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☆ The 15 U.S. states with the highest cost of living for single people—No. 1 isn't California, New York or Hawaii
▼ + stars: | 2024-07-02 | by ( Mike Winters | ) www.cnbc.com time to read: +3 min

That figure includes estimates for how much a single-person household needs to cover housing, transportation, health care, taxes and other common expenses, as tracked by the MIT Living Wage calculator. At a median of $17,000, housing costs in the 15 most expensive states are nearly double that of the 15 least expensive states. Unsurprisingly, housing costs are higher in states with large cities, like California and New York. Unfortunately, minimum wage won't cover basic expenses in any state, even for states that far exceed the federal minimum hourly wage of $7.25. MIT's Living Wage calculator is based on data from various federal agencies, adjusted for inflation as of December 2023.

Organizations: MIT, Rhode, CNBC Locations: Massachusetts, U.S, West Virginia, Hawaii, California, York, Washington, Colorado, Jersey, Maryland, Oregon, Connecticut, Virginia, Hampshire, Arizona, Georgia, New York, Big

☆ From used cars to airfare: 5 purchases that are cheaper than last year, even as prices rise overall
▼ + stars: | 2024-06-30 | by ( Mike Winters | ) www.cnbc.com time to read: 1 min

Prices for commonly purchased items such as groceries and diapers keep going up — or at least it feels that way. But with inflation cooling off over the last year, a few things have actually gotten cheaper. The discounts are a welcome relief for Americans who have weathered the cost of goods and services increasing 17% over the past three years, as measured by the consumer price index. At 3.3%, the year-over-year inflation rate is still above the Federal Reserve's target of 2%, but price decreases are an encouraging sign that costs are trending in the right direction. Here's a look at the most significant discounts in the past year, expressed as percentages.

☆ The 10 U.S. places with the highest cost of living—No. 1 costs more than double the national average
▼ + stars: | 2024-06-29 | by ( Mike Winters | ) www.cnbc.com time to read: +3 min

The cost of living in Manhattan is more than twice the national average. The second- and third-most expensive places are Honolulu and San Jose, California, but in comparison, they are much more affordable. That's according to the Council for Community and Economic Research's Cost of Living Index, which measures regional price differences for everyday goods and services in 271 urban areas in the U.S. A composite score of 100 is the national average, and any score higher than 100 is above average. Data for the Cost of Living Index was collected from Jan. 1, 2024, through March 31, 2024.

Persons: isn't, That's Organizations: —, Council for Community, U.S, New, Angeles, CNBC Locations: New York, Manhattan, U.S, Honolulu, San Jose , California, Jose, Jose , California, Francisco, York, Brooklyn, Orange County , California, Long, Queens, Washington, Boston, New York City, Decatur , Illinois

☆ Buffalo Bills rookie Keon Coleman has a nearly $10 million contract, but still shops sales at Macy's—here's why
▼ + stars: | 2024-06-27 | by ( Jade Thomas | ) www.cnbc.com time to read: +1 min

Buffalo Bills rookie wide receiver Keon Coleman recently inked a four-year, nearly $10 million contract — but he's still a savvy shopper. At an April press conference, the second round draft pick revealed that he didn't buy his coat at a designer retailer, but instead on sale at Macy's. Coleman paid $79.89 for his yellow Guess puffer coat, a purchase he said was "a nice little deal." "I shop like my mom, I get my coats in the summertime," Coleman said during the press conference. "I bought this jacket for my son because of Keon Coleman," reads one review from May.

Persons: Keon Coleman, didn't, Coleman, You've, Coleman isn't Organizations: Buffalo Bills, Nike, Sports

☆ ‘People are really uptight in the States these days’: Why this American prefers living in Estonia
▼ + stars: | 2024-06-26 | by ( Tamara Hardingham-Gill | ) edition.cnn.com time to read: +10 min

“The thing that I really liked about Estonians, and Estonians have never believed me when I say this, but I liked how friendly they were,” he says. Reflecting on his first years in Estonia, Johnson notes that things were very different to how they are now. “Quite often, people don’t really believe that that’s possible,” he says. Marcus Lindstrom/iStockphoto/Getty ImagesAlthough his day to day life may be very different in Estonia, Johnson feels that things aren’t very different scenery wise. “And they decided to become a very modern country… Really, it’s been the experience of a lifetime, being able to watch this kind of transformation over a quarter of a century.”

