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First-time homebuyer no down payment programsIt's possible to get a mortgage with no down payment. VA mortgage borrowers enjoy the ability to put no money down and interest rates that are typically lower than conventional mortgage rates. Other low down payment mortgage optionsIf you don't qualify for VA or USDA no down payment home loans, there are other strategies you can use to reduce the down payment you're required to pay. Preparing for the application processTo ensure you qualify for a no down payment mortgage, work on getting your credit score in a good place. Forgoing a down payment may mean paying a higher interest rate and higher monthly payment on your mortgage.
Persons: you'll, Here's who's, Fannie Mae, Freddie Mac Organizations: US Department of Veterans Affairs, US Department of Agriculture, Federal Housing Administration, Federal Housing Finance Agency, USDA, Chevron Locations: homebuyers
Droughts in 2023 killed more than 12 million pine trees in Mississippi last year. A report from the United States Department of Agriculture and the Mississippi Forestry Commission found that at least 12.5 million trees died in the state after droughts last year. Mississippi experienced heavy droughts last year starting in June that were so bad that NASA could see the Mississippi River shrinking from space in September. During the droughts, experts say that pine beetles swept across the state taking out entire patches of decades-old pine trees. "We are in a position where we are going to have to do something," Vozzo told The Clarion Ledger.
Persons: That's, Sen, Cindy Hyde, Smith, Pete Vozzo, Vozzo, McCain, Madison, De'Keither Stamps, Tate Reeves, Stamps Organizations: Service, United States Department of Agriculture, Mississippi Forestry Commission, Business, NASA, Republican, Smith, Property, Clarion, McCain Tree Service, Public Service, De'Keither, Gov Locations: Mississippi, Hyde, Madison, Jackson, Vicksburg
One Leafy Green Needs Refrigeration to Prevent E.Coli
  + stars: | 2024-03-04 | by ( March | At A.M. | ) www.usnews.com   time to read: +4 min
By Dennis Thompson HealthDay ReporterHealthDayMONDAY, March 4, 2024 (HealthDay News) -- Salad lovers, take note: Lettuce is more vulnerable to E. coli contamination than other leafy greens, researchers report. Other leafy greens – spinach, kale and collards – are more resistant to E. coli, a bacteria with toxic strains that can cause severe stomach cramps, bloody diarrhea and vomiting. On kale and collards, E. coli grows slower in warmer temperatures, but can survive longer under refrigeration, researchers found. People can protect themselves by rinsing lettuce, Dong said, although she warned that E. coli bacteria tend to attach themselves tightly to lettuce leaves. Consumers also should store their lettuce in the fridge and pay attention to any food safety recalls involving leafy greens, researchers said.
Persons: Dennis Thompson, , Mengyi Dong, Dong, ” Dong, , Coli, Pratik Banerjee, ” Banerjee Organizations: Microbiology, Duke University in, University of Illinois, USDA, Mayo Clinic Locations: Duke University in Durham, N.C, Urbana, Champaign, University of Illinois Urbana, , U.S
The inspectors identified quality control lapses at the company's California animal research facility. Those visits took place last year from June 12-22, and represent the FDA's sole inspections of Neuralink facilities on record. The laboratory problems identified by FDA inspectors included missing calibration records for instruments such as a pH meter used in one of the studies. An animal welfare advocacy group, Physicians Committee for Responsible Medicine, submitted a formal complaint to both USDA and FDA over the alleged breaches. In July, the USDA said it did not find any violations of its animal research rules beyond a 2019 incident that Neuralink had already reported.
Persons: Elon Musk's, Jerry L, Chapman, Lou Gehrig's, Neuralink Organizations: Food, Drug Administration, Elon, Elon Musk's Neuralink, Reuters, Redica Systems, FDA, U.S . Department of Agriculture, Physicians, Responsible Medicine Locations: California, Neuralink's Texas
AdvertisementThe think-tank said it calculated child-raising costs in China using 2023 data from the National Bureau of Statistics. AdvertisementIn total, raising a child until they are 18 costs Chinese families an average of 538,312 yuan, or about $73,000, Yuwa said. Middle-income families in the US are projected to spend $233,610 raising a child until they are 18, per the USDA. AdvertisementNotably, the average cost of raising a child in China fell slightly compared to Yuwa's 2022 report on the same topic. The think-tank said data from 2019 showed that the average cost was $76,000, or about seven times the country's GDP per capita at the time.
