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☆ My kids don't have any grandparents, and it's left a void
▼ + stars: | 2024-04-30 | by ( Molly Wadzeck Kraus | ) www.businessinsider.com time to read: +6 min

I'm grateful for the people we've met in the community who have made connections with my kids. Though no one can replace their grandparents, I'm grateful for these intergenerational friendships. Though my kids won't know their own grandparents, I've intentionally looked for other ways to bring intergenerational relationships into their lives. My kids' grandparents can never be replaced, but I'm grateful for my communityA local grandmother recently invited me for tea. They take an interest in my older children, asking them about their passions, hobbies, and interests.

Persons: we've, I'm, —, pang, Nana, I've, they've Organizations: Service, Research

☆ From Gen Alpha to boomers, we asked 6 therapists what each generation is talking about in therapy
▼ + stars: | 2024-04-27 | by ( Kim Schewitz | ) www.businessinsider.com time to read: +11 min

Millennials are anxious avocado-eaters who'll never own property, while Gen Zers are depressed snowflakes who take liberties at work. So in the spirit of finding some common ground amid all the mud-slinging, BI asked six therapists what their clients from different generations commonly talk about in therapy. Gen Alpha are also forming friendships outside their family and independent of their parents or carers, and that's reflected in what kids worry about. Diana Garcia, a therapist in Florida, works mainly with older Gen Zers between 18 and 26. MillennialsLike Gen Zers, millennials, who are in their late 20s to early 40s, also feel insecure because they compare the "perfect lives" they see on social media with their own, Owen said.

Persons: —, Millennials, who'll, Gen Zers, X, It's, Gen, Gallup, we're, Israa Nasir, Generation Alpha, There's, Georgina Sturmer, Elena Popova, Amanda Macdonald, Gen Alpha, Alonso, Gen Alphas, Jill Owen, Z, Owen, Diana Garcia, Nasir, Sturmer, Gen Xers, that's, boomers, we've Organizations: Service, Alpha, Business, Gallup, Generation, Centers for Disease Control, CDC, British Association for Counselling, Psychotherapy, Therapists Locations: New York, New Jersey, Florida

☆ I'm a working mom who enjoys solo travel. I've learned how to keep myself from spiraling into mom guilt while I'm away.
▼ + stars: | 2024-04-25 | by ( Spriha Srivastava | ) www.businessinsider.com time to read: +7 min

I'm a working mom who incorporates solo trips into my business travel. a working mom who incorporates solo trips into my business travel. My heart skipped a beat, and my not-so-new best friend, "mom guilt," walked through the door. AdvertisementBut while traveling with children is fun, I missed the spontaneity and the flexibility of solo travel. The sense of calmness was a feeling I rarely find as a working mom, and I loved it.

Persons: I'm, —, we've, I've, Spriha Srivastava, Lean, he'll Organizations: Service, British Psychological Society, Pew Research, Metropolitan Museum of Art Locations: New York, Manhattan, China, Angkor Wat, Cambodia, Singapore

☆ Some families are hiring multilingual nannies. They say there are clear benefits for their children.
▼ + stars: | 2024-04-24 | by ( Pooja Mistry Shah | ) www.businessinsider.com time to read: +6 min

These caregivers can help children connect with the family's native tongue. "I definitely recommend it to families to help their children with their linguistic tools and global appreciation." Advertisement"We intentionally picked a Filipino caregiver who spoke Tagalog for live-in help because of how nurturing and outgoing the community is," Bhalla Mistry told BI. "Children who grow up multilingual often develop better communication skills and can switch between languages more easily," Bhalla Mistry said. Multilingual nannies can help children connect with their native tonguesMaria Olsson-Tysor of Orange County, California, hails from Sweden and only speaks Swedish to her children, while her husband speaks to them in English.

Persons: —, Candi Vajana, Vajana, nannies, multilingualism, Jayna Patel, Patel, Natasha Bhalla Mistry, Bhalla Mistry, Bhalla, Maria Olsson, " Olsson, Tysor, Olsson Organizations: Service, Business, Montessori Locations: Miami, Singapore, London, COVID, Switzerland, Orange County , California, Sweden

☆ I'm a single mom and have tons of support from my family. It's still lonely.
▼ + stars: | 2024-04-23 | by ( Ashley Espinoza | ) www.businessinsider.com time to read: +4 min

I got pregnant and the father didn't want to be in my child's life so I've raised her alone. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . I felt it was better to be a single mother than to force a man who didn't want a child. In my 20s, I never wanted to get married, but in my 30s, as a single mother, that thought shifted. She is currently working on a memoir about growing up with a teen mom and becoming a single mother herself.