Persons: hadn’t, Stewart Johnson, didn’t, he’d “, “, ” Johnson, Johnson, ”, ‘, ‘ Don’t, you’re, –, Katrin Press “, I’ve, don’t, Chuck, chemo, he’s, Stewart Johnson “, it’s, ’, Marcus Lindstrom, “ It’s, “ I’ve, You’re Organizations: CNN, CNN Travel, Foreign Service, Estonia “, Comedy, “ Locations: Canada, States, Wisconsin, America, Estonia, Soviet Union, that’s Tallinn, Estonian, Europe, Northern, Tartu, “, Comedy Estonia, Tallinn

☆ Here's how much money Americans have in their 401(k)s at every income level—see how you compare
▼ + stars: | 2024-06-25 | by ( Mike Winters | ) www.cnbc.com time to read: +2 min

Americans' workplace retirement account balances are growing — but they're still lower than what people say they need to be on track for retirement, new data reveals. The median account balance in the U.S. is now $35,286, according to Vanguard's annual How America Saves report, which tracked the performance of 401(k)s and similar plans in 2023. Some of the lower balance totals have to do with age, too: People often make and save less money earlier in their careers. "People tend to accelerate retirement contributions as they get older because they tend to earn more, but also because they're getting closer to retirement age," says Michelle Gessner, a certified financial planner in Houston. Compound interest is interest that's continually earned on both the principal amount and any accumulated interest, leading to exponential growth over time.

Persons: That's, they're, Michelle Gessner, that's Organizations: America, Northwestern Mutual Locations: U.S, Houston

☆ I'm single and childless and I can't afford to retire in California. To afford the life I want, I'm moving to the South.
▼ + stars: | 2024-06-24 | by ( L.A. Jackson | ) www.businessinsider.com time to read: +4 min

I'm afraid because California, where I live, is just too expensive, and I can't afford to retire here. I can't afford CaliforniaI considered staying put in Los Angeles, in the apartment I've lived in for the past 20 years. The decision was made, I then had to determine what part of the US I'm willing to move to. I like the Midwest, but after 30 years in California, I can't do long winters anymore. Having a comfortable retirement is important to me, and I'm willing to explore other parts of the country to ensure it.

Persons: It's, Black, it's, — Organizations: Service, AARP Locations: California, Los Angeles, Southern California, Detroit, East Coast

☆ How much a single person needs to earn to live alone in the 25 largest U.S. cities
▼ + stars: | 2024-06-22 | by ( Mike Winters | ) www.cnbc.com time to read: +4 min

You'll need to earn around $25 per hour to live on your own in the United States' 25 largest cities. But in nearly half of the 25 largest cities, the living wage is double that of the local minimum wage. Having employer-sponsored health insurance certainly helps: It shaves roughly $2 off the hourly living wage in the 25 largest U.S. cities, according to EPI's estimates. BostonHourly wage to cover basic costs: $34.02Hourly minimum wage: $153. DetroitHourly wage to cover basic costs: $19.70Hourly minimum wage: $10.33Want to be a successful, confident communicator?

Organizations: San, Boston, ., Seattle, Denver, Orlando, Inland, Miami, Phoenix, Tampa, Dallas, Houston, CNBC Locations: United States, That's, San Francisco, Boston, San Antonio, Detroit, . New York, Diego, Washington, Los Angeles, Atlanta, Portland , Oregon, Inland Empire, California, Chicago, Philadelphia, Baltimore, Minneapolis, St, Antonio

☆ Extreme heat takes toll on outdoor workers
▼ + stars: | 2024-06-21 | by ( Alicia Wallace | ) edition.cnn.com time to read: +11 min

There’s little to no escape from sweltering temperatures for construction workers like Eva Marroquin, who cleans work sites in Austin, Texas, and has worked in the industry for 17 years. Since 2010, she’s worked closely with the Workers Defense Project, an organization that advocates for protections for low-wage, immigrant workers in the Texas construction industry. Slowing down small businessesIt’s barely just now summer, and heatwaves are already slowing down small businesses, according to Homebase, which provides payroll software to more than 100,000 small businesses, covering 2 million hourly workers. “I think anything that impacts small businesses is affecting the economy as a whole,” he said, noting how small businesses account for half the jobs in the country. For herself, the high heat is more of an inconvenience; the car’s hotter and she just needs to pack some extra water.

