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Five other current or former agents confirmed to Insider that some Arias agents wrote up policies in the names of fictional people or people who were dead. Amy Williamson, an attorney who represents dozens of current and former Arias agents in civil claims, said she received an inquiry from a US attorney's office. With regard to Insider's specific questions about Globe, AIL, and Arias, she said, "It is the Company's policy not to comment." Lusty asked questions about Russin's campaign of aggressive social-media posts since Zinsky filed suit, Williamson said, including posts about his gun purchases. Since Zinsky filed suit against him, Russin has made a string of threatening social media posts featuring firearms.
Persons: Simon Arias, Warren Buffett, Berkshire Hathaway, Arias, Trina Orlando, Michelle Billotte, Billotte, she'd, Orlando, Nancy Andrews, William McKee, McKee, Brett Hambright, Amy Williamson, AIL, Renee Zinsky, Michael Russin, Russin, Jennifer Haworth, Benjamin Webb, Chris Williams, Natalie Price, dialers, DocuSign, Scott Dehning, Steven Greer, Joel Scarborough, Dehning, Haworth, Greer, Zinsky, Abeni Mayfield, Mayfield, Columbia , Maryland Rosem Morton, Abeni Mayfield Orlando, texted, Kailey Andrasko, propositioned, Russin texted, he'd, Kailey, Williamson, Anne Hilbert, Hilbert, Debbie Gamble, Zinsky's, Webb, didn't, interrogatories, Jonathan Lusty, Lusty, I'm Organizations: Arias, . Insurance, Wexford, Berkshire, Globe, Life, American, Arias Organization, Arias Agency, Pennsylvania Department of Insurance, Department of Insurance, Department, Pennsylvania, Globe Life, Texas Rangers, Dallas Cowboys, AIL, Organization, Russin, Insider Orlando, Caesars, Employment, Commission, Caesars Palace, Russin's, Consulting, Court, Western District of Pennsylvania Locations: Wexford , Pennsylvania, Wexford, Morgantown , West Virginia, AIL, Michigan, Scarborough, Columbia , Maryland, Las Vegas, Stockholm, Orlando, Morgantown, Mayfield's, Western District, Pittsburgh
Lexi Luna, a former elementary school teacher, has been starring in pornographic films since 2016. Luna plays the role of MILF in films and custom content, using her wardrobe and sensuality to pull in fans. She wanted to supplement her income with the goal of retiring one day, and she wanted to do it as a single woman, Luna told Insider. So I know how to adapt to the situation around me and to not be overwhelmed or afraid to ask adult film directors questions," Luna told Insider. Luna, who is now 32, said that she's typically the oldest performer on any given set, so her MILF persona comes as easily as ever.
Persons: Lexi Luna, Luna, , she's, you've, She'll caress, They're Organizations: Service, MILF Locations: Wall, Silicon, PornHub, MILF, Florida
"I felt like there's no words to describe what we all feel right now. Getting to a World Cup final, it's every kid's dream. Because you want to win this obviously now we've got so far." "I feel like as a team, we've got such an inner belief or we're so confident as a group no matter what happens on the outside, no matter who we come up against every challenge we've managed to solve," Hemp added. "Every game we've managed to come out on top and I feel like this team is so special.
Persons: Lauren Hemp, We've, Ella Toone, Sam Kerr, Alessia Russo, we've, Nick Mulvenney, Peter Rutherford Organizations: SYDNEY, Spain, Australia, Thomson Locations: England, Australia
A joint bank account allows two or more people to own a bank account. While you can open a joint bank account with anyone, usually, joint bank accounts are opened by couples or family members. One type of joint bank account that you may be familiar with is a kid's bank account. Joint bank accounts are federally insured for a greater amount than individual bank accounts. Deciding between a joint bank account or an individual bank account will boil down to how you use the account and your goals.
