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☆ We move states every couple of months for my wife's work. We feel at home regardless of where we go.
▼ + stars: | 2024-10-03 | by ( Kari Porter | ) www.businessinsider.com time to read: +5 min

In 2022 my wife and I uprooted our lives and started moving for work. AdvertisementThree months ago, my wife and I stared into the living room of a new house in a new state. Not to mention, Kansas City was where I grew up. Sonoma started to feel like home. We've experienced culture shocksWe went home to Kansas City for a couple of months where we were on a high from being newly engaged and spending the holidays with family and friends.

Persons: She's, —, we've, we'd, We've, It's, we'll, I've Organizations: Service, Kansas City Locations: Pacific Northwest, Kansas City, Sonoma , California, Farmington , New Mexico, Tacoma , Washington, , Kansas City, Sonoma, Farmington, Kansas, Tacoma

☆ AI turned a two-month task into hours, says JLL CMO Siddharth Taparia
▼ + stars: | 2024-10-03 | by ( Julia Hood | Will Wei | ) www.businessinsider.com time to read: +3 min

Siddharth Taparia: When it comes to marketing, I think one of the things that is top of mind for everybody is artificial intelligence. Siddharth Taparia, I'm the global chief marketing officer for JLL, which is a Fortune 200 commercial real estate company. So our AI journey really started when Chat GPT was first launched, I believe it was November of 2022. So we started talking and experimenting and playing with all the different tools that were becoming available in the marketplace. The whole process from start to finish would've taken anywhere from four to six weeks.

Persons: Siddharth Taparia, GPT, would've Organizations: Fortune

☆ Parents are turning to a 'paid village' to handle childcare and cleaning. Costs range from $500 to $2,600 a month.
▼ + stars: | 2024-10-02 | by ( Kelly Burch | ) www.businessinsider.com time to read: +6 min

Despite that unpaid support, Johnson and her husband pay $2,600 a month for childcare and cleaning — the sort of paid village Johnson says is essential when both parents are working. Parents around the country are struggling to pay for childcare costs — which are often higher than a mortgage or rent. Here's what five other parents pay to create the village they need to survive. AdvertisementDay care for the two younger kids costs $650 every two weeks, or over $1,300 monthly. "I think there's a lot of unnecessary guilt and shame that can come up with having a 'paid' village,'" she said.

Persons: —, Amy Johnson, Johnson, Amy Baby, It's, Katie Nostrum, Jessica Lemmons, Lemmons, L'Oreal Thompson Payton, Thompson Payton, Miriam Udy, Oluese, she's Organizations: Service, Department of Labor, L'Oreal, San Francisco Bay Area Locations: Cleveland, North Dakota, Texas, Bryan , Texas, Chicago, Tennessee, San Francisco Bay, Knoxville , Tennessee, New York, They're

☆ She was still in college when she started applying for the housing lottery. Now, she pays $1,600 for a 1-bedroom apartment in NYC.
▼ + stars: | 2024-10-01 | by ( Amanda Goh | ) www.businessinsider.com time to read: +8 min

AdvertisementMitchell won the NYC housing lottery over a year ago. Molly Stromoski for NYC Department of Housing Preservation and Development"It's damn near as easy as swiping on a dating app. Molly Stromoski for NYC Department of Housing Preservation and DevelopmentTo qualify for an apartment, each household must meet specific income requirements. Applying for the housing lottery is free, but competition is stiff: According to the HPD, on average, there are 450 applications received per rental unit. AdvertisementShe has a piece of advice for those interested in the housing lottery: Apply, apply, apply.

Persons: Ceronne Mitchell, —, Mitchell, you'll, Molly Stromoski, Long, Lacey, It's, There's, I'm Organizations: New, Service, NYC Department of Housing Preservation, Department of Housing Preservation, Housing Development Corporation, Development, World Trade Center, Facebook, New York Locations: New York City, Queens, Brooklyn, NYC, New York, Zillow

☆ After 20 years in the finance industry I felt depressed and anxious — until I started microdosing. It helped me see how I was holding myself back.
▼ + stars: | 2024-09-30 | by ( Kim Schewitz | ) www.businessinsider.com time to read: +7 min

Peggy Van de Plassche felt depressed and anxious until she started microdosing psilocybin three years ago. When I got a promotion, for example, I wouldn't feel excited, even though I'd been working toward it for a long time. You're taking three grams, and you're dancing! I bought some products from my massage therapist and I started microdosing based on the research I had done. AdvertisementIt ended up taking on a life of its own and today I have a microdosing business.

