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☆ Where Vanguard sees opportunity to earn income right now
▼ + stars: | 2024-10-24 | by ( Michelle Fox | ) www.cnbc.com time to read: +4 min

With the Federal Reserve rate-cutting cycle now underway, income investors may want to take a closer look at their portfolios. In this environment, Vanguard likes higher-quality, fixed-income assets. However, with high yield credit, Vanguard is focusing on bottom-up security selection due to the dispersion among issuers. CCC-rated bonds gained 12.5% year to date, as of Sept 30, versus the 4.3% return in AA credit, according to Vanguard. Individual investors can get access to corporate credit through mutual funds or exchange-traded funds comprising investment-grade or high-yield bonds.

Persons: Sara Devereux, Devereux, Colleen Cunniffe, Cunniffe, outsized Organizations: Federal, Vanguard, Fed, Investor, Securities, Exchange Commission, Fund Locations: Utilities

☆ Groq CEO Jonathan Ross reveals strategy to lead AI chip market
▼ + stars: | 2024-10-24 | by ( Hugh Langley | ) www.businessinsider.com time to read: +3 min

While many AI companies have focused on training large language models, Groq seeks to make them run as fast as possible using chips it developed called LPUs, or language processing units. The gambit is that as AI models get better, inference — the part where the AI makes decisions or answers questions — will demand more computing power than training will, positioning Groq to reap the rewards. Groq's special (and tightly patented) sauce is its specialized chip design says Ross. Dean asked Ross's team to design a chip based on a specific type of integrated circuit they were using, and the result was Google's first tensor processing unit, a chip designed specifically for AI. Watching the AlphaGo program land a complex "shoulder hit" move on its opponent was validation for Ross that faster inference meant better, smarter AI.

Persons: Groq, Ross, —, Google's, Jeff Dean, Dean, Ross's, Lee Sedol Organizations: Rivals, Nvidia, Google

☆ New Boeing CEO to give clues about company's future, while striking workers vote on new contract
▼ + stars: | 2024-10-22 | by ( Leslie Josephs | ) www.nbcnews.com time to read: +7 min

Now, new CEO Kelly Ortberg has the chance to share his vision for the troubled manufacturer, from a potential strike-ending labor agreement to a slimmed-down future. When he takes the mic for his first earnings call as Boeing’s CEO on Wednesday, more than 32,000 striking machinists will start voting on a new, sweetened contract proposal. “I think it’s going to be a tight vote,” Jon Holden, president of the International Association of Machinists and Aerospace Workers District 751, told CNBC on Tuesday. Narrowing businessesOrtberg, a longtime aerospace veteran who previously ran Rockwell Collins, took the reins at Boeing in early August. Mending ties with workers, stabilizing supply chainThe results of the union vote will come out hours after the earnings call.

Persons: Kelly Ortberg, “, ” Jon Holden, RTX, Neil Mitchill, Collins, Rockwell Collins, Robert " Kelly, Ortberg, ”, Ken Herbert, Julie Su, Holden, ” Holden, Joe Biden, Biden, —, Phil LeBeau Organizations: Boeing, International Association of Machinists, Aerospace Workers, CNBC, GE Aerospace, AFP, Getty, Air Force One, Workers, Puget, Labor, Spirit, Aerospace Industries Association Locations: underperformance, Seattle, South Carolina

☆ New Boeing CEO to give clues on company's future, while striking workers vote on new contract
▼ + stars: | 2024-10-22 | by ( Leslie Josephs | ) www.cnbc.com time to read: +5 min

When he takes the mic for his first earnings call as Boeing's CEO on Wednesday, more than 32,000 striking machinists will start voting on a new, sweetened contract proposal. Narrowing businessesOrtberg, a longtime aerospace veteran who previously ran Rockwell Collins, took the reins at Boeing in early August. Boeing's new CEO Kelly Ortberg visits the company's 767 and 777/777X programs' plant in Everett, Washington, U.S. August 16, 2024. watch nowMending ties with workers, stabilizing supply chainThe results of the union vote will come out hours after the earnings call. Meanwhile, the strike is costing Boeing $1 billion a month, according to S&P Global Ratings estimates.

