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Are Airline Loyalty Programs Worth It?
  + stars: | 2024-11-28 | by ( Mike Dang | ) www.nytimes.com   time to read: +1 min
When SuzAnn Brantner moved to Indiana from Los Angeles during the coronavirus pandemic, she had been a longtime Delta Air Lines frequent flier, achieving the highest loyalty status the airline offered: Diamond Medallion. “I just always loved Delta,” Ms. Brantner, a 50-year-old marketing executive, said. She traveled every month because of her job and made sure to book all her flights with Delta — even if she had to make a connection and other airlines offered a direct flight. But last year, when Delta announced it would be making modifications to its frequent-flier program, Ms. Brantner began to question her loyalty. On Reddit communities dedicated to three major domestic carriers — Delta, United Airlines and American Airlines — some users are wondering whether maintaining airline loyalty status is worth it anymore as they calculate how much they will need to spend and travel for the rest of the year in order to reach certain status levels next year.
Persons: SuzAnn Brantner, Ms, Brantner Organizations: longtime Delta Air Lines, Delta, , United Airlines, American Airlines Locations: Indiana, Los Angeles
Attractive returns and a breadth of opportunities are among the reasons the U.S. market historically reigns supreme among investors. However, one market watcher considers U.S. stocks to be expensive and is now seeking opportunities in cheaper markets with what he sees as better risk-adjusted returns. "Many large U.S. stocks appear to be expensive and consequently are offering lower future returns," Morningstar analysts wrote in a 2025 outlook report. 'Attractive pockets' Going forward, Morningstar's top executive is optimistic on markets like Japan and China which present "attractive pockets" of opportunity. 'Pockets of undervaluation' Over in Japan, Kapoor likes that the market offers "pockets of undervaluation."
Persons: Kunal Kapoor, I'm, Kapoor, Morningstar, Warren Buffett Organizations: CNBC Pro, Morningstar, China Holdings, Tokyo Stock Exchange, Nippon ISA Locations: U.S, Japan, China
AdvertisementTrump has boasted about his chemistry with North Korean dictator Kim Jong Un. Donald Trump has long reminisced about the unlikely bromance he formed with North Korean dictator Kim Jong Un while president. His comments suggest that Trump will find Kim a much tougher and more emboldened character to deal with this time around. North Korea's Kim Jong Un and Russia's Vladimir Putin at a military parade in Pyongyang in June. "Kim likely sees in Trump a once-in-a-lifetime opportunity to remake his country's relationship with the US, and thereby the wider world," said Chan.
Persons: Kim Jong Un, Kim, Donald Trump, Kim Jong, Kim hasn't, Trump, Jeremy Chan, Bruce Bennet, Kim overplayed, Bennet, Kim Jae, Vladimir Putin, Putin, Chan, Daniel Salisbury, Russia's Vladimir Putin, GAVRIIL GRIGOROV, , Ellen Kim Organizations: Trump, North, North Korean, Eurasia Group, Getty, Reuters, RAND Corporation, UN Security Council, South, Centre for Science & Security, King's College, Center for Strategic, International Studies Locations: North Korean, Korean, Pyongyang, North Korea, Russia, Ukraine, China, Asia, Hanoi, Anadolu, South Korea, King's College London, Trump, Korea
Neom is one element, and its finance minister said the project is a "very long-term program." Saudi Arabia's finance minister has described the kingdom's ambitious Neom project as a "very long-term program" and returns should not be expected in the coming years. AdvertisementSaudi Arabia forecast a $26.8 billion deficit for 2025, or about 2.3% of GDP, in its Budget statement on Tuesday. The Saudi economy has contracted in recent years as the changes take place and global oil prices have declined. NeomIn 2022, Saudi Arabia was the fastest-growing G20 economy, according to the IMF.
Persons: Mohammed Al Aljaadan, Neom, Aljaadan Organizations: Reuters, IMF, Saudi Locations: Saudi Arabia, Neom, Saudi, Yemen, Saudi's
CNN —More than 1.5 million years ago, two different species of ancient human crossed paths on a lakeshore, perhaps locking eyes with each other. The researchers found 12 hominin tracks in a line, suggesting they were made by the same individual. “There’s one long trackway with 12 (hominin) footprints in it. We hypothesize that those more humanlike footprints are more likely Homo erectus just because the rest of their anatomy is so human,” Hatala said. Shown here is a fossil footprint hypothesized to have been created by Homo erectus, a species of ancient human.
