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☆ Banks' war against fintechs is a battle they're destined to lose
▼ + stars: | 2023-01-06 | by ( Dan Defrancesco | ) www.businessinsider.com time to read: +6 min

And while this shouldn't bother banks — they make plenty of money doing what they do best — this is Wall Street. In fact, the face of Wall Street, JPMorgan CEO Jamie Dimon, literally declared war on fintechs on an earnings call in 2021. But, as Insider's Bianca Chan and Reed Alexander recently outlined in a fantastic feature, banks' bid to topple fintechs is hopeless. Whether it's JPMorgan's digital-only bank Finn or, more recently, Goldman Sachs' Marcus, banks' attempt to cosplay as fintechs rarely ends well. Click here to read more about why banks are doomed to keep failing in their fight against fintechs.

☆ 300,000-year-old markings hint at a rare example of Stone Age clothing: huge cave-bear skins
▼ + stars: | 2023-01-06 | by ( Marianne Guenot | ) www.businessinsider.com time to read: +3 min

300,000-year-old cave markings in Germany suggest Stone Age humans were wearing clothes. Humans skinned huge cave bears to keep warm, per markings on bones analyzed by experts. This phalange, a bone from the paw of a cave bear, suggests that humans skinned cave bears and wore their pelts 300,000 years ago. The findings, published December 23 in the peer-reviewed Journal of Human Evolution, provided some of the earliest evidence of humans wearing clothing. Another sign is that all the cave bear bones and teeth found in the archeological site were from adults, which is "usually considered an indication of hunting," said Verheijen.

☆ Americans still haven't felt the worst of the war on inflation, meaning 2023 will be 'survival of the fittest'
▼ + stars: | 2022-12-29 | by ( Ayelet Sheffey | ) www.businessinsider.com time to read: +8 min

The Federal Reserve hiked interest rates seven times during 2022 to fight inflation. He believes the new year will bring a whole host of different challenges for small businesses. "I believe that we're going to see small businesses dropping like flies, and competition thinning out among the pandemic entrepreneurs," Gray said. With nearly half of Americans employed by small businesses, financial hardship to the sector could significantly impact the overall workforce. "Just since June, the rates have gone up almost 3% so capital is getting a lot more expensive for small businesses generally," Wallace told Insider.

☆ After a record-breaking 2021, European investors and founders are ready to take it slow
▼ + stars: | 2022-12-29 | by ( Jordan Parker Erb | ) www.businessinsider.com time to read: +4 min

Our Big Tech team was constantly chasing the biggest stories, from alleged executive misconduct at Microsoft to injuries in Amazon warehouses. After a record-breaking 2021, European startups raised $16 billion in the third quarter — a 44% annual drop. The solo founder joined YC in January 2022, and has since raised millions from investors like Alexis Ohanian. The risk of debilitating muscle and joint injuries at Amazon warehouses is off the charts, workplace regulators have said. Amazon workers shared why they planned to vote against unionizing.

☆ Shiba inu behind ‘Doge’ meme diagnosed with leukemia and liver disease, owner says
▼ + stars: | 2022-12-28 | by ( Marlene Lenthang | Marlene Lenthang Is A Breaking News Reporter For Nbc News Digital. | ) www.nbcnews.com time to read: +2 min

The shiba inu behind the renowned “Doge” meme is ill with leukemia and liver disease, according to her owner. Kabosu was diagnosed with acute cholangiohepatitis, a liver condition, and chronic lymphocytic leukemia, a type of blood cancer, Sato shared in a post on Tuesday. "Doge" is the nickname given to Kabosu, a Japanese Shiba Inu, who rose to online fame in 2013. The photo made rounds on websites including Tumblr and Reddit in the 2010s, where a Reddit user referred to the image as "Doge," birthing the “doge” meme. In 2021 the iconic “Doge” meme sold as an NFT for a whopping $4 million.

