted at Coachella in a butterfly-print button-down shirt
▼ + stars: | 2023-04-25 | by ( Cheryl Teh | ) www.businessinsider.com time to read: +3 min

Amazon founder Jeff Bezos showed up at Coachella in a butterfly-print button-down shirt. "Looks like a low budget Fast and Furious scene," wrote Redditor RuckOver3 in a post that was upvoted more than 34,000 times as of press time. Bezos was spotted at the festival with his partner Lauren Sanchez, Kardashian matriarch Kris Jenner, and Jenner's partner, Corey Gamble, per TMZ. wrote Redditor BarfJello, in a comment that had been upvoted more than 13,000 times as of press time. "Looks like the average Coachella attendee," wrote Reddit user electricman420.

☆ Why it's 'just no question' new investors should start by opening a Roth IRA, expert says
▼ + stars: | 2023-04-21 | by ( Lorie Konish | ) www.cnbc.com time to read: +3 min

A Roth IRA allows investors who qualify to set aside after-tax money up to a certain limit each year. Who can invest in a Roth IRAImportantly, you can start contributing to a Roth IRA starting from any age if you have taxable compensation. In 2023, investors may put up to $6,500 in traditional or Roth IRAs (or $7,500 if they're 50 or older). The way you invest the money inside a Roth IRA account can be adjusted to suit your goals. What you choose to put in the Roth IRA can be either savings or investments.

☆ Price hikes are double whammy for pet owners who are crushed by inflation
▼ + stars: | 2023-03-19 | by ( Alicia Wallace | ) edition.cnn.com time to read: +11 min

Minneapolis CNN —As head of PAWS Atlanta, Joe Labriola can get a good sense of the region’s economic well-being from the day-to-day activity of the city’s oldest no-kill animal shelter. And the shelves at PAWS Atlanta’s Pet Food Pantry quickly go bare. She said her pet food costs for Lola, her Australian Shepherd mix, and for Phoebe, her Golden Retriever, have doubled to $250 per month. Josh Fiala, Animal Rescue League of Iowa's Pet Support Services Manager, helps load pet food into a vehicle during a Pet Food Pantry in January 2022. Courtesy Animal Rescue League of IowaARL gave out about 40,000 pounds of pet food in both 2020 and 2021.

Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). When building your perfect wallet, be sure your credit card portfolio includes all five of the following features. Still, if you can't organically get $395 worth from this card annually, go for a travel rewards credit card that offers a smaller annual fee — or a no-annual-fee travel credit card, such as the Capital One VentureOne Rewards Credit Card. Co-branded by an airline or hotelWhy bother with an airline or hotel-specific credit card after just proclaiming the virtues of flexible rewards credit cards? For example, many cash back credit cards also are no annual fee credit cards.

☆ She was weeks away from maternity leave at Twitter. Then Elon Musk took over
▼ + stars: | 2023-03-06 | by ( Clare Duffy | ) edition.cnn.com time to read: +14 min

Twitter now reportedly has fewer than 2,000 employees following more cuts late last month, down from around 7,500 before Musk took over. CNN“We were on the Twitter-coaster, the Elon Musk chapter, for seven months,” Ali said. De Caires is one of the former Twitter employees taking legal action against the company following mass layoffs after Musk took over. Jeff Chiu/APInstead, Twitter employees say they heard very little from their new leader in the days immediately after his takeover. Attorney Shannon Liss-Riordan is representing around 1,500 former Twitter employees taking legal action against the company following Musk's takeover.

☆ Meet Matija Pecotic: a real-estate investor who counts Bill Ackman as a mentor - and now a breakout tennis star on the pro circuit
▼ + stars: | 2023-03-03 | by ( Theron Mohamed | ) www.businessinsider.com time to read: +2 min

A 33-year-old real-estate investor has become a tennis star after beating a former top-10 player. Pecotic counts Bill Ackman as a mentor, and compares his game preparation to day trading. "Being mentored by Bill Ackman continued to influence that hunger," Pecotic said. The moonlighting tennis star scours match tapes and other information sources to spot his opponents' weaknesses and refine his own game. "In our world, we are all about information, put the emotions aside – analytics, analytics, analytics," he said.