Persons: CNN —, sapiens, , Kevin Hatala, , Neil T, Roach, Hatala, ” Hatala, you’ve, Harvard University Pristinely, couldn’t, Lucy, Louise N, boisei, bosei, Homo erectus, wasn’t, “ Paranthropus, Kevin G, erectus, Briana, Pobiner Organizations: CNN, Chatham University, Harvard University, Turkana Basin, Stony Brook University, Chatham University Hatala, Smithsonian National Museum Locations: Pittsburgh, Koobi Fora, Lake Turkana, Kenya, Ethiopia, Leakey, Turkana, Siberia
CNN —Mexican President Claudia Sheinbaum denied proposing to US President-elect Donald Trump that Mexico will close its border with the United States as he claimed in a post on Truth Social. She has agreed to stop Migration through Mexico, and into the United States, effectively closing our Southern Border. We also talked about what can be done to stop the massive drug inflow into the United States, and also, U.S. consumption of these drugs. It was a very productive conversation!” Trump posted on Truth Social. In his comments Wednesday, Trump did not say whether he would stand by the pledge or anything Sheinbaum had said addressed his concerns.
Persons: Claudia Sheinbaum, Donald Trump, ” Sheinbaum, ” Sheinbaum’s, Trump, , Claudia Sheinbaum Pardo, ” Trump, Sheinbaum, Biden, Joe Biden, “ rethinks, ” Biden, Justin Trudeau, Trudeau, Liu Pengyu, ” Liu, CNN’s Sol Amaya, David Goldman, Betsy Klein, Paula Newton Organizations: CNN, Trump, Mexico, Canadian, Embassy, United States Locations: Mexico, United States, Canada, China, America, Canadian, United
Payton May and his military dog Yyacob spent their first Thanksgiving together in the throes of a mission in Iraq. And May, back in the fall of 2021, was a new K-9 handler deployed overseas for the first time. Instead, he ended up applying to be a K-9 handler. The 2016 National Defense Authorization Act requires K-9 handlers to be given first rights of adoption after their military working dogs retire. He knew exactly who that was.”May reunites Monday with his retiring military working dog, Yyacob, thanks in part to the charity, American Humane.
Persons: Payton May, Yyacob, , , ” May, He’d, couldn’t, I’m, , he’s, Chris Saucedo, May, – who’d, Towzer –, Lisa Schoch, Yyacob’s, Smith, , ” Smith, , , it’s, Towzer, meds Organizations: CNN, US Army Staff, Base San, Lackland, US Army, Army, Department of Defense, American, Humane, American Humane, Drum, American Airlines Locations: Iraq, Base San Antonio, Texas, Fort Drum , New York, Belgian, San Antonio, New York, Italy
AdvertisementNic Lim, a New Zealand author, uprooted his life in New Zealand to become a school teacher in Japan. AdvertisementYou may think you know Japan from the touristy photos people post on Instagram. I wanted to capture the feeling of the best days of one's high school life. Nic LimOf course, life in Japan wasn't perfect — no country is perfect — but I take the good with the bad. But I came out of it with beautiful memories of life in high school, too.
Persons: Nic Lim, I'd, I've, Yoshikawa Minami, didn't, blackboards, It's, Lim, Nic Lim I've, , what's Organizations: Japan Exchange, Teaching Locations: New Zealand, Japan, Koshigaya, Saitama Prefecture, Saitama, Tokyo, Kyoto, Fukushima, Adatara, Lim's
In mid-November, Iran dispatched a top official to Beirut to urge Hezbollah to accept a cease-fire with Israel. Around the same time, Iran’s U.N. ambassador met with Elon Musk, an overture to President-elect Donald J. Trump’s inner circle. And on Friday, it will hold talks in Geneva with European countries on a range of issues, including its nuclear program. All this recent diplomacy marks a sharp change in tone from late October, when Iran was preparing to launch a large retaliatory attack on Israel, with a deputy commander of the Islamic Revolutionary Guards Corps warning, “We have never left an aggression unanswered in 40 years.”Iran’s swing from tough talk to a more conciliatory tone in just a few weeks’ time has its roots in developments at home and abroad. Five Iranian officials, one of them a Revolutionary Guards member, and two former officials said the decision to recalibrate was prompted by Mr. Trump winning the Nov. 5 election, with concerns about an unpredictable leader who, in his first term, pursued a policy of “maximum pressure” on Iran.