Persons: Ryan Bergh, Jason Redmond, JASON REDMOND, Kelly Ortberg, Rockwell Collins, Ortberg, Marian Lockhart, Ken Herbert, Leslie Josephs Organizations: International Association of Machinists, Aerospace Workers, Seattle Union Hall, Getty, AFP, Boeing, Reuters, Air Force One, Workers, CNBC Locations: Everett , Washington, Seattle , Washington, AFP, underperformance, Everett , Washington , U.S, Seattle, Renton , Washington

☆ How investors should navigate the S&P 500 likely trailing bonds and inflation for the next decade, according to Goldman Sachs
▼ + stars: | 2024-10-22 | by ( Laila Maidan | ) www.businessinsider.com time to read: +5 min

Goldman Sachs forecasts muted S&P 500 gains, with a 3% annual return over 10 years. Diversification and equal-weighted S&P 500 exposure may offer better long-term returns. The bank's most bearish scenario would see the S&P 500 decline by an annual 1%, while its more positive calls for a gain of 7%. Goldman SachsAdding an exchange-traded fund that tracks the equal-weighted S&P 500 could be one way to go about it. AdvertisementFurthermore, investors should consider a more mixed asset portfolio of stocks and bonds without tilting toward one more than the other.

Persons: Goldman Sachs, —, David Kostin, Goldman, There's, Christian Mueller Organizations: Service, Nvidia, Treasury

☆ I've made a conscious decision not to be a helicopter parent. My oldest child was walking alone to the library by the time he was in 1st grade.
▼ + stars: | 2024-10-21 | by ( Jane Ridley | ) www.businessinsider.com time to read: +4 min

Jen Komaromi describes her parenting style as "free range" because she allows her kids more freedom. The 51-year-old was happy for her son, then 15, to fly solo to France and change planes in Paris. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . You can opt-out at any time by visiting our Preferences page or by clicking "unsubscribe" at the bottom of the email. When Jack was in first grade, he started walking solo from school to the library, which was pretty much next door but involved crossing a road.

Persons: Jen Komaromi, —, Jack, Kevin, Jack texted, he'd, Charles de Gaulle, Evie, I've, I'd, They've Organizations: Service, Air, Business Locations: France, Paris, Bay, Air France, San Francisco, Lyon, Komaromi

☆ Lilly sues online vendors, medical spa over copycat weight-loss drugs
▼ + stars: | 2024-10-21 | by ( ) www.cnbc.com time to read: +3 min

Eli Lilly said on Monday it sued three medical spas and online vendors for selling products claiming to contain tirzepatide, the main ingredient in its popular weight-loss medicine Zepbound, including in the form of dissolvable tablets. Pivotal Peptides says it offers research grade tirzepatide, while MangoRx sells a compounded version, both online. Lilly has accused Pivotal Peptides of selling products claiming to contain tirzepatide directly to patients without any prescription from a medical professional, despite advertising the drugs for research purposes. Lilly said it sent a cease and desist letter to Pivotal Peptides before filing the lawsuit. Eli Lilly is seeking court orders barring the vendors from selling their drugs claiming to contain tirzepatide and unspecified monetary damages.

Persons: Eli Lilly’s, Eli Lilly, tirzepatide, Lilly, MangoRx, drugmaker, Genesis Organizations: Lifestyle Medicine of, U.S . Food, Drug Administration, Genesis, FDA, B12 Locations: New York City, Lifestyle Medicine of Nevada, U.S, Indiana , Texas, Washington, Indianapolis

☆ Why some families will pay $500,000 for Ivy League admissions consulting: 'It’s worth the investment'
▼ + stars: | 2024-10-18 | by ( Jessica Dickler | ) www.cnbc.com time to read: +7 min

Loop Images | Getty ImagesAt the nation's top schools, including many in the Ivy League, acceptance rates hover near all-time lows. For those willing to pay for a four-year, private college, it should be worthwhile, the sentiment often goes. To get into this elite group of schools, many families look for outside help to get a leg up. The vast majority of students come from New York City private schools with household incomes over $1,500,000 according to Howell's account. However, the wealthiest students hailing form the country's top private schools are primarily competing amongst themselves as schools look to build a diversified class.

