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☆ How to know when to ask for a raise: 'Your salary is not top of mind to anyone else,' says expert
▼ + stars: | 2024-11-07 | by ( Gili Malinsky | ) www.cnbc.com time to read: +2 min

Many workers didn't get a raise at their job in the last few years. "So you do have to raise the conversation so that your manager knows it's something that you are prioritizing." Have 'what do I need to do' conversations oftenTo begin with, before you even bring up your ask, you'll have to get a sense of how you're doing. "It's hard to ask for a raise when you don't have anything quantifiable to demonstrate that you deserve it," says Darrisaw. All of that will help you both know and make the case for why you deserve more money.

Persons: didn't, That's, Angelina Darrisaw, It's Organizations: Living Coalition

☆ What Trump's election victory means for job seekers
▼ + stars: | 2024-11-07 | by ( Tim Paradis | ) www.businessinsider.com time to read: +7 min

Executives focused on hiring told Business Insider that the newfound clarity is already making some employers more willing to post jobs. "Our phone was basically ringing off the hook with companies looking to hire," Lief Larson, CEO of Salesfolks, a staffing firm focused on sales roles, told BI. "We're seeing a pretty healthy number of roles planning to be posted in January, probably more than we even expected," Volberg told BI. A postelection rush to hireAaron Cleavinger, a managing partner at Murdoch Mason Executive Search Group, told BI that he's been "inundated" with new search requests from clients since the election. Rahbar said reductions to immigration could hurt industries beyond agriculture and construction, including tech.

Persons: Donald Trump's, —, haven't, Lief Larson, Tim Glowa, Michelle Volberg, who's, Volberg, she's, that's, Kathleen Lin Hurtubise, Hurtubise, Jason Leverant, Leverant, reshoring, Elon Musk, Aaron Cleavinger, they're, Cleavinger, Peter Rahbar, Rahbar Organizations: Service, Aloha Hospitality Professionals, AtWork Group, Tesla, Murdoch

☆ Wall Street's most famous floor trader recounts election euphoria at the NYSE and explains how to trade an incredibly bullish fourth quarter
▼ + stars: | 2024-11-07 | by ( Laila Maidan | ) www.businessinsider.com time to read: +5 min

Upcoming Fed rate cut and holiday season may sustain market momentum, Tuchman predicts. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . You can opt-out at any time by visiting our Preferences page or by clicking "unsubscribe" at the bottom of the email. Markets reacted strongly to former President Donald Trump's victory over Vice President Kamala Harris in Tuesday's election. He then realized that the strong trend could be held up by more than just election results.

Persons: Tuchman, —, Peter Tuchman, who's, Donald Trump's, Kamala Harris, Dow Jones, you've, Tuchman didn't, that's, there's Organizations: Dow, Service, New York Stock Exchange, Markets, AMD, Nvidia Locations: Tuesday's, Santa Claus

The Pixel 9 Pro and Pixel 9 Pro XL are enhanced versions of the excellent Pixel 9. The new camera oval on the Pixel 9 Pro phones juts out more than the rear cameras of previous Pixel phones. The Pixel 9 Pro XL (left) has a 6.8-inch display, while the Pixel 9 Pro (right) has a 6.3-inch display. The Pixel 9 Pro XL, with a 6.8-inch display, is a no-brainer for anyone who prefers larger Google Pixel phones or larger Android phones. See our guides to the best Pixel 9 Pro XL cases and best Pixel 9 Pro cases for extra protection.

Persons: Google's, Antonio Villas, Rose, Hazel, it's, Villas, VRR, I'd, I'm, Max, ultrawide, you've, Gemini, It's, you'd Organizations: Business, Google, Pro XL, Amazon, Verizon, XL, Gemini, Boas, Apple, Samsung, Qualcomm, Samsung Galaxy, Galaxy

☆ I forced my kids to go on a 70-mile hike with me in California. It taught them what they're capable of.
▼ + stars: | 2024-11-06 | by ( Wendy Altschuler | ) www.businessinsider.com time to read: +6 min

Wendy Altschuler brought her three sons on a 70-mile hike along California's John Muir Trail. Her oldest son put his first aid course to good use while helping his little brother. On our JMT backpacking trip, we cooked meals together, filtered and treated water, set up our tents, and marveled over the day's explorations. Altschuler's oldest son caught, gutted, and cooked a fish. Wendy AltschulerLessons learnedIn the backcountry, after a long time spent casting and hoping, my oldest son caught, gutted, and cooked a fish.

