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☆ Second jobs, moving in with family, investing: What we can learn from how millennials save for a down payment
▼ + stars: | 2023-02-08 | by ( Elizabeth Gravier | Jason Stauffer | ) www.cnbc.com time to read: +9 min

Plus, we give advice on where to stash your down payment cash and options for making a small down payment. Investing your down payment savings and neglecting your bills can backfire Growing your down payment savings by investing may seem like a good idea since annual returns can be much higher than you would earn in a bank account. Bask Bank Interest Savings Account Learn More Bask Bank and BankDirect are divisions of Texas Capital Bank, Member FDIC. Keep in mind that the APY on a savings account is variable, meaning it can change at any moment. Take advantage while rates are high and open a high-yield savings account or CD.

☆ George Santos signs onto abortion, guns, term limits, and impeachment bills as he attempts to make friends on Capitol Hill
▼ + stars: | 2023-02-08 | by ( Nicole Gaudiano | Warren Rojas | ) www.businessinsider.com time to read: +5 min

Freshman Rep. George Santos is still finding his way on Capitol Hill after a rough start. In his first off-the-rails month on Capitol Hill, Santos has signed onto bills dealing with abortion rights, guns, the global social media phenomenon TikTok, congressional term limits, and even articles of impeachment. He signed onto bills promoting term limits and calling for the impeachment of Homeland Security Secretary Alejandro Mayorkas, a top priority for the MAGA wing. "The congressman seeks to work with everyone, and has developed relationships with Republican members, as well as those across the aisle," a Santos spokesperson said. Republican Rep. Mike Waltz of Florida introduced that legislation to block Americans from doing business with Venezuela.

☆ Meet Maye Musk, the Sports Illustrated cover model and the glamorous mother of one of the richest men in the world
▼ + stars: | 2023-02-04 | by ( Grace Kay | ) www.businessinsider.com time to read: +13 min

Despite her support for her children, Maye Musk has been a celebrity in her own right for decades. Maye Musk Maye Musk attended the Met gala with Elon Musk last year. "They followed their passions, and they all went in different directions," Maye Musk told Insider in a 2020 interview. Elon Musk, in particular, had tried his hardest in school, but only in the subjects he liked, Maye Musk said. Even at 14 years old, Maye Musk said Elon Musk had shown a passion for investing.

☆ Job interview tips to help you get hired: What to say, mistakes to avoid, how to answer key questions and more
▼ + stars: | 2023-02-02 | by ( Cindy Perman | ) www.cnbc.com time to read: +7 min

Career coach Natalie Fisher said there are four common reasons why you might get a job interview but not a job offer: 1. The Art of Tooting Your Own Horn Without Blowing It": Pump yourself up before you walk into a job interview. Interview tips from an HR pro who tracked her job search on TikTokAnd finally, a few job interview tips from Jordan Gibbs. Here are a few of her top job interview tips: Never count your chickens before they're hatched. Read more job interview tips from Gibbs and how she ultimately landed her job.

☆ 5 cruise workers reveal the best and worst parts of their jobs — from in the kitchen to on stage
▼ + stars: | 2023-01-31 | by ( Hannah Towey | ) www.businessinsider.com time to read: +8 min

Most jobs onboard cruise ships require grueling hours, cramped cabins, and no days off. Insider talked to 5 cruise workers about the best and worst parts of their jobs. Insider spoke with five cruise ship workers including a dancer, musician, chef, and photographer about the best and worst parts of their jobs. And nearly all cruise workers — with entertainers being a notable exception — do not have protected days off until their contract is complete. For many, the unique jobs available on cruise ships are a more intriguing alternative to 9-to-5 desk jobs.

☆ A 29-year-old entrepreneur who is using YouTube to create financial independence says there are 2 main ways to earn passive income — and why you should focus on passive income instead of side hustles
▼ + stars: | 2023-01-28 | by ( Kathleen Elkins | ) www.businessinsider.com time to read: +6 min

One entrepreneur says to focus on building passive income streams so you can free up time and energy. There's a big difference between passive income and side hustle income, emphasized 29-year-old entrepreneur Vanessa Ideh Adekoya. Once you do that, you can start generating passive income from things like affiliate links and platform income. If you do have savings, though, there's a second main way to earn passive income — and that's by investing. If you don't have any savings but still want to earn passive income, "then you should consider building," she said.