Persons: what's, You'll Organizations: Service, FDIC, Social Locations: Wall, Silicon
Inflation is cooling, but food prices remain stubbornly high, led by typical school lunch supplies. Groceries like bread, ham, lettuce, condiments, apples, and juice cost up to 15% more than last year. The lunchbox price increases are even more striking when compared against 2020: Bread prices alone have risen nearly 30%. That has sent wheat prices higher, which in turn raises prices that consumers pay, economist Paul Krugman noted. At the same time, many reported increased profits, a sign that the higher prices weren't always about offsetting higher costs for inputs like ingredients and labor.
Persons: Paul Krugman, Nestle Organizations: Service, US Bureau of Labor Statistics Locations: Wall, Silicon, Ukraine
"Certainly for younger children, for elementary age [and] preschoolers, they definitely need adult involvement navigating the digital world period, let alone a digital world which may have that much more ... inaccurate information," she adds. Even without the concern of misinformation, you should still supervise your kids' AI sessions for a simple reason, says Klein: You understand context and nuance better than machines do. Covid-era research shows that remote-learning wasn't particularly effective for younger children — and, in some ways, may have been harmful to their behavioral and learning development. "Interacting with humans is so important for children: It's how they learn to relate and to read people and to read cues. Even if the child's struggling, that kind of feedback is really important," Klein says.
Persons: Bill Gates, chatbots, Tovah Klein, Barnard, Klein, , we're Organizations: Microsoft, Barnard College Center, Development, Columbia University
She pays each of her four children up to $500 a month to do small tasks around her office. She deposits half their paycheck into a custodial Roth IRA, where the money could grow to millions. Diop's financial planner helped her move out of her mom's house and set her children up to become millionaires by age 30 using two simple steps. She uses a custodial Roth IRA, an investment account where kids can invest their earned income for retirement. She opened a kid's debit card with Green Light, a company that creates bank accounts for children and teens.
Persons: Ellie Diop, Ellie, Diop, it's, Elsa Organizations: Service Locations: Wall, Silicon, Los Angeles
But can the same be said for Mattel shares? Mattel stock is up more about 19% on a year to date basis after a mixed start to the year. Into the Barbie release, the stock reflects the growing buzz. Mattel shares moved from $17.59 on June 1 to breaking into the $20 range for the first time since February. Though Barbie is not a typical film in the space given its adult audience, Jefferies analyst Andrew Uerkwitz said, it can still help Mattel sales incrementally.
Persons: Gordon Haskett, Don Bilson, Greta Gerwig, Margot Robbie, Ryan Gosling, Bilson, Goldman Sachs, Stephen Laszczyk, Davidson, Linda Bolton Weiser, Bolton Weiser, Barbie, Brett Feldman, Jefferies, Andrew Uerkwitz, Roth, David Bellinger, Bellinger, Mario, Morgan Stanley, Benjamin Swinburne, ramped, Oppenheimer, Laszczyk, David Karnovsky, Karnovsky, — CNBC's Michael Bloom Organizations: Mattel, Warner Bros, Lions, Lions Gate, Hasbro, MAT, Analysts, Universal Pictures, Mario Bros, Hollywood, JPMorgan, CNBC, Alliance, Television Producers, Guild of America Locations: 2H23
Reddit cofounder Alexis Ohanian shared his typical work and family routine. Before marriage, he said he was terrible at finding any semblance of balance between work and life. If you're chasing balance, you're implying, like Thanos, [that] you'd be able to create something perfectly balanced. "There are times in your life where you will need to focus on the career, the work," Ohanian says. That's why he's a big advocate for paid family leave; Ohanian wants all American families to have access to it.
Persons: Alexis Ohanian, Serena Williams —, he's, Williams, he'd, It's, Thanos, You'll, Ohanian, you'll, , He's, Ohanian's, Covid, Serena, Amanda Breen Organizations: Service, Technology, Seven, Olympia, YouTube, Olympia ., Barnard College, Columbia University, School of, Arts Locations: Wall, Silicon, South Florida
After 20 years in the business, financial planner Don Grant says clients hate to hear three things. First, you're not saving enough, either for retirement or your kid's education. Also, you can't afford that much house, and you need to take on more investment risk. Grant shared with Insider the top three pieces of money advice his clients never want to hear. All in all, Grant wants his clients to keep their eyes on the prize.