Persons: Eva Marroquin, ” Marroquin, Christine Bolaños, she’s, Chris Lafakis, ”, Joshua, Gina Ferazzi, Gregory P, Casey, Jenny Schuetz, Brian Snyder, aren’t, “, John Waldmann, They’re, Katie Parent, Joseph Prezioso, Greer, Denise Greer Jamerson, Norman, Greer Jamerson, you’ve, ‘, “ It’s, it’s, Tamara Lovewell, café, panini, Tamara Lovewell “, Lovewell Organizations: CNN, Capitol, Workers Defense Project, Moody’s, Federal Reserve Bank of San, Williams College, Triple, Los Angeles Times, Environmental Protection Agency, Brookings Metro, Reuters, University of California, Stanford University, Getty, National Weather Service, Ruska Coffee Company Locations: Austin , Texas, Washington ,, Texas, Federal Reserve Bank of San Francisco, Massachusetts, Joshua Tree , California, Boston, Greater Boston, AFP, Princeton , Indiana, , Maine, United States, Caribou .

☆ The salary a family of 4 needs to get by in every U.S. state—it's more than $150,000 in the most expensive one
▼ + stars: | 2024-06-20 | by ( Mike Winters | ) www.cnbc.com time to read: +2 min

A family of four needs to earn at least $106,903 a year to cover their necessities in most U.S. states, a recent SmartAsset study reveals. The findings are based on cost estimates for housing, child care, transportation, health care, taxes and other common expenses, as tracked by the MIT Living Wage calculator. That said, basic expenses for a family of four in all states exceeds what most U.S. households typically earn, which is estimated to be a median of $78,171, according to data consulting firm Motio Research. And about 1 in 5 parents say they've relied on a relative to help out with child care. Here's a look at the minimum amount a family of four would need to cover basic needs, including child care, in each state.

Persons: it's, they've Organizations: MIT, Motio, Census Locations: Massachusetts, Hawaii, Connecticut, York, California, Mississippi, Los Angeles, New York City, U.S

☆ How much money couples without kids need to get by in every U.S. state
▼ + stars: | 2024-06-18 | by ( Mike Winters | ) www.cnbc.com time to read: +1 min

Working couples with no kids need to earn at least $62,766 to cover their basic needs in the U.S. — far less than families who also need to cover additional expenses like child care. In contrast, working couples with one child require a median income of $86,459 to cover their needs. Couples who are dual-income, no kids — otherwise known as DINKs — also tend to have lower costs for expenses aside from child care, particularly food, housing and transportation. These extra savings — roughly 20% for each category — come from having one less mouth to feed, but also because couples tend to live in smaller homes and spend less on transportation than they would otherwise. But of course, having kids is not entirely a financial decision.

Persons: — Organizations: MIT Locations: U.S

☆ At 72, I'm still constantly making new friends. I look for people with similar interests and am always open to new connections.
▼ + stars: | 2024-06-16 | by ( Louisa Rogers | ) www.businessinsider.com time to read: +4 min

Louisa Rogers is intentional about strengthening connections with old friends. Courtesy Louisa RogersAlways be open to new connectionsI keep an eye out for potential candidates because I've lost friends to moves and deaths. Stay connected with old friends online and in personWhile I was growing up, my family moved a lot, so I treat old friends as my roots. Focus more on individual friends than couple friendsBarry and I don't have many couple friends, and for a long time it bothered me that we've rarely been part of what our single friends call the "couple culture." But I find couple friends to be overrated — a four-way quadrant dynamic is usually less intimate than a one-on-one or three-way connection.

Persons: Robbie, we'll, Barry, we've, Beth, Sue, Louisa Rogers, I've, I'd Organizations: Business, Girl Scouts Locations: Eureka , California, Eureka ., East Coast, Guanajuato, Mexico

☆ The salary a single person needs to make ends meet in every U.S. state
▼ + stars: | 2024-06-15 | by ( Mike Winters | ) www.cnbc.com time to read: +2 min

However, the amount of money you need to make ends meet can vary significantly depending on where you live. That is largely due to housing prices and taxes, which vary the most out of the basic expenses examined. To cover basic expenses, minimum wage workers are often reliant on tips, or are forced to cut costs in other ways. Even in states where the minimum wage is higher than $7.25, it is often still not commensurate with the estimated living wage. Here is a look at the minimum income a single person needs to get by in every U.S. state.