Persons: Iran’s U.N, Elon Musk, Donald J, , recalibrate, Trump Organizations: Islamic Revolutionary Guards Corps, Revolutionary Guards, Mr Locations: Iran, Beirut, Israel, Geneva
Below, we've rounded up the best deals on pet products we recommend in our buying guides and reviews. View at Chewy What we like Check mark icon A check mark. View at Chewy What we like Check mark icon A check mark. Beneficial for healthy dogs as well as those with inflammatory conditionsCheck mark icon A check mark. Highest concentrations of total omega-3 fatty acids, EPA, and DHACheck mark icon A check mark.
Persons: Inaba, it's, Chewy Organizations: Business, Chewy, Frisco, Black
But the owner of Twinkies and Uncrustables is predicting that nothing will be able to stop America’s insatiable hunger for snacks. “As it relates to anything in the political domain, we believe very strongly that snacking continues,” J.M. Food companies aren’t betting on Kennedy and the Trump administration to influence their businesses and Americans’ eating habits. Daniel Acker/Bloomberg/Getty ImagesSmucker believes that its food brands’ appeal and Americans’ craving for snacks will outweigh any changes Kennedy may bring. The brand includes meals high in protein and fiber that are “intended to be a companion for GLP-1 weight loss medication users and consumers focused on weight management.”
Persons: Robert F, Kennedy Jr, snacking, , Mark Smucker, Kennedy’s, Kennedy, Donald Trump, Kennedy “, ” Alexia Howard, Bernstein, General Mills, Kellogg, Kraft Heinz, Trump, ” Marion Nestle, Daniel Acker, Smucker, Biden Organizations: New, New York CNN, , Health, Human Services Department, Assistance, Pepsi, General, Trump, US Senate, New York University, CNN, Bloomberg, Getty, Research Locations: New York, Smucker, Tiskilwa , Illinois, U.S, Switzerland
Federal ethics laws require those senior government jobs in the Cabinet and beyond to divest their individual stock holdings, lest anyone be tempted to abuse their position of power to juice their personal investments. “The rule of thumb is, recuse or divest,” said Jordan Libowitz, vice president for communications at Citizens for Responsibility and Ethics in Washington, or CREW. “The more complex your assets are, the harder it can be to divest from them. Although the president isn’t subject to conflict of interest laws, most presidents have adhered to them anyway to avoid any appearance of impropriety. Given Trump’s own disregard for ethics rules, it’s not clear how, or even whether, his Justice Department would enforce the criminal conflict of interest laws that his Cabinet picks are subject to.
Persons: who’s, Nixon, Donald Trump, Howard Lutnick, Linda McMahon, , , Jordan Libowitz, Scott Bessent, haven’t, Bloomberg —, Lutnick, Cantor Fitzgerald, Newmark, it’s, ” Robert Rizzi, isn’t, Trump, disentangle, Rizzi, ” Rizzi, John Paulson, you’re, ” Libowitz, George W, Hank Paulson, Goldman Sachs, he’d, JD Vance, he’s, Libowitz, , ’ ”, didn’t Organizations: New, New York CNN, Treasury Department, titans, Citizens, Forbes, Bloomberg, Government, Key Square Capital Management, Holland, Knight, Treasury, Bush’s, Wall, Trump Media, Technology, Department, FBI, Trump Locations: New York, Washington, Cantor’s, Washington ,
Wendy Williams has become “cognitively impaired and permanently incapacitated,” according to a memo filed by her guardian’s lawyers. Williams was diagnosed in 2023 with primary progressive aphasia and frontotemporal dementia, her team said in a statement in February. The filing is part of a lawsuit Morrissey filed against A&E Television Networks, Lifetime Entertainment Services, and others in connection with the release of the docuseries “Where is Wendy Williams?” in February. Williams hosted the “The Wendy Williams Show” from 2008 to 2021. Sherri Shepherd took over the time slot in 2022, before “The Wendy Williams Show” was eventually canceled.
