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House Republicans are proposing cutting funding for Federal Student Aid by $265 million. Last week, Republicans on the House Appropriations Committee released a series of bills for funding federal agencies through fiscal year 2024. "Right now, House Republicans are pursuing an appropriations bill that cuts $22.5 BILLION from education," Education Secretary Miguel Cardona wrote on Twitter. Cutting funding could pose significant challenges to borrowers, along with the operations of Federal Student Aid. Some Democratic lawmakers have also expressed concerns about a lack of funding for Federal Student Aid.
Persons: it's, Joe Biden's, Biden, Miguel Cardona, Jared Bass, Federal Student Aid . Massachusetts Sen, Elizabeth Warren, Tammy Baldwin, Shelley Moore Capito Organizations: Republicans, Federal, Aid, Service, Republican, Labor, Health, Human Services, Education, House Republicans, Twitter, Federal Student Aid, Public, Center, American Progress, Democratic, Federal Student Aid ., Department of Education, Education Department Locations: Wall, Silicon, Federal Student Aid . Massachusetts
Social Class Is Not About Only Race
  + stars: | 2023-07-05 | by ( David Leonhardt | ) www.nytimes.com   time to read: +1 min
The same is true at some other public universities, including Auburn, Georgia Tech and William & Mary. It is also true at a larger group of elite private colleges, including Bates, Brown, Georgetown, Oberlin, Tulane and Wake Forest. Nearly every college with an affluent enrollment has historically used race-based admissions policies. Those policies often succeeded at producing racial diversity without producing as much economic diversity. And whether they figure out how to do so is important (as I’ve previously covered).
Persons: Mary, Bates, Brown Organizations: University of Virginia, UVA, Grants, Georgia Tech, Oberlin, Tulane, Wake Locations: Auburn, Georgetown
People line up outside of the Supreme Court in Washington, D.C., on June 30, 2023. Kent Nishimura | Los Angeles Times | Getty ImagesMany student loan borrowers face risk factors that suggest they could struggle covering their bills, especially after the Supreme Court struck down President Biden's federal student loan forgiveness proposal and repayment will resume in October. "I wasn't necessarily surprised," said Stedman, who graduated from college in 2013 with just under $40,000 in student loan debt. For his part, Stedman said he's found his student loan debt to be a "challenge" since graduation. 3 things to consider as loan payments resume
Persons: Kent Nishimura, Colton Stedman, Biden, Stedman, , Jack Wallace, Yrefy, he's, It's, Wallace Organizations: Washington , D.C, Los Angeles Times, Getty, Consumer Financial, Bureau, South Saint, Finance, Governors, Federal Reserve System, College Board Locations: Washington ,, South, South Saint Paul , Minnesota, U.S, Yrefy
They sit back and wait, content to let the nation’s colleges and universities scout and nurture that talent. Look at what happened when California banned affirmative action nearly 27 years ago. The most obvious way to help colleges level the field among students is to level the field among colleges. Harvard University recently received a gift of $300 million, the University of Chicago received a gift of $100 million and Columbia University received a gift of $175 million. I asked Elsa Núñez, president of Eastern Connecticut State University, what her institution, with its modest $50 million endowment, could do with a $100 million gift.
Persons: , That’s, Chan Zuckerberg, Pell Grant, Elsa Núñez, , , you’re Organizations: University of California, Apple, Mastercard, Meta, Verizon, Harvard University, University of Chicago, Columbia University, Chan Zuckerberg Initiative, Harvard, Trinity Washington University, Pell, Eastern Connecticut State University Locations: California
Many borrowers are dismayed after the Supreme Court struck down President Biden's student-debt relief plan. Anderson said she consistently made her loan payments, but it didn't make a dent in her balance. But in a 6-3 decision, the Supreme Court, driven by its conservative majority, ruled that Biden's debt-relief plan was unconstitutional and required explicit approval by the US Congress. "Now that the Supreme Court has rejected the student loan forgiveness, I have no hope," she told The Post. But hours after the court's decision, Biden initiated a process for using the Higher Education Act of 1965 to cancel student loan debt.
