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☆ I'm a frequent traveler and these 5 credit cards never leave my wallet
▼ + stars: | 2023-04-19 | by ( Andrew Kunesh | ) edition.cnn.com time to read: +17 min

So without further ado, these are my top five credit cards as a frequent traveler. My top 5 credit cards as a frequent travelerI use credit card rewards to fund my flights and hotel stays around the world. HyattThe Chase Sapphire Reserve is another iconic travel credit card that took the credit card world by storm when it launched in 2016. Other travel credit cards I keep openI keep a handful of hotel cards open for the annual free night certificate. Read my article to why you should have more than one credit card for more information on creating a credit card stack that works for your needs.

☆ The Amex Centurion 'black' card has a $5,000 annual fee and a long list of luxury perks, but you can get many of the same benefits with the Amex Platinum
▼ + stars: | 2023-04-06 | by ( Anna Baluch | Angela Fung | Sarah Silbert | ) www.businessinsider.com time to read: +15 min

It makes premium credit cards like the Platinum Card ($695 annual fee) and the Amex Business Platinum Card ($695) look downright affordable. Benefits of the Amex Centurion black cardThe Amex Centurion card isn't just a status symbol; it has some great perks, including some unique benefits like complimentary Delta elite status that you won't find on other cards. The Platinum Card and Amex Business Platinum Card offer status with Hilton and Marriott**, but not with IHG and Relais & Châteaux. Unsurprisingly, there's no comparable benefit on the Platinum Card and Amex Business Platinum Card cards**. Once again, the Platinum Card and Amex Business Platinum Card also offer concierge services.

Your credit score is only one of several factors that determine whether your credit card application will be approved. Note that credit card lenders may use many different variations of credit score models when considering your application. Credit Cards for Excellent Credit Frequently Asked QuestionsWhat is the best credit card for excellent credit? Can I qualify for a credit card without excellent credit? Compare the Best Credit Cards for Excellent Credit Capital One Venture X Rewards Credit CardChase Sapphire Preferred® CardBank of America® Premium Rewards® credit cardDiscover it® Miles Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

☆ The 7-page media kit a part-time TikTok influencer with 45,000 followers uses to get deals with brands like NARS Cosmetics and Grey Goose
▼ + stars: | 2023-03-13 | by ( Nhari Djan | ) www.businessinsider.com time to read: +3 min

Blake Newby has been a content creator since 2018 when she started working in beauty editorial. She continued her side hustle as a content creator after leaving her job at Essence in 2022. Here is the media kit she uses to get partnerships with brands. "I have connections within the industry to brand founders and brand owners, and brand chemists. Still, even as a part-time content creator, Newby has been able to secure partnerships with brands like Grey Goose Vodka and Saks Fifth Avenue.

☆ A part-time TikTok influencer with 45,000 followers has landed deals with brands like NARS Cosmetics and Grey Goose. Here's the 8-page media kit the beauty creator uses.
▼ + stars: | 2023-03-10 | by ( Nhari Djan | ) www.businessinsider.com time to read: +3 min

Blake Newby has been a content creator since 2018 when she started working in beauty editorial. She continued her side hustle as a content creator after leaving her job at Essence in 2022. Newby's edge as a fashion, beauty, and lifestyle creator comes from her background covering the beauty and fashion industry. "I have connections within the industry to brand founders and brand owners, and brand chemists. Still, even as a part-time content creator, Newby has been able to secure partnerships with brands like Grey Goose Vodka and Saks Fifth Avenue.

☆ NYC's gaming fight heats up as Saks Fifth Avenue proposes casino at flagship, and developer pitches ferris wheel
▼ + stars: | 2023-02-25 | by ( Bethany Biron | ) www.businessinsider.com time to read: +4 min

Saks Fifth Avenue has placed a bid to build a casino on the upper floors of its flagship store. Saks Fifth Avenue is throwing its hat in the ring for a coveted license to open one of New York City's first casinos. "The Saks Fifth Avenue flagship store is a staple of one of the most iconic streets in Manhattan," the source told Insider. "It is of particular importance to us that we continue to invest in the vibrancy and spirit of Fifth Avenue itself." A rendering of the Saks Fifth Avenue casino lobby.

