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☆ I left a troubled San Francisco for Croatia and regret it. My hometown's problems keep getting worse, but Dubrovnik has its downsides too.
▼ + stars: | 2023-06-27 | by ( Ashley Couto | ) www.businessinsider.com time to read: +7 min

She and her partner didn't want to move home to San Francisco long term because of rising crime. In 2016, I quit my job as a manager at a government agency in San Francisco to go traveling. San Francisco is not what it used to beI grew up in San Francisco, and that's where my family lives. You can't avoid homelessness anywhere, but the homelessness problem in San Francisco has become overwhelming. After we got married, we traveled to South America for eight months before I returned to San Francisco to visit my parents.

Persons: Gigi Chow, didn't, —, we'd, There's, Croatia We'd, Expats, you'll, I'm, It's, Roger, I'd Organizations: Service, Food Locations: San Francisco, Croatia, Dubrovnik, Europe, Asia, America, Barcelona, Spain, South America, Adriatic, It's, Francisco, California, Thailand, East Asia

☆ Your employer may be quiet quitting on you
▼ + stars: | 2023-06-27 | by ( Aki Ito | ) www.businessinsider.com time to read: +9 min

Some bemoaned it as quiet quitting; others celebrated it as a much-needed correction to the toxic demands of hustle culture. But employees, it turns out, aren't the only ones distancing themselves from the office: Employers are quiet quitting on the whole idea of traditional full-time employment. If workers are going to be remote, the thinking seems to go, why not get the cheapest remote workers available? That ruled out contractors, because contractors work remotely. And that could be a huge problem for everyone, given America's insistence on tying basic benefits to full-time employment.

Persons: Nicholas Bloom, Slack, they're, —, Gen Zers, It's, Bloom, they'll, Jessica Schultz, she's, Schultz, They're, it's, Liz Wilke, Aki Ito Organizations: Atlanta Fed, Stanford University, McKinsey Locations: American

☆ Indonesia's Bali considers banning mountain climbing following spate of bad tourist behavior
▼ + stars: | 2023-06-14 | by ( Heather Chen | ) edition.cnn.com time to read: +5 min

Dubbed the “island of the Gods,” Bali is one of the world’s most popular tourist destinations, regularly ranking high on global travel polls. The new rules will apply to Bali’s 22 mountains, which have now been closed indefinitely for climbers. Mountains and volcanoes are popular among many visitors who flock to Bali to enjoy its beaches, jungles and rice paddy fields. Guides and local agencies told CNN that it was still business as usual but heavily lamented the ban. “Bali is only starting to bounce back from the pandemic, now is not a good time to be choosing which tourists we want.

Persons: CNN —, ” Wayan Koster, ”, Wayan Koster, Batur, Che, Mount Agung, “, Sandiaga Uno, it’s, Tjokorda Bagus Pemayun Organizations: CNN, CNN — Bali’s, Foreigners, Police Locations: Bali, Indonesia, Mount Agung, Bali’s, Russian, Seminyak, Mount, Jakarta

☆ The top places for digital nomads are miles from the hottest Zoomtowns. Cities in the Midwest and West have an advantage on rents, restaurants, and transportation.
▼ + stars: | 2023-06-14 | by ( Al Yoon | ) www.businessinsider.com time to read: +2 min

Midwestern cities were prominent in Zumper's list of best places for digital nomads. Zumper also took transportation, restaurant, and entertainment offerings into account. In 2021, the number of these digital nomads rose 42%, topping 10 million, MBO partners, a self-employment tech provider, found. It based its findings on myriad factors including short-term rental prices, ease of access to airports and other transportation, restaurant and entertainment offerings, air and WiFi quality. The cost of a short-term rental held the most weight in the ranking.

Persons: —, Zumper, It's Organizations: Service, Nomads Locations: Placer.ai, Austin , Texas, Florida, Columbus , Ohio, Kansas City , Missouri, Chicago, Detroit , Michigan

☆ Avalanche kills 11 members of nomadic tribe in northern Pakistan
▼ + stars: | 2023-05-27 | by ( Abu Arqam Naqash | ) www.reuters.com time to read: +1 min

MUZAFFARABAD, Pakistan, May 27 (Reuters) - At least 11 people died after an avalanche hit members of a nomadic tribe as they crossed a mountainous area in northern Pakistan, the country's disaster management agency said on Saturday. Another 13 people were injured in the avalanche which struck a group of families at Shounter Top Pass late on Friday. In summer, the nomads move goat herds from the plains of Punjab to the high grasslands in the Kashmir valley, and then onwards to the adjoining Gilgit Baltistan through the Shounter Pass. "Such incidents are rising in Pakistan due to the impact of climate change," Pakistan's Prime Minister Shehbaz Sharif said in a statement. Sharif called on the international community to fulfil its responsibility to save developing countries facing economic challenges from adverse effects of climate change.

