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☆ Bank of America Business Advantage Travel Rewards card review: Earn a welcome bonus worth $300 and up to 3x points with no annual fee
▼ + stars: | 2022-08-16 | by ( Tessa Campbell | Personal Finance Reviews Fellow | Read More | ) www.businessinsider.com time to read: +25 min

Review: Is the Bank of America Business Advantage Travel Rewards the best credit card for you? If your small business is looking for a no-annual-fee travel rewards card with strong earning rates and a good welcome bonus offer, the Bank of America® Business Advantage Travel Rewards World Mastercard® Credit Card is worth considering. How to earn rewards with the Bank of America Business Advantage Travel Rewards World MastercardThe Bank of America® Business Advantage Travel Rewards World Mastercard® Credit Card earns 3x points on travel purchases, like car rental, hotel, or airline bookings through the Bank of America Travel Center. The BoA Business Advantage Travel Rewards card is a decent no-annual-fee travel rewards credit card that can be a good fit for many small businesses. Folks with good to excellent credit are eligible for the Bank of America® Business Advantage Travel Rewards World Mastercard® Credit Card.

☆ My husband and I made $200,000 in revenue last year on Poshmark. Here's how I went from working at Bath & Body Works to reselling full time.
▼ + stars: | 2022-07-13 | by ( Perri Ormont Blumberg | ) www.businessinsider.com time to read: +8 min

I resell shoes on Poshmark full time under the closet name "RNZY," which is my husband, Ryan's, and my name combined. From 2013 to 2015, I worked as a Bath & Body Works store manager in Burlington, Vermont. We sold shoes and clothing, but we quickly niched down to exclusively shoes. We both realized that we enjoyed the entire process of selling shoes — sourcing, cleaning, photographing, listing, and shipping. (We search for the pair of shoes on Poshmark and select "sold items."

If you own a small business, tax season can get hectic. To find the best online tax software for small business owners, we compared four of the leading online tax preparers — TurboTax, TaxAct, H&R Block, and TaxSlayer — on cost, user experience, and access to experts. How did we choose the best tax software for small businesses? Partnerships, multi-member LLCs, and S-Corporations must file a tax return every year to report income, deductions, profits, and losses for the business. S-Corporations will also need to report income and losses on their personal tax return.

See Personal Finance Insider's picks for the best tax software »There are many different tax software programs to choose from, and, honestly, they're all pretty good. TurboTax vs. H&R Block: costs and feesThe bottom line: Even when you consider discounts, H&R Block nearly always comes out cheaper than TurboTax for comparable products. If cost is a primary consideration but you'd like a premium tax-filing experience, H&R Block comes out on top. TurboTax vs. H&R Block: user experienceThe bottom line: Both have a high-quality and comprehensive interface, but H&R Block's is less cluttered. How to choose between H&R Block and TurboTaxThere's a lot to recommend both TurboTax and H&R Block online software.

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Introducing the U.S. Bank Business Triple Cash Rewards World Elite Mastercard® the card that gives back on all your eligible business needs. If you spend a lot in the bonus categories and want a card with no annual fee, the U.S. Bank Business Triple Cash Rewards Card could be ideal. The U.S. Bank Business Triple Cash Rewards Card is also a good choice if you want to earn a lucrative cash bonus. US Bank Business Triple Cash Rewards frequently asked questions (FAQ)Is the US Business Triple Cash Rewards worth it? No, the U.S. Bank Business Triple Cash Rewards Card is not metal.

Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). I originally opened the Capital One Spark Miles for Business to earn travel rewards. Ultimately, my credit card benefits have helped me save over $2,000 this year for my small business. The information related to the Capital One Spark Miles for Business has been collected by Business Insider and has not been reviewed by the issuer. Remember to re-examine your credit card rewards and benefits at least once a quarter.