Persons: didn't, I've, —, they'd, Ashley Espinoza Organizations: Service, Business Locations: Colorado

☆ 83% of teenagers are already thinking about retirement — but many make this one mistake
▼ + stars: | 2024-04-22 | by ( Jessica Dickler | ) www.cnbc.com time to read: +3 min

Overall, teenagers are taking a greater interest in their long-term financial health — although far fewer understand basic retirement planning. "This research shows retirement is more top-of-mind for teens than one might think," said Jack Kosakowski, Junior Achievement's president and CEO. Slott recommends opening a Roth individual retirement account to get a head start. Contributions to a Roth IRA are taxed upfront, and earnings grow tax-free. Once contributed, the money inside a Roth IRA account can be invested appropriately to suit any type of long-term goal.

Persons: Jack Kosakowski, Junior, Ed Slott, Slott, Roth, Christopher Jackson's, Jackson Organizations: Junior, Da Vinci Communications High School, CNBC Locations: Southern California

☆ I live in Florida and was a conservative. When my kid came out as nonbinary, the way I parent changed.
▼ + stars: | 2024-04-21 | by ( Joann Chang | ) www.businessinsider.com time to read: +6 min

The day my child said that to me three years ago is the day my life as a parent changed. In the months preceding that day, Remy had shared they thought maybe they were bi-sexual or lesbian. My role as a parent changed when Remy came out as nonbinaryMy child was always original. JoAnn Chang's child Remy came out as nonbinary three years ago. Before Remy came out as nonbinary, I wouldn't have given these concerns a second thought.

Persons: Remy, I've, I'm, JoAnn Chang's, JoAnn Chang, we've, We've, Florida's Organizations: Florida Department Locations: Florida

☆ Special Education, Inc.
▼ + stars: | 2024-04-21 | by ( Meghan Morris | ) www.businessinsider.com time to read: +34 min

AdvertisementNate Smallwood for BITo some, private equity's business model appears antithetical to special education. (The average public school district in Pennsylvania, where New Story operates the most schools, spends about $23,000 per child across all types of public education. "Private equity has no place in education — especially special education," Sen. Sherrod Brown of Ohio told BI. For instance, two Pennsylvania education directors left in spring 2023, according to records obtained by BI — one after just months in the role. AdvertisementNickie Coomer, a Colorado College education professor who has written about the privatization of special education, told BI that this data gap is a major regulatory hole, one that private-equity companies are happy to exploit.

Persons: Emily, Sarah, Nate Smallwood, Sarah didn't, —, Mergermarket, Shanon Taylor, Taylor, Sen, Sherrod Brown, Bob Casey of Pennsylvania, Casey, Paul Volosov, Volosov, Jim Grinnen, Rachel Wisniewski, Christina Spielbauer, Spielbauer, Nathaniel Garnick, Garnick, sully, Craig Richards, He's, Richards, they're, " Richards, Judith McKinney, Grinnen, Donnell McLean, McLean, Natalie Stoup, Blackstone, haven't, Biden, of Education spokespeople, Nickie, …, that's, didn't, Hill, Amy Hall Kostoff, Kostoff, Green, she'd Organizations: Business, State College ,, New, BI, Audax Group, Kentucky, Pennsylvania State Employees, Schools, Audax, Rock Academy, University of Nevada, Ohio, Pennsylvania Department of Education, Rock, Reading School District, River Rock Academy, Virginia's Department of Education, Green Tree, Pay, Tree, Autism, Forbes, NBC News, Federal Trade Commission, of Education, Colorado College, Tree School, Pennsylvania's Department of Education, Pennsylvania, In State College Locations: State College , Pennsylvania, Boston, Pennsylvania, Reno, —, Ohio, New Story's, Rock, Virginia, , Ohio, New Jersey , Pennsylvania, New Story's New Cumberland , Pennsylvania, CARD's Virginia, Philadelphia, Rochelle Park , New Jersey

☆ I raised my son in Germany until he was 6. Now, we're back in the US, and my family is going through reverse culture shock.
▼ + stars: | 2024-04-19 | by ( Liz Humphreys | ) www.businessinsider.com time to read: +6 min

Liz Humphreys moved to Europe with her husband and raised her son in Berlin until he was 6. AdvertisementMy family has been back in New York City for a year and a half, and we're still struck by all the "rules" surrounding kids here. JF GrossenBerlin was affordable for raising a family and had great childcareIn 2012, my husband and I moved to Europe from New York City for work. He also had difficulty adjusting to all of the structure around the school day. In the 2024 Safety Index by Global Residence Index, Berlin ranked 46, while New York City was 107.