Persons: Biden's, Scarlet Anderson, Anderson, , Joe Biden's, Pell, Biden, I'm, White Organizations: Service, Education, Arizona State University, Washington Post, Higher
Supreme Court blocks Biden student loan forgiveness
  + stars: | 2023-06-30 | by ( John Kruzel | ) www.reuters.com   time to read: +6 min
Biden plans to announce new actions to protect student loan borrowers in the wake of the ruling, a White House source said, speaking on condition of anonymity. Arkansas, Iowa, Kansas, Missouri, Nebraska and South Carolina challenged Biden's debt relief. The court's conservative justices had previously used the "major questions" doctrine to invalidate major Biden policies deemed lacking clear congressional authorization. Both Biden and his Republican predecessor Donald Trump relied upon the HEROES Act beginning in 2020 to repeatedly pause student loan payments and halt interest from accruing to alleviate financial strain on student loan borrowers during the COVID-19 pandemic. During the arguments, a Justice Department lawyer portrayed the debt relief as a benefits program rather than an assertion of regulatory power not authorized by Congress.
Persons: Joe Biden, Biden, John Roberts, Roberts, Education Miguel Cardona, Pell, Biden's, Elena Kagan, Kagan, Donald Trump, John Kruzel, Steve Holland, Will Dunham Organizations: U.S Supreme Court, Biden, Democratic, Education, Congress, Higher Education, Act, U.S . Centers for Disease Control, Liberal, Republican, Justice Department, Reuters, Thomson Locations: Arkansas , Iowa , Kansas , Missouri , Nebraska, South Carolina, U.S
WASHINGTON, June 30 (Reuters) - The U.S Supreme Court on Friday was set to rule on the legality of President Joe Biden's plan to cancel $430 billion in student loan debt - a move intended to benefit up to 43 million Americans and fulfill a campaign promise. Both Biden, a Democrat, and his Republican predecessor Donald Trump relied upon the HEROES Act beginning in 2020 to repeatedly pause student loan payments and halt interest from accruing to alleviate financial strain on student loan borrowers during the COVID-19 pandemic. During the arguments, a Justice Department lawyer portrayed the debt relief as a benefits program rather than an assertion of regulatory power not authorized by Congress. Circuit Court of Appeals found that at least one of the states, Missouri, had proper standing. Some 53% of Americans said they support Biden's debt relief, with 45% opposed, according to a Reuters/Ipsos poll from March, with respondents dividing sharply along partisan lines with Democrats broadly supportive and Republicans generally opposed.
Persons: Joe Biden's, Biden, Biden's, Pell, Donald Trump, Myra Brown, Alexander Taylor, John Kruzel, Will Dunham Organizations: U.S Supreme, Higher Education, Act, Democrat, Republican, Justice Department, Congress, Circuit, Appeals, Biden, Reuters, Thomson Locations: Arkansas , Iowa , Kansas , Missouri , Nebraska, South Carolina, U.S, Missouri, Louis, Texas, New Orleans
Biden's plan would have eliminated her remaining student debt balance. KeyBanc's Thomas said the student loan payment pause was yet another pandemic tail wind for retailers. Estimates vary on how much student loan borrowers will pay each month. Kantrowitz said there is little data on how Americans used the money that they did not spend on student debt. He said the student loan changes are modest compared with the pinch that people feel from inflation or the dwindling of pandemic-strengthened savings accounts.
Persons: Brent Lewis, Lenèe Gill, Pell, Gill, KeyBanc's Thomas, Mark Kantrowitz, Kantrowitz, it's, Brett House, Mario Anzuoni Organizations: Old Navy, Denver, Getty, Louisiana State University, Walmart, Nutrition, Bank of America Institute, Columbia, Maxx, TJX Cos Inc Locations: Denver , Colorado, Pasadena , California
Resetting student loans brings Econ 101 lessons
  + stars: | 2023-06-30 | by ( Ben Winck | ) www.reuters.com   time to read: +3 min
A U.S. Supreme Court ruling against President Joe Biden’s student loan forbearance erases as much as $20,000 in potential relief for graduates. Combined with the resumption of debt payments, borrowers will be feeling the pinch in their wallets and their confidence. The court said on Friday that a plan to wipe out swathes of student loans was unconstitutional, ending hopes of an easier financial future for some 43 million borrowers. If the Supreme Court had supported the relief, it also risked stoking inflation just as it slides to a healthier level. The proposal aimed to relieve $10,000 of student loans for individuals earning less than $125,000 annually, and an additional $10,000 for eligible borrowers who received Pell Grant subsidies.