Persons: , Liang Jianzhang, Huang Wenzheng, Yafu, Yuwa's, Yuwa Organizations: Service, Business, National Bureau of Statistics, Department of, Ministry of Health and Welfare Locations: China, Japan, Beijing, South Korea, Shanghai
401(k) withdrawal for a home purchase: Is it a good idea? 401(k) withdrawal rules for buying a homeFirst, you'll need to check with your plan administrator to see if early withdrawals are allowed, and under what circumstances. Tax implications of a 401(k) withdrawal for a home purchaseLet's take a closer look at the penalties and taxes you might incur from a 401(k) home purchase withdrawal. 401(k) loan for buying a houseInstead of withdrawing money from your 401(k), you also have the option to take out a loan. 401(k) withdrawal for a home purchase FAQsIs buying a home considered a hardship for 401(k)?
Persons: you'll, , You'll, doesn't, Roth, you've, Brian Pirri, Pirri, Chase, Homebuyer Grant Organizations: Service, IRS, Roth IRA, Local, Rocket Mortgage Locations: Massachusetts, Chevron
Read previewA personal trainer and college student lost over 13 pounds in a month while eating a Domino’s pizza every day, to prove that it’s possible to enjoy treats and lose fat as long as you’re in a calorie deficit . “Foods shouldn't be feared just because they've undergone some sort of processing,” Jayden Lee, 18, Lee told Business Insider. Typically, weight loss of one to two pounds a month on average is deemed safe. AdvertisementHowever, Lee doesn't recommend people try to follow his daily pizza diet to lose weight, and neither does Ludlam-Raine. “Occasional indulgence in foods like pizza is part of a balanced diet and can help prevent feelings of deprivation,” Ludlam-Raine said.
Persons: , they've, Jayden Lee, Lee, dietitian Nichola Ludlam, Raine, Jayden Lee Lee, , , ” Lee, Jordan, Lee isn’t, won’t, Lee doesn't, ” Ludlam, Domino's Organizations: Service, Business, USDA Locations: Portsmouth, UK
Do you need to rinse your chicken before you cook it?
  + stars: | 2024-02-13 | by ( Casey Barber | ) edition.cnn.com   time to read: +6 min
CNN —Despite what your elders may have told you, you don’t need to rinse raw chicken or any other poultry or meat before prepping and cooking it. When rinsing chicken, bacteria such as salmonella can be transferred via the water to your kitchen surfaces, leading to potential cross contamination of other ingredients. Bacteria was found in the sinks of 60% of cooks who rinsed raw chicken as part of a 2019 USDA study. “Use paper towels, even more than you think you need,” Matijevich said, and pat the chicken dry or let the paper towels soak up the excess liquid. If they are used to clean up raw poultry juice, they should also go in the dishwasher on the sanitize cycle,” Schaffner said.
Persons: , Shawn Matijevich, ” Matijevich, Donald Schaffner, Sarah McEwan, iStockphoto, ” Schaffner, Casey Barber Organizations: CNN, US Department of Agriculture, Institute of Culinary Education, Rutgers University Locations: USDA, New York City, New Jersey
Low-income mortgage borrowers could get a $2,500 homebuyer credit through Fannie Mae or Freddie Mac. Major mortgage investors Fannie Mae and Freddie Mac are temporarily offering a $2,500 credit to very low-income homebuyers to help offset their down payment and closing costs. The Fannie Mae credit is available through the company's HomeReady program, while people can get the Freddie Mac credit through its Home Possible program. Both Fannie Mae and Freddie Mac have tools that let you see the area median income in a given location. How the $2,500 credit worksIf you qualify for this credit, you'll get the $2,500 through your lender, which Fannie Mae or Freddie Mac later reimburses the lender when your loan is sold.
