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Along with the new Marriott Bonvoy Bevy™ American Express® Card, the Marriott Bonvoy Bountiful™ Card is a mid-level card that's not quite premium; it's a step above the popular Marriott Bonvoy Boundless® Credit Card ($95 annual fee) but doesn't have nearly as many perks as the top-tier Marriott Bonvoy Brilliant™ American Express® Card ($650 annual fee). **Here's what to know to help decide if the Marriott Bonvoy Bountiful™ Card is right for you. Marriott Bonvoy Bountiful card benefits and featuresMarriott Bonvoy Gold elite statusMarriott Bonvoy Bountiful™ Card primary cardholders receive Marriott Gold elite status automatically for as long as their card is open and in good standing. Most folks will do perfectly fine with the moderately priced Marriott Bonvoy Boundless® Credit Card or Marriott Bonvoy Business® American Express® Card, or even the no-annual-fee Marriott Bonvoy Bold® Credit Card. There are some pretty strict rules about who can qualify for the Marriott Bonvoy Bountiful™ Card.
Because the Marriott Bonvoy Business® American Express® Card is a small-business card, you'll need to have some business activity to qualify. In addition, you won't be eligible for the welcome bonus on this card if any of the following apply to you: Within the last 30 days, you've held the Marriott Bonvoy™ Premier Plus Business Credit Card from Chase, the Marriott Rewards ® Premier Plus Business Credit Card from Chase, the Marriott Bonvoy Business™ Credit Card from Chase, or the Marriott Rewards ® Business Credit Card from Chase. Premier Plus Business Credit Card from Chase, the Marriott Bonvoy Business™ Credit Card from Chase, or the Marriott Rewards Business Credit Card from Chase. Within the last 90 days, you've opened the Marriott Bonvoy Boundless® Credit Card, Marriott Bonvoy Bountiful™ Card , or Marriott Bonvoy Bold® Credit Card. Within the last 24 months, you've received a new cardmember bonus from the Marriott Bonvoy Bountiful™ Card, Marriott Bonvoy Boundless® Credit Card, or Marriott Bonvoy Bold® Credit Card.
Because the Marriott Bonvoy Business® American Express® Card is a small-business card, you'll need to have some business activity to qualify. In addition, you won't be eligible for the welcome bonus on this card if any of the following apply to you: Within the last 30 days, you've held the Marriott Bonvoy™ Premier Plus Business Credit Card from Chase, the Marriott Rewards ® Premier Plus Business Credit Card from Chase, the Marriott Bonvoy Business™ Credit Card from Chase, or the Marriott Rewards ® Business Credit Card from Chase. Premier Plus Business Credit Card from Chase, the Marriott Bonvoy Business™ Credit Card from Chase, or the Marriott Rewards Business Credit Card from Chase. Within the last 90 days, you've opened the Marriott Bonvoy Boundless® Credit Card, Marriott Bonvoy Bountiful™ Card, or Marriott Bonvoy Bold® Credit Card. Within the last 24 months, you've received a new cardmember bonus from the Marriott Bonvoy Bountiful™ Card, Marriott Bonvoy Boundless® Credit Card, or Marriott Bonvoy Bold® Credit Card.
Read our review Read Our Review A looong arrow, pointing rightThe Marriott Bonvoy Bold® Credit Card comes with a decent welcome bonus and perks for a no-annual-fee card, but unless paying an annual fee is a dealbreaker for you, other Marriott cards — like the Marriott Bonvoy Boundless® Credit Card, Marriott Bonvoy Brilliant™ American Express® Card, or Marriott Bonvoy Business® American Express® Card — are a better deal. The Marriott Bonvoy Bold® Credit Card is one of six Marriott credit cards currently available to new applicants, and it's the only version that doesn't charge an annual fee. For most folks who stay with Marriott, even occasionally, the Marriott Bonvoy Boundless® Credit Card and Marriott Bonvoy Business® American Express® Card are a better deal. Generally, the Marriott Bonvoy Bold® Credit Card requires a good to excellent credit score to be eligible, which means a FICO score of at least 670.Who is eligible for the Marriott Bonvoy Bold? You're also not eligible if you already have a Marriott Bonvoy Bold® Credit Card, Marriott Bonvoy Boundless® Credit Card, or Marriott Bonvoy® Premier credit card (not available to new applicants) open, or earned the welcome bonus from one in the past 24 months.