☆ Kabosu: 'Doge' meme shiba inu is seriously ill with leukemia
▼ + stars: | 2022-12-28 | by ( Tara Mulholland | ) edition.cnn.com time to read: +2 min

Hong Kong CNN —Kabosu, the internet-famous dog who inspired the “doge” meme and influenced digital culture for a decade, is seriously ill with leukemia and liver disease. While Sato said Kabosu’s appetite had returned, she had previously blogged that the dog was moving around less, and more slowly. It reached a peak value of more than $400 in 2014, and is considered the first “meme coin” or satire of cryptocurrency. After it raised funds for the Ukrainian military, the country’s Ministry of Defense tweeted its thanks with a photoshopped image of a shiba inu in fatigues. In Sato’s most recent posts about Kabosu, she said the dog was “in a very dangerous condition” and appeared to be jaundiced, but was also taking antibiotics.

☆ The internet-famous Shiba Inu who inspired 'doge' memes, and a joke cryptocurrency, is seriously ill with cancer
▼ + stars: | 2022-12-28 | by ( Sophia Ankel | ) www.businessinsider.com time to read: +2 min

Atsuko Sato said Tuesday that her Shiba Inu, Kabosu, was diagnosed with liver disease and leukemia. Shiba Inu dogs have an average life expectancy of between 12 to 15 years. It is unclear whether the Shiba Inu was Kabosu. Shiba Inu dogs have an average life expectancy of between 12 to 15 years. According to an Instagram post, Kabosu celebrated her 17th birthday in October.

You can buy your pet insurance through a company you know, like Nationwide pet insurance, or seek a specialty pet insurance provider like the ASPCA. Read our review Read Our Review A looong arrow, pointing rightCompare the best pet insurance in CaliforniaBest overall: PumpkinPumpkin pet insurance gets about as close to a one-size-fits-all solution as you can with insurance. Best cheap pet insurance: LemonadeThe Lemonade pet insurance system is built for digital automation. Best for senior pets: SpotSpot pet insurance offers both wellness plans and accident and illness pet insurance plans. Run pet insurance quotes for comparison: Insider looks at average pricing for pet insurance products being reviewed.

☆ ‘I Was Happy to Never See That Cat Again.’ When Pets Have It Out for the Real-Estate Agent
▼ + stars: | 2022-12-22 | by ( Robyn A. Friedman | ) www.wsj.com time to read: +2 min

Matt Vinci, real-estate agent, The Corcoran Group, New York CityAbout three years ago, I was representing the seller of a three-bedroom apartment in an older co-op building on the Upper West Side. Two kept to themselves, but the third was an older, grumpier cat. I yelled and stepped back, but the cat kept lunging at me and swatting at me with its paws. After about 20 minutes, the cat was still hissing and swatting at the sliding door, so I decided to try barking like a dog, which finally got the cat to back up. I gingerly opened the balcony door, grabbed my stuff and got out.

☆ 14 Best Gifts for Dog Lovers
▼ + stars: | 2022-12-15 | by ( ) www.wsj.com time to read: +10 min

Browse the ideas below, and take a look at our roundups of expert-approved products to keep your pet calm and the best gifts for cat lovers too. For the bakerThe Dash Dog Treat Maker—a small waffle iron with bone-shaped plates—lets your pal whip up homemade dog treats. Dockx eased her golden retriever’s separation anxiety while she was at work with a Snuggle Puppy, a plush toy with a battery-powered heartbeat. To brush up on dog speak, DeWillems recommends “Doggie Language: A Dog Lover’s Guide to Understanding Your Best Friend,” which decodes canine body language through illustrations that highlight subtle nuances in their mannerisms. For the devoted dog dadDog Dad Hats Custom Dog Dad Hats $69 at Dog Dad HatsAny proud parent will dig a Dog Dad Hat, with a custom embroidered illustration of their pet’s portrait.

When Mark arrived at the Sofra e Ariut (Bear's Table) restaurant he was just a cub, said Scherk Trettin, estimating him to have been born in 1998. "Today I am not feeling good because they are taking the bear away. We have been used to living with (him)," said Misir Maxhuku, whose duties have included caring for Mark for the past four years. Four Paws says inadequate legislation means bears and other wild animals remain at risk of being abused as pets or tourist attractions in Albania, where has rescued 11 other bears. Reporting by Fatos Bytyci; editing by John StonestreetOur Standards: The Thomson Reuters Trust Principles.

