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Mortgage rates fell dramatically this week, with 30-year mortgage rates even briefly dipping below 6% for the first time since early 2023, according to Zillow data. This should remove a lot of the upward pressure off of mortgage rates and allow them to ease. See more mortgage rates on Zillow Real Estate on ZillowMortgage Refinance Rates TodayMortgage type Average rate today This information has been provided by Zillow. See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's mortgage rates will affect your monthly and long-term payments. As inflation slows and the Federal Reserve is able to start cutting the federal funds rate, mortgage rates are expected to drop.

Persons: they've, Fannie Mae Organizations: Treasury, Federal Reserve, Zillow, Mortgage, Association, ARM Locations: Chevron

“Some critics, like Mr. Smotrich, for example, have claimed that the hostage deal is a surrender to Hamas or that hostages should not be exchanged for prisoners,” Mr. Kirby said at the start of a briefing for reporters. Mr. Smotrich and Itamar Ben-Gvir, the national security minister and a far-right ally, have threatened to quit Mr. Netanyahu’s coalition if he signs a deal ending the war. But whether it could help Mr. Netanyahu to have the Americans weigh in on his domestic politics was not as clear. “The idea that he would support a deal that leaves Israel’s security at risk is just factually wrong,” Mr. Kirby said of the president. “He won’t allow extremists to blow things off course — including extremists in Israel making these ridiculous charges against the deal,” he said.

Persons: ”, Biden’s, John F, Kirby, Biden, Bezalel Smotrich, Smotrich, Mr, “ Smotrich, Benjamin Netanyahu, Israel, ” Mr, Itamar Ben, Gvir, Biden administration’s pushback, Netanyahu, “, he’s Organizations: White, Hamas, ISIS Locations: U.S, Israel, Egypt, Qatar, Iran

☆ UK riots may have peaked, but more trouble could lie ahead
▼ + stars: | 2024-08-10 | by ( Rob Picheta | ) edition.cnn.com time to read: +9 min

It was meant to be another night of violence at the hands of the far right. “It shows that when everyone comes out to support, their numbers dwindle.”Large crowds gathered at an anti-racism protest in Walthamstow on Wednesday, where far-right violence had been expected. The fury simmering in a subset of White Britain remains a live danger; these riots were shocking, but not entirely surprising. “I normally walk through this city center all the time,” Nadeem Akhtar, 18, told CNN in the northern English city of Sheffield, where angry riots took place. Tommy Robinson, the figurehead of Britain’s far right, was reinstated to X (then Twitter) days after Elon Musk bought the platform.

Persons: ” Ahmed Hussain, ” Nadeem Akhtar, don’t, –, ” Jesse Bernard, ”, we’ve, Ian Forsyth, disruptors, Tommy Robinson, Elon Musk, Robinson, Justin Tallis, provocateur Laurence Fox, Fox, Starmer, Keir Starmer, Musk, Keir ” –, ” Paul James McDermott, “, ” McDermott Organizations: London CNN, Police, CNN, Reuters, Elon, Getty, Britain’s, Downing Locations: Walthamstow, London, Britain, English, Sheffield, Middlesborough, Bristol, British

Average 30-year mortgage rates dropped 26 basis points to 6.47%, their lowest level since May 2023, according to Freddie Mac. If today's mortgage rates are lower than the rate you're currently paying, refinancing could be worth it. See more mortgage rates on Zillow Real Estate on ZillowToday's refinance ratesMortgage type Average rate today This information has been provided by Zillow. Now that inflation has decelerated and a Fed cut is looking more likely, mortgage rates have trended down. This means your entire monthly mortgage payment, including taxes and insurance, shouldn't exceed 28% of your pre-tax monthly income.

Persons: Freddie Mac, Sam Khater, Freddie Mac's, you'll, Fannie Mae Organizations: Zillow, Mortgage, Association, Sky Locations: Chevron

☆ Work Culture at the Gates Foundation: Bill Gates Was Domineering, Inspired Fear
▼ + stars: | 2024-08-09 | by ( Anupreeta Das | ) www.businessinsider.com time to read: +10 min

Every year, Bill Gates — and, until she left, Melinda French Gates — would hold multiple meetings with executives of the Gates Foundation to approve plans and budgets, and review strategies. For many, the meeting might be the only direct opportunity to interact with, and impress, Gates and French Gates. AdvertisementGates and French Gates followed the presentations closely, usually saving questions for the end. The former couple sought to maintain a professional relationship, giving themselves at least two years to see if they could work together, with the understanding that French Gates would leave if they couldn't. One former senior employee compared the style of discussion to the Socratic method, often used in law schools by professors who push students to reasoning through dialogue.