Earn 6 Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy. Marriott Bonvoy Bevy Free Night Award: Earn 1 Free Night Award after spending $15,000 on eligible purchases on your Marriott Bonvoy Bevy™ Card in a calendar year. The Marriott Bonvoy Bevy™ American Express® Card, with a $250 annual fee, is positioned as a mid-tier card between the popular Marriott Bonvoy Boundless® Credit Card ($95 annual fee) and premium Marriott Bonvoy Brilliant™ American Express® Card ($650 annual fee). For example, it comes with automatic Marriott Gold elite status, compared to the Silver status awarded by the Marriott Bonvoy Boundless® Credit Card and Platinum status with the Marriott Bonvoy Brilliant™ American Express® Card. If have or have had The Ritz-Carlton® Credit Card from JPMorgan, J.P. Morgan Ritz-Carlton Rewards® Credit Card, Marriott Bonvoy Bountiful™ Card, Marriott Bonvoy Boundless® Credit Card, Marriott Rewards® Premier Plus Credit Card from Chase, Marriott Bonvoy® Premier Credit Card from Chase, Marriott Bonvoy Bold® Credit Card, Marriott Bonvoy® Premier Plus Business Credit Card from Chase, or the Marriott Rewards® Premier Plus Business Credit Card from Chase in the last 30 days, you won't be eligible for the $250.
Chase, American Express, Citi, Capital One, and other banks are currently offering elevated credit card bonuses, and there are dozens of other lucrative deals available. Note that credit card lenders may use many different variations of credit score models when considering your application. How to pick a credit card bonusCredit card limited time offersCredit card intro bonuses aren't always the same. For example, there are terrific intro bonus offers available right now on the IHG® Rewards Premier Credit Card and IHG® Rewards Premier Business Credit Card — but if you rarely stay at IHG brand hotels, opening one of these cards isn't a practical move. For a flexible all-around card with a six-figure bonus and modest annual fee, the Ink Business Preferred® Credit Card is a terrific choice.
Note that credit card lenders may use many different variations of credit score models when considering your application. Note that credit card lenders may use many different variations of credit score models when considering your application. Annual fee: $95Other benefits: The card also offers:Read more: Chase Sapphire Preferred Credit Card reviewWorld and World Elite Mastercards offer Lyft creditsMastercard World and World Elite credit cards provide a $5 Lyft credit each calendar month. Read more: Everything you need to know about Mastercard World Elite benefitsCredit cards for Uber and Lyft — Frequently Asked Questions (FAQ)What is the best credit card for rideshare expenses? The best credit card for rideshare expenses isn't necessarily the best credit card for you.
Using travel rewards points, it's possible to get your hotel stays for free. More Information 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening. Plus, you can transfer both Chase Ultimate Rewards and Amex Membership Rewards points to Marriott at a 1:1 ratio. Other ways I use credit card rewards for accommodationsAdmittedly, staying in properties affiliated with these major hotel programs leave out a lot of options, such as bed and breakfasts and independent hotels. Thankfully, there are two catch-all programs that allow me to use credit card rewards to stay just about anywhere.
American Express issues four co-branded Hilton credit cards, but only one — the Hilton Honors American Express Card — has a $0 annual fee. How to earn points with the American Express Hilton Honors cardThe Hilton Honors American Express Card has a straightforward earning structure, and it's good for earning points both at Hilton hotels and on your everyday purchases. Redeem Hilton points for experiences, events, merchandise, and moreOther options for redeeming Hilton points also won't get you the highest value, but they could be helpful in certain circumstances:Hilton experiences — Use points for exclusive events, dining, and toursUse Hilton points for event credits — Starting at 25,000 points for a $50 creditRedeem Hilton points at Amazon — A poor value; you'll get just 0.2 cents per pointDonate Hilton points to charity — For every 10,000 points you donate, Hilton will send $25 to a charity of your choiceUse Hilton points toward Lyft rides — Again, not the best value; you'll typically get around 0.2 cents per pointPool or transfer Hilton points to a friend — Send up to 2 million points per year to friends or family with no fee, or pool your points with up to 11 people to save for a redemptionHilton points normally expire if there's no activity in your account for 24 months, but due to the pandemic, the chain has paused points expiration until December 31, 2022. However, if you stay at Hilton hotels with any regularity, a card like the Hilton Honors American Express Surpass® Card or The Hilton Honors American Express Business Card is a better choice. The Hilton Honors American Express Card is the only one of the four Hilton credit cards that charges a $0 annual fee.
The Bilt Mastercard is offering 3x points (up to 2,500 points total) on gas until October 31, 2022. Artit Fongfung / Getty ImagesUntil October 31, 2022, the Bilt Mastercard® will offer 3x points on gas (up to 2,500 points total). Conveniently, the Bilt Mastercard® is offering 3x points on gas through the end of October. Annual Fee $0 Intro offer N/A Recommended Credit Good to Excellent Regular APR 14.99% - 29.99% Variable Editor's Rating 4.5 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.5 out of 5 Stars Pros & Cons Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. If you already have the Bilt Mastercard® and you spend a lot on gas, you'll definitely benefit from this limited-time offer.