Persons: Fannie Mae, Freddie Mac, , Freddie, Fannie Mae's, Freddie Mac's, it's, you'll, Fannie, Eileen Tu, Cyndi Danko, You'll Organizations: Service, Rocket Mortgage, National Council of State, Agencies
I'm a pitmaster who shops at Costco to buy food to cook for big groups and my family. Costco carries solid cuts of meat, like pork shoulder and USDA Prime brisket. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . I usually visit Costco once or twice a week because its selection of meat is hard to beat in variety and price. Here are 10 things I buy at Costco when I'm hoping to grill up something tasty.
Persons: , I'm Organizations: Costco, Kirkland, Service
Jim Pillen reversed course on Monday and announced that the state will accept roughly $18 million in federal funding to help feed hungry children over the summer break. “They talked about being hungry, and they talked about the summer USDA program and, depending upon access, when they'd get a sack of food,” Pillen said. A bill from state Sen. Jen Day of Omaha, a Democrat in the officially nonpartisan Legislature, would have forced the state to accept the federal funding. Kim Reynolds criticized the federal food program as doing “nothing to promote nutrition at a time when childhood obesity has become an epidemic." Pillen said Monday that Nebraska officials had already reached out to the USDA to confirm that the state would participate this year.
Persons: LINCOLN, Jim Pillen, Pillen, , they'd, ” Pillen, , , Sen, Jen, Ray Aguilar, Aguilar, Kim Reynolds, Reynolds, State Sen, Megan Hunt, ” Hunt Organizations: , — Nebraska Gov, U.S . Department of Agriculture, Capitol, SNAP, Summer Food Service, Democrat, Republican, Nebraska, State, USDA Locations: Neb, — Nebraska, Nebraska, Pillen's, Omaha, Grand, Iowa
Tennessee is among 35 states, all five U.S. territories and four tribes that have opted into the Summer Electronic Benefits Transfer program, or Summer EBT, for this summer. "Established during the pandemic, Summer EBT was intended to supplement existing food assistance programs in extraordinary circumstances. “I think it is a mistake to not continue with Summer EBT in 2025 and beyond,” Anderson said in an interview. Under the federal program, some 644,000 Tennessee children can receive $77.3 million more in aid this summer, creating a multiplied economic impact, according to the USDA Food and Nutrition Service. All 50 states administer the existing Summer Food Service Program, which provides sites where kids can eat for free.
Persons: won’t, Joe Biden's, Bill Lee's, , Elizabeth Johnson, Lee, EBT, Signe Anderson, she's, ” Anderson, Jim Pillen, Tom Vilsack, he’s Organizations: , . Tennessee, Republican, Republican Gov, “ Tennessee, Tennessee Justice Center, U.S . Department of Agriculture, USDA, Assistance, Nebraska Gov, USDA Food, Nutrition Service, Food Service Program, Associated Locations: Tenn, — Tennessee, ., Tennessee, , Nebraska, ” Tennessee
California poultry farms are implementing strict biosecurity measures to curb the spread of the disease. So we’ve got to be as vigilant as possible to protect our birds,” said Bill Mattos, president of the California Poultry Federation. Climate change is increasing the risk of outbreaks as changing weather patterns disrupt the migratory patterns of wild birds, Pitesky said. For example, exceptional rainfall last year created new waterfowl habitat throughout California, including areas close to poultry farms. “I’m very concerned because this avian flu is transmitted by wild birds, and there’s no way I can stop the wild birds from coming through and leaving the disease behind,” Peterson said.
