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☆ 4 things every small-business owner should consider before launching a brand podcast
▼ + stars: | 2023-04-04 | by ( Erin Greenawald | ) www.businessinsider.com time to read: +8 min

Brand podcasts can bring in new customers and nurture relationships with existing partners. They give technical advice on cost, production, and careful considerations for your launch strategy before starting a brand podcast. Insider spoke with five small-business owners to learn how they ran successful brand podcasts while prioritizing their actual businesses. Olivia Dreizen Howell, a cofounder of Fresh Starts Registry and the brand podcast "A Fresh Story," swears by the free Spotify for Podcasters editing tools. Leverage your network for launchIt's easy to lose momentum if you launch a brand podcast and don't quickly see some traction.

☆ How a 23-year-old earned about $35,000 in 3 months teaching ChatGPT to newbies
▼ + stars: | 2023-03-30 | by ( Aaron Mok | ) www.businessinsider.com time to read: +6 min

Lance Junck, 23, earned $35,000 in just three months selling his ChatGPT course on Udemy. In late December, Lance Junck, 23, launched an online course on education platform Udemy that teaches people to use ChatGPT. It starts with how to write your first ChatGPT prompt, then moves into specific ChatGPT applications for businesses, students, and programmers. Within a week, 90 students enrolled in the course, Junck said. He has gotten paid speaking opportunities to teach companies like CEO advisory firm Sage Executive Group and tech news site HPCwire how to use ChatGPT, according to emails reviewed by Insider.

☆ I went to my first Pilates class ever: Here are 14 moves for beginners that you can try at home
▼ + stars: | 2023-03-26 | by ( Renée Onque | ) www.cnbc.com time to read: 1 min

The Pilates technique has been around since the 1920s, but the workout is having a resurgence thanks to social media — Pilates has 5.3 billion views on TikTok. I went to my first Pilates class ever at The Spring in Tenafly, N.J. I opted for the more challenging class, Sculpt Pilates, which is "designed to work on core muscles, improve posture, mobility and tone your muscles," according to The Spring. "I try to encourage some heart-raising exercises and balance challenges during the class to spice it up," said Pilates instructor Noa Harari who led my class. This class didn't include use of the standard reformer Pilates machines, but floor Pilates was still extremely challenging, and I thoroughly enjoyed it.

Lisa Andrea launched a financial blog in 2021 and consistently books $8,000 in monthly revenue. Andrea outlines 9 of the easiest ways to earn passive income, including resale and blogging. She took her experience building passive income streams and teaching herself the fundamentals of financial literacy to launch the financial-advice blog The Financial Cookbook in February 2021. Andrea shared her own financial strategy, including the nine methods of passive income she encourages everyone to try. Julia CheskyAndrea said companies typically contact her about brand partnerships, but she encourages other entrepreneurs to be more proactive when looking for passive income avenues.

☆ Check out the exclusive pitch deck that Trala, a startup offering virtual violin lessons, used to raise $8 million from investors like Alexis Ohanian's Seven Seven Six
▼ + stars: | 2023-03-16 | by ( Madeline Renbarger | ) www.businessinsider.com time to read: +3 min

TralaTrala is a startup that helps adult violin students learn to play from virtual lessons. Now, the company has raised $8 million in Series A funding led by Alexis Ohanian's Seven Seven Six. For Trala cofounder and CEO Sam Walder, music has always been a huge part of his life. That app, called Trala, allows students to take virtual violin lessons with an instructor, and follow a practice and lesson plan. Check out the 18-slide pitch deck that edtech startup Trala used to raise $8 million in Series A funding:

☆ Silicon Valley Bank and inflation complicate the Fed’s next move
▼ + stars: | 2023-03-15 | by ( Phil Rosen | ) www.businessinsider.com time to read: +5 min

Everyday now we've been talking about Silicon Valley Bank — SVB — and I've had to catch myself several times from saying SBF — Sam Bankman-Fried — the guy behind the other big financial collapse in recent months. A) No rate hike at allB) 25 basis pointsC) 50 basis pointsTweet me (@philrosenn) or email me (prosen@insider.com) to let me know. Bank stocks are rising again as nerves calm — though SVB-driven fears are still niggling. Bank of America picked out a batch of financial stocks that offer upside right now amid the chaos. The token soared 15% as the February CPI print fueled more speculation for a smaller rate hike.

