If that's your goal, you don't have to cut out little luxuries to get there, says Ramit Sethi, a self-made millionaire and author of the New York Times best-seller "I Will Teach You To Be Rich."
"I'm not the guy who's gonna say, 'Hey, go to cut back on lattes.
When it comes to building wealth, most people focus on the "$3 questions" like, "Should I skip buying a latte today?"
Instead, you should focus on the "$30,000 questions," Sethi says.
Instead of waiting and hoping to win the lottery, here are two things you can do now to start building wealth, according to Sethi.