Persons: Mike Weber, , , Weber, Annette Jones, we’ve, Bill Mattos, Maurice Pitesky, Pitesky, Rodrigo Gallardo, Gallardo, Ettamarie Peterson, I’m, ” Peterson, Weber’s, ” Weber, they’ve, “ We’re Organizations: , Sunrise, California Poultry Federation, San Francisco Bay Area, U.S . Department of Agriculture, University of California, USDA . Industry, UC Davis Locations: PETALUMA, Calif, Sonoma County, San Francisco, Petaluma, California, Midwest, Merced County, Central California, San Francisco Bay, U.S, Turkey, Australia, Davis, North Coast, Central Valley
Egg prices are on the rise again. Here's why
  + stars: | 2024-01-19 | by ( Greg Iacurci | ) www.cnbc.com   time to read: +1 min
Brandon Bell | Getty Images News | Getty ImagesEgg prices are on the rise again, after having fallen from record highs in 2023. Average egg prices jumped 8.9% from November to December, following a 2.2% rise the prior month, according to the consumer price index. December's egg price move was the largest relative to other items in the CPI basket, which measures prices of everything from concert tickets to furniture, electricity and prescription drugs. There are more than 368 million egg-laying chickens in the U.S., the USDA said. At the time, a farm group alleged that price gouging and profiteering among major egg suppliers also drove high prices in 2022, though some economists were skeptical that factor was at play.
Persons: Brandon Bell, Matthew Hatcher, Rispoli Organizations: Kroger, Getty, U.S . Department, Labor, Afp Locations: Houston , Texas, U.S
Read previewIf you're hoping to age gracefully, getting enough protein may be a good place to start, new research suggests. The study followed women who were in good health and between their 30s to 50s at the start of the study. AdvertisementThey found that women who ate more protein had notably lower rates of chronic diseases linked to aging, including heart disease, cancer, diabetes, and cognitive decline. Future studies could also help explore who could benefit since the demographics in this study were limited to women of a specific age group and profession. The results also suggest it's a good idea to start eating enough protein in your younger years before health issues arise.
Persons: , Andres Ardisson, Jean Mayer Organizations: Service, Business, American, Clinical Nutrition, Tufts University, Andres Ardisson Korat, Jean, Human Nutrition Research, Aging Locations: Korat
NEW YORK (AP) — Student and legal advocacy groups are petitioning the U.S. Department of Agriculture to lift the interview requirement for Supplemental Nutrition Assistance Program (SNAP) applicants to receive food aid. The groups argue the interview requirement is burdensome and prevents those who qualify for food aid from receiving it. Political Cartoons View All 253 ImagesEligible households next receive a notice indicating their certification period, or how long they'll receive SNAP benefits. But interviews are not mandated by the federal statute governing the SNAP program, the organizations petitioning the government note. A 2021 review of enrollment data in California found that 31% of SNAP applicants in Los Angeles County were denied SNAP due to missing their interview, compared to just 6% who were denied for failing to meet eligibility requirements.
Persons: Aviana Kimani, Kimani, it’s, ” Kimani, , you’re, Allan Rodriguez, Ty Jones Cox, , Aaron Ament, Charles Schwab Organizations: U.S . Department of Agriculture, Nutrition Assistance, SNAP, Student Legal Defense Network, Center for Law, Social, California, Aid, Department of Agriculture, West Los Angeles College, Agriculture Department, Center for Budget, Student, Associated Press, Charles, Charles Schwab Foundation, Inc, AP Locations: California, Los Angeles County
The Biden Administration has launched a permanent Summer EBT program to feed hungry children. AdvertisementFifteen states, all currently led by Republican governors, were notably absent from the Summer EBT announcement. AdvertisementIn Mississippi and Oklahoma, spokespersons from their respective health departments told BI their states have existing summer food assistance programs. A spokesperson from the Idaho Department of Health and Welfare said there is a budget request in its state legislature to approve funding for the Summer EBT program in 2025. Some who declined to participate in the Summer EBT program, however, were more direct.
