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Plenty of myths about how to manage your credit card debt have been debunked throughout the years, but one seems to be more resilient than others. "The cockroach of credit scoring myths, the one that just will not seem to die, is that carrying a balance on your credit card helps boost your credit score," Matt Schulz, chief credit analyst at LendingTree, tells CNBC Make It. Your credit score is based on the following five factors:Payment history, 35%: How consistently you've made on-time payments toward your credit card bills and other loansHow consistently you've made on-time payments toward your credit card bills and other loans Amounts owed, 30%: How much you currently owe compared with your available credit, also known as your credit utilization ratio. How much you currently owe compared with your available credit, also known as your credit utilization ratio. New Credit, 10%: How recently or how often you've applied for new credit cards or other loansHow recently or how often you've applied for new credit cards or other loans Credit mix, 10%: The various types of debt you're managing, such as credit card debt, student loan debt or a mortgage.
Persons: Matt Schulz, It's, Schulz, you've Organizations: CNBC
I spoke with Weaver about her anxiety and how her new book can give other people with anxiety a starting point for talking about it. Haley Weaver: At its core, anxiety wants to keep us safe — safe from disaster, safe from judgment, safe from rejection — the list goes on! Not to be meta, but my anxiety about sharing my anxiety was present throughout the entire writing process. Additionally, caring for anxiety may look different depending on how the anxiety presents — maybe it’s helping kids pinpoint helpful coping mechanisms. Weaver: I wrote this book for anyone who struggles with anxiety or cares about someone who deals with anxiety in their everyday life.
Persons: CNN — Haley Weaver, wouldn’t, ” Kimberly Person, Weaver, Haley Weaver, It’s, There’s, , Michelle Icard, Organizations: Lifeline, CNN, Haley Weaver CNN
Pinpoint Asset Management is a Hong Kong-based hedge fund with offices in Shanghai and Singapore. According to HSBC's Hedge Weekly report, the firm's China fund gained more than 2% through the first two weeks of April to bring its year-to-date returns to just under 8%. The firm's multi-strategy fund was up 1.8% for the month through April 15, to bring its 2024 gains to 6%. The China fund had a run of poor performance given the country's economic slowdown. The performance so far in 2024 has beaten out other funds focused on the region — Hedge Fund Research's China index was up just 0.43% through the end of March.
Persons: , Wang Qiang Organizations: Service, HSBC's, HSBC, Citadel Locations: Hong Kong, Shanghai, Singapore, China, Asia
Its new puzzle games include trivia, word association, and a colorful twist on sudoku. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . AdvertisementIf you get tired of networking the next time you're on LinkedIn, you can now take a break with one of its competitive puzzle games. The social media site announced a new suite of games this week, seemingly looking to capitalize on the hype surrounding Wordle and other online puzzle games to keep its users coming back. Online word puzzle games seem to have exploded in popularity in recent years.
Persons: , We've, Lakshman Somasundaram, you'll Organizations: Service, LinkedIn, The New York Times
New York CNN —Watch out “Connections,” LinkedIn says it’s adding a variety of games aimed at making actual connections. The Microsoft-owned platform, best known for professional networking and sharing news, is taking a page from the New York Times and adding three, free “thinking-oriented” games as a way to tap into the explosive popularity of brain-busting puzzles people are adding to their daily routine. People share articles less to push advice on people and more because “they’re trying to build meaningful relationships,” Daniel Roth, editor in chief of LinkedIn, told CNN. “We’ve seen that with the recent explosion of short games that help you.”What are the games? Ultimately, Times’ games have become a major revenue driver for the newspaper.
Persons: “ they’re, ” Daniel Roth, , “ We’ve, Minda Smiley, , Roth, Laura Lorenzetti, Smiley Organizations: New, New York CNN —, LinkedIn, Microsoft, New York Times, CNN, , Times, New York World Locations: New York, Queens,
“We didn’t see the best Real Madrid today,” he told reporters after the game. “Let’s hope we see it in the second leg. Bayern, cheered by the ever-passionate Allianz Arena, roared back in the second half and equalized through a moment of solo brilliance from Sané in the 53rd minute. Alex Pantling/Getty ImagesWhile Madrid will be happy with the result, there were concerns over star player Jude Bellingham who came off in the second half. “We caused Real a lot of problems, especially in the second half.