☆ Retailers are hoarding labor even as tech layoffs mount
▼ + stars: | 2023-02-14 | by ( Avery Hartmans | Dominick Reuter | ) www.businessinsider.com time to read: +6 min

Some retailers are bucking the trend of layoffs and holding on to workers. But on the store level, retailers are holding on tight to their workers, even seasonal workers who they typically would have dismissed by now, in a practice known as "labor hoarding." "The concept of labor hoarding is alive and well," Kenneth Kim, a senior economist at KPMG, told Insider. Anna Moneymaker/Getty ImagesThose layoffs don't seem to be an emerging trend in the retail sector, Kim from KPMG said. And while there were 417,000 job cuts in January, the official models were accounting for a lot more, since that's when many retailers typically begin laying off seasonal workers.

Each calendar year after spending $60,000 on eligible purchases, Card Members are eligible to select an Earned Choice Award benefit. Automatic Marriott Gold elite status (room upgrades and late checkout when available, bonus points on stays) Check mark icon A check mark. 1K Bonus Points Per Stay: Earn 1,000 Marriott Bonvoy® bonus points per paid eligible stay booked directly with Marriott for properties participating in Marriott Bonvoy. Cardholders receive automatic Hilton Gold status, which opens the door to perks like free breakfast (food and beverage credit at US hotels), bonus points, and room upgrades. With Gold status, you'll get perks like a 10% points bonus on paid stays, late checkout when available, and access to preferred rooms.

As a newly minted Airman, I was floored when I first found out about all the credit card perks active duty military members receive. Note that credit card lenders may use many different variations of credit score models when considering your application. Review: IHG Rewards Premier credit card reviewBest Discover Cards for Military MembersWhile Discover credit cards don't actually charge any annual fees — it's one of their hallmarks — they've outdone much of the competition by eliminating all over-limit and late fees for active-duty military credit cards. Review: Navy Federal Flagship Rewards credit card reviewBest Credit Cards for Active-duty Military Frequently Asked Questions (FAQ)Are military credit cards guaranteed approval? Military members will have their credit vetted just as anyone who applies for a credit card.

☆ U.S. economy grows strongly in fourth quarter; weekly jobless claims fall
▼ + stars: | 2023-01-26 | by ( Lucia Mutikani | ) www.reuters.com time to read: +3 min

Gross domestic product increased at a 2.9% annualized rate last quarter, the Commerce Department said in its advance fourth-quarter GDP growth estimate on Thursday. The economy grew at a 3.2% pace in the third quarter. Retail sales have weakened sharply over the last two months and manufacturing looks to have joined the housing market in recession. While the labor market remains strong, business sentiment continues to sour, which could eventually hurt hiring. Spending has been underpinned by labor market resilience as well as excess savings accumulated during the COVID-19 pandemic.

☆ A Casino at Saks, Times Square or the U.N.? Companies Pitch NYC Officials
▼ + stars: | 2023-01-25 | by ( Jimmy Vielkind | Katherine Sayre | ) www.wsj.com time to read: 1 min

Gambling companies competing to build a casino in Manhattan, one of the industry’s most coveted untapped markets, face skepticism from officials who would need to approve projects in the heart of the city. Real-estate and casino developers are pitching several sites in midtown Manhattan, including on the top floors of the Saks Fifth Avenue across from Rockefeller Center and in the very heart of Times Square. It’s vital to be near the city center to draw the right mix of tourists and wealthy clients, they said.

☆ U.S. economy losing momentum as retail sales post biggest drop in 12 months
▼ + stars: | 2023-01-18 | by ( Lucia Mutikani | ) www.reuters.com time to read: +7 min

The second straight monthly decrease in retail sales, which are mostly goods, is undercutting production at factories. Retail sales plummeted 1.1% last month, the biggest drop since December 2021. REUTERS/Jeenah Moon 1 2Retail salesMANUFACTURING OUTPUT FALLSExcluding automobiles, gasoline, building materials and food services, retail sales fell 0.7% last month. The weakness in core retail sales is likely to be offset by anticipated gains in services spending. The government reported last week that monthly consumer prices fell for the first time in more than 2-1/2 years in December.

☆ Saks Fifth Avenue proposes casino at NYC flagship, as competition for gaming licenses in the city heats up
▼ + stars: | 2023-01-14 | by ( Bethany Biron | ) www.businessinsider.com time to read: +3 min

Saks Fifth Avenue has placed a bid to build a casino on the upper floors of its flagship store. Saks is one of several major companies vying for just three available casino licenses in the city. "The Saks Fifth Avenue flagship store is a staple of one of the most iconic streets in Manhattan," the source told Insider. "It is of particular importance to us that we continue to invest in the vibrancy and spirit of Fifth Avenue itself." A rendering of the Saks Fifth Avenue casino lobby.

Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). Rewards Earn 2x Membership Rewards® Points at U.S. supermarkets (on up to $6,000 per year in purchases, then 1X). Rewards Earn 2x Membership Rewards® Points at U.S. supermarkets (on up to $6,000 per year in purchases, then 1X). *More Rewards: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month. The Amex Travel Portal allows you to book flights, hotels, car rentals, cruises, and more with your Membership Rewards points.

Note that credit card lenders may use many different variations of credit score models when considering your application. Read our review Read Our Review A looong arrow, pointing rightThe best credit cards for adding authorized users reviewsBest overall: Capital One Venture X Rewards Credit CardCost to add an authorized user: $0 for up to four authorized users. Authorized users aren't the main account holder; instead, they're using a credit card that's tied to the main account. Credit history isn't a factor in adding an authorized userFor people who are building or rebuilding credit, getting approved for a premium credit card usually isn't a possibility in the short term. Some banks will even allow you to add an authorized user under 18 to your account — read our guide to adding children as credit card authorized users for all the details.

☆ Here are 3 big luxury retail trends for 2023, according to experts
▼ + stars: | 2022-12-31 | by ( Lakshmi Varanasi | ) www.businessinsider.com time to read: +4 min

Luxury resale will boom in 2023 as more brands take control of their second-hand markets. The personal luxury market is expected to grow 3%-8% over the next year, according to Bain & Company. This year, without those stimulus checks, and amid a possibly pending recession, there will be a shift in who is buying luxury items, according to Oliver Chen, a managing director in the retail and luxury section for investment bank Cowen. Insider chatted with four experts, from former merchandisers to retail analysts, to understand how the luxury retail market is bound to change in 2023. Next year, experts expect to see more luxury brands taking control of their own second-hand markets.

☆ Arielle Charnas' company, Something Navy, is floundering amid dwindling sales, an employee exodus, and furious suppliers
▼ + stars: | 2022-12-08 | by ( Katie Warren | ) www.businessinsider.com time to read: +36 min

From the outside, it doesn't look as if Charnas' company is in trouble. Mark Sagliocco/Getty Images for Beach MagazineSeveral former employees told Insider they cut ties with Something Navy because they saw signs the company was struggling. Several current and former Something Navy employees told Insider they'd been inundated with emails since the spring from suppliers, freelancers, and models asking where their money was. In one email viewed by Insider, Scanlan told a supplier that cash was tight but promised payment was on the way. The current Something Navy employee said that based on data she'd seen, the retail locations most likely don't turn a profit.

Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu. Capital One recently added a new benefit to the Capital One Venture X Rewards Credit Card. Anniversary bonusesCapital One Venture X Rewards Credit Card cardholders receive a 10,000-mile bonus each year on their account anniversary. Authorized usersThe Capital One Venture X Rewards Credit Card is the clear winner in terms of authorized user access and benefits. The Capital One Venture X Rewards Credit Card is comparatively inexpensive at $395 per year.

☆ Christmas vacations: 15 of the best places to go
▼ + stars: | 2022-12-03 | by ( Cnn Staff | ) edition.cnn.com time to read: +13 min

The Bath Christmas Market has a multitude of wooden chalets selling distinctively British handmade crafts in a quaint Georgian setting. Bogotá, ColombiaA woman dressed as Santa Claus sits next to a Christmas tree and a Christmas star at Bolivar Square in Bogota. Salzburg and Oberndorf, AustriaThe Christmas Market and associated festivities in Salzburg are really something to sing about. Dating back to 1570, Strasbourg claims to be the oldest Christmas market in France and one of the oldest in Europe. damianalmua/Adobe StockThe traditional Christmas colors of red, green and white take on an entirely new meaning in New Zealand.