Persons: , Tom Vilsack, John Bel Edwards, Jeff Landry, South Carolina –, Jim Pillen Organizations: Biden Administration, Republicans, Service, Administration, Republican, US Department of Agriculture, USDA, Former Louisiana Gov, Democrat, Republican Gov, Iowa Department of Health, Human Services, Idaho Department of Health, Welfare, Vermont Public Radio, Lincoln Journal Star Locations: Alabama, Alaska , Florida, Georgia , Idaho , Iowa, Louisiana , Mississippi , Nebraska , Oklahoma, South Carolina, South Dakota , Texas , Vermont, Wyoming, Texas , Oklahoma , Louisiana , Mississippi, Mississippi, Oklahoma, Vermont, Nebraska
New York CNN —Egg and turkey prices are down. But a deadly bird flu is still threatening poultry flocks, turkey in particular. Turkey takes a hitThis year, turkey prices were low ahead of Thanksgiving — partially because turkey farmers expected an outbreak in the spring that didn’t really happen, boosting turkey supplies, explained Matt Busardo, poultry market reporter at Urner Barry. But the uptick of bird flu cases has hit turkey farms hard, and threatens to tighten supply in groceries this spring. In part that’s because unlike eggs, turkey isn’t a kitchen staple — meaning that higher prices could just lead people to skip that turkey sandwich after all.
Persons: ” Dennis Summers, Summers, We’re, ” Summers, Emily Metz, “ We’ve, Ryan Hojnowski, Urner Barry, skyrocket, , Hojnowski, it’s, Matt Busardo, Barry, , there’s, ” Busardo, , Kasinger, Ohio’s Summers, Christine McCracken Organizations: New, New York CNN, CNN, American Egg Board, Bureau of Labor Statistics, Bloomberg, Getty, Rabobank, Locations: New York, United States, Iowa, Ohio, Turkey, Minnesota
Two manatees will be released from a Miami aquarium that has held them since 1956. The US Fish and Wildlife Service is helping to relocate Romeo and Juliet, both in their 60s. NEW LOOK Sign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . The aquarium did not immediately respond to a request for comment from Business Insider, nor did a spokesperson from the US Fish and Wildlife Service.
Persons: Romeo, Juliet, , Urgent Spears, Seaquarium, Lolita Organizations: and Wildlife Service, USDA, Service, Miami, Guardian, Urgent, ABC, US Department of Agriculture, ABC News, KOMO, Business, Fish and Wildlife Service Locations: Miami, Florida, Washington state's, SeaWorld
Don’t get sick from salmonella this holiday season
  + stars: | 2023-12-01 | by ( Lisa Drayer | ) edition.cnn.com   time to read: +11 min
Martin Wiedmann: Salmonella is a microorganism that is very small. You might ingest salmonella 100 times, and 99% of the time you are fine, but then one time you get sick. Wiedmann: Raw cookie dough represents a risk for salmonella, even if you have eaten raw cookie dough in the past without getting sick. Best ways to avoid getting infected with salmonellaTo limit your chances of salmonella infection, cook raw meat and poultry properly. If a spatula touches raw meat on a grill for example, that spatula can also be a source of salmonella.
Persons: Martin Wiedmann, Martin, miodrag ignjatovic, Will, cantaloupe, ” Wiedmann, Lisa Drayer Organizations: CNN, Cornell University, New York, New York State Integrated Food Safety Center of Excellence, salmonella, Centers for Disease Control, CDC, , Food and Drug Administration, US Department of Agriculture Locations: Ithaca , New York, New York State, United States
Elon Musk said at the NYT Dealbook conference that Neuralink's monkeys live in "monkey paradise." It comes after reports that several died painful deaths as a result of Neuralink's implant. The brain interface company is planning to start human trials next year, with thousands signing up. AdvertisementElon Musk said that Neuralink's test monkeys live in "monkey paradise," despite reports that several died gruesome and painful deaths as a result of the company's brain implant. AdvertisementIn a letter to the SEC earlier this year , the non-profit Physicians Committee for Responsible Medicine said that Musk's comments about the safety of Neuralink's brain interface had misled investors.