☆ He’s a Harvard M.B.A. Who Works in Real-Estate Investing. But Can He Beat Novak Djokovic?
▼ + stars: | 2023-03-02 | by ( Jason Gay | ) www.wsj.com time to read: 1 min

You have to be a fairly committed tennis follower to already know the story of Matija Pecotić, but that may change soon. In February, Pecotić, a crafty Croatian left-hander born in Belgrade and raised in Malta, notched his first-ever victory in an ATP Tour main draw when he defeated former top-10 player Jack Sock at a tournament in Delray Beach, Florida. It was a nice breakthrough win. What made it stand out was that Pecotić is 33 years old—an advanced age at which men’s players not named Roger, Rafa or Novak are usually starting to decline, or at least plateau.

☆ Half of Americans have less emergency savings than last year or no savings at all
▼ + stars: | 2023-02-24 | by ( Madison Hoff | ) www.businessinsider.com time to read: +5 min

A Bankrate survey that took place from January 20 to January 23 asked about how a respondent's emergency savings compared to these savings a year ago. About 4 in 10 US adults have fewer emergency savings than they did just a year prior, according to the survey conducted by SSRS. But not everyone has seen their emergency savings fall from where they stood a year ago. "Many have resorted to tapping their emergency savings if they have it, or have taken on credit card debt, or some combination. And emergency savings is money of course that should be highly liquid for when and if they need to tap that money supply."

In addition to his annual exam, my dog is at the vet at least once a quarter for allergy shots and other ailments. But, as I weighed the costs and benefits, I wondered how often most dogs need to see the vet. Puppies and older dogs need extra careJust like young and old humans, puppies and senior dogs need more frequent check-ins. The good news is monitoring blood work and urine analysis twice a year can help your vet keep your older dog healthy. If you're on the fence about whether your dog needs an exam, you can call your vet for their opinion.

Choice PrivilegesWells Fargo will soon launch a new co-branded credit card with Choice Privileges, the loyalty program of Choice Hotels. Now, Choice and Wells Fargo are teaming up to launch the new Choice Privileges® Mastercard® this spring. Here's what to know about Wells Fargo's new Choice Privileges credit card, and what its arrival means for those who already have the Barclays Choice credit card. Wells Fargo Choice Privileges Mastercard coming soonThe Choice Privileges® Mastercard® will open to applications by May 1, 2023, and at that time, existing Barclays cardholders will be converted to the new card. Unless you stay at Choice Hotels properties frequently, you'll probably want to give the Choice Privileges® Mastercard® a skip.

"I'm not rolling in the dough right now and I probably will never be," Simmons tells CNBC Make It. "I don't spend a lot of money, if any, out of pocket on my wheelchair," Simmons says. 'It opened up the world for me, using my wheelchair'A New York native, Simmons wasn't born with her disability. Moving forwardThough the settlement money allowed Simmons to de-prioritize finding a job, she always wanted to work. Simmons had just begun applying to law schools when she found out her settlement money was gone.

☆ Hiring a marachi band for my husband's first-ever birthday party wasn't in my budget, but I did it anyway — and I've never been more sure of my approach to money
▼ + stars: | 2023-02-10 | by ( Julie Schwietert Collazo | Read More | Read Less | ) www.businessinsider.com time to read: +5 min

I barely had any money, but I wanted to give my husband a nice birthday surprise even if it was hard. It marked another trip around the sun for my husband, Francisco. In fact, I learned after we started dating, he'd never had a birthday party — ever. I realized I needed to ignore the financial adviceMost financial advice consists of a single, sacrosanct maxim: SAVE. "I've never had a birthday party," Francisco told Gerardo and his fellow musicians.

