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☆ TSMC's Arizona plant is delayed over poor management, not a shortage of US skilled labor, workers building it say
▼ + stars: | 2023-08-23 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +11 min

TSMC, however, has maintained that the incoming Taiwanese workers will not be a threat to US jobs. The pipe cutter said that TSMC and its key contractors were largely to blame for the management problems. After complaining about one safety issue for two straight weeks, he said, he spoke with a company safety representative. And then you go to degown, and they don't have your hanger or somebody took your hanger," the pipe cutter said. He added: "It's not like we're against the Taiwanese workers or anything.

Persons: TSMC, they're, it's, didn't, he's, —, they'd, they've, Everyone's, we're, It's, Luke Kasper, Arizona Organizations: Service, Taiwan Semiconductor Manufacturing, Arizona Pipe, Intel, New York Times, Times, American Prospect, TSMC Locations: Arizona, Wall, Silicon, chipmaker, TSMC, Taiwan, United States, degown

☆ The world's largest chipmaker promised to create thousands of US jobs. There are growing tensions over whether US workers have the skills or work ethic to do them.
▼ + stars: | 2023-08-16 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +7 min

Differences in US and Taiwanese work culture could pose another challenge. Some TSMC workers are doubtful that Americans can adjust to the challenging work environment. It's not just a disagreement over expertise that poses risks to TSMC's Arizona chip plant. This is the work culture." It added: "We have not replaced any of our local workers with foreign workers and continue to prioritize the hiring of local workers in Arizona."

Persons: TSMC, chipmaker, It's, Morris Chang, Wayne Chiu, Fortune, they're, Mark Liu, TSMC's, Liu, chipmaker Chang, Adam Ozimek Organizations: Service, Taiwan Semiconductor Manufacturing Co, New York Times, Times, YouTube, Taiwan, Taiwan —, Brookings Institute, Arizona Pipe, Economic Innovation Group Locations: Arizona, Wall, Silicon, Taiwan, Taipei, Taiwanese, Asia, Oregon, America, Phoenix

☆ 4 careers where workers will have to change jobs by 2030 due to AI and shifts in how we shop, according to a McKinsey study
▼ + stars: | 2023-07-28 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +6 min

Nearly 12 million US workers may need to switch jobs by 2030, a McKinsey study found. But between now and 2030, the McKinsey researchers projected that 11.8 million workers will have to change jobs not because they want to, but because they have to. Roughly nine million of them might have to find new jobs in new industries altogether, the study found. The study found that Americans in lower-wage jobs are up to 14 times more likely to need to change occupations by 2030. Chui said this could lead to less demand for some jobs and increased demand for others — like healthcare workers.

Persons: Michael Chui, Chui, Chu, we're Organizations: McKinsey, Service, McKinsey Global Institute, America Locations: Wall, Silicon, United States

☆ A Hawaii delivery driver who pulled in $114,000 on DoorDash last year says the tips are 'awesome' and it's like 'delivering in paradise'
▼ + stars: | 2023-07-16 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +5 min

Ronald Coleman, 45, brought in $114,000 in revenue last year driving for DoorDash in Honolulu, Hawaii. In the summer of 2020, he tried DoorDash, found some success, and eventually decided to pursue it full-time. For these drivers, Coleman said he has some advice. Coleman said he's tried delivering with Instacart, Uber Eats, and Grubhub, but that he's found considerably more success with DoorDash. Fourth: Even if it won't always result in a great tip, Coleman said providing great customer service is important for getting and keeping a high rating.

Persons: Ronald Coleman, Coleman, he's, Instacart, Uber, Doordash Organizations: DoorDash, Service, Aloha State Locations: Honolulu , Hawaii, Wall, Silicon, Michigan, Hawaii, Honolulu, United States, Aloha

☆ A guy tried using ChatGPT to turn $100 into a business making 'as much money as possible.' Here are the first 4 steps the AI chatbot gave him.
▼ + stars: | 2023-07-04 | by ( Jacob Zinkula | Aaron Mok | ) www.businessinsider.com time to read: +7 min

Jackson Greathouse Fall asked ChatGPT to turn $100 into "as much money as possible." As of mid-March, the company was valued at $25,000, according to a tweet by Greathouse Fall. From there, ChatGPT suggested the domain name EcoFriendlyFinds.com. But when Greathouse Fall learned the domain name cost $848 to acquire, it suggested one that was more affordable: GreenGadgetsGuru.com. While Greathouse Fall didn't disclose his investors, he tweeted that his "DMs are flooded" and that he is "not taking any more investors unless the terms are highly favorable."

