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The best credit cards for travel include airline credit cards, hotel credit cards, and travel rewards credit cards. You can also get credit cards for small business use, or consider starter credit cards and student credit cards if you're new to credit. Pairing with travel rewards cards — Several major issuers, including Chase, American Express, Wells Fargo, and Citi, let cardholders combine rewards between cash-back credit cards and travel rewards credit cards. Pros and cons of cash back credit cardsCash-back credit cards have their pros and cons, as we've already seen thus far. Cash-back credit cards often offer fewer perks, smaller welcome bonuses, and limited redemption opportunities compared to travel rewards credit cards.

Persons: Wells, Cash, Cardholders, you'd, — Cash, Chase, shouldn't, you've Organizations: Business, Citi, Wells, Bank of America, Bank of America loyalists, American Express, American, Amazon.com, Visa, Amazon Locations: Wells, Wells Fargo, Rakuten

Those include Temu, Shein, AliExpress and TikTok, which offer super-low prices that U.S. rivals have raced to compete with. For customers chasing cheaper alternatives to name-brand products, the cost savings can entail tradeoffs in quality. But when NBC News tried out several Temu items alongside their name-brand counterparts, the results were uneven. Other Temu products worked pretty well, at least for a while. Overall, NBC News determined three of the six Temu products performed as expected.

Persons: Dyson, ’, —, Temu, didn’t, ”, Mark Spoonauer, “, ” Spoonauer Organizations: NBC, Smart, Apple, NBC News, Universal Studios, Hamilton Locations: China, Southeast Asia, U.S

☆ UnitedHealthcare CEO killing and Rockefeller Center Christmas tree lighting: Morning Rundown
▼ + stars: | 2024-12-05 | by ( Elizabeth Robinson | Elizabeth Robinson Is A Newsletter Editor For Nbc News | Based In Los Angeles. | ) www.nbcnews.com time to read: +7 min

The manhunt for the gunman who fatally shot UnitedHealthcare CEO Brian Thompson in New York City goes on. A study suggests there are millions of psychiatric disorders linked to exposure to lead in gasoline. And Rockefeller Center gets in the holiday spirit with its annual Christmas tree lighting. Manhunt continues for shooter in UnitedHealthcare CEO killingThe manhunt for the person who fatally shot the CEO of UnitedHealthcare is still going on. Rockefeller Center tree lights up the holiday seasonIt’s beginning to look a lot like Christmas at Rockefeller Center, which celebrated its tree lighting with a star-studded show last night.

Persons: Brian Thompson, Thompson, “, Jessica Tisch, Joseph Kenny, Paulette Thompson, ”, Kash Patel’s, Kash Patel, Donald Trump, Patrick T, Fallon, Donald Trump’s, Steve Bannon, Patel, Joe Biden, Republican Sen, John Cornyn, ” Cornyn, Critics, Trump, Kelly Clarkson, Thalia, Dan + Shay, Jennifer Hudson, Eric Adams, Chuck Scarborough, George Washington, John Moore, Albinson Linares, — Sandra Lilley, Elizabeth Robinson Organizations: Rockefeller Center, Police, Hilton, ”, Getty, Trump, Republican, FBI, Child Psychology, Psychiatry, Rockefeller, Backstreet, New York, NBC, Democratic, Noticias Telemundo, — Locations: New York City, New York, Central Park, Manhattan, Las Vegas, AFP, NBC New York, Japan, California, Democratic Republic of Congo

☆ CNBC's Inside India newsletter: What lies ahead for India after a big GDP growth miss?
▼ + stars: | 2024-12-05 | by ( Amala Balakrishner | In Amala-Balakrishner | ) www.cnbc.com time to read: +3 min

Few anticipated the plot twist in India's latest gross domestic product (GDP) numbers that was befitting of a Bollywood blockbuster. India's growth came in at 5.4% for the quarter ended September, according to figures released on Nov 29. This was the slowest pace of expansion in the last seven quarters and comfortably below a growth rate of 6.5% anticipated by economists in a Reuters poll. The benchmark Nifty 50 index has risen modestly since the GDP release and is up 13.7% since the start of the year. The Reserve Bank of India, which announces its latest rate decision on Friday, is also expected to keep interest rates steady.