Persons: Joe Biden’s, Mark Zandi, Taco, Pell Grant, Donald Trump, Jeffrey Goldfarb, Streisand Neto Organizations: Reuters, U.S, Supreme, White, Census Bureau, U.S . Federal Reserve, Bureau of Labor Statistics, Taco Bell, Yum Brands, Biden, Democratic, Congressional, Office, Former U.S, Thomson
Supporters of student debt forgiveness demonstrate outside the US Supreme Court on June 30, 2023, in Washington, DC. Olivier Douliery | AFP | Getty Images"Under the Secretary's plan, roughly half of all federal borrowers would have their loans completely discharged," Roberts wrote. How student loan forgiveness got to the Supreme CourtSupreme Court justices listen to arguments. watch nowTwo of those legal challenges made it to the Supreme Court: one brought by six GOP-led states — Nebraska, Missouri, Arkansas, Iowa, Kansas and South Carolina — and another backed by the Job Creators Network Foundation, a conservative advocacy organization. While the justices' decision largely matched the predictions of many legal experts, some saw it going another way, especially after the Supreme Court heard oral arguments for the two challenges to the president's plan at the end of February.
Persons: Olivier Douliery, Roberts, Persis Yu, who'd, Biden, Bill Hennessey, he'd, Grant, overreach, Jed Shugerman, Elizabeth Prelogar Organizations: AFP, Getty, U.S . Department of Education, Consumer, Student, Protection, Supreme, U.S . Department of Justice, Heroes, Republican, GOP, South Carolina —, Job, Network Foundation Locations: Washington ,, Missouri, delinquencies, U.S, — Nebraska , Missouri , Arkansas , Iowa , Kansas, South Carolina, Fordham
Our experts answer readers' student loan questions and write unbiased product reviews (here's how we assess student loans). The Supreme Court axed the plan to cancel tens of thousands of dollars in federal student loans. What would the student loan forgiveness plan have included? All types of federal loans would have qualified for forgiveness, but private student loans wouldn't have been affected. Student loan interest is a percentage of your total loan balance that you pay to use the lender's money.
Persons: , Pell Grant, You'll, Stacey MacPhetres Organizations: Supreme, Service, Biden, Politico, Department of Education, College Board, SC, EdAssist
Student debt relief activists stand in front of the U.S. Supreme Court on June 30, 2023 in Washington, DC. (Photo by Kevin Dietsch/Getty Images)The Supreme Court on Friday rules against President Joe Biden's student loan forgiveness plan, prohibiting up to $20,000 in loan relief per borrower from proceeding. The plan, first announced in August 2022, would have forgiven $10,000 for all federal student loan borrowers and $20,000 for Pell Grant recipients who earn less than $125,000 a year ($250,000 for married couples). The Biden administration has also recently beefed up existing programs, making it easier to qualify for student loan relief. Public Service Loan Forgiveness (PSLF) has become easier for federal borrowers to obtain under the Biden administration.
Persons: Kevin Dietsch, Joe Biden's, Biden, Sonia Sotomayor, Ketanji Brown Jackson, Elena Kagan, Pell Grant, servicers Organizations: U.S, Supreme, Higher Education, Department of Education, Federal, Aid Locations: Washington ,
But learning the facts - that affirmative action is critical for fostering equal access and opportunity in our academic institutions -cemented my belief that affirmative action is necessary if we want to create an equitable nation. The court’s decision Thursday is consistent with its view that race-based preferences should and would have a limited shelf life. Jon Wang, who revealed himself as a plaintiff in this Supreme Court case, was rejected by Harvard but was accepted at and is now attending Georgia Tech. Affirmative action enabled my ability to experience different ways of thinking and to form the lasting friendships I have made. Affirmative action has been a tool used by many countries to ensure underrepresented communities are included in areas they normally are not.