Persons: Don Grant, he's, I'm, Grant, aren't, I've, we're, you've, Susie, We've, they're, homeownership Organizations: Service, CFP, Fortis Advisors Locations: Wall, Silicon, Wichita , Kansas
[1/2] Youtube personalities Logan Paul of the U.S. and rapper KSI of Britain, meet fans during a Prime soft drink promotional event in Copenhagen, Denmark, June 27, 2023. PRIME Energy contains 200 milligrams of caffeine per 12 ounces, equal to six cans of Coca-Cola or nearly two Red Bulls. According to a warning on the company's website, PRIME Energy is not recommended for children under the age of 18, women who are pregnant or nursing, or individuals who are sensitive to caffeine. PRIME also sells a non-caffeinated hydration drink in similar packaging. Schumer said the packaging and marketing of the two drinks were so similar that parents were unknowingly buying the highly caffeinated energy drinks for their children.
Persons: Logan Paul of, KSI, Ritzau Scanpix, Ida Marie Odgaard, Chuck Schumer, Schumer, Logan Paul, Laura Sanicola, Diane Craft Organizations: REUTERS, U.S, Bull, YouTube, Food and Drug, Red Bulls, Thomson Locations: Britain, Copenhagen, Denmark, New York City
For its full fiscal year, Nike's revenue was $51.2 billion, up 10% compared to the prior year. Nike's gross margins fell 1.4 percentage points during the fourth quarter to 43.6%, contributing to the earnings miss. For the last several quarters, Nike has grappled with bloated inventory levels, which have also weighed on its margins. But quarter over quarter, Nike offloaded about $400 million in inventories. Nike has been relying on its wholesale partners to reduce inventory levels.
Persons: Refinitiv, Friend, Matthew Friend, Neil Saunders, Saunders, we're, Macy's, Macy's hasn't, John Donahoe, Donahoe Organizations: Nike, Refinitiv, Nike's Locations: China
As soon as he heard his dad's voice, Eddie, a 19-year-old TikToker, knew something was up. But with AI, the voice on the other end of the phone can now sound eerily like the real deal. Plus, more people are making their real voice available to scammers: McAfee said 53% of adults shared their voice data online weekly. McAfee also found that over one-third of victims lost more than $1,000 in AI scams, with 7% losing more than $5,000. Then, the scammer can just type out whatever they want, and the AI voice will speak what is typed in real time.
Persons: Eddie Cumberbatch, Eddie, , Eddie's, Eddie didn't, tricksters, scammers, McAfee, aren't, Richard Mendelstein, Stella, panicking, it's, Steve Grobman, Grobman, they've, Neil Gorsuch, Kamala Harris, Ally Armeson, cybercrime, Armeson, Eve Upton, Clark Organizations: Federal Trade Commission, People, FTC, McAfee, Google, Washington Post, Supreme, Cybercrime Support Locations: Chicago, Mexico City, Canadian
The cult of Emily Oster
  + stars: | 2023-06-22 | by ( Sarah Todd | ) www.businessinsider.com   time to read: +30 min
Emily Oster is sitting in the back of a car, checking her Garmin watch as we lurch through rush-hour traffic toward the Holland Tunnel. A self-described expert in data, Oster uses her economics training to dig into studies on things like circumcision and screen time and translate them for popular consumption. There doesn't seem to be much of a gap between the way Oster presents herself in her books and newsletters and the way she conducts her life. Unsurprisingly, economics informs every aspect of the way Oster sees the world. When Oster was a toddler, her mother told a Yale colleague that Oster often talked to herself before falling asleep.