Persons: Carlo Ancelotti, Blancos, Ancelotti, , “ It’s, Vinícius Jr, , Bayern’s Leroy Sané, Harry Kane, Vinícius, , ” Harry Kane, Angelika Warmuth, Toni Kroos, Kim Min, jae, Kroos, Andriy Lunin, Jamal Musiala, clumsily, Lucas Vázquez, Dani Carvajal, Kane, Kim, Madrid’s, Alex Pantling, Jude Bellingham, He’ll, hasn’t, he’ll, ” Kane, Germain Organizations: CNN — Real Madrid, Champions League, Bayern Munich, Bayern, Allianz Arena, Madrid, , Bundesliga, Bayer Leverkusen, Borussia Dortmund, Paris Saint, Wembley Locations: Santiago, Germany, Spain, Real Madrid, Madrid, Bayern Munich, Paris
"The Eames chair is basically meme status," said Joel Vanderveen, a 35-year-old from Minnesota who created a subreddit about a decade ago dedicated to all things Eames. "Until the last 10 years, when people would say to me they had an Eames chair, I never knew which one they meant," Kirkham said. The Eames chair is one of those rare luxury goods that checks all those boxes for novices and experts alike, in his view. Not everyone with the Eames chair has a new one, an expensive one, or even a real one. The Eames chair seems eco-friendly, too — they're not going to be tossing it out in two years.
Persons: he'd, that's, Herman Miller Eames, I'd, I'm, Eames, Herman Miller, Amy Auscherman, Herman Miller's, Joel Vanderveen, Charles, Ray Eames, Pat Kirkham, Kirkham, wasn't, it's, It's, Auscherman, Julia Mack, Jennifer Jones, Kyle, He's, Zak Cole, who'd, Shawn Pasternak, they're, Derek Guy, HENRY, Guy, Loren Kreiss, they've, Emily Stewart Organizations: MoMA, Kingston University, Playboy, Porsche, Ikea, Democrat, Business Locations: New York City's Queens, Minnesota, ottoman, London, Brooklyn , New York, San Francisco, Brooklyn, Nashville, Los Angeles, Michigan, Washington, It's, I'm
"The Eames chair is basically meme status," said Joel Vanderveen, a 35-year-old from Minnesota who created a subreddit about a decade ago dedicated to all things Eames. "Until the last 10 years, when people would say to me they had an Eames chair, I never knew which one they meant," Kirkham said. The Eames chair is one of those rare luxury goods that checks all those boxes for novices and experts alike, in his view. Not everyone with the Eames chair has a new one, an expensive one, or even a real one. The Eames chair seems eco-friendly, too — they're not going to be tossing it out in two years.
Persons: he'd, that's, Herman Miller Eames, I'd, I'm, Eames, Herman Miller, Amy Auscherman, Herman Miller's, Joel Vanderveen, Charles, Ray Eames, Pat Kirkham, Kirkham, wasn't, it's, It's, Auscherman, Julia Mack, Jennifer Jones, Kyle, He's, Zak Cole, who'd, Shawn Pasternak, they're, Derek Guy, HENRY, Guy, Loren Kreiss, they've, Emily Stewart Organizations: MoMA, Kingston University, Playboy, Porsche, Ikea, Democrat, Business Locations: New York City's Queens, Minnesota, ottoman, London, Brooklyn , New York, San Francisco, Brooklyn, Nashville, Los Angeles, Michigan, Washington, It's, I'm
More than half, 55%, of all Americans say they see Trump’s presidency as a success, while 44% see it as a failure. Four years ago, he was able to assail Trump’s time in office from his position as a challenger. Biden won all three in 2020 after Trump won them in 2016 in his victory over Democratic nominee Hillary Clinton. In the poll, 92% of Republicans view Trump’s time in office a success, while just 73% of Democrats say Biden’s has been a success. And while 85% of Democrats polled say they back Biden, 91% of Republicans say they support Trump.