Persons: CNN —, Santa Claus, Claus, ”, Allan Baxter, Jesus, Jane Austen, Jane Austen Centre –, Austen, Melchior, Gaspar, Balthazar, Roy Rochlin, Bergdorf Goodman, Wangari Maathai, Fernando Vergara, “ Ruta, John’s, Miguel de Allende, Mary, Joseph, “ posada ”, Mozart, White Organizations: CNN, Bath Abbey, Jane Austen Centre, The, Royal, Catholic, Rockefeller, Getty Images Rockefeller, New York, Radio City, Columbus Circle, Fashion’s, Saks Fifth, Macy’s Herald Square, Kenyan, Park, Nuremberg, Toy Museum, Bolivar, Downtown, Malta Toy Museum, Quebec City, Adobe, Nord Expe, Mexico Piñatas, UNESCO, ”, Santa Locations: England, Philippines, Rovaniemi, Lapland, Finland, Santa, Bethlehem , Pennsylvania, Philadelphia, New York City, Bethlehem, Moravian, Bath, “, Fernando , Philippines, Asia, San Fernando, Catholic Philippines, Manila, of Bethlehem, Barcelona, Spain, Santa Eulalia, New York City New York, Central Park, Macy’s, Nairobi, Kenya, Nuremberg, Germany, German, Bogotá, Colombia, Bogota, Christmastime, Malta, Downtown Valletta, Quebec City, Canada, Petit Champlain, Quebec, Old Quebec, Sentier, Nord, Miguel, Mexico, posadas, ponche, Piñatas, Salzburg, Oberndorf, Austria, ” Salzburg, Bavaria, Strasbourg, France, Europe, Queenstown , New Zealand, New Zealand, Queenstown, Wakatipu

Amex Platinum; InsiderThe Platinum Card® from American Express offers a ton of value from its welcome bonus and benefits. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu. Choose an airline for the Amex Platinum incidental fee creditOne of the biggest perks of the Platinum Card is a yearly airline incidental fee credit. Add your Amex Platinum card to your Uber accountThe Platinum Card offers cardholders up to $200 in Uber Cash credits** each calendar year. Bottom lineThe Platinum Card® from American Express comes with potentially thousands of dollars in statement credits and benefits each year.

☆ The Amex Platinum card offers up to $100 per year in Saks Fifth Avenue credits, and you can stack other discounts to save more on your purchases
▼ + stars: | 2022-11-28 | by ( David E. Slotnick | Sarah Silbert | Senior Reporter | ) www.businessinsider.com time to read: +12 min

Northfoto/ShutterstockThe Platinum Card® from American Express offers up to $100 in credits at Saks Fifth Avenue each year. Here's how to use the Amex Platinum Saks credit. More Information Earn 80,000 Membership Rewards® points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu. The Platinum Card currently offers an excellent welcome bonus: 80,000 Membership Rewards® points after spending $6,000 on purchases in the first six months of card membership.

☆ From wine to fishing tackle, retailers pray Advent calendars draw in shoppers
▼ + stars: | 2022-11-25 | by ( Doyinsola Oladipo | ) www.reuters.com time to read: +4 min

Dior is selling a $3,500 Advent calendar inside a wooden and cotton canvas box fashioned like its Paris boutique on Avenue Montaigne. For toddlers, Walmart sells the Baby Shark Advent Calendar, priced at $44.99. And for anglers, there's a $34.99 fishing tackle Advent calendar with life-like and color-changing soft baits at The Fishing Shop. Selfridges & Co has 128 Advent calendars priced from 4.99 to 623 pounds this season, more than double last year's offerings. The ALDI Holiday Magic Wine Advent Calendar includes 24 unique labels and 16 wine varieties from eight countries of origin for $59.99.

☆ These are the major retailers which will be charging customers to return items this holiday season
▼ + stars: | 2022-11-25 | by ( Grace Dean | ) www.businessinsider.com time to read: 1 min

Saks Fifth Avenue told Insider that customers can return items by mail within 30 days. If returned within 14 days of shipping they don't have pay, but if it's longer than that they'll have to pay a $9.95 return charge. Bethany Biron/Business InsiderSource: Saks Fifth Avenue

You probably already know that most travel credit cards offer some form of rental car insurance. It's often said the Chase Sapphire Preferred is the best starter travel credit card — and primary rental car insurance is a big reason why. If you're using a business credit card that offers primary car rental insurance, you need to be renting a car for business purposes in order to receive the coverage. Whether your coverage comes from a credit card, the auto rental agency, or your personal insurance plan, you should get rental car insurance. Of all rental car insurance options, primary insurance with a credit card is the best value.

Below, you'll find some of our favorite rewards credit cards without foreign transaction fees, with an emphasis on travel rewards cards that offer bonus points and miles for airfare, hotels, and more. Annual travel credit can effectively shave $300 off the annual fee if you use it Check mark icon A check mark. That's $1,200 toward travel when you redeem through Chase Ultimate Rewards®$300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year. Read Insider's guide to points and miles valuations to find out what your credit card rewards are worth. Virtually all of the best travel rewards credit cards waive foreign transaction fees by this point, so for this guide, we focused on narrowing it down to the best options in a variety of categories.

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