Persons: Emily Oster, doesn't, Oster, Taylor Swift, Spock, , Mandy Moore, Emily DiDonato, Amy Schumer, " Oster, Emily, Aisha McAdams, Claudia Goldin, who's, Lori Feldman, " Feldman, Winter, It's, reopenings, Timothy Caulfield, Oster's Brown, OSTER, She's, Sheryl Sandberg's, Brown, Denis Tangney Jr, graham, Eminem, Sharon Oster, Ray Fair, Jesse Shapiro, Katherine Nelson, Carl, Choate Rosemary Hall, John F, Kennedy, Glenn Close, Ivanka Trump, Goldin, Steven Levitt —, Oster —, Paul Farmer, Steven Levitt, Oster's, Levitt, Robert Barro, demographer Monica Das Gupta, Joseph Delaney, she'd, I've, Matt Notowidigdo, Chicago Booth, hadn't, Udo Salters, Patrick McMullan, Shapiro, Jessica Calarco, Dr, Anthony Fauci, Donald Trump, Calarco, Rochelle Walensky, Delaney, University of Manitoba epidemiologist, Abigail Cartus, Justin Feldman, Delivette Castor, they're, COVID, Castor, Notowidigdo, Carter, you'd, she's, there's Organizations: Garmin, Brown University, New York Times, American Academy of Pediatrics, Yorker, Yale School of Management, Yale, Harvard, Connecticut, Choate, University of Chicago, Forbes, Wall, Publicly, University of Manitoba, Getty, Oster, Centers for Disease Control, Columbia University, Harvard Business School Locations: Holland, Montclair , New Jersey, Montclair, Harvard, Providence , Rhode Island, New Haven , Connecticut, China, Canada, Chicago, Ohio, New Jersey
A major toymaker said that AI teddy bears could read personalized bedtime stories to kids by 2028. AI experts have recently been sounding the alarm about the dangers around AI including privacy. AI teddy bears that read bedtime stories to your children and teach them values could become a norm by 2028, according to a major toymaker. Wong pointed out that smart toys including teddy bears could use "AI to generate stories customized for the kid rather than reading from a book," because they will have access to personal information about the child. can actually talk to the toy, and the toy can actually give [them] a response," he added.
Persons: Allan Wong, , Wong, VTech, Twitter Elon Musk, Kamala Harris Organizations: Financial Times, VTech Holdings, Twitter, Fox, Google, Microsoft, White House
Andrea Mac is a growth strategist at Prequal and the sole earner for her family of six in Illinois. When I shifted from being our family's primary financial earner to the family's sole earner, I struggled to find resources and guidance to navigate this new terrain. It becomes a never-ending loop of work, family demands, and stress. My role as a provider is minimized in those scenarios, so I'm famous for saying, "If I don't work, we don't get paid." She simply couldn't conceive that I was the sole earner for the family and assumed we had missed this step.
Persons: Andrea Mac, , It's, didn't, we've, we're Organizations: Service Locations: Illinois, Greater Chicago
More CEOs are stepping up their efforts to get workers back in the office, at least part time. CEOs might instead focus on AI and the four-day workweek to boost engagement. That's the thrust of why more CEOs are calling workers back to the office several days a week. So clocking badge swipes at the office seems likely to jeopardize the very thing that helped a record share of workers report being satisfied. Lyon said AI can help workers enjoy higher productivity and increased engagement, in part by weeding out some of the boring stuff.
Persons: , It's, apoplectic —, Felicia Lyon, they'd, Lyon Organizations: Workers, Service, Amazon, Farmers Group, KPMG, Conference Board
The wealthy are spending hundreds of thousands of dollars on 30-minute performances from music artists. These private shows, like bar mitzvahs or birthdays, can draw in big names like Flo Rida and Drake. As artists make less money from their music, the idea of "selling out" is changing, New Yorker reports. To get Flo Rida at your private event however, it will run you between $150,000 and $300,000, with international shows extending that fee up to around $1 million, the New Yorker reported. A lawyer for Flo Rida confirmed to Insider that fee range was accurate and said his client "loves weddings, birthday parties and bar/bat mitzvahs."