Persons: Jackson Greathouse, ChatGPT, Greathouse, Jackson, — Jackson, We're, He's, didn't, —, Green, chatbot Organizations: Morning, realtors —, Twitter, Facebook, jzinkula

☆ Why are you suddenly being asked to tip more? It could be because workers are getting more expensive.
▼ + stars: | 2023-05-21 | by ( Jacob Zinkula | Andy Kiersz | ) www.businessinsider.com time to read: +5 min

More and more businesses are asking customers to tip. It's driven in part by the spread of digital payment technologies that include prompts to tip workers. Workers are getting more expensive, and tips help cover the costBusinesses relying on tips to help pay their workers is far from a new phenomenon — particularly in the restaurant industry. One potential reason service businesses are warming up to tipping is that they're under particular pressure to keep labor costs in check. In recent years, many service businesses have struggled to attract workers and been forced to raise pay considerably as a result.

☆ Uber and Lyft drivers share 3 reasons why the ride-hailing giants, not customers, are partially responsible for the bad tips they get
▼ + stars: | 2023-04-30 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +8 min

Drivers told Insider riders should tip and that Uber was partly to blame for low tips. Insider spoke with several ride-hailing and delivery drivers, each of whom pushed back on many of the arguments made by the commenters on the Times story. Chris, a 28-year-old Uber Eats driver in upstate New York, said: "Uber has successfully convinced customers that drivers get paid way more than we do." In-app tipping wasn't even an option for Uber riders until 2017, roughly five years after Lyft rolled out the feature. He said he always tipped at least 20% whenever he took an Uber, Lyft, or cab.

☆ A Philadelphia food-delivery driver hunting for big tips says he declines 75% of orders and hangs out in wealthy areas: 'I'm not doing this to gamble. I'm doing this to make money'
▼ + stars: | 2023-04-25 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +7 min

The 22-year-old said he didn't accept orders with low tips and wealthy neighborhoods tipped better. The majority of orders he sees do include a tip, Jack said. As inflation continues to weigh on Americans' pocketbooks, even more customers may decide to cut back on delivery tips to save a buck or two. Jack DoorDashLooking for big tips is like a 'treasure hunt'Jack doesn't just cross his fingers and hope for orders with big tips. Today, Jack said his DoorDash and Uber Eats tips were roughly at a pre-pandemic level, if not slightly higher.

☆ If you hate tipping delivery people, drivers for Uber, Lyft, and DoorDash want you to consider these 4 main arguments why you should anyway
▼ + stars: | 2023-04-24 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +3 min

They responded to common reasons people don't want to tip their delivery drivers. Eight years later, Avedian said he's completed over 5,000 Uber and Lyft rides and a couple thousand food deliveries. Alix Anfang, an Uber spokesperson, told Insider that tipping has increased since 2020. "Food delivery has always had a high tipping rate, but the average tip on a delivery increased even further by about 20%." "If it wasn't for tips, delivery drivers wouldn't be making any money, period," Avedian said.

☆ How to 'quiet quit,' from a former teacher who did it for 2 years so she could enjoy a better life while still getting a paycheck
▼ + stars: | 2023-04-24 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +6 min

Maggie Perkins, 30, engaged in "quiet quitting" while working as a teacher beginning in 2018. In 2018, she decided she needed a change and began engaging in what's recently become known as "quiet quitting." Perkins prefers the term "quiet working," however, because many teachers genuinely engage in their jobs and don't want to quit. She believes the term "teacher shortage" is a misnomer: It's a "teacher exodus." If you have a story to tell about "quiet quitting" reach out to this reporter at jzinkula@insider.com.

☆ Uber drivers lay out 4 reasons they think tipping has been getting worse — and why events like Taylor Swift concerts seem to make riders more generous
▼ + stars: | 2023-04-23 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +9 min

Ben and other drivers have some theories about why riders aren't as generous as they used to be. Ben, a full-time Uber and Uber Eats driver for five years, said he'd worked as many as 90 hours in one week to make ends meet. Last year, Ben earned roughly $77,000 pretax driving for Uber and Uber Eats. Sergio AvedianUltimately, Avedian said Uber riders' tipping habits today could be traced to the company's decisions several years ago. In-app tipping wasn't even an option for Uber riders until 2017, despite drivers pushing for it for years.