Persons: That's Organizations: MIT Locations: Massachusetts, California, Hawaii, York, Washington, West Virginia

☆ El Niño is dead. Here’s what to expect in the coming months
▼ + stars: | 2024-06-13 | by ( Mary Gilbert | ) edition.cnn.com time to read: +5 min

CNN —El Niño has officially come to an end and the ripples from its demise will shake up weather around the globe. With El Niño out of the spotlight, its opposite is preparing to take center stage later this summer: La Niña. For now, neither La Niña nor El Niño are present and a so-called neutral phase has begun, according to NOAA’s Climate Prediction Center. Here’s what a summer without El Niño and a budding La Niña could have in store. Luis Tato/AFP/Getty ImagesCalifornia and the western US also typically pick up more rain during El Niño, especially over the winter months.

Persons: CNN — El Niño, Niño, El Niño, Marcio Jose Sanchez, Luis Tato, Laura Paddison Organizations: CNN, El, Getty Images Locations: West, El, Beverly Crest, Los Angeles, California, South America, Africa, Africa’s, Kenya, Garissa, AFP, Getty Images California, US, West Coast

☆ What you'll pay in every U.S. state in hidden homeownership costs: It's like 'buying a used car every year'
▼ + stars: | 2024-06-10 | by ( Mike Winters | ) www.cnbc.com time to read: +1 min

That's how much the average "hidden costs" of homeownership will set you back for a median-priced U.S. home worth $436,291, according to a new analysis by Bankrate. Hidden costs include property taxes, homeowners insurance, home maintenance costs, as well as electricity, internet and cable bills, per Bankrate's study. "The [hidden] costs of owning a home are at the same level as buying a used car every year," says Bankrate analyst Jeff Ostrowski. While many online mortgage calculators include property taxes and homeowner insurance as part of a bundled mortgage payment estimate, not all do. As such, at least some of the hidden costs can be overlooked when budgeting for a new home.

Persons: you'd, Jeff Ostrowski

☆ Summer heat will likely bring higher electric bills amid rising temperatures
▼ + stars: | 2024-06-03 | by ( Tami Luhby | ) edition.cnn.com time to read: +6 min

CNN —Many Americans may get hot under the collar when they open their electric bills this summer, but for some, the consequences of rising utility costs can be a lot more serious. He pointed to the National Weather Service’s prediction that much of the country will probably have above-normal temperatures this summer. The difference in projections stems from the association assuming higher rates of usage because of hotter temperatures, Wolfe said. The Low Income Home Energy Assistance Program, known as LIHEAP, has $4.1 billion to help consumers with heating and cooling costs, down from $6.1 billion in the prior fiscal year. “Because of the lack of a coherent policy to address summer cooling, people will die this summer from heatstroke,” Wolfe said.

Persons: Mark Wolfe, ”, Wolfe, Diana Hernandez, Hernandez, “, ” Hernandez, arrearages, ” Wolfe Organizations: CNN, National Energy Assistance, Association, Center for Energy, US Energy Information Administration, Department of Health, Human Services, Energy, Columbia University, Income, Energy Assistance, US Census Bureau, District, Columbia, National Weather Service Locations: Pacific, Chicago, heatstroke

☆ Where Canada's 'super pigs' are most likely to invade the US — and potentially cause millions of dollars in damage
▼ + stars: | 2024-06-01 | by ( Kelsey Vlamis | ) www.businessinsider.com time to read: +5 min

Read previewResearchers have warned that Canadian "super pigs" could soon invade the US, potentially causing millions of dollars in damage — and four states in particular are especially at risk. The researchers used data from GPS collars on feral pigs to follow their movement patterns and determine their invasion potential. Rodger Mallison/Fort Worth Star-Telegram/Tribune News Service/Getty ImagesBrook called the super pigs an "environmental train wreck." According to USDA estimates, feral pigs already cause $2.5 billion worth of damage to US agriculture annually. So, regardless of what you've heard, it's unlikely you can shoot your way out of a super pig invasion.