Persons: Flo Rida, Drake, Flo Rida's, Flo, Beyonce, Rod Stewart, Steely Dan, Ryan Schinman, Ariana Grande —, Travis Scott Organizations: Morning, New Yorker, Billboard, Citigroup, McDonalds Locations: Miami, Lincolnshire, Chicago, New, Italy, Dubai, Sardinia
Knowing how and when to start teaching to kids about money and identifying what money skills they need can be tricky, but experts say it is crucial for their futures. MoMo ProductionsKnowing how and when to start teaching kids about money and identifying what skills they need can be tricky. Ultimately, boosting your kid's financial confidence is crucial, experts say. When to teach money skills to kidsIt's clear how important the conversation about money truly is. Wunder said six is the age where kids start being able to grasp some money concepts.
Persons: Susan Hirshman, Hirshman, Seth Wunder, Eric Landolt, Wunder, it's, Landolt Organizations: Schwab Wealth Advisory, CNBC, Employers, UBS Global Wealth Management
Her picks for the most prestigious in the city include The Hewitt School and Allen-Stevenson. New York City parents face an extremely challenging and competitive private-school admissions process that starts with preschool. Teacher evaluations are another critical component of New York City private-school admissions. Most schools Levey has worked with have a staff member from the math department and the language-arts department meet with the applicant. Below is Levey's ranking of the 10 most prestigious private all-girls, all-boys, and co-ed middle and high schools in New York City.
Persons: Wendy Levey, Stevenson, Levey, It's Organizations: The Hewitt School, Allen Locations: Manhattan, Stevenson . New York City, New York City
And what better time to think about a college savings account than 529 College Savings Day? Unlike college costs, however, your 529 plan funds can only go toward tuition for primary and high school. On top of tax-free growth, some states allow taxpayers to deduct or get a credit for 529 plan contributions on their taxes. Drawbacks of 529 savings plansOne of the main drawbacks of saving in a 529 plan is that you owe a penalty if you use the funds for an ineligible expense. The Free Application for Federal Student Aid (FAFSA) does take 529 plan savings into account when determining your expected family contribution (EFC), but not at face value.
Step, a mobile banking platform geared toward teen customers, announced Wednesday that users may now earn 5.00% annually on savings balances of up to $250,000. View Full Details Start banking Step, FDIC Insured AccountStep - Banking for Teens Start banking Step, FDIC Insured Account Details Rewards Earn rewards by using a Step Visa Card at qualifying merchants — restaurants, clothing stores, gas stations, and more. Annual Fee $0 Recommended Credit No Credit Regular Annual Percentage Rate (APR) None Editor's Rating 4.2 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.2 out of 5 Stars Pros & Cons Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Other savings account optionsIf you do not qualify to earn 5.00% at Step or want to consider other options, here are some accounts from our best savings account guide that you might like:Alliant Kids Savings Account: This is listed as our top pick for kids. Once a child turns 13, they'll be able to open a teen checking account; the Alliant Kids Savings Account can remain as their savings account.
Rewards Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Intro Offer Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. $95 APR 20.74% - 27.74% Variable Rewards Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. We've cruised with MSC in the Caribbean, the Mediterranean, the Greek Islands, and Norway. See Insider's picks for the best cruise travel insurance companies »Finally, cruising provides entertainment around the clock.
Altman told Insider, "We debate our approach frequently and carefully." "I don't think anyone can lose your dad young and wish he didn't have more time with him," Altman told Insider. Altman told Insider that his thinking had evolved since those posts. (When asked about guns, Altman told Insider he'd been "happy to have one both times my home was broken into while I was there.") When asked about this, Altman told Insider in an email: "i can guess what that's about; these stories grow crazily inflated over the years of getting re-told!
But, "you do at some point need to start having contact with reality," he told Insider. The plan was still only a rough sketch, Blania told Insider, but that didn't seem to matter to his host. "He always wanted to understand everything at a very deep level," Thrun told Insider in an email. (When asked about guns, Altman told Insider he'd been "happy to have one both times my home was broken into while I was there.") When asked about this, Altman told Insider in an email: "i can guess what that's about; these stories grow crazily inflated over the years of getting re-told!
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