Persons: Bill Gates —, Melinda French Gates, Gates, Louis XIV, —, opprobrium, Gates —, Bill Gates, Simon, It's, Melinda weren't, hasn't, Warren Buffett —, outargue Gates, seethed, Anupreeta Das Organizations: Gates Foundation, Business, Employees, Avid Reader Press, Simon & Schuster, Inc, HBO, Microsoft Locations: French Gates, Versailles, Gates

☆ 2 former bankers turned their experience into HBO's most underrated show. Now it's finally getting the attention it deserves.
▼ + stars: | 2024-08-09 | by ( Samantha Rollins | ) www.businessinsider.com time to read: +8 min

After 2 seasons under the radar, 'Industry' is poised for its breakout seasonHarper (Myha'la) has a new role in season three of "Industry." With the "Summer of the Finance Bro" in full swing, could this be the season "Industry" finally cuts through the noise? AdvertisementWorking in finance didn't prepare the 'Industry' cocreators for running a TV setMickey Down and Konrad Kay on the set of "Industry" season three. But they were delighted to hear from some cast and crew members who told them how much they enjoyed working on season three. "I really credit finance with pushing me towards it, because it's the polar opposite of finance in some respects," Down says.

Persons: —, Mickey Down, I'm, Harper, Simon Ridgway, Konrad Kay, thrums, Bro, Kay, didn't, Jami O'Brien, They're, Yasmin, Marisa Abela, inflicts, Indy Lewis, Kenny, Conor MacNeill, Henry Muck, Kit Harington, intertwines, HBO Rich, you'd, who's, Jamie O'Brien Organizations: Service, Business, HBO, Rotten, Venetia Locations: London

☆ How Pinterest became a secret weapon for a social-media marketer and boosted her revenue by $30,000 a month
▼ + stars: | 2024-08-08 | by ( Shriya Bhattacharya | ) www.businessinsider.com time to read: +6 min

That's what 23-year-old Kenda Laney thinks of when she reflects on the start of her career in social media. When Laney was later asked if she could look into Pinterest, which she only used for fun, she was intrigued. In July, about $29,000 of the $109,000 in revenue she made from these purchases was driven by Pinterest. AdvertisementFor creators who want to start using Pinterest, Laney advises them to do their due diligence on search-engine optimization, or SEO, for their content niche. "Hyperfocus on how your content is an answer to someone's question rather than just describing what your content is," Laney said.

Persons: Kenda Laney, Laney, Laney Media's, Pinterest Organizations: Service, Business, Laney Media, Pinterest Locations: Colorado

October 23 Lebanon Image location Israel Aita al-Shaab Lebanon Image location Israel Aita al-Shaab Lebanon Image location Israel Aita al-Shaab July 13 Lebanon Image location Damaged buildings Israel Aita al-Shaab Lebanon Image location Israel Damaged buildings Aita al-Shaab Lebanon Image location Damaged buildings Israel Aita al-Shaab July 13 Lebanon Image location Damaged buildings Israel Aita al-Shaab Lebanon Image location Israel Damaged buildings Aita al-Shaab Lebanon Image location Damaged buildings Israel Aita al-Shaab Source: Planet LabsIsraeli forces and Hezbollah militants, who are backed by Iran, have been fighting off and on for years. May 23 Lebanon Image location Israel Malkiya Lebanon Israel 0.5 miles Dishon Lebanon Image location Israel Malkiya Lebanon Israel Dishon 0.5 miles Lebanon Image location Israel Malkiya Lebanon Israel Dishon 0.5 miles May 29 Lebanon Image location Israel Burned Area Malkiya Lebanon Israel 0.5 miles Dishon Lebanon Image location Israel Burned Area Malkiya Lebanon Israel Dishon 0.5 miles Lebanon Image location Israel Burned Area Malkiya Lebanon Israel Dishon 0.5 miles May 29 Lebanon Image location Israel Burned Area Malkiya Lebanon Israel 0.5 miles Dishon Lebanon Image location Israel Burned Area Malkiya Lebanon Israel Dishon 0.5 miles Lebanon Image location Israel Burned Area Malkiya Lebanon Israel Dishon 0.5 miles Sources: Planet Labs, OpenStreetMapIt is not only Israel that is burning. Lebanon Beirut Israel killed a Hezbollah commander near Beirut Golan Heights A rocket from Lebanon killed 12 civilians in the Israeli-controlled Golan Heights. Jerusalem Gaza Israel Lebanon Beirut Israel killed a Hezbollah commander near Beirut. Golan Heights A rocket from Lebanon killed 12 civilians in the Israeli-controlled Golan Heights.