☆ Capital One Spark Cash Select for Good Credit card review: Earn 1.5% cash back on all purchases with no annual fee, and you don't need perfect credit to qualify
▼ + stars: | 2021-09-29 | by ( David Mcmillin | Read More | Read Less | ) www.businessinsider.com time to read: +26 min

Read our review Read Our Review A looong arrow, pointing rightReview: Is the Capital One Spark Cash Select for Good Credit the best credit card for you? Insider's Featured Small Business Credit Cards U.S. Bank Business Triple Cash Rewards World Elite Mastercard®Ink Business Cash® Credit CardInk Business Unlimited® Credit Card Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Apply now A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.8 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE. Apply now A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.6 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE. Apply now A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 5 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE.

Requires excellent credit to qualify Highlights Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Read our review Read Our Review A looong arrow, pointing rightReview: Is the Capital One Spark Cash Select for Excellent Credit the best credit card for you? Insider's Featured Small Business Credit Cards U.S. Bank Business Triple Cash Rewards World Elite Mastercard®Ink Business Cash® Credit CardInk Business Unlimited® Credit Card Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Comparison: Capital One Spark Cash Select for Excellent Credit vs other Capital One business cardsCapital One offers a number of other credit cards for small-business owners who have excellent credit. Read our review Read Our Review A looong arrow, pointing rightFees and costsThere is no annual fee with the Spark 1.5% Cash Select for Excellent Credit, which is excellent news for your business' bottom line.

The new US Bank Triple Cash Rewards card earns 3% cash back in popular small-business spending categories. Apply now A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.8 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE. Apply now A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.6 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE. Apply now A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 5 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE. For a no-annual-fee card, the other benefits on the U.S. Bank Business Triple Cash Rewards Card are quite good.

Insider's Featured Small Business Cards Ink Business Unlimited® Credit CardInk Business Cash® Credit Card Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Read our review Read Our Review A looong arrow, pointing rightReview: Is the Discover it Business card the best credit card for your small business? Many business owners want a credit card to use for purchases related to their business, and having a credit card is an easy way to keep business purchases separate from personal accounts. Alternatives to the Discover it Business Credit CardThe card that's closest to the Discover it® Business Card is the Ink Business Unlimited® Credit Card, which also earns a flat 1.5% cash back on every purchase. Here's our comparison of the Chase Ink Business Unlimited and Chase Ink Business Cash card for more information.

Getty Images AsiaPacFor business owners curious about crypto, the Brex cards are a low-risk introduction to the space. You can only earn bonus rewards if Brex is your only corporate card, so it doesn't pair well with other business rewards credit cards Dash icon A dash. Using Brex points for crypto rewards"We think that your rewards points are an easy and interesting way to participate in crypto," Henrique Dubugras, founder and CEO of Brex, told Insider. The Brex card offers the flexibility to simply put that exposure in rewards points, and cardholders can continue to designate their rewards in other more stable categories, too. Read Insider's points and miles valuations to find out what your credit card rewards are worth.

☆ How to file your taxes this year if you're a freelancer, with best practices from accountants and self-employed professionals
▼ + stars: | 2021-02-24 | by ( Robin Madell | ) www.businessinsider.com time to read: +15 min

Insider found accountants, tax preparers, and self-employed professionals to offer strategies that can take the fear out of freelance tax-paying requirements. "A deduction is allowed for the employer portion to reduce business income," Fishbein said. Instead, keep your own clean records and file taxes based on those. For the tax year, estimated payments are due in April, June, September, and January. The IRS notes that self-employed people are among those who may need to make estimated payments, according to their "The Basics of Estimated Taxes for Individuals."

☆ PPP SMALL BUSINESS LOANS: How $525 billion in coronavirus-linked loans were spread across banks lenders
▼ + stars: | 2021-02-03 | by ( Insider Intelligence | ) www.businessinsider.com time to read: +7 min

This is an update to our May and July PPP Small Business Loans reports. Its average loan size of $104,760 is just over the program's overall average of $101,000—this is particularly impressive when compared with its average loan size of $515,304 in the PPP's first tranche. It approved $6.55 billion in loans with an average loan size of $32,960, making it the bank with the lowest average loan size among top lenders. Best PPP LendersIn PPP Small Business Loans—the final of three updates—Insider Intelligence looks at how different lenders fared at implementing the PPP. Looks into PPP loan sizes and total fees gained by lenders, and examines total funded loans and average loan amounts for the top PPP lenders.