Persons: Thomas Howell, Howell, Ivy League — Brown, Hafeez Lakhani, Lakhani, they've, Christopher Rim, Covid, — Organizations: Ivy League, Princeton University, Forum Education, Cornell, Dartmouth, Harvard, University of Pennsylvania, Yale, University of Chicago, Massachusetts Institute of Technology, Stanford, Finance, Navy, Command, Rim, Command Education, Test, Christopher, Education, National Association for College, Counseling, National Bureau of Economic Research Locations: York, Columbia, Princeton, Duke, New York, New York City

☆ I quit my job to look after my grandchildren. My son initially paid me $10 an hour, but now I gladly do it for free.
▼ + stars: | 2024-10-17 | by ( Jane Ridley | ) www.businessinsider.com time to read: +5 min

Jo Storm, 69, quit her job to care for her granddaughter and her grandson, born two years apart. Her son and daughter-in-law paid her $10 an hour — a sum she refused to accept after working a week. The grandma said it made her feel like an "employee," and she wanted to do the job for free instead. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . AdvertisementBut I told them I was giving a gift to my son, daughter-in-law, and grandchildren that was priceless.

Persons: Jo Storm, —, I'd, they'd Organizations: Service, Business Locations: Wisconsin

☆ Inside Blackstone's growing 'credit juggernaut'
▼ + stars: | 2024-10-17 | by ( Alex Nicoll | ) www.businessinsider.com time to read: +7 min

Private lending is now Blackstone's largest business by assets, up 22% since last year. Inside Blackstone's growing "credit juggernaut." By contrast, Blackstone's private-equity business manages $344.7 billion, and its real-estate investing arm, the firm's largest business at the start of the quarter, has $325.1 billion. The largest third-party lenderWhile Blackstone now claims to be the largest third-party credit provider, Apollo is the largest non-bank lender with $562 billion in private credit assets under management. Blackstone's private credit arm has generated 16.7% in returns over the last twelve months, though falling interest rates "put some pressure on absolute returns," Gray said.

Persons: Jon Gray, —, Blackstone, Jonathan Gray, CLOs, Gray, Steve Schwarzman, that's, We're, It's, Schwarzman Organizations: Service, Blackstone, Canada, Plan Investment Locations: New York, Asia, Pacific

The parents of a Massachusetts high school senior are suing his teacher, school district faculty members and a local school committee for punishments he received after he used artificial intelligence tools to research and create an outline for a history class essay. The lawsuit is one of the first of its kind in contesting school discipline over the use of AI to complete academic work. The complaint said the school’s AI policy was added to the Hingham High School student handbook only the year after the plaintiff’s son was punished. “It’s underregulated, especially in a school setting,” Peter Farrell, the family’s lawyer, said about AI in a phone interview. “AI is an output from a machine.”The student’s school district, Hingham Public Schools, said it was unable to provide further details during ongoing litigation and to respect the student’s privacy.

Persons: “ It’s, ” Peter Farrell, ”, ” Farrell, Farrell, Kareem Abdul, Jabbar, Dale, Jennifer Harris, He’s, ” Adam Nguyen, Ivy Link, Nguyen, Stanford Organizations: Ivy League, National Honor Society, Hingham High School, Hingham Public Schools, Stanford University, ACT, AP U.S, Artificial Intelligence, Ivy, Harvard Law School Locations: Massachusetts, Hingham

☆ Parents sue their son's school for punishing his AI use, heralding a messy future
▼ + stars: | 2024-10-16 | by ( Joshua Nelken-Zitser | ) www.businessinsider.com time to read: +5 min

Parents in Massachusetts are suing a school over their son being punished for using AI. AdvertisementThe parents of a Massachusetts teenager are suing his high school, claiming their son was unfairly punished for using AI, as educators grapple with how to handle the widespread use of AI. AdvertisementJennifer and Dale Harris filed the lawsuit last month against Hingham High School, its administrators, and the school district, in which they alleged the defendants imposed "arbitrary and capricious" discipline on their child. Harris said that she would like to see the school "put in place an AI policy that makes sense." Matthew Sag, a professor of law in AI, machine learning, and data science at Emory University Law School, told BI that the school handbook's outlined policy is "hopelessly vague and unfair."