Persons: Israel Aita, Corey Scher, Israel, Diego Ibarra Sánchez Organizations: Planet Labs, Hezbollah, CUNY, Lebanon Israel Dishon, Labs, Hamas, The New York Times Locations: Israel, Lebanon, Lebanon Golan, Lebanon Israel Golan, Aita, Iran, Gaza, Lebanon Israel, Syria Majdal Shams Israel Lebanon, Galilee Haifa Lebanon, Area Israel Syria, Galilee Haifa Nazareth Jordan, Detections, Golan, Beirut’s, Lebanon Beirut Israel, Beirut Golan, Jerusalem Gaza Israel Lebanon Beirut Israel, Beirut, Jerusalem Gaza Israel Lebanon's, Lebanese, Yarine

☆ Olympic couples are mixing romance with competition in Paris. It's not necessarily a bad thing, says a psychologist.
▼ + stars: | 2024-08-07 | by ( Hannah Abraham | ) www.businessinsider.com time to read: +6 min

Read previewThere are 17 known couples participating in this year's Olympics in Paris, and they are having a moment. Chinese badminton stars Liu Yuchen and Huang Ya Qiong got engaged after Huang won gold in the mixed doubles. "Talk about a great opportunity for intense social bonding," said Morley, who provides individual and couples therapy in Boston. Christian Petersen/Getty ImagesMorley told Business Insider that being an Olympic couple is a unique experience—somewhat like being a celebrity. AdvertisementSome couples work around that by training together, like former British Olympic triathletes Stuart Hayes and Michelle Dillon.

Persons: —, Liu Yuchen, Huang Ya Qiong, Huang, Pablo Simonet, Maria Campoy, Olga Kharlan, Luigi Samele, Gregorio Paltrinieri, Rossella Fiamingo, Katerina Siniakova, Tomas Machac, Clive Brunskill, Isabelle Morley, Morley, Tara Davis, Hunter Woodhall, Christian Petersen, Alex de Minaur, Katie Boulter, Tim Clayton, Lea Schüller, Lara Vadlau, Vadlau, Schüller, Lee Kiefer, Gerek, Wally Skalij, they're, Stuart Hayes, Michelle Dillon, Jacopo Raule Organizations: Service, Business, Woodhall, Paralympic, Getty, Tennis, FC Bayern Munich's, Olympics, University of Kentucky Locations: Paris, Argentine, Czech, Boston, Australia, Great Britain, German, Austrian

☆ I resigned from Tesla after nearly 8 years. I lost confidence in Elon Musk's vision for the company.
▼ + stars: | 2024-08-06 | by ( Grace Kay | ) www.businessinsider.com time to read: +7 min

This as-told-to essay is based on a conversation with a former Tesla employee who resigned from the company earlier this year and spoke anonymously to protect their privacy. The following year Tesla and SolarCity came to my city and I started in sales at SolarCity. When Tesla acquired SolarCity in 2016, I began working in sales for Tesla Energy. For example, I was on the sales team when Musk announced he only wanted to do online sales. The 2021 Model S and Model X refreshes were designed to make them look the same as the old models.

Persons: Tesla, SolarCity, Elon Musk, I've, Musk, There's, Justin Sullivan, I'd, I'm, — Organizations: Service, Tesla, Falcon, SolarCity, Tesla Energy, Twitter, Business

Jordan Chiles won her first individual Olympic medal in Monday's floor exercise final, but originally, the judges left her off the podium. After losing an all-around bronze medal in a heart-wrenching tiebreaker, Raisman thought she was fourth again on the beam. Raisman was on the 2016 Olympic team with Biles that won team gold and collected more medals than any U.S. gymnastics team in history. Chiles lost the chance to contend for an all-around medal to her teammate Suni Lee, who went on to win bronze. Eight years ago, Raisman won her last Olympic medal in Rio, a silver in her signature event, the floor exercise.