Persons: Wendy Altschuler, John, —, California's John Muir, you've, Conan O'Brien Organizations: Service Locations: John Muir, California's

☆ 5 phrases emotionally intelligent parents use when talking to children about hard things, from a therapist and mom of 2
▼ + stars: | 2024-11-06 | by ( Kelsey Mora | ) www.cnbc.com time to read: +6 min

Here are five phrases emotionally intelligent parents use when navigating difficult talks with their children. 'I have something important to talk to you about'Giving kids a warning before difficult conversations can help their nervous systems pre-regulate. If you can name your own emotions and demonstrate healthy coping skills, you can validate kids' feelings and work together to learn, practice, and use healthy coping strategies as a family. Using words like "let's" and "we" can help kids feel a sense of unity. Help kids know who else is in their support circle.

Persons: you've, Jessica Correnti, It's, they're, They're, they'll

☆ Billionaire Ray Dalio says people should budget for the basics — and the US faces 3 huge threats
▼ + stars: | 2024-11-05 | by ( Theron Mohamed | ) www.businessinsider.com time to read: +4 min

Ray Dalio says identifying your basic needs and ensuring they're covered is key to a happy life. Dalio told a podcast that the national debt, political infighting, and foreign rivals threaten the US. AdvertisementRay Dalio says figuring out your fundamental needs and setting aside enough cash to cover them is key to solving money troubles. Higher inflation and interest rates have made the economy a key concern for voters ahead of the presidential election. Failing to unite the country could result in revolution and subpar management, which Dalio deemed the "greatest risk" from a political standpoint.

Persons: Ray Dalio, Dalio, —, Tom Bilyeu's, you've, They've, Donald Trump, Kamala Harris, who's Organizations: Service, Bridgewater Associates, Bloomberg, Republican, Democratic Locations: China, Russia

☆ How to add Apple's election results tracker to your iPhone lockscreen
▼ + stars: | 2024-11-05 | by ( Jordan Hart | ) www.businessinsider.com time to read: +2 min

Apple offers live Election Day results on your iPhone home and lockscreen through its News app. You don't need an Apple News+ subscription to access live election updates on iPhones. Related VideoApple might prompt you to allow live election updates "starting Tuesday night" as soon as you open up the app. There, you should find another clickable prompt under the "Top Stories" banner that will enable real-time election results. You will receive confirmation once election updates are successfully enabled.

Persons: —, Jordan Hart, you've, there's, Kamala Harris, Donald Trump Organizations: Apple, Service Locations: States, Arizona , Michigan, Georgia

☆ 3 things to do besides watch the election tonight—'I made an appointment for a facial,' one therapist says
▼ + stars: | 2024-11-05 | by ( Aditi Shrikant | ) www.cnbc.com time to read: +3 min

In order to soothe Election Day anxiety, it's best to take a step back from social media altogether, says New York City-based psychotherapist Kathryn Smerling . Even if you end up talking about the election, you're less likely to spiral about it around others, in a public space. Go to the movie theaterA no-phone zone like a movie theater can be the perfect place to spend Election Day. Go with a friend and you two can discuss what you saw, as opposed to the election, afterwards. "This can get you out of the house and out of your ability to look every five minutes at the television or at your phone," Smerling says.

Persons: you've, Smerling, Kathryn Smerling, Donald Trump, Kamala Harris, Vanessa Kennedy, do's you've, Kennedy Organizations: U.S, American Psychological Association Locations: New York City, Austin , Texas

☆ These 8 essentials can help high achievers avoid anxiety and burnout and live a happy, successful life
▼ + stars: | 2024-11-05 | by ( Renée Onque | ) www.cnbc.com time to read: +6 min

Here are eight essentials she shares in her book that can help you be a happy high achiever. Psychologist Mary Anderson wrote " The Happy High Achiever " precisely for those who are looking to achieve their goals and still experience a happy, healthy life. In fact, it is possible to live a successful life with less stress , worry and burnout. Invest in your energyTo boost your energy and avoid burnout, you need to invest in self care, Anderson notes. Plus, sign up for CNBC Make It's newsletter to get tips and tricks for success at work, with money and in life.