Persons: Chandradeep Kumar, Corporates Organizations: India Today, Getty, Macquarie, Reserve Bank of India Locations: Noida, Uttar Pradesh, Macquarie, Asia, Japan, India

☆ Here are all the things OpenAI has released so far for its 12 days of 'Shipmas' campaign
▼ + stars: | 2024-12-05 | by ( Lakshmi Varanasi | ) www.businessinsider.com time to read: +2 min

The campaign will include 12 days of product releases, demos, and new features. On the first day, OpenAI released an updated version of o1 and ChatGPT Pro. AdvertisementOpenAI hinted at its plans on Wednesday in a post on X, saying: "12 days. 12 Days of OpenAI starts tomorrow." We're doing 12 days of OpenAI," he said.

Persons: OpenAI, Sam Altman, Altman, Max Schwarzer, it's Organizations: o1, ChatGPT, The New York Times, Summit, OpenAI Locations: ChatGPT

☆ Vox Media is laying off staff as part of a reorg. Here's the memo outlining the changes.
▼ + stars: | 2024-12-05 | by ( Lucia Moses | ) www.businessinsider.com time to read: +4 min

Vox Media just cut staff across its lifestyle brands, CEO Jim Bankoff announced in a memo to staff. A Vox Media spokeswoman declined to say how many people were let go in the current reduction. Vox Media got the lifestyle brands Thrillist and PS (previously named PopSugar) when it acquired fellow digital media company Group Nine in early 2022. AdvertisementBankoff said in the memo that Vox Media would continue to focus on areas where it sees the most opportunity, including building direct audiences and its Vox Media Podcast Network. To everyone at Vox Media, thank you for your continued commitment to our work.

Persons: Jim Bankoff, Mills, Doug Martin, Bankoff, we've, I'm, Jim Organizations: Vox Media, New York, Nine, Google, Facebook, Big Tech, Vox, Bankoff, Media Production, Technology

Key credit card terms to knowYour ability to manage your credit cards responsibly will depend on how well you understand the terms of your credit cards and how credit scores are calculated. And, for the record, you can't pay a credit card with another credit card. How to maximize credit card benefitsEarning and redeeming rewardsTo get the most out of your credit card benefits, choose a card that aligns with your spending habits. You can also consider taking advantage of credit card balance transfer offers to manage high-interest credit card debt. Building credit history with your credit cardYou can build credit by using your credit card to make small, manageable purchases and pay them off consistently.

Persons: It's, Grace, you'll, Meghan Hunter Meghan Hunter, Guy, she's, Meghan, Read Organizations: trave, Chevron, Finance Locations: Portugal

☆ TikTok's plan to bring social shopping to the US is really starting to pay off
▼ + stars: | 2024-12-05 | by ( Dan Whateley | ) www.businessinsider.com time to read: +6 min

The 2024 holiday sales from social media — driven by TikTok Shop and influencer affiliates, among other factors — show how far social shopping has come in the past five years. Americans viewed over 30,000 TikTok shopping livestreams that day, with one creator picking up $2 million in sales from a single session. "We've now been on TikTok Shop since the very beginning, and we've seen successes gradually and consistently increase month over month," Benator told BI. Live shopping platform Whatnot said in November that it had surpassed $2 billion in year-to-date livestream sales, for example. TikTok's owner ByteDance was likely behind the company's determination to make social shopping work as it sought to bring Douyin's success to TikTok.

Persons: ByteDance, TikTok, Max Benator, We've, we've, Benator, William, Amanda Perelli, Instagram, Nicolas Le Bourgeois, Dan Whateley, Julian Reis, that's Organizations: TikTok Shop, Companies, Amazon, TikTok, QVC, Adobe Analytics, Retailers, Walmart, Target, Adobe, YouTube Locations: Asia, China, Santa Monica, Outlandish's Santa Monica, influencers, America

Start your search for a tax preparer or tax advisor before the peak of tax season. Like finding the right doctor or therapist, finding the best tax preparer or tax advisor for your situation can take time. A tax attorney has demonstrated expertise in areas of federal and/or state tax preparation and complex tax planning. How can you get in touch with the tax preparer during tax season and the off-season? FAQs about finding a tax preparerShould I hire a tax preparer even if I have a simple tax situation?