Persons: Wendy Williams, Sabrina Morrissey, Williams, Morrissey, , Morrissesy, ” Williams, Graves, Sherri Shepherd, Wells Fargo, TODAY.com, Wendy Organizations: Mayo Clinic, E Television Networks, Lifetime Entertainment Services, , Variety, NBC, NBC News Locations: New York, Wells Fargo, Wells
Mike DeWine signed a bill Wednesday banning transgender students from using school restrooms that align with their gender identities. The bill also mandates that Ohio schools cannot have restrooms or locker rooms that are open to all genders, excluding family facilities or single-occupancy facilities. Instead, it will make trans people less safe and fail to increase the safety of all students,” Antonio wrote. Ohio House Republicans attached the legislation about restrooms to proposals regarding report card data for Ohio’s college credit program for high school students. “Extremist politicians are panicking because transgender students exist," Willingham-Jaggers said.
Persons: Mike DeWine, , , Barbara J, DeWine, ” Jocelyn Rosnick, Nickie J, Antonio, ” Antonio, Christian Virtue, David Mahan, Mahan, Melanie Willingham, Willingham, Jaggers Organizations: Gov, Republican, Ohio Gov, USA, Associated Press, American Civil Liberties Union, Democratic, Christian, Senate, Research, Social, Ohio House Republicans Locations: Alabama , Arkansas, Florida , Idaho , Iowa , Kansas , Kentucky, North Dakota , Oklahoma , Tennessee, Utah, Ohio, Columbus
Even though the sale doesn’t officially start until Nov. 29, some of the best early Black Friday deals are already live. Below, I rounded up the best early Black Friday deals so far, each of which is highly rated and at least 20% off. SKIP AHEAD Best early Black Friday deals | More early Black Friday sales | How I picked the best early Black Friday deals | Why trust NBC Select? The best early Black Friday deals of 2024I found, vetted and wrote about every deal I recommend below. The best early Black Friday salesHere are the best early Black Friday sales to know about.
Persons: I’ve, , , Rebecca Rodriguez, Rodriguez, It's, It’s, Josh Rios, Lemon, Harry Rabinowitz, Jenni Kayne, Billie, Olive, Jones, TikTok Organizations: NBC, Alexa, Amazon, Garmin, beechwood, Walmart, JCPenney, Adidas, Google, Samsung, Casper, Wellness, Facebook, Twitter Locations: carabiner, Samsonite, grippy
The storm, already dropping snow over the Rockies Wednesday morning, is forecast to race east throughout today to the Midwest and Northeast through Thanksgiving. For road travelers, I-80, I-64, I-75 will be impacted by rain Wednesday, and I-25 and I-70 with snow in the Rockies. Thanksgiving Day will bring a mess of rain for the I-95 corridor from Florida to Maine, and accumulating snow for the interior Northeast and northern New England. The iconic Macy’s Thanksgiving Day Parade will go on rain or shine, as the Big Apple is forecast to see soaking rain with temperatures in the 40s. People enter LaGuardia Airport in New York City on one of the busiest travel days of the year on Tuesday.
Persons: Louis, NBC News's Al Roker, Spencer Platt, Maj, Kelley Collier, Katy, “ I’m Organizations: Rockies, TSA, Airports, NBC, Newark Liberty International, Apple, Washington DC, ., Washington D.C, People, LaGuardia, East, Jackson Atlanta International Airport, Atlanta Police, Atlanta Airport, Dallas Fort Worth, DFW Airport Police, NBC News, Columbus International Airport, Police Locations: Midwest, Northeast, St, Indianapolis, Pittsburgh, Denver , Kansas City, Nashville, Dallas, Houston, Austin, New Jersey, Florida, Maine, New England, Hudson, New York, England, East Coast, Baltimore, Washington, Hartford, Boston, Virginia, Maryland, Great, Atlanta, Charlotte, Philadelphia, NYC, Buffalo, New York City, Great Lakes, Chicago, Detroit, West, Minneapolis, Hartsfield, DFW
A U.S.-brokered ceasefire between Israel and Hezbollah takes effect. Winter weather is forecast for Thanksgiving. Ceasefire between Israel and Hezbollah takes effectA United States-brokered ceasefire between Israel and Lebanon’s Hezbollah militant group in Lebanon has taken effect a day after President Joe Biden announced the agreement. Meanwhile, the National Weather Service warns that a pair of weather systems were expecting to bring an “Arctic outbreak” across parts of the U.S. into the weekend. Here’s what else is in store for holiday weather and travel.