Persons: —, they'd, Ryan Abbott, Jennifer, Dale Harris, Jennifer Harris, WCVB, WCBV, Harris, Matthew Sag, Sag, John Zerilli, Peter Farrell Organizations: Service, Study.com, University of Surrey, Hingham High School, National Honor Society, ACT, Stanford University, Stanford, Business, Artificial Intelligence, Emory University Law School, University of Edinburgh, Oxford Institute for Locations: Massachusetts, Hingham

☆ Here's why the U.S. retirement system isn't among the world's best
▼ + stars: | 2024-10-16 | by ( Greg Iacurci | ) www.cnbc.com time to read: +3 min

"I think [a C+ grade] would describe a rating where there is a lot of room for improvement," said Christine Mahoney, global retirement leader at Mercer, a consulting firm. 29 out of 48 global pension systems in 2024, according to the annual Mercer CFA Institute Global Pension Index , released Tuesday. The U.S. system is often referred to as a three-legged stool, consisting of Social Security, workplace retirement plans and individual savings. Employers aren't required to offer a retirement plan like a pension or 401(k) plan to workers. American workers can withdraw their 401(k) savings when they switch jobs, for example.

Persons: Christine Mahoney, doesn't, Mercer, Mahoney, it's, Graham Pearce, Pearce, David Blanchett Organizations: Mercer, Natixis Investment Management, U.S, Mercer CFA, Global, Social Security, Employers, U.S . Bureau of Labor Statistics, Finance, Research Locations: Netherlands, Iceland, Denmark, Israel, Mercer, Singapore, Australia, Finland, Norway, U.S

☆ Companies are talking about how Election Day will impact them, from slowing beer sales to people flying less
▼ + stars: | 2024-10-16 | by ( Alex Bitter | ) www.businessinsider.com time to read: +4 min

Earnings season is offering insight into how the US presidential election may impact big companies. So far, companies are commenting on how Election Day itself could sway their financial results. Delta expects a hit to revenue as fewer people travel around Election DayPeople will likely hold off on other kinds of spending around Election Day. Delta saw something similar happen after the 2016 election, Hauenstein said at the time. AdvertisementCompanies are issuing debt ahead of Election Day, according to CitigroupInvestment banking fees rose 44% during Citigroup's third quarter, CEO Jane Fraser said.

Persons: —, Kamala Harris, Donald Trump, they're, William Newlands, Newlands, Glen Hauenstein, Hauenstein, Delta, Jane Fraser, Fraser, Goldman Sachs, Harris, Trump Organizations: Citigroup, Delta, Service, Constellation Brands, Corona, Modelo, Constellation, Air Lines, Citigroup Investment, Bank of America

☆ Boeing prepares layoff notices for thousands of workers as turmoil deepens
▼ + stars: | 2024-10-15 | by ( ) www.nbcnews.com time to read: +5 min

While Su has previously spoken with Boeing and the striking West Coast factory workers’ union, it is her first time in Seattle meeting both sides in person. Roughly 33,000 workers have been on strike since Sept. 13, seeking a 40% wage increase over four years. Boeing will next month send out 60-day notices to thousands of workers including many in its commercial aviation division, meaning those staff will leave the company in mid-January, one source familiar with the matter said. A Boeing spokesperson said the company had shared information with managers including plans for 10% reductions at its commercial unit involving both union and non-union workers. “Boeing just turned its back on 17,000 of its own workers — the same people who carried Boeing through crisis after crisis, year after year,” he said in a statement.

Persons: Julie Su’s, Su, Jon Holden, ”, Brian Bryant, Nick Cunningham, Tim Clark, “, ” Clark Organizations: Boeing, Labor, Department of Labor, International Association of Machinists, Aerospace Workers, ” Boeing, White, Society of Professional Engineering Employees, Aerospace, Rivals, Partners, Alaska Airlines, Emirates, Air Locations: U.S, Seattle, West Coast

☆ Boeing’s crisis is getting worse. Now it’s borrowing tens of billions of dollars
▼ + stars: | 2024-10-15 | by ( Chris Isidore | ) edition.cnn.com time to read: +5 min

In a regulatory filing early Tuesday, the company announced plans to borrow $10 billion from a consortium of banks. The company’s debt surged in the last six years as Boeing reported core operating losses of more than $33 billion. On Friday, Boeing’s new CEO Kelly Ortberg announced plans to cut 10% of its worldwide staff of 171,000 workers. Boeing’s offer to increase the raises to 30% over the life of the deal was also rejected by union negotiators. And Airbus doesn’t have the capacity to take on Boeing’s orders.

