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The bottom line: The Ally High Yield Savings Account is a strong high-yield savings account with a competitive interest rate and solid savings tools. Ally High Yield Savings Account Learn more On Ally's site. Compare Today's Savings RatesHow Ally WorksAlly is an online bank with several strong accounts, including its high-yield savings account. We've compared the Ally High Yield Savings Account with savings accounts at two other online banks: Discover and Marcus by Goldman Sachs. See how Ally compares Ally High Yield Savings AccountDiscover Online Savings AccountMarcus by Goldman Sachs High Yield Online Savings Account Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

Our experts answer readers' personal loan questions and write unbiased product reviews (here's how we assess personal loans). Our Experts for the Best Personal Loans With No Origination FeesWe consulted personal loan and financial experts to give their insights into finding the best personal loans with no origination fees. See our full ratings methodology for personal loans »Best personal loans without origination fees LightStream Personal LoanSoFi Personal LoanDiscover Personal LoanWells Fargo Personal LoanPenFed Credit Union Personal LoanUSAA Personal Loan Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Personal Loan With No Origination Fees Frequently Asked QuestionsCan you get a personal loan without an origination fee? How to Choose the Best Personal Loan With No Origination FeesTo select the best personal loan for you, look at the factors that are most important to you.

☆ Everything we know about Chinese app Temu. It sells a weird variety of things for cheap — and has some wondering if it's legit.
▼ + stars: | 2023-03-23 | by ( Grace Dean | Mary Hanbury | ) www.businessinsider.com time to read: +11 min

It's listed as the top free app in both the Google Play store and the Apple App Store, ahead of TikTok, Amazon, and Instagram. These cost savings can then be passed on to the consumer, a spokesperson for Temu told Insider. But for the average North American shopper, such low prices can actually be disconcerting, especially when they don't know much about Temu. A spokesperson for Temu told Insider that it uses its parent company's supply chain and logistics network to ship these items. Read more: I ordered my first 4 items off Chinese e-commerce app Temu and came away annoyed with the dozens of marketing emails sent after making a single purchase

☆ A student-loan borrower was promised a $5,000 refund on payments after Biden's broad debt relief. Months later, she's still waiting — and no one is picking up the phone to help.
▼ + stars: | 2023-03-19 | by ( Ayelet Sheffey | ) www.businessinsider.com time to read: +7 min

Roxanne Dougherty, 31, is waiting for a $5,000 refund on her student-loan payments. The Education Department directed Insider to guidance on refunds posted on Federal Student Aid's website. "No one is taking the time to help me or to listen to me when it comes to MOHELA," Dougherty said. "It just seems like there's something in it for them to not help," Dougherty said. Are you still waiting for a refund on your student-loan payments?

☆ Tesla owners sue the carmaker, claiming they've faced long waits and high prices at service centers
▼ + stars: | 2023-03-15 | by ( Grace Kay | ) www.businessinsider.com time to read: +4 min

Tesla owners are suing, claiming they've faced long wait times and high prices at service centers. The carmaker has faced criticism over its service centers in the past. The electric-car maker has faced criticism over its service centers in the past. To date, Tesla has less than 200 service centers in the US. For comparison, GM or Ford owners can choose from thousands of independent repair and maintenance shops.

Pros Check mark icon A check mark. Pros Check mark icon A check mark. No minimum opening deposit Check mark icon A check mark. Eligible for new accounts after your child turns 13 Check mark icon A check mark. But if you'd like to open a savings account for your child, it only lets you open one of the bank's regular savings accounts as a joint bank account.

Below, you'll find our top picks for the best banks for avoiding ATM fees. The best banks for avoiding bank ATM fees have free regional or national ATM networks, so you won't be charged for using an ATM. The Best Banks for Avoiding ATM FeesLendingClub Bank: Best online bank for avoiding domestic ATM feesConnexus Credit Union: Best credit union for avoiding domestic ATM feesChase: Best national bank for avoiding domestic ATM feesCharles Schwab: Best institution for avoiding international ATM feesTD Bank: Best regional bank for avoiding domestic ATM feesBetterment: Best online banking platform for avoiding domestic ATM feesWe've included brick-and-mortar banks, online banks, credit unions, and online banking platforms, so you can choose from a variety of options. Unlimited refunds on out-of-network ATM fees Check mark icon A check mark. You could also refer to the schedules of fees document to review ATM fees and ATM withdrawal limits."