Persons: Peggy Van de Plassche, psychedelics, There's, —, I'd, COVID, Van de Plassche, Jeremie Dupont, It's, I've Organizations: U.S, Service, FDA Locations: Toronto, Tokyo

☆ I moved to Germany from the US with 4 kids. Here, I have a lot more time for myself.
▼ + stars: | 2024-09-30 | by ( Erin Liam | ) www.businessinsider.com time to read: +6 min

Celia Robbins relocated with her family to Berlin after her husband got a job in Germany. Last year, the kids and I moved to Berlin so they could attend international school. AdvertisementBack in the US, I had been helicopter-parenting my kids, having a lot of control over every aspect of their lives. I was beholden to my kids' schedule in the USI spent about two hours every day in the car, driving my kids to school or to a long list of extracurriculars. But here in Berlin, kids are expected to manage their own things and get themselves to places.

Persons: Celia Robbins, Robbins, she's, —, would've, he'd, Let's, I've, it's Organizations: Service, Embassy of, Cornell University, Rostock —, UN Locations: Berlin, Germany, American, United States, America, Ithaca , New York, Rostock, I'm, New York

☆ China's bond market seems skeptical that recent stimulus will be enough
▼ + stars: | 2024-09-30 | by ( Filip De Mott | ) www.businessinsider.com time to read: +3 min

China's bond traders are piling into the safe-haven asset despite recent stimulus efforts. The 30-year government bond yield hit its lowest level since 2005 last week and fell again Monday. AdvertisementWhile Chinese stocks have roared on Beijing's stimulus jolt, the country's bond market suggests there's lingering skepticism. But the bond market seemed less convinced, with the 30-year government bond yield falling the next day to close to its lowest level since 2005. Investors may be reacting to the widely held view that despite the size and scope of China's stimulus moves, they still might not be enough.

Persons: —, Stocks, it's Organizations: Bank of America, Service, CSI, People's Bank of Locations: China, People's Bank of China, CNY1.85tn

☆ A millennial who got a better job after a layoff and over 1,000 applications explains how she would've changed her search
▼ + stars: | 2024-09-29 | by ( Madison Hoff | ) www.businessinsider.com time to read: +6 min

If Cowie did her job search over, she'd cast a more narrow net from the start. If she had to redo her job search, Cowie would have done a few things differently. During her job search, she applied to several account manager, customer success manager, and project manager roles. "Towards the end of my job search, when I didn't have anything, I was like, 'Oh my God, did I make a huge mistake? Cowie said she wouldn't have changed how she networked during her job search, relying on both her friend circle and LinkedIn.

Persons: Chantal Cowie, Cowie, she'd, —, hadn't, would've Organizations: Service, Business

☆ My family of 3 just booked a 6-night Bahamas vacation for $400. Here are our 8 secrets to getting the best travel deals.
▼ + stars: | 2024-09-29 | by ( Michelle Maves | ) www.businessinsider.com time to read: +1 min

My husband and I travel on a budget — we once went to London and Paris for $600. Signing up for credit cards at the right time and being flexible with travel dates saves us money. Go to newsletter preferences Thanks for signing up! download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . After years of learning the ropes, here are eight of my best tips for saving money on amazing trips around the world.

Persons: —, I've, Churchill, would've Organizations: Service Locations: London, Paris, Bahamas, Baha

☆ Why JPMorgan Chase is prepared to sue the U.S. government over Zelle scams
▼ + stars: | 2024-09-27 | by ( Hugh Son | ) www.cnbc.com time to read: +7 min

The lender disclosed that the Consumer Financial Protection Bureau could punish JPMorgan for its role in Zelle, the giant peer-to-peer digital payments network. In response, JPMorgan issued a thinly veiled threat: "The firm is evaluating next steps, including litigation." Trade groups say that in the aftermath of the financial crisis, banks became easy targets for populist attacks from Democrat-led regulatory agencies. Amid the scrutiny, the bank began warning Zelle users on the Chase app to "Stay safe from scams" and added disclosures that customers won't likely be refunded for bogus transactions. While all of these battles are ongoing, the financial industry has racked up several victories so far.