Persons: —, Kristine Stevenson Seale, Seale, It's, Danny Werfel Organizations: Service, IRS, Society of Accountants, Better Business Locations: Austin , Texas, Chevron

☆ Bill Gates says 2024 was a big step for climate tech like green steel, and now is the time for VC to snag 'garage' innovators
▼ + stars: | 2024-12-05 | by ( Morgan Mcfall-Johnsen | ) www.businessinsider.com time to read: +6 min

AdvertisementBill Gates said 2024 brought a corporate "pivot" toward climate tech, in a foreword to a new report. While new climate tech emerges, proven solutions like solar energy still need help proliferating. It's not the only VC firm seeing large corporations lean into climate tech more, though. AdvertisementVC can 'prime the pump' on garage innovatorsLots of futuristic climate tech just needs the funding to deploy and scale up, Gates wrote. AdvertisementIndeed, Biden administration initiatives have boosted climate tech in recent years including the Inflation Reduction Act, the Bipartisan Infrastructure Law, and the CHIPS and Science Act.

Persons: Bill Gates, VCs, unravels ChatGPT, There's, Gates, CHARLY TRIBALLEAU, Aisling Carlson, Carlson, Greentown, Foley, Jeff Gritchen, Martin Meissner, Biden, Trump Organizations: Energy, Sublime Systems, Breakthrough Energy, American Airlines, Airlines, Getty, BASF, MediaNews, Orange, EV, Infrastructure Law, Breakthrough Locations: Arkansas, AFP, Coronado Pointe, Laguna Niguel , California, Haltern, Germany

☆ Tesla's FSD tests were 'incredibly good' and we're optimistic on the growth potential: BofA's Murphy
▼ + stars: | 2024-12-05 | by ( ) www.cnbc.com time to read: 1 min

Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailTesla's FSD tests were 'incredibly good' and we're optimistic on the growth potential: BofA's MurphyJohn Murphy, Bank of America Securities senior automotive analyst, joins 'Money Movers' to discuss what questions needs clarification regarding Tesla, the financial benefit of Tesla's upcoming product list, and much more.

Persons: BofA's Murphy John Murphy, Tesla Organizations: Bank of America Securities

☆ Robinhood has big upside after bitcoin $100,000, successful investor day, analysts say
▼ + stars: | 2024-12-05 | by ( Brian Evans | ) www.cnbc.com time to read: +4 min

Robinhood stock could have a bright future thanks to bitcoin's meteoric rise and the success of the company's inaugural investor day, according to analysts. Morgan Stanley, overweight rating with a $55 per share price target Cyprus' price target implies nearly 38% upside from Wednesday's $40 per share close. Mizuho Securities, outperform rating, $60 per share price target Mizuho managing director managing director Dan Dolev said that Robinhood has successfully "captured the zeitgeist of a generation." KeyBanc Capital Markets raises price target, maintains overweight rating The firm raised its price target to $47 per share from $30 on Wednesday, implying about 18% upside ahead. His $54 per share price target calls for 35% upside from current levels.

Persons: Morgan Stanley, Michael Cyprys, HOOD, Bitcoin, Donald Trump, Cyprys, Dan Dolev, Robinhood, Dolev, Alex Markgraff, Piper Sandler, Patrick Moley, Moley Organizations: Mizuho Securities, Mizuho, Management, HOOD Locations: Robinhood, Cyprus

☆ Intel adds two new directors with CEO search underway
▼ + stars: | 2024-12-05 | by ( Rohan Goswami | In Rohangoswamicnbc | ) www.cnbc.com time to read: +2 min

Intel on Thursday announced the appointment of two new directors with significant semiconductor manufacturing experience as the company ramps up the search process for ousted CEO Pat Gelsinger's replacement. Former ASML CEO Eric Meurice and Microchip Technology interim CEO Steve Sanghi will join Intel's board effective immediately, the company said. Intel declined to comment on what committees the two new directors would join and the nature of the search process. Intel's search for new directors predated Gelsinger's firing, according to people familiar with the matter. Sanghi rejoined Microchip as interim CEO in November, after serving as CEO from 1991 to 2016.