Persons: Joe Biden, Donald Trump, he’s, William Barr, Trump, CNN he’d, Ron DeSantis, Biden, Robert F, Kennedy Jr, , Israel, Mike Johnson, Benjamin Netanyahu, underscoring, Hillary Clinton, South Carolina Republican Sen, Lindsey Graham, CNN’s Dana, Nikki Haley, Biden’s, CNN’s Kristen Holmes, Kit Maher, CNN’s Kaitlan Collins, Trump . Barr, Trump’s, Chris Sununu, Haley, , Georgia —, ” Biden, He’s, Colin Jost, , ” Jost, Washington Hilton Organizations: CNN, GOP, Republican Party, Florida Gov, Trump’s, Democratic, Columbia University, National Guard, Israel, DeSantis, CBS, Biden, Trump, Trump ., South Carolina Republican, South Carolina Gov, New, New Hampshire Gov, , White, Republican, Washington Locations: New York, Gaza, Manhattan, Rafah, Michigan , Pennsylvania, Wisconsin, “ State, New Hampshire, Georgia, Ukraine, Russia, Israel, American
Voyager 1’s flight data system collects information from the spacecraft’s science instruments and bundles it with engineering data that reflects its current health status. But since November, Voyager 1’s flight data system had been stuck in a loop. By investigating the readout, the team determined the cause of the issue: 3% of the flight data system’s memory is corrupted. Members of the Voyager flight team celebrate after receiving the first coherent data from Voyager 1 in five months at NASA's Jet Propulsion Laboratory on April 20. And younger engineers are coming onto the Voyager team and contributing their knowledge to keep the mission going.”
Persons: they’ve, , Linda Spilker, , Suzanne Dodd, “ We’ve, we’ve Organizations: CNN, NASA, Voyager, JPL, Network, Jet Propulsion Laboratory, Caltech
Investors are fearful. They shouldn’t be
  + stars: | 2024-04-22 | by ( Nicole Goodkind | ) edition.cnn.com   time to read: +8 min
The economy has been extraordinarily resilient for the past few years — consistently proving the naysayers wrong, he says. For all of the market gloom last week, stocks are still near all-time highs, and this earnings season has been strong. Investors have been worrying about the Federal Reserve keeping rates higher for longer. I speak with many institutional investors, and I don’t see them folding in fear. Residual lubricant reduced the retention of the pad to the pedal,” the NHTSA wrote in the recall document.
Persons: , Philipp Carlsson, there’s, Carlsson, Szlezak, they’re, I’m, it’s, I’ve, we’re, TikTok, Brian Fung, Joe Biden, Tesla, Chris Isidore, Peter Valdes Organizations: CNN Business, Bell, New York CNN, Federal Reserve, Boston Consulting, ByteDance, NHTSA Locations: New York, Europe, Ukraine, Israel, Washington
"There's a lot going on in the space," said Judy Kimball, a senior director of investor marketing at Yipit. Initial Data Offering launched last December, and its user base has grown rapidly, according to Ober. The site is simple — it's a place where data vendors can share new products, and data buyers can get in touch with sellers on items that interest them. Now, his side hustle is growing faster than he could have imagined, and he hopes to expand beyond the typical hedge fund crowd. Because this isn't Ober's day job, the build-out can be less about revenue and more about growing the community.
Persons: Carlyle, aren't, Judy Kimball, It's, Lowenstein Sandler, Matt Ober, Ober, Kimball, Yipit Organizations: Business, IDO Locations: San Diego, Ober
The series follows an agent referred to only as the Captain (Hoa Xuande), who's half-Vietnamese and half-French. Aligned with North Vietnam, he's embedded within the South Vietnam army. Critics have generally praised the series, particularly Xuande's performance and Park's direction (in addition to showrunning duties, he directs the first three episodes). Here's a breakdown of where some reviewers stand ahead of the series premiere on HBO Sunday evening. AdvertisementVariety's Alison Herman says that splitting Downey into parts both "deploys and diffuses" the impact of his celebrity on the series.