Our experts answer readers' personal loan questions and write unbiased product reviews (here's how we assess personal loans). As Marcus is no longer accepting new loan applications as a result of its decision to shutter its personal loan business, Marcus is best for existing customers who already have a loan with the company. Marcus Personal Loan DetailsMarcus personal loan amounts range from $3,500 to $40,000 and can be repaid over three to six years, depending on the agreement you strike with the lender. Currently, Marcus is accepting personal loan applications by invitation only, so it is significantly harder to get a Marcus personal loan than in the past. How Marcus Personal Loans Compare Side-by-side snapshot Marcus Personal LoanSoFi Personal LoanLightStream Personal Loan Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

☆ Molson Coors needs to stop comparing rivals' light beer to water, regulator says, in a win for Anheuser-Busch
▼ + stars: | 2023-02-24 | by ( Avery Hartmans | ) www.businessinsider.com time to read: +3 min

Molson Coors should no longer compare its rivals' beers to drinking water, a regulatory body says. "We believe light beer should taste like beer, not water, and we are well within our right to share that belief," a spokesperson said. "We have appealed the NAD's decision and will proudly continue to make light beer that tastes like beer." The ad highlighted the fact that Anheuser-Busch's Bud Light isn't made with corn syrup, which Molson Coors said unfairly targeted Miller Lite and Coors Light. The court sided with Molson Coors, but a federal appeals court later overturned the ruling in favor of Anheuser-Busch.

Service Credit Union Personal Loan Amounts and Interest RatesYou can take out a personal loan valued between $1,000 and $50,000 with Service Credit Union. Service Credit Union Personal Loans Pros and ConsService Credit Union Personal Loan Pros Wide range of loan amounts . Service Credit Union Personal Loan Credit Score RequirementsThere's no minimum credit score required for a personal loan from Service Credit Union, according to a Service customer service representative. How Service Credit Union personal loans compare Service Credit Union Personal LoanNavy Federal Credit Union Personal LoanAlliant Credit Union Personal Loan Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Service Credit Union Personal Loan Frequently Asked QuestionsAre Service Credit Union personal loans legitimate?

Details Regular Annual Percentage Rate (APR) 7.49% to 18.00% Fees $29 late fee Editor's Rating 3.75 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 3.75 out of 5 Stars Pros & Cons Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Navy Federal Personal Loan Amounts and Interest RatesNavy Federal Credit Union has personal loan amounts that range from $250 to $50,000. How Navy Federal Credit Union Personal Loans WorkNavy Federal Credit Union offers unsecured personal loans, which are loans that don't require collateral, such as a house or car. Navy Federal Personal Loans Frequently Asked QuestionsAre Navy Federal personal loans legitimate? Yes, Navy Federal Credit Union is a legitimate credit union federally insured by the National Credit Union Administration.

Alliant Credit Union Personal Loan Amounts and Interest RatesAlliant Credit Union offers personal loans from $1,000 to $50,000, with an APR range that starts at 10.49%. How Alliant Credit Union Personal Loans WorkAlliant Credit Union offers unsecured personal loans to qualified borrowers. Alliant Credit Union TrustworthinessThe Better Business Bureau has rated Alliant Credit Union an A+. Yes, Alliant Credit Union is a legitimate credit union federally insured by the National Credit Union Administration. Rates are capped by the National Credit Union Administration at 18%, so if you have poorer credit, you might get a better rate with a credit union than another lender.

☆ Columbia Savings and Loan Association Review: Black-owned Bank With CDs and Conservative Investment Accounts
▼ + stars: | 2023-02-13 | by ( Laura Grace Tarpley | Sophia Acevedo | Personal Finance Reviews Editor | ) www.businessinsider.com time to read: +11 min

Columbia Savings and Loan Association bank accounts Columbia Savings and Loan Association Certificate of DepositColumbia Savings and Loan Association IRA Certificate of Deposit Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. How Columbia Savings and Loan Association WorksColumbia Savings and Loan Association is designated as a minority-led financial institution (MDI) by the FDIC. Columbia Savings and Loan Association vs. Liberty Bank and TrustLiberty Bank and Trust has more types of banking products than Columbia Savings and Loan, including traditional and Roth IRAs. Columbia Savings and Loan Association: Frequently Asked QuestionsWhere is Columbia Savings and Loan Association? Columbia Savings and Loan Association has CDs and IRA CDs.