Persons: Elon Musk, , Musk, Neuralink Organizations: NYT, Service, The New York Times, SpaceX, SEC, Responsible Medicine, Business
NAPERVILLE, Illinois, Nov 28 (Reuters) - It is rare that U.S. corn supplies build in a marketing year while soybean supplies slip, but that is exactly what is happening in 2023-24, keeping soybean prices relatively elevated versus corn. The U.S. Department of Agriculture pegs total U.S. corn supplies in 2023-24 to rise 10% on the year, while soybean inventory is seen shrinking 3%. U.S. corn versus soybean supply: Year-on-yearThe 2007-08 rise in corn and fall in soybean supplies was policy-driven, and the only other recent, directionally similar year was 2003-04, when the U.S. soybean crop fell victim to rare, widespread pest issues as well as dry weather. USDA’s long-term projections issued earlier this month suggest just that, pegging 2024 U.S. corn acres at 91 million and soybeans at 87 million versus 83.6 million in 2023. Interestingly, USDA in the couple of years leading up to 2007-08 had also overestimated U.S. soybean acres in March and undershot corn.
Persons: Karen Braun, Matthew Lewis Organizations: U.S . Department, Agriculture, USDA, Crop Watch, Reuters, Thomson Locations: NAPERVILLE , Illinois, U.S, Chicago, North Dakota
WASHINGTON, Nov 29 (Reuters) - The U.S. Department of Agriculture said on Tuesday it will extend for up to 90 days a trial program that allows six U.S. pork plants to operate faster processing-line speeds while collecting data on how the speeds affect meatpacking workers. Some activist groups like Food & Water Watch had opposed the program as a risk to food safety. A judge in 2021 invalidated that rule after the United Food and Commercial Workers (UFCW) union, which represents many meatpacking workers, sued the USDA over worker safety concerns. Plants in the trial were also assigned to collect data on how line speeds affect workers and share it with the U.S. Occupational Safety and Health Administration. Reporting by Tom Polansek in Chicago and Leah Douglas in Washington; Editing by Bernadette BaumOur Standards: The Thomson Reuters Trust Principles.
Persons: Tyson, JBS's, UFCW, Tom Polansek, Leah Douglas, Bernadette Baum Organizations: U.S . Department of Agriculture, Tyson, JBS SA, Water Watch, JBS's Swift Pork Company, Companies, United Food, Commercial Workers, U.S . Occupational Safety, Health Administration, U.S . Senate, Thomson Locations: Nebraska, Illinois, U.S, Chicago, Washington
It's part of a statewide program requiring larger businesses to donate edible food and, if they can, recycle remaining food scraps. In 2015, the U.S. Department of Agriculture and Environmental Protection Agency announced a goal of 50% food waste reduction by 2030. California and Vermont have launched programs converting residents’ food waste into compost or energy, while Connecticut requires businesses, including larger food wholesalers and supermarkets, to recycle food waste. This is the problem.”Despite New York's success, advocates for food waste worry not enough is being done to meet the 2030 goal. “The best solution for food waste is to not have it in the first place,” Bender said.
Persons: , Sean Rafferty, wasn't, Rafferty, , Emily Broad Leib, Broad Leib, we’re, Sally Rowland, Danielle Vasquez, Vasquez, Betsy Quiroa, Quiroa, Kathryn Bender, ” Bender, let's, ” ___ Casey Organizations: Harvard Food Law, Policy Clinic, The U.S, Harvard University, Food Law, U.S . Department of Agriculture, Environmental Protection Agency, District of Columbia, New York, New, New York State, Westchester, Carver, Port, Social Security, University of Delaware Locations: New York, ” New York, United States, U.S, California, Vermont, Connecticut, Farmers, Maryland, New, Rhode, Massachusetts, Westchester County, Port Chester's, Westchester, ., Boston
An invasive species of Canadian wild hogs is threatening to spread into the US. AdvertisementResidents of the northern US may soon have to worry more about what was a once-ridiculed concept: warding off feral hogs. Free-roaming super swine may seem trivial — hence the 2019 "feral hogs" Twitter spectacle — but the species poses a serious problem, according to the US Department of Agriculture. AdvertisementLegit question for rural Americans - How do I kill the 30-50 feral hogs that run into my yard within 3-5 mins while my small kids play? AdvertisementNow, feral hogs have been found in 35 states, and have an estimated population of 6 million, the site states.
Persons: , Willie McNabb 🐗, orth Organizations: AP, Service, US Department of Agriculture Locations: Canadian, Montana , North Dakota, Minnesota, Alberta, Saskatchewan, Manitoba
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