Persons: JPMorgan Chase, Jamie, Evelyn Hockstein, Tobin Marcus, Joe, Marcus, That's, Biden, Marianne Lake, Zelle, Banks, Jamie Dimon, Dimon, Donald Trump, Kamala Harris, Mark Pittman Organizations: JPMorgan, U.S . Senate Banking, Housing, Urban Affairs, Wall, Capitol, Washington , D.C, Reuters, JPMorgan Chase, Consumer Financial, Democrat, Republican, Wolfe Research, Services, PayPal, Bank of America, Senate, Electronic, Federal Reserve, U.S . Chamber of Commerce, Northern, Northern District of Texas Locations: Washington ,, Zelle, Basel, Wells Fargo, Northern District

☆ Shailene Woodley on Her Movie & TV Roles: 'Divergent,' 'Secret Life,' 'Big Little Lies'
▼ + stars: | 2024-09-27 | by ( Olivia Singh | ) www.businessinsider.com time to read: +13 min

AdvertisementOn her brief stint on 'The OC' and the biggest takeaway from her breakout role on 'The Secret Life of the American Teenager'Daren Kagasoff and Shailene Woodley in "The Secret Life of the American Teenager." It wasn't until I was a little bit older that I was like, "Oh, damn, that was a pretty big deal. Another movie that's a touchstone of your career is the "Divergent" series. AdvertisementThe final movie in that franchise never materialized and there were different stages of development of a TV movie and spinoff series. AdvertisementYou've said before that you were interested in coming back as Jane in a potential third season of "Big Little Lies."

Persons: Shailene Woodley, who's, Gia, Lisa Taddeo's, Taddeo, Woodley, it's, Zoom, Lisa, George Clooney, Andrew Garfield, she'd, Tris, Randy Holmes, Mischa Barton's, Kaitlin Cooper, Ben McKenzie, You've, —, I've, George Clooney's, Clooney, Gareth Cattermole, George, he's George Clooney, Molly Ringwald, Ashley Judd, Kate Winslet, It's, Alexander, Payne, didn't, Mary Jane Watson, hasn't, Mary Jane, Andrew, Garfield, I'm, Abrams, Jane, Reese, Nicole Organizations: Woodley, Business, American, Disney, Entertainment, Getty, BFI, Bobby Bank, Rey, Starz Locations: America, Star

☆ Hilary Swank says she's glad she waited until her late 40s to have kids. It made her a more present mom.
▼ + stars: | 2024-09-27 | by ( Kim Schewitz | Julia Pugachevsky | ) www.businessinsider.com time to read: +3 min

In a recent interview, Swank, 50, said she's happy she's an older mom. She has more time for her kids and is more comfortable with herself than she was in her 20s and 30s. AdvertisementIn 2022, Hilary Swank announced she was pregnant with twins at age 48, sparking conversations around the risks of pregnancy after age 35. Now, a few years into being a mother, Swank, 50, said that she's glad she had kids in her 40s. "It makes me really empathize with all the parents out there who are working really long hours who don't get to see their children."

Persons: Hilary Swank, Swank, — Organizations: Service

☆ I tried 43 of Trader Joe's fall foods, and would buy at least 31 of them again
▼ + stars: | 2024-09-26 | by ( Savanna Swain-Wilson | ) www.businessinsider.com time to read: +52 min

Trader Joe's Fall Harvest salsa had an unusual sweetness that I didn't care forThe Fall Harvest salsa isn't the only seasonal dip Trader Joe's has for fall. Trader Joe's pumpkin-spice granola bark was thicker than I expectedTrader Joe's pumpkin-spice granola bark was thick. I used Trader Joe's pumpkin brioche to make a lovely French toastTrader Joe's pumpkin brioche is a unique fall take. Trader Joe's pumpkin 4-cheese Greek-yogurt dip had way too many competing flavorsI was not a fan of this Trader Joe's dip. Trader Joe's pumpkin pancake and waffle mix can elevate your fall breakfast gameTrader Joe's pumpkin pancake and waffle mix was incredible.

