Still, if you can't qualify for a personal loan elsewhere and need money fast, you may consider using MoneyKey.
How MoneyKey personal loans compareInsider's Featured Personal Loan Companies LightStream Personal LoanMarcus Personal LoanSoFi Personal Loan Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.
Fees 4.5/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star APR 6.99% to 24.99% Fees 4.25/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star APR Fixed rates from 7.99% to 22.73% APR APR reflect the 0.25% autopay discount and a 0.25% direct deposit discount.
Show more 7.99% - 23.43% (with all discounts) Fees 4.25/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Compare rates On Lightstream's website Compare rates On Goldman Sachs' website Compare rates On SoFi's websiteMoneyKey, Fig Loans, and OppLoans are slightly lower-cost alternatives to payday loans, many of which have interest rates around 400%.
However, you'll still pay a much higher interest rate with these three than you would with a traditional personal loan lender.