Compare Sapphire Preferred and Ink Business Preferred Chase Sapphire Preferred® CardInk Business Preferred® Credit Card Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Here's a look at how the two cards compare, and some factors that will help you decide between the Chase Sapphire Preferred® Card and Ink Business Preferred® Credit Card. Chase Sapphire Preferred vs Ink Business Preferred: ComparisonThough similar — each charges a $95 annual fee that is not waived the first year — the Chase Sapphire Preferred® Card and Ink Business Preferred® Credit Card have different sign-up bonus requirements and bonus spending categories. Here's a detailed look at the biggest differences between the Chase Sapphire Preferred® Card and the Ink Business Preferred® Credit Card. The Chase Sapphire Preferred® Card offers one of the most comprehensive collections of travel protections of any rewards credit card.
Earn 100,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening. Each calendar year after spending $60,000 on eligible purchases, Card Members are eligible to select an Earned Choice Award benefit. More Information 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening. Show more Regular APR 18.24% - 25.24% Variable Editor's Rating 4.8 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.8 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. More Information Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
What are credit card and bank rewards points worth? One great feature of the program is that all points are equal, so any account that earns Membership Rewards points has access to transfer partners. If you're a Bank of America Preferred Rewards customer, you'll earn 25% to 75% more points, depending on how much you have on deposit, but your rewards points are still worth 1 cent apiece. However, those miles expire after 36 months regardless of your account activity, so only transfer miles when you have immediate plans to redeem them. Non-elite members may transfer points to other members with the same address, provided both parties have been members for at least one year.
The Wyndham Rewards® Earner Business Card is one of three Barclays-issued Wyndham Rewards cards, and it's by far the most lucrative. The Wyndham Rewards® Earner Business Card is a small-business credit card, so you shouldn't apply unless you have a small business. Keep in mind when you have the Wyndham Rewards® Earner Business Card (or any other Wyndham card), you'll receive a 10% discount on go free awards. Automatic top-tier elite statusWyndham Rewards® Earner Business Card cardholders receive Diamond status with Wyndham, which is the chain's highest elite tier. For those who stay with Wyndham and like collecting and using Wyndham points, the Wyndham Rewards® Earner Business Card is definitely worth it.
Earn up to 17X total points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® Card. Automatic Marriott Bonvoy Silver elite statusYou'll receive automatic Silver elite status in the Marriott Bonvoy loyalty program just for being a cardholder. Within the past 90 days, you've been approved for the Marriott Bonvoy Business® American Express® Card, Marriott Bonvoy Brilliant™ American Express® Card, or Marriott Bonvoy Bevy™ American Express® Card. Within the past 24 months, you've earned a welcome bonus/upgrade bonus for the Marriott Bonvoy Business® American Express® Card, Marriott Bonvoy Brilliant™ American Express® Card, Marriott Bonvoy Bevy™ American Express® Card. The Marriott Bonvoy Bold® Credit Card is a no-annual-fee Marriott credit card.
Here's what to know if you're trying to decide between the Capital One Venture X Rewards Credit Card and Chase Sapphire Reserve®. When you redeem Chase Ultimate Rewards points through the Chase Travel portal, they're worth 1.5 cents apiece — so 80,000 Chase points are worth $1,200 in travel. Transfer partnersThe Capital One Venture X Rewards Credit Card and Chase Sapphire Reserve® earn flexible rewards you can transfer to airline and hotel partners in their respective programs. Anniversary bonusesThe Capital One Venture X Rewards Credit Card comes with a 10,000-mile bonus each year on your account anniversary. Annual feesBecause they're both premium cards, the Chase Sapphire Reserve® and Capital One Venture X Rewards Credit Card charge high annual fees — but with the Capital One Venture X Rewards Credit Card, it's easier to get a concrete value that can offset all of the annual fee and then some.
The IHG® Rewards Premier Credit Card and IHG® Rewards Premier Business Credit Card offer a free reward night every account anniversary. Let's take a look at some of the best hotels for redeeming your IHG free night certificate. IHG Hotels and ResortsA stay in Miami Beach can be a pricey proposition, but the Kimpton Surfcomber Hotel is an affordable option for using IHG Rewards. Award nights here start at 36,000 points in the off-season, making it a good choice for redeeming an IHG free night certificate. Bottom lineThe IHG® Rewards Premier Credit Card and IHG® Rewards Premier Business Credit Card pack a lot of perks for a low annual fee.
IHG Rewards Traveler credit card — Frequently Asked Questions (FAQ)Is the IHG Traveler card worth it? However, you can have the small-business IHG® Rewards Premier Business Credit Card and still qualify for a personal IHG card like the IHG® Rewards Traveler Credit Card. Apply now A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.8 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE. Apply now A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.6 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE. Apply now A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.6 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE.