Persons: —, I've, Joe's, Wilson, I'm, I'd, they're, Savanna, empanadas, Wilson I, hummus, Wilson I'm, it's, Joe, dente, you've Organizations: Service, Business, Wilson Apple, Pretzel Slims, Joe's Pretzel Slims, Wilson Locations: Savanna, globs, Swain, Monterey Jack, chiles, Brussels

☆ How Austin, Texas Cut Home Prices, Built Houses, and Stopped a Crisis
▼ + stars: | 2024-09-25 | by ( James Rodriguez | ) www.businessinsider.com time to read: +13 min

But as other pandemic Zoomtowns continue to see increases in prices and rents, Austin stands alone in its change of fortune. Housing in Austin has been through so many extreme distortions that nobody really knows what "normal" even means anymore. All told, Austin's housing stock has ballooned by more than 76,000 units since 2020, an 8.34% increase that includes single-family homes, condos, and townhomes. Considering the size of the Austin market, moving the stock of homes by nearly 10% is a colossal feat. Related storiesNobody watching the Austin market should be having flashbacks to the Great Recession.

Persons: Austin, homebuyers, homebuilders, Zillow, Elon Musk, Joe Rogan, Homebuyers, Keith Hughes, I'd, That's, Jason Lewris, Lewris, Doreen Sidney, Austin wasn't, Austin's homebuilders, Freddie, Sean Kelly, Rand, Freddie Mac, Jenny Schuetz, homebuilding, Kelly, he's Organizations: Austin, Oracle, Facebook, Google, Elon, Census, Parcl Labs, Federal Reserve, San Antonio —, Austin ., Freddie Mac, Brookings Institution Locations: California, Austin, Real, Texas, Francisco, San Francisco, San Antonio, Boston

☆ There's a reason Diddy's famous friends have stayed silent amid his arrest. PR experts say it's the best strategy.
▼ + stars: | 2024-09-25 | by ( Callie Ahlgrim | Jacob Shamsian | ) www.businessinsider.com time to read: +11 min

But Diddy's empire began to crumble when Ventura sued Combs last year, accusing him of rape and abuse. Last week, Combs was arrested and indicted on racketeering and sex trafficking charges by federal prosecutors in Manhattan. AdvertisementSean "Diddy" Combs depicted in a courtroom sketch from September 17, 2024. Jane Rosenberg/ReutersAs discussions and theories have swirled around Combs' felony counts, his famous friends, colleagues, and labelmates have also become sources of speculation. However, according to Evan Nierman, CEO of the crisis PR firm Red Banyan , that silence is almost certainly strategic.

Persons: —, Sean, Diddy, Combs, Jennifer Lopez, Cassie Ventura, Jay, Naomi Campbell, Justin Bieber, Mary J, Blige, John Legend, Mark Wahlberg, Prince Harry, Ventura, Jane Rosenberg, There's, Damian Williams, Ricky Vigil, Justin E Palmer, Evan Nierman, Nierman, Sean Combs, they'd, disavow Combs, Chris Brown, Jeff Kravitz, Eric Schiffer, he'd, Schiffer, " Schiffer, Usher, WireImage Usher, Streisand Organizations: Service, Metropolitan Detention Center, Hollywood, Business, Prosecutors, Diddy, Management, Ventura Locations: New York's, Manhattan, Combs, publicists

☆ About 45% of Americans will run out of money in retirement, including those who invested and diversified. Here are the 4 biggest mistakes being made.
▼ + stars: | 2024-09-25 | by ( Laila Maidan | ) www.businessinsider.com time to read: +6 min

download the appSign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. According to a simulated model that factors in things like changes in health, nursing home costs, and demographics, about 45% of Americans who leave the workforce at 65 are likely to run out of money during retirement. When you have more leisure time on your hands, more money goes toward entertainment and travel, especially in the first few years of retirement. The outcome is a higher withdrawal rate, which can push you into a higher tax bracket, he noted. "People don't take into account how expensive things get over time, not realizing that they can live another 40 years in retirement.