Persons: —, Ryan Brook, Rodger Mallison, John Kilgo, Brooks, you've Organizations: Service, Farmers, Business, University of Saskatchewan, Fort Worth Star, Tribune, USDA Forest Service Locations: Canada, Alberta , Saskatchewan, Manitoba, Montana , North Dakota, South Dakota, Minnesota, Stephensville , Texas, California, Texas, Florida, Americas, , Montana, South Carolina

☆ Loyalty at work no longer pays — and it's employers who are to blame
▼ + stars: | 2024-05-31 | by ( Steven Piluso | ) www.businessinsider.com time to read: +7 min

I got an early impression of what company loyalty was supposed to beAfter college graduation at age 22, I got my first job at an advertising agency. And you didn't worry about jumping around for money; if you took care of the company, they'd take care of you and your family." AdvertisementHe gave them 40+ years of his life, and in return they took great care of him. The broken loyalty contract between employers and workers can be repairedIs loyalty a dated and dead concept? In fact, the shift in values from Gen-X to millennials and Gen-Z creates a great opportunity to ignite loyalty.

Persons: —, I've, I'd, He'd, who'd, Gen X, Steven Piluso Organizations: Service, Business, Fortune Locations: Nantucket, Vermont

☆ Mortgage payments have grown the most in this U.S. city over the past 2 years—it's not New York or San Francisco
▼ + stars: | 2024-05-30 | by ( Mike Winters | ) www.cnbc.com time to read: +2 min

Since May 2022, homeownership costs have grown twice as fast as incomes, putting the dream of owning property out of reach for many Americans. During that time, median mortgage payments rose from $2,319 to $2,835, per data provided by Redfin. To get a better sense of how rising prices have affected different markets, Redfin compared mortgage payments for 50 of the largest U.S. cities in May 2022 with May 2024. The city has a rich cultural history and is near Boston and New York, making it a popular market for second homes. Monthly payments increased in places like Ohio and Wisconsin, but are still well below the 2024 national median of $2,835.

Persons: Redfin Organizations: Redfin, CNBC, New, Cleveland, Virginia, Pittsburgh Locations: Providence , Rhode Island, Newark , New Jersey, Anaheim , California, Milwaukee, Brunswick , New Jersey, New York City, Cincinnati , Ohio, Indianapolis, Montgomery County , Pennsylvania, Boston, Columbus , Ohio, Nassau County , New York, Philadelphia, Angeles, Chicago, Virginia Beach , Virginia, Diego, Baltimore, Los Angeles and New York City, New York, Ohio, Wisconsin

☆ The 15 U.S. cities where rent has declined the most—none are in the Northeast
▼ + stars: | 2024-05-29 | by ( Mike Winters | ) www.cnbc.com time to read: +1 min

Rent prices have been a lone bright spot amid high inflation, as one-bedroom homes in many cities are cheaper than they were a year ago. While one-bedroom rental prices ticked up 1.2% on a monthly basis in May, they've been mostly flat in 2024. The decline in rental prices in southern cities is largely due to increased construction of rental units, but also population loss in some cities, especially in California, Zumper's study says. The city has encouraged new construction through property annexation and zoning reform, adding thousands of rental units in 2023. Here's a look at the 15 U.S. cities with the largest drops in one-bedroom rental prices for the year ending May 24, according to Zumper's data.

Persons: Zumper, —, they've, Zumper's Locations: U.S, California, Greensboro , North Carolina

☆ Pakistan: Temperatures cross 125°F as heat wave hits Sindh
▼ + stars: | 2024-05-28 | by ( ) edition.cnn.com time to read: +3 min

CNN —Temperatures rose above 52 degrees Celsius (125.6 degrees Fahrenheit) in Pakistan’s southern province of Sindh, the highest reading of the summer and close to the country’s record high amid an ongoing heat wave, the met office said on Monday. Extreme temperatures throughout Asia over the past month were made worse most likely as a result of human-driven climate change, a team of international scientists have said. The reading is the highest of the summer so far, and approached the town’s and country’s record highs of 53.5 C (128.3 F) and 54 C (129.2 F) respectively. But with the current heat wave, shops are seeing almost no footfall. The highest temperature recorded in Pakistan was in 2017 when temperatures rose to 54 C (129.2 F) in the city of Turbat, located in the Southwestern province of Balochistan.