Persons: Liz Humphreys, —, Prenzlauer Berg, resignedly, we're, JF Grossen, it's, I've Organizations: Service, JF, London —, Berlin, New Locations: Europe, Berlin, New York, Prenzlauer, playdates, New York City, Amsterdam, London, Germany, Manhattan, Kita, Germnay

☆ I'm a mom of 2 and have had a nanny share for 5 years. It makes childcare cheaper, but the logistics can be complicated.
▼ + stars: | 2024-04-18 | by ( Hillary Bennetts | ) www.businessinsider.com time to read: +5 min

A nanny share is when two or more families have one nanny taking care of their kids. Finally, even though you save money compared to a private nanny, shares still tend to be more expensive than larger childcare environments. There are a lot of logisticsYou have flexibility with a nanny share, but that also means you have to sort through logistics. My family loves having a nanny shareAs with most decisions, there are pros and cons to nanny shares. Since we all have different preferences and priorities, whether to move forward with a nanny share will depend on how you personally weigh the pros and cons.

Persons: —, Nanny, I've, We've Organizations: Service, Hosting

☆ My friend said he'd be my sperm donor, and I was ecstatic. When we learned he was infertile, we were both heartbroken.
▼ + stars: | 2024-04-17 | by ( Valerie Bauman | ) www.businessinsider.com time to read: +5 min

I know this is going to sound crazy, but I've been trying to get pregnant for months now. I want to be a single mother by choice, and have actually been working with a sperm donor here in DC. But it occurs to me…you would be an excellent candidate for the role of biological father to my baby… Would you ever consider being a sperm donor? It really would mean a lot to me for my child to have a relationship with the donor. I chose David because I wanted to be able to be certain that I wasn't going to screw up my kid — at least not by using the wrong donor sperm.

Persons: David, I've, —, David I, Eddie, Valerie Bauman Organizations: Service, Union Square & Co Locations: inseminations, DC, Mexican American

☆ I love staring at my phone. So why are some tech companies trying to stop me?
▼ + stars: | 2024-04-14 | by ( Katie Notopoulos | ) www.businessinsider.com time to read: +8 min

Bad reviews of the AI Pin point out how it can't replace a phone. AdvertisementI was excited for the AI Pin, I really was. Unfortunately, the reviews of the AI Pin so far have been dreadful. I don't stare at my phone in a restaurant, a movie theater, or while talking to someone. I don't think my consciousness will ascend to a higher plane if I could only tear myself away from the 2,000-nit light of my iPhone 14 Pro Max.

Persons: —, we've, Siri, There's, They're, Joanna Stern, Sam Altman, I'm, I'd, Max Organizations: Service, The, Journal, Meta, Apple Watch Locations: UAE

☆ My 3-year-old son drowned in a backyard pool. I wish I'd known these 7 swim safety tips.
▼ + stars: | 2024-04-11 | by ( Kelly Burch | ) www.businessinsider.com time to read: +6 min

AdvertisementMy son was on life support for two weeksMy friend gave Yori CPR, and then I stepped in. Black children like Yori are more than 2.5 times more likely than their white peers to drown. AdvertisementChezik Tsunoda still allows her three living sons to swim, but has taught them water safety. When someone is drowning, reach toward them, throw them a flotation device, but — unless it's a very small child — don't go to them. Stick with swim lessonsJust weeks before Yori drowned, he tried swimming lessons and hated them.

Persons: Chezik, Yori, Tsunoda, —, Yori's, Tim Gbunblee, tucking, hadn't, aren't, I'd Organizations: Service Locations: Washington, —

If you choose to forgo life insurance, it might still make sense to include an unmarried partner in a will. Compare life insurance rates online with Ethos Life. If so, then you may need life insurance. Term life insurance is a better choice for most individuals since they don't need coverage for their entire lives. Get Life Insurance Quotes Compare the best life insurance companies with a quote from Ethos Life.

Persons: —, Justin Pritchard, doesn't, Pritchard, Jay Zigmont Organizations: Service, CFP, Childfree

☆ Parents who raise successful, resilient kids never do these 5 things, experts say
▼ + stars: | 2024-04-05 | by ( Tom Huddleston Jr. | ) www.cnbc.com time to read: +5 min

Here are five things parents should try to never do if they want to raise successful, resilient kids, according to psychologists and other parenting experts. Resilient children typically have the confidence to bounce back from failures and continue taking necessary, calculated risks, research shows. "The more you trust your children to do things on their own, the more empowered they'll be," she wrote. "The most accomplished people reached their goals by failing along the way," wrote Morin. Kids learn more, and remember what they learn, when they're actively curious, research shows.