Persons: Mary Anderson, doesn't, Anderson, Robert Emmons, you'll, Arthur C, Brooks Organizations: Invest, Harvard, CNBC Locations: you've

☆ UK's ultra-rich feel the pinch from Labour's tax-raising budget
▼ + stars: | 2024-11-05 | by ( Karen Gilchrist | ) www.cnbc.com time to read: +5 min

New arrivals to the U.K. will receive 100% U.K. tax relief for their first four years, so long as they have been non-resident for the last 10 years. That's in addition to the £21.1 billion the independent Office for Budget Responsibility (OBR) forecast to be raised by earlier changes to the non-dom regime announced by the Conservatives in March. "Although the draft legislation has now been released, the Government still has time to create a new non-dom system that works for internationally-mobile individuals," Porter said in a statement. If they'd gone for the tiered (system), there would have been howls that you've given into the fat cats. "If they'd gone for the tiered (system), there would have been howls that you've given into the fat cats," he said.

Persons: Mike Kemp, Rachel Reeves, Reeves, Times Rich, David Lesperance, Lesperance, Steven Porter, Porter, they'd, Leslie Macleod Miller Organizations: Ford, Labour, Finance, —, Times, Associates, CNBC, Conservatives, Treasury, Government, Foreign Investors, Britain, Lesperance Locations: Kuwait, Burlington, Bond, London, United Kingdom, City, That's, Italy, Switzerland, Dubai

Capital One Quicksilver Student Cash Rewards Credit Card OverviewCapital One Quicksilver Student Cash Rewards Credit Card Apply now lock icon An icon in the shape of lock. Capital One Savor Student Cash Rewards Card ReviewCapital One Quicksilver Student Card vs. the Bank of America® Unlimited Cash Rewards Credit Card for StudentsThe Bank of America® Unlimited Cash Rewards Credit Card for Students is another strong option, offering a flat 1.5% cash back on all purchases, similar to the Capital One Quicksilver Student card. Bank of America Unlimited Cash Rewards Card for Students ReviewCapital One Quicksilver Student Card Frequently Asked QuestionsWhat is the difference between Quicksilver Rewards and Quicksilver Rewards for Student? The difference between the Quicksilver Rewards Card and the Quicksilver Rewards Card for Students is that the former offers more perks. Why You Should Trust Us: How We Reviewed the Capital One Quicksilver Student Cash Rewards Credit CardOur experts evaluated the Capital One Quicksilver Student Cash Rewards Credit Card relative to other student credit cards and cards for folks with fair or average credit.

Persons: it's, That's, you'll, —, There's, Modest, David McMillin David McMillin, Guy, David, he's, Angela Fung, Read, Gabriel Vito Gabriel Vito, Gabriel, Education Gabriel, ExperienceExpertiseEducation Read Organizations: Business, Bank of America, Capital, Chevron, Entertainment, Walmart, Gas, Quicksilver, The Bank of America, Review, Finance, Forbes, CNN, University of California, Banking, Education, The University of California Locations: Capital One's, Chicago, Alaska , Utah , Oklahoma, Vermont, Riverside

☆ Here's how the next wave of ETF innovation could hinge on Tuesday's elections results
▼ + stars: | 2024-11-05 | by ( Jesse Pound | In Jesse-Pound | ) www.cnbc.com time to read: +5 min

The ETF industry is gearing up for some potentially seismic changes in 2025 and beyond. Policy changes from the SEC are hard to predict, but the ETF industry appears to sense an opening to push new types of products. Private credit funds One big area of focus for the ETF industry is how to tap into the private credit boom that has become a key part of the U.S. financial system. Fund issuers will need the SEC to bless new types of constructions in order to get a private credit fund approved. "For the most part, private credit is an investment that is limited to sophisticated investors and not retail investors," said Brian Murphy, a partner at law firm Stradley Ronon.