Persons: Jordan Chiles, Aly Raisman, Mihai Brestyan, Chiles, Raisman, Naomi Baker, Simone, Simone Biles, Biles, Ana Barbosu, Barbosu, Jordan, Catalina Ponor, Suni Lee, Jordyn Wieber Organizations: NBC, Team United States, Bercy Arena, Paris Games, London Olympics Locations: Paris, Romanian, London, Rio

However, because likely fewer people are willing to make the initial $550 investment in the Chase Sapphire Reserve, we'll crown the Sapphire Preferred Card in this category. Winner: Sapphire Preferred Card and Chase Sapphire ReserveTravel benefits and protectionsThe biggest difference between the Sapphire Preferred Card and the Chase Sapphire Reserve are the ongoing benefits. But as you can see, the Chase Sapphire Reserve trounces the Sapphire Preferred Card in a few categories. Winner: Chase Sapphire ReserveBonus points on Lyft ridesThrough March 2025, the Chase Sapphire Reserve offers 10x points on Lyft rides — a great return on spending — while the Sapphire Preferred Card offers 5x points. Chase Sapphire Preferred vs. Sapphire Reserve frequently asked questionsHow do the annual fees for the Chase Sapphire Preferred and Sapphire Reserve compare?

Persons: Chase, you've, Chase Travel ℠, there's, we'll, you'll, Sarah Silbert, Sarah, verticals, Guy Organizations: Chase Sapphire, Chase, Sapphire, Chase Travel, Hotel, FDIC, TSA, Target, Walmart, Chase Sapphire Reserve, Chase Dining, cardholders, Business, Reserve Elite, Sapphire Reserve, Southwest Airlines, United Airlines, Marriott, Hyatt, Finance, TPG, Engadget, Laptop Magazine, York, Banking Insurance, Sarah Lawrence College Locations: —, Chase, Chevron

Last week, 30-year mortgage rates averaged 6.28%, and they're even lower today, according to Zillow data. What does this mean for mortgage rates? See more mortgage rates on Zillow Real Estate on ZillowMortgage Refinance Rates TodayMortgage type Average rate today This information has been provided by Zillow. See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's mortgage rates will affect your monthly and long-term payments. As inflation slows and the Federal Reserve is able to start cutting the federal funds rate, mortgage rates are expected to trend down as well.

Persons: Jerome Powell, Fannie Mae Organizations: Federal, Zillow, Federal Reserve, Mortgage, Association, ARM Locations: Chevron

☆ Miss USA: Alma Cooper of Michigan crowned, capping tumultuous year of pageant controversy
▼ + stars: | 2024-08-04 | by ( Oscar Holland | ) edition.cnn.com time to read: +5 min

The show featured no explicit references to the controversy, though Gankiewicz described her unexpected three-month stint as Miss USA as “the most unique reign in history.”Alma Cooper onstage with former Miss USA titleholder Savannah Gankiewicz of Hawaii. Miss USA president Laylah Rose released a statement at the end of May, reported by the Los Angeles Times, refuting Voigt’s allegations. Judges included shoe designer Jojo Bragais and former Miss USA titleholders Carole Gist and Lu Parker. Sunday marked the first Miss USA pageant to take place since its owner, the Miss Universe Organization, lifted a longstanding age restriction banning women over 28 from participating. Cooper will now go onto compete in the Miss Universe 2024 contest, which will be held in Mexico later this year.