☆ It's all about you: The founder who's the face of their brand is more likely to succeed in 2023
▼ + stars: | 2022-12-07 | by ( Alexandra York | Jennifer Ortakales Dawkins | ) www.businessinsider.com time to read: +8 min

But saturated platforms make being "the face of your brand" as a founder a newly important tactic. Lisa Collum knew this and applied it to her own business by rooting the brand in her personal story. Collum is the founder and face of Top Score Writing, an 11-year-old company that sells writing curriculum to school districts and teachers. For the founder looking to grow in 2023, they need to be mindful of the way social media and the economy work hand-in-hand today. In today's business climate, being the face of your brand and speaking your mind as a founder is often the route to success.

☆ Everyone from the vet to the barber is hiking prices. And there’s no relief in sight
▼ + stars: | 2022-11-22 | by ( Alicia Wallace | ) edition.cnn.com time to read: +9 min

And that’s exactly where inflation can get “sticky,” meaning once prices for services rise they tend to remain at those levels for some time. “When you have strong price pressures in the services sector, they’re likely to last longer,” Nicaj said. That’s the risk that you also take as a business raising prices, because you may lose clients.”To Ryczko, it’s a strategic balancing act. Courtesy Genora Boykins and Sharon Owens“I don’t know of any goods that we are utilizing that haven’t increased in cost,” Boykins said. “Even if it doesn’t necessarily turn around, at least you don’t want [prices] to continue to escalate month after month after month.”

Last decade 2100 scenarios LOW EMISSIONS By 2100, Basra would see almost six months of dangerous heat under the most likely scenario. MEDIUM EMISSIONS HIGH EMISSIONS Jan. July Jan. July Dec. Dec. Heat Index 80°F Caution 90°F Extreme Caution 103°F Danger 125°F Extreme Danger Basra Kuwait City Last decade 2100 scenarios Lower emissions Medium emissions Higher emissions Jan. July Jan. July Dec. Dec. Heat Index 80°F Caution 90°F Extreme Caution 103°F Danger 125°F Extreme Danger Basra Last decade 2100 emissions scenario LOW Medium HIGH Jan. July Dec. Kuwait City Last decade 2100 emissions scenario LOW Medium HIGH Jan. July Dec. Heat Index 80°F Caution 90°F Extreme Caution 103°F Danger 125°F Extreme Danger Basra Last decade 2100 emission scenarios Low Medium High Jan. July Dec. Kuwait City Last decade 2100 emission scenarios Low Medium High Jan. July Dec. Heat Index 80°F Caution 90°F Extreme Caution 103°F Danger 125°F Extreme Danger Kuwait City Basra Today, Basra experiences about 60 dangerously hot days per year. MEDIUM EMISSIONS HIGH EMISSIONS Jan. July Jan. July Dec. Dec. Heat Index 27°C Caution 32°C Extreme Caution 39°C Danger 52°C Extreme Danger Basra Kuwait City Last decade 2100 scenarios Lower emissions Medium emissions Higher emissions Jan. July Jan. July Dec. Dec. Heat Index 27°C Caution 32°C Extreme Caution 39°C Danger 52°C Extreme Danger Basra Last decade 2100 emissions scenario LOW Medium HIGH Jan. July Dec. Kuwait City Last decade 2100 emissions scenario LOW Medium HIGH Jan. July Dec. Heat Index 27°C Caution 32°C Extreme Caution 39°C Danger 52°C Extreme Danger Basra Last decade 2100 emissions scenario Low Medium High Jan. July Dec. Kuwait City Last decade 2100 emissions scenario Low Medium High Jan. July Dec. Heat Index 27°C Caution 32°C Extreme Caution 39°C Danger 52°C Extreme Danger Kuwait City Basra Today, Basra experiences about 60 dangerously hot days per year. Last decade 2100 scenarios LOW EMISSIONS By 2100, Basra would see almost six months of dangerous heat under the most likely scenario. MEDIUM EMISSIONS HIGH EMISSIONS Jan. July Jan. July Dec. Dec.