Persons: Republican Donald Trump, Gary Gensler, Kamala Harris, Todd Sohn, Brian Murphy, Stradley, You've, Gerard O'Reilly, What's, Matt Hougan, Harris, Sohn, " Sohn, Bitwise Organizations: Republican, Securities, Exchange, Democratic, SEC, State, Vanguard, BlackRock, Trump, solana

☆ A 56-year-old recruiter sets aside $12 a day for her longevity routine to slow aging. Here's how she spends it.
▼ + stars: | 2024-11-05 | by ( Hilary Brueck | ) www.businessinsider.com time to read: +7 min

She spends about $12 a day on her strategy, a price tag that includes some groceries. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . NASABut it wasn't until Clark, now 56 and a recruiter, became an adult that she really became interested in optimizing her healthspan. Her aim now is to slow down the aging process, improving her overall health, plus getting stronger, slimmer, and less stressed as a result. Nicotinamide Riboside (an NAD+ boosting supplement): $26A supplement popular with longevity-seekers, it is thought to promote cellular health and boost energy.

Persons: Julie Gibson Clark, —, Ed Gibson, Clark, she's, Bryan Johnson, she'd, You've, Shutterstock Clark, Dr Dean Sherzai, Nicotinamide, It's Organizations: Service, NASA, Dunedin PACE, Business, EOS, Costco, Greens Locations: Dunedin

☆ European leaders breathe a sigh of relief as pro-EU candidate wins Moldova election
▼ + stars: | 2024-11-04 | by ( Holly Ellyatt | ) www.cnbc.com time to read: +3 min

The second round of voting pitted incumbent Maia Sandu against her Russia-backed Party of Socialists opponent Alexandr Stoianoglo, after neither candidate won a majority in the first round last month. With 99.9% of the responses at the poll counted on Monday morning, Sandu won 55.4% of the vote, compared to the 44.6% of Stoianoglo, according to Moldova's Central Electoral Commission. France will continue to stand beside Moldova on its European path," according to a CNBC translation. Ursula von der Leyen, president of the European Commission, likewise praised Maia Sandu, stating on X that "it takes a rare kind of strength to overcome the challenges you've faced in this election. I'm glad to continue working with you towards a European future for Moldova and its people."

Persons: Maia Sandu, Alexandr Stoianoglo, Sandu, we've, Olaf Scholz, Emmanuel Macron, Sandu's, Ursula von der Leyen, you've, I'm Organizations: Electoral Commission, Moscow, CNBC, European Commission Locations: Soviet, Russia, Moldova, Ukraine, Romania, Europe, Georgia, Russian, Republic of Moldova, France

☆ My son's ADHD and autism diagnosis led to mine. At 37, I struggled to accept it at first.
▼ + stars: | 2024-11-04 | by ( Asha Dore | ) www.businessinsider.com time to read: +5 min

download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . My son always had high energy compared to his siblings, but he didn't have typical signs of ADHD or autism. He was officially diagnosed with autism and ADHD at age 6. My perspective shifted after the psychiatrist completed the evaluation and informed me that I have both ADHD and autism. A study from 2022 shows that ADHD can cooccur in approximately 40% to 70% of people with a diagnosis of autism, and both run in families.

Persons: —, weren't, couldn't, who'd, I've, Asha Dore Organizations: Service

☆ After working at Disney World, here are 10 things I wish people would stop doing in the parks
▼ + stars: | 2024-11-04 | by ( Hayley Hutson | ) www.businessinsider.com time to read: +6 min

I used to work at Magic Kingdom and Disney Springs at Disney World in Orlando. AdvertisementI worked at Magic Kingdom and Disney Springs during my time in the Disney College Program. With that experience, I know a trip to Disney World can be equally magical and overwhelming. Here are the things I wish people would stop doing in the parks to make everyone's time better. Stop using flash photography on dark ridesMany of the rides at Disney World, such as Space Mountain and The Many Adventures of Winnie the Pooh, are dark inside.