Persons: —, Spencer Look, they're, JoePat Roop, Roop, Bob, would've, it'll, Gil Baumgarten, Baumgarten, it's Organizations: Service, Morningstar's Center for Retirement, Business, Belmont Capital Advisors, IRA, IRS, Wealth Management Locations: breakeven

☆ When I moved to Bali 10 years ago it was poised to be a new Silicon Valley. Now, it's overcrowded and touristy.
▼ + stars: | 2024-09-24 | by ( Charissa Cheong | ) www.businessinsider.com time to read: +7 min

Read previewThis as-told-to essay is based on a transcribed conversation with Christin Baumgarten, 39, about living in Bali with her husband and two kids. I moved to Bali from Berlin in April 2014. I moved to Bali when it was becoming known as an emerging startup hubI initially just planned to stay in Bali for the length of the three-month internship. Related storiesI was lonely at first, but now I have a husband and 2 kids hereInitially, I found Bali a bit lonely. Another is that following the Ukraine war, lots of people from Russia and Ukraine have moved to Bali.

Persons: —, Christin Baumgarten, I'd, I've, we've, I'm Organizations: Service, Business, Tourism Locations: Bali, Berlin, Silicon Valley, Indonesian, Sumatra, Germany, Bali ., Ukraine, Russia, Renon

☆ The Social Security curveballs making retirement even more confusing
▼ + stars: | 2024-09-24 | by ( Noah Sheidlower | Juliana Kaplan | ) www.businessinsider.com time to read: +10 min

The measures reduce Social Security benefits accrued during private-sector work to compensate for the state or local government pension benefits. The Social Security Administration reported the average monthly check as of July 2024 is about $1,783. Meanwhile, nearly half of WEP-affected Social Security beneficiaries had pensions above $3,000 a month in 2023. In her 20s, McLeod worked various part-time and lower-paying clerical roles, all of which paid into Social Security. "They said you get a good enough retirement from the state, so you'll be OK not getting all your Social Security."

Persons: —, Patrice Earnest, Earnest, Jane Roth, Roth, She's, she'd, it's, Karen Smith, Janis Hernandez, Critics, they've, we're, Louisiana Sen, Bill Cassidy, Republican who's, Anne McLeod, McLeod Organizations: Service, Social, Business, —, Social Security, GPO, Security, Workers, Urban Institute, Social Security Administration, Center, National Task Force, Force, Republican, Budget Locations: New Haven, Louisiana, New Orleans

☆ My job offer was rescinded, so I started freelancing to support myself. Gen Z workers like me are turning to portfolio careers for security in this economy.
▼ + stars: | 2024-09-24 | by ( Ella Hopkins | ) www.businessinsider.com time to read: +7 min

I was a content creator on LinkedIn and TikTok already, so understood the creator space. AdvertisementMy grad job offer was rescindedEven though I was already freelancing, I planned to work in a corporate job after university. That same month LinkedIn told me my job offer had been rescinded because the program was sunsetted. I'd planned to move to San Francisco for the LinkedIn job. Since my first job offer was rescinded, I've been in the mindset that I have to bet on myself.

Persons: —, Ben Chipman, TikTok, Serena Kerrigan, I'd, grads I'd, I've Organizations: Service, NBC Universal, Duke University, Business, Duke, LinkedIn, Companies, Fortune, We'd Locations: San Francisco, Boston, Lima , Peru, Madrid, New York

☆ A Takaichi win would have big implications on BOJ policy: Strategist
▼ + stars: | 2024-09-23 | by ( ) www.cnbc.com time to read: 1 min

Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailJapan's LDP election: Takaichi win would have 'biggest implications' on BOJ policy, strategist saysMitul Kotecha, Barclays' head of FX and emerging markets macro strategy in Asia, says there would be pressure on the Bank of Japan to hike rates "less aggressively than would've been anticipated" or even a "delay in a January move."

Persons: Takaichi, Mitul Kotecha, would've Organizations: Barclays, Bank of Japan Locations: Asia

☆ I stood next to a man in his 70s at a punk concert. It reminded me that I shouldn't ever stop doing the things I love.
▼ + stars: | 2024-09-22 | by ( Conz Preti | ) www.businessinsider.com time to read: +3 min

They raised me listening to Opera and classical music, and I instead decided that punk rock was my thing. I would sit in my room blasting bands like the Ramones, NOFX, and Bikini Kill, much to the annoyance of my parents. Related storiesWhen the opening act ended, he left, and I swiftly moved to the spot he left open. I was surprised when he came back to see the second opening band. Either way, he reminded me that there's no such thing as being too old to enjoy something you truly love.