U.S. Bank, Member FDIC Learn more U.S. Bank, Member FDICU.S. Bank Personal Checking Account FeaturesU.S. Bank has over robust national presence, with over 2,000 branches in 26 states and 4,000 ATMs throughout the US. The bank has two checking accounts: U.S. Bank Safe Debit account and U.S. Bank Smartly™ Checking. U.S. Bank Checking Accounts vs. Chase Checking AccountsChase offers a greater variety of options, including checking accounts specifically suited for teens and college students. Chase Total Checking® has a $12 monthly service fee, while U.S. Bank Smartly™ Checking has a $6.95 monthly service fee (with options to waive). U.S. Bank Checking Accounts vs. Wells Fargo Checking AccountsWells Fargo has four types of checking accounts, including a checkless bank account similar to the U.S. Bank Safe Debit account.

Winner: TD Bank The TD Bank Convenience Checking Account makes it easier to waive monthly service fees than Chase Total Checking®. Interest rates are variable and subject to change Minimum Deposit Amount $0 View Full Details Learn moreChase Savings℠ 3.25 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 3.25 out of 5 Stars Annual Percentage Yield (APY) 0.01% effective as of 10/10/2022. Winner: TD Bank TD Bank CDs require a much lower minimum opening deposit than Chase CDs. TD Bank vs. Chase Trustworthiness and BBB RatingsWe include ratings from the Better Business Bureau to evaluate how a bank deals with customer issues. The BBB also gave TD Bank an B rating because government action was taken against the TD Bank.

Read our review Read Our Review A looong arrow, pointing rightCiti vs. Bank of America Savings Account ComparisonsCiti offers two savings accounts — Citi® Accelerate Savings and the Citi® Savings Account. Meanwhile, the Bank of America Advantage Savings Account may be a better choice if you find it easier to waive monthly service fees at Bank of America. Bank of America, Member FDICBank of America Advantage Savings Account Learn more at Bank of America's secure site. Citi Fixed Rate CD 3.25 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 3.25 out of 5 Stars Annual Percentage Yield (APY) 0.05% to 4.15% Minimum Deposit Amount $500 View Full Details Learn moreCiti Fixed Rate CD 3.25 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 3.25 out of 5 Stars Annual Percentage Yield (APY) 0.05% to 4.15% Minimum Deposit Amount $500 View Full Details Learn more at Citi's secure site. Winner: Bank of America Bank of America wins in this category since it is more likely to address customer issues, but keep in mind it's also been involved in public controversies.

Read our review Read Our Review A looong arrow, pointing rightCiti vs. Bank of America vs. Chase Ssavings Account ComparisonsSee how Citi, Bank of America, and Chase savings accounts compare. Citi® Accelerate Savings Bank of America Advantage Savings Account Chase Savings℠ APY 3.85% (vary by location) 0.01% to 0.04% 0.01% effective as of 10/10/2022. Winner: Bank of America and Citi Bank of America and Citi tie in this category because their savings accounts stand out for different reasons. Citi Fixed Rate CD 3.25 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 3.25 out of 5 Stars Annual Percentage Yield (APY) 0.05% to 4.15% Minimum Deposit Amount $500 View Full Details Learn moreCiti Fixed Rate CD 3.25 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 3.25 out of 5 Stars Annual Percentage Yield (APY) 0.05% to 4.15% Minimum Deposit Amount $500 View Full Details Learn more at Citi's secure site. Which bank of the three, Citi, Bank of America, or Chase, is the safest?

Compare Citi vs. Wells Fargo Citi® Accelerate SavingsWells Fargo Way2Save® Savings Account Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Read our review Read Our Review A looong arrow, pointing rightCiti vs. Wells Fargo Savings Account ComparisonsCiti and Wells Fargo both have two types of savings accounts. Citi Fixed Rate CD 3.25 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 3.25 out of 5 Stars Annual Percentage Yield (APY) 0.05% to 4.15% Minimum Deposit Amount $500 View Full Details Learn moreCiti Fixed Rate CD 3.25 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 3.25 out of 5 Stars Annual Percentage Yield (APY) 0.05% to 4.15% Minimum Deposit Amount $500 View Full Details Learn more at Citi's secure site. Wells Fargo has been involved in the following cases:In December 2022, The Consumer Financial Protection Bureau required Wells Fargo to pay more than $3.7 billion in a settlement that accused the bank of wrongfully charging fees that led thousands of customers to lose vehicles and homes. In 2020, Wells Fargo paid billions in settlements for its employees creating authorized bank accounts to meet unrealistic sales goals.