Persons: Esther Wojcicki, Wojcicki, they'll, Amy Morin, Morin, Steer, Michele Borba, we've, —, they're, Kumar Mehta, Aliza Pressman, Pressman Organizations: CNBC, Sinai Parenting Center

Cash-out refinancing and home equity loans are two of the most popular tools available to access your equity. A cash-out refinance works like this: You apply for a new mortgage loan that's larger than your current one. Interest rates and loan termsBoth cash-out refinances and home equity loans typically come with fixed interest rates, but home equity loan rates tend to be a few points higher. ConsiderationsBefore deciding to use a home equity loan or cash-out refinance, you'll need to take the following costs into account first. Choosing the right optionBoth home equity loans and cash-out refinancing can help you turn equity into cash.

Persons: Cash, You'd, it's, what's, Melissa Cohn, William Raveis, refinance, you'll, Nicole Straub, — Organizations: LTV, William Raveis Mortgage, Discover Locations: foreclosing, —

☆ 4 reasons Private College 529 Plan is a wise investment for your child's future
▼ + stars: | 2024-04-01 | by ( Sponsor Post | Created Insider Studios | ) www.businessinsider.com time to read: +7 min

Private College 529 Plan locks in today's tuition rates, saving big on future costs and giving flexibility with school choice. Both LaShanda and Ben have been saving for their children's higher education using Private College 529 Plan. Learn more about setting your child up for success with Private College 529 Plan. When you save with Private College 529 Plan, you purchase tuition at then-current rates for each college in the plan. This post was created by Insider Studios with Private College 529 Plan.

Persons: Ben S, Ben, LaShanda, Spelman, they're, prepaying, It's, Roth Organizations: Private, Private College, College Board, Stanford, MIT, Princeton, Spelman College, Roth IRA, Insider Studios Locations: Arizona , Arkansas , Kansas , Maine, Minnesota , Missouri, Montana , Ohio, Pennsylvania

☆ Florida's Ron DeSantis is passing bills all over the place after his failed presidential campaign. They have a common theme.
▼ + stars: | 2024-03-30 | by ( Madison Hall | ) www.businessinsider.com time to read: +3 min

Ron DeSantis has opted to take a different route: He's maintained his public profile by signing bill after bill focused on security. In his video announcing the end of his campaign, DeSantis foreshadowed his future goals during the remainder of his tenure as Florida's leader, which, barring a debacle, should last until January 2027. "While this campaign has ended, the mission continues down here in Florida," DeSantis said. Related storiesIn the two months since he's returned to Florida full-time, DeSantis has been busy, signing several bills and orders, each marked with a common theme: safety and security. "Under Governor Ron DeSantis, Florida will act."

Persons: —, Ron DeSantis, He's, DeSantis, he's Organizations: Service, Republican Florida Gov, Business, National Guard, Republican, Florida Legislature, Disney Locations: Florida, Haiti

☆ New Florida bill lets parents sue social media companies for $10K for failing to remove the account of a child under 14
▼ + stars: | 2024-03-27 | by ( Ana Altchek | ) www.businessinsider.com time to read: +5 min

Ron DeSantis signed a Florida bill prohibiting children under 14 from joining social media. Parents can sue social media companies for $10k for not promptly deleting an account of a child under 14. AdvertisementA new Florida bill could open the floodgates for parents to sue for up to $10,000 if social media companies fail to remove flagged accounts of their underage children in a timely manner. AdvertisementNetChoice is a major coalition of social media platforms opposing these restrictions and it includes TikTok, Meta, Google, and X among others. The latest bill follows a series of legislative attempts from the government to place restrictions on social media.

Persons: Ron DeSantis, —, Paul Renner, DeSantis, Stacey Lee, Johns, Lee, Krista Chavez, NetChoice, Chavez, Carl Szabo, Szabo, It's Organizations: NetChoice LLC, Service, Florida Gov, Florida House, Companies, Johns Hopkins Carey Business School, Google, BI, Gov Locations: Florida, California , Utah , Ohio, Arkansas, California, Ohio, Utah hasn't

☆ My kids have my maiden name as middle names. I wanted their names to honor my family legacy, not just their father's.
▼ + stars: | 2024-03-25 | by ( Stephanie Claytor | ) www.businessinsider.com time to read: +5 min

I wanted a way to incorporate my maiden name into my kids' names to preserve my family legacy. Our family has also had weekend-long family reunions every two years in hotels across the United States since 1976. In exchange, I gave my daughter two middle names, the first name I originally wanted to name her and my maiden name. The kids will continue the tradition of going to my family reunions and bonding with my extended family. While they may not often use their middle names, they'll understand why mommy was adamant about also passing down her maiden name.