Persons: who’d, Tan, , Ana Fernandez, Richard Kahlenberg, Peniel Joseph, Peniel Joseph Kelvin Ma, Kelvin Ma, retrenchment, Bakke, Shelby, Holder, John F, Barry Goldwater, Richard Nixon, Ronald Reagan, Peniel, Joseph, Barbara Jordan, , ” Lanhee Chen, Bollinger, Sandra Day O’Connor, Lanhee Chen Lanhee J . Chen, J, Chen, David, Diane Steffy, Romney, Ryan, Roxanne Jones, Andrew Johnson, Jones, WURD, Richard Sander, , Richard Sander Fiona Harrison, Jeff Yang, Ed Blum’s, Jon Wang, Michael Wang, Williams, Jian Li, Bruce, Hudson Yang, Natasha Warikoo, Ketanji Brown Jackson, ” Natasha Warikoo Alonso Nichols, John Roberts, Brayden Rothe, Biden, can’t, Joe Biden, Brayden Rothe Patrick O'Leary, Pell Organizations: CNN, Fellows of Harvard College, Harvard, Harvard College, Cuban, American Council, Education, Wellesley College, Renaissance Studies, Black, Tufts University, Blacks, Ivy League, Federalist Society, John Birch Society, Trump, Democratic Party, GOP, Center, LBJ School of Public Affairs, University of Texas, Racial Justice, University of North, University of North Carolina Chapel, Public Policy, Hoover Institution, California State, Republican, Democratic, White, Fair, Supreme, ESPN The Magazine, ESPN, New York Daily News, Philadelphia Inquirer, The University of California, UCLA, University of California, UC, Georgia Tech, Department of Education, Princeton, Yale, Stanford, Princeton University, Institute for, Digital Intelligence, Harvard University, College, Social Sciences, of Sociology, Equity, University of Minnesota Locations: today’s, Philippines, Taiwan, Los Angeles, Portland, White, American, United States, West Linn , Oregon, Cuban American, Miami, Havana, Cuba, Miami , Florida, America, Austin, University of North Carolina, California, lockstep, Berkeley, Asian America, Florida, Texas
Georgetown University in Washington, D.C. Not everyone with debt would have been covered under the Biden administration’s student loan forgiveness plan. The Supreme Court has barred the Biden administration from carrying out its plan to extinguish up to $20,000 in federal student loan debt, and millions of borrowers will continue to struggle under the weight of their loans. Ms. Schmidt owes $64,000 in student debt, more than half of which is for her graduate work in nursing. But she’s already contemplating how she’ll finance her dream of becoming a civil rights lawyer, which typically requires an additional six figures in student debt. Yet her mother is still paying down student debt of her own.
Persons: Biden, Gina McDavitt, weren’t, Pell, , , McDavitt, ” Ms, Ms, Monica Schmidt, Schmidt, Kevin Serna, Dorien Rogers, Rogers, Asha Anthony, she’s, , Anthony, Mr, don’t, Joanna Leiserson, Brian Kaiser, “ I’m, Leiserson Organizations: Georgetown University, Biden, College of San, San Francisco State University, The New York Times, University of Phoenix, Northern Illinois University, Public, Schaun, Tax, Howard University, Salisbury University, The New York, Republicans Locations: Washington ,, College of San Mateo, Bay, Vallejo , Calif, Genoa, Ill, Germantown, Md, Credit, Montgomery County, Mesa, Maryland, Spokane, , forbearance
Democratic lawmakers reacted with fury to the Supreme Court's decision striking down Biden's student-loan forgiveness plan. The Court found Biden's plan to forgive up to $20,000 in debt for millions of Americans illegal. The Supreme Court decision came in two separate rulings on Friday. The President has more tools to cancel student debt — and he must use them," Warren tweeted on Friday morning. Rep. Barbara Lee, a California Democrat, noted that student debt disproportionately impacts Black and brown Americans, tweeting, "we cannot accept a return to the failed status quo."
Persons: Biden, , Joe Biden's, Chuck Schumer, MAGA, Pell Grant, Brown, Sen, Elizabeth Warren, they've, Pramila, Roe, Warren, Barbara Lee Organizations: Service, Privacy, Democratic, MAGA Republican, US Department of Education, . Nebraska, GOP, , California Democrat, CNN Locations: ., Massachusetts, California
The Supreme Court struck down Biden's student-loan forgiveness plan. It ruled that the relief under Biden's current plan is illegal and cannot move forward. In November, two conservative-backed lawsuits succeeded in pausing the implementation of Biden's debt relief plan, just one month after applications for the loan forgiveness opened up. "Resuming student debt payments in the middle of an affordability crisis is unconscionable. President Biden needs to deliver on his promise to cancel student debt," Khanna wrote on Twitter.