Persons: New York CNN —, Boeing’s, Kelly Ortberg, Max Organizations: New, New York CNN, Boeing, International Association of Machinists, IAM, Federal Aviation Administration, Alaska Airlines, Airbus Locations: New York

☆ Goldman Sachs beats Wall Street forecasts as investment-banking fees surge 20%
▼ + stars: | 2024-10-15 | by ( Theron Mohamed | ) www.businessinsider.com time to read: +3 min

Goldman Sachs reported third-quarter earnings on Tuesday that beat analysts' expectations. The investment bank posted $12.7 billion of revenue and almost $3 billion of net earnings. AdvertisementGoldman Sachs reported third-quarter earnings on Tuesday that beat Wall Street's expectations, sending its stock up as much as 3% in premarket trading. It also cut its operating expenses by 8%, fueling a 45% surge in net income to $2.99 billion. The fee bonanza reflected a sharp increase in net revenues from debt underwriting amid strong leveraged finance and investment-grade activity, and higher net revenues in equity underwriting driven by secondary offerings.

Persons: Goldman Sachs, —, David Solomon, Solomon, Brian Moynihan Organizations: Service, Barclays, General Motors, Bank of America's, Bank of America

☆ Boeing to raise as much as $25 billion to shore up balance sheet
▼ + stars: | 2024-10-15 | by ( Leslie Josephs | ) www.cnbc.com time to read: +2 min

Striking Boeing workers and their supporters picket outside the Boeing Co. manufacturing facility in Renton, Washington, on Sept. 16, 2024. Earlier, Boeing separately said in a filing that it has an agreement with a consortium of banks for a $10 billion credit agreement. "The credit facility provides additional short term access to liquidity as we navigate through a challenging environment," the company said in a statement. Boeing shares are down nearly 43% this year through Monday's close. Boeing is trying to shore up its balance sheet as it faces warnings from credit ratings agencies that it could lose its investment grade rating.

Persons: Boeing's, Kelly Ortberg, Ortberg Organizations: Boeing, Boeing Co Locations: Renton , Washington, Monday's

☆ Most adults agree: Ban phones in schools. But that's the easy part — social media is the harder question.
▼ + stars: | 2024-10-15 | by ( Katie Notopoulos | ) www.businessinsider.com time to read: +5 min

A new Pew study says nearly 70% of adults agree that schools should ban phones during class. But the broader topic of social media and its effects on teen mental health is still being debated. The US Surgeon General recently suggested social media should come with a warning label for teens. AdvertisementResearch on social media and teen mental health isn't always clearOn the other hand, the argument that social media and phone use are causing a mental health crisis for teens is not as clearly a slam-dunk case. Consider a very recent kerfuffle: A researcher published a meta-analysis of studies on what happens when teens quit social media and suggested that Haidt's research was flawed.

Persons: —, shouldn't, they've, there's, Jonathan Haidt's, Banning, Haidt, Mark Zuckerberg, they're Organizations: Service, Pew Research Center, National Education Association, Meta, US, Big Tech Locations: Oxford

☆ ‘Terrifier 3’ tops box office with $18 million debut, ‘Joker: Folie à Deux’ collapses with brutal 81% drop
▼ + stars: | 2024-10-14 | by ( Https | Media-Cldnry.S-Nbcnews.Com Image Upload Newscms Variety-Live-Blog-Byline-Image.Png | ) www.nbcnews.com time to read: +6 min

There’s only room for one killer clown at the top of box office charts. Meanwhile “Joker: Folie á Deux,” which topped the box office last weekend, collapsed in third place with $7.055 million from 4,102 theaters. So far, “Folie a Deux” has generated $51.6 million domestically and $165.3 million globally. The well-reviewed family film has amassed $83.73 million domestically and $148 million globally to date. It has earned $52.8 million domestically and $111 million worldwide so far.