Persons: Joe Biden, Biden, , Benjamin Netanyahu, Hassan Nasrallah, Israel —, Ronald Reagan, Roberto Schmidt, Donald Trump’s, Clinton, they’re, — they’re, they’ve, Jeffrey Gahler, ” Critics, Trump, Jack Smith’s, Susie Wiles, Guess, Hunter King, Tyler Hynes, Joshua Haines, Taylor Swift, Travis Kelce’s, Hallmark’s, Donna Kelce, — Angela Yang, Here’s, Elizabeth Robinson Organizations: NFL, Kansas City Chiefs, Lebanese, NBC, Israel Defense Forces, Ronald Reagan Washington National Airport, AFP, Getty, Newark Liberty International, FAA, National Weather Service, Rockies, Customs, , White, Sunshine State, Hallmark, Hallmark Media, Chiefs Locations: U.S, Israel, United States, Lebanon, Lebanese, inbox, Iran, Gaza, Tehran, Ronald Reagan Washington, Arlington , Virginia, Central, Southern California, Michigan, New York City, Harford County , Maryland, Trump’s, Trump
AdvertisementTrump's new DOGE commission, tasked with cutting spending, has floated laying off federal workers. Government employees told BI they're preparing by networking and freshening their resumes. President Bill Clinton also attempted to reduce federal spending and improve government efficiency with the National Performance Review, led by federal employees. Clinton's panel similarly succeeded in cutting 300,000 federal workers but only managed to get a quarter of proposals that required legislative action through Congress. One senior official at the Commerce Department told BI they anticipate a civil servant brain drain.
Persons: Donald Trump's, Jesus Soriano, who's, Elon Musk, Vivek Ramaswamy, Ramaswamy, Trump's, Brian Hughes, Vance, Soriano, he's, Ronald Reagan, Grace, Bill Clinton, Joyce Howell, , it's, we're, lifer, Sheria Smith, I'd, Smith Organizations: of Government Efficiency, Business, of Health, Human Services, National Science Foundation, agency's American Federation of Government Employees, GOP, SpaceX, Roivant Sciences, DOGE, of Housing, Urban Development, Veterans Affairs, Homeland Security, Management, Street, Trump, America, Grace Commission, US Postal Service, Postal Service, Environmental Protection Agency, Food and Drug Administration, FDA, of Labor Statistics, Commerce Department, BI, Department of Education, Education Department, aaltcheck Locations: America
As part of the UGG Black Friday sale, the brand is offering up to 55% off select styles. Beyond just UGG shoes, this Black Friday you can find discounted UGG apparel, like loungewear and accessories, for creating head-to-toe cozy ensembles. Keep reading to discover our favorite UGG styles included in the sale. The best UGG Black Friday dealsUGG New Heights Clog $90.99 $130.00 Save 30% The New Heights suede clogs are a prime example of "cottagecore" fall fashion. View at ZapposFAQs on the UGG Black Friday saleWhen does the sale start and end?
Persons: Frankie Organizations: Business, UGG Locations: DSW, Zappos, United States
JPMorgan upgrades Martin Marietta Materials to overweight from neutral JPMorgan says the building materials company is well positioned. JPMorgan reiterates HP Inc. as overweight JPMorgan says it's standing by the stock following earnings on Tuesday. Bank of America reiterates CrowdStrike as buy Bank of America says trends are improving for CrowdStrike following earnings on Tuesday. Citi upgrades Urban Outfitters to buy from neutral Citi upgraded the stock following earnings and says it likes the retailer's execution. HSBC downgrades CrowdStrike to hold from buy HSBC downgraded CrowdStrike following its earnings and says it sees "limited near-term visibility."