Persons: I've, —, — would've, I'd Organizations: Service, Business, Soup Locations: Portland , Maine

☆ Edie Falco on Her Best TV Shows, Movies: 'the Sopranos,' 'Nurse Jackie'
▼ + stars: | 2024-09-21 | by ( Caralynn Matassa | ) www.businessinsider.com time to read: +16 min

"You just don't know. I don't know. I think that's hysterical. I have made movies I still don't know if they came out. They may have come out and done very well; I just don't know.

Persons: Edie Falco, wasn't, Carmela, Falco, she's, She's, It's, Wanda, Brendan Walsh, Jackie, she'd, Pete Davidson's, Hillary Clinton, James Gandolfini, hadn't, Andrew, Furio, … I'm, would've, Michael Gandolfini, Taylor Hill, Tony, James Gandolfini's, Michael, I've, Soprano, David Chase, Jackie Falco, It'd, haven't, Pete Davidson, Joe Pesci, Pete —, Pete, Hillary Clinton Falco, Ryan Murphy, Hillary, Kamala, Walz, Edie, it's Hillary, I'm, you've Organizations: HBO, Business, Getty, Prime, Century Studios Locations: Newark, America

☆ Just how bad is Emily's French in 'Emily in Paris'? A language expert breaks down her progress across the 4 seasons.
▼ + stars: | 2024-09-21 | by ( Eve Crosbie | ) www.businessinsider.com time to read: +7 min

Lily Collins as Emily Cooper and Samuel Arnold as Julien in "Emily in Paris" season one. Lily Collins as Emily in "Emily in Paris" season three. Stéphanie Branchu/NetflixIn the third season, Emily takes up a temporary position as a server at Gabriel's restaurant after losing her marketing job. By season four, Emily's French faux pas are a 'lot less frequent' — but it may be too little too late. Lily Collins as Emily in "Emily in Paris" season four.

Persons: —, Emily, Emily Cooper's, Lily Collins, Malcolm Massey, Gabriel, Lucas Bravo, Emily Cooper, Samuel Arnold, Julien, Carole Bethuel, Massey, Emily's, Sylvie, Leroy, Beaulieu, doesn't, Camille Razat, Camille, would've, Stéphanie, Ted, Netflix Emily, Luc, Bruno Gouery, it's Organizations: Service, Netflix, Business, Agence Grateau's Locations: Paris, Rome

☆ We went on an African safari for the first time. Our trip would've been better if we'd known these 5 things before we left.
▼ + stars: | 2024-09-19 | by ( Jackie Longo | ) www.businessinsider.com time to read: +1 min

I ended up having to wear clothes from the gift shop and wash my undergarments in a sink. The largest and heaviest bags are sometimes left behind and brought in on a later flight. Since the lodge's laundry service had a too-long turnaround time, I had to wash my underwear and socks in the sink with a hotel soap bar. I tried to buy clothing, but in this remote part of Africa, we only had access to the lodge's gift shop. You can imagine the dirty looks I got from other tourists when I showed up for our safari in my shirt as if I hadn't known the proper dress code.

Persons: Jackie Longo, hadn't Organizations: International Locations: Africa, New York City, Nairobi, Mt, Kilimanjaro

☆ I paid an extra $114 for a premium ticket on the Alaska Railroad. The value of my 4-hour train ride was incredible.
▼ + stars: | 2024-09-18 | by ( Molly O'Brien | ) www.businessinsider.com time to read: +1 min

I bought a premium ticket for my four-hour ride on the Alaska Railroad from Denali to Fairbanks. My GoldStar premium seat was roomy, the views were great, and I got a three-course meal. The $114 I paid to have this premium ticket instead of the standard one was well worth it. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . One highlight in particular was my four-hour ride on the Alaska Railroad from Denali National Park to Fairbanks.

Persons: — Organizations: Alaska Railroad, Service, Business Locations: Denali, Fairbanks, Alaska

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