☆ Sudoku Tips for Beginners: How to Solve Efficiently
▼ + stars: | 2023-03-02 | by ( Isaac Aronow | ) www.nytimes.com time to read: +2 min

Thomas Snyder, a three-time World Sudoku Championship winner, says that his advice for beginners is to think about how to look at the information a grid is giving you in a way that makes sense. First, look between the bold lines that separate groups of three rows or columns. Mr. Snyder says, “When looking this way, you don’t have to care about 1, 2, 3. You’ll begin recognizing patterns that will help you solve more efficiently. Nearly everyone we spoke to for this article said that having a good strategy with how you annotate your puzzle can jump-start your Sudoku solving.

☆ Avoid this 'big mistake'—and more tips for new runners, from a running coach and a personal trainer
▼ + stars: | 2023-02-25 | by ( Renée Onque | ) www.cnbc.com time to read: +4 min

But if you're interested in running, you may be wondering how to start and what you'll need to jump in to this new hobby. CNBC Make It reached out to Kai Ng , a running coach and Ashleigh Kast , a personal trainer with years of running experience for advice for new runners. If you're looking for an exercise you can do from anywhere , you've probably already considered running. "When I'm starting people on a running program, I'm not saying 'Here just go out on this hour-long run,'" she says. After establishing what your focus will be, Ng says you should learn how to run properly by training with a coach.

Financial advisor Cassandra Cummings has taught more than 100,000 Black women start investing in the stock market. Here are four investments she recommends for beginners, including REITs and dividend stocks. Real estate investment trustsInvesting in real estate can require large sums of cash on hand to close sales, make renovations, and maintain properties. On the other hand, real estate investment trusts (REIT) are companies that own, operate or finance income-producing real estate ventures. It's an easy way to start investing in real estate if you don't have the capital to invest in your own rental property.

☆ Inside Tracy Anderson's cutthroat fitness empire: Legal threats, paranoia, and trainers who say their bodies were 'breaking apart'
▼ + stars: | 2023-02-16 | by ( Katie Warren | ) www.businessinsider.com time to read: +29 min

One day around 2015, a dozen or so gift boxes showed up at the Brentwood, California, studio of the celebrity fitness trainer Tracy Anderson. "It was an exclusive boutique fitness studio," the former New York trainer said. Darren Gerrish/WireImageThe method demanded that TA trainers, most of whom were also professional dancers, perform the strenuous workouts full out, every time. Let's help you do it correctly so you don't get injured,'" the former New York trainer said. "This is at a time where everyone is already overworked," one of the former New York trainers said.

☆ I've made $210,000 in less than 2 years selling spreadsheet templates on Etsy. Here are 5 easy-to-follow tips for making sales.
▼ + stars: | 2023-02-13 | by ( Emily Mcdermott | ) www.businessinsider.com time to read: +5 min

Emily McDermott sells spreadsheet templates on Etsy for Google Sheets and Excel. download the app Email address By clicking ‘Sign up’, you agree to receive marketing emails from Insider as well as other partner offers and accept our Terms of Service and Privacy PolicyIn under two years, I've made CA$280,600 or around $210,000 on Etsy selling spreadsheet templates for Google Sheets and Excel. ERank is also super affordable compared to some other Etsy keyword tools. You'll see a listing of the actual top 100 listings on Etsy for the keyword you're investigating. If you're already selling printables right now or thinking about selling them, adding some spreadsheets is a fantastic way to boost your income.

American Express issues four co-branded Hilton credit cards, but only one — the Hilton Honors American Express Card — has a $0 annual fee. For example, the Hilton Honors American Express Surpass® Card and The Hilton Honors American Express Business Card also have excellent elevated welcome bonus offers and come with Hilton Gold status, which gets you free breakfast (currently awarded as a food and beverage credit at US hotels) and better perks. Amex OffersLike other American Express cards, the Hilton Honors American Express Card includes targeted discounts and bonus rewards at participating merchants through Amex Offers**. However, if you stay at Hilton hotels with any regularity, a card like the Hilton Honors American Express Surpass® Card or The Hilton Honors American Express Business Card is a better choice. The Hilton Honors American Express Card is a great card for those who are skeptical about the value of travel rewards credit cards.