Persons: Goldman Sachs, Goldman, Piper Sandler, Baird, it's bullish, Daiwa, Datadog, CrowdStrike, Bernstein Organizations: Dell Technologies, DELL, JPMorgan, Martin Marietta Materials, HP Inc, Holdings, Disney, DIS, Bank of America, Nvidia, Citi, Urban Outfitters, UBS, Goods, HSBC, CrowdStrike, Ford, General Motors
You're going to feel that shame because you're not reaching those sorts of arbitrary goals that are being set." Try 'intuitive' spending insteadAccording to Miranda, the toxicity of budgeting stems from a capitalistic culture geared toward making more money and accumulating assets, rather than focusing on the quality of life of individuals. Instead of scrimping and saving your money, Miranda recommended "conscious spending," as an alternative. "It's like an intuitive or mindful approach to spending and using their money." "As long as we understand how our debt products work and the consequences of different decisions that we make around debt."
Persons: Dana Miranda, Miranda, Sheida Isabel Elmi, it's Organizations: CNBC, Research, University of Minnesota, Aspen Institute Financial Security
AdvertisementGuy Fieri's youngest son, Ryder, gets to choose what the family eats whenever he's back from college. That's because food "just doesn't taste the same as it does at home," Fieri told People, recalling his son's words. Guy Fieri's youngest son, Ryder, is back from college and ready to indulge in his dad's cooking. And I'm like, man, that brings tears to my eyes," Fieri told People. Although his youngest son currently lives in a college dorm, Fieri says he "can't wait" for him to get an apartment.
Persons: Guy Fieri's, Ryder, Fieri, There's, he's, He'll, Hunter, Lori, Cristine Struble Organizations: UCLA, San Diego State University, US Naval Academy, San Diego, Food Network, Food, University of Massachusetts Amherst, Virginia Tech, Business Locations: San Diego State, America
AdvertisementInternal AWS documents obtained by BI lay out the cloud giant's growth priorities next year. Amazon Web Services recently laid out new growth initiatives that include a focus on healthcare, business applications, generative AI, and the Middle East region, according to internal documents obtained by Business Insider. These are part of the AWS sales team's priorities for next year and Amazon refers to them internally as "AGIs," short for "AWS growth initiatives," one of the internal documents shows. That was slower than Microsoft's and Google's cloud business, on a percentage basis. Generative AI Innovation CenterLast year, AWS launched a $100 million program called Generative AI Innovation Center, which connects customers with AWS's AI scientists and experts to help launch generative AI solutions.
Persons: Greg Pearson, AWS's, Patrick Neighorn, Matt Garman Frederic J . BROWN Organizations: BI, Microsoft, Google, Amazon Web Services, Business, AWS, Synergy Research, Amazon, Services, Getty, Data Centers, Forbes, Adobe, Gulf Cooperation Council, Center, Accenture, Tata Consultancy Locations: East, AFP, Saudi Arabia, Bahrain, UAE, Israel, Kuwait, Oman, Qatar
Andreessen's comments echo that of Elon Musk, who said this week that he thinks crewed fighter jets are inefficient. Elon Musk isn't the only tech executive who thinks drones are way better than fighter jets. Related Video The true cost of America's war machinesAI-controlled jets, Andreessen told Rogan, are "far superior" to fighter jets that need pilots. Advertisement"Crewed fighter jets are an inefficient way to extend the range of missiles or drop bombs. Drones have been game-changing in modern warfare, but military experts say there are still advantages to having manned fighter jets over drones.
Persons: Marc Andreessen, Elon Musk, Andreessen Horowitz, Joe Rogan, Andreessen, Rogan, Musk, Eric Schmidt, Schmidt, Sebastian Thrun, Donald Trump's, Vivek Ramaswamy, Justin Bronk, Mark Gunzinger Organizations: Elon, Andreessen, Business, Stanford University, Ares Industries, of Government, The Wall, Pentagon, Royal United Services Institute, US Air Force, Concepts, Mitchell Institute for Aerospace Studies Locations: Silicon, Russia
Inspired by Critical Role, Najid and his partners opened a studio for paid D&D games in 2021. We began to get more bookings, and the single-room studio space wasn't enough. AdvertisementSetting up a proper studio space, too, has improved the player experience. There's also a community space outside our main studio, where people can hang out before and after their "D&D" games. Right now, I still run games — but I've limited it to a yearlong campaign for a small group of players.
Persons: Farez Najid, Najid, Shou Zi Chew, I'd, Cheryl Teh, Jodie Yeo, Dennet Krishnan, prepped, There's, We've Locations: Singapore
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