Persons: , Joe Biden's, Pell Grant, Biden, Brown, Miguel Cardona, Ro Khanna, Alexandria Ocasio, Cortez, Khanna, We're Organizations: Service, Republican, US Department of Education, Department of Education, . Nebraska, Democratic, , The Education Department, Education, Supreme, Twitter, Politico, Higher Locations: . Nebraska, ., Alexandria
A U.S. Supreme Court ruling against President Joe Biden’s student loan forbearance erases as much as $20,000 in potential relief for graduates. Combined with the resumption of debt payments, borrowers will be feeling the pinch in their wallets and their confidence. Had Biden’s policy covered $10,000 of their debt, the typical monthly payment would have shrunk by about a quarter. If the Supreme Court had supported the relief, it also risked stoking inflation just as it slides to a healthier level. CONTEXT NEWSThe U.S. Supreme Court on June 30 ruled 6-3 against President Joe Biden’s plan to forgive student loan debt for some 43 million borrowers.
Persons: Joe Biden’s, Mark Zandi, Taco, Pell Grant, Donald Trump, Jeffrey Goldfarb, Streisand Neto Organizations: Reuters, U.S, Supreme, White, Census Bureau, U.S . Federal Reserve, Bureau of Labor Statistics, Taco Bell, Yum Brands, Biden, Twitter, Democratic, Congressional, Office, Former U.S, Thomson
Our experts answer readers' student loan questions and write unbiased product reviews (here's how we assess student loans). The Supreme Court overturned the Biden administration's plan to forgive student loan debt for millions of borrowers. Federal student loan payments, which have been paused since March 2020, are slated to resume in October, although there may be a grace period after that. Fixed expenses: Rent, utilities, groceries, student loan paymentsRent, utilities, groceries, student loan payments Variable expenses: Entertainment, eating out, vacations, clothingSee Insider's picks for the best budgeting apps >>There are two major ways to incorporate increased student loan payments into your budget — reduce your expenses or increase your income. However, if you can pay off student loan debt fast, you'll save more money in interest overall.
Persons: , Joe Biden's, you'd, Pell Grant Organizations: Biden, Service, Department of Education
Visitors with signs regarding student loan payments outside of the US Supreme Court in Washington, DC, US, on Tuesday, June 27, 2023. Al Drago | Bloomberg | Getty ImagesWhat's at stake in loan forgiveness decisionThe justices' ruling will determine whether the Biden administration can move forward with its plan to wipe out more than a quarter of the country's $1.7 trillion in outstanding federal student debt. Roughly 14 million people would have their student debt entirely cleared by the program, according to an estimate by higher education expert Mark Kantrowitz. Justices consider executive authority to cancel debtIn the cases, the justices examined whether Biden has the power to forgive so much student debt without authorization from Congress. The country was operating under an emergency declaration due to Covid-19 when the president rolled out his forgiveness plan.
Persons: Al Drago, Biden, Mark Kantrowitz, Grant, overreach Organizations: US, Bloomberg, Getty, Republican, Supreme, GOP, South Carolina —, Job, Network Foundation Locations: Washington , DC, — Arkansas, Iowa , Kansas , Missouri , Nebraska, South Carolina
Our experts answer readers' student loan questions and write unbiased product reviews (here's how we assess student loans). Borrowers who have refinanced federal loans into private loans are ineligible for forgiveness. See Insider's picks for the best student loan refinance lenders >>What is Biden's student loan forgiveness plan? Federal student loans you've refinanced are not eligible for forgiveness under Biden's debt relief plan. Types of student loans that are eligible for forgivenessThe Education Department maintains a list of eligible student loans on its website, which includes the following:Federal Direct Loans — subsidized, unsubsidized, PLUS loans, and consolidation loansFederal Family Education Loan (FFEL) Program loans (ended in 2010)Federal Perkins Loan Program loans (ended in 2017)Education Department-held defaulted loansAll loans funds must have been received on or before June 30, 2022.
Persons: Pell Grant, , Biden, Pell, you've, doesn't, Andrew Latham, Biden's, Perkins, Latham Organizations: Service, , Pell Grants, Education Department, US, of Education, Department, Federal, Family Education, Loan Program, Public
With student loan payments set to resume this fall, borrowers are likely going to have to cut back spending — and that's bad news for some retailers. About 40 million Americans have a total of nearly $1.8 trillion in outstanding student loan debt. "We regard the incremental 'essential' nature of the debt payments as likely to reduce discretionary spending by an approximately equal amount." UBS expects the pullback in apparel spending to continue as Americans shift funds to student loan payments. In fact, its analysis of U.S. consumers with student loans shows the trend is even more pronounced among those with student debt.