☆ Americans flocked to Portugal for cheaper, more peaceful lives, but newcomers also brought crowds and drove up the cost of living
▼ + stars: | 2023-05-24 | by ( Jordan Pandy | ) www.businessinsider.com time to read: +10 min

Americans have been moving to Portugal for years, and the pandemic accelerated the trend further. The Bagbys are part of a wave of Americans who have moved to Portugal, a country roughly the size of Indiana. "It's a very reasonable cost of living," Zaretsky told Insider. Zaretsky paid 600,000 euros for the house in Portugal after selling her Austin, Texas, home for $676,000. Portugal has a strong tourism economy, and its shoulder season draws large crowds, making the petite coastal country feel tight.

☆ I was excited about getting a remote job right out of college, but now it feels like it's hurting my career
▼ + stars: | 2023-05-20 | by ( Alexandra York | ) www.businessinsider.com time to read: +5 min

He was excited about the freedom, but says the lack of in-person connection is hurting his career. I was excited for the freedom of a remote roleI started my first full-time job in June 2021, a month after I graduated from UCLA. The job was remote, so I moved back home for a year to work from there. I'd gotten used to remote learning after being virtual for school, so I felt prepared for that aspect of my job. I just got out of college, so giving more work to someone else who's much older than me feels weird.

His luggage, which was lost, had all our toiletries, but travel insurance paid for itself three-fold. My husband is what I like to call an "over-insured," and he always springs for the top policies regarding homeowners insurance, life insurance, and — you guessed it — travel insurance. See Insider's picks for the best travel insurance companies »Insider's Featured Travel Insurance Companies World Nomads Travel InsuranceAllianz Travel InsuranceTravelex Travel Insurance Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Editor's Rating 3.83/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Editor's Rating 4/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Editor's Rating 4.33/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Learn more Get quotes Get quotes On Travelex's websiteHow our policy saved usWe purchased the AIG Travel Guard policy for $178. »I learned a lot for the futureThere are a few things to keep in mind when it comes to travel insurance.

☆ What’s a President to Do When a Nation’s Capital Is Sinking? Move It.
▼ + stars: | 2023-05-16 | by ( Hannah Beech | ) www.nytimes.com time to read: +38 min

A new capital city for a place with such disparities and diversity presents both a challenge and a chance for reinvention. Moving the Seat of Power From Java to Borneo Detail area Malaysia Nusantara Borneo Java Sea Indonesia Jakarta Java Indian Ocean Detail area Malaysia Nusantara Borneo Java Sea Indonesia Jakarta Java Indian Ocean Indonesia’s new capital, Nusantara, will be about 800 miles from the current capital, Jakarta. It cannot be overnight, it’s not like Aladdin comes with his genie,” said Bambang Susantono, the head of the Nusantara Capital City Authority. We have to prove that this will be a self-propelling city.” — Bambang Susantono, head of the Nusantara Capital City AuthorityCritics of I.K.N. Indonesia’s capital city faces sinking land and rising seas.

☆ I'm a digital nomad who's visited 59 countries. The biggest misconception people have about my life is that I don't work.
▼ + stars: | 2023-05-13 | by ( Alcynna Lloyd | ) www.businessinsider.com time to read: +5 min

Daisy Dyke has visited 59 countries around the world, including Greece, New Zealand and Brazil. Growing up, I was obsessed with nature documentaries, and from a young age knew that I wanted to travel and explore. After about eight months of traveling, I went back to England and attended the University of Liverpool. I knew I wanted to travel for a couple of years and would need to work while doing that. People have a misconception that digital nomads don't workAs of 2023, I've visited 59 countries.

☆ Want to buy a cheap house in rural Japan? This millennial farmer offers his advice
▼ + stars: | 2023-05-12 | by ( Goh Chiew Tong | ) www.cnbc.com time to read: +6 min

Life on a farm is "very, very busy," says Lee Xian Jie, who harvests his own rice and tea. said Lee Xian Jie, who restored three buildings in Ryujin-mura, a village in Japan's Wakayama prefecture. On the same property is a 100-year-old building, which Lee Xian Jie converted into a guesthouse. Lee Xian JieAnother $37,000 was spent to turn the main house into a living space for himself and a functional cafe. While it will only open in June, Lee Xian Jie said he's already been getting some bookings.