Persons: I've, —, father's, I'd, William Schieffelin Claytor, Darrell Claytor, Ifeolu, grandfather's, Walter Claytor, I'm, Stephanie Claytor, didn't, mommy Organizations: Service, American, Housing Authority Locations: United States, Puerto Rican, African, Latin America, Midwest, Roanoke Redevelopment, Virginia

☆ There's a new biggest bull on Wall Street, and he sees the S&P 500 rising to 5,500
▼ + stars: | 2024-03-25 | by ( Alex Harring | ) www.cnbc.com time to read: +3 min

Oppenheimer's John Stoltzfus has reclaimed his place as the most optimistic when it comes to year-end S & P 500 targets. Stoltzfus, the firm's chief investment strategist, hiked his forecast for the S & P 500 to 5,500 from 5,200. He had the highest target price heading into the year at 5,200, but was outdone as some beat him to increasing their forecasts. Stoltzfus also increased his earnings projection for the S & P 500 in 2024 by $10 to $250, making him tied for another Street high. The benchmark S & P 500 has climbed nearly 10% so far in the new year.

Persons: Oppenheimer's John Stoltzfus, Stoltzfus, JPMorgan's Dubravko Organizations: CNBC Pro, Social Security, CNBC

☆ A family's $6,300 vacation was at risk when the passport office lost their daughter's photo and replaced it with the wrong child
▼ + stars: | 2024-03-25 | by ( Monica Humphries | ) www.businessinsider.com time to read: +5 min

They booked the trip three months in advance, and shortly after, she began the passport application process for herself and her two daughters, Sofia, 5, and Daya, 3. Representatives for the UK's passport office did not respond to a request for comment from BI. The office couldn't find the image sent with Daya's application, so Basi rushed to get a new photo sent to the passport office. Then, Basi said the passport office sent this second set to the wrong regional office. Basi said she had filed at least three complaints now, but it's been radio silence from the passport office.

Persons: —, Dillon Birring's, Basi, Sofia's, hadn't, Peter Garrard Beck, Daya, it's Organizations: Service, Business, BBC Locations: England, Egypt, Sofia, Liverpool, London

Still, we're here to guide our children in a compassionate way through difficult moments at all stages of development. As child psychologists, we've developed an acronym that can assist us all through this process, regardless of our child's age: H.E.L.P. Whatever their action, before you react, it's smart to stop and ask yourself: Where is their behavior coming from? An underdeveloped thinking brain, an overactive emotional brain, and a lack of perspective leads to chaos and poor decision-making. Or is my reaction a reasonable response to my child's behavior, like if my child yelled "I hate you," and my feelings are hurt?

Persons: we've, Lean

☆ Harvard-trained toxic parenting expert: 5 phrases I never say to my kids
▼ + stars: | 2024-03-21 | by ( Jennifer Breheny Wallace | ) www.cnbc.com time to read: +3 min

This emphasis can be felt by our kids as "perceived parental criticism," and it is linked to poor mental health outcomes in kids. 'Your job is to be a student'High-achieving kids don't get many chances to feel useful to anyone but themselves. For our kids to thrive, they must know how to contribute to their broader community. I never want my kids to think that their academic performance is what matters most to me, or that their grades define them. I've found that a low-key opening like this actually leads to more in-depth conversations with my kids about social dynamics, friendships, health and well-being.

Persons: I've, that's, we've, Lisa Damour, Damour

☆ 5 ways parents show they have a favorite child, even if they try to treat everyone equally
▼ + stars: | 2024-03-21 | by ( Julia Pugachevsky | ) www.businessinsider.com time to read: +5 min

A relational-trauma therapist shared the subtle ways parents show they have a favorite child. Wright shared some of the common signs of parents favoring one child over their siblings, even if they mean well. The "golden child" is then the one who fits the ideal the best, while the other may become the scapegoat of the family. Related storiesAs a result, the parents may use the golden child as a goalpost for the other child's success. Parents who root for the golden child can overlook the importance of a collaborative, trusting sibling relationship.

Persons: —, Annie Wright, Wright Organizations: Service Locations: HBO's

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