Persons: Alma Cooper, Kentucky’s Connor Perry, Oklahoma’s Danika Christopherson, ”, ” Cooper, Savannah, Utah’s Noelia Voigt, Voigt’s, —, UmaSofia Srivastava, Gankiewicz, ” Alma Cooper, Gilbert Flores, Voigt, “, ” Voigt, ” Srivastava, Barbara, Laylah Rose, Chelsea Lauren, Shutterstock, Garcelle, Keltie Knight, Jojo Bragais, Carole Gist, Lu Parker, Kristina Johnson of, Maryland’s Bailey Anne Kennedy, Shavana Clarke, Addie Carver, Stephanie Skinner, Carver, Cooper Organizations: CNN, US Army, Miss USA, Stanford University, Latina, United States Army, Miss Teen USA, Instagram, Miss, Morning, Miss Universe Organization, Los Angeles Times, Garcelle Beauvais, Housewives, Beverly Hills, Miss Teen Locations: Savannah Gankiewicz, Hawaii, Miss USA, Los Angeles , California, “, California, Kristina Johnson of Arizona, Montana , North Dakota, Maryland, Indiana, Shavana Clarke of Connecticut, Mississippi, Mexico

☆ Warren Buffett raises Berkshire cash level to record $277 billion after slashing stock holdings
▼ + stars: | 2024-08-03 | by ( Yun Li | ) www.cnbc.com time to read: +2 min

Warren Buffett walks the floor and meets with Berkshire Hathaway shareholders ahead of their annual meeting in Omaha, Nebraska on May 3rd, 2024. Berkshire Hathaway 's cash pile swelled to a record $276.9 billion last quarter as Warren Buffett sold big chunks in stock holdings including Apple . The Omaha-based conglomerate's cash hoard jumped significantly higher from the previous record of $189 billion, set in the first quarter of 2024. For the second quarter, Berkshire's operating earnings, which encompass profits from the conglomerate's fully-owned businesses, enjoyed a jump thanks to the strength in auto insurer Geico. Operating earnings totaled $11.6 billion in the second quarter, up about 15% from $10 billion a year prior.

Persons: Warren Buffett, Berkshire Hathaway, Tim Cook, Buffett, I've Organizations: Berkshire Hathaway, Berkshire, Apple, Oracle, Buffett, Bank of America, Federal Reserve, Dow, Industrial Locations: Omaha , Nebraska, Omaha, Berkshire

☆ Simone Biles spent years working on her mental health after Tokyo. It’s made her an unstoppable force in Paris.
▼ + stars: | 2024-08-03 | by ( Kyle Feldscher | ) edition.cnn.com time to read: +4 min

Paris CNN —The last few years of therapy and mental health work have turned Simone Biles into one of the most unstoppable forces in Paris during these Summer Olympics. “After all these years of putting in the mental work in, it’s paid off. Andrade’s second vault scored high for execution – 9.433 – but her difficulty marks dragged her down. The work on her mental health has not stopped as Biles runs rampant through Paris. “They hurt, but I’m still in therapy working on all that stuff to just make sure my mental health is well.

Persons: Paris CNN —, Simone Biles, Biles, Rebeca Andrade –, Jade Carey, “, it’s, ” Biles, ”, –, Andrade, Cheng, ’ Cheng, It’s, she’s, I’m Organizations: Paris CNN, Texas –, Olympic, Games, Tokyo Locations: Paris, Texas, Tokyo, Biles, Rio de Janeiro, City

Mortgage rates are down in response to the labor market slowing. Average 30-year mortgage rates are now hovering in the low 6% range, according to Zillow data, the lowest they've been since January 2024. See more mortgage rates on Zillow Real Estate on ZillowToday's refinance ratesMortgage type Average rate today This information has been provided by Zillow. This is a significant slowdown compared when it peaked at 9.1% in 2022, which means mortgage rates should start trending down soon. This means your entire monthly mortgage payment, including taxes and insurance, shouldn't exceed 28% of your pre-tax monthly income.

Persons: you'll, Fannie Mae Organizations: of Labor Statistics, Federal Reserve, Zillow, Mortgage, Association, Sky Locations: U.S, Chevron

☆ Gershkovich advocates for Russian dissidents in first comments after arriving in the U.S.
▼ + stars: | 2024-08-02 | by ( Aurora Almendral | Aurora Almendral Is A London-Based Editor With Nbc News Digital. | ) www.nbcnews.com time to read: +3 min

Wall Street Journal reporter Evan Gershkovich chose to advocate for dissidents languishing in Russian prisons, in his first public comments on U.S. soil after he was freed as part of a prisoner exchange. “I just spent a month in prison in Yekaterinburg where basically everyone I was sat with is a political prisoner,” he added. Seven Russian citizens, including four who worked with the late opposition figure, Alexey Navalny, were among the the 24 people freed in Thursday’s major multinational prisoner exchange. On the dissidents he’d met behind bars Gershkovich said no one knew them publicly, but they had various political beliefs. President Joe Biden called the deal a “feat of diplomacy and friendship.” It was cut among seven nations, involving 24 people, including five Germans and seven Russian citizens held in Russia, and eight Russians imprisoned in the U.S., Germany, Slovenia, Norway and Poland.