☆ Awful Stock Market Analysts, Wall Street Economists Are Costing Investors Money
▼ + stars: | 2023-02-08 | by ( Neil Dutta | ) www.businessinsider.com time to read: +10 min

One type of data point to be wary of involves vehicles for confirmation, which use old data to confirm what an analyst already believes. The index is also revamped after every recession — given new weights and components so the new index perfectly signals the recession that just happened. Let's assume the ISM signals a turning point in the business cycle when it runs below 50 for three consecutive months. In a bull market, when rising stocks lift all boats, these analysts are still making money while arguing the downside just "hasn't happened yet." No single data point is a substitute for good judgment, which is the best leading indicator of all.

☆ How Much Should I Have in Savings?
▼ + stars: | 2023-02-07 | by ( ) www.wsj.com time to read: +10 min

And when you are ready to stop working, a healthy retirement savings account will allow you to maintain financial independence. How much should I have in retirement savings? Retirement Savings Targets by Age Saving 10 times your salary doesn't have to seem overwhelming. So how do you translate that into a savings goal? Retirement savings should be prioritized over college savings, says Fruzzetti: “In an ideal world, you’d be able to save enough for retirement and college concurrently, but that’s not always possible.” The most realistic plan for many families is to save as much as possible.

A Reuters witness on Friday saw Podesta, Landrieu and Musk entering a downtown building that houses both Tesla's Washington lobbying operation and the Center for American Progress, a think tank Podesta founded. BIDEN, MUSK TENSIONSRelations have often seemed antagonistic between Biden, who has pushed for companies to use union labor, and Musk, who has pushed to keep unions out of his factories. Musk called Biden "a damp sock puppet in human form" last year after Biden highlighted EV production by GM and Ford in a tweet but left out Tesla. Biden only publicly acknowledged the role of Tesla in U.S. electric vehicle manufacturing over a year after taking office, after Musk repeatedly complained about being ignored. It also includes new U.S. battery production credits that Musk said earlier this week could have significant benefits to the company.

Musk responded on Twitter to the initial exclusive Reuters report that he met with the officials, saying it was "True." Later, White House press secretary Karine Jean-Pierre confirmed the meeting took place and added that Musk did not meet with Biden personally. A Reuters witness on Friday saw Podesta, Landrieu and Musk entering a downtown building that houses both Tesla's Washington lobbying operation and the Center for American Progress, a think tank Podesta founded. BIDEN, MUSK TENSIONSRelations have often seemed antagonistic between Biden, who has pushed for companies to use union labor, and Musk, who has pushed to keep unions out of his factories. Biden only publicly acknowledged the role of Tesla in U.S. electric vehicle manufacturing over a year after taking office, after Musk repeatedly complained about being ignored.

☆ Adidas just lost a legal battle with designer Thom Browne over whether it's OK to sell products with stripes
▼ + stars: | 2023-01-12 | by ( Matthew Kish | Avery Hartmans | ) www.businessinsider.com time to read: +2 min

Thom Browne prevailed in a trademark lawsuit filed by Adidas. In 2021, Adidas sued Thom Browne and alleged its designs infringed on Adidas trademarks, specifically how the German sportswear company uses stripes. Founder Thom Browne arrived at the courthouse last week wearing a shorts suit and a sock with four stripes. "The notion of Thom Browne wanting to trade on the reputation of Adidas offends him. A Thom Browne spokesman didn't immediately return a message seeking comment.

☆ Sick of Chunky, Hiker-Style Socks? Try These Slim New Styles
▼ + stars: | 2023-01-07 | by ( Andrew Barker | ) www.wsj.com time to read: 1 min

For a lot of men, the easiest place to thin down this January is their feet. In the sock department, slim is in, and those thick, nubby socks that seemed so right for the past few years are now looking worn out, sartorially speaking. Not any slim knits will do. Stylish guys tired of sweltering below the ankle want texture, too. The product descriptions of this new wave of hosiery–with references to jacquard, waffle, herringbone and other more arcane weaves–suggest luxury sweaters.

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