K9s for Warriors, an organization that has rescued over 1,500 dogs from shelters and trained them as service dogs for veterans with post-traumatic stress disorder, or PTSD, matched Romero with Puppy — an Australian shepherd — in June. His wife, Brenda, who is a nurse practitioner in psychiatry, encouraged him to apply for a service dog. So far, O’Haire said, research based on participants from K9s for Warriors is showing that veterans with service dogs are struggling significantly less. And for those who are employed, there’s five times less absenteeism from work due to health.”But getting a service dog for veterans with PTSD is still a challenge. “The waitlist for service dogs on average tends to be two years.

☆ 11 Best Gifts for Dog Lovers
▼ + stars: | 2022-11-03 | by ( ) www.wsj.com time to read: +8 min

For the bakerThe Dash Dog Treat Maker—a small waffle iron with bone-shaped plates—lets your pal whip up homemade dog treats. It makes up to eight bone-shaped dog treats at a time, and it includes sweet and savory recipes. Dockx eased her golden retriever’s separation anxiety while she was at work with a Snuggle Puppy, a plush toy with a battery-powered heartbeat. To brush up on dog speak, DeWillems recommends “Doggie Language: A Dog Lover’s Guide to Understanding Your Best Friend,” which decodes canine body language through illustrations that highlight subtle nuances in their mannerisms. For the devoted dog dadDog Dad Hats Custom Dog Dad Hats $69 at Dog Dad HatsAny proud parent will dig a Dog Dad Hat, with a custom embroidered illustration of their pet’s portrait.

There is no evidence that any school has deployed litter boxes for students to use because they identify as cats. The rumor of litter boxes in schools appears to have begun among parents on social media, and one of the first schools to confront the falsehood was in Canada last fall. Catalina Lauf, a Republican congressional nominee in Illinois, tweeted this month that schoolchildren were using litter boxes in her state. Some say litter boxes are located in “transgender bathrooms” in schools. Meanwhile on TikTok, one video claiming “kids are now requesting litter boxes at school” collected 3 million views on the platform.

Most insurance companies offer add-on or standalone pet wellness plans that cover routine and preventive veterinary care. But spaying and neutering surgeries are planned procedures — meaning you could be on the hook for the entire cost, even if you have pet insurance. However, many pet insurance companies sell wellness plans as add-ons to their standard insurance policies. Does pet insurance cover spaying and neutering? Standard pet insurance policies — known as comprehensive plans — don't cover spaying and neutering because they're considered elective procedures.

☆ Where the Wild Things Are
▼ + stars: | 2022-09-21 | by ( The New York Times Magazine | Photographs Yael Martínez | ) www.nytimes.com time to read: +22 min

To return home from an animal voyage is to become, yourself, a new animal living in your old habitat. “If the snow leopard should manifest itself, then I am ready to see the snow leopard,” Matthiessen writes. “We’ve seen so much, maybe it’s better if there are some things that we don’t see.”Today, nearly 50 years later, if you are so inclined, you can go see a snow leopard at the zoo. The best trips, like Peter Matthiessen’s search for the snow leopard, find a way to make themselves permanent. To return home from an animal voyage is to become, yourself, a new animal living in your old habitat.

An animal voyage is special because it requires us to make many journeys all at once. To return home from an animal voyage is to become, yourself, a new animal living in your old habitat. “If the snow leopard should manifest itself, then I am ready to see the snow leopard,” Matthiessen writes. The best trips, like Peter Matthiessen’s search for the snow leopard, find a way to make themselves permanent. To return home from an animal voyage is to become, yourself, a new animal living in your old habitat.

☆ Inside an Animal Sanctuary in Bolivia Where Tourists Can Help
▼ + stars: | 2022-09-21 | by ( Photographs Yael Martínez | Yael Martínez | ) www.nytimes.com time to read: +22 min

An animal voyage is special because it requires us to make many journeys all at once. My favorite record of an animal voyage is a book that’s fluent in failure. To return home from an animal voyage is to become, yourself, a new animal living in your old habitat. “If the snow leopard should manifest itself, then I am ready to see the snow leopard,” Matthiessen writes. To return home from an animal voyage is to become, yourself, a new animal living in your old habitat.

☆ Lessons From a Lifetime of Animal Voyages
▼ + stars: | 2022-09-21 | by ( Sam Anderson | Photographs Yael Martínez | ) www.nytimes.com time to read: +22 min

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