Persons: Evan Gershkovich, “, ” Gershkovich, Andrew Roth, ”, Alexey Navalny, he’d, Gershkovich, “ They’re, Paul Whelan, Joe Biden, Alsu Kurmasheva, Vladimir Kara, Murza, Biden, Whelan, ” “, ” Whelan, Putin, “ I’m Organizations: Guardian, Base Andrews, AP, Getty, Marine Locations: Russian, Maryland, Yekaterinburg, Russia, U.S, Germany, Slovenia, Norway, Poland, Turkey, United States

☆ Russian Dissident Says He Was Traded Against His Will in Inmate Swap
▼ + stars: | 2024-08-02 | by ( Valerie Hopkins | ) www.nytimes.com time to read: +1 min

Ilya Yashin, one of the Russian opposition politicians traded to the West in Thursday’s prisoner exchange, expressed outrage on Friday that he had been sent into involuntary exile rather than left in his own country, even if that meant remaining in prison. “I will never make peace with the role of an emigrant,” Mr. Yashin, 41, said at a news conference with other dissidents in Bonn, Germany. He described a statement he wrote before he was moved from his penal colony, insisting that he did not consent to be exchanged, which he said included the declaration, “The Russian Constitution bans sending a citizen of the Russian Federation abroad without his consent. As a Russian citizen, I confirm that I do not give permission to be sent outside of Russia.”He said he was told that if he attempted to return, he would meet the same fate as Aleksei A. Navalny, the opposition leader who died in February in the Arctic penal colony where he was serving several sentences on what Western governments and human rights groups said were trumped-up charges.

Persons: Ilya Yashin, “, ” Mr, Yashin, ”, Aleksei A Organizations: Russian Federation Locations: Bonn, Germany, Russian, Russia

☆ Joint Base Andrews: Three freed Americans back on US soil in Maryland after historic prisoner swap
▼ + stars: | 2024-08-02 | by ( Simone Mccarthy | ) edition.cnn.com time to read: +5 min

Elizabeth Whelan hugs her brother Paul Whelan at Joint Base Andrews following his release from a Russian prison. Alex Brandon/APPresident Joe Biden and Vice President Kamala Harris walk with family members of the returning Americans to greet them at Joint Base Andrews. Today, their agony is over,” said Biden, who hosted the families of Gershkovich, Whelan, Kurmasheva and Kara-Murza at the White House. Whelan, Gershkovich and Kurmasheva flew roughly 10 hours from Ankara, Turkey, on top of a three hour and 45 minute flight from Moscow to Ankara. This is typical protocol for wrongfully detained Americans who return home.

Persons: Evan Gershkovich, Paul Whelan, Alsu Kurmasheva, Joe Biden, Kamala Harris, Whelan, Gershkovich, Harris, Biden, Kurmasheva, “, ”, ” Biden, Feedback Biden, CNN Whelan, Vladimir Kara, Murza, –, Vadim Krasikov, Elizabeth Whelan, Joint Base Andrews, Alex Brandon, Base Andrews, Brittney Griner Organizations: CNN, Wall Street, Joint Base Andrews, Street Journal, US State Department, Radio Free, Radio Liberty, Washington Post, Joint Base, Base, AP, White, National Security Council, State Department, Brooke Army Medical Center, Defense Department Locations: American, United States, Russia, Maryland, Moscow, Radio Free Europe, Germany, Poland, Norway, Slovenia, Gershkovich, Kara, Ankara, Turkey, San Antonio, PISA

☆ I had my first baby in Switzerland and the second after moving home to Chicago. Giving birth in the US left much to be desired.
▼ + stars: | 2024-08-02 | by ( Chantal Panozzo | ) www.businessinsider.com time to read: +7 min

AdvertisementArrival at the delivery ward in the US vs SwitzerlandSo no, the suburban Chicago hospital had no birthing stool. In Switzerland, the standard of care is a five-day hospital stay for a vaginal birth and a 10-day hospital stay for a C-section. AdvertisementDuring my five-day hospital stay in Switzerland, in addition to constantly monitoring my baby and my health, I was taught to breastfeed, diaper, and bathe my baby. The author found giving birth in Switzerland much easier than back home in Chicago. AdvertisementChantal Panozzo is writing a book about what she wishes she'd known about American life before giving up her Swiss residency permit.