Identity theft protection services can protect you against various forms of fraud, such as credit-related fraud or criminal identity theft. With three individual identity theft plans and additional options for families, Identity Guard can offer you the peace of mind that your identity is secured. Identity Guard ReviewIdentity Guard is an identity theft protection service owned by Aura, another credit monitoring and theft protection company that made it to our guide for the best identity theft protection services for the best family plan. Identity Guard Identity Theft PlansIdentity Guard has three plans: Value, Total, and Ultra. Identity Guard Frequently Asked Questions (FAQ)Does Identity Guard offer a trial period?

Pros Check mark icon A check mark. No monthly service fee Check mark icon A check mark. No foreign transaction fee Check mark icon A check mark. Pros Check mark icon A check mark. Read our review Read Our Review A looong arrow, pointing rightAlly High Yield CD 4.5 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.5 out of 5 Stars Annual Percentage Yield (APY) 2.00% to 4.25% Minimum Deposit Amount $0 View Full Details Learn moreAlly High Yield CD 4.5 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.5 out of 5 Stars Annual Percentage Yield (APY) 2.00% to 4.25% Minimum Deposit Amount $0 View Full Details Learn more On Ally Bank's secure site.

Pros Check mark icon A check mark. Competitive APY Check mark icon A check mark. Reimburses up to $10/month in out-of-network ATM fees Check mark icon A check mark. Pros Check mark icon A check mark. Ally High Yield CD 4.5 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.5 out of 5 Stars Annual Percentage Yield (APY) 2.00% to 4.25% Minimum Deposit Amount $0 View Full Details Learn moreAlly High Yield CD 4.5 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.5 out of 5 Stars Annual Percentage Yield (APY) 2.00% to 4.25% Minimum Deposit Amount $0 View Full Details Learn more On Ally Bank's secure site.

In comparison, the Vio Bank Online High-Yield Savings Account is a much more straightforward savings account. The Ally High Yield Savings Account currently pays a higher interest rate than the Vio Bank Online High-Yield Savings Account. Pros Check mark icon A check mark. High APY Check mark icon A check mark. Ally High Yield CD 4.5 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.5 out of 5 Stars Annual Percentage Yield (APY) 2.00% to 4.25% Minimum Deposit Amount $0 View Full Details Learn moreAlly High Yield CD 4.5 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.5 out of 5 Stars Annual Percentage Yield (APY) 2.00% to 4.25% Minimum Deposit Amount $0 View Full Details Learn more On Ally Bank's secure site.

Learn more A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.25 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE. Learn more A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE. Learn more A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.25 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE. Learn more A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 3.75 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE. Pros Check mark icon A check mark.

Thousands of no-transaction-fee mutual funds and fee-free mutual funds Check mark icon A check mark. Pros Check mark icon A check mark. Thousands of no-load mutual funds and 50+ Schwab-managed funds; fractional shares (Stock slices) available Check mark icon A check mark. Free stock, option, ETF, and cryptocurrency trades; 1.5% APY on uninvested cash for non-Gold users and 3% for Gold members Check mark icon A check mark. Competitive mobile and online offerings for digital investors and traders Check mark icon A check mark.

USAA Classic Checking 4.25 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.25 out of 5 Stars Annual Percentage Yield (APY) 0.01% on balances of $1,000 or more Minimum Deposit Amount $25 View Full Details Learn moreUSAA Classic Checking 4.25 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.25 out of 5 Stars Annual Percentage Yield (APY) 0.01% on balances of $1,000 or more Minimum Deposit Amount $25 View Full Details Learn more at USAA's secure site. Access to 1,200 free USAA ATMs Check mark icon A check mark. Read our review Read Our Review A looong arrow, pointing rightUSAA vs. Navy Federal CD comparisonsUSAA Bank CD Navy Federal Credit Union Standard Certificate Term lengths 30 days to 7 years 3 months to 7 years Minimum opening deposit $1,000 $1,000 APY 0.01% to 3.71% 0.45% to 4.45% Early withdrawal penalties 30 days to 1 year of interest 90 days to 1 year of interest Types of CDs Standard CDs, Jumbo CDs Standard share certificates, Jumbo share certificates Next steps Learn more Learn moreWinner: Navy Federal Navy Federal and USAA CDs are comparable in many ways, but Navy Federal wins when it comes to interest rates. Winner: Navy Federal Navy Federal is a default winner for this category because USAA doesn't have a money market account. At Navy Federal, you'll need to open the Navy Federal Credit Union Share Savings Account to become a member.

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