Persons: Gabriella Carbone, Adrienne Yih, Grant, Christopher Horvers, Jay Sole, KeyBanc, Lots, Bradley Thomas, Horvers, — CNBC's Michael Bloom Organizations: U.S . Department of Education, Deutsche Bank, Barclays, JPMorgan Chase, Biden, JPMorgan, CNBC, UBS, Nike, American Eagle Outfitters, Urban, Sporting Goods Locations: Northeast
One way companies are changing their approach is by focusing more on skills, rather than qualifications like college degrees or previous work experience. How skills-based hiring worksHiring based on skills can have a wide range of benefits both for workers and employers, Duke said. According to Workday's Pell, skills-based organizations are "far more likely to outperform their traditional counterparts" when it comes to innovation, efficiency, and adaptability. Another major benefit for both workers and employers is that skills-based hiring can be vital for building a more diverse workforce. Companies that focus on skills also often provide development opportunities to their employees, Pell said.
Persons: Xavier Lorenzo, Sue Duke, Duke, Daniel Pell, Pell, Workday's Pell Organizations: CNBC, HR, Duke, Companies
President Joe Biden vetoed a GOP-led effort to block his student debt relief. The Supreme Court is also due to consider the legality of Biden's plan by the end of June. "But when it comes to hard-working Americans trying to get ahead, dealing with student debt relief, that's where they drew the line," he said. Conservatives have argued that the debt-relief measure is unfair on people who didn't go to college but still have debts. But despite Biden's veto, the debt-relief measure is not home and dry.
Persons: Joe Biden, , Biden, Donald Trump, Pell Grant, Marjorie Taylor Greene, Matt Gaetz, Kevin Hern, Sens, Chuck Grassley, Bill Cassidy Organizations: GOP, Service, Twitter, Biden, Congressional, Office, Lawmakers
Our experts answer readers' student loan questions and write unbiased product reviews (here's how we assess student loans). See Insider's picks for the best lenders to refinance student loans >>If you have federal student loans, you have options for debt forgiveness, including Public Service Loan Forgiveness and Income-Driven Repayment Plans. Insider's Featured Student Loan Refinance Companies SoFi Student Loan RefinancingSplash Financial Student Loan RefinancingEarnest Student Loan Refinancing Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Show more Variable: 5.32 % - 8.94%, Fixed: 4.96% - 8.99% (with AutoPay discount) Editor's Rating 3.5/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Apply now Apply now Apply now2. While private student loans aren't eligible for forbearance in the same way federal student loans are, you still have options if you're struggling to keep up with your payments.
Persons: , Pell Grant, Autopay, forbearance Organizations: Service, Public, Biden, Loan, SoFi, AutoPay, Federal Reserve Bank of New, AK, IL, forbearance Locations: Federal Reserve Bank of New York, MN, NH, OH, TN, TX, California, Florida, Texas, In Texas
Republicans and a few Democrats have voted to overturn Biden's student-loan forgiveness. Democrats defend Biden's student-loan forgiveness as part of a broader workforce development strategy to address the ongoing labor shortage and rebuild the middle class. "Student loan 'forgiveness' will benefit wealthy elites," Rep. Jim Jordan tweeted when Biden announced his student-loan forgiveness plan in August 2022. But Deluzio voted with all but two House Democrats to protect Biden's student-loan forgiveness. "Expansions of student debt forgiveness need to be matched dollar-for-dollar with investments in career & technical education.
Persons: it's, , Biden's, Biden, he's, Jim Jordan, Joe Biden, Sen, Bill Cassidy, Jamaal Bowman, Bowman, Chris Deluzio, Deluzio, Marie Gluesenkamp Perez, Washington, Pell Grant Organizations: Service, Privacy, House Republicans, Biden's, Real America, Fox, Democratic Rep, York, Pennsylvania, Democrats, Pittsburgh Democrat, Republican, Brookings, New York Times, Institute Locations: Real, Ohio, Georgia, Philadelphia
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