Persons: —, GYN, I'd, Chantal Panozzo, Peterson, haven't, she'd Organizations: Service, Business, Swiss, OB, Commonwealth Fund, Disease Control Locations: Chicago, Switzerland, Swiss, America

As the Fed lowers rates, mortgage rates are expected to go down. "Mortgage rates declined to their lowest level since early February," Sam Khater, Freddie Mac's chief economist, said in a press release. See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's mortgage rates would impact your monthly payments. 15-Year Fixed Mortgage Rates Barely Tick Down (-0.05%)The average 15-year mortgage rate is 5.55%, five basis points lower than last week. Mortgage rates also rose dramatically in 2023, though they started trending back down toward the end of the year.

Persons: Freddie Mac, Jerome Powell, Sam Khater, Freddie Mac's, you'll, It's, refinance, they've Organizations: Reserve, Zillow, FHA Locations: Chevron

☆ Inside the Petrostate Hosting This Year’s Global Climate Negotiations
▼ + stars: | 2024-08-02 | by ( Max Bearak | Nanna Heitmann | ) www.nytimes.com time to read: +1 min

It’s an unlikely place for such talk: It is out of the way, under authoritarian rule and, crucially, hyper-dependent on fossil fuels. Azerbaijan is hosting the annual climate summit, called COP29, only by dint of a quirky United Nations selection process that left it as the last option on the table. It’s a nearly vertical learning curve for officials who acknowledge their inexperience in global climate politics. They also acknowledge that they are under pressure from some people in their own country, who fear the global energy transition away from fossil fuels. Mr. Babayev himself spent most of his career rising through the middle ranks of the state oil company.

Persons: Mukhtar Babayev, ”, Mr, Babayev Organizations: United Locations: Azerbaijan, Russia, Iran, United Nations, Saudi Arabia, Vanuatu, It’s, Europe

☆ Atlantic Ocean currents could collapse as early as the 2030s, new research suggests
▼ + stars: | 2024-08-02 | by ( Angela Dewan | Angela Fritz | ) edition.cnn.com time to read: +4 min

CNN —A vital system of Atlantic Ocean currents that influences weather across the world could collapse as soon as the late 2030s, scientists have suggested in a new study — a planetary-scale disaster that would transform weather and climate. This research suggests it’s more likely than not to collapse by 2050. The impacts of an AMOC collapse would leave parts of the world unrecognizable. The emphasis in ocean research on the timing of the collapse is a relatively new development, said Rahmstorf. This research gap means the predictions could underestimate how soon or fast a collapse would happen, Rahmstof said.

Persons: ”, René van Westen, Stefan Rahmstorf, ” Rahmstorf, “ There’s, ” Rahmstof, “, You’re, Rahmstof Organizations: CNN, University of Utrecht, Southern, Northern, Potsdam University, “ Locations: Netherlands, England, Germany, Utrecht

The complaint, filed in San Francisco County Superior Court, alleges fraud, breach of contract and misappropriation of Lemon’s name and likeness. Musk and X enticed Lemon with “false promises and representations,” the complaint alleges. In May 2023, shortly after CNN terminated Lemon, Musk posted on X: “Have you considered doing your show on this platform? Within a day of the interview, Musk sent Lemon’s agent a text message saying the partnership and contract were canceled. “To this day, Defendants have not compensated Lemon pursuant to the exclusive partnership deal that Defendants induced Lemon to enter into,” the filing says.

Persons: Don Lemon, Elon Musk, Musk, Lemon, Elon, ”, ” Lemon, Linda Yaccarino, Brett Weitz, he’d, “, Donald Trump, Weitz, Jeff Zucker, Carney Shegerian, Don, Shegerian, who’s Organizations: CNN, Court, X, NBC Locations: San Francisco County, New York City

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