☆ Companies like Uber and Amazon use AI to pay people different wages for the same work, a new study finds
▼ + stars: | 2023-04-13 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +6 min

Some companies use AI to pay workers "different amount for the same amount of work," per new research. As companies adopt AI, she's concerned these practices could become prevalent in other industries. According to Dubal, companies like Amazon and Uber have "massive data sets" on the contract workers using their delivery or rideshare platforms, including when they work, for how long, and what kind of pay they've taken for past jobs. One Uber driver Dubal interviewed, Domingo, recalled being one ride of short of unlocking a $100 bonus one evening, but then said he experienced 45 minutes of "dead time" in a popular area before he was able to get another ride. Dubal described the alleged variable pay system as the "gamblification of work," a sentiment other gig workers shared.

☆ Cash stuffing budgets are all the rage right now. 2 women explain their polar-opposite experiences.
▼ + stars: | 2023-04-13 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +6 min

But then she decided to try "cash stuffing," a budgeting trend she'd heard about on YouTube two months earlier. Cash stuffing involves using envelopes to divide up cash for rent, groceries, gas, and other things. Vera KentCash stuffing isn't a good fit for everyoneNot everyone is a huge fan of cash stuffing, however. The video took off, racking up over 166,000 views, but Kent said she didn't take to cash stuffing and quit only three weeks after she started. Have you tried cash stuffing and are willing to share your story?

☆ Return to the office or see a pay cut: More and more companies are forcing remote workers to choose
▼ + stars: | 2023-04-13 | by ( Jacob Zinkula | Juliana Kaplan | ) www.businessinsider.com time to read: +4 min

The law firm Davis Polk & Wardwell might cut employees' bonuses if they don't return to the office. "We're very focused on having our team in at the same time," Neil Barr, chair and managing partner at Davis Polk, told the Wall Street Journal. The era of widespread remote work might be coming to a close economy-wide, as firms tighten their belts and try to get their workers back in. As mass layoffs sweep some sectors that embraced remote work — like tech — companies that are letting workers go are increasingly asking for their remaining workforce to come back in. That's because even companies that have chosen to embrace remote work may be doing so in part because it allows them to pay workers less.

☆ A millennial tried out the TikTok-famous cash stuffing budget method — and said it helped her pay off a $19,000 car loan ahead of schedule
▼ + stars: | 2023-04-12 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +6 min

Cash stuffing involves putting cash in labeled envelopes to help people track their spending. Berenice Rodriguez, 29, said cash stuffing helped her pay off debt while saving for a house. She said she does this to hold herself accountable and motivate others to give cash stuffing a try. Berenice RodriguezHow cash stuffing worksWhile Rodriguez attributed much of her financial improvement to cash stuffing, she said the journey hadn't been easy. "At the end of the day, cash stuffing is a tool to get you to your goals," she said.

☆ A millennial who grew his net worth to $600,000 explains what it took to dig his way out of debt after overcoming a gambling addiction
▼ + stars: | 2023-04-10 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +6 min

Ambus Hunter, 36, said he almost went broke when he became addicted to gambling over a decade ago. His net worth is now about $600,000, and he works part time as a financial coach. Over the course of just four weeks, he said he lost roughly $10,000 — almost all his savings — playing roulette. Hunter said he'd had one major hiccup since he committed to quitting gambling but that he was able to get back on track. He said he set out to quickly replace the roughly $10,000 he'd lost.

☆ The rise of remote work helped a former teacher with $80,000 in student debt switch to her dream job and get a $20,000 pay raise without moving
▼ + stars: | 2023-04-09 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +5 min

Jackie Carbo thought her dream job in tech wasn't reachable, and she had more than $80,000 in student debt. But the rise of remote work made it possible for her to make a higher-paying career shift. The geographic flexibility is among the reasons researchers cite when explaining a correlation they have found between remote work and happier employees. She even decided to start a blog to document her travels and share tips about how to balance working remotely with traveling. Has remote work helped change your life?

☆ A remote worker loves the lifestyle so much she's locking it in by starting her own business so she can work from home forever
▼ + stars: | 2023-04-09 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +4 min

Dawn-Michelle Lewis loves remote work, but not her remote job. Many researchers have found a correlation between remote work and happier employees. The share of remote postings could fall to 10% by the end of 2023, Nick Bloom, a leading work-from-home researcher and Stanford economist, previously told Insider. Remote work also saves them money on transportation — they sold one of their two vehicles — and allows them to live almost wherever they want. I want to give people the same opportunity of remote work I have been fortunate enough to have."

