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SYDNEY, Oct 19 (Reuters) - Residents in flood-hit Australian towns ramped up efforts to build levees and sandbag homes on Wednesday ahead of more rain, although authorities said the expected storms could be milder than last week's, bringing relief as recovery operations begin. Police said a 65-year-old man was found dead in floodwaters in Victoria's north on Wednesday, taking the death toll to two. Residents in some areas, including the Victorian rural town of Echuca, are facing their second flooding in a week. In the nearby town of Moama, across the state border in southern New South Wales, defence force personnel teamed up with residents to sand-bag homes. "This is a very, very long event ... these floods will continue for a number of months," New South Wales deputy state emergency services commissioner Ken Murphy told ABC television.

When most people think about the different types of credit cards, they typically think of cash-back cards, secured credit cards, premium credit cards, and travel cards. When deciding on which credit card to apply for, it's important to understand the four major types of cash-back credit cards available to you. Flat-rate cash-back cardsA flat-rate credit card is the most common and basic type of cash-back credit card. Cash-back credit cards with bonus categoriesA cash-back credit card with bonus categories, also known as a tiered credit card, offers different percentages of money back depending on the type of purchase you're making. Here's our guide to the best cash-back credit cards, and even a list of top small-business cash-back cards to consider.

☆ What’s in Our Queue? ‘Never Have I Ever’ and More
▼ + stars: | 2022-09-21 | by ( Shivani Gonzalez | ) www.nytimes.com time to read: 1 min

Podcast: ‘Gilmore Guys’Many of us are prepping for our annual fall rewatch of “Gilmore Girls,” and this podcast is the perfect companion. It is hosted by Kevin Porter, a die-hard fan of the show, and Demi Adejuyigbe, who, before starting the podcast, had never seen an episode. (And in case anyone was wondering, #TeamJess.)

☆ Judge OKs NY weapons ban in Times Square and other 'sensitive' places — but calls the underlying law 'doomed'
▼ + stars: | 2022-09-01 | by ( Laura Italiano | ) www.businessinsider.com time to read: +7 min

A judge let New York ban guns in 'sensitive' locations, but called the underlying law legally 'doomed.' Gun lobbies are fighting the NY law, enacted after a June Supreme Court decision expanded gun rights. The law bans guns in "sensitive" places like Times Square, parks, theaters, and houses of worship, and re-tightens concealed carry permit restrictions that had been loosened by the Supreme Court in June. But in the Bruen case, the Supreme Court found any such limits on the right to "bear arms" unconstitutional. Both gun lobby groups promised to continue to fight the New York law.

In my years as a personal finance writer, I've learned a lot about buy-now, pay-later apps. AdvertisementBuy-now, pay-later apps and services are popping up everywhere in the online shopping world. What are buy-now, pay-later apps? Why I think buy-now, pay-later apps are bad for consumersBuy-now, pay-later apps are not always a bad thing. The badHowever, perhaps the biggest downfall to buy-now, pay-later apps is that they encourage overspending.

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Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). Make a plan to actually use your credit card rewards in 2021, and be sure you're using the best credit cards to earn the most rewards from your spending. Credit card resolutions to make for 2021Make a plan to pay off debtThe first and most crucial credit card goal, no matter the time of year, is to pay off any credit card debt you currently carry. Check and improve your credit scoreThe second credit card resolution for 2021 is to check your credit score and improve it as needed. Find the best credit card for youDo you know why you are using your current credit card?

I have a high-deductible health plan and use a health savings account to pay for medical costs, but I missed out on using the account to save for retirement. You probably think about your workplace 401(k), and maybe you even consider an Individual Retirement Account. It's called a health savings account, or HSA for short. What is a health savings account (HSA)? AdvertisementDon't get me wrong, using your HSA to pay for medical bills is better than not using an HSA at all.

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It's tempting to rack up debt on a 0% APR credit card, but don't do so without a plan. While purchasing those gifts on a low-interest or 0% intro APR credit card may seem like a good idea, it doesn't make sense for everyone. Getting a 0% intro APR credit card does not replace a good budget and spending habits. What to watch out for with 0% APR credit cards0% intro APR credit cards are a handy tool, but you need to be diligent and ensure you know all the rules associated with the offer. Apply now A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.6 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE.

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