☆ A writer who moved from Pennsylvania to Belize for a cheap and laid-back life said it's saved her money but the newfound peace of mind is priceless
▼ + stars: | 2023-05-10 | by ( Alcynna Lloyd | ) www.businessinsider.com time to read: +4 min

Cristina Johnson moved from Pennsylvania to Belize in 2015. Johnson said living in the small Central American nation improved her finances and quality of life. Cristina Johnson moved to Belize in 2015. Courtesy of Cristina Johnson. Courtesy of Cristina Johnson.

☆ This real estate company helps developers pivot between hotel, short- and long-term living spaces. See the pitch deck behind its $65 million funding round.
▼ + stars: | 2023-05-01 | by ( Alex Nicoll | ) www.businessinsider.com time to read: +3 min

Things have changed drastically in the world of real estate since the coronavirus upended life three years ago. It has also set up a real estate fund in the OpCo/PropCo model, for purchasing real estate on its own. "If you strip down the emotional piece of it, the most valuable real estate is real estate that has an increased cash flow and reduced volatility," Fudin said. The company is now betting on another post-COVID trend — the conversion of obsolete office buildings into other uses, such as housing. Placemakr recently announced a $65 million Series C, with capital raised from experienced proptech venture capital players Camber Creek and real estate investors like Bernstein Management Corporation.

☆ Planning a solo trip to Seoul? Here are some places that cater to singles in Seoul
▼ + stars: | 2023-04-30 | by ( Monica Pitrelli | ) www.cnbc.com time to read: +6 min

Source: Morgan AwyongOrders are placed and paid for with tablets. In her videos, she recommends solo travelers try restaurants such as Labap for fine dining, or Gimbap Cheongu and Pomato for their wide variety of Korean food. Earlier this year, South Korea announced a new visa for digital nomads is in the pipeline. Some residential buildings allow short-term lodging, which solo travelers can book. Source: Morgan Awyong

Cloetta AB, (CLOEb.ST) a Swedish confectioner which makes Lakerol lozenges that use gum arabic, has "ample" stock of the ingredient, a spokesperson said in an email. Global production of gum arabic is about 120,000 tonnes a year, worth $1.1 billion, according to estimates cited by Kerry Group. "Both buyers and sellers are clueless on when things will normalise.”Alwaleed Ali, who owns AGP Innovations Co Ltd, a gum arabic exporting business, said his customers are looking for alternative countries to source gum arabic. It accounts for the livelihoods of thousands of people and the more expensive variety can cost about $3,000 a tonne, according to Gum Sudan. There is a poorer quality, cheaper gum from outside of Sudan, but the preferred ingredient is only found in acacia trees in Sudan, South Sudan and Chad, Alnoor said.

☆ A digital nomad discovers the downside of remote work: no locals want to hang out with her
▼ + stars: | 2023-04-25 | by ( Jordan Pandy | ) www.businessinsider.com time to read: +6 min

The digital nomad community has grown in tandem with the rise of remote work. Tayler GillThe Digital Nomad Village was established in February 2021 by the Regional Government of Madeira through Startup Madeira. "By the time we got there, the Digital Nomad Village was already pretty established," Gill told Insider. "Their whole thing was to build a community and foster that community for digital nomads coming in." It's easy for the village's digital nomads to socialize with each otherPonta do Sol's Digital Nomad Village isn't just a perch in the sun for folks with laptops.

☆ 13 hot spots for real-estate investors seeking solid rental income returns and cheaper property instead of high prices and taxes, according to an expert who's spent 2 decades investing around the glob
▼ + stars: | 2023-04-22 | by ( Laila Maidan | ) www.businessinsider.com time to read: +9 min

With the right locations, he believes investors could double their cash investment in the next five years based on property appreciation and rental income. you'll also need to pay taxes on rental income which varies by state. If you plan on generating short or long-term rental income, find a strong rental or property manager. If you're on a budget but want to invest in a good shorter-term rental property for Airbnb, look in high-traffic destinations, he said. Top picks for short-term rental income are internationalized destinations that have easy air access, great amenities, and a lack of hotel competition.

☆ Why this rusting industrial city could be Greece’s next tourism hotspot
▼ + stars: | 2023-04-20 | by ( Elinda Labropoulou | ) edition.cnn.com time to read: +9 min

For 2023, it’s been given the title as a Cultural Capital of Europe – a title it shares with Timisoara in Romania and Veszprem in Hungary. Sergio Tsitakis / Design Farm ProductionsFor the occasion, the city’s magnificent archaeological site has been overhauled, improving its accessibility. Being a Cultural Capital has helped dozens of cities that have previously held the title to foster urban regeneration and find a spot on the travel radar. Among upcoming highlights this summer is a play, “Ma,” by Italian director and playwright Romeo Castellucci, a performance specially created to be staged in Eleusis’ archaeological site. And with the majority of international flights landing in Athens, Eleusis is perfectly located as an easy-to-reach destination.