Persons: Viet Thanh Nguyen's Pulitzer, Hoa, Critics, , Viet Thanh Nguyen, Chan, Don McKellar, he's, Robert Downey Jr, Xuande, Hopper Stone, Alan Sepinwall, IndieWire's Ben Travers, Tran Bui, Beth Dubber, weren't, Robert Downey's, Laura Sirikul, Sirikul, Variety's Alison Herman, Herman, Christopher Nolan's, Oppenheimer, Nick Schager, Downey, Sandra Oh, Park Chan, Nguyen's, Judy Berman, Rory Doherty, lauds, Doherty, Inverse's, Fred Nguyen Khan, Duy Nguyen, Sepinwall, IndieWire's Travers, Richard Lawson, Schager, Thanh, Fair's Lawson, Marina Fang Organizations: HBO, Viet Thanh, Service, Downey, Stone, Daily Locations: Viet, North Vietnam, Vietnam, United States, Korean
Her son, a 33-year-old New York City man, had gone hiking in the Adirondack Mountains that March morning. Now, with up to 19 inches of snow forecast overnight and into the morning, she was worried. The same woman had called three weeks earlier because her son was late, and it turned out he was fine. Cellphones with GPS service have lowered the number of people who truly get lost in the woods. Ranger Peter Evans said one man called last summer seeking water.
Persons: Mount Marcy, Robbi, Peter Evans Organizations: New Locations: New York City, New York State, Fiji
Sitting on the massive bomber’s sole bunk, the third pilot on the flight crew, Capt. This year, the Air Force began low-rate production of the Northrop Grumman B-21 Raider, the next generation of stealth bomber. In October, Chinese fighter jets intercepted a B-52 bomber at night over the South China Sea, south of our position. Everyone is tired, especially as we approach the 24-hour mark of the flight, but the mission is not yet complete. On final approach, with Barksdale Air Force Base looming off our nose, the right main gear does not extend.
Persons: Jinan Andrews, Omaha ” Barnett, Sabin “ Jett ”, Michael Maginness, CNN's Oren Liebermann, , Jason Armagost, Bo “, Bo “ NATO ” Cain, Oren Liebermann, MYLAR11, Leo “ Swabbie ” Weber, , Rebecca “ Vulcan ” Moore, Moore, you’ve, Jared Patterson, Avery Bulsterbaum, Andrew Rodriguez, Justin Joyner, Dakeeja Nelson, Veruca Plott, it’s, . Sabin “ Jett ”, Jeremy Harlan Organizations: CNN, US, Barksdale Air Force Base, Boeing, 2nd Bomb, China, Eighth Air Force, , Air Force, Bo “ NATO, 20th Bomb Squadron, Northrop Grumman, Raider, CNN Staff, US Department of Defense, South Korean Locations: East China, , Alaska, Louisiana –, Louisiana, Japan, Capt, Jinan, Tramaine, Omaha, Vietnam, Russia, Russia’s, China, North Korea, South Korea, MYLAR11, Beijing, South China, Jinan Andrews
The S & P 500 has been higher two weeks later all five times. The S & P 500 popped 1.1% on the day of the release. If this happens, it could finally infect the S & P 500, however. The first clue would be seeing the S & P 500 down two weeks after a CPI report. Ultimately, the S & P 500 can pull back to the 4,800 zone and remain above the breakout zone.
Persons: we've, , hasn't, , We'll Organizations: Treasury
The National Health Service in England started restricting gender treatments for children this month, making it the fifth European country to limit the medications because of a lack of evidence of their benefits and concern about long-term harms. England’s change resulted from a four-year review released Tuesday evening by Dr. Hilary Cass, an independent pediatrician. “For most young people, a medical pathway will not be the best way to manage their gender-related distress,” the report concluded. In a related editorial published in a medical journal, Dr. Cass said the evidence that youth gender treatments were beneficial was “built on shaky foundations.”The N.H.S. England’s move is part of a broader shift in northern Europe, where health officials have been concerned by soaring demand for adolescent gender treatments in recent years.