Persons: Daro, Shahid Abbas, Rizwan Tabassum, ” Wajid Ali, ”, Abdul Khaliq, Khaliq, Mushtaq Ahmed, Khursheed Alam, Sardar Sarfaraz Organizations: CNN, Pakistan Meteorological Department, Reuters, Getty Locations: Pakistan’s, Sindh, Asia, Karachi, AFP, “, Pakistan, Turbat, Southwestern, Balochistan, Mohenjo Daro, Karachi — Pakistan’s

☆ I moved to Thailand, started a family, and can't picture ever returning home to Scotland
▼ + stars: | 2024-05-27 | by ( Duncan Forgan | ) www.businessinsider.com time to read: +6 min

Read previewA friend recently said that living in Southeast Asia was akin to winning one of Willy Wonka's golden tickets. AdvertisementIt's been 14 years since the author arrived in Southeast Asia. Yet Western media obsessions — US presidential elections and divisive identity politics, to name but two — are not given the same relentless prominence here. I've not lived in Scotland since 2007, and the axis of my life — wife and son, friends, work networks, clients — is almost entirely Asia-orientated. We are heading back to Scotland this July, and I can't wait to catch up with friends and family and show my son Alex the Highlands for the first time.

Persons: —, Willy Wonka's, batty, Mr Wonka, Thailand's, It's, Duncan Forgan, kao, he's, Chiang Mai, Alexander, I'm, Alex the Organizations: Service, Business, South, Tamil Nadu, Royal, Alex the Highlands Locations: Southeast Asia, Bangkok, Chinatown, Thai, Jok, Ojo, Thailand, Vietnam, Asia, Pacific, soi, South, Western Australia, Scotland, London

☆ We're millennial brothers and business partners who left San Francisco's tech bubble for the Midwest manufacturing scene. We never would have been able to afford to launch our startup in California.
▼ + stars: | 2024-05-25 | by ( Erin Snodgrass | ) www.businessinsider.com time to read: +7 min

We lived in San Diego for a few years after college, and then we moved to San Francisco in 2018. Matine: San Francisco is amazing. But San Francisco was apocalyptic. We had a three-story, four-bedroom place for half the price of our condo in San Francisco. The facility we're currently in is only a little more expensive than my rent in San Francisco, and this is 20,000 square feet.

Persons: —, John Yuksel, Matine Yuksel, I've, He's, Matine, Francisco, COVID, Beltways, John, Matine Yuksel John, There's, It's Organizations: Service, Business, Walmart, Apple Locations: San Francisco, Dubuque , Iowa, Cincinnati, Northern Kentucky, Arizona, San Diego, Francisco, Istanbul, Midwest, Iowa, Dubuque, Mississippi, Mount Adams, It's, California, Tucson

☆ The number of Americans who say they're 'doing OK financially' drops to 4-year low—here's why
▼ + stars: | 2024-05-24 | by ( Mike Winters | ) www.cnbc.com time to read: 1 min

The worst of inflation might be in the rear-view mirror, but the share of Americans who say they're "doing OK financially" has hit a four-year low. Among all U.S. adults, 72% say they were "doing OK" in 2023 — the lowest percentage since April 2020, according to an annual Federal Reserve survey released Tuesday. The sentiment has been trending down since 2021, when it was 78%. Notably, the share of parents with kids who say they are doing OK dropped from 69% in 2022 to 64% in 2023. A lot of that has to do with inflation, as 35% of the 11,400 survey respondents say rising prices were the "main financial challenge" in 2023, the highest of all self-reported answers, including retirement savings and debt.

Organizations: Federal Reserve

☆ This investment account offers 'rare triple-tax benefits' that are easily overlooked—and you can contribute even more next year
▼ + stars: | 2024-05-21 | by ( Mike Winters | ) www.cnbc.com time to read: +1 min

Health savings accounts are vastly underused as a retirement investment tool by people who have them, even though thousands of dollars can be invested every year. Crucially, HSA funds aren't strictly limited to medical expenses, since they can be withdrawn for any reason after age 65 without triggering a 20% penalty on non-medical expenses. In effect, HSAs are potent retirement investment accounts, too. But despite the benefits, only about 13% of people invest the funds in their HSAs, according to recent data from the Employee Benefit Research Institute. Here's a look at how HSAs work and why you might want to invest the funds in that account.

Persons: Ben Smith Organizations: IRS, Research Institute Locations: Milwaukee

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