☆ Remote workers are clinging to work-from-home jobs, even if they aren't that happy
▼ + stars: | 2023-04-04 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +7 min

Joe, 37, is torn between leaving his job and clinging to the flexibility of remote work. Many remote workers like him have gotten used to the WFH lifestyle, and built lives around it. With remote job openings tapering off, more remote workers may be inclined to stay put. Even before the pandemic, remote workers tended to be happier and stay at their jobs longer than on-site workers. The share of remote postings could fall to 10% by the end of 2023, Stanford economist and leading work-from-home researcher Nick Bloom told Insider.

☆ A millennial business owner who credits TikTok with $700,000 in sales in 2022 is afraid he'll lose it all if the US bans the app: 'Our representatives have no problem throwing all of our lives away'
▼ + stars: | 2023-04-02 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +6 min

Joshua Lucas, 29, credits TikTok for his online gem business' over $700,000 in sales in 2022. "I'm serious you guys, I'm kind of scared to lose y'all, to lose the community," he said. The Oregon native estimates that over 90% of his customers find the business on TikTok because he hasn't spent a "single cent" on marketing elsewhere. Before going forward with a ban, Lucas say he hopes members of Congress realize how important TikTok is to so many people. Are you a business owner worried about a TikTok ban and willing to share your story?

☆ A guy is using ChatGPT to turn $100 into a business making as much money as possible. Here are the first 4 steps the AI chatbot gave him.
▼ + stars: | 2023-03-21 | by ( Jacob Zinkula | Aaron Mok | ) www.businessinsider.com time to read: +6 min

Jackson Greathouse Fall asked ChatGPT to turn $100 into "as much money as possible." Jackson Greathouse Fall, a brand designer and writer, took to Twitter last week to share a prompt that he gave the chatbot. The company is now valued at $25,000, according to a tweet by Greathouse Fall. But when Greathouse Fall learned the domain name cost $848 to acquire, it suggested one that was more affordable: GreenGadgetsGuru.com. Are you using ChatGPT to save time or make money?

While remote workers are hitting the green on weekday afternoons, productivity isn't dropping. That's good news for leisure businesses and shows remote work has changed people's work structures. While some companies have called employees back to the office, Bloom doesn't think remote work is going anywhere. All those remote workers hitting the green doesn't necessarily mean people are working less. This will raise 'Golf productivity' — the number of golf courses played (and revenue raised) per course."

☆ Don't lose your life savings on your phone: A millennial with a sports-betting addiction explains how he's cut back as March Madness hype mounts
▼ + stars: | 2023-03-18 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +9 min

James said sports betting was a way to "lose your life savings on your phone." But sometimes gambling addiction gets you to do crazy things." While the highs were "exhilarating," James said, gambling began to take over his life. After downloading a sports-betting app, he began by betting roughly $50 to $100 at a time on anything from baseball to hockey to tennis. But then he started winning — at one point winning roughly 14 of 16 bets — which he said was the "worst thing" that could have happened to him.

☆ How 6 workers are using ChatGPT to make their jobs easier
▼ + stars: | 2023-02-11 | by ( Madison Hoff | Jacob Zinkula | ) www.businessinsider.com time to read: +11 min

"It's absolutely true that AI applications like ChatGPT can very much improve workers' lives," Mark Muro, a senior fellow at the Brookings Institution previously told Insider. But if used correctly, ChatGPT can help some workers with tasks and save them time while doing so. Insider spoke with six workers in sectors that include education and real estate who are using ChatGPT to make their jobs easier. A realtor with eXp Realty also used ChatGPT for a listing in Iowa that was highlighted in a CNN post. Now two months later, LaRue told Insider she uses ChatGPT "everyday" to help write proposals, video scripts, and press releases.

☆ Millennials are once again moving in with their parents. This time it's due to crumbling finances as inflation takes its toll.
▼ + stars: | 2022-12-08 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +4 min

Nearly 25% of millennials are living with their parents, per a new survey. Nearly one in four millennials said they were living with their parents as of December 1, and half of them moved in over the past year. 51% of millennials surveyed said "saving money" was among the key reasons they made the move, while 39% said they "couldn't afford rent." It's left many millennials to conclude moving in with their parents is their best option. Are you a millennial who's willing to share your story of moving in with your parents over the past year?

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