☆ New Zealand's top PM contender wants to change central bank mandate, Ardern's policies
▼ + stars: | 2023-01-25 | by ( Lucy Craymer | ) www.reuters.com time to read: +3 min

WELLINGTON, Jan 25 (Reuters) - New Zealand's main opposition party leader and top prime ministerial contender, Christopher Luxon, wants to change the central bank's mandate and reverse some of former leader Jacinda Ardern's polices if he is elected. Luxon's conservative, centre-right National Party is leading over the governing centre-left Labour Party in opinion polls. There is a general election set for October and with inflation tracking near three-decade highs the cost of living is the key election issue. Luxon said if elected prime minister, he would change the mandate of New Zealand's central bank to focus solely on inflation, provide tax relief and widen immigration settings in an effort to dampen price inflation. Critics say the dual focus has contributed to inflation tracking at near three-decade highs, which has led to aggressive interest rate increases.

☆ 18 movies with valuable entrepreneurial lessons: From 'Startup.com' to 'Becoming Warren Buffett'
▼ + stars: | 2023-01-17 | by ( Vikas Jha | ) www.businessinsider.com time to read: +21 min

Takeaway: This movie shows the effect money, greed and power can have on relationships. "The Social Network" (2010)"The Social Network" shows us that business success requires more than just a great idea. "Becoming Warren Buffett" (2017)In this documentary, Warren Buffett reveals his day-to-day, and his two most important investing rules. Takeaway: This movie shows how two young men were pitted against each other, striving to grow in a cut-throat business. I've found myself feeling motivated after watching a great film with lessons I can transpose to my entrepreneurial journey.

In January 2021, my net worth was -$15,000. Despite this, my net worth increased from -$15,000 to $15,000 since January 2021. Together, these accounted for an increase of $12,000 in my net worth. In the end, these different sources accounted for an additional $5,000+ that I invested over the last six months — which has allowed me to surpass my original net worth goal for this time period. Three years ago, I made the first deposit into my Roth IRA and today that account makes up a substantial portion of my net worth.

☆ I'm an airport baggage handler. We're not sitting around when your bags are late — we're hustling as hard as we can behind the scenes.
▼ + stars: | 2023-01-04 | by ( Fortesa Latifi | ) www.businessinsider.com time to read: +5 min

Rachel Bacha is a 23-year-old airport baggage handler in Boise, Idaho. If they ask more questions, I'll tell them that I'm actually a baggage handler. People are usually really surprised because they don't think of a young woman when they think of a baggage handler, but I really love my job. I never thought anyone would be interested in what I do as a baggage handler, but that's what makes TikTok so cool. I think my work as a baggage handler has changed my future path.

☆ 'Ain't No Mo'' earns more time on Broadway but raises questions about gatekeeping
▼ + stars: | 2022-12-20 | by ( Uwa Ede-Osifo | ) www.nbcnews.com time to read: +5 min

Broadway play “Ain’t No Mo’” has been extended to Dec. 23 after its cast and fans mobilized online support to prevent the show from closing just two weeks after its debut at the Belasco Theatre. The traditional decision-makers around Broadway’s financing and marketing “don’t know what to do with your type of audience,” Cooper said. “Our stories are not niche.”Cooper said “Ain’t No Mo’” was not given a fair shot to establish an audience. “I’m trying to make a Broadway theater look like an HBCU homecoming,” he said. When plays such as “Ain’t No Mo’” struggle to fill seats, Shade, of Broadway Black, said the blame is cast onto Black people for not attending.

☆ A couple in their 20s who turned a side hustle into a business that brings in up to $19,000 a month share the 3 strategies they used to increase their income
▼ + stars: | 2022-12-17 | by ( Kathleen Elkins | ) www.businessinsider.com time to read: +7 min

Entrepreneurs Steph Gordon and Den Mathu have managed to increase their income consistently. Start by with your current job: Can you negotiate a raise or land a higher salary with a different company? He and Gordon started their joint side hustle, which has evolved into a full-time business, in 2019. Mathu was working as a consultant at Deloitte, while Gordon was working in HR at PricewaterhouseCoopers. That way, they'll have more time and energy to spend on growing their company and revenue streams even more.

☆ Who will be Wall Street’s un-American idol?
▼ + stars: | 2022-12-16 | by ( John Foley | ) www.reuters.com time to read: +8 min

Europeans have been losing the battle against Wall Street’s cozy club for a decade. Deutsche Bank has done the former. BNP has made smaller steps, buying Bank of America’s prime broking business in 2008, then Deutsche Bank’s in 2019. Even with the best intentions, European banks must contend with their own regulators, which affects their ability to take risk elsewhere. JPMorgan, Bank of America, Citigroup, Morgan Stanley and Goldman Sachs together took the top five slots for debt capital markets and merger advisory, as they also did in 2021.

☆ I quit my tech job in Seattle because I was miserable — here's how I moved to Los Angeles and started over as a freelancer and content creator
▼ + stars: | 2022-12-04 | by ( Dayana Sabatin | ) www.businessinsider.com time to read: +7 min

Dayana Sabatin was working in tech in Seattle and feeling miserable with her career. She decided to make a major life change — so she moved to Los Angeles without a clear plan. So I made a plan and left my life in Seattle behind to move there. Since then, I've made a life for myself in LA — I'm a writer, blogger and YouTuber — but getting here was a journey. My family felt blindsided by the news that I was moving.

☆ What's really behind the sudden tension-release rally and whether it can last
▼ + stars: | 2022-11-10 | by ( Michael Santoli | ) www.cnbc.com time to read: +4 min

This is the daily notebook of Mike Santoli, CNBC's senior markets commentator, with ideas about trends, stocks and market statistics. -A sudden tension-release rally as a benign inflation report collides with a market wound tight against further adverse surprises, driving a burst of short-covering and a grab for equity exposure and takes the S & P 500 directly to its next noteworthy test. Still, the S & P is merely up less than 1% for November, so it remains whippy within a range. -The crypto tumult is far from sorted out but the risk rally today taking some pressure off. -VIX down almost 3 under 24, ratifying the lift in indexes and expressing relief at having the big known catalysts (election, CPI) past for now.

The race is a must-win for Democrats to have any hope of retaining control of the House. It’s one where, on the whole, it might edge Democratic looking at the district but with no incumbent, a pretty well-funded Republican and a good cycle. It makes me mad.”In an interview ahead of the rally with Oz rally in suburban Pittsburgh, Shaffer said Deluzio was “desperate” because his campaign has gained some momentum in the final weeks. As for why the area has become such a significant swing district, Rothfus cited its economic and geographic importance. “It’s the crossroads of a huge section of the country, right between the Midwest and the Northeast,” he said.

☆ How to work smarter – not harder – everyday
▼ + stars: | 2022-10-31 | by ( Madison Coffelt | Created Slack With Insider Studios | ) www.businessinsider.com time to read: +7 min

When we work smarter, not harder, we can harness our work tools and use technology to our advantage. That flexibility makes space for new ways to work smarter, not harder. In short: Your digital HQ is a way to work, not a place to work. Teams working across various time zones can schedule messages so their colleagues get them when they are online and active. Anyone has the power to use no-code or low-code features in Slack to automate admin work and repetitive tasks, freeing up valuable chunks of time to work on more strategic and meaningful work.

☆ I listed 'sex work' on LinkedIn and caused a viral uproar. This is the last time I'll defend that choice.
▼ + stars: | 2022-10-20 | by ( Arielle Egozi | ) www.businessinsider.com time to read: +13 min

In July, I added "sex work" to my LinkedIn work experience. But at least in sex work, there's an audience and a desire for every type of body, gender, and play. Sex work may have the word "sex" in it, but most of the job — digital, in person, or otherwise — has little to do with sex. A lot of people seem to ignore the "work" part of sex work. Sex work of all kinds is work, and that's the last time I'll defend that statement.

☆ Becky G sees 'magic' in collaborations with fellow artists
▼ + stars: | 2022-10-19 | by ( Liz Calvario | ) www.nbcnews.com time to read: +9 min

Becky G was just 14 years old when she signed her first record deal. In 2016, Becky started releasing songs in Spanish, finding a wider audience and recognition. “I use the word collaboration a lot, because to me, that’s where the magic happens. 1 spot on the Hot Latin Songs chart. That’s really where I tried to focus a lot of my energy and make an impact.

☆ Hilaria Baldwin is dealing with ‘mama guilt’ after baby number seven
▼ + stars: | 2022-09-27 | by ( Lisa Respers France | ) edition.cnn.com time to read: 1 min

CNN —Hilaria Baldwin is trying to balance it all as a new mother of seven. She and husband Alec Baldwin recently announced the birth of their new daughter, Ilaria Catalina Irena Baldwin. “I am trying to balance [being a] new mom again. With breastfeeding, healing, and hustling to make sure all my children feel that I am there to be the best mama I can be.”“Am I getting it right?” Baldwin added. I know this is a process.”Hilaria and Alec Baldwin married in 2012 and welcomed their first child together in 2013.

☆ What 'quiet quitting' is actually about
▼ + stars: | 2022-09-08 | by ( Aki Ito | ) www.businessinsider.com time to read: +10 min

Now, everyone and their mother has an opinion about "quiet quitting," whatever it is. Quiet quitting isn't about quitting our jobs. Slacking off vs. work-life balanceMuch of the debate around quiet quitting revolves around the definition of what it actually is. How should I feel about coworkers who are quiet quitting if I end up having to take up the slack? In a self-help sense, quiet quitting is only the first step on the road to fulfillment.

☆ 'Company loyalty will make you poor': Early retiree credits his $1 million net worth to these 7 ‘unpopular opinions'
▼ + stars: | 2022-08-18 | by ( Steve Adcock | ) www.cnbc.com time to read: +4 min

The self-made millionaire says he got rich the "old-fashioned way"—by investing wisely, marrying the right person, and living a frugal life. At the time, I had $900,000 saved, and within a few years was able to accumulate a $1 million net worth. Here are seven unpopular opinions that helped me retire early as a millionaire:1. I chose to wait until I found someone who shared the same financial values — and it was one of the best life decisions I ever made. Today, I have a supportive spouse who just as enthusiastic as I am about investing and living a frugal lifestyle.

Persons: Steve Adcock Organizations: Employers, Ramsey Solutions, Ivy League

☆ The ultimate guide to building a successful side hustle: How to turn a dream into a moneymaking reality
▼ + stars: | 2022-08-11 | by ( Alexandra York | ) www.businessinsider.com time to read: +9 min

Like many people during the pandemic, Davis reallocated the time she'd typically spent commuting home to building her side hustle. Davis' handbag company netted $14,000 in sales in its first four months in business, which Insider verified with documentation. Another entrepreneur, Lisa Andrea, regularly books $8,000 in revenue a month from her side hustle, The Financial Cookbook, which Insider also verified with documentation. Leveraging expertise, as Andrea did with financial coaching, is one way entrepreneurs can start a side hustle and balance risk versus reward. Courtesy of Courtney McWilliamsSet boundaries when establishing work schedulesFor some entrepreneurs, a side hustle is a way to build a new 9-to-5 career.

☆ Business travel costs are expected to rise through 2023, industry report says
▼ + stars: | 2022-08-10 | by ( Leslie Josephs | ) www.cnbc.com time to read: +2 min

The cost of business travel, from hotels to airfare, is set to rise through 2023 as demand returns more than two years after the Covid pandemic began, according to an industry report published Wednesday. Business travel airfare is on track to rise nearly 50% this year over 2021, following two years of steep declines, according to a report from travel management company CWT and the Global Business Travel Association. Airline and hotel executives have been upbeat about a return to business travel after Covid-19 and measures to curb its spread, like travel restrictions, forced companies to put many work trips on hold. While leisure travel has roared back from 2020 pandemic lows, business travel has lagged, depriving hotels and airlines of an important source of revenue. That's despite concerns about a slowing economy, travel industry labor shortages and other headaches, as some large corporations seek ways to cut back on spending.

☆ 2023 will be critical for Lucid's bid to one-up Tesla — and it will have to overcome its production constraints and a sinking stock price
▼ + stars: | 2022-05-05 | by ( Alexa St. John | ) www.businessinsider.com time to read: +10 min

Based in Newark, California, EV startup Lucid Motors has been racing to up its production in 2022. Much like many other EV upstarts, Lucid's stock has dropped around 80% this year. Quality control may prove vital for any EV startup trying to outdo Tesla. He's determined to lead in the same space that's seen the rise and fall of other EV startups, such as Nikola, Lordstown, and Faraday Future. Churchill Capital IV soars 33% after report says the SPAC is nearing a deal to take EV-maker Lucid Motors publicAre you a current or former Lucid employee?

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