Persons: Dr, Hilary Cass, Cass Organizations: National Health Service Locations: England, Europe
To Danny Yong, the Middle East is still Asia. In particular, multi-strategy hedge funds, the industry subset that large allocators are desperate for thanks to their uncorrelated and consistent returns, are growing in markets like Hong Kong and Singapore. Houston-based Pan Capital is planning to hire macro PMs in Hong Kong this year. These people-heavy firms need plenty of talent to make it all work, and the relatively small size of the Singapore market, coupled with political uncertainty in Hong Kong, puts a strain on the entire system. "Managers follow allocator trends, and the Middle East has been actively allocating while other regions have slowed their deployment.
Persons: Danny Yong, firm's, Yong, there's, Kurt Baker, Jonathan Xiong, Bobby Jain, Amir Ravan, Arun Singhal, Alan Howard, Simon Sadler, Dymon, Samantha Rosenstock, Craig Thorburn, It's, Joe Cheung, , Cheung Organizations: Business, Dymon, UAE, Millennium, Bloomberg, Pan, Segantii Capital Management, Blackpool Football Club, Man, Hong Kong Monetary Authority, Citadel Locations: Asia, Japan, Hong Kong, Singapore, Dubai, Dymon Asia, Houston, Point72, Tokyo, Sidney, Abu Dhabi, United Kingdom, London, Miami, New York, China
Read previewThe weeks leading up to Monday's total solar eclipse became even more exciting when astronomers announced that comet 12P/Pons-Brooks, also known as the "Devil comet," might be visible during totality. Where it all went wrongEven in the darkness of totality, I wasn't able to spot the "Devil comet" with my naked eye or my camera. But instead, I shot vaguely in the direction of where I thought the comet might be, and only captured darkness. All in all, I learned that photographing a comet with a standard DSLR is tricky. And in general, I wouldn't recommend trying to snap a picture of a comet during a total solar eclipse.
Persons: , Pons, Brooks, Dan Bartlett, Bartlett, I'm, I'd Organizations: Service, Business
Phillip Cho, a US Army sniper in the 11th Airborne Division based in Alaska. What I've preached for years now is that in order to be a successful sniper in the Arctic, you have to have imagination. We use different procedures in the Arctic versus the jungles of Asia or the deserts of the Middle East. Like other environments, water is a priority. The Arctic can be an insatiable beast and chews up some of the strongest soldiers that I've seen.
Persons: Phillip Cho, Cho, , It's, I've, Simo Häyhä, We've, We're, Wyatt Moore, fieldcraft, Staff Sergeant Phillip Cho Organizations: 11th Airborne Division, Service, US Army, Operations Command, U.S . Army, 75th Ranger, Pacific Multinational Readiness, Donnelly Training, U.S, Army, Spc, Public Affairs Detachment, Islamic, Staff Locations: Alaska, Finnish, That's, Asia, Base, Greenland, Korea, Iraq, Islamic State
In the middle of the afternoon, day will shift to night, as a total solar eclipse touches 15 states. We know now what causes a total solar eclipse. Here are seven times a total solar eclipse has helped advance human science. Culture Club/Bridgeman via Getty ImagesOn March 14, 189 BCE, a total solar eclipse swept over what is now northern Turkey. Corbis via Getty ImagesGemini 12 astronauts Jim Lovell and Buzz Aldrin were the first humans to see a total eclipse from space.