When the first round of quarterly taxes was coming due, I quickly realized that doing all my own tracking was taking up way too much of my time. I can even do it from my phone — the QuickBooks Self-Employed app is user-friendly and easy to navigate. I opted for the tax bundle for the convenienceThere are a couple of plans you can pick from with QuickBooks Self-Employed. QuickBooks Self-Employed is simple, not robustIt's not all rainbows and roses when it comes to this cloud-based accounting software. Having my tax summary report, all Schedule C deductions, and my estimated quarterly taxes done is exactly what I need.

Freelancers and small business owners are smart to look ahead and get their accounting in shape well before Tax Day 2020. To make filing taxes easier, accountants recommend building smart bookkeeping practices into your everyday processes, and putting aside money for taxes sooner rather than later. If you're new to the freelancing world or you're just looking for some expert tips on improving your financial well-being come tax season, we asked accountants for the best tax advice they can give freelancers to make life a little easier. "A simple spreadsheet detailing your monthly income and expenses is perfect for freelancers," says CPA Alexis Krystina of Advance Accounting. Set aside self-employment taxes in a separate accountBrendan Willman, a CPA with Granada Tax, says self-employment taxes are the biggest surprise for new freelancers.

The Capital One Spark Cash for Business is no longer available to new applicants; however, Capital One has launched 3 new business cards for small business owners. Of course, finances are a huge consideration and small business credit cards can be a major asset, when used responsibly. Below, Select reviews the benefits of small business credit cards that can add up to increased savings and easier expense management. Receive travel and purchase protectionsSimilar to personal credit cards, business cards provide numerous travel and purchase protections. Don't miss: Best small business credit cardsHow to apply for a business credit card For rates and fees of the Blue Business® Plus Credit Card from American Express, click here.

☆ The 5 best tools to keep track of credit card rewards, according to a woman with 25 cards
▼ + stars: | 2019-06-04 | by ( Caroline Lupini | Freelance Reporter | ) www.businessinsider.com time to read: +8 min

Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). Alexander Chaikin / Shutterstock.comWriter Caroline Lupini has 25 credit cards and has been managing rewards travel seriously since 2013. She travels six to eight months of the year, largely by using credit card rewards. Not all credit card offers are created equal, and not all credit card offers are right for you or your personal credit. Read more: Why this seemingly expensive credit card is worth its annual fee — especially for anyone who travelsTravel Freely is also a good tool for credit card enthusiasts.

☆ 12 Steps to Starting a Small Business
▼ + stars: | 2019-05-02 | by ( ) www.nbcnews.com time to read: +8 min

Step 2: Write a business planYou don’t need an MBA to write a business plan. In addition to selecting your business name, you may also need to register a fictitious business name, known as a DBA (Doing Business As). Step 9: Figure out your taxesYour business structure will determine the types of taxes you’ll have to pay. Step 11: Learn relevant laws and regulationsIf you’re starting an online business, contact the Federal Trade Commission to learn about e-commerce regulations. Step 12: Set up your accounting systemBookkeeping can be simple, at least when you first start your business.

Business expenses should always be on a separate, business-only credit card for a variety of reasons, and personal expenses should never be on that card. Those cards include the Ink Business Cash® Credit Card, the Ink Business Preferred® Credit Card, and the The Business Platinum Card® from American Express . When it comes to buying items for yourself, putting the purchase on a business credit card is a big no. Putting business purchases on a business credit card makes tracking these expenses much easier. If you keep your personal finances out of your business, you can link your business bank and credit card accounts to automatically import transactions.

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