☆ PGA Tour Reboots Website as Golf Seeks Wider Fan Base
▼ + stars: | 2023-02-06 | by ( Megan Graham | ) www.wsj.com time to read: +6 min

The PGA Tour is revamping its digital properties as it works to attract a broader group of fans to golf. The changes come as professional sports strive to draw younger fans who are showing less interest than older generations. The PGA Tour, a membership association for touring professional golfers that co-sanctions tournaments, is familiar with the dynamic. Bite-sized contentThe PGA Tour released a new app in November. “Golf is not a short game,” said Derek Fridman, a design partner at digital agency Work & Co, which worked with the PGA Tour on its digital reboot.

Add to that mix the classic 60/40 portfolio model — a standard investing benchmark — that helps investors achieve that last point. Below, CNBC Select spoke to two financial professionals about how novices can put a 60/40 portfolio strategy in action. Once you're ready to invest, here are four simple ways to start putting money into a 60/40 portfolio. Vanguard Learn More Minimum deposit and balance Minimum deposit and balance requirements may vary depending on the investment vehicle selected. Wealthfront Learn More Minimum deposit and balance Minimum deposit and balance requirements may vary depending on the investment vehicle selected.

☆ Best Online Stock Trading Platforms of 2023
▼ + stars: | 2023-02-02 | by ( ) www.wsj.com time to read: +20 min

Luckily, the past few years has seen a profusion of online stock trading platforms. We spent hours comparing more than a dozen stock trading platforms looking for the most intuitive tools, in-depth research and access to guidance and other educational content. We considered all of this when making our picks for the Best Stock Trading Platforms of 2023. How we pickedTo pick Buy Side from WSJ’s best stock trading platforms, we reviewed offerings from more than a dozen companies. Morgan Stanley is the corporate parent of E*Trade, one of the stock trading platforms considered for this story.

☆ 6 weight-lifting tips for beginners from an 'unlikely coach' who went from lifting 40 to 300 Lbs. in 8 years
▼ + stars: | 2023-02-01 | by ( Renée Onque | ) www.cnbc.com time to read: +1 min

Are you interested in strength training, but not sure where to start? Casey Johnston, cultural critic and creator of "LIFTOFF: Couch to Barbell," was once in your shoes. "When I first got into exercise, I thought cardio was sort of the only way," says Johnston, who started "She's a Beast," a fitness newsletter. When Johnston first started lifting in the gym in 2014, she was bench-pressing 20 pounds and squatting with 40; since then, she's squatted 265 pounds, "benched" 142 and deadlifted 300. It's such an incredible moment to go pick up your heavy suitcase, and your suitcase doesn't feel heavy.

☆ A Navy officer who built a $1 million real estate portfolio with $14,000 shares her top 7 tips for those who want to purchase property with little cash
▼ + stars: | 2023-01-28 | by ( Laila Maidan | ) www.businessinsider.com time to read: +5 min

If you're starting with little cash, you need the right house to qualify for certain loans. Ana Snider is an active-duty Navy petty officer who also decided to get her broker license after taking an interest in real estate. Her top 7 tips for beginnersThe best way to prepare yourself for a property purchase is to connect with a loan officer from a bank or lender that offers down payment assistance programs. Before finding the houses, Snider recommends finding the buyers or investors. She recommends starting in your own backyard.

If everyone in the world expertly utilized credit card rewards to travel for free, there wouldn't be such amazing travel opportunities out there. Identify your travel goalsBefore you begin collecting credit card rewards, you should first identify your travel goals. Amex Membership Rewards points Capital One miles Chase Ultimate Rewards points Choice Privileges points Citi ThankYou points Hilton Honors points Hyatt points IHG Rewards points Marriott Bonvoy points Wyndham Rewards pointsYou travel with a large family Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Recommended credit card strategies for beginnersThe best practice for anyone new to credit card rewards is to invest in flexible points. You'll need: An annual fee-incurring Hilton credit card One of the greatest deals in credit card rewards is the free night certificate that comes with select American Express Hilton credit cards.

☆ 3 strategies to help give your finances a much-needed reboot this year, according to a financial expert
▼ + stars: | 2023-01-26 | by ( Christine Mui | Jason Stauffer | ) www.cnbc.com time to read: +10 min

Welcome back to Money Made Easy, where we focus on simple ways to manage your finances and save money. Plus, qualified borrowers can apply for up to $100,000, and this lender doesn't charge an origination fee, early payoff fee, or late fee. For short-term financial goals, high-yield savings accounts can help you grow your money by earning a much better return than a traditional savings account. Automating your transfers to a savings account can help this process, making it easier and helping you know that you're continuously growing your account. Find the best savings account for you: Help your money grow by finding the savings account that offers the best rates and features for you.