Persons: —, I've, stilettos, Hayley Hutson, you'll, Roberto Machado Noa, you'd, Winnie, I'm Organizations: Magic Kingdom, Disney Springs, Disney, Service, Disney College Program Locations: Orlando, Animal Kingdom, Tomorrowland, Magic Kingdom

☆ Paralyzed by Choice: the Golden Age of Online Shopping Is Over
▼ + stars: | 2024-11-04 | by ( Emilie Friedlander | ) www.businessinsider.com time to read: +13 min

Online shopping, which the US Census Bureau estimates accounts for roughly 16% of all retail sales, theoretically makes it easier to find exactly what we are looking for. AdvertisementThe golden age of comparison shopping isn't so golden after all. Ursu has studied two factors in shopping: search costs and search fatigue. Ursu guessed that the most exhausting stage of shopping is comparison shopping — when people pore over minuscule details between products to find the best one. Related storiesIf people abandon their shopping carts because they get overwhelmed by search fatigue, it can come back to bite retailers.

Persons: We'd, It's, Barry Schwartz, Jason Goldberg, Publicis, they've, Marsh, Samantha Kleinberg, you've, moisturizer, New York University's Leonard N, Ursu, Qianyun Zhang, Elisabeth Honka, lockdowns, Lauren Ralph Lauren, Goldberg, Rufus Organizations: Ikea, Amazon, Accenture, Swarthmore College, Walmart, Shoppers, Lehigh University, Stevens Institute of Technology, Cognitive, New York, Stern School of Business, Google Locations: New, Netherlands, Wayfair

☆ Montana GOP Senate candidate Tim Sheehy is still talking about his gunshot wound story in hotly-contested race
▼ + stars: | 2024-11-04 | by ( John L. Dorman | ) www.businessinsider.com time to read: +5 min

Sheehy is still addressing a gunshot wound incident that shook up the race earlier this year. The Senate race could determine whether Democrats retain their majority in the chamber. Sheehy, earlier this year, admitted to The Post that he lied to the ranger about being wounded in the national park. "They required a police report because any gunshot wound requires a police report of any kind." She asked Sheehy if there were medical records to show that he wasn't treated for a gunshot wound during his 2015 hospital visit.

Persons: Tim Sheehy, Jon Tester, Sheehy, —, Megyn Kelly, Sen, Kim Peach, Peach, Kelly, didn't, you'd, you've, Donald Trump —, they're, Tester Organizations: Montana, Senate, Service, Republican US, Navy SEAL, US Park Service, Washington Post, Colt, Post, New York Times, Democratic, Siena College, Emerson College, States, Democrats, Business Locations: Montana, Afghanistan, Afghan

☆ A retiree says $1,620 monthly Social Security isn't enough to live on, but she's worried about draining her savings too early
▼ + stars: | 2024-11-03 | by ( Allie Kelly | ) www.businessinsider.com time to read: +6 min

Many Americans face retirement woes, lacking adequate savings and relying on Social Security. McCoy said she began receiving monthly Social Security Disability checks about 10 years ago, which are currently $1,620. Despite their best savings efforts, McCoy said medical bills and a high cost of living depleted her household finances. "But to live on Social Security — which is coming very quickly for both of us — is scary." A fifth of US adults over 50 reported having no retirement savings, and Social Security often isn't enough to cover the full cost of essentials.

Persons: Elizabeth McCoy, —, McCoy, She's, Elizabeth McCoy McCoy, Gen Zers, she's, you've Organizations: Social Security, Service, Social Locations: Indiana

A flurry of remarkably good economic news over the past week could create a daunting mandate for whoever is elected the next U.S. president: Don't mess it up. The whole damn world," President Joe Biden said Tuesday during an event announcing new infrastructure grants at the Port of Baltimore. Vice President Kamala Harris and former President Donald Trump are both pitching themselves as the best steward of the future health of the U.S. economy. Trump has pledged universal tariffs on all imports from all countries, a sweeping immigrant deportation program, deepening corporate tax cuts and more. Economists and even some of Trump's own allies note that his proposed universal tariffs, mass deportations and tax cuts could, at least temporarily, send major shockwaves through the economy, triggering potential market crashes.