Additionally, you can earn complimentary Marriott elite status from a seventh credit card that isn’t even technically a Marriott card:As you can see, Marriott elite status is easy to attain, especially with the Marriott Bonvoy Brilliant American Express Card, which offers complimentary Platinum status. Earn even higher Marriott statusWith the Marriott Bonvoy Boundless card, you can earn an elite status that’s even higher than Platinum, and the card itself only charges a $95 annual fee. For every $5,000 you spend on the card, you’ll earn an additional Elite Night Credit toward the next level of elite status. From free breakfast to lounge access and even suite upgrades, Marriott elite status can often make a stay more comfortable. So if you didn’t think earning elite status was an option — as you don’t stay in Marriott properties enough during the year — your Marriott credit card can be your way in.
The 9 best no annual fee credit cards of February 2023
  + stars: | 2022-01-11 | by ( Darren Murph | ) edition.cnn.com   time to read: +37 min
CNN Underscored’s comprehensive credit card methodology compares every aspect of each no-annual-fee credit card to our “benchmark credit card” — the Citi® Double Cash Card — to determine which cards can potentially bring you maximum value in addition to lowering your balances. The best no-annual-fee credit cards of February 2023Citi Double Cash Card: Best for flat-rate cash backBlue Cash Everyday® Card from American Express: Best for groceriesChase Freedom Flex℠: Best for diningCiti Rewards+® Card: Best for small purchasesChase Freedom Unlimited®: Best for flexible rewardsBilt Mastercard®: Best for rentersU.S. Bank Visa® Platinum Card: Best for 0% interest on purchasesDiscover it® Cash Back: Best sign-up bonusCapital One® VentureOne® Rewards Credit Card: Best no-annual-fee travel cardWhy did we select these cards as our best no-annual-fee credit cards for February 2023? What we like about the Citi Rewards+: There are three features of the Citi Rewards+ that make it worthy of consideration. If you’re just getting your feet wet with credit card rewards, then a no-annual-fee credit card could be the perfect starter card. Or, if you’re finding that the perks and benefits you’re currently getting on your credit card with an annual fee aren’t paying off, then a no-annual-fee credit card might serve you well.
Here are some of the best credit cards for active-duty military — and some of the valuable perks you can receive. Unlike other banks, Amex will waive annual fees for all of its credit cards, whether they're business or personal. Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases. Best Chase cards for active-duty service membersWhile Chase doesn't waive annual fees for its small-business credit cards, it will waive them for all its personal cards. Show more Regular APR 19.24% - 26.24% Variable Editor's Rating 4.65 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.65 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available.
Transferring to partners is one of the best ways to get the maximum value from your Chase points. How to earn Chase Ultimate Rewards pointsTo be able to enjoy transferring Chase Ultimate Rewards points, you'll first need to earn them. Iberia PlusNot one, not two, but three different programs allow you to turn your Ultimate Rewards points into Avios points. The Saver option is, naturally, the lowest cost in terms of points and the best way to maximize the value of your Ultimate Rewards points. How to transfer Chase Ultimate Rewards pointsOnce you've found a great redemption through a Chase Ultimate Rewards airline or hotel partner, your next step is to transfer your points from Chase to the loyalty program where you want to make a booking.
Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). Credit card points, free night certificates, and hotel promotions kept my costs very low. Thanks to credit card rewards, I was able to use points, promotions, and free night certificates to save thousands on lodging. AdvertisementAdvertisementHotel points saved me thousands of dollarsIHG One Rewards Premier Credit Card Apply now lock icon An icon in the shape of lock. Note that credit card lenders may use many different variations of credit score models when considering your application.
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And since many credit card issuers these days restrict the number of cards you can get with them — or the number of times you can get a card — you’ll want to apply for a credit card when it’s offering a peak sign-up bonus. So, how do you know which credit card sign-up bonuses are currently higher than normal? Best for international flights: Chase Aeroplan Credit CardThe relatively new Chase Aeroplan credit card just launched its best-ever sign-up offer. Best business card with no annual fee: Ink Business UnlimitedChase currently has some unbelievable sign-up offers on its no-annual-fee business credit cards, including the Ink Business Unlimited. The Ink Business Cash® Credit Card also earns $900 in bonus cash back after you spend $6,000 within the first three months after opening the account.
Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). Read Insider's guide to the best travel rewards credit cards. The Chase Sapphire Reserve® earns 10x points on hotel and car rental bookings made through the Chase Ultimate Rewards travel portal (after earning the card's annual $300 travel credit). Here's how to earn big rewards on your hotel and rental car bookings with the Chase Sapphire Reserve® and Capital One Venture X Rewards Credit Card. Prices may be different from booking directly, and you won't earn hotel points or stay credits when you book this way.
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