☆ 8 best meal delivery services of 2023, according to experts
▼ + stars: | 2023-01-12 | by ( Mili Godio | Mili Godio Is An Associate Reporter For Select On Nbc News. | ) www.nbcnews.com time to read: +26 min

SKIP AHEAD The best meal kit delivery services | How to shop for a meal kit delivery serviceTo determine the best meal delivery service for you, we spoke to chefs, nutritionists and recipe developers about what to look for in a meal delivery service and highlighted their recommendations for the best ones to try this year. 8 best meal delivery services in 2023We talked to our experts about important features to consider when shopping for meal kit delivery services, including available options for certain dietary restrictions, how customizable the plans are and the quality of the ingredients. We separated them into two categories: meal kit services that send out individual ingredients and pre-made meal delivery services. Best meal kit delivery servicesThese expert-recommended meal delivery services all feature an option to send separate ingredients and allow shoppers to cook themselves. For those who don’t have as much time during the week, ready-to-eat meal delivery services are typically the best option.

☆ 8 rowing machines to consider in 2023 for home workouts
▼ + stars: | 2023-01-09 | by ( Justin Redman | Justin Redman Was Formerly A Reporter For Select On Nbc News. | ) www.nbcnews.com time to read: +12 min

This smart rower is highly adjustable. More affordable than other smart rowers, the Echelon Smart Rower is a good option for those who aren’t looking to splurge. Like other smart rowers, the Hydrow must be plugged into a wall to use. Yasmin Farooq is an American rowing cox and the head coach of the University of Washington women's rowing team. is an American rowing cox and the head coach of the University of Washington women's rowing team.

Tax-loss harvesting, portfolio lines of credit, 529 college savings plans available Check mark icon A check mark. Competitive mobile and online offerings for digital investors and traders Check mark icon A check mark. Access to Certified Financial Planners at no additional charge Check mark icon A check mark. Low-cost, hands-off investment account that combines automated features with management from a team of human investment professionals Check mark icon A check mark. We compared nearly two dozen brokerages, placing heavy weighting on their advisory and trading fees, investment philosophy, investment options, and types of accounts available.

☆ How to Invest in Stocks
▼ + stars: | 2022-12-30 | by ( ) www.wsj.com time to read: +23 min

Set your time frameWhen you’re ready to invest in stocks, it’s natural to start by looking at how the stock market has performed recently. If you’re saving for the long-term: Invest in stocksOn the other hand, if you have a long-term financial goal—especially retirement, but any goal a decade or more out—you can afford to invest in the stock market. Decide how much risk to takeJust because you have time to invest in stocks doesn’t mean you have the stomach. Return Best Year Worst Year Years with a loss 100% Stocks 12.3% 54.2% -43.1% 25/96 80% Stocks 11.1% 45.4% -34.9% 24/96 60% Stocks 9.9% 36.7% -26.6% 22/96 40% Stocks 8.7% 35.9% -18.4% 19/96 20% Stocks 7.5% 40.7% -10.1% 16/96 100% Bonds 6.3% 45.5% -0.8% 20/96 VanguardStep 3. Most ETFs are index funds, meaning they merely aim to match the returns of a stock market index, although some target very narrow slices of the market, such as just tech stocks or just energy stocks.

☆ How a 30-year-old mom made $120,000 in passive income in 9 months selling digital products online and only working 5 hours a week
▼ + stars: | 2022-12-27 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +7 min

Since starting in March, Puls says she's earned roughly $120,000 selling three digital products: an ebook, an email course, and an ebook template. A big social media presence isn't required to find successPuls says social media is her biggest driver of customer traffic. That said, she's seen plenty of people without massive social media followings find success selling digital products. While she says most people sell digital products through platforms like Etsy, using her own website is ideal for her. Given her success with digital products, Puls says she's often asked why she hasn't made more of them.

If you're thinking about buying a foreclosed home, here's everything you'll need to know. With a short sale, you'll be buying the home from the owner, but the lender will need to agree to the amount. It depends on the type of foreclosure you're buying. If you're buying a foreclosure at auction, you'll need to attend the auction and make a high enough bid to get the home. If you're considering buying a foreclosure, you need to be prepared to do a lot of research and learn everything you can about the process.

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