Persons: , China's emporer, Edmond Halley, De, Anaxagoras, Hipparchus, Nicaea, Edmond, Halley, Isaac Newton's, Norman Lockyer, Pierre Jules César Janssen, Janssen, Lockyer, James Craig Watson, Vulcan, Albert Einstein, Einstein, Corbis, Jim Lovell, Buzz Aldrin Organizations: Service, Business, Getty, Alexandria . Culture Club, Bridgeman, Science, Society Picture Library, Sun, Mercury, Wallops, Smithsonian Magazine, NASA Locations: Ireland, China, Alexandria, Turkey, Egypt, England, India, French, Guntur, Brazil, Principe, Africa, Virginia, Peru
Bangkok, Thailand CNN —On the surface, Thailand’s annual Songkran festival appears to be just one great big water fight. Pipad Krajaejun, a history lecturer at Bangkok’s Thammasat University, says it’s difficult to pinpoint exactly when the water fights became such a key part of the festival. (We’ll share more on the water fights below.) Some towns limit the water fights to one day, so be sure to check ahead if you’re planning to join the battles. Soe Zeya Tun/ReutersAmong the highlights of the festival is the Maha Songkran Parade, which will happen on April 11.
Persons: Thailand CNN —, that’s, , Songkran, Boonserm Satraphai, Pipad, , Soe Zeya Tun, University’s Pipad, Nam, Chalinee Thirasupa, MBK, Lauren DeCicca, John S Lander, it’s, CNN Travel’s Karla Cripps, she’s Organizations: CNN, Thailand CNN, UNESCO, Heritage, Bangkok’s Thammasat University, CNN Travel, , Thailand’s Tourism Authority, of, Reuters, Central Department, Thai Locations: Bangkok, Thailand, it’s, Chiang Mai, Thailand's, Khao San, Chiang, Old City, Pipad, Chiangmai, Thailand’s, Ratchadamnoen, Lanna, San
"You're looking for similar interests or goals, but you're also looking at personality or temperament," she says. You're looking for similar interests or goals, but you're also looking at personality or temperament. Don't limit yourself to just one mentor, either, Bryant says, especially if you're looking for guidance in your personal life. "I don't think I've ever asked someone to be my mentor," Williams says. One compliment or coffee chat probably won't result in a job offer being thrown your way, but it can spark a long term relationship, Williams says.
Persons: Keita Williams, Bryant, Acharya, she's, Williams, It's Organizations: CNBC, American Psychological Association, Pepperdine University, Harvard Medical Center, Columbia University Locations: Cincinnati , Ohio, New York City
The Condiment Wars Come for Chile Crisp (or Crunch)
  + stars: | 2024-04-05 | by ( Tejal Rao | ) www.nytimes.com   time to read: +1 min
It’s hard to pinpoint exactly when we reached peak chile crisp in the United States, but if you were to inspect my kitchen today you’d see, alongside an old jar of Lao Gan Ma — years ago, the only chile crisp I could easily find in the food shops nearby — at least a half-dozen others. While each jar contains a spicy crimson sediment under oil, some have the sweetness of star anise, while others are deepened with tiny dried shrimp or fried shallots. Some have the delicate crunch of fried sesame seeds, garlic or crushed peanuts, or the mouth-numbing tingle of Sichuan peppercorns. Some of these preparations are rooted in regional Chinese or diasporic traditions, family customs or someone’s idiosyncratic taste, and each is different from the others. You might call these condiments chile oil or chile crisp or chile crunch, and the truth is that I didn’t give the precise language of the category too much thought until Thursday.
Persons: Lao Gan Ma, tingle Locations: United States, Lao, , Sichuan
According to the survey, Americans set their sights on $1.46 million as the magic number to make them feel comfortable in retirement. And it differs by generation — both Gen Z and millennials said they would feel comfortable retiring with over $1.6 million, Gen X thinks $1.56 million, and boomers think $990,000. For example, the majority of Gen Z, millennials, and Gen X survey respondents expect the US will enter a recession this year — with one-third of adults saying they don't feel financially secure. Gen X is also facing their own tough economic plight as the "forgotten generation." Millennials and Gen Zers both started saving earlier for retirement than their Gen X peers and are more confident that they'll be financially prepared for retirement.
Persons: , millennials, X, Gen X, That's, X's, Gen Z, it'll, Xers, that's, it's, Millennials, Zers, Gen Xers Organizations: Service, Northwestern Mutual, Business, Fidelity Investments, Wall Street, Social Security, Security
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