Persons: Pat Gelsinger's, Eric Meurice, Steve Sanghi, Tan, Meurice, Sanghi, Eric, Steve, Frank Yeary, Gelsinger, David Zinsner, MJ Holthaus Organizations: Intel, Technology, Cadence Design Locations: Taipei, Taiwan

☆ 39-year-old makes about $18,000 a month in passive income without a college degree: 'The right time to start is always now'
▼ + stars: | 2024-12-05 | by ( Amy Landino | ) www.cnbc.com time to read: +5 min

My business generates about $18,000 a month in passive income, based on my calculations from a recent month's deposits. Here's what I've learned and shared with my clients about breaking through hesitation, perfectionism, and fear to build a thriving business and sustainable passive income. One of my most successful clients had been planning to start a YouTube channel for two years before working with me. My first YouTube video about social media marketing was badly lit, awkwardly scripted, and shot with a bed in the background. Each one got a little better than the last, and ultimately led to my first course and passive income.

Persons: I've, We're, perfectionism, — Organizations: YouTube

See more mortgage rates on Zillow Real Estate on ZillowWhat Are Today's Refinance Rates? See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's interest rates will affect your monthly payments. Current 30-Year Mortgage RatesAverage 30-year mortgage rates are hovering around 6.30%, according to Zillow data. Current 15-Year Mortgage RatesAverage 15-year mortgage rates are in the high 5% range, according to Zillow data. Mortgage rates are determined by a variety of different factors, including larger economic trends, Federal Reserve policy, your state's current mortgage rates, the type of loan you're getting, and your personal financial profile.

Persons: Adriana Kugler, you'll, Freddie Mac, it's, they've Organizations: Mortgage Research, Zillow, Fed Locations: Detroit, Chevron

☆ Jaguar's controversial rebrand was 'brilliant' after all, some ad veterans say. Others aren't so sure.
▼ + stars: | 2024-12-05 | by ( Grace Eliza Goodwin | ) www.businessinsider.com time to read: +6 min

Jaguar's video ad, released in November, features models in colorful, modern clothing, and doesn't show any cars. The colors, design shapes, and new logo "feel right when you see it on the concept car." AdvertisementA front view of Jaguar's concept car. "It seems it is the beginning of the story of the Jaguar brand vision, which they can easily chapter out and stretch to the production model reveal." AdvertisementThree brass lines run through the length of the concept car, with one right down the middle.

Persons: Jaguar's, Jim Heininger, Heininger —, Busch —, Greg Andersen, Bailey Lauerman, Anderson, Andersen, Christos Joannides, Joannides, Joannides —, Lotus —, Rawdon Glover Organizations: Business, Anheuser, Burberry, BI, Jaguar, Maserati, Lotus, Wired Locations: Chicago, Omaha , Nebraska, Los Angeles

☆ Lululemon stock jumps as international growth helps to offset slowing U.S. sales
▼ + stars: | 2024-12-05 | by ( Gabrielle Fonrouge | In Gabrielle-Fonrouge | ) www.cnbc.com time to read: +4 min

Lululemon 's U.S. growth is continuing to slow, but the athletic apparel retailer is making big gains abroad, leading to a 9% increase in sales year over year. For the all-important holiday shopping quarter, Lululemon is expecting revenue to be between $3.48 billion and $3.51 billion, representing growth of 8% to 10% from the prior year. Analysts were expecting revenue of $3.50 billion, or growth of 9.1%, which is roughly in line with the midpoint of the guidance, according to LSEG. The company has turned to China for growth, which so far is lifting sales across the overall business. Company-wide comparable sales grew 4% during the quarter, ahead of the 3.2% growth Wall Street was anticipating, according to StreetAccount.