Persons: Donald Trump, Kamala Harris, Joe Biden, Harris, Trump, Trump's, Justin Wolfers, Barack Obama, Biden, Wolfers, you've Organizations: Macomb Community College, Democratic, U.S, Port, Trump, University of Michigan, Republican Locations: Warren , Michigan, U.S, Atlanta , Georgia, Port of Baltimore, America

Keep reading to learn how to buy Taylor Swift Toronto tickets. We've broken down everything you need to know about buying Taylor Swift tickets to Eras Tour Toronto, including show dates and a comparison of resale prices. How to buy Taylor Swift Toronto ticketsTaylor Swift Toronto tickets were originally sold through Ticketmaster, although they immediately sold out. How much are Taylor Swift Toronto tickets? As is the case for the rest of the Eras Tour, tickets to see Taylor Swift in Toronto are fairly expensive.

Persons: Taylor Swift, you've, Taylor, Swift Organizations: Business, Taylor Swift Toronto, Toronto, Rogers Centre, Toronto Blue Jays, Vivid, Ticketmaster Locations: Canada, Toronto, Vancouver, Toronto , Ontario

☆ The Navy's top ballistic missile interceptor comes with a heavy price tag, but the US can't afford to go to war without it
▼ + stars: | 2024-11-02 | by ( Chris Panella | Jake Epstein | ) www.businessinsider.com time to read: +8 min

AdvertisementOne of the US Navy's best ballistic missile interceptors, the Standard Missile-3, got a workout in the Middle East this year, eliminating Iranian missiles headed for Israel. That's a high cost per intercept, especially if more than one interceptor is fired for each target. An SM-3 Block 1B interceptor missile is launched from the guided-missile cruiser USS Lake Erie during a test in the Pacific. It was then fired a second time during Iran's massive early October barrage, during which Tehran launched more than 180 ballistic missiles at Israel. The industry process, coupled with the exquisite capability of the missile to intercept ballistic missiles, raises the cost of the interceptor.

Persons: —, Archer Macy, you've, Tom Karako, Navy Carlos Del Toro, Del Toro, RTX, Cmdr, Jason Tross, Bryan Clark, Karako, Macy Organizations: US, Service, Iranian, Congress, Navy, Pacific . US Navy, Missile Defense, Center for Strategic, International Studies, Mitsubishi Heavy Industries, Combat, US Naval Forces Europe, Hudson Institute, Getty, Business, Analysts, China's Rocket Force, SM, US Navy, Studies ' Missile Defense Locations: China, Israel, Lake Erie, Pacific, Tehran, Iranian, Iran

☆ This tactic to avoid income taxes without moving to Florida could surge thanks to a 'silver tsunami'
▼ + stars: | 2024-11-02 | by ( Hayley Cuccinello | ) www.businessinsider.com time to read: +8 min

Dan Griffith of Huntington Bank expects ING trusts will surge in popularity with dealmaking on the rebound coinciding with a "silver tsunami." However, Wyoming and South Dakota are also options as they do not tax trust income or capital gains and protect trust assets from creditors. "This can apply even if they don't live in a state with a state income tax." Since beneficiaries do have to pay state income taxes — if applicable — when they receive distributions. ING trusts cannot be used to defer income taxes on salaries or income from tangible assets in the state.

Persons: —, Dan Griffith, dealmaking, You've, Griffith, Bank of America's Timothy Herbst, It's, it's, Bob Lord, They're, Steve Oshins, Herbst, Oshins Organizations: Service, Huntington Bank, ING, Bank of America's, Patriotic Millionaires Locations: Florida, Texas, Nevada, York, California, North Carolina, Delaware, , Wyoming, South Dakota, Oregon, Ohio

☆ The Brooklinen Down Comforter has held up for 1,000+ nights. Here's why it's the most comfortable duvet we've tested
▼ + stars: | 2024-11-01 | by ( Mara Leighton | Lisa Sabatini | Senior Digital Culture Reporter | ) www.businessinsider.com time to read: +5 min

Brooklinen All-Season Down Comforter (Queen) The Brooklinen All-Season Down Comforter is a soft, light, and comfortable choice that's airy and warm but remains breathable so you can use it any time of the year. Check price at Brooklinen Check price at Amazon What we like Check mark icon A check mark. Light and airy feelCheck mark icon A check mark. Smooth sateen shellCheck mark icon A check mark. The Brooklinen All-Season Down is the best all-year comforter I've found, but it's not magical.

Persons: I've, it's, Mara Leighton, you've, There's, It's, I'm, Brooklinen, I'd, haven't Organizations: Business

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