☆ Colombia launched a new digital nomad visa: Its best 3 cities for people who can work from anywhere
▼ + stars: | 2023-04-13 | by ( Celia Fernandez | ) www.cnbc.com time to read: +1 min

Colombia has joined the long list of countries offering digital nomad visas. A standard requirement for digital nomad visas is that you work for an employer that is based outside of the host country or that you are self-employed. But It's important to note that the visa being offered is not a work visa. That means foreigners who successfully obtain the digital nomad visa will not be able to work for any Colombian company, neither public nor private. Colombia's digital nomad visa is for anyone who intends to stay in the country for up to two years.

☆ I took a 6-month 'sabbatical' after months of cheap living while traveling. The best thing about the digital-nomad lifestyle is having options.
▼ + stars: | 2023-04-05 | by ( Ella Hopkins | ) www.businessinsider.com time to read: +7 min

She worked for two years in a remote job, while living in Greece, Portugal, Germany, and Argentina. I quit my job with no planI quit my job in July 2019 with nothing lined up. I got a remote job as the head of marketing for a recruitment-tech startup. I had savings from working in my marketing job. I quit my remote job in August 2021 and left Madeira.

☆ Dutch neobank Bunq files application for US banking license as it tries to succeed where many European fintechs have struggled
▼ + stars: | 2023-04-04 | by ( Callum Burroughs | ) www.businessinsider.com time to read: +3 min

Dutch banking startup Bunq has launched its application for a US banking license. Dutch banking startup Bunq has launched its application for a US banking license, looking to succeed where others have failed. Europe's biggest fintech startups have pursued US banking licenses but very few have succeeded to date. The cost and difficulty of gaining approval from the FDIC is a huge barrier to entry, leading to many fintech startups to partner up with already registered institutions instead. Niknam said Bunq had the advantage of holding an EU-wide banking license through the Dutch regulator, becoming the first institution to achieve one in 35 years in 2014.

☆ Don't want to return to the office? Here's how to work remotely indefinitely, according to a digital nomad
▼ + stars: | 2023-04-04 | by ( Jessica Dickler | ) www.cnbc.com time to read: +4 min

"The nature of work is shifting for a lot more people," said Sophia Bera Daigle, CEO and founder of Gen Y Planning, a financial planning firm for millennials. watch nowEven before the pandemic, Bera Daigle, a certified financial planner and a member of CNBC's Advisor Council, knew that the daily grind wasn't for her. After working at traditional financial planning firms since 2007, she quit to become a location-independent entrepreneur. Pad your retirement plan. (Although brokerage accounts don't have the same tax benefits as a workplace retirement plan, there are no income or contribution limits or restrictions on when funds can be withdrawn.)

☆ 12 cities around the world where you can live cheaply, from $300-a-month rents to $1 cappuccinos
▼ + stars: | 2023-03-25 | by ( Alcynna Lloyd | ) www.businessinsider.com time to read: +2 min

Insider compiled a list of 12 cities around the world where the cost of living is relatively low. Insider has compiled a list of 12 cities where you can live relatively cheaply, using data from the comparison website Numbeo, which provides crowdsourced summaries of the cost of living in major cities across the world. Insider chose cities across countries and continents, trying to select ones that are relatively affordable, especially compared to the US. All prices have been converted to US dollars, and the cities' populations are sourced from United Nations data unless otherwise noted. Have you found an affordable paradise in another part of the world?

If you're planning to travel this year, travel insurance can help protect the cost of your trip. Travel insurance is non-negotiable for me, but I believe it's also important for the average vacationer. Travel insurance is often overlooked in the excitement of planning travel, but forgetting travel insurance can be costly. You won't realize how important travel insurance is until you need to use it in an emergency. Unless you've purchased specific coverage, travel insurance generally won't cover canceling a trip due to fear of travel or changing your mind.

The Ink Business Cash® Credit Card and the Ink Business Unlimited® Credit Card are both great small-business credit cards from Chase, with no annual fee and identical welcome offers. Chase offers a trio of great credit cards for small businesses: the Ink Business Preferred® Credit Card, Ink Business Cash® Credit Card, and the Ink Business Unlimited® Credit Card. Ink Cash vs Ink Unlimited Ink Business Cash® Credit CardInk Business Unlimited® Credit Card Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. As for the Ink Business Cash® Credit Card and Ink Business Unlimited® Credit Card (which earn cash back in the form of Chase Ultimate Rewards® points), their benefits are quite similar. Comparison of Ink Business Cash and Ink Business UnlimitedThe Chase Ink Cash and Ink Unlimited have many similaritiesIntro APR offerBoth cards currently come with a 0% intro APR on purchases for the first 12 months (then a 17.74% - 23.74% Variable).

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