Persons: Lululemon, it's, It's, LSG It's, Levi, Alo Yoga, Calvin McDonald, Lululemon's, Sun Choe Organizations: LSEG, Nike, V.F . Corp Locations: China, U.S, Americas

Investing in the stock market is crucial for maintaining spending power and hedging against inflation. The US stock market continues to soar through the final quarter of the year, with major indexes like the Dow Jones, Nasdaq, and S&P 500 hitting record closes on Wednesday. Here are four signs you're not investing enough in the stock market, according to financial advisors. The market's daily fluctuations can look intimidating, especially if you're new to stock investing, but not all volatility is bad. Moreover, long-term investing is generally less risky and provides opportunities for recovery from market downturns.

Persons: —, Dow Jones, Jerome Powell's, Tom Graff, Corbin Blackwell, Blackwell, doesn't, isn't, Graff Organizations: Service, Nasdaq, Savings, Social Security

☆ Everything to know about Trump Media & Technology Group and its main product, Truth Social
▼ + stars: | 2024-12-05 | by ( Alice Tecotzky | ) www.businessinsider.com time to read: +7 min

AdvertisementTrump formed Trump Media in the wake of January 6, when he was kicked off most social media sites. Truth Social is the company's flagship product and Trump's favored social media site. For Trump, Truth Social is more than a messaging tool — the platform, which is the flagship product of the Trump Media & Technology Group, is now a significant part of his personal wealth. Trump formed Trump Media after he was kicked off of other social media sites. AdvertisementHow Truth Social worksSimilar in form to X, Truth Social is a free social media platform based in the United States.

Persons: Trump's, Trump, Donald Trump, Mark Zuckerberg's, Andrew Litinsky, Wes Moss, MANDEL NGAN, Donald J, Moss, Litinsky, Devin Nunes, Donald Trump Jr, Linda McMahon, Kash Patel, McMahon, TMTG, Similarweb, Elon Musk's, Matt Cardy, it's, Kamala Harris, Mario Tama Organizations: Trump, Trump Media, White, Truth, Trump Media & Technology Group, Big Tech, Trump Media's, Mark Zuckerberg's Facebook, Getty, Apple, Nasdaq, United Atlantic Ventures, Republican, Department of Education, Federal Bureau of Investigation, Forbes, Social, Facebook, Securities and Exchange, Stock Locations: AFP, California, United States, America

☆ Asia-Pacific markets set to open mixed after key Wall Street benchmarks hit record highs
▼ + stars: | 2024-12-05 | by ( Anniek Bao | ) www.cnbc.com time to read: +1 min

Commercial and residential buildings are illuminated at dawn in Seoul, South Korea, on Saturday, Oct. 21, 2023. South Korea has prepared a financial support program of 75.9 trillion won ($56.97 billion) for companies increasing investment in key sectors as well as small businesses struggling with the impact of high interest rates. Asia-Pacific markets are set to open mixed on Thursday, as all three major stock indexes on Wall Street notched record highs, buoyed by a tech rally and comments from Federal Reserve Chair Jerome Powell. Investors in Asia will continue to monitor the political situation in South Korea. South Korea released its revised gross domestic product in the third quarter, which showed the economy expanding 0.1% quarter-on-quarter, and 1.5% on an annual basis.

Persons: Jerome Powell, Yoon Suk, Australia's Organizations: Federal, Investors, Nikkei Locations: Seoul, South Korea, Asia, Pacific, Chicago, Osaka

Chief executives and other high-level corporate officers are seeking additional security protection after the brazen slaying of UnitedHealthcare's chief executive officer in New York, according to a top risk management firm. "A CEO is the lightning rod that attracts the ire regardless of the product or services sold." That killing of UnitedHealthcare CEO Brian Thompson occurred amid an increase in threats to people in the heath-care industry. Thompson's company, a division of UnitedHealth Group , is the largest payer of health insurance benefits in the United States. Police believe the gunman who fatally shot the 50-year-old Thompson on Wednesday morning outside a midtown Manhattan hotel targeted him for some unknown reason as Thompson walked to a UnitedHealth Group investors meeting unaccompanied by any security.

Persons: Matthew Dumpert, Brian Thompson, Thompson Organizations: Kroll Enterprise Security Risk Management, UnitedHealth, Police Locations: New York, United States, midtown Manhattan

☆ OpenAI rolls out the full version of o1, its hot reasoning model
▼ + stars: | 2024-12-05 | by ( Blake Dodge | ) www.businessinsider.com time to read: +2 min

AdvertisementOpenAI released the full version of its o1 reasoning model on Thursday. The o1 model, initially previewed in September, is now multimodal, faster, and more precise. On Thursday, OpenAI released the full version of its hot new reasoning model as part of the company's 12-day sprint of product launches and demos. The latest version is more accurate, faster, and multimodal, OpenAI CEO Sam Altman said during day one of the company's live stream. It makes major mistakes about 34% less often compared to the o1 preview mode, per an internal evaluation.

Persons: OpenAI, Sam Altman, execs, Marc Andreessen, Altman Organizations: Microsoft, o1, Tech

☆ Chrysler only sells a minivan. The iconic brand’s days could be numbered
▼ + stars: | 2024-12-05 | by ( Chris Isidore | ) edition.cnn.com time to read: +7 min

That minivan, the Pacifica, is struggling, along with most of parent company Stellantis’ US models. Stellantis’ problems just led to the sudden departure of CEO Carlos Travares this week and a search for both a new boss and answers to its problems. But there are costs to keeping the Chrysler brand, including splitting scarce marketing dollars with the healthier brands, and relatively little downside to shutting it down. That wouldn’t be the case in closing Chrysler, since virtually every Chrysler dealer also sells Jeep-, Ram- and Dodge-branded vehicles. But the vehicles in the pipeline being cited by Ostermann are not destined to be Chrysler models.

Persons: ”, Stellantis, Carlos Travares, Ram, ‘, “ You’ve, Ivan Drury, “, Erin Keating, Tavares, helms, Donald Trump, Keating, Kevin Farrish, he’s, can’t, Farrish, Tavares ’, “ It’s, Doug Ostermann, Ostermann, Chrysler hasn’t, Jeff Schuster Organizations: New, New York CNN, Chrysler, Dodge, CNN, Cox Automotive, Bloomberg, Pacifica, Pontiac, Plymouth, Ford Motor, Aspen Locations: New York, America, Canada, Pacifica, Edmunds, Windsor , Ontario, Detroit, Lincoln

☆ Influencers and other affiliate marketers have become an increasingly important part of Cyber Monday
▼ + stars: | 2024-12-05 | by ( Dan Whateley | ) www.businessinsider.com time to read: +3 min

Posts with affiliate links were six times as likely to lead to a sale as other social content was. Social-media influencers and other content makers that recommend products via affiliate links helped drive about 20% of US e-commerce revenue on Cyber Monday, according to new data from Adobe Analytics. Affiliate marketing has become an increasingly important tactic for driving e-commerce sales as more consumers, and young shoppers in particular, turn to bloggers and other digital creators to decide what to buy. Companies like Amazon, Walmart, and LTK have spent years building affiliate programs to compensate creators who drive sales. LTK said its creators drive billions in retail sales annually.

Persons: Taylor Schreiner, Schreiner, LTK, Amber Venz Organizations: US, Adobe Analytics, Adobe Digital, Amazon, Walmart, Adobe

☆ Google C.E.O. Comments On Landmark Monopoly Ruling
▼ + stars: | 2024-12-04 | by ( The New York Times | ) www.nytimes.com time to read: +1 min

“Sundar Pichai is here, everybody, the C.E.O., of course, of Alphabet and Google. From a legal standpoint, look, these are complex cases. We have very, very capable teams which work through it. I have, I spend time, but it’s not an extraordinary amount of time or something like that, yeah.” “But what do you think your chances are, if you will? And we have gotten to that position by innovating ahead of everyone else.”

Persons: “ Sundar Pichai, we’d, it’s, ” Organizations: U.S, Android

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