Persons: “, Beetlejuice, ”, Joaquin Phoenix, Damien Leone, David A . Gross, Pharrell Williams, Morgan Neville, Rogers, Gross, Sony’s, Jason Reitman, Sebastian Stan, Donald Trump, CinemaScore, Trump, Tim Burton’s, ‘ Taylor Swift, Paul Dergarabedian, “ It’s Organizations: Warner Bros, Rotten, Motion, Entertainment Research, Cannes Film, Briarcliff Entertainment, Universal, DreamWorks, Optimus Locations: North America, CinemaScore

☆ Obama’s reemergence on the campaign trail for Harris comes as he recognizes his own legacy is at stake
▼ + stars: | 2024-10-13 | by ( Edward-Isaac Dovere | ) edition.cnn.com time to read: +14 min

This past Wednesday alone, he recorded 21 videos for the Harris campaign. Obama acolytes have spent the last eight years rationalizing Trump as the last gasp backlash to the Democrat and his presidency. While most of the party leaders Harris called that Sunday afternoon, including Bill Clinton, and immediately pledged support, Obama held off. Harris advisers knew Obama and former House Speaker Nancy Pelosi favored an open process to find a new nominee. And according to people who know about the conversations, he checks in with several of his own closest aides now helping run Harris’ campaign, such as current campaign chair Jen O’Malley Dillon and his own 2008 campaign manager, David Plouffe.

Persons: Barack Obama, Obama’s, president’s, Harris, Obama, Kamala Harris, Joe Biden, Donald Trump’s, He’s, he’d, Trump, rationalizing Trump, Bruce Springsteen, ”, Hannah Hankins, ” Obama, Kai Jones, Biden, Jones, Obama “, ” Austin Davis, It’s, Hakeem Jeffries, Michelle, Jeffries, Alexandria Ocasio, Cortez, Marie Gluesenkamp Perez, Mary Peltola, Chuck Schumer, Pennsylvania Sen, Bob Casey, Casey, Elissa Slotkin, Ruben Gallego, Josh Shapiro, Arizona Sen, Mark Kelly, he’s, Kelly, “, Harris Obama, Mike Donilon, —, Bill Clinton, diehards, feckless, Nancy Pelosi, Jen O’Malley Dillon, David Plouffe, she’s, Michelle Obama, She’s, Paige Mirsky, hadn’t, ” Mirsky, Eric Swanson, Swanson, Pitt, ” Amelia Staresink, Sara Kulkarni, Eve Majewski Organizations: CNN — America, CNN, Democratic, Trump, Democrat, Netflix, House, Democratic Party, “, University of Pittsburgh, Washington, New, Democratic House, World Wildlife Federation, New York Rep, Washington Rep, Alaska Rep, Senate, Pennsylvania, Obama, August’s Democratic National Convention, White, Social Security, Republican Locations: Pittsburgh, Pennsylvania, New York, Washington, Alexandria, Michigan, Arizona, Buffalo, Canada, Grant Park

In this 2004 photo, then-District Attorney Kamala Harris waits for a proceeding to convene in San Francisco. The long-standing problem of racial inequities in the criminal justice system is among the issues that prompted Harris to become a prosecutor in the first place. “I grew up knowing about the disparities, inequities, and unfairness in the criminal justice system,” Harris said during a 2019 town hall hosted by MSNBC. And I am proud of the work that I did.”As a prosecutor, Harris adopted what she called a “smart on crime” approach to law enforcement. Her cautious stance on the issue frustrated many advocates of criminal justice reform, including those who expressed support for Harris on other issues.

Persons: Kamala Harris, Democratic Sen, Dianne Feinstein, Harris, ”, Paul Chinn, ” Harris, “, Michael Brown, George Floyd, –, Sen, JD Vance, Harris ’, Brendon Woods, —, ” Woods, Tim Walz, CNN’s Dana, Will Lanzoni, James Singer, Walz, truancy, Ayman Haddadin, Alice, Haddadin, Connor Haddadin, Alice Haddadin, Brown, Damian Dovarganes, Bryce Peterson, “ You’re, they’re, Kevin McCarty, hasn’t, ” McCarty, Tom Tait, ” Tait, McCarty Organizations: CNN, Democratic, San Francisco Chronicle, California Department of Justice, California’s, Minnesota Gov, MSNBC, San Francisco’s Commonwealth Club, truancy, Orange, Orange County District, Department of Justice, Golden State, John Jay College of Criminal, Legislative Black Caucus, Los Angeles Times, Anaheim Police Department, Senate Locations: San Francisco, California, Ferguson , Missouri, Minneapolis, Oakland , California, Minnesota, Savannah , Georgia, United States, Orange County, Los Angeles, Los, Golden, Sacramento, Anaheim, Floyd

☆ These are the 10 dirtiest cruise ships, according to the CDC — including an ultra-luxury vessel
▼ + stars: | 2024-10-12 | by ( Brittany Chang | ) www.businessinsider.com time to read: +6 min

The CDC randomly inspects and scores cruise ships to prevent the spread of stomach viruses. The 11 dirtiest ships this year so far scored 89 or less, including one that received 62 points. For cruise ships, scoring an 85 out of 100 on the Centers for Disease Control and Prevention's Vessel Sanitation Program review is considered a failure. The CDC has reported 10 bacterial and viral outbreaks on cruise ships since the start of 2024. The CDC checks cruise ships for details such as how frequently the pool's hair and lint strainer is disinfected.

Persons: —, Sergi Reboredo, Brittany Chang, Jens Büttner, Lloyd Organizations: CDC, Service, Centers for Disease Control, Getty, Cruises, Seas, Caribbean International, Expeditions, Magnifica, MSC Cruises, — Ritz, Carlton, Lloyd Cruises, MSC Seaside, Rederij, Hanseatic, Getty Images, Sanitation, MSC, Lindblad Expeditions, Ritz Locations: norovirus, Hanseatic, Amsterdam, Royal Caribbean

☆ I stopped saving for my son's college tuition. I decided to save for my forever home instead.
▼ + stars: | 2024-10-12 | by ( Ashley Archambault | ) www.businessinsider.com time to read: +5 min

But I recently decided to stop saving for his tuition because there are other paths he could take. AdvertisementMy son is still young enough for me to save up quite a bit of money for his college tuition. Each year, I planned to save about $10,000 for his college tuition. Some high school programs even allow students to graduate with certificates at no cost to families. I feel better about working hard to save up for my forever home in a town I know I'll be happier in instead of saving up for costly college tuition that may not lead anywhere.

Persons: —, I've, he's, he'll Organizations: Service Locations: Gainesville

☆ Ryan Williams: The 17-year-old sensation starring for Alabama and earning praise from LeBron James and Serena Williams
▼ + stars: | 2024-10-12 | by ( Ben Morse | ) edition.cnn.com time to read: +9 min

Ryan Williams’ extraordinary 75-yard touchdown with just over two minutes remained was the decisive score in No. Former tennis superstar Serena Williams even jokingly remarked at how “impressive” her 17-year-old “cousin” has been doing at Alabama. “Whether Ryan ever catches a ball again for the rest of his career, he’s already entrenched himself in Alabama tradition for that play,” Kelly told CNN. It was when the pair reversed roles – Ryan Williams now catching passes – that Kelly, whose office was overlooking the practice field, realized the young athlete’s potential as a receiver. And with Saraland in need of a receiver, Kelly decided to throw Williams in, a decision which ultimately paid dividends.

Persons: Ryan Williams ’, Williams, LeBron James, Chris Paul, JJ Watt, Dez Bryant, Serena Williams, ”, Jeff Kelly, Bryant, Denny, Ryan, he’s, ” Kelly, “, ” Williams, Steve Limentani, Kelly, Jarel Williams, West Virginia –, – Ryan Williams, Bo Nix, Julio Jones, JaMarcus Russell, “ Ryan, Carly Mackler, ’ Williams, Kelly can’t, Alabama’s Bryant, Amari Cooper, Calvin Ridley, Jaylen Waddle, DeVonta Smith, Jameson Williams, Brandon Sumrall, He’s Organizations: CNN, Crimson Tide, Georgia, Georgia Bulldogs, football, West Virginia, Alabama, Football, Denver Broncos, Pro, Mr, Seattle Seahawks, Western, NFL, University of Alabama Locations: Georgia, Alabama